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the certificate in the signature cannot be verified?

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  • Verified signature

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    • Verified signaturePowerIT (8 comments)

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    – The certificate is not signed for the speficied server/URL

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    This use case outlines the migration challenges that organizations face and how the Acronis AnyData Engine supports physical-to-physical (P2P), physical-to-virtual (P2V), virtual to physical (V2P), and cross-virtual (V2V) migration scenarios to address these challenges.

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    What you could do is use a script or build the import into your application.

    Just google for some examples.

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    then i self signed that application through some commands in command prompt. If you want i can provide you with those commands, it worked on that system. It was showing the digital signature is OK . every thing was perfect.

    then I brought that application to XP, there its showing the the certificate in the signature is not verified . Then as u said I imported manually the .pfx file in the personal folder, then in trusted root and in trusted publisher.

    But the problem is still same. Am I wrong somewhere. I just want my application run perfectly at every OS. Please help me out.


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      • Please visit the Bridge-Course and Practicum Workshop page for course details.


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    Juegos de autos – Juegos de autos gratis, juegos de autos en 3d.

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    Juego de gran entretenimiento donde tienes que defender este gran fuerte del ataque de botes y lanchas, dale toda la artillerнa posible. Juegas con el mouse.

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    Juega a pilotear esta gran moto recolectando todos los bonos que puedas para obtener un mayor puntaje y pasar de nivel sin que te caigas. Juegas con las flechas.

    Juegos de autos en 3d

    Espectacular juego de carreras, en tu garaje podrбs seleccionar el mejor auto con todos sus accesorios para la mejor carrera. Juegas con las flechas, barra y Z.

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    Excelente juego de skidoo, debes conducir esta moto de nieve por un circuito recolectando todos los bonos que puedas y las rampas. Juegas con las flechas.

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    Te cargarбn una carga para que lleves a destino teniendo en cuanta el tiempo y sin perder nada en el camino, pasa los niveles. Juegas con las flechas.

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    Auto Accident Lawyers, auto accident lawyer.

    #Auto #accident #lawyer


    Auto Accident Lawyers

    A car accident can be a traumatic event – particularly when someone else is to blame. You have the shock of the accident itself, but may also be left with serious injuries and a damaged or destroyed vehicle. An auto accident lawyer can help you deal with the accident’s aftermath and get the compensation you deserve.

    A car accident lawyer is a type of personal injury lawyer. Car accident lawyers represent accident victims, specifically victims of accidents where another driver is at fault. Your auto accident lawyer can:

    • Look at the evidence surrounding your auto accident, including the vehicles themselves, review police reports and talk to eyewitness
    • Assess the total cost of your accident, including medical treatment, lost wages, the cost to repair or replace your car, as well as pain and suffering
    • Talk to the other driver, the driver’s lawyer or the driver’s insurance company in an effort to negotiate a settlement
    • File a lawsuit against the other driver if a settlement can’t be reached
    • Represent you in court

    What Are the Benefits of Hiring a Car Accident Lawyer

    There are several reasons to hire an auto accident lawyer, rather than trying to represent yourself.

    Your automobile accident lawyer will have experience handling cases similar to yours. He or she will know the personal injury laws in your state, understand how to value your claim and will be comfortable negotiating a settlement or representing you in court.

    Vehicle accident lawyers may also be familiar with others involved in your case – the defendant’s insurance company and its lawyers, the judge, police and expert witnesses.

    Perhaps the biggest benefit: When you’re represented by a car accident lawyer, the other side can take you and your claim more seriously.

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    Automobile accident lawyers typically charge clients a contingency fee. This means you pay your accident attorney nothing up front, but if your claim is successful, you share a percentage of that award with your auto accident lawyer.




    360-Grad-Video mit 6 GoPro-Kameras – Jonas Ginter, 360 grad software.

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    360-Grad-Video mit 6 GoPro-Kameras

    Endlich geschafft! Seit mehr als zwei Jahren geistert die Idee in meinem Kopf herum, 360-Grad-Videos zu machen. Ich habe getüffelt, ausprobiert und geflucht jetzt funktioniert es tatsächlich. Doch der Reihe nach:

    Kleine Planeten

    Ihr kennt doch diese kleinen Planten, die man aus Panorama-Bildern basteln kann? Eigentlich ein ganz einfaches Prinzip: Man dreht die Kamera einmal um die eigene Achse, nimmt dabei viele Einzelbilder auf, fügt sie am Computer zusammen und verbiegt das fertige Panorama zu einem kleinen Planeten. In der Fachsprache nennt sich das sphärisches Panorama . So entstehen furchtbar niedliche, kleine Welten, die mich immer noch begeistern. Mittlerweile kann man sie sogar ganz einfach mit dem smartphone aufnehmen.360 grad software

    Viel hilft viel: 360°-Videos mit 6 GoPro-Kameras

    Um diesen kleinen Planten allerdings Leben einzuhauchen und sie als Bewegtbild umzusetzen, habe ich in den letzten Jahren viele komische Dinge probiert: Ich habe meine Kameras auf Drehteller geschraubt und Nächte lang versucht, tausende Bilder zusammenzufügen. Hat überhaupt nicht geklappt. Ich habe mir seltsame Konstruktionen mit Spiegeln angeguckt und frustriert festgestellt, dass das absoluter Quatsch ist. Stück für Stück kam die Erkenntnis, dass ich 360-Grad-Videos nur realisieren kann, wenn ich das Bild in einem Take aufnehme. Die logische Konsequenz hieß also: Viele Kameras.

    360 grad software

    Eine Halterung aus dem 3D-Drucker

    Zum Glück gibt es GoPro Kameras , die mit ihrem Fisheye-Objektiv einen anständigen Blickwinkel abdecken. So braucht man nur sechs Kameras, um horizontal 360° und vertikal 180° aufnehmen zu können. Vorausgesetzt, man richtet die Kamera exakt aus. Je dichter die Linsen aneinander liegen und je mehr Überschneidungen die einzelnen Kameras erzeugen desto besser wird das Ergebnis. Ich habe erfolglos mit Gummibändern, Kabelbinder, Holz und Styropor experimentiert. Erst mit der Konstruktion einer Halterung, die im 3D-Drucker gedruckt wurde, funktionierte alles zufriedenstellend. Ich habe diese Vorlage als Basis genutzt und noch ein bisschen dranOhne die Hilfe der Cracks des Hackerspace Bremen und ganz speziell ohne Andrees und Michaels Engagement, wäre das alles nix geworden. Vielen Dank!

    Jetzt heißt es diesen Kamera-Ball zu nutzen. Relativ einfach können damit interaktive Videos für Events erstellt oder außergewöhnliche Perspektiven für Musik- oder Werbevideos produziert werden. Speziell in Bezug auf Google Streetview, das ja immer mehr Einzug in Gebäude hält, wie mit Businessview, bestimmt ein spannendes Einsatzgebiet. Und auch im Bereich Zeitraffer-Film sehe ich Potential und werde mich in den nächsten Wochen wohl statt mit einer großen Kamera, mit sechs kleinen Kameras an die frische Luft begeben, geduldig ausharren und die Zeit verbiegen.

    Ich suche Mitfahrgelegenheiten!

    Du hast ein tolles Auto, ein super Boot, einen starken Trecker, ein flottes Pferd oder fährst Ballon? Nimm mich mit und ich filme das ganze mit der 360°-Kamera. Ich freue mich auf deinen Vorschlag. Kontaktmöglichkeiten stehen ganz unten auf der Seite oder hier.

    Über den Author

    ist Fotograf in Bremen und spezialisiert auf Business-Portraits, Industriefotografie und neue Perspektiven. Er realisiert 360°-Videos und virtual reality Produktionen. Auch auf: Google+ und: facebook




    División en departamentos, Organizacion de Empresas, ventas de departamentos.

    #Ventas #de #departamentos


    División en departamentos

    En el caso de una división en departamentos basada en productos, todas las actividades relativas a la fabricación o venta de un producto serán asignadas a un departamento del negocio. Por ejemplo, la base de la organización de ventas de la General Electric Company es una de éstas. Tiene un departamento de aparatos y de lámparas de radio televisión y electrónicas, de aparatos para el hogar, etc. Estos departamentos efectúan sus propios diseños, producción y ventas.

    En la división de departamentos basada en el proceso, todos los de un tipo se colocan en un mismo departamento. Por ejemplo, si en un taller todos los tornos son agrupados en un departamento de tornos, todas las fresadoras en un departamento de fresadoras y todas las estampadoras en un departamento de estampadoras, la base de su organización es la del proceso.

    Cuando actividades tales como las ventas se dividen en zonas, llamamos a este tipo división regional o por zonas. Por ejemplo, si el trabajo del gerente general de ventas está dividido en dos partes, es decir, en el de un gerente de ventas del Este y de un gerente de ventas del Oeste, la base de este caso es de división por zona, o regional.

    Cuando las actividades se dividen de acuerdo con la naturaleza de la actividad misma, tal como compras, control de producción o inspección, la base para la división departamental es funcional.

    La división en departamentos dentro de un negocio, no sólo es importante desde el punto de vista de la organización; también lo es la naturaleza de las relaciones entre sus autoridades. La autoridad de una persona dentro de una organización podrá involucrar:

    1 Relaciones ejecutivas.

    2 Relaciones funcionales.

    3 Relaciones de personal.

    La relación ejecutiva involucra el derecho de dar órdenes y exigir cumplimiento. De acuerdo con ella, las órdenes y el grado de autoridad descienden en orden jerárquico desde la cabeza de la organización hasta el operario. Lo ejecutivo implica una responsabilidad activa en la producción. La relación de un empleado con su "patrón" es una relación ejecutiva. Ella señala fuerte y definitivamente las líneas de autoridad dentro de una organización. Su debilidad en el pasado fué motivo de que se asignara demasiado trabajo al capataz.

    Fredrick W. Taylor señaló a fines del siglo XIX, en un estudio sobre el trabajo del capataz, que la tarea de éste era demasiado grande. Estaba totalmente a cargo de su taller, era el responsable de seleccionar, emplear y despedir personal, fijaba salarios, era el responsable de la calidad del producto, debía anotar las horas trabajadas, autorizar aumentos de salarios, indicar las vías de producción y sus plazos, despachar y controlar el trabajo, y además era el responsable del adiestramiento del personal y del mantenimiento de sus máquinas. Tenía tanto que hacer que cuando llegaba al taller llevaba a cabo las tareas más urgentes y no tenía tiempo para las restantes, hasta que éstas, a su vez, también se convertían en urgentes. Taylor notó que muchos talleres mecánicos recién establecidos fracasaban, y dedujo de esta manera que tales fracasos se debían a la falta de buenos capataces. En su análisis de las cualidades requeridas para ser un buen capataz, Taylor llegó a la conclusión de que si hubiese alguien que poseyera todas esas cualidades, sería un gerente general y no un capataz.

    Propició así la división del trabajo de los capataces en cierto número de funciones, cada una de las cuales fuera realizada por un capataz "funcional", cuyas actividades estuvieran tan limitadas, que fuese relativamente fácil encontrar hombres que poseyeran los requisitos adecuados. Adjudicó al taller cuatro capataces "funcionales", es decir, el capataz de cuadrilla, el capataz de trabajo, el capataz de reparaciones y el inspector. Los operarios no debían ya informar a un solo jefe, sino a 8 jefes: cuatro en el taller y cuatro en la oficina. Si bien este arreglo hizo posible la obtención más fácil de capataces "funcionales", no se generalizó su uso, debido a que los operarios preferían trabajar para un jefe solo y no para ocho, a pesar de que las funciones de éstos estaban claramente definidas y no se superponían. Éste fue el principio de los capataces "funcionales" en los talleres y probablemente también del establecimiento de departamentos "funcionales".

    En la organización moderna el departamento "funcional" tiene el control sobre una función tal como inspección, pero no sobre la ejecución de esa función. El jefe del departamento "funcional" tiene el control sobre los métodos, los cuales, sin embargo, serán realizados por el capataz.

    El jefe de un negocio no puede ser un especialista en cada fase del mismo. Hay muchas situaciones en las cuales son de mucho valor los consejos y sugestiones de los especialistas. Aquellos departamentos cuya responsabilidad sea aconsejar y sugerir a su superior, pero sin tener control ni autoridad para exigir la adopción de un consejo determinado, se conocen como departamentos consultivos. Un ayudante del gerente general que no tiene asignadas funciones rutinarias conectadas con la producción de artículos, pero al cual se le han asignado problemas especiales, es un empleado de éstos. Él aconseja y ayuda, pero no tiene el poder de hacer que sus consejos sean seguidos. Un empleado ejecutivo, cuando actúa como miembro de un comité asesor, también lo hace en esa condición; el jefe de un departamento consultivo actúa ejecutivamente en su relación con los hombres de su departamento, pues tiene el derecho de emitir órdenes y exigirles cumplimiento. En su condición de empleado del comité asesor y al informar al gerente general, sólo aconseja.




    Englisch-Deutsch Wörterbuch – Übersetzung, duden wörterbuch englisch.

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    Englisch-Deutsch Wörterbuch

    Tippe einfach das Wort, welches du von Englisch nach Deutsch übersetzt haben möchtest, in das Suchfeld ein. Du kannst Wörter auf Englisch oder auf Deutsch eingeben, da beide Seiten des Wörterbuchs gleichzeitig durchsucht werden. Um ein anderes Online-Wörterbuch als das Englisch-Deutsch Wörterbuch zu nutzen, kannst du einfach das Drop-Down Menü verwenden. Alternativ kannst du auch zur Wörterbuch-Auswahlseite zurückgehen. Sollte dein Suchergebnis zu viele englische oder deutsche Wörter beinhalten, kannst du die praktischen Filter nach Kategorien, Regionen und Stil einsetzen.

    Suche im Englisch-Deutsch Wörterbuch nach Buchstaben

    Verwende die unten stehenden Buchstaben, um das Online-Wörterbuch manuell zu durchsuchen. Wähle einfach einen Buchstaben aus, um mit dem Durchblättern zu beginnen. Wenn Du das gesuchte Wort gefunden hast, kannst Du dieses anklicken und Dir werden alle deutschen Wörter und Synonyme angezeigt, die zu der Englisch-Übersetzung passen.

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    Wir wollen das größte gratis Online-Wörterbuch der Welt aufbauen. Das Englisch-Deutsch-Wörterbuch wächst jeden Tag; die neusten Einträge im Englisch-Deutsch Wörterbuch auf englisch und deutsch werden unten angezeigt. Hilf uns, das Wörterbuch noch besser zu machen, indem Du deutsche Übersetzungen für englische Ausdrücke überprüfst.

    Warum mitmachen?

    Alle sind herzlich willkommen, an bab.la mitzuwirken und somit unser Englisch-Deutsch Wörterbuch so gut wie möglich zu machen. Immer wieder enstehen neue Englisch-Übersetzungen und Auslegungen von deutschen Begriffen. Darüber hinaus kann sich eine Englisch-Übersetzung für einen deutschen Fachbegriff von Bereich zu Bereich stark unterscheiden. Deshalb umfasst das Englisch-Deutsch Wörterbuch eine Vielzahl von Übersetzungen auf Englisch und Deutsch. Dabei ist jeder neue Vorschlag für das Englisch-Deutsch Wörterbuch hilfreich. Allerdings muss ein Vorschlag von zehn anderen Nutzern bestätigt werden, um die Qualität der englischen Übersetzungen im Englisch-Deutsch Wörterbuch zu garantieren. Erst dann wird der Vorschlag in das Englisch-Deutsch Wörterbuch aufgenommen. Vorher erscheint der Vorschlag lediglich als unbestätigter Eintrag im Englisch-Deutsch Wörterbuch.

    Du kannst Teil der bab.la Community werden, indem Du Dich ganz einfach registrierst. So kannst Du Punkte für die Weltrangliste sammeln. Du bekommst beispielsweise Punkte, wenn Du neue Englisch-Deutsch Übersetzungen für das Englisch-Deutsch Wörterbuch vorschlägst. Im Englisch-Deutsch Forum kannst Du mit anderen bab.la Nutzern Kontakt aufnehmen. Hier kannst Du Fragen zur deutschen Sprache oder zu besonders schwierigen englischen und deutschen Übersetzungen stellen.

    Eine Sprache mit dem Englisch-Deutsch Wörterbuch lernen

    Warum solltest Du eine neue Sprache lernen? Weil es für Dich nützlich sein wird, um andere Menschen zu verstehen, deren kultureller Hintergrund, Denkweise und vieles mehr. Englisch ist eine Weltsprache, die von Milliarden von Menschen als Muttersprache gesprochen und bei weiteren Millionen von Menschen als erste Fremdsprache gewählt wird. Außerdem ist Englisch die Geschäftssprache und wo immer Du Dich in der Welt befindest ist es sehr wahrscheinlich, dass Du eine Person triffst, die Englisch verstehen und sprechen kann. Deutsch hingegen wird in einem wirtschaftlich starken Land wie Deutschland gesprochen, aber auch in Österreich und der Schweiz. Brauchst Du noch weitere Gründe entweder Englisch oder Deutsch zu lernen?




    Buscador de propiedades en alquiler y venta, Amaira, alquiler en punta del este.

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    37.00 m² | 1 AMBIENTE

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    36.00 m² | 1 AMBIENTE

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    33.10 m² | MONOAMBIENTE

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    Clark Howard term life insurance Archives, term life insurance clark howard.

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    TopLifeInsuranceReviews.com

    Tagged with Clark Howard term life insurance

    The best term life insurance companies 2015 offer a combination of low rates, a top rating from A.M. Best and have been in business for a long time with a stellar reputation within the industry.

    So how does a novice to the life insurance industry find these companies and receive a quote from them online in a matter of minutes? Simple, keep reading and we’ll tell you everything you need to know to help you make an informed decision and ultimately choose the best life insurance company decision to protect your family.

    Term life insurance

    Term life insurance will give you the most bang for your buck so to speak for life insurance protection. Term life insurance allows you to purchase literally hundreds of thousands of dollars of coverage for pennies on the dollar. It’s the preferred policy of the preeminent financial advisors that you see on TV like Dave Ramsey, Suze Orman and Clark Howard. Term life insurance works by paying out the death benefit if the insured dies during the term. Terms range from 10, 15, 20 or 30 years. The good thing about term life insurance is that once the policy is activated the premium cannot increase during the initial term. Also, most term policies today have a conversion option. This allows the insured to convert a portion or all of the original policy over to permanent insurance at the initial rate class, regardless of health at the time of conversion.

    Best Term Life Insurance Companies 2015

    The best term life insurance companies in 2014 all received a positive review from us and are some of the most popular life insurance companies in America today. You can also receive an instant quote from these companies by simply using the quote engine on this site. Since each company has its own niche, the companies are not listed in a particular order.

    (SBLI) The Savings Bank Life Insurance Company of Massachusetts Life Insurance

    SBLI will typically have one of the best term life insurance rates in the country. They are A+ (Superior) rated financially and have an 85 out of 100 Comdex ranking. SBLI is a top term life insurer in 2014.

    (Pruco) Prudential Life Insurance Company

    Prudential is one of the most well-known and respected life insurance companies in America today. They have the best smokeless tobacco guidelines (chew, dip, cigar, e-cig) in the nation. They also are very competitive in other niches as well. With an A+ (Superior) financial rating from A.M. Best and an 89 out of 100 Comdex ranking, Prudential is without a doubt one of the best term life insurance companies in America.

    Banner Life Insurance Company

    Banner Life is just all around one of the best term life insurance companies in the country. Their rates are usually one of the lowest, their underwriting is very consumer friendly and they are rated A+ (Superior) by A.M. Best with a 96 out of 100 Comdex ranking. Banner Life based, out of Maryland is without exception one of the top term life insurance companies in 2014.

    Protective Life Insurance Company

    Protective Life is similar to Banner Life in that they are all around just a solid and top notch life insurance company. Protective also has some of the best rates in the country. Combine that with their excellent underwriting guidelines and their A+ (Superior) financial rating with a 90 out of 100 Comdex ranking, and it’s clear why Protective Life is a go to for many agents and consumers.

    (AIG) American General Life Insurance Company

    American General, a subsidiary of AIG is one of the top term life insurance companies in America today. In 2013, they had certain rate reductions which make them very competitive for specific face amounts, ages and term lengths. Also, their diabetic underwriting guidelines are among the best in the country. American General is A (Excellent) rated by A.M. Best with a Comdex ranking of 83 out of 100.

    MetLife

    MetLife is one of the most well-known companies in America. This brand recognition makes life insurance shoppers more apt to choose MetLife even if they may be a little more expensive than their competitors. MetLife’s rates have gotten more competitive recently and with their A+ (Superior) rating from A.M. Best and a Comdex ranking of 95 out of 100 makes them a top choice. In fact, MetLife was only behind Prudential for total market share out of all life insurance companies in America.

    (ING) ReliaStar Life Insurance Company

    ING may be best known for their savings or retirement accounts. However, their life insurance is one of the top choices for many people as well. Last year ING began to offer well-controlled diabetics a preferred rating class, which was revolutionary. ING has very friendly consumer underwriting guidelines which makes them a top term life insurance company in 2014. ING is A (Excellent) rated by A.M. Best and has a Comdex ranking of 74 out of 100.

    Genworth Life Insurance Company

    Genworth is similar to Banner and Protective Life in that they offer some of the best rates in the country and also have consumer friendly underwriting guidelines. The formerly owned General Electric company is a top 20 life company for total market share and received an A (Excellent) rating from A.M. Best with a Comdex score of 74 out of 100.

    Transamerica Life Insurance Company

    Transamerica is a top 20 life insurance company by market share in America. Their famous logo is the Pyramid shaped building that towers over the San Francisco skyline. Transamerica is A+ (Superior) rated by A.M. Best with a Comdex ranking of 93 out of 100.

    Sagicor Life Insurance Company

    Sagicor makes our list due to their no-medical exam life insurance policy. Sagicor is not well-known in the United States like they are in other parts of the world. Sagicor is very competitive in the no physical exam life insurance market. Their rates are typically the lowest (often by a great margin) for a healthy applicant. Also, their no medical exam life insurance rates for smokers are typically one of the lowest in the country as well. Their no exam policy has great underwriting guidelines with an approval process in as little as 15 minutes. In addition, their policy has many added benefits. Sagicor is A-(Excellent) rated by A.M. Best.

    Final Thought

    Keep in mind that there are over nine hundred life insurance companies in America today. This list of top the 10 term life insurance companies in 2015 is subjective. These companies are the preferred choice of many of the top independent agents in the country that have access to the top companies. If you choose one of these companies to protect your family you can’t go wrong.

    This list of the top 10 best term life insurance companies 2015 will offer your family financial security at a low price. Make sure you take advantage of the quote engine on this site to compare rates side-by-side so you can choose the best company. Also, we recommend that you work with an agent who is not biased and has access to all of the companies on this list to ensure you are getting the best deal.




    Portal de Inmuebles para Compra Venta Alquileres de Inmobiliarias y Martilleros, compra venta de inmuebles.

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    Top Online Medical Billing and Coding Schools: Accredited Medical Billing and Coding School Degrees float: left; margin: 5px;”>


    Education Database Online

    Now is a Great Time to Enroll in an Online Medical Billing and Coding School

    Accredited online medical billing coding schools

    By visiting the unique online school page for one of the eight medical billing and coding schools displayed below, you’ll be able to obtain comprehensive info to help you make an informed decision about where to enroll. Kaplan University, the highest ranking school below, will train students to become medical billing and coding specialists, medical billing specialists, medical administrators, medical secretaries, etc. and give them an outstanding chance at finding employment, directly comparable to an on-campus school. At present, according to the US Bureau of Labor Statistics there are 170,580 people employed as medical records and health information technicians alone in the US, and their average annual salary is $33,880. Emergency medical technicians and paramedics make on average $33,020 per year and there are about 217,920 of them employed today.

    Ranked by Excellence

    Accredited online medical billing coding schools

    Kaplan University

    Kaplan University is an institution of higher learning dedicated to providing innovative undergraduate, graduate, and continuing professional education. Our programs foster student learning with opportunities to launch, enhance, or change careers in a diverse global society. The University is committed to general education, a student-centered service and support approach, and applied scholarship in a practical environment.

    Medical Billing and Coding Programs at Kaplan University

    Accredited online medical billing coding schools

    Penn Foster Career School

    The mission of Penn Foster Career School is to empower adult learners to advance or change their careers, learn a new skill or gain personal satisfaction. The school strives to fulfill this mission by providing breadth and depth of courseware, applicable technology and a wide array of flexible services aimed at the needs of the adult learner. Programs not only teach current marketplace skills, but also present liberal arts offerings and develop critical thinking, writing and mathematical abilities. The mission is supported by an admissions policy that allows students with appropriate prior education to enroll in programs without regard to race, religion, gender, age, color, national origin or physical disability. Penn Foster Career School assesses fulfillment of its mission and achievement of institutional effectiveness through ongoing studies of student academic success, measurement of student satisfaction and evaluation of the career outcomes of graduates.

    Medical Billing and Coding Programs at Penn Foster Career School

    Accredited online medical billing coding schools

    American Intercontinental University

    American InterContinental University’s mission is to provide for the varying educational needs of a culturally diverse and geographically dispersed student body with the goal of preparing students academically, personally, and professionally for successful careers.

    Medical Billing and Coding Programs at American Intercontinental University

    Accredited online medical billing coding schools

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    Eurofrequence Preisliste vom Stationszubehoer, IC 706 IC7000, IC-7000, Mikrofone Antennen Interface fьr Soundkarten NF Audio Filter Netzteile Hochspannung Headset Adapter Funkamateur Amateurfunk Transceiver Dipol DX, auto preisliste.

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    Audio-Filter – das Universal NF-Filter – das Beste !

    DX-Urlaubsantenne 3B Dipol fьr 40, 20 und 15 m , kompl. mit Coaxkabel ca. 14m, PL-

    Stecker, Tasche, Haspeln, Abspann-Leinen: Euro 69,-

    SWR- und Wattmeter- Sensormodul mit Ringkernen, einbaufertig, 1.5 MHz – 52 MHz,

    5-15V/DC: auch fьr Tisch- und Handmikrofone Euro 31,-

    mit Minipoti.: Euro 29,-

    6- oder 8 polig, bitte angeben: Yaesu, Kenwood, Icom, Stabo usw.: Euro 79,90

    oder Westernstecker, bitte Transceiver typ angeben: Euro 19,-

    Adonis AM 708 EVerbindungs kabel , mit 4 – 8 pol Rund– oder Westernstecker, bitte Transceivertyp angeben: Euro 19,-

    FuЯtaster Euro 19,-

    2x 6,3 Bu auf 6,3 mm St: Euro 3,50

    ED 73/S Antennenumschalter fьr 2 Transceiver und 2 Antennen, komplett mit Anschlusskabel, im dunklen Metallgehдuse, PTT-Steuerung fьr Transceiver . PL 259 / SO 239 Stecker/Buchse : Euro 89,90

    ED 73/N Antennenumschalter fьr 2 Transceiver und 2 Antennen, kompl. mit Anschlusskabel, im dunklen Metallgehдuse, PTT-Steuerung fьr Transceiver .

    Mit N- Norm- Buchsen / Stecker : Euro 99,-

    Mit SO239- Buchsen / Stecker : Euro 99,-

    fьr IC 7000, TS 480, FT 2000 Euro 5,00

    ED 56 2 – fach Koaxumschaltung, fьr Endstufen, mit G2- Relais, HF-Dioden, Sequencer,

    geprьftes Modul: Euro 40,90

    Adapter mit Mikrofon- Western buchse passend fьr Icom, Kenwood, Yaesu- Mikrofone 8 – polig. mit Rund – oder Western stecker. Oder mit XLR 3 pol Euro 17,-

    ED 70 c PTT-Sequencer, Modul, zeitgerechte- und stufenfцrmige Sende-/ Empfangsumschaltung, geprьft, 4x potentialfreie Umschaltekontakte, 5 Ausgдnge: Euro 49,90

    PTT-Sendleitung zur Endstufensteuerung fьr Icom 706/ 703/ 7000 — Transceiver, mit 13 poligen ACC- Stecker, mit FET und Relais, entkoppelt, 1 x um – Ausgang,

    potentialfrei: Euro 33,-

    PTT-Sendleitung zur Endstufensteuerung fьr Yaesu FT 817, FT 897, . — Transceiver, mit 8 poligen Mini-DIN- Stecker, ohne ALC-Ltg, mit Transistor und Relais, entkoppelt, 1 x um – Ausgang, potentialfrei: Euro 37,-

    Morsetasten– Anschlussleitung, keine manuelle Umschaltung oder kein Umstecken mehr notwendig, fьr 2 Transceiver und Handtaste oder El-bug entkoppelt, ( 2- oder 3-polig) Euro 21,-

    Verlдngerungskabel mit den oben genannten Buchsen und Stecker. Preis nach Lдnge , a. Anfr.


    Colegio de Abogados de Villa MaríaColegio de Abogados de Villa María, colegio de abogados cordoba.

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  • Average Car Insurance Rates by ZIP Code, vehicle insurance costs.

    #Vehicle #insurance #costs


    Average Car Insurance Rates

    in Your Neighborhood

    Vehicle insurance costs

    MOST & LEAST EXPENSIVE ZIP CODES

    • Vehicle insurance costs90010- LOS ANGELES: $2,552
    • Vehicle insurance costs90038- LOS ANGELES: $2,507
    • Vehicle insurance costs90020- LOS ANGELES: $2,494
    • Vehicle insurance costs90028- HOLLYWOOD: $2,488
    • Vehicle insurance costs93441- LOS OLIVOS: $1,071
    • Vehicle insurance costs93437- LOMPOC: $1,088
    • Vehicle insurance costs93427- BUELLTON: $1,091
    • Vehicle insurance costs93401- SAN LUIS OBISPO: $1,095

    CarInsurance.com commissioned Quadrant Information Services to provide a report of average auto insurance rates for a 2014 Honda Accord for every ZIP code in the United States. We calculated rates using data for six large carriers (Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm).

    Averages are based on insurance for a single 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This hypothetical driver has a clean record and good credit. The rate includes uninsured motorist coverage. Average rates are for comparative purposes. Your own rate will depend on your personal factors and vehicle.

    It s always wise to compare car insurance rates because the price of a policy can differ by hundreds of dollars. That’s because car insurance companies use different formulas when deciding how much you pay. This means you could wind up paying a lot more than you need to if you don t shop around for the lowest price.

    Use our average car insurance rates tool to compare rates. Enter a ZIP code to see the average premium for your neighborhood. You will also see the highest and lowest rates from the six major carriers surveyed to get an idea of what the most affordable car insurance price is in your area. To get a customized rate, select from among six age groups and three coverage levels and enter your gender. You can shop for a policy now by entering your information after clicking on the “Start Shopping Now” button above.


    Prestito ipotecario: la guida su come fare per ottenerlo e cosa sono i prestiti ipotecari, prestiti personali bnl.

    #Prestiti #personali #bnl


    Il prestito ipotecario: cos’è, a chi conviene e quando richiederlo

    Indice dei contenuti

    Il prestito ipotecario, anche conosciuto con la denominazione di credito ipotecario, è una soluzione di finanziamento che necessita della garanzia di un’ipoteca iscritta su un bene di proprietà del soggetto richiedente il prestito, costituendo il capitale sul quale l’ente erogatore può rifarsi in caso di insolvenza.

    La tipologia di prestito ipotecario si inserisce nella categoria di finanziamenti personali al privato e non modifica i criteri di erogazione del capitale, del calcolo della rata mensile o del piano di rimborso: la solo differenza rispetto alle tradizionali tipologie di prestito è la richiesta di sottoscrizione di un’ipoteca su l’immobile in cui si risiede.

    Il prestito ipotecario: A CHI CONVIENE?

    Il prestito ipotecario è la soluzione ideale di finanziamento per ottenere dei capitali medi, considerando la necessità di sottoscrivere un’ipoteca su un immobile che deve possedere il valore del capitale richiesto. In linea generale questa tipologia di prestito personale permette di ottenere una somma liquida fino ai 50.000 EURO senza problemi, con delle rate mensili e un piano di ammortamento sostenibili della durata dai 5 ai 25 anni.

    Nel caso del mutuo tradizionale prima casa o del mutuo liquidità la modalità e la somma massima finanziabile non ha lo stesso limite: nel mutuo l’ipoteca è sottoscritta direttamente sull’immobile mutuato che fino al termine del pagamento dell’intero valore non diventa di proprietà del soggetto beneficiario del mutuo; nel prestito ipotecario, per ottenere il finanziamento, è necessario sottoscrivere un’ipoteca su un immobile differente, un immbile di proprietà non già sottoposto a ipoteca.

    Il prestito ipotecario: REQUISITI e DOCUMENTAZIONE

    Per richiedere la tipologia di prestito ipotecario è necessario avere determinati requisiti economici e essere proprietario di un immobile o di un bene sul quale si può sottoscrivere l’ipoteca quale garanzia della risoluzione del contratto stipulato. Il bene immobile deve essere di proprietà del soggetto sottoscrittore del mutuo che non perde il diritto di proprietà durante tutta la durata di sottoscrizione del contratto, tranne nel caso risulti insolvente.

    Per la richiesta del prestito ipotecario, il soggetto che intende avvalersi di questa tipologia di finanziamento deve recarsi direttamente presso l’Istituto bancario al quale desidera richiedere il finanziamento e presentare i seguenti documenti in base allo schema e alla tabella riportati sotto:

    • documentazione che attesta la proprietà del bene immobile;
    • documento d’identità in corso di validità e codice fiscale;
    • contratto lavorativo.

    Il prestito ipotecario: TABELLA REQUISITI e DOCUMENTAZIONE

    Per comprendere meglio i requisiti e la documentazione da possedere per la richiesta e ottenimento del prestito ipotecario, osserva anche la tabella seguente:

    • PROPRIETA’ DI UN BENE;
    • CONTRATTO LAVORATIVO.
    • DOCUMENTAZIONE CHE ATTESTA LA PROPRIETA’ DEL BENE;
    • DOCUMENTI DI IDENTITA’;
    • CONTRATTO DI LAVORO.

    La sottoscrizione di un’ipoteca su un immobile: CARATTERISTICHE

    La sottoscrizione di un’ipoteca su un bene è regolata dagli articoli 2808 e ss. del Codice Civile che stabiliscono i caratteri generali in materia di efficacia e di diritti sul bene ipotecato. La sottoscrizione di un’ipoteca su una cosa non toglie la proprietà sul bene che costituisce solo una garanzia di risarcimento in caso di mancato pagamento o insolvenza.

    Negli articoli sopra mensionati si fa riferimento alla possibilità di ipotecare l’immobile che costituisce la propria abitazione: in questo caso si parla di prestito ipotecario sulla casa. Questa tipologia di prestito personale si suddivide in alcuni elementi che fanno parte della stessa sottoscrizione dell’ipoteca:

    • l’usufrutto dell’immobile;
    • la nuda proprietà;
    • il diritto di superficie su aree edificabili.

    La sottoscrizione di un’ipoteca: ALTRI CASI

    La sottoscrizione di un’ipoteca su un bene immobile per l’ottenimento di un prestito personale non è possibile solo su cose o beni di proprietà materiale al momento ma è anche possibile apporre ipoteca su beni di altra tipologia come:

    • rendite dello stato come navi, aerei, autoveicoli;
    • i beni futuri come un’eredità.

    Il prestito ipotecario: TIPOLOGIE

    I numerosi Istituti finanziari sul mercato propongono svariate soluzioni di finanziamento ipotecario che si contraddistinguono per la garanzia della sottoscrizione di ipoteca su un bene mobile o immobile che possa risarcire il capitale erogato in caso di impossibilità nel corrispondere le rate mensili. Della tipologia di prestito ipotecario fanno parte:

    Il prestito ipotecario sulla casa può essere considerato molto simile al mutuo casa tradizionale costituendo il primo esempio di questa tipologia di finanziamento proprio per l’acquisto dell’immobile con sottoscrizione obbligatoria di un’ipoteca: l’Istituto bancario infatti concede l’erogazione del mutuo al soggetto beneficiario previa apposizione dell’ipoteca sull’immobile mutuato che solitamente è in percentuale doppia rispetto al valore della casa (ipoteca del 200% per esempio).

    La diversità del prestito ipotecario è sopratutto nel valore dell’immobile da ipotecare che costituisce anche il mezzo con il quale è possibile calcolare la somma massima erogabile in sede di stipula del contratto di finanziamento: dei tecnici esperti eseguono una perizia sull’immobile per stabilirne esattamente il valore di mercato e il corrispettivo importo per il finanziamento del mutuo che deve essere sempre in proporzione alla retribuzione del soggetto richiedente il mutuo. Solitamente la somma massima cedibile è di 1/3 della somma percepita mensilmente.

    Il prestito ipotecario: COSA ACCADE SE NON SI PAGA IL DEBITO?

    Il prestito ipotecario, con la sottoscrizione di un’ipoteca sull’immobile, implica che in caso di mancata risoluzione del contratto e di insolvenza, l’Istituto bancario erogatore del finanziamento diventa proprietario dell’immobile/bene ipotecato e può rivenderlo per ricavare la somma finanziata: fino a questo momento, il soggetto beneficiario del prestito è il solo proprietario del bene, nonostante la sottoscrizione dell’ipoteca.

    A tal proposito si visioni il video informativo seguente in cui si spiega la nuova norma in base alla quale non è più possibile pignorare l’abitazione se costituisce la prima casa e unico immobile : com’è possibile allora tutelare gli Istituti bancari dal mancato pagamento o delle insolvenze dei capitali erogati?

    Il prestito ipotecario: IPOTECA E CONTRATTO

    Per comprendere meglio, si visioni anche il video seguente in cui si ricapitolano i caratteri fondamentali del mutuo ipotecario, a chi conviene, i vantaggi e gli svantaggi di richiedere questa tipologia di finanziamento. Nel video è inoltre possibile avere la dettagliata spiegazione dell’atto di sottoscrizione di un’ipoteca, procedimento non da tutti conosciuto. L’ipoteca implica la limitazione del diritto di proprietà che seppur rimane esclusivo fino al termine del contratto di rimborso può decadere in caso di mancato pagamento di 2 rate consecutive costituendo l’elemento di perdita del bene.

    Il video dimostra come sia necessario conoscere i dettagli generali e leggere attentamente il contratto di sottoscrizione del prestito ipotecario o del mutuo con ipoteca obbligatoria sull’immobile che si va ad acquistare prima di stipulare il contratto; evidenzia quanto sia importante avere la certezza di poter ottenere delle rate mensili sostenibili nell’importo e nel piano di ammortamento senza incorrere in difficoltà economiche e nella perdita dello stesso immobile ipotecato.

    Il prestito ipotecario: TABELLA RICAPITOLATIVA

    Per comprendere meglio le caratteristiche principali della tipologia di prestito ipotecario, osserva anche la tabella seguente in cui si ricapitolano i caratteri fondamentali del finanziamento, chi può richiederlo, le garanzie, i limiti, le rate e il piano di ammortamento:


    Cheap Car Insurance, whats the cheapest insurance.

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    Getting cheap rates on auto insurance

    Some insurance companies focus on the bare necessities for you to drive legally—bodily injury and property damage liability with the minimum limits—along with a claims process that’s spotty at best. Rather than take a chance on that cheap car insurance company, you can get quality coverage that won’t break the bank with Nationwide.

    Nationwide’s insurance professionals can quickly design a car insurance quote that meets your precise needs, even for those on a budget. Rather than going with the cheapest car insurance quote, make sure the company you choose provides flexible coverage and billing options. For instance, Nationwide allows members to pay monthly, quarterly or semi-annually online, through the mail or over the phone. It’s important to keep long-term flexibility in mind when deciding on an insurance carrier, not just go with the cheapest car insurance option.

    How do I get cheap car insurance?

    Everybody wants the best value for their car insurance premium. That’s why Nationwide offers many ways to get low rates, including our car insurance discounts. But what really makes us unique is the quality we offer our members. Here are a few benefits Nationwide members get:

    • Dependable, customizable car insurance – you can choose the auto insurance policies that suit your lifestyle and budget.
    • Top-notch claims service – Nationwide Claims Service is there when you need it, 24/7. You can file a claim online or by phone.
    • An annual On Your Side ® Review to ensure your coverage is meeting your needs.
    • Accident Forgiveness helps you avoid increased rates in the event of your first at-fault accident.

    How can I lower my car insurance rates?

    Certain factors influence your auto insurance rates, including some things you can control:

    • The kind of car you drive – The price and style of your vehicle will impact how much your rates will be. The age of your car also matters; older cars tend to be cheaper to insure.
    • The kind of coverage you choose – If you drive an older car with high mileage, you might consider dropping collision or comprehensive coverage if you need to keep your premiums low.
    • The amount of your deductible – Higher deductibles can significantly lower car insurance premiums. While it could mean more out-of-pocket expenses in the event of an accident, it could also mean paying less over time.
    • Where you keep your car – Rates are determined to some degree by the area in which you live and park your car.
    • The number of drivers on your policy – If you add someone to your policy, your rate will increase, particularly if that “someone” is a new teen driver. Statistically teenagers have more accidents so they’re more expensive to insure.
    • Your driving record – Insurance rates can sometimes increase after an accident or moving violation. The good news? You may qualify for a discount after a certain period of driving accident-free.

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    Perfil de la compaсia, Corporativo, negocios internacionales definicion.

    #Negocios #internacionales #definicion


    Perfil de Televisa

    Televisa es una empresa de medios lнder en la producciуn de contenido audiovisual en espaсol, un operador de cable importante en Mйxico, y un sistema de televisiуn de paga vнa satйlite lнder en Mйxico.

    Televisa distribuye el contenido que produce a travйs de varios canales de televisiуn abierta en Mйxico y en mбs de 50 paнses, a travйs de 26 marcas de canales de televisiуn de paga y canales de televisiуn, operadores de cable y servicios adicionales por internet (“OTT”, por sus siglas en inglйs).

    En Estados Unidos, el contenido audiovisual de Televisa es distribuido a travйs de Univision Communications Inc. (“Univision”) la empresa de medios de habla hispana lнder en Estados Unidos. Univision transmite el contenido audiovisual de Televisa a travйs de varias plataformas a cambio del pago de una regalнa.

    Ademбs, Televisa cuenta con una participaciуn accionaria e instrumentos con derechos de suscripciуn de acciones (“warrants”) que una vez intercambiados y previa obtenciуn de cualquier autorizaciуn que resulte necesaria por parte de la Comisiуn Federal de Comunicaciones en Estados Unidos, representarнan aproximadamente el 36% sobre una base de diluciуn y conversiуn total del capital de Univision Holdings Inc., la compaснa controladora de Univision.

    El negocio de cable de Televisa ofrece servicios integrados, incluyendo video, servicios de datos de alta velocidad y servicios de voz a clientes residenciales y comerciales asн como servicios administrados a empresas de telecomunicaciones locales e internacionales a travйs de cinco Operadores de Sistemas Mъltiples en Mйxico.

    Televisa posee una participaciуn mayoritaria en Sky, un sistema lнder de televisiуn de paga directa al hogar vнa satйlite que opera en Mйxico, Repъblica Dominicana y Centroamйrica.

    Televisa tambiйn tiene intereses en la publicaciуn y distribuciуn de revistas, la producciуn y transmisiуn de radio, deportes profesionales y entretenimiento en vivo, producciуn y distribuciуn de pelнculas, y juegos y sorteos.

    Negocios internacionales definicion


    Seguros de moto baratos – Comparador de seguros Arpem, seguros motos baratos.

    #Seguros #motos #baratos


    Encuentra tu seguro de moto Seguros de motos baratos

    Compara el precio de tu seguro para poder ahorrar y conseguir un seguro económico para tu moto. Asegurar el moto con Arpem te puede suponer ahorrar hasta 500€. Ahorra en un seguro barato para tu vehículo.

    Elige el tipo de póliza que más te interesa:

    Ranking

    Ordenadas por mejor relación calidad / precio

    El criterio seguido para obtener la puntuación final es hacer la media entre precio y calidad de la póliza de cada compañía. Los datos han sido obtenidos del comparador de seguros de MOTO (calcule la relación calidad-precio de su seguro aquí)..

    Encuentra el seguro para tu moto más barato utilizando nuestro comparador de seguros. Tienes que tener en cuenta al asegurar tu motocicleta las diferentes coberturas que incluyan el seguro de moto más económico. Aunque las garantías de las pólizas de seguro de moto son más limitadas que las de seguros de coches, hay que comprobar si contiene el seguro del conductor, asistencia en viajes, la defensa jurídica o cubre la posibilidad de un robo. Incluso si la moto es nueva quizá sea conveniente tener en cuenta un todo riesgo con franquicia.

    Por eso, hay que tener en cuenta que si lo que se busca es un seguro de moto barato, puede que en el futuro se eche de menos el haber contratado otro seguro de motocicleta más completo si se necesita asistencia en viajes.

    Nuestra legislación te obliga a contar con un seguro de motos, de responsabilidad civil con el que se cubra los daños causados a terceros (daños personales o materiales) cuando circulas con tu moto.

    Es conveniente que utilices el comparador de seguros para ahorrar en el seguro de tu moto; en menos de 3 minutos obtendrás el mejor precio en las principales aseguradoras del mercado y tener la seguridad de que ahorras en el seguro de tu moto.

    Las aseguradoras tienen en cuenta diversa información para calcular los precios de sus seguros y así poder ofrecer seguros baratos con las coberturas que conforman un seguro de coche barato. Para la cobertura de responsabilidad civil, las compañías de seguros se fija en: la clase de moto, el lugar de circulación, como se va a usar el vehículo y las circunstancias personales del conductor.

    Una gran cantidad de aseguradoras conceden bonificaciones o reducciones en el precio del seguro para que este sea más barato. Las bonificaciones se consiguen cuando no se han producido siniestros. Este sistema de bonificaciones y recargos sobre la prima en función del número de siniestros declarados se denomina escala Bonus-Malus y gracias a él podemos conseguir seguros de moto baratos.

    Las aseguradoras tienen en cuenta diversa información para calcular los precios de sus seguros y así poder ofrecer seguros baratos con las coberturas que conforman un seguro de coche barato. Para la cobertura de responsabilidad civil, las compañías de seguros se fija en: la clase de moto, el lugar de circulación, como se va a usar el vehículo y las circunstancias personales del conductor.

    Una gran cantidad de aseguradoras conceden bonificaciones o reducciones en el precio del seguro para que este sea más barato. Las bonificaciones se consiguen cuando no se han producido siniestros. Este sistema de bonificaciones y recargos sobre la prima en función del número de siniestros declarados se denomina escala Bonus-Malus y gracias a él podemos conseguir seguros de moto baratos.


    Cheap Car Insurance from Titan Insurance Company, low rate auto insurance.

    #Low #rate #auto #insurance


    low rate auto insurance

    Low rate auto insurance

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    California AB60 Information

    Check out our resources and workshops to help with questions around AB60.

    Connect with Titan: Low rate auto insurance Low rate auto insurance

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    Life Insurance For Women Over 50, over 50 life insurance.

    #Over #50 #life #insurance


    Life Insurance For Women Over 50

    Today, women are experiencing all of the blessings of modern medicine in the Western culture. In short, they are living longer. It’s no surprise as the average median age of death has been on the rise over the last couple of decades. Typically, women will outlive their husbands but as much as 8 years on average.

    Even though this is great news, it does present some challenges. Because women are living longer they need to make sure they are taken care of in their golden years. This means that for many of them, they have to make sure they don’t outlive their money.

    The reality is that many women over 50 today have had a professional career of some sort. This is also good because it means they most likely have a pension or 401k to draw from in their retirement years. This plus the option of Social Security and Medicare once they hit 65 means that with a little personal financial planning, women over 50 can live quite comfortable lives.

    This leads to the question, should women over 50 have a life insurance policy?

    This is a great question and one that shouldn’t be taken lightly.

    The quick answer is, yes, if you’re a woman and you’re over 50, a life insurance plan is not a bad idea. The good news is that cheap life insurance for seniors is easier to find because of the Internet as well as the competitive, top rated companies that are out there.

    If you’re a woman over 50 looking for life insurance, whole or universal is probably not your best option. However, a cheap term life insurance policy can go a long way to ensuring that even the most basic final expenses are covered.

    Did you know that the average funeral today could cost over $5,000? This means a $5,000 term life insurance policy could go a long way to giving your family peace should you pass away.

    Life insurance for women over 50 is a good idea. However, it’s important to remember that each situation is unique. Always speak a licensed life insurance agent or financial planner to talk about what life insurance plan is best for you!


    Abogados de Accidentes – Abogados Laborales, Los Defensores, abogados laborales.

    #Abogados #laborales


    Con o sin papeles

    Tenemos Abogados Con Mucha Experiencia En:

    Abogados laborales

    Accidente de Auto

    Si tú o alguien de tu familia ha sufrido un accidente de auto en los últimos 30 días, tu mejor defensa es contactar a un abogado de Los Defensores hoy mismo. Lee m s

    Abogados laborales

    Accidente en Bicicleta

    Si por alguna razón te ves involucrado en un accidente de bicicleta, ten la seguridad que un abogado de accidente de bicicleta de California de Los Defensores podría ayudarte a obtener una compensación. Lee m s

    Abogados laborales

    Accidente Caminando

    Si resultaste atropellado en la calle no hay tiempo que perder. Es necesario que contactes a un abogado en los primeros 30 días después de haber sufrido el accidente. Lee m s

    Abogados laborales

    Accidente de Trabajo

    Sabías que en California es ilegal que te despidan por sufrir un accidente de trabajo. Muchos trabajadores lastimados tienen miedo de reportar una lesión o un accidente de trabajo por temor a perder su empleo. Lee m s

    Abogados laborales

    Ca da en Lugar P blico

    Los gastos resultantes por una caída en un lugar público son responsabilidad del dueño. Si te lastimaste en una caída en un lugar público, un abogado de Los Defensores puede proteger tus derechos. Lee m s

    Abogados laborales

    Leyes Laborales

    En el trabajo es perfectamente razonable esperar ser tratado con respeto y decencia. De hecho, la ley del empleo, un conjunto de leyes, restricciones, reglas y jurisprudencias, te aseguran la protección a los abusos e indiscreciones en el empleo. Lee m s

    Orgullosamente sirviendo a la comunidad Latina

    Nuestros abogados son reconocidos por:

    Abogados laborales

    Abogados laboralesAbogados laboralesAbogados laboralesAbogados laboralesAbogados laboralesAbogados laboralesAbogados laboralesAbogados laborales

    Abogados laborales

    No Te Preocupes

    Si No Ganas, No Pagas

    Los Defensores no pedimos ni esperamos dinero por adelantado. No tienes nada que perder y mucho por ganar!

    Estamos a Tu Servicio:

    24 Horas al D a

    Desde 1984, hemos ayudado a miles de familias a recibir justicia y ayuda legal. Nuestros agentes est n disponibles d a y noche para ayudarte, todo el a o!

    Recursos para Ganar

    Tomamos en serio la educaci n de nuestros clientes, por eso siempre estamos publicando informaci n y consejos para que te evites problemas y que conozcas mejor el sistema legal.

    Abogados laborales

    Abogado Municipal Presenta una Demanda Contra Tres Compañías de Camiones del Puerto

    January 10, 2018 | Los Defensores

    Abogados laborales

    Nuevo año y nuevas leyes en California

    December 29, 2017 | Los Defensores

    Abogados laborales

    ¿Por qué mi caso de lesiones personales lleva tanto tiempo?

    December 15, 2017 | Los Defensores

    Abogados laborales

    Buenos abogados, se mueven rápidamente por la preocupación por sus clientes.

    Abogados laborales

    Gracias por su apoyo, que ha sido excelente. Estoy muy contento de saber que estoy con profesionales. Y han sido muy rápidos en tomar mi caso, gracias una vez más.

    Abogados laborales

    Muy buen servicio. Muy rápido te brindan ayuda y te guian. En el mismo día que les hablé, el mismo día, empezaron mi caso y pronto me ayudaron a conseguirme ayuda médica. Muchas gracias a Los Defensores. se los recomiendo!

    Consulta Legal Gratis y Confidencial

    Con un abogado que lucha por tus derechos.

    Abogados laborales

    Preguntas Frecuentes

    Te preguntaremos tu nombre e información de contacto; cuándo, dónde y cómo ocurrió el accidente y una descripción breve de los daños y lesiones. También te haremos preguntas sencillas que nos permitirán ponerte en contacto con un abogado que se encuentre en tu zona y sea el adecuado para tu situación.

    Normalmente una llamada dura alrededor de 10 minutos. Sabemos que tu tiempo es valioso, por lo que haremos todo lo posible para que tu llamada sea lo más rápida y fácil posible. Para agilizar su llamada, reúne toda la información que tengas acerca del accidente antes de llamar a Los Defensores.

    Para explicarlo en forma sencilla, significa que tu abogado de Los Defensores, trabaja para ti sin cobrar nada hasta que tu caso esté resuelto. El abogado sólo cobra un porcentaje del dinero que logra recuperar para ti, asi que tu nunca tienes que poner dinero de tu bolsillo.

    Así es, tu llamada a Los Defensores es totalmente confidencial. Tu situación legal no importa y todo queda entre tu y tu abogado


    CREDITI INSOLUTI E RECUPERO DELL IVA, modello lettera recupero crediti.

    #Modello #lettera #recupero #crediti


    Modello lettera recupero crediti

    La mancata riscossione di un credito, rappresenta un problema comune a tutte le imprese, a prescindere dalla loro dimensione.

    Anzi, nella maggior parte dei casi la mancata riscossione di un credito risulta essere più gravoso e dannoso per un’impresa di piccole – medie dimensioni piuttosto che per un’impresa di grande dimensioni che magari nel suo organico presenta un vero e proprio ufficio legale.

    Oltre poi al problema delle spese legali, alla perdita del credito che diventa inesigibile, vi è anche un’ulteriore penalizzazione per il creditore che ha pagato l’IVA sulle fatture non riscosse.

    L’articolo 26 del DPR 633/73 al comma 3 prevede la possibilità di emettere note di variazioni dell’imponibile e dell’imposta qualora, dopo aver provveduto alla corretta registrazione delle fatture nei registri IVA, queste non risultano più incassabili in presenza di procedure concorsuali oppure procedure esecutive che non hanno avuto l’esito sperato.

    In questi casi, quindi colui che ha venduto il bene o prestato un servizio potrà portarsi in detrazione l’imposta attraverso l’emissione e, la successiva registrazione della relativa nota di variazione.

    I requisiti necessari affinché il creditore possa emettere nota di variazione a debitori assoggettati a procedure esecutive, siano esse individuali o collettive con lo scopo di recuperare l’IVA sulle fatture insolute sono:

    il mancato pagamento di un corrispettivo fatturato per il quale è stata pagata l’imposta;

    – l‘insinuazione del creditore nella procedura esecutiva;

    l’esito negativo della procedura esecutiva.

    In mancanza di un solo requisito il creditore perde il diritto ad emettere nota di variazione iva. A tal proposito si può considerare la risoluzione dell’Agenzia delle Entrate n° 195/E del 2008, con la quale l’Agenzia delle Entrate ha confermato l’insussistenza del requisito all’emissione di una nota di variazione IVA pur in presenza di presentazione di un’istanza di fallimento se quest’ultima è stata respinta. La risoluzione si basa sul presupposto che essendo stata respinta l’istanza di fallimento l’azione esecutiva in realtà non è mai iniziata.

    Vi è tuttavia una sentenza, la n° 91 emessa nell’aprile 2010 dalla Commissione Tributaria di Parma che invece sembrerebbe aprire le porte ad una presentazione diversa della documentazione necessaria a “provare” il mancato incasso di un credito.

    Secondo la Comissione Tributaria di Parma infatti non è necessario che il creditore ponga in essere procedure esecutive che porterebbero solo ad un aggravio delle spese se già dall’esame dei fatti, dai documenti pubblici (es. bilanci) e da un dettagliato parere legale, è possibile prevedere che il debitore non farà fronte al suo pagamento. Sotto questo punto di vista la sentenza pone le basi per un riconoscimento meno oneroso di un credito divenuto inesigibile al fine del recupero dell’imposta. Tuttavia ancora non è stata emessa una normativa in materia che differenzi le procedure da seguire in base alla tipologia e dimensione del credito.


    Bem Vindo ao Patrocínio Mágico! Patrocínio Mágico, negocio multinivel.

    #Negocio #multinivel


    negocio multinivel

    as suas chances de fazer dinheiro de verdade no Multinível

    Na verdade, usar as técnicas dos dinossauros do multinível é o mesmo que tentar encher um balde furado.

    E o motivo é este aqui.

    Se você seguir as velhas técnicas de contatos frios, convites para reuniões, posts da sua oportunidade em grupos de MMN no Facebook – é quase certo que você vai perder boa parte (senão TODOS) os seus contatos para outros distribuidores que conseguem entrar dentro da casa das pessoas graças ao Google.

    Isso quer dizer que você vai ter que recrutar todos os dias enquanto estiver cadastrado na sua empresa só para combater a praga dos distribuidores de outras empresas que tentam todos os dias roubar seus distribuidores de você.

    O método clássico funcionava bem quando as pessoas ficavam cadastradas por anos em uma única empresa e compravam produtos todo os meses durante anos, permitindo que você construísse uma rede grande que gerava renda residual.

    Mas hoje nesse mundo on-line louco e dinâmico, a média dos distribuidores só fica contigo por uns 2 ou 3 meses (se você tiver sorte!) e pula fora antes mesmo que você recupere o investimento de tempo e dinheiro que você fez nele.

    Essa é a mudança radical que a nossa indústria sofreu desde o surgimento da internet.

    Então, o que é que você pode fazer para ganhar dinheiro no MMN hoje em dia?

    Faça simplesmente o oposto

    do que os outros profissionais de marketing estão fazendo

    É isso aqui o que eu quero dizer:

    A maioria das pessoas gasta todo o tempo e o dinheiro delas tentando patrocinar um “Zé Roela” que no final das contas só quer um emprego.

    Outros ficam pulando de empresa em empresa na esperança de que “esta aqui” vai ser a que vai dar certo .

    Mas os distribuidores mais ricos e experientes não fazem NADA disso.

    Nós não fazemos contatos frios.

    Nós não mostramos o plano para qualquer um.

    Nós não incomodamos nossos amigos, parentes e vizinhos.

    Ao invés disso, nós usamos o que eu chamo de Patrocínio Mágico .

    Este é o segredo que eu descobri que me deu rapidamente a liberdade financeira que eu sempre sonhei (e também para milhares de pessoas que eu ensinei).

    É dessa forma que ele funciona:

    Meu sistema é baseado em duas “Verdades Fundamentais”

    do Multinível na era da Internet

    1. Os métodos antiquados da “velha escola” tais como contatos frios, reuniões presenciais, conferências na internet e ficar tentando “convencer” as pessoas a ver a sua oportunidade MORRERAM.

    2. A maneira mais fácil e rápida de se fazer dinheiro no Multinível hoje em dia é simplesmente se “posicionar” para que apenas os contatos mais quentes e qualificados venham até você (e SOMENTE você).

    E não importa o que os “gurus” do multinível digam sobre convidar seus amigos, parentes e vizinhos. ir a reuniões. ou fazer contatos frios – estas duas verdades fundamentais são a única maneira de você construir um grande negócio de multinível.

    E essas duas verdades é que me tiraram do fundo do poço para ganhos de mais de 7 dígitos em menos de 18 meses – e que gerou mais de 95.438 contatos nos últimos dois anos sem gastar um único centavo .

    E sabe de uma coisa?

    Você pode aprender a fazer o mesmo – não importa qual empresa você esteja desenvolvendo ou se você se cadastrou ontem na sua primeira empresa de multinível.

    Na verdade, quando você usa o “patrocínio mágico” você começa a atrair um número ilimitado de novos contatos PARA VOCÊ, e.

    Eles te pagarão

    para que você mostre o plano para eles

    Essa estratégia é o “pulo do gato” que todo grande líder de marketing de rede que fatura 6 ou 7 dígitos sabe mas que ninguém mais sabe.

    E o engraçado da história é que, fazer com que as pessoas cheguem até você e te paguem para que você mostre o plano para elas. é MUITO mais fácil do que você imagina.

    BEM mais fácil do que ficar convidando pessoas. do que ver os contatos da sua “lista quente” rirem da sua cara e ficarem falando que multinível é pirâmide. e bem mais fácil do que ficar gastando seu tempo e dinheiro com um monte de amadores desesperados que ficam fazendo SPAM no Facebook e no Skype tentando cadastrar todo mundo no grito.

    Quando você descobrir o segredo do patrocínio mágico, você deixará de ser um “propectador” que fica caçando as pessoas. e passará a ser um “tirador de pedidos”, com as pessoas TE caçando – e até mesmo te pagando para terem o “privilégio” de você apresentar o plano para elas.

    Isso faz com que o processo de patrocínio se torne tão fácil

    quanto preencher um cheque em branco.

    Mas, fazer com que as pessoas venham até você e te paguem para que você mostre o plano para elas é só uma parte do meu sistema.

    Eu tenho dezenas de métodos e segredos que eu venho usando ao longo dos anos que te deixariam louco.

    Como por exemplo, fazer com que as pessoas queiram se cadastrar com você antes de você falar com elas. A maneira CORRETA de prospectar seu mercado quente sem ser banido por seus amigos, parentes e vizinhos. E aonde encontrar o contato de um profissional de marketing que está buscando uma empresa para se cadastrar – só para mencionar alguns dos métodos.

    E apesar de não ter como te contar nesta página todos os métodos que me fazem ganhar milhares de reais por mês. há uma maneira rápida de você ter acesso a todos eles sem NENHUM risco.

    Há pouco tempo eu coloquei TODO esse conhecimento em um manual fácil de ler que se chama:


    Politecnico di Milano: Home, milano.

    #Milano


    Protocollo d’intesa con l’Accademia di Brera

    MantovArchitettura 2018

    Chatbot, l’assistente virtuale del Politecnico

    Al via i lavori per il nuovo Campus di Architettura

    In evidenza

    Amalia Ercoli Finzi tra le 100 donne italiane vincenti di Forbes Italia

    La prestigiosa rivista premia il professore onorario del Politecnico di Milano scopri

    Rilevazione dell’opinione degli studenti sulla didattica

    Per gli insegnamenti del secondo semestre scopri

    Bando Attività Culturali e Viaggi 2018: riapertura termini di presentazione

    Stai pensando di organizzare un viaggio o un’attività sportiva o culturale per te e i tuoi ‘colleghi’ PoliMi per il. scopri

    EnerPop, il risparmio energetico come strumento di coesione sociale

    Il progetto di educazione tecnologica e connessione comunitaria per gli abitanti dei quartieri di edilizia pubblica

    Un alumnus da award e il suo telescopio dei record

    Giuseppe Cataldo, Systems Engineer alla NASA, a soli 32 anni conquista l’Early Career Public Achievement Medal e un.

    Open Day delle lauree magistrali a.a. 2018-2019

    Open Day delle lauree magistrali della Scuola di Architettura Urbanistica Ingegneria delle Costruzioni L’Open Day si. scopri

    Tre studenti del Politecnico vincono la Skyscraper Competition 2018

    Skyshelter.zip è un grattacielo pieghevole ispirato agli origami, allestibile nelle zone colpite da calamità naturali

    Bando di concorso per l’ammissione ai Corsi di Dottorato di Ricerca a.a. 2018-2019

    È disponibile il bando di concorso per l’ammissione ai corsi di dottorato di ricerca 34° ciclo – a.a. scopri

    Eventi

    • Conferenze MantovArchitettura 2018 Da martedì 8 maggio 2018 a giovedì 31 maggio 2018 scopri
    • Mostre Mantova Imago Urbis Da martedì 8 maggio 2018 a domenica 16 settembre 2018 scopri
    • Conferenze Concrete under nanoscope: the review of nanotechnology and nano-engineered. martedì 8 maggio 2018

    Dalle 15:00 scopri

  • Conferenze Ordine e disordine nella città contemporanea Francesco Indovina martedì 8 maggio 2018

    Dalle 18:00 scopri

  • Mostre Josef Frank Da mercoledì 9 maggio 2018 a giovedì 31 maggio 2018 scopri
  • Conferenze Valentina Orioli Bologna. Italia mercoledì 9 maggio 2018

    Dalle 10:30 alle 13:00 scopri

  • Incontri Kengo Kuma mercoledì 9 maggio 2018

    Dalle 16:30 scopri

  • Conferenze Renewable Energy Report 2018 Il futuro delle rinnovabili in Italia giovedì 10 maggio 2018


  • Kurzleitfaden Spenden, spenden abzugsfähig.

    #Spenden #abzugsfähig


    spenden abzugsfähig

    Spenden abzugsfähig

    Der richtige Umgang mit Spenden

    Spendenrecht und Spendenpraxis

    Das komplette Knowhow f r den richtige Umgang mit Spenden in gemeinn tzigen Organisationen

    1. Was ist eine Spende?

    Von Spenden spricht man in der Regel bei Zuwendungen in Zusammenhang mit dem steuerlichen Spendenabzug nach 10b Einkommensteuergesetz (EStG). Als Spendenempf nger kommen dabei steuerbeg nstigte ( gemeinn tzige ) und ffentlich-rechtliche K rperschaften sowie politische Parteien im Sinne des Parteiengesetzes in Frage. Wir beschr nken uns im Folgenden auf Spenden an steuerbeg nstigte ( gemeinn tzige ) Einrichtungen.

    Zivilrechtlich ist eine Spende eine Schenkung in Sinne von 516 ff BGB – also eine unentgeltliche Zuwendung. Unentgeltlich bedeutet dabei, dass der Verm genszufluss ohne Gegenleistung erfolgt.

    Steuerlich abzugsf hig sind Geld- und Sachspenden. Arbeitsleistungen und andere Nutzungen (z. B. die kostenlose leihweise berlassung von Maschinen und Ger ten) k nnen nicht als Spende behandelt werden.

    2. Vorteile von Spenden

    Spenden sind beim Zuwendungsempf nger (gemeinn tzige Einrichtung) unabh ngig von der H he steuerfreie Einnahmen. Je nach T tigkeitsfeld der Organisation k nnen sie eine wichtige Finanzierungsquelle sein.

    Der Spender kann mit der Spendenbescheinigung den Sonderausgabenabzug geltend machen. Seine steuerpflichtigen Eink nfte – und damit die Steuerbelastung – mindern sich also um den Spendenbetrag. In H he des pers nlichen Grenzsteuersatzes bezuschusst das Finanzamt also die Spende an die gemeinn tzige Einrichtung. Auch Unternehmen (Kapitalgesellschaften) k nnen Spenden steuerlich geltend machen.

    Der steuerliche Spendenabzug ist eine wichtige Spendenmotivation. Zur Unterst tzung des guten Zwecks kommt der Steuervorteil hinzu.

    3. Wer darf Spendenbescheinigungen ausstellen?

    Privatrechtliche Organisationen (die keine Parteien sind) d rfen nur dann Spendenbescheinigungen (der steuerliche Fachbegriff lautet Zuwendungsbest tigungen ) ausstellen, wenn sie als steuerbeg nstigt anerkannt sind, weil sie gemeinn tzige, mildt tige oder kirchliche Zwecke verfolgen.

    Dazu muss ein sogenannter Freistellungsbescheid vorliegen. Das ist der amtliche Nachweis der Gemeinn tzigkeit. Er wird privatrechtlichen K rperschaften auf Antrag gew hrt, wenn die entsprechenden Voraussetzungen in ihrer Satzung vorliegen. K rperschaften im steuerlichen Sinn sind u.a. Vereine, Stiftungen und GmbH. Einzelpersonen und Personengesellschaften (z. B. GbR) k nnen nicht als gemeinn tzig anerkannt werden und deswegen auch keine Spendenbest tigungen ausstellen.

    Wird die Gemeinn tzigkeit (beim rtlichen Finanzamt) neu beantragt, wird zun chst ein vorl ufiger Freistellungsbescheid erteilt, der regelm ig 18 Monate g ltig ist. Nach der ersten Steuererkl rung und dann k nftig laufend wird ein Freistellungsbescheid erteilt der 5 Jahre gilt. Dazu muss die T tigkeit der Einrichtung aber den Anforderung des Gemeinn tzigkeitsrechts entsprechen. Das muss u.a. durch T tigkeitsbericht und Einnahmen-Ausgaben-Rechnung nachgewiesen werden.

    Spendenbescheinigung darf eine Organisation ab dem Datum des Freistellungsbescheides ausstellen. Der letzte Freistellungsbescheid darf aber nicht lter als 5 Jahre sein.

    Bis zum 31.12.1999 durften nicht alle spendenberechtigten Vereine die Spenden auch direkt entgegen nehmen. Vielmehr mussten die Spenden an eine Durchlaufstelle (Kommunalbeh rde) bezahlt werden, die die Spendenbescheinigung ausstellte und die Zahlungen an den Verein weiterreichte.

    Dieses sogenannte Durchlaufverfahren ist seit dem 1.01.2000 abgeschafft. Alle gemeinn tzigen Organisationen d rfen Spenden direkt entgegennehmen.

    4. Voraussetzungen f r den Spendenabzug

    Neben einem g ltigen Freistellungsbescheid ist Voraussetzung f r den Spendenabzug, dass die Spenden freiwillig und unentgeltlich erfolgt.

    Die Freiwilligkeit fehlt insbesondere bei Bu geldzahlungen, die von Gerichten verh ngt wurden.

    Unentgeltlich bedeutet, dass mit der Spende keine Gegenleistung verbunden sein darf. Das gilt etwa f r Kaufpreise, die als Spenden getarnt werden. Vor allem muss abgegrenzt werden zwischen Spende und Sponsoring. Sponsorships sind typischerweise mit Werbeleistungen der gemeinn tzigen Einrichtungen f r den Sponsor verbunden. Solche Gegenleistungen verbieten in der Regel den Spendenabzug. Das gilt auch f r Sachspenden, z. B. f r kostenlos berlassene Trikots mit Werbeaufdruck (= Gegenleistung) .


    Cómo hacer una cancelación registral de hipoteca, como poner una reclamacion.

    #Como #poner #una #reclamacion


    como poner una reclamacion

    Como poner una reclamacion

    Cuando por fin llega el tal ansiado y soñado momento de terminar de pagar el préstamo, te encuentras con la cancelación, bien porque vendes la casa y con parte de lo que te pagan liquidas el saldo pendiente, bien porque terminas de pagar la última cuota, despidiéndote ¡por fin! de la deuda.

    Lo primero es mirar si el banco te cobra comisión por cancelar la hipoteca antes de tiempo, que en caso de existir no supera el 1%. Después hay que hacer una cancelación registral de la hipoteca.

    Esto es así porque, cuando la firmaste, el banco la inscribió en el Registro de la Propiedad, porque así, si alguna vez acumulas tres impagos y quieren ejecutar la hipoteca, se consigue más rápidamente al demostrar su existencia con facilidad a través del Registro.

    Para llevar a cabo la cancelación registral de la hipoteca lo primero que necesitas es un certificado de deuda cero (o de saldo cero), que por mucho que les moleste, el banco te debe dar gratis en el momento o al día siguiente. Algunas entidades pretenden cobrar entre 15 € y 200 €, pero el Banco de España reconoció en 2010 que es un derecho gratuito del cliente.

    En cuanto vas a pedirlo tratarán de convencerte de que la cancelación registral es algo lioso, farragoso, complicado y muy difícil de hacer para ti, porque ni siquiera querrán explicarte en qué consiste, cuando realmente es algo sencillo y que puedes hacer por tu cuenta -si tienes tiempo y ganas- ahorrando entre 500 y 1.000 €, sobre todo en abultadas comisiones bancarias y abusivos gastos de gestoría.

    No te dejes comer la moral, si quieres hacer la cancelación registral de tu hipoteca, aquí te explicamos cómo. Llevas el certificado de deuda cero a una notaría, la que quieras. Encargas la cancelación registral, por lo que te cobrarán entre 90 € y 200 €, tardando apenas unos días en tener la escritura de cancelación.

    Esa escritura no es otra cosa que un documento en el que el notario da fe de que has devuelto al banco hasta el último céntimo y no queda deuda pendiente. Para ello, mira el certificado del banco y llama a un apoderado que se desplaza hasta la notaría para confirmar que ese certificado es de su banco y que, efectivamente, ya no debes nada.

    Otro de los miedos que te intentan meter en el cuerpo en la sucursal bancaria para que lo contrates con ellos es que el apoderado tardará semanas o meses en ir a la notaría y que irá cuando le dé la gana, algo que en la práctica no es verdad. El objetivo del banco es que les encargues la cancelación registral y ganar mucho dinero con ello, ya que eligen una gestoría que te inflará la tarifa y el banco te cobrará comisión por cada gestión que haga, abultará la tarifa notarial y cobrará entre 150 y 200 € por que el apoderado vaya a la notaría, cosa que si encargas tú no te cuesta.

    Con la escritura de cancelación en la mano liquidas los impuestos de tu comunidad autónoma, que actualmente son cero (están exentos de pago). Esto se puede hacer, mediante el formulario de Actos Jurídicos Documentados, de forma presencial en una oficina de Hacienda o a través de Internet. Después presentas el papeleo en el Registro de la Propiedad, que en dos o tres semanas te avisará de que ya ha cancelado el registro de tu hipoteca y puedes pagar el arancel por hacerlo, que suele costar entre 24 € y 84 €.

    La forma de ahorrárselo es esperar a que pasen 20 años del último pago de la hipoteca, ya que en ese momento prescribe (caduca) dicho registro. Pero como muchas veces la casa se vende antes o se usa como aval, pues mejor dejar las cosas bien cerradas para que tu antigua hipoteca no conste en ningún sitio más y desaparezca para siempre.

    Si quieres comprobar que no hay ni rastro de ella, puedes pedir en el Registro de la Propiedad una nota simple de la vivienda, cuyo coste está entre los 3 € y los 9 €, aunque esto no es necesario, sólo algo opcional para tu tranquilidad.


    Reddito di inclusione – Ultime notizie su Reddito di inclusione – Argomenti del Sole 24 Ore, reddito di.

    #Reddito #di


    Reddito di inclusione

    Econopoly

    Il reddito di cittadinanza tramonta in Finlandia, potrebbe funzionare in Italia?

    Sembra che l’esperimento di reddito di cittadinanza finlandese non avrа un futuro oltre il periodo di prova stabilito. Secondo l’OCSE perт potrebbe funzionare meglio in Paesi come il nostro, con sistemi di redistribuzione contorti e parzialmente regressivi. Rimangono forti dubbi sulla sua efficacia nel ridurre la povertа. Ma и lo stesso reddito di cittadinanza dei 5S? No, quello finlandese и un esperimento di reddito di cittadinanza (anche chiamato reddito di base) nel senso proprio del te.

    News24

    In Campania record di baby imprenditori

    Un’iniezione di nuovi fondi da 221,7 milioni che sommati ai precedenti 191 portano la dote complessiva della Campania per il programma Garanzia Giovani oltre quota 400 milioni. Qui la percentuale dei Neet resta oltre i livelli di guardia, al 36% nel 2017 (terzo peggior risultato dopo il 36,7% della

    – di Francesca Barbieri

    News24

    Confindustria: reddito cittadinanza costa 30 miliardi, и spreco

    Confindustria boccia il reddito di cittadinanza. Secondo un rapporto del Centro studi la misura, che и stata il cavallo di battaglia del M5s in campagna elettorale, potrebbe costare 30 miliardi di euro o piщ (rispetto ai giа elevati 17 miliardi prospettati dal M5S) e «comportare uno spreco ingente

    – di Andrea Gagliardi

    News24

    M5S studia le «condizioni minime» per il contratto di governo con il Pd

    Cambia il forno, mutano le prioritа. E si aggiustano le condizioni minime. Se la sintonia con la Lega richiedeva le parole d’ordine «tagli alle tasse, superamento della legge Fornero e sicurezza» la prova d’intesa con il Pd fa virare il M5S di Luigi Di Maio verso un nuovo elenco di temi bandiera su

    – di Manuela Perrone

    News24

    Il 730 «fai-da-te» и in crescita, ma ecco perchй l’87% va ancora dal Caf

    I numeri come sempre aiutano a inquadrare bene la situazione. La precompilata sta facendo gradualmente crescere il «fai-da-te», ossia chi sceglie di inviare il 730 all’agenzia delle Entrate direttamente, ma l’86,7% sceglie ancora di rivolgersi al Caf per ottenere assistenza fiscale.

    – di Giovanni Parente

    News24

    Lotta alla povertа, 1,5 miliardi per potenziare il Rei

    C’и un minimo comune denominatore nei programmi dei partiti usciti vincitori o sconfitti dal voto del 4 marzo che potrebbe tradursi in uno dei primi provvedimenti del nuovo governo, a prescindere dalla sua composizione. E’ il rafforzamento del Reddito di inclusione (Rei), la misura di contrasto alla

    – di Davide Colombo

    News24

    Di Maio, no a Berlusconi: «Dialogo solo con la Lega, sм ad appoggio esterno di Fi e Fdi». Salvini: intesa ma con tutto il centrodestra

    «L’accordo con i cinquestelle и di parlare di cose da fare. Se cadono i veti si parte, si parla di programmi. Noi siamo disponibilissimi a farlo, come Di Maio chiede da tempo». Matteo Salvini, capodelegazione del centrodestra unito, sintetizza cosм lo “stato dell’arte” del confronto politico con il

    – di Vittorio Nuti e Alessia Tripodi

    News24

    Pd tentato dall’accordo con il M5S, ma restano i dubbi dei renziani

    Di fronte al gelo, almeno apparente, calato negli ultimi giorni tra i due “vincitori” del 4 marzo Luigi Di Maio e Matteo Salvini nel Pd vacilla sempre di piщ la linea del “tocca a loro, noi all’opposizione” dettata all’indomani della sconfitta elettorale da Matteo Renzi. Perchй fino ad ora un po’

    – di Emilia Patta

    News24

    Pd, Martina: tre proposte su povertа, famiglie e lavoro. M5S: iniziativa utile

    Il Pd и ormai pronto a mettere da parte la strategia dell’ora tocca a loro, con riferimento a M5S e centrodestra che hanno ottenuto piщ voti alle elezioni del 4 marzo. I veti e i controveti che fino a oggi hanno mantenute le distanze tra Cinque Stelle e Lega Nord spingono i Dem a lanciare dei

    News24

    L’assegno di ricollocazione rinviato a maggio

    Slitta a maggio l’entrata a regime dell’assegno di ricollocazione. La notizia и contenuta nella delibera 14/2018 approvata dal consiglio di amministrazione dell’Anpal il 10 aprile scorso. Un provvedimento che annulla la precedente delibera 3/2018 del 14 febbraio e di fatto rimanda di un paio di

    – di Gianni Bocchieri e Matteo Prioschi


    Forsthaus am Brocken – Ferienwohnung mit 1 Wohn-Schlafzimmer – Ferienhaus R, wohn schlafzimmer.

    #Wohn #schlafzimmer


    Forsthaus am Brocken

    Ferienwohnung mit 1 Wohn-Schlafzimmer

    Ausstattung

    Wohn-Schlafzimmer
    • max. 2 Personen
    • Ehebett
    • Fernseher
    • CD-Radio
    • WLAN
    Küche
    • Herd mit Backofen
    • Kühlschrank mit Gefrierfach
    • Toaster
    • Wasserkocher
    • Mikrowelle
    • Kaffeemaschine
    • Geschirr + Besteck
    • Dusche
    • WC
    • Fön
    Terrasse
    • Gartentisch mit Stühlen
    • Sonnenliege
    • Sonnenschirm
    • Grill

    Preise

    Vor- u. Nachsaison 04.11. – 22.12.2017 06.01. – 24.03.2018 07.04. – 30.06.2018 25.08. – 29.09.2018 03.11. – 21.12.2018
    • Haustier 5 € pro Tag
    • Mindestbelegzeit auf Anfrage
    Oster- u. Herbstferien 24.03. – 07.04.2018 29.09. – 03.11.2018
    • Haustier 5 € pro Tag
    • Mindestbelegzeit 7 Tage
    Sommerferien 30.06. – 25.08.2018
    • Haustier 5 € pro Tag
    • Mindestbelegzeit 7 Tage
    Weihnachtsferien 22.12.2017 – 06.01.2018 21.12.2018 – 04.01.2019
    • Haustier 5 € pro Tag
    • Mindestbelegzeit 7 Tage

    Die Preise verstehen sich inkl. Nebenkosten wie Heizung, Wasser, Strom und Endreinigung. Bad- und Küchentücher und auch die Bettwäsche sind mitzubringen (oder 7,- € / Bett, 3,- € / 2 Handtücher). Kinderbett (60 x 120 cm, Kopfkissen, Oberbett und Bettwäsche sind mitzubringen) und Kinderhochstuhl können auf Anfrage zur Verfügung gestellt werden.


    Spanferkel Wien Preise Catering & PartyService – preiswert & gut, abendkleider verleih.

    #Abendkleider #verleih


    abendkleider verleih

    ab 20 Gдsten mцglich

    mit Beilagen – 15,90/Person

    Semmelknцdel oder Semmelfьlle mit Speck,

    Kartoffel-/Krautsalat oder Sauerkraut

    ab 20 Gдsten mцglich

    Anlieferung im Ganzen

    nicht immer mцglich! Bitte nachfragen!

    bei Zerlegeservice vor Ort: 38,00 extra

    Teller, Besteck, Warmhalter, Glдser,

    Bier-Zapfgerдt, Bдnke, Tische, . lt. Preisliste Equipment-Verleih

    Abendkleider verleih

    Abendkleider verleih

    Abendkleider verleih

    oder wir liefern fertig gegrillt am Schneidbrett in Alu-Folie verpackt.

    Gerne grillen wir bei Ihnen am Holzkohlengrill

    Abendkleider verleih Abendkleider verleih

    Abendkleider verleih

    Wir grillen bei Ihnen und zerlegen fьr Sie.

    Ab 30 Gдsten mцglich.

    Verrechnung nach Personen

    plus Grillerverleih und Personal

    Wir grillen bei Ihnen am Holzkohlegrill

    ohne Beilagen – 8,70/Person ab 30 Gдsten mцglich

    plus 120,00 fьr Griller / Kohle und 200,00 fьr Grill-Meister

    Achtung – Dauert ca. 5-6 Stunden!

    Zustellung/Abholung je 28,00

    Mindestkosten daher 637,00 Euro fьr 30 Portionen

    Teller, Besteck, Warmhalter, Glдser,

    Bier-Zapfgerдt, Bдnke, Tische, . lt. Preisliste Equipment-Verleih

    Abendkleider verleih

    Abendkleider verleih

    Abendkleider verleih

    Gerne grillen wir auch Stiere / Kдlber / Ochsen

    Stelzen, Hьhner, BBQ, Lдmmer, .

    Abendkleider verleih

    Abendkleider verleih

    Gerne liefern wir auch Beilagen, andere Speisen, Getrдnke, .

    ohne Beilagen (mindestens 20 Portionen)

    ohne Beilagen (mindest 10 Portionen)

    ohne Beilagen (mindest 6 Portionen)

    (reichlich 2 Portionen)

    (mindest 3 Stьck)

    oder Kartoffelstrudel oder Spinatstrudel oder .

    je mind. 10 Port.

    PROFI-Grill! (mindestens 20 Personen)

    Elektro-Gyros-Griller gerne auch im Verleih!

    auch GETRДNKE mцglich

    Krautsalat mit Speck

    Salate (saisonal gemischtes Buffet)

    Kren, Saucen (Knoblauch, BBC. )

    Knцdel (Semmel oder Kartoffel)

    Semmelfьlle mit Speck

    Teller, Besteck, Warmhalter, Glдser,

    Bier-Zapfgerдt, Bдnke, Tische, . lt. Preisliste Equipment-Verleih

    Sprechen Sie einfach mit uns ьber Ihre Ideen und Vorstellungen:

    Wir kцnnen jeden Ihrer Wьnsche realisieren.

    Abendkleider verleih

    LIVE-BBQ PartyService fьr Sie Ihre Gдste!

    Wir grillen auf unserem Holzkohlengrill

    Puten-Medaillons, Spare-Ribbs, Hьhnerspiesse,

    Gemьsespiesse, Bratwьrstel, Kotelette,

    dazu Folienkartoffel, Salate, Saucen

    Fixpreis pro Person 24,90 Euro

    zuzьglich 200,00 Euro fixer Grundpreis

    fьr Grillverleih, Teller, Besteck, Anlieferung, .

    Vorbestellung erforderlich! – Dauer ca. 2 Stunden

    Gerne bieten wir Ihnen

    individuelle Alternativen an.

    Gerne auch Getrдnke, Bдnke, Tische, .

    GERNE BIETEN WIR IHNEN AUCH ANDERE SPEISEN AN!

    Abendkleider verleih

    Fьr eine individuelle und unverbindliche Beratung stehen wir Ihnen, nach telefonischer Terminvereinbarung, jederzeit gerne zur Verfьgung.

    Abendkleider verleih

    Preisbeispiel: Lieferbuffet fьr 80 Personen mit Getrдnkepauschale

    Abendkleider verleih

    Die schцnsten Feste und Feiern zu ьberschaubaren Kosten

    Geburtstage | Taufen | Firmungen | Verlobungen | Polterabend

    Gedenkfeier | Jubilдum | Seminar | Schulung | Prдsentation

    Firmenfeier | Betriebsfeier | Mitarbeiterfest | und vieles mehr

    fьr jede Gelegenheit ein kaltes Feinkost-Buffet nach Ihren Wьnschen

    Fьr Sie immer da! Event, Feier, Party, Junggesellenabend, Geburtstagsfest, Agape, Taufe, .

    Abendkleider verleih

    Wir produzieren immer frisch und wohlschmeckend, ganz nach Ihren Wьnschen und Bedarf.

    Ihren Wьnschen und Ideen sind keine Grenzen gesetzt!

    Wir haben ьber 20 Jahre Erfahrung im Event-Bereich

    Familie Reindl, Die Event-Dienstleister, Bьro: 1230 Wien, Carlbergergasse 7, Telefon: 01/706 48 48

    Betrieb: 2322 Zwцlfaxing, HimbergerstraЯe 11, 01/706 51 00, 0664/103 38 12, [email protected]

    Wir sind Komplett-Anbieter im EventCatering PartyService. Ob ein gьnstiges, klassisches Buffet oder trendiges Fingerfood.

    Wir bieten Ihnen gerne mit Getrдnke-Pauschale an. Gerne grillen wir am Holzkohlegrill fьr Sie. Unsere Spanferkel sind aussen knusprig und innen saftig.

    Abendkleider verleih

    Egal ob Hochzeit, Geburtstag, Taufe, Verlobung, Firmung, Erцffnungsfeier,

    Jubilдum, Betriebsfest, Vereinsfeier, Tagung, Seminar, Modenschau, .

    ob 20 oder 500 Personen – Unser Service wird Sie begeistern!

    Abendkleider verleih

    Abendkleider verleih

    Machen Sie mit uns eine kulinarische Weltreise

    Abendkleider verleih

    Nur das Beste ist gut genug fьr Sie und Ihre Gдste!

    Leberkдse-Buffet, Wьrstel-Buffet, Suppen-Buffet, Knцdel-Buffet, .

    Abendkleider verleih

    Abendkleider verleih

    Abendkleider verleih

    Abendkleider verleih

    Fьr Veranstaltungen aller Art.

    Gerne auch Grill-Service Imbiss-Stand-Betrieb

    Eigener Barock-Festsaal als Event-Location HochzeitsSaal.at

    Abendkleider verleih

    Firmenverpflegung | Personalessen | Seminarverpflegung

    Unsere Erfahrung Ideen sind unsere Stдrke.

    Abendkleider verleih

    Wir liefern Ihnen gerne frische, knusprige Spanferkel!

    Gerne auch portionsweise. Bevorzugterweise grillen wir vor Ort.

    Natьrlich auch Alternativ-Speisen oder Vegetarisches.

    Sollten Sie irgendetwas nicht gefunden haben, Fragen Sie uns!

    Abendkleider verleih

    Abendkleider verleih

    Wir haben ьber 20 Jahre Erfahrung im Event-Bereich

    Abendkleider verleih Abendkleider verleih

    Qualitдt muЯ nicht teuer sein! | grosse Auswahl | Sandwich-Brцtchen

    frische Qualitдt | Wiener Spezialitдten | gьnstige Preise | Vegetarisches

    Fьr Sie immer da! Event, Konzert, Feier, Party, Hochzeit, Verlobung, Geburtstagsfest, Agape, Taufe, .

    Wir produzieren immer frisch und wohlschmeckend, ganz nach Ihren Wьnschen und Bedarf.

    Ihren Wьnschen und Ideen sind keine Grenzen gesetzt!

    Abendkleider verleihAbendkleider verleih


    Juguetería y Librería Murad Ventas Por Mayor y Menor, productos de libreria por mayor.

    #Productos #de #libreria #por #mayor


    Facebook

    Productos de libreria por mayor

    Productos de libreria por mayor

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    Juguetería y Librería Murad Ventas Por Mayor y Menor поделился(-ась) публикацией edding Argentina.

    edding Argentina

    Productos de libreria por mayor Productos de libreria por mayor Decorá con lo que más disfrutes en # Veranoedding con la ayuda de los #4200 Productos de libreria por mayor Productos de libreria por mayor

    Productos de libreria por mayor

    Juguetería y Librería Murad Ventas Por Mayor y Menor добавил(-а) 9 новых фото — здесь: Productos de libreria por mayorJuguetería y Librería Murad Ventas Por Mayor y Menor

    Productos de libreria por mayorProductos de libreria por mayorProductos de libreria por mayorProductos de libreria por mayor

    Juguetería y Librería Murad Ventas Por Mayor y Menor добавил(-а) 8 новых фото — здесь: Productos de libreria por mayorJuguetería y Librería Murad Ventas Por Mayor y Menor

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    Supplier onboarding

    #supplier #onboarding


    #

    Supplier Resources

    Product Packaging

    The Sysco Design Center is temporarily closed for all image and asset uploading while we transition to a new and updated website. However, the Sysco Design Center is open for viewing and download of applicable assets as needed. Only the upload feature is disabled .

    The New Sysco Design Center is projected to go live by the end of November 2013.

    Product Image Guidelines

    The Sysco Image Style Guidelines was created to provide Sysco suppliers and their agencies with consistent instructions for delivering images of their products. Along with these guidelines, provided here are the forms and instructions needed to submit your images to Sysco. Log in to the Sysco Design Center here .

    Supplier Accounting
    eSupplier Solutions

    Automation of the procurement cycle is the key objective of the eSupplier Solutions Department. Our intention is to eliminate paper-based processes, where applicable, and to reduce costs in the supply chain. eSS is responsible for implementing and maintaining an E-Commerce partnership with Sysco’s supplier community. Additionally, eSS interacts with Sysco’s operating companies at a customer service level to provide assistance with their supplier E-Commerce issues.

    List of Sysco accepted SAC codes for traditional data exchange

    iTradeNetwork
    The EFS Network is a neutral network providing Internet-based supply-chain management products and services to foodservice manufacturers, distributors, and operators.

    EDI Implementation Guides
    Access the 816 Organizational Relationships, 820 Remittance Advice for Corporate Billed Orders, 820 Remittance Advice for Vendor Billed Orders and 856 Advanced Ship Notice (ASN)/License Plate Label (LPN) Questionnaire Requirements.

    Operating Company Address/DUNS Listing(pdf format)(xls format)
    Refer to this listing for Sysco Operating Company DUNS numbers and bill-to and ship-to addresses.

    GDSN Implementation Guide(pdf format)
    Sysco’s Global Data Synchronization Network (GDSN) Implementation Guide was created to provide Sysco’s Suppliers with information to assist in onboarding with Sysco as a GDSN trading partner. This guide provides information and process steps to become a GDSN trading partner and to synchroize product information with Sysco via the GS1 GDSN. This document is intended for the Suppliers who will be sending product data to Sysco through GDSN and have subscribed to a GDSN Certified Data Pool.

    SBS Vendor Receivables (SAP OPCO’S ONLY)

    Vendor Collections maintains and collects the vendor/broker receivables. We also respond to Supplier inquires to agreements and related receivables. Upon request we will also provide supporting backup and invoices. Vendor Disputes analyzes and resolves dispute receivables, agreement issues, and Supplier Repayment requests.

    Vendor AR SAP Portal Guide
    Supplier Guide for Vendor AR Portal to assist you in backup pulls in our self-service portal


    Crash Dump Analysis (Windows)

    #windows #log #analysis


    #

    This documentation is archived and is not being maintained.

    Crash Dump Analysis

    Not all bugs can be found prior to release, which means not all bugs that throw exceptions can be found before release. Fortunately, Microsoft has included in the Platform SDK a function to help developers collect information on exceptions that are discovered by users. The MiniDumpWriteDump function writes the necessary crash dump information to a file without saving the whole process space. This crash dump information file is called a minidump. This technical article provides info about how to write and use a minidump.

    Writing a Minidump

    The basic options for writing a minidump are as follows:

    Do nothing. Windows automatically generates a minidump whenever a program throws an unhandled exception. Automatic generation of a minidump is available on Windows XP, Windows Vista, and Windows 7. If the user allows it, the minidump will be sent to Microsoft, and not to the developer, through Windows Error Reporting (WER). Developers can contact the Microsoft Windows Gaming Graphics developer relations group to arrange for access to the WER service.

    Use of WER requires:

    • Developers to sign their applications using Authenticode
    • Developers to obtain a VeriSign ID to access the WinQual service
    • Applications have valid VERSIONINFO resource in every executable and DLL

    If you implement a custom routine for unhandled exceptions, you are strongly urged to use the ReportFault function in the exception handler to also send an automated minidump to WER. The ReportFault function handles all of the issues of connecting to and sending the minidump to WER. Not sending minidumps to WER violates the requirements of Games for Windows.

  • Use a product from the Microsoft Visual Studio Team System. On the Debug menu, click Save Dump As to save a copy of a dump. Use of a locally saved dump is only an option for in-house testing and debugging.
  • Add code to your project. Add the MiniDumpWriteDump function and the appropriate exception handling code to save and send a minidump directly to the developer. This article demonstrates how to implement this option. However, note that MiniDumpWriteDump does not currently work with managed code and is only available on Windows XP, Windows Vista, Windows 7.
  • Thread safety

    MiniDumpWriteDump is part of the DBGHELP library. This library is not thread-safe, so any program that uses MiniDumpWriteDump should synchronize all threads before attempting to call MiniDumpWriteDump.

    Writing a Minidump with Code

    The actual implementation is straightforward. The following is a simple example of how to use MiniDumpWriteDump .

    This example demonstrates the basic usage of MiniDumpWriteDump and the minimum information necessary to call it. The name of the dump file is up to the developer; however, to avoid file name collisions, it is advisable to generate the file name from the application’s name and version number, the process and thread IDs, and the date and time. This will also help to keep the minidumps grouped by application and version. It is up to the developer to decide how much information is used to differentiate minidump file names.

    It should be noted that the path name in the preceding example was generated by calling the GetTempPath function to retrieve the path of the directory designated for temporary files. Use of this directory works even with least-privileged user accounts, and it also prevents the minidump from taking up hard drive space after it is no longer needed.

    If you archive the product during your daily build process, also be sure to include symbols for the build so that you can debug an old version of the product, if necessary. You also need to take steps to maintain full compiler optimizations while generating symbols. This can be done by opening your project’s properties in the development environment and, for the release configuration, doing the following:

    1. On the left side of the project’s property page, click C/C++. By default, this displays General settings. On the right side of the project’s property page, set Debug Information Format to Program Database (/Zi) .
    2. On the left side of the property page, expand Linker. and then click Debugging. On the right side of the property page, set Generate Debug Info to Yes (/DEBUG) .
    3. Click Optimization. and set References to Eliminate Unreferenced Data (/OPT:REF).
    4. Set Enable COMDAT Folding to Remove Redundant COMDATs (/OPT:ICF) .

    MSDN has more detailed information on the MINIDUMP_EXCEPTION_INFORMATION structure and the MiniDumpWriteDump function.

    Using Dumpchk.exe

    Dumpchk.exe is a command-line utility that can be used to verify that a dump file was created correctly. If Dumpchk.exe generates an error, then the dump file is corrupt and cannot be analyzed. For information on using Dumpchk.exe, see How to Use Dumpchk.exe to Check a Memory Dump File.

    Dumpchk.exe is included on the Windows XP product CD and can be installed to System Drive\Program Files\Support Tools\ by running Setup.exe in the Support\Tools\ folder on the Windows XP product CD. You can also get the latest version of Dumpchk.exe by download and installing the debugging tools available from Windows Debugging Tools on Windows Hardware Developer Central.

    Analyzing a Minidump

    Opening a minidump for analysis is as easy as creating one.

    To analyze a minidump

    1. Open Visual Studio.
    2. On the File menu, click Open Project.
    3. Set Files of type to Dump Files. navigate to the dump file, select it, and click Open.
    4. Run the debugger.

    The debugger will create a simulated process. The simulated process will be halted at the instruction that caused the crash.

    Using the Microsoft Public Symbol Server

    To get the stack for driver- or system-level crashes, it might be necessary to configure Visual Studio to point to the Microsoft public symbol server.

    To set a path to the Microsoft symbol server

    1. On the Debug menu, click Options .
    2. In the Options dialog box, open the Debugging node, and click Symbols .
    3. Make sure Search the above locations only when symbols are loaded manually is not selected, unless you want to load symbols manually when you debug.
    4. If you are using symbols on a remote symbol server, you can improve performance by specifying a local directory that symbols can be copied to. To do this, enter a path for Cache symbols from symbol server to this directory. To connect to the Microsoft public symbol server, you need to enable this setting. Note that if you are debugging a program on a remote computer, the cache directory refers to a directory on the remote computer.
    5. Click OK.
    6. Because you are using the Microsoft public symbol server, an End User License Agreement dialog box appears. Click Yes to accept the agreement and download symbols to your local cache.

    Debugging a Minidump with WinDbg

    You can also use WinDbg, a debugger that is part of the Windows Debugging Tools, to debug a minidump. WinDbg allows you to debug without having to use Visual Studio. To download Windows Debugging Tools, see Windows Debugging Tools on Windows Hardware Developer Central.

    After installing Windows Debugging Tools, you must enter the symbol path in WinDbg.

    To enter a symbol path in WinDbg

    1. On the File menu, click Symbol Path .
    2. In the Symbol Search Path window, enter the following:

    Using Copy-Protection Tools with Minidumps

    Developers also need to be aware of how their copy-protection scheme might affect the minidump. Most copy-protection schemes have their own descramble tools, and it is up to the developer to learn how to use those tools with MiniDumpWriteDump .

    Summary

    The MiniDumpWriteDump function can be an extremely useful tool in collecting and solving bugs after the product has been released. Writing a custom exception handler that uses MiniDumpWriteDump allows the developer to customize the information collection and improve the debugging process. The function is flexible enough to be used in any C++-based project and should be considered part of any project’s stability process.

    Show: Inherited Protected


    SoCal Injury Lawyers – Best Los Angeles Accident Lawyers

    #car #injury #lawyers


    #

    WHY SOCAL INJURY LAWYERS?

    WE ARE READY TO LISTEN

    PERSONAL INJURY LAWYERS IN SOCAL

    SoCal Injury Lawyers, Giving a Voice to Those in Need.

    SoCal Injury Firm was formed to give a voice to those in need. By utilizing our services you are backed by a skilled advocate with over thirteen years experience. We strive to help you receive the maximum compensation for your injuries. We have been successfully litigating and settling cases in a wide variety of personal injury claims including car accidents, pedestrian vs car accidents, bicycle accidents, motorcycle accidents, dog bite injuries, slip and fall accidents, 18 wheeler accidents, head and brain injuries, construction accidents, and wrongful deaths.

    LETS DISCUSS YOUR CASE FOR FREE. YOUR NEW ATTORNEY IS STANDING BY READY TO LISTEN. CALL 1-800-950-7755 TO GET STARTED TODAY!

    We Do Not Charge Fees Until We Win Your Case

    Nothing can derail your life like an unexpected injury. Suddenly you’re facing severe pain, thousands of dollars in medical bills‚ and the prospect of being kept out of work for an undetermined amount of time. There’s nothing fair about being hurt by someone else’s careless actions. What is fair? Getting the compensation you deserve.We understand the pain and difficulties that you experience from serious accidents and we strive to make the legal process as painless as possible. We do not charge fees until we win your case and we work with doctors that offer you medical assistance on a lien basis, which means that you do not have to pay now. We have over a decade of experience winning cases in excess of 1 million dollars and would like to add your case to that list.

    You May Be Entitled to Receive Compensation for the Following:

    RECENT NEWS RESOURCES


    Interior Design Company: Top Interior Design Company in Dubai, Ck Architecture, interior design concept.

    #Interior #design #concept


    interior design concept

    Interior design concept

    Stay up to date with CK Architecture Interiors LLC by signing up for our Newsletter right here.

    Follow us on

    Architecture & Interiors

    Architecture & Interiors

    CK Architecture Interiors LLC is a Design and Build company that is specialized in interior design & architecture, fit out services and turnkey contracts in Dubai.Our vision is to be the best interior design firm in Dubai.

    Interior design conceptOur Project Approach

    Demand

    Client sets the requirements for the projects.

    Initial Proposal

    Based on agreed design brief, an initial proposal including programming,planning,concept design is prepared.

    Feasibility Studies

    Our estimation department prepares a detailed data driven proposal.

    Design

    Our design department prepares a detailed design package to acheive the concept design intent and to include all the technical and financial aspects as per the requirements set in the design brief

    Construction

    RECENT

    Projects

    • Ibn Battuta Gate – Movenpick Hotel – Revo Cafe
    • Seven Hotel & Residences,Palm Jumeirah
    • Khyber Restaurant, Dukes Hotel , Palm Jumeriah
    • Anantara – Turkish Hammam and Spa Reception

    Interior design concept

    Interior design concept

    Ibn Battuta Gate – Movenpick Hotel – Revo Cafe

    Interior design concept

    Interior design concept

    Ibn Battuta Gate – Movenpick Hotel – Revo Cafe

    Interior design concept

    Interior design concept

    Ibn Battuta Gate – Movenpick Hotel – Revo Cafe

    Interior design concept

    Interior design concept

    This design theme is proposed for the whole hotel and residences rooms to reflect the Ocean concept.

    Interior design concept

    Interior design concept

    This design theme is proposed for the whole hotel and residences rooms to reflect the Ocean concept.

    Interior design concept

    Interior design concept

    This design theme is proposed for the whole hotel and residences rooms to reflect the Ocean concept.

    Interior design concept

    Interior design concept

    The most authentic Indian restaurant in Dubai

    Interior design concept

    Interior design concept

    The most authentic Indian restaurant in Dubai

    Interior design concept

    Interior design concept

    The most authentic Indian restaurant in Dubai

    Interior design concept

    Interior design concept

    The main idea is to give a pleasant compact experience for the end users by having spa facilities .

    Interior design concept

    Interior design concept

    The main idea is to give a pleasant compact experience for the end users by having spa facilities .

    Interior design concept

    Interior design concept

    The main idea is to give a pleasant compact experience for the end users by having spa facilities .

    Services

    Interior design concept

    ARCHITECTURE

    ARCHITECTURE

    We provide architecture design services

    Interior design concept

    INTERIOR

    DESIGN

    INTERIOR

    DESIGN

    We believe interior design is a pure reflection of the clients requirements. Client requirements are carefully identified and refined. Our design follows a certain process

    Interior design concept

    Fit-Out

    Fit-Out

    Based on our 15 years’ experience in the field of interiors & construction, we believe that the added value of design & build is much greater than appointing separate designer and builder, where conflict of interest are commonly causing delays & over budget problems. On top of the design service mentioned above the below are provided in this service type:

    Interior design concept

    process

    process

    Turnkey solutions are the least risky contracts a client may choose to select.

    Interior design concept

    Years of Working Experience

    ABOUT

    Ck Architect

    We are a group of designers who work in line with the client’s resources to achieve the design intent for the new age of design, construction, development.

    Our hands-on approach that blends the latest trends, innovation, culture to create inspirations that define the space.

    We are one of the few interior design companies in Dubai that offer turnkey solutions with zero additional variations as a track record.

    Interior design concept

    Interior design concept

    Clients says

    Thank you so much for the fabulous, professional interior design!! I couldn’t be happier with the new, warm, inviting workplace!! I’m grateful to CK Architecture & Interiors LLC for helping make my vision a reality!”

    Santiago

    CK Architecture provided a great service – creative, flexible, reliable, cost effective, innovative and knowledgeable. Thank you.

    Henry

    Fabulous, just no other word for Ck Architecture. Extremely professional and courteous and found exactly what I needed to finish my project within my budget!

    BLOGS

    Interior design concept

    Initial Steps for Concept Design Process

    Posted by : admin | 19 Nov 2017

    Interior design concept

    Transform Your Home with These Clever Interior Designing Tips

    Posted by : admin | 19 Nov 2017

    Interior design concept

    Top Tips to choose an Interior Design Company

    Posted by : admin | 19 Nov 2017

    Interior design concept

    Clients Rights for Interior Design works

    Posted by : admin | 19 Nov 2017

    Interior design concept


    Sterbegeldversicherung – Infos, Anbieter – Preisvergleich, welche versicherungen braucht man wirklich.

    #Welche #versicherungen #braucht #man #wirklich


    Die Sterbegeldversicherung

    Die Frage nach der Notwendigkeit einer privaten Sterbegeldversicherung ist schnell beantwortet: Sie ist nötig, weil das Sterbegeld der gesetzlichen Krankenkassen im Januar 2004 durch die damalige Gesundheitsreform abgeschafft wurde. Ein gesetzliches Sterbegeld wird nur noch von der Unfallversicherung gezahlt, gewährt der Arbeitgeber des Verstorbenen keine Absicherung im Sterbefall, tragen die Hinterbliebenen die Bestattungskosten. Vor diesen Kosten schützt eine Sterbeversicherung.

    Eine gute Sterbegeld Versicherung ist durch folgende Kriterien gekennzeichnet:

    • Die Versicherungssumme ist individuell festzulegen
    • Je nach Bestattung sind 3.000 Euro bis 10.000 Euro angemessen
    • Verzicht auf Gesundheitsprüfung ist möglich
    • Verzicht auf Wartezeit ist sinnvoll

    Die Alternativen

    Mögliche Alternativen zur Sterbegeld Vorsorge sind:

    • Eine Kapitallebensversicherung mit Todesfallabsicherung
    • Eine Risiko-Lebensversicherung
    • Ein Treuhandkonto bei einem Bestattungsunternehmen

    Anbieter vergleichen Kosten berechnen

    Vor dem Abschluss einer privaten Bestattungsvorsorge ist ein Versicherungsvergleich ratsam. Er zeigt, wie teuer die Todesfallversicherung wird, und er ermittelt den Anbieter mit dem besten Preis-Leistungs-Verhältnis. Der Online-Vergleich mit anschließender Abschlussmöglichkeit wird mit dem blauen Button „Zum Versicherungsvergleich“ aufgerufen.

    Welche versicherungen braucht man wirklich

    Tarifrechner mit 4.5 von 5 Punkten

    Waren diese Informationen hilfreich?

    Welche versicherungen braucht man wirklichWelche versicherungen braucht man wirklich

    Häufig gestellte Fragen

    Sterbegeldversicherung – was ist das?

    Vom Prinzip her ist eine Sterbegeldversicherung nichts anderes als eine Form einer Kapitallebensversicherung, welche zur Absicherung aller anfallenden Bestattungskosten im Sterbefall dient. Eine Sterbevorsorgeversicherung gehört offiziell zu den Kapitallebensversicherungen. Eine Sterbeversicherung zeichnet sich durch ihre relativ geringe Versicherungssumme und entsprechend geringe Beitragszahlungen aus. Dafür ist sie speziell auf den Todesfall des Versicherungsnehmers ausgerichtet. Bei manchen Versicherungen erfolgt die Auszahlung der Versicherungssumme automatisch zu einem bestimmten, meist sehr hohen, Lebensalter. Bei anderen Modellen läuft die Versicherung tatsächlich bis zum Lebensende und die Versicherungssumme wird erst nach dem Todesfall ausgezahlt.

    Welche Versicherungsformen der Sterbegeldversicherung gibt es?

    Bei den Sterbe Versicherungen gibt es unterschiedliche Vertragsformen. Grundsätzlich haben die Versicherungsnehmer die Wahl, eine Sterbegeldversicherung mit oder ohne Gesundheitsprüfung abzuschließen. Auch der Auszahlungszeitpunkt der Versicherungssumme kann variieren. So gibt Versicherungen, bei denen die Auszahlung ab einem gewissen Lebensalter – meist liegt dieses bei 80 oder 85 Jahren – erfolgt. Bei anderen Modellen der Sterbegeld Vorsorge wird die Versicherungssumme tatsächlich erst nach dem Tod des Versicherten ausgezahlt. Es kann immer nur im Einzelfall entschieden werden, für wen sich welches Versicherungsmodell lohnt.

    Braucht man eine Sterbegeldversicherung wirklich?

    Auch die Experten sind sich über die Notwendigkeit einer Todesfallversicherung nicht einig. Jeder muss letztendlich selbst überlegen, warum in seinem individuellen Fall eine Sterbegeld Absicherung nötig sein könnte. Ganz allgemein lässt sich sagen, dass eine Sterbegeld Vorsorge immer dann angemessen ist, wenn die Hinterbliebenen im eigenen Todesfall die Kosten für die Bestattung aus eigener Tasche tragen müssten, weil keine sonstigen Rücklagen für den Todesfall vorhanden sind. Ein weiterer Grund für den Abschluss einer Sterbegeld Versicherung kann eine fehlende Lebensversicherung sein. Wer zum Beispiel aus gesundheitlichen Gründen keine Lebensversicherung mehr abschließen kann, findet in einer Sterbegeldvorsorge eine gute Alternative.

    Wie hoch sollte die Versicherungssumme bei einer Sterbeversicherung sein?

    Nach Auszahlung der Versicherungsleistung steht diese zunächst einmal zur freien Verfügung. Dies gilt für die Hinterbliebenen und auch den Versicherungsnehmer, sofern die Auszahlung ab einem bestimmten Lebensalter noch zu Lebzeiten, erfolgt. Die Höhe der gewählten Versicherungssumme hängt letztendlich immer davon ab, wofür die Sterbeversicherung nach der Auszahlung verwendet werden soll. Für Bestattungskosten muss, je nach Ausführung der Beerdigung, mit 1000 bis 5000 Euro gerechnet werden. Dient der Versicherungsvertrag ausschließlich der Bestattungsvorsorge, reicht demnach eine Versicherungssumme zwischen 1000 und 5000 Euro aus. Soll darüber hinaus eine Todesfallabsicherung der Hinterbliebenen gewährleistet sein, kann die Versicherungssumme auch durchaus zwischen 20000 und 25000 Euro gewählt werden. Jeder Antragsteller kann daher je nachdem, wofür die Vorsorgeversicherung verwendet werden soll, eine angemessene Versicherungssumme wählen.

    Weiterführende Fragen:

    Welche versicherungen braucht man wirklich

    Welche versicherungen braucht man wirklich

    Welche versicherungen braucht man wirklich

    Welche versicherungen braucht man wirklich

    Welche versicherungen braucht man wirklich

    Welche versicherungen braucht man wirklich

    Welche versicherungen braucht man wirklich

    Welche versicherungen braucht man wirklich

    Welche versicherungen braucht man wirklich

    Welche versicherungen braucht man wirklich

    Welche versicherungen braucht man wirklich

    Welche versicherungen braucht man wirklich

    Welche versicherungen braucht man wirklich

    Welche versicherungen braucht man wirklich

    Welche versicherungen braucht man wirklich


    PLANES DE EMPRESA, Planes de negocio, Planes para empresas, ingresos ejemplos.

    #Ingresos #ejemplos


    ingresos ejemplos

    Ingresos ejemplos

    Ingresos ejemplos

    Ingresos ejemplos

    Ingresos ejemplos

    Ingresos ejemplos

    Ingresos ejemplos

    Tus especialistas en Planes de Empresa

    Plan de Negocio

    Plan de Negocio

    Ingresos ejemplos

    Ingresos ejemplos

    Ingresos ejemplos

    Ingresos ejemplos

    Ingresos ejemplos

    Contáctanos

    Información Útil

    Ingresos ejemplos

    Ingresos ejemplos

    Ingresos ejemplos

    Ingresos ejemplos

    Ingresos ejemplos

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    Ingresos ejemplos


    Propuesta de acciones para la captación de ingresos alternativos, ingresos ordinarios definicion.

    #Ingresos #ordinarios #definicion


    Propuesta de acciones para la captación de ingresos alternativos

    En la presente investigación se aborda la problemática relacionada con que la no captación de ingresos alternativos en el Sector de Cultura del municipio Ranchuelo lo que limita la calidad y el buen funcionamiento del Programa de Desarrollo Cultural en el mismo. Como fruto de esta investigación se proponen una serie de acciones para captar ingresos alternativos en el Sector de Cultura del municipio Ranchuelo de forma que se responda a las políticas y estrategias que en el campo de las finanzas aplica actualmente el país.

    En esta investigación se establece un marco teórico conceptual en relación a la Administración Financiera del Estado y los elementos que la integran, analizándose el comportamiento del presupuesto asignado en el año 2009-2010 en el Sector de Cultura del municipio Ranchuelo, proponiéndose una serie de acciones que generen ingresos alternativos para dicho Sector y contribuyendo con esto a incrementar los fondos de autofinanciamiento necesarios para diversificar e incrementar los servicios socioculturales, aliviando así la carga de la Administración del Estado. Dicho estudio responde a lo planteado en los lineamientos del Congreso del PCC donde se plantea la necesidad que tiene el país de que todas las Unidades Presupuestadas en la medida de sus posibilidades autofinancien sus actividades a todos los niveles.

    Introducción

    Uno de los más difíciles retos que enfrentan el mundo en la actualidad, es la necesidad de encontrar la fórmula adecuada ante los cada vez más escasos recursos públicos y la cada vez más necesaria expansión del gasto público, como vía para lograr que el mismo se revierta en aras de optimizar el desarrollo del capital humano, el mejoramiento de la calidad de vida de los ciudadanos a los cuales representa, el desarrollo de una gestión eficiente de los recursos, la comunicación y la captación de fondos, todo lo cual va precedido por una adecuada planificación estratégica lo que se convierte en un imperativo de máxima prioridad.

    En los últimos años el estudio de la Administración Pública ha cobrado gran importancia debido a los cambios que han tenido lugar mundialmente en la esfera económica, política y social. En la década de los años 70 se confirmaba la erosión de las instituciones y mecanismos de cooperación establecidos a partir de la Segunda Guerra Mundial, unido a ello proliferaron las corrientes neoliberales fundamentadas en la disminución del papel del Estado como regulador de los procesos económicos y en la exaltación de la incapacidad de los gobiernos para lograr una explotación y distribución equitativa de los recursos. De esa manera, se le concedió infructuosamente un papel preponderante al mercado como mecanismo que se encargaría de asumir las funciones reguladoras de forma eficiente.

    El impacto de esos cambios sobre el proceso de Administración Pública no se ha hecho esperar. Pudiera decirse que en algunas manifestaciones, como es lógico, se anticipó. Ello ha sido el acicate para incursionar en la definición de las partes, que se reconocen como integrantes de la Administración Pública, ante la necesidad de avanzar en el desarrollo del campo de ideas que sustenta el papel del Estado en el Socialismo.

    Una severa crisis ha sacudido al mundo en los últimos años y Cuba no ha permanecido al margen de sus efectos debiendo reacondicionar su economía para resistir sus embates y, al mismo tiempo, conservar los avances sociales que la Revolución ha alcanzado a lo largo de su historia. En el Proyecto de Lineamientos del Partido Comunista de Cuba en los puntos # 31 y # 33 se plantea que:

    Se reducirá la cantidad de Unidades Presupuestadas hasta el número mínimo que garantice el cumplimiento de las funciones asignadas, donde prime el criterio de máximo ahorro de personal y del Presupuesto del Estado en recursos materiales y financieros.

    Las Unidades Presupuestadas que solo logren cubrir una parte de sus gastos con sus ingresos, se les aprobará la parte de los gastos que se financiará por el Presupuesto del Estado.

    En el sector presupuestado se han venido implementando una serie de medidas para la asignación de la forma más eficiente posible de los recursos disponibles, dentro de ellas se pueden citar: racionalización de plantillas, reordenamiento de los procesos tanto administrativos como de servicios o productivos (en caso de existir los mismos) y de ser viable, incrementar la captación de ingresos por las vías que estén al alcance de cada entidad.

    En el Sector de la Cultura se impone un análisis detallado del presupuesto de gastos para justificar con creces hasta el último centavo invertido y estudiar las posibles vías de captación de ingresos para la cuenta de fondo de festividades y así aliviar la carga del presupuesto del sector, esto constituye un problema al que es necesario brindarle una atención priorizada desde una óptica científica, estableciendo así la situación problémica de esta investigación.

    Por todo lo anterior se plantea el siguiente problema científico: ¿Cómo captar ingresos alternativos en el Sector de Cultura del municipio Ranchuelo de forma que se responda a las políticas y estrategias que en el campo de las finanzas aplica actualmente el país?

    Se parte de la hipótesis de la investigación: “Si se captan ingresos alternativos en el Sector de Cultura del municipio Ranchuelo respondiendo a las políticas y estrategias que en el campo de las finanzas aplica actualmente el país, se contribuirá a incrementar los fondos de autofinanciamiento necesarios para diversificar e incrementar los servicios socioculturales, aliviando así la carga de la Administración del Estado”.

    El análisis del problema científico y la precisión de su objeto y campo llevaron a la formulación del objetivo general: proponer acciones para captar ingresos alternativos en el Sector de Cultura del municipio Ranchuelo a partir del análisis de los indicadores de gastos e ingresos.

    El objetivo general a su vez se desglosa en los siguientes objetivos específicos:

    1. Analizar los antecedentes teóricos sobre el tema objeto de estudio a partir de la revisión bibliográfica sentando las bases para la fundamentación teórica del problema científico.

    2. Analizar la situación actual en el Sector de Cultura del municipio Ranchuelo a partir del análisis de los indicadores de gastos e ingresos.

    3. Proponer una serie de acciones para captar ingresos alternativos en el Sector de Cultura del municipio Ranchuelo de forma que responda a las políticas y estrategias que en el campo de las finanzas aplica actualmente el país.

    La presente investigación va dirigida hacia la búsqueda de fuentes que permitan la captación de ingresos alternativos en el Sector de Cultura del municipio Ranchuelo de forma que responda a las políticas y estrategias que en el campo de las finanzas aplica actualmente el país, contribuyendo a incrementar los fondos de autofinanciamiento necesarios para diversificar e incrementar los servicios socioculturales, aliviando así la carga de la Administración del Estado.

    Este estudio se realiza actualmente a nivel nacional por lo cual todo lo que se derive en la presente investigación será de inmediata aplicación por la necesidad que tiene el país de que todas las Unidades Presupuestadas autofinancien sus actividades a todos los niveles.

    Para el logro de los objetivos propuestos se emplearon diferentes métodos los cuales tienen su base en la exigencia del método materialista dialéctico pues integra orgánicamente lo cualitativo y lo cuantitativo.


    Hipotecas a Tipo Fijo, Mixto y Variable, Préstamos Hipotecarios, condiciones hipoteca.

    #Condiciones #hipoteca


    condiciones hipoteca

    Yo declaro que toda la información de esta solicitud es verdadera, incluyendo los datos patrimoniales, ingresos y deudas y que los recursos son totalmente míos/nuestros y no están sujetos a ninguna otra carga que no sean las numeradas.

    Yo declaro que los ingresos y la aportación personal declarados en este documento provienen de actividades legítimas y no prohibidas por la ley.

    Yo, autorizo cualquier tipo de investigación para confirmar los datos presentados y para la concesión del préstamo.

    Yo autorizo expresamente a Unión de Créditos Inmobiliarios S.A. Establecimiento Financiero de Crédito (en adelante, UCI), según lo regulado en la Ley Orgánica 15/99 de 13 de diciembre, sobre Protección de Datos de Carácter Personal, a la inclusión de mis/nuestros datos de carácter personal (incluida, en su caso, la dirección de correo electrónico) en un fichero automatizado y a su tratamiento, para el estudio del contrato de préstamo, así como la oferta y contratación de productos y servicios de la Entidad, aún en el supuesto de que el contrato de préstamo no llegara a formalizarse. Especialmente autorizo a que la Entidad realice los cálculos, simulaciones y operaciones que considere convenientes con los datos que se facilitan por el/los solicitante/s con el fin de obtener, mediante el tratamiento de los datos facilitados, en forma conjunta con los sistemas estadísticos de la Entidad para el análisis de riesgo, basados en cálculos de probabilidad del comportamiento de pago, un perfil del/los solicitante/s relativo a la probabilidad de cumplimiento de pago en la operación analizada. Los datos obtenidos del/los solicitante/s serán considerados como unos datos más en la toma de decisión final de aprobación o denegación.

    Yo declaro haber sido informado por UCI y autorizo a la entidad a realizar las consultas oportunas, especialmente en cuanto a las verificaciones de solvencia, a través de cualesquiera ficheros de solvencia patrimonial y de crédito previstos en el art. 28 de la Ley Orgánica 15/99 de 13 de Diciembre, sobre Protección de Datos Personales, todo ello con la finalidad de analizar la solvencia y viabilidad de la operación solicitada a UCI.

    Yo autorizo expresamente a UCI a enviarme comunicaciones comerciales por correo electrónico o por cualquier otro medio de comunicación electrónica equivalente, aún en el supuesto de que el préstamo no llegue a formalizarse o aunque se extinga por cualquier causa el contrato de préstamo que se suscriba.

    El responsable del fichero es Unión de Créditos Inmobiliarios S.A. Establecimiento Financiero de Crédito, con domicilio social en Madrid, calle Retama nº 3, 28045 Madrid, ante quien podrá ejercitar los derechos de acceso, rectificación, cancelación y oposición, o en el email [email protected]

    El firmante queda informado de y autoriza a que UCI -sita en la calle Retama, 3, 28045, Madrid- comunique sus datos personales a las entidades siguientes para la finalidad de promoción de sus productos*:

    UCI, S.A. Domicilio: calle Retama 3, 28045 Madrid. Actividad: promoción, desarrollo y participación en empresas y sociedades relacionadas con el sector inmobiliario.

    Retama Real Estate, S.A.U.. Domicilio: calle Retama 3, 28045 Madrid. Actividad: Asesoramiento a empresas, prestación de servicios de telecomunicaciones y compraventa de inmuebles.

    (*) El titular de los datos personales podrá ejercitar sus derechos de acceso, rectificación, cancelación y oposición respecto del tratamiento del que la entidad destinataria es responsable en el domicilio correspondiente.

    Asimismo, el firmante autoriza a que UCI pueda grabar las conversaciones mantenidas con la Entidad durante el proceso de estudio de viabilidad de la operación de crédito solicitada, todo ello de acuerdo con la actual legislación en materia de Protección de Datos.

    Las partes se someten, a su elección, para la resolución de los conflictos y con renuncia a cualquier otro fuero, a los juzgados y tribunales del domicilio del usuario. Asimismo, como entidad adherida a CONFIANZA ONLINE y en los términos de su Código Ético, en caso de controversias relativas a la contratación y publicidad online, protección de datos, protección de menores y accesibilidad, el usuario podrá acudir al sistema de resolución extrajudicial de controversias de CONFIANZA ONLINE (www.confianzaonline.es).

    Yo declaro que toda la información de esta solicitud es verdadera, incluyendo los datos patrimoniales, ingresos y deudas y que los recursos son totalmente míos/nuestros y no están sujetos a ninguna otra carga que no sean las numeradas.

    Yo declaro que los ingresos y la aportación personal declarados en este documento provienen de actividades legítimas y no prohibidas por la ley.

    Yo, autorizo cualquier tipo de investigación para confirmar los datos presentados y para la concesión del préstamo.

    Yo autorizo expresamente a Unión de Créditos Inmobiliarios S.A. Establecimiento Financiero de Crédito (en adelante, UCI), según lo regulado en la Ley Orgánica 15/99 de 13 de diciembre, sobre Protección de Datos de Carácter Personal, a la inclusión de mis/nuestros datos de carácter personal (incluida, en su caso, la dirección de correo electrónico) en un fichero automatizado y a su tratamiento, para el estudio del contrato de préstamo, así como la oferta y contratación de productos y servicios de la Entidad, aún en el supuesto de que el contrato de préstamo no llegara a formalizarse. Especialmente autorizo a que la Entidad realice los cálculos, simulaciones y operaciones que considere convenientes con los datos que se facilitan por el/los solicitante/s con el fin de obtener, mediante el tratamiento de los datos facilitados, en forma conjunta con los sistemas estadísticos de la Entidad para el análisis de riesgo, basados en cálculos de probabilidad del comportamiento de pago, un perfil del/los solicitante/s relativo a la probabilidad de cumplimiento de pago en la operación analizada. Los datos obtenidos del/los solicitante/s serán considerados como unos datos más en la toma de decisión final de aprobación o denegación.

    Yo declaro haber sido informado por UCI y autorizo a la entidad a realizar las consultas oportunas, especialmente en cuanto a las verificaciones de solvencia, a través de cualesquiera ficheros de solvencia patrimonial y de crédito previstos en el art. 28 de la Ley Orgánica 15/99 de 13 de Diciembre, sobre Protección de Datos Personales, todo ello con la finalidad de analizar la solvencia y viabilidad de la operación solicitada a UCI.

    Yo autorizo expresamente a UCI a enviarme comunicaciones comerciales por correo electrónico o por cualquier otro medio de comunicación electrónica equivalente, aún en el supuesto de que el préstamo no llegue a formalizarse o aunque se extinga por cualquier causa el contrato de préstamo que se suscriba.

    El responsable del fichero es Unión de Créditos Inmobiliarios S.A. Establecimiento Financiero de Crédito, con domicilio social en Madrid, calle Retama nº 3, 28045 Madrid, ante quien podrá ejercitar los derechos de acceso, rectificación, cancelación y oposición, o en el email [email protected]

    El firmante queda informado de y autoriza a que UCI -sita en la calle Retama, 3, 28045, Madrid- comunique sus datos personales a las entidades siguientes para la finalidad de promoción de sus productos*:

    UCI, S.A. Domicilio: calle Retama 3, 28045 Madrid. Actividad: promoción, desarrollo y participación en empresas y sociedades relacionadas con el sector inmobiliario.

    Retama Real Estate, S.A.U.. Domicilio: calle Retama 3, 28045 Madrid. Actividad: Asesoramiento a empresas, prestación de servicios de telecomunicaciones y compraventa de inmuebles.

    (*) El titular de los datos personales podrá ejercitar sus derechos de acceso, rectificación, cancelación y oposición respecto del tratamiento del que la entidad destinataria es responsable en el domicilio correspondiente.

    Asimismo, el firmante autoriza a que UCI pueda grabar las conversaciones mantenidas con la Entidad durante el proceso de estudio de viabilidad de la operación de crédito solicitada, todo ello de acuerdo con la actual legislación en materia de Protección de Datos.


    Motorradversicherung Österreich berechnen, motorradversicherungen.

    #Motorradversicherungen


    Motorradversicherung vergleichen

    Motorradversicherungen

    Motorradversicherungen

    In 3 Schritten zur Motorradversicherung

    Wechsel oder Neuanmeldung – So funktioniert der Weg zur günstigen Versicherung

    Neuanmeldung

    Sie geben Ihre Daten einfach in den Rechner ein und wählen die passende Versicherung aus.

    Eine Versicherungsbestätigung wird ausgestellt und an eine Zulassungsstelle Ihrer Wahl geschickt.

    Sie können gleich danach die Anmeldung bei der gewählten Zulassungsstelle durchführen.

    Losfahren in 1 Stunde

    Die Motorradversicherung anzumelden dauert nur eine Stunde.

    Wechsel der Versicherung

    Sie geben die Daten zu Ihrem Motorrad ein und starten mit dem Motorradversicherung-Vergleich.

    Sie bestätigen direkt den gewünschten Vertrag. Bei Fragen steht unser Service-Team zur Verfügung!

    Wechsel der Versicherung

    Die Abwicklung inkl. Zusendung der Unterlagen und Verständigung der Behörde wird im Hintergrund erledigt.

    Zurücklehnen und sparen

    Bequem von zuhause erledigt und jährlich bis zu 200 Euro sparen!

    Die passende Motorradversicherung finden

    Die reine Motorrad-Haftpflichtversicherung ist gesetzlich vorgeschrieben und deckt Schäden, die Sie mit Ihrem Motorrad bei einem anderen Verkehrsteilnehmer verursachen. Nicht gedeckt sind Schäden an Ihrem eigenen Motorrad, sofern diese nicht durch einen anderen Verkehrsteilnehmer verursacht und damit durch dessen Haftpflichtversicherung gedeckt sind.

    Wer besser abgesichert sein möchte, sollte eine Vollkasko- oder Teilkaskoversicherung für sein Motorrad abschließen. Die Tabelle gibt einen Überblick über die unterschiedlichen Deckungsbereiche:

    Die aktuelle Motorradversicherung vergleichen und wechseln

    Da sich die Tarife in der Motorradversicherung laufend verändern, ist es sinnvoll die bestehende Versicherungspolizze regelmäßig zu überprüfen und bei Bedarf zu wechseln.

    Wechsel Motorradversicherung – Checkliste

    Alle 1 bis 3 Jahre vergleichen: Da sich die Tarife in der Motorradversicherung laufend verändern, ist es sinnvoll Anbieter laufend zu vergleichen.

    Hauptfälligkeit der Versicherung prüfen: Ihren Versicherer können Sie jeweils einmal im Jahr zum Ablauf wechseln. Es ist allerdings wegen der Kündigungsfristen sehr entscheidend, dass Sie rechtzeitig an die Stornierung Ihres aktuellen Vertrags denken.

    Motorrad-Zulassung durchführen: Dies ist nur notwendig, wenn Sie Ihr Fahrzeug wechseln.

    Durchblicker.at – Tipp

    Wer im Winter nicht mit dem Motorrad fährt, hat zwei Möglichkeiten um Geld zu sparen: Einerseits können Sie Ihre Kennzeichen bei einer Zulassungsstelle hinterlegen und bekommen dann die Prämie zurück. Die zweite Möglichkeit ist einen Winternachlass mit Ihrem Versicherer zu vereinbaren. In diesem Fall müssen keine Kennzeichen hinterlegt werden.

    Weiterführende Informationen finden Sie in unserem Ratgeber für Motorradversicherungen oder Sie fragen direkt unsere Spezialisten .


    Formation architecture d – intérieur, recherche etudiant decorateur interieur.

    #Recherche #etudiant #decorateur #interieur


    Mastère Architecture d’Intérieur

    Présentation

    Paris: Titre enregistré au RNCP niveau II (français) et 6 (européen). Cursus de trois ans avec possibilité d’une quatrième année en Mastère – Voir la certification officielle

    Nice : Titre enregistré au RNCP niveau III (français) et 5 (européen). Cursus de trois ans avec possibilité d’une quatrième année pour l’obtention d’un niveau II – Voir la certification officielle

    Durée de la formation : 3 ans ou 4 ans

    Il intervient dans la conception de lespace, son aménagement ou sa réhabilitation. A lui de répondre aux besoins exprimés par son client, de laider à reprendre le cahier des charges selon les nécessités des projets. Il doit apporter une cohérence et une pertinence dans les domaines de lhabitat, de larchitecture commerciale, de la scénographie …

    Notre formation est basée sur un enseignement théorique et pratique. L’étudiant doit acquérir les connaissances techniques fondamentales indispensables pour élaborer un projet architectural : plan, élévation, coupe, perspective, technologie des matériaux, normes institutionnelles, etc…

    L’emploi dans ce secteur est en pleine expansion. La recherche du bien-être, l’esthétique des couleurs et des volumes, la circulation, l’ergonomie de l’espace … sont des exigences que seul un professionnel peut maîtriser. Par son apprentissage pratique et le travail en alternance avec son entreprise, létudiant apprendra à travailler aussi bien avec des particuliers que des agences ainsi que lensemble des corps de métiers liés à la réalisation des projets.

    Titre RNCP de niveau II enregistré au Répertoire National de la Certification Professionnelle.

    Débouchés

    • Architecte dintérieur
    • Designer despace intérieurs
    • Décorateur /décoratrice dintérieur
    • Collaborateur / collaboratrice en architecture
    • Designer mobilier
    • Dessinateur / dessinatrice projeteur
    • Infographiste CAO/DAO
    • Maître doeuvre en architecture

    Secteurs dactivité

    Architecte dintérieur, Bureau détudes, Bâtiment, Urbanisme…

    Programme formation

    • Atelier de conception de design
    • Atelier de conception darchitecture dintérieur
    • Histoire de lart sémiologie
    • Représentation graphique et dessin technique
    • Lecture de plan
    • Perspective, dessin et mise en couleur
    • Maquette volume
    • Infographie
    • Technologie des matériaux

    Logiciels

    • Autocad
    • Photoshop
    • Indesign
    • Sketchup
    • Kerkythea
    • 3DSMAX
    • Rhinoceros

    Admission à lécole

    • Bac ou équivalence
    • Dossier & entretien (présentation de travaux personnels)

    Formation disponible

    • Formation initiale
    • Formation en alternance (contrat pro)
    • Formation continue (CIF/CPF…)
    • VAE (Validation des acquis de lexpérience)

    Le titre Designer despace est enregistré au RNCP (Répertoire National de la Certification Professionnelle) niveau II sous le numéro 26177 par arrêté ministériel du 26 mai 2016, publié au Journal Officiel le 07/06/2016, il est délivré par létablissement certificateur Itecom Paris. Il est accessible depuis Itecom Nice (établissement formateur).

    Le titre Concepteur despaces intérieurs est enregistré au RNCP niveau III sous le numéro 26153 par arrêté ministériel du 26/05/16, publié au J.O. le 07/06/2016. Il est délivré par Itecom Nice (établissement certificateur).

    Létablissement Itecom Art Design a reçu la qualification OPQF.

    Nos étudiants en parlent


    Rimborso assicurazione cessione del quinto, cessione del quinto come funziona.

    #Cessione #del #quinto #come #funziona


    Rimborso assicurazione cessione del quinto

    Se hai appena rinegoziato oppure chiuso anticipatamente una cessione del quinto probabilmente stai cercando di farti restituire il premio assicurativo pagato ma non goduto. Nella prima parte di questo articolo vogliamo mettere un po’ di chiarezza in questa faccenda, già che online si trovano informazioni parziali e purtroppo non sempre esatte.

    Nella seconda parte invece, analizzeremo quando conviene richiedere il premio assicurativo subito e quando invece conviene fare analizzare il proprio contratto di cessione del quinto per poi richiedere somme decisamente maggiori rispetto al solo premio assicurativo non goduto.

    Partiamo dal dire che tutti i prestiti con cessioni del quinto o prestiti delega (prestiti la cui rata viene trattenuta dalla busta paga o dal cedolino di pensione), deve essere corredato di due tipi di coperture assicurative: una sulla vita e l’altra che copra il rischio di perdita dell’ impiego.

    • Dette polizze vengono addebitate contemporaneamente al contratto di cessione a eventuale garanzia dei rischi suddetti, per tutta la durata del prestito bancario. Però, in caso si chiuda il finanziamento in anticipo, oppure lo si rinnovi (rinegoziazione), al cliente spetterà il rimborso assicurazione cessione del quinto, in quanto decade il motivo per cui è stata stipulata la polizza e il premio cosiddetto “non goduto” dovrà essere rimborsato, anche senza che questi ne faccia formale richiesta . Molto spesso però, il “rimborso assicurazione della cessione del quinto” non viene effettuato.
    • Sottolineiamo che la rinegoziazione, così come l’estinzione anticipata della cessione del quinto è possibile, ai sensi dell’ 38 della legge 180 del 1950. Tuttavia, se il prestito con cessione del quinto prevede una durata di dieci anni, saremo obbligati a mantenerlo in essere almeno quattro anni prima di poterlo rinegoziare. Invece per la chiusura anticipata saremo liberi di chiuderlo in qualsiasi momento.

    Tenendo a mente che la data di stipula di tali assicurazioni, coincide sempre con la data di firma del contratto di prestito, per la legge italiana dovremo distinguere i casi seguenti:

    • assicurazioni stipulate prima del 1/12/2010 , data prima della quale la legge non prevedeva alcun rimborso assicurazione cessione del quinto. Ma spiegheremo poi che non è detto che il rimborso non si possa ottenere comunque.
    • assicurazioni stipulate dopo il 1/12/2010, poiché da tale data, vige una norma che obbliga le compagnie di assicurazione a rimborsare l’assicurazione della cessione del quinto, al cliente che ha estinto anticipatamente un prestito di qualunque tipo, la parte di premio (pagamento polizza ) non goduta. Purtroppo la stessa legge non indica le modalità di calcolo di tale rimborso, con il risultato che molti clienti non conoscono neppure questo loro diritto non sanno come farlo rispettare. E nei casi in cui ce stato un rimborso abbiamo notato come spesso questi siano a dir poco ridicoli rispetto al premio pagato.

    Calcolo rimborso assicurazione cessione del quinto

    A mettere ordine nella questione dei rimborsi assicurazione cessione del quinto, arriva, nell’agosto 2015, la circolare IVASS (Istituto per la sorveglianza dell’operato delle Assicurazioni ).

    Ma riassumiamo le principali indicazioni dell’Ivass:

    • Ipremi non goduti devono venire rimborsati in automatico, nei giorni immediatamente seguenti l’estinzione del prestito.
    • Nei contratti relativi ai prestiti bancari, saranno indicate esplicitamente, le prassi di calcolo della parte di premio non goduta e quindi da rimborsare. Altrettanto comprensibilmente verranno elencate quelle spese amministrative che non potranno essere rimborsate.
    • Infine, come più su preannunciato, tali regole saranno retroattive, applicabili quindi anche ai prestiti estinti prima del 1 dicembre 2010. Infatti non è stato posto alcun limite di anzianità ai contratti di cessione già estinti. Purtroppo, poiché in tal caso è raro che Compagnie Assicurative si curino volontariamente di operare il rimborso, sarà opportuno inviare , tramite PEC o Raccomandata, una domanda scritta.

    Su questo argomento si è espresso anche l’Arbitrato di Banca D’Italia con diverse decisioni. Secondo cui devono essere rimborsati anche coloro la cui polizza assicurativa sia antecedente alla data del 01/12/2010. Ma c’è di più: in mancanza di chiare norme che già nel primo contratto indichino come eseguire il calcolo relativo al rimborso, esso sarà computato in modo direttamente proporzionale al periodo di tempo intercorrente tra l’estinzione anticipata e quella prevista dal piano di ammortamento originario.

    In caso dovesse accadere un rifiuto da parte della Assicurazione o un calcolo, o ricalcolo di rimborsi già ricevuti, insufficienti, si dovrà inoltrare, sempre alla Compagnia Assicurativa anche una Lettera di Reclamo, nuovamente via PEC o Raccomandata.

    Infine, se ancora la risposta dovesse essere inadeguata, o non pervenire entro 45 giorni, lo stesso IVASS mette a disposizione un modulo di segnalazione che trovate al seguente link:

    Raccomandata ; IVASS / Servizio Tutela del Consumatore / Via del Quirinale, 21 / 00187 Roma

    L’IVASS garantisce una risposta entro 90 giorni. Ricordiamo che la procedura non comporta ulteriori spese né rischi legali , neppure in caso di risposta negativa. Naturalmente , in caso invece di valutazione positiva, la Compagnia Assicurativa dovrà prontamente provvedere al rimborso della assicurazione sulla cessione del quinto dovuto.

    Lettera rimborso premio assicurativo (Fac-Simile)

    Abbiamo preparato un fac simile di lettera che potrai inviare direttamente alla compagnia assicurativa per richiedere il rimborso de premio non goduto. Ecco il link per scaricarla: Lettera rimborso assicurazioni cessione del quinto

    Attenzione alle richieste di rimborso della polizza assicurativa per le cessioni del quinto sottoscritte prima del 2011

    Come anticipato precedentemente in questa seconda parte vogliamo informarti di qualcosa di cui nessuno parla. Attenzione a richiedere alla Banca o Finanziaria il rimborso della assicurazione della cessione del quinto per i contratti sottoscritti prima del 2011.

    Vediamo sempre più spesso come gli istituti di credito si inventino modalità di rimborso che esulano da un comportamento leale verso i propri clienti.

    Stiamo vedendo come sempre più finanziarie contattano i propri clienti che hanno estinto anticipatamente una cessione del quinto dicendo loro che ce un rimborso da ottenere per le vecchie pratiche estinte. Questo rimborso “volontario” o “proattivo” non è altro che una scusa per rimborsare solo una piccola parte di quanto è realmente dovuto al consumatore.

    Ovviamente l’utente non sapendo che la finanziaria ha trattenuto indebitamente somme non dovute (oltre al premio assicurativo) firma la liberatoria che l’istituto di credito le propone a cambio di un esiguo rimborso , sbarrando cosi definitivamente la strada al consumatore nel ottenimento di tutto il dovuto.

    Attenzione quindi alla richiesta di rimborsi per contratti sottoscritti prima del 2011 in quanto questi presentano gravi anomalie (anche usura) che potrebbero nella magior parte dei casi tradursi in un cospiquo rimborso al consumatore. Ti consigliamo quindi, prima di richiedere il rimborso assicurativo, di inviarci il tuo contratto per controllare se sono presenti usura e altre anomalie bancarie.

    Se la polizza sottoscritta da me è successiva al 2010 cosa devo controllare per essere sicuro che mi rimborsino il dovuto?

    Devi controllare due cose molto importanti:

    1. Nel reclamo che fai alla compagnia assicurativa deve essere specificato che in caso di diniego, mancata risposta o di proposta di un importo inferiore al dovuto sarà presentato ricorso all’IVASS.
    2. Nel modulo che ti verrà proposto e che dovrai sottoscrivere per ottenere il rimborso dell’assicurazione deve essere specificato l’importo che ti sarà rimborsato. (speso questo dato così importante viene semplicemente omesso dalla compagnia ).

    E ricorda; un consumatore informato è un consumatore consapevole!!


    Quali sono i costi della donazione immobiliare? Smart Focus, donazione familiare.

    #Donazione #familiare


    Quali sono i costi della donazione immobiliare?

    La donazione di un immobile a un familiare è abbastanza frequente. Un atto di generosità nei confronti di un figlio o un parente stretto. Pur essendo un trasferimento a titolo gratuito, comporta delle spese per la parte donataria. Quali sono i costi di una donazione immobiliare?

    Quali sono i costi di una donazione immobiliare

    La donazione è un contratto in forza del quale un soggetto arricchisce un altro gratuitamente. Può avere ad oggetto tutti i tipi di beni (anche diritti), a eccezione dei beni futuri e altrui. Nel caso degli immobili, è possibile donare la proprietà e altri diritti reali come l’usufrutto, l’uso o il diritto di abitazione.

    • diretta, quando prevede che si doni, in vita, un bene a favore di un soggetto;
    • indiretta, se latto produce un effetto donativo e di beneficio a favore di chi lo riceve.

    La donazione che ha ad oggetto immobili o diritti reali immobiliari deve essere trascritta nei pubblici registri immobiliari e volturata in catasto. La voltura catastale è un documento che certifica l’avvenuta modifica dei dati anagrafici dell’intestatario di un immobile registrato presso gli Uffici del Catasto. È possibile ottenere una voltura catastale online , il servizio prevede la presentazione della domanda di voltura presso l’Agenzia del Territorio (Servizi Catastali) della provincia di ubicazione dell’immobile o di registrazione della denuncia di successione.

    Donazione immobiliare: i costi

    Donare un immobile non è gratis. I costi di una donazione sono completamente a carico della parte donataria. Questi dipendono dal grado di parentela che intercorre tra donante e beneficiario e dalle eventuali agevolazioni per la prima casa.

    La base imponibile corrisponde al valore catastale dell’immobile. Questo va calcolato rivalutando la rendita catastale del 5% e moltiplicandola per un coefficiente che varia a seconda della categoria dell’immobile.

    Gli altri costi riguardano:

    • Imposta di registro. La donazione è esente dallimposta solo se il valore non supera la franchigia prevista dalla legge.
    • Imposta ipotecaria. Corrisponde al 2% del valore catastale dell’immobile; se si tratta di donazione prima casa limposta è dovuta nella misura fissa di 200,00 euro;
    • Imposta catastale. Corrisponde all1% del valore catastale dell’immobile; alternativamente un imposta fissa di € 200,00 per chi può richiedere le agevolazioni per lacquisto della prima casa;
    • Imposta di bollo forfettaria di € 230,00;
    • Visure ipotecarie e catastali e camerali (variabili in base al tipo di pratica);
    • Diritti per la trascrizione ipotecaria: € 90,00;
    • Tassa per larchivio notarile (variabile in base al valore dichiarato);
    • Onorario notarile.

    Controlli prima della donazione

    Prima di decidere le modalità di donazione di un immobile ad un familiare, occorre verificare lo stato giuridico dellimmobile e la presenza di eventuali gravami, ipoteche o pregiudizievoli. Le ipoteche, infatti, sono una forma di diritto reale di garanzia.

    Nel caso di inadempimento del debitore, attribuisce al creditore la facoltà di richiedere la vendita forzata del bene ipotecato, allo scopo di soddisfarsi sul ricavato. Il carattere reale dell’ipoteca comporta che il creditore possa agire anche nei confronti del terzo acquirente.

    Ma come fare per sapere se un bene immobile è ipotecato o meno? È possibile richiedere una relazione ipotecaria completa , la quale prevede lo sviluppo di 5 formalità (trascrizioni e iscrizioni). Viene eseguita su una singola Conservatoria RR.II. e un solo bene immobile indicato nel modulo di richiesta. Si questultimo devono essere noti i dati catastali identificativi (catasto terreni o fabbricati, foglio, mappale e subalterno) o, in alternativa, i dati anagrafici completi del proprietario (persona o società).

    La relazione ipotecaria completa comprende una relazione patrimoniale e include anche:

    • lelenco delle formalità
    • lo sviluppo di n. 5 atti notarili
    • la visura storica catastale per immobile
    • la planimetria catastale