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How to manage your finances for small businesses!! # Video

How to manage your finances for small businesses!, REMMONT.COM

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How to manage your finances for small businesses!

How to manage your finances for small businesses!, NEF2.COM

How to manage your finances for small businesses!

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Things Hiring Managers Don’t Want To See On Your Resume | The Financial Diet! ( Video

Things Hiring Managers Don't Want To See On Your Resume | The Financial Diet, NEF2.COM

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Things Hiring Managers Don't Want To See On Your Resume | The Financial Diet, REMMONT.COM

Things Hiring Managers Don’t Want To See On Your Resume | The Financial Diet

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Are 401Ks & IRAs WORTH IT? (Financial Independence & Early Retirement) | Investing For Retirement? ( Video

Are 401Ks & IRAs WORTH IT? (Financial Independence & Early Retirement) | Investing For Retirement, NEF6.COM

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Are 401Ks & IRAs WORTH IT? (Financial Independence & Early Retirement) | Investing For Retirement

Are 401Ks & IRAs WORTH IT? (Financial Independence & Early Retirement) | Investing For Retirement, NEF2.COM

Are 401Ks & IRAs WORTH IT? (Financial Independence & Early Retirement) | Investing For Retirement

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Collector Car Insurance That Cares (American Collectors). * Video

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Collector Car Insurance That Cares (American Collectors), REMMONT.COM

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Collector Car Insurance That Cares (American Collectors)

Collector Car Insurance That Cares (American Collectors), REMMONT.COM

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Moving Truck Rental Warning. 3 Tips To Protect Yourself When Renting Trucks For Your Move.? ) Video

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Moving Truck Rental Warning. 3 Tips To Protect Yourself When Renting Trucks For Your Move., NEF6.COM

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Moving Truck Rental Warning. 3 Tips To Protect Yourself When Renting Trucks For Your Move.

Moving Truck Rental Warning. 3 Tips To Protect Yourself When Renting Trucks For Your Move., NEF6.COM

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Long term car insurance. ^ Video

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long term car insurance, REMMONT.COM

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What is mediclaim insurance policy? + Video

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Car insurance is one of the largest yearly expenses associated with car ownership – and as it’s a legal requirement that your car is insured it’s not one you can avoid. However, there are some very capable cars on the market that cost remarkably little to insure.

The cost of insurance depends on which ‘insurance group’ your car is classified in. The Association of British Insurers (ABI) and the Lloyds Market Association work together to decide on the specific insurance risk that a new car presents. They look at factors including vehicle price, repair costs, engine power and security measures. They also use a formula to determine how likely a car is to be stolen or to be involved in a collision.

This research leads to a car being given an insurance group rating from 1 to 50. If you look at a given model range, you may find that an entry-level model with a small engine is rated in a lower insurance group than one with a bigger, more powerful engine. And it’s not unusual for two all-but identical models to have differing insurance ratings simply for being a different trim level.

Small, low powered cars of modern design are usually the least expensive to insure, which helps to keep them popular among young or inexperienced motorists. It’s worth remembering that your personal circumstances also have a big part to play in determining your insurance cost – insurers will generate a quote for cover based on your age, occupation and where you live.

While moving house or changing your career just to reduce car insurance costs is a step that few will want to make, choosing a car that reduces your insurance outgoings is a very sensible move. And fortunately, affordable insurance need not limit you to a tiny, impractical car.

As you’ll see, our top 20 list of the cheapest cars to insure contains many different kinds of car. While the inclusion of small superminis might not surprise you, the presence of larger, more practical cars in our list is likely to put budget-conscious families at ease.

Aside from the topic of insurance, If you’re looking for a car which won’t break the bank to run, you’ll find our top 10 articles for the best first cars and most economical cars useful, along with our advice articles on how to get affordable car insurance if you’re a young driver and our guide to car insurance.

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Every state has its own requirement regarding the minimum levels of insurance coverage drivers should have. Indiana is no exception. In addition to this, Indiana law also mandates that proof of insurance is necessary at all times when you are operating a motor vehicle.

If you’re in an accident, the police will file a report and it will be passed onto the Bureau of Motor Vehicles (BMV). If your insurance company doesn’t give your policy info to the Indiana State Police, you will be asked to provide a certificate of compliance by the BMV to show your financial responsibility. You’ll have 40 days after the certificate is issued to have your insurance agent submit your certificate to the BMV.

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The minimum levels of coverage in Indiana are 25/50/10. What this means is that you’ll need to have $25,000 of bodily injury coverage for each injured person in an accident up to a maximum of $50,000 per accident. In addition, you need to have $10,000 worth of property damage liability. However, bear in mind that these are the state minimums, and many drivers opt for additional coverage.

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Not all state require UM/UIM coverage; however the state of Indiana does require it. The minimum limit required by state law is $50,000. This will cover you in the event that you’re involved in an accident with someone who doesn’t have enough insurance, or doesn’t have insurance at all!

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Indiana is not considered a “no-fault” state. No-fault insurance is basically a form of liability insurance that covers you, the policyholder, no matter who is at fault, hence the name. It is also known as Personal Injury Protection. It is not required in Indiana.

Indiana has several laws regarding DUI. If you’re convicted for this offense, you could see the following penalties:

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If your blood alcohol content (BAC) is above 0.15% you could see these additional penalties:

SR-22 documents provide proof that you meet the minimum state requirements for auto insurance. They are generally filed by people who have lost their driving privileges and are looking to reinstate them. Presently, Indiana requires SR22 filings to reinstate a license.

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MUSTERRING – eine große Traditionsmarke, die seit jeher in vielerlei Qualitäten überzeugt wie durch ein innovatives Design, durch hohe Programmtiefe für ein Maximum an individueller Gestaltungsmöglichkeit und durch ein hohes Maß an Sicherheit für den Endverbraucher durch die von Musterring gewährte 5-Jahres-Garantie, die Musterring mit einem Gütepaß verbrieft.

Polstermöbel von Musterring: exklusives Polsterdesign und praktische Funktionen sorgen für einen perfekten Sitzkomfort. Die Bandbreite der unterschiedlichen Sofaoptiken ist fast grenzenlos: von der Loungegarnitur mit Sitztiefenverstellung, über Polsterprogramme mit individuellen Sitzhöhen- & Sitzfestigkeiten bis hin zu Wohnlandschaften mit integrierten Relaxfunktionen ist bei Musterring (fast) alles möglich!

Individuell planbar: dafür stehen die Wohnprogramme von Musterring. Für jede Raumsituation eine Lösung finden – mit den vielen Wohnprogrammen eigenen Systemtiefe ist dies nun möglich. Ob für Wohn-, Arbeits-, Speisezimmer oder den Dielenbereich. Ob chices Einzelmöbel, Raumteiler oder stauraumorientierte Wohnwand, in die sich Home-Entertainment problemlos integrieren läßt – Musterring läßt hier keine Wünsche offen. Und bei all diesen Möglichkeiten haben Sie die Wahl zwischen verschiedenen Lackfarben, Hochglanzlacken und einer Vielzahl von Echtholzfurnieren. Oder kombinieren Sie verschiedene Materialien – erlaubt ist, was gefällt.

Auch seinen Massivholzmöbeln verleiht Musterring ein eigenes Design. Massivholzmöbel präsentieren sich hier individueller und moderner denn jeh. Raffinierte Applikationen wie farbige Glasapplikationen unterstreichen die Modernität. Eine meisterhafte Verarbeitung überzeugt auch in qualitativer Hinsicht.

Boxspring – ein großes Thema bei Musterring: Mit Musterring konzipieren Sie Ihr indviduelles Bett. Durch Kombination verschiedener Matratzenqualitäten mit verschiedenen Unterkonstruktionen (der “Box”) finden Sie den für Sie idealen Liegekomfort. Durch eine Vielzahl von Bezugsstoffen und unterschiedlichen Kopfteilvarianten kreieren Sie Ihr persönliches Design für Ihr Boxspingbett. Und natürlich bietet Musterring auch optisch perfekt abgestimmte Beimöbel- & Kleiderschranklösungen. Tauchen Sie ein in die Welt von Musterring und lassen auch Sie sich begeistern!

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SR22 insurance is a document that gives proof that a person has valid automobile insurance. An insurance company usually prepares the document and files it with to the state’s Department of Motor Vehicles. An SR22 is not an insurance policy. It is evidence that helps a person in proving that they have a policy. An insurance company is required to issue an SR 26 form if an SR22 insurance policy has been cancelled or expired.

Courts will mandate that drivers need to obtain an SR22 if they have been found guilty of criminal acts related to operating a motor vehicle. These violations include people who have been caught driving without valid insurance. Their license will be suspended for three months. Driving while uninsured is a minor offense in Illinois. However, repeat violators pay increasingly larger penalties and fines. In addition, the driver’s insurance company must submit evidence of a valid SR22 policy certificate to the state government every month for a period of one year.

Another violation that could warrant filing for SR22 insurance is driving with an expired, revoked or suspended license and driving without a license. These are very serious criminal offenses in Illinois. Individuals should determine why their license was suspended, take the necessary actions to clear the suspension and not drive until advised to do so. Along with obtaining an SR22, these are the steps that people can take to help get their license reinstated.

Driving under the influence of alcohol, or DUI, is another traffic offense that requires filing an SR22 and it can be very expensive. The costs depend on the driver’s history and insurance carrier. Additionally, all drivers with DUIs must secure SR22 insurance for a maximum period of three years after their license have been reinstated. People who have been caught driving vehicles with expired licenses are also liable to file an SR 22.

Time Period for Getting SR22 Insurance

An SR22 document must be provided by an insurance company that is authorized to produce these documents in Illinois. It is best to switch companies if a driver’s current insurer does not provide SR22 filing. A lot of insurers in Illinois provide same-day SR-22 documents.

In order get faster processing time, clients are advised to pay for the insurance and the processing fees being required for the filing with a money order or their credit card. Using the postal service to deliver the check will only slow down the process.

Filing Terms in Illinois

SR22 Insurance must be maintained for three years following many offenses. The filing period usually begins after the driver is eligible to obtain a restricted driver’s license. However, they are qualified to get a judicial driving permit if this is their first violation and they are 21 years of age and above. They could file for this permit at the beginning of the second month of their suspension.

Clients are required to file an SR22 only once. This insurance proof will remain active as long as the policy holder does not cancel their policy within the three year term. The best method to prevent this from happening is to renew the policy 45 days before its due date. This also gives the insurance company enough time to inform the DMV that their client’s is still driving legally. The state DMV will be informed if the insurance company has not provided a policy renewal within 14 days before the expiration date. This will start the process of revoking the person’s driving privileges.

Other Ways of Showing Proof of Being Financially Responsible

Aside from having an SR22 certificate, individuals who are living in Illinois also have the option to deposit securities or $55,000 in cash with the Illinois State Treasury or submit a real estate security bond that is worth $55,000 or more.

Moving to Other States

If an Illinois resident has an SR22 requirement and is moving out of state, they may have their financial responsibility proof waived by completing and submitting an affidavit. A reinstatement of the policy will occur if the person chooses to return to Illinois within the three year period of having their SR22 waived.

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Frau Rechtsanwältin Dr. Susanne Berner und Herr Rechtsanwalt Carsten Becker werden seit vielen Jahren von mehr als 20 Insolvenzgerichten in ganz Deutschland als Insolvenzverwalter in Unternehmensinsolvenzverfahren eingesetzt. Unser Know-How aus der Insolvenzverwaltung setzen wir äußerst gewinnbringend in außergerichtlichen und gerichtlichen Beratungsmandaten ein. Wir sind Ihr kompetenter Begleiter bei allen wirtschaftsrechtlichen Fragestellungen.

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Nach über dreimonatiger Betriebsfortführung ist es der vom Amtsgericht Potsdam eingesetzten Insolvenzverwalterin Rechtsanwältin Dr. Susanne Berner gelungen, einen Investor für die auf den Förderanlagenbrandschutz spezialisierte, an den

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Zusammen mit einer 30-k pfigen Delegation weiterer deutscher Insolvenzrechtsspezialisten begleitete Frau Dr. Susanne Berner Herrn Bundesjustizminister Heiko Maas vom 07. bis 09.05.2017 zum 17. Rechtssymposium im Rahmen des deutsch-chinesischen

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Sconto alle utenze domestiche che portano gli ingombranti in RICICLERIA (conferimento autonomo).

Per gli effetti dellapplicazione del Tributo Comunale sui Rifiuti è possibile richiedere a MASTER s.r.l. uno sconto in tariffa.

Il bonus di euro 0,10/Kg (fino ad euro 25 per singolo utente) dei rifiuti ingombranti e RAEE (Rifiuti da Apparecchiature Elettriche ed Elettroniche) conferiti presso la RICICLERIA vale fino a 250 kg di rifiuto (25 € allanno) per ogni cittadino.

Ricordiamo che i RAEE conferiti devono essere integri.

I RAEE che danno diritto allo sconto sono :

  • R1Apparecchiature refrigeranti: Frigoriferi, congelatori, apparecchi per il condizionamento
  • R2 – Grandi bianchi : lavatrici, lavastoviglie, forni a microonde, cucine economiche, ecc.
  • R3 – TV e monitor : televisori (catodici, LCD, Plasma), monitor di computer, terminali video
  • R4 – Piccoli elettrodomestici, elettronica di consumo, apparecchiature illuminanti: aspirapolvere, macchine per cucire, ferri da stiro, friggitrici, frullatori, computer (unità centrale, mouse, tastiera), stampanti, fax, telefoni cellulari, videoregistratori, apparecchi radio


Conferimento autonomo

I rifiuti ingombranti possono essere conferiti direttamente, e gratuitamente, presso la piattaforma attrezzata per la raccolta differenziata – Ricicleria – situata in via Dorsale, 24 – zona industriale Massa ( vedi mappa ).

Orario per il pubblico: dalle 7.30 alle 13.00

tutti i giorni dal lunedi al venerdì (esclusi festivi).

sabato mattina dalle 7.30 alle 13.0 il pomeriggio dalle 14.00 alle 17.00

Centro recuperi (Ricicleria) Numero verde gratuito 800 396616

Telefono: 0585 790468

Servizio di ritiro ingombranti a domicilio

ASMIU può eventualmente fornire il servizio gratuito di ritiro a domicilio di rifiuti ingombranti,

nel caso in cui gli utenti siano impossibilitati al trasporto autonomo al centro di raccolta.

Si ricorda che il prelievo dei materiali avviene comunque a livello strada.

Richiesta appuntamento per ritiro

dal lunedì al venerdì dalle 8.30 alle 12.30. E il sabato mattina dalle ore 8.30 alle ore 12.30

Si prega di indicare tipologia, quantità e dimensioni del materiale da ritirare.

Un addetto aziendale fornirà le istruzioni del caso e fisserà un appuntamento per la data e il luogo del ritiro.

Si ricorda che è vietato abbandonare rifiuti sul suolo pubblico, in particolare quelli ingombranti che costituiscono intralcio e pericolo per la circolazione: quindi è importante concordare l’appuntamento e rispettare la data stabilita.

Lorario dei ritiri è – di norma – dalle 7.00 alle 12.00

Il servizio di prelievo viene garantito a livello strada: l’utente, la sera precedente il giorno concordato per il ritiro, deve aver cura di portare il materiale in prossimità della sede stradale, in luogo visibile agli addetti ASMIU, avendo comunque cura di non causare intralcio e pericolo per la circolazione.

L’effettuazione del servizio è assicurata di norma un giorno alla settimana per i residenti dei quartieri cittadini, rispettivamente come segue:

Affordable Term Life Insurance Quotes: Farmers Insurance, affordable insurance life quote term.

#Affordable #insurance #life #quote #term

Farmers Value TermВ® Life Insurance

Affordable coverage with level premiums.

What is Value Term Life Insurance?

Farmers Value Term provides affordable life insurance coverage with premiums that are guaranteed not to increase for 10, 20, or 30 years.

Farmers Value Term Life insurance 1,2 offered by Farmers New World Life Insurance Company may be a cost-effective solution when you need enough coverage to help protect your family against loss of income if you are no longer with them. Value Term Life insurance is also convertible to lifelong coverage (as defined in your policy contract) which may accumulate cash value.

  • Guaranteed level death benefit 3
  • Guaranteed level premiums 4
  • Convertible to lifelong 5 coverage that builds cash value regardless of health
  • Coverage starting at $150,000

How Value Term Life insurance can help you:

Protect your family financially

Farmers Value Term life insurance proceeds can help protect your family from financial hardship when dealing with loss, and are generally income-tax free. 6

Provide coverage for short-term obligations

Farmers Value Term is intended to help cover obligations that end, such as mortgages, car loans, and college tuition.

Cover personal debt and final expenses

Even if you don’t have children, you should have enough life insurance to help cover the costs of personal debts, lost income, medical bills, and final expenses.

Value Term Life Insurance FAQs

Why should I consider Value Term Life?

Farmers Value Term may be a cost-effective solution when you need enough coverage to help protect your family against loss of income if you are no longer with them. Farmers Value Term is also convertible to lifelong coverage which may accumulate cash value.

What happens after my initial policy term?

After the guaranteed level term period, the premium increases annually. You may be able to convert to a whole life policy which also features level premiums as well as lifelong protection — as long as you convert before your term period expires.

2 Policy form 2000-228, 2000-230, 2002-226 or applicable state variation.

3 The death benefit is guaranteed according to the terms of the contract and provided that premiums are paid.

4 Premiums are subject to change after the initial term period.

5 Lifelong coverage is guaranteed as long as all premiums are paid to keep the policy in force.

6 For informational purposes only. Neither Farmers New World Life Insurance Company, its employees nor its Agents provide legal or tax advice. Always consult your own attorney, accountant or tax adviser as to the legal, financial or tax consequences and advice on any particular transaction.

Life Insurance With and Without a Medical Exam, AIG Direct, cheap life insurance without medical exam.

#Cheap #life #insurance #without #medical #exam

A Look at Life Insurance Policies with and without a Medical Exam

Many term life insurance carriers require a medical exam when you apply. Some don’t. Here’s a look at the impact of having an exam or not.

Term Life Insurance with a Medical Exam

It might seem inconvenient (or even unpleasant) to get a medical exam, but it can benefit you.

The Insurance Carriers that offer term life insurance with a medical exam, require an exam to get an accurate idea of your health situation. It helps them to rule out health problems, identifying conditions that might increase your risk of dying. Once they know about your health, they can assign you an appropriate rate based on risk. If you’re healthy and your risk of dying seems low, you’re likely to get a lower rate than someone with health issues.

The medical exam is usually performed by a paramedical professional or nurse. For your convenience, you can schedule it at your home or place of work. It usually takes about 30 minutes or less. The exam consists of basics such as checking vital signs, a blood test and urinalysis. In some cases, the carrier may want additional tests, such as an EKG/ECG.

While having a medical exam isn’t usually something to be concerned about, be aware that it can reveal a health condition you weren’t aware of. Also, if you are declined term life insurance based on what the exam reveals, it could impact your ability to become insured elsewhere.

Term Life Insurance Without a Medical Exam

Term Life Insurance without a medical exam has a tendency to be more expensive than medically underwritten policies. That’s because, generally speaking, the carriers average out everyone’s risk and charge accordingly. So, if you are in good health but choose to purchase term life insurance that does not require a medical exam, you may end up paying a higher premium than necessary.

Most of the term life insurance carriers that do not require a medical exam will still inquire about your medical history and lifestyle. Based on your answers, they might set the premium rates higher or lower.

Some companies issue policies without asking any questions about medical history. This increases the risk to them, so they tend to charge higher premiums and set lower coverage amounts.

Term Life Insurance With a Conditional Medical Exam

Some term life insurance carriers require a medical exam only if it seems warranted after asking health and lifestyle questions. For example, if they find out that you are a smoker, had a serious illness or want a high coverage amount, they might require an exam.

To learn more about term life insurance and the application process, contact AIG Direct today. Our licensed professionals can help you decide if having a medical exam as part of the application process makes sense for you or not.

Lo último en revestimientos para el baño – LA NACION, lo ultimo en baños.

#Lo #ultimo #en #baños

Lo último en revestimientos para el baño

Te traemos las últimas novedades en cerámicos, baldosas, porcelanatos y revestimientos para que imagines tu baño –a cero o reforma mediante– con un enfoque original

Lo ultimo en baños

1. Cerámica esmaltada blanca ‘Asanoha’ ($630c/u, Ostakia). 2. Revestimiento de cemento trenzado ($280 el m2, Bará Revestimientos).

Lo ultimo en baños

3. Cerámica ‘Hexa’ ($630 c/u; Ostakia). 4. Azulejo blanco biselado tipo inglés ($520 el m2, Ocampo Cerámicos). 5. Mosaico ‘Stile Blue’ ($1.110 el m2, SBG). 6. Malla de vidrio de 2,5×2,5 ($182 c/u, Batyco Deco). 7. Mosaico artesanal ($372 el metro lineal, Categoría Siete). 8. Panel de vidrio de 5×5 ($248 c/u, Batyco Deco). 9. Cerámico ($45 c/u, Ocampo Cerámicos). 10. Aluminio esmaltado verde ‘Nenuco’ ($593 c/u, Ostakia). 11. Guarda ‘Soho’ ($560 el m2, Batyco Deco). 12. Cerámico de vidrio alargado ($120 el metro lineal, Ocampo Cerámicos). 13. Mosaico de vidrio ($318 c/u, SBG). 14. Baldosa de laja gris cemento ($182 el m2, Ocampo Cerámicos).

Lo ultimo en baños

15. Revestimiento de acero ‘Corten’ (Hunter Douglas). 16. Revestimiento rectangular de cemento ($280 el m2, Bará Revestimientos). 17. Aluminio esmaltado plata mix ‘Pavi’ ($506 c/u, Ostakia). 18. Cerámica símil madera ($240 el m2, Ocampo Cerámicos). 19. Porcelanato San Pietro ‘Arrayanes Ceniza’ de 15×60 ($292 el m2, Ramos Revestimientos). 20. Porcelanato San Lorenzo ‘Bauhaus Grey’ de 58×58, que viene también en varios colores ($214 m2, Ramos Revestimientos). 21. Malla hexagonal ‘Indonesia’ ($206 c/u, Batyco Deco). 22. Azulejo blanco biselado ($611 c/u, Batyco Deco). 23 Módulo ‘Soula Gris’ cerámico de 30×30 ($ 261 c/u, SBG).

Lo ultimo en baños

24. Cerámica ‘Cartagena’ ($454 el m2, Ramos Revestimientos). 25. Tacos de cerámica de 10×15 ($15 c/u, Batyco Deco). 26. Guarda ‘Tropical’ ($325 c/u, Batyco Deco). 27. Aluminio esmaltado ‘Milo’ ($560 c/u, Ostakia). 28. Cerámico liso color naranja ($45 c/u, Ocampo Cerámicos). 29. Cerámica amarilla de 20×20 ($52 c/u, Ocampo Cerámicos). 30. Panel de vidrio de 5×5, ($ 249 c/u, Batyco Deco). 31. Mosaico de vidrio ($318 c/u, SBG). 32. Malla color coral ‘Indonesia’ ($206 c/u, Batyco Deco). 33. Malla ‘Monte’ ($375 c/u, Batyco Deco). 34. Cerámica Cortines ‘Petra Magma’ de 30×45 ($120,90 el m2, Ramos Revestimientos). 35. Cerámico liso ($45 c/u, Ocampo Cerámicos). 36. Taco de vidrio de 10×10 ($33 c/u, Batyco Deco). 37. Revestimiento acrílico Vádex ‘Piedra Románica’ ($768 los 30kg, Ramos Revestimientos).

Requisiti per donazione di organi, donazione organi.

#Donazione #organi

Requisiti per donazione di organi

Un corpo umano singola può diventare fonte di vita per un certo numero di altri. Una carenza di donatori di organi sani esiste in ogni momento negli Stati Uniti, in particolare per le minoranze e bambini che hanno bisogno di organi più piccoli rispetto agli adulti. In molte religioni di tutto il mondo, la donazione di organi rappresenta l’ultima forma di amore e sacrificio.

Le cifre per il 2006, citate dal Donor Network California Trasporti, mostrano che l’incredibile cifra di 6.000 persone in attesa di trapianto muoiono prima di ricevere l’organo necessario, mentre circa 10.000 individui ammissibili non donare i propri organi dopo la morte. Molti miti circondano la donazione di organi, ma in realtà, la donazione di organi non comporta alcun salute o finanziari rischi per i donatori. Si può anche registrarsi per essere un donatore vivente in cui uno dei suoi reni in grado di fornire sollievo a un altro.

Requisiti di età

L’età non è un fattore di donazione di organi. Chiunque da un neonato a una persona anziana può donare gli organi; tuttavia, quelli sotto i 18 anni hanno bisogno del permesso dei genitori a partecipare. In ultima analisi, la qualità degli organi un INDIVIDUALA € ™ s è più importante dell’età la Persona € ™ s per determinare la donazione di organi idoneità.

Morte cerebrale

Prima di rimuovere tutti gli organi da un corpo, i medici devono stabilire che un paziente è morte cerebrale dopo aver esaurito tutte le misure salva-vita. La definizione medica della morte cerebrale comprende insensibilità del paziente, l’assenza di reazione agli stimoli applicati alle estremità, mancanza di funzione del tronco cerebrale di base e l’assenza di respirazione. La morte cerebrale, la persona ha avuto una perdita irreversibile e totale delle funzioni cerebrali.

I medici eseguono una serie di test, come ad esempio la valutazione movimento degli occhi e la risposta della pupilla alla luce, per valutare la funzione del cervello. Se i medici sono ancora incerti di morte cerebrale dopo questi test, si possono ordinare le prove di conferma che comprendono angiografia cerebrale per mappare la presenza di flusso di sangue nel cervello e elettroencefalografia per misurare qualsiasi attività elettrica cerebrale. Prima di dichiarare la morte cerebrale, i medici di contattare il team di reperimento di organi e mantenere la funzione degli organi nei casi di possibili donatori di organi.

Requisiti Salute

Non molte condizioni si escludono automaticamente di diventare un donatore. Al momento della morte, personale medico determinerà quale dei tuoi organi e tessuti sono adatti per il trapianto. I malati di cancro possono contribuire con i loro organi, a condizione che il cancro non si è diffuso. Infezioni estese impedirà la donazione di organi. Infine, quelli con infezione da virus dell’immunodeficienza umana, o HIV, non possono donare i propri organi per il trapianto.

Rendere noti Wishes

Se volete diventare un donatore di organi, si dovrebbe avvisare la famiglia delle vostre intenzioni. In 45 stati, una prima legge persona consenso esistente che stabilisce giuridicamente tuo diritto di donare gli organi dopo la morte, ignorando qualsiasi obiezione dalla vostra famiglia o parenti prossimi. Molti Stati hanno registri dei donatori dove si registra a diventare un donatore, vivente o altro. Dal momento che il tempismo è della massima importanza durante il prelievo e trapianto di organi, registri dei donatori consentono una maggiore efficienza nella localizzazione e la congruenza dei donatori ai destinatari entro un breve lasso di tempo.

Anche dopo la registrazione con il registro dei donatori tuo stateâ € ™ s, si dovrebbe comporre un testamento biologico in cui è chiaramente l’intenzione di donare i vostri organi dovrebbero rianimazione sforzi falliscono. Quando i medici si dichiarano morte cerebrale, il personale ospedaliero si contattare il parente più prossimo a firmare i moduli di consenso a donare gli organi. Per accelerare il processo di reperimento di organi dopo la morte, si dovrebbe chiedere, segno e portare un donatore carta uniforme per indicare il proprio stato, o contattare un locale Dipartimento di veicoli a motore ufficio aggiungere la designazione di donatore di organi di licenza vostro stato driverâ € ™ s.

Vivere Requisiti donatori

Le persone possono essere donatori di organi in vita in un processo chiamato donazione da vivente. Si può avere una vita sana soddisfare con un solo rene. Reni interi possono essere trapiantate in quegli individui che soffrono di End Stage Renal Disease, il che significa che hanno perso il 90 al 95 per cento della funzione renale. Se si sceglie di offrire un rene, è necessario contattare il Programma Living donatore di rene. Sulla base delle risposte forniti su un questionario, un infermiere determina se per testare la vostra idoneità. Dopo sanguigno e la congruenza, sarete valutati del tutto, con tanto di controllo della pressione fisica, del sangue completo, esami di laboratorio per valutare le funzioni di organi sani e una valutazione psicologica. Le persone le cui storie mediche comprendono l’ipertensione, il diabete, il cancro, l’epatite e HIV normalmente non possono diventare donatori di organi viventi.

Prestamos Disponibles, Prestamos En Línea Rápidos en USA, prestamistas en uruguay.

#Prestamistas #en #uruguay

¿Quiere conseguir un préstamo rápido?

Esta es básicamente la pregunta de la mayoría de nuestro lectores ¿dónde consigo un préstamo rápido?&. Nuestro objetivo en Prestamos Disponibles es el de mostrarle una lista y comparación de prestamistas privados que lo pueden aprobar para todo tipo de préstamo en cuestión de minutos: ya sean préstamos personales, para vivienda, para negocio, para auto, etc. Si tiene próblemas para conseguir crédito directamente de su banco, no se alarme que no es el fin del mundo y existen otras muchas soluciones de crédito para usted que hemos listado en este sitio para su información.

Los prestamistas online aquí presentados cuentan con plataformas web en las que usted podrá aplicar para préstamos en línea de manera rápida, efectiva y sin presentar tanta información. Recuerde que al aplicar para un préstamo, usted nunca está obligado(a) a aceptar cualquier oferta que reciba… siempre lea cuidadosamente los términos e intereses del préstamo y sólo acepte la oferta que más le convenga. No dude en usar el chat (esquina inferior izquierda) de esta página o envíenos un email si tiene alguna pregunta sobre sus opciones de préstamos en su estado. Gracias por visitar A continuación, los lugares dónde puede conseguir préstamos más fácil y rápido.

Para ofrecer este servicio gratis, puede recibir comisiones de publicidad de parte de los proveedores de préstamos presentados en este sitio. Nosotros no otorgamos préstamos directos ni evalúamos prestatarios, sino que presentamos una lista de prestamistas en Estados Unidos con información relevante para que pueda tomar una decisión informada.

Mejores Prestamistas en Línea

Prestamistas en uruguay

Prestamistas en uruguay


Con términos de hasta 60 meses, CashAdvance da adelantos de pago o efectivo hasta $1000. Muchas veces puede recibir los fondos el mismo día.

Gewerbe immobilien, gewerbe immobilien.

#Gewerbe #immobilien

gewerbe immobilien

F +41 71 727 06 31

T +41 81 511 61 61

Cristuzzi Immobilien-Treuhand AG

Bahnhofstrasse 3, CH-9443 Widnau

T +41 71 727 06 20


Die Cristuzzi Immobilien-Treuhand AG bietet in Widnau und Sargans mit Ihren hochqualifizierten und motivierten Mitarbeitenden Dienstleistungen in allen Belangen des Immobilien-Treuhandwesens an. Seien es die Entwicklungsbegleitung, die Bewertung, der Verkauf oder die Verwaltung von Immobilien, wir verfügen über eine langjährige Markterfahrung und betreuen Kunden umfassend. Dafür sind wir heute über die regionalen Grenzen hinaus bekannt.

Wir decken alle Bereiche ab

Wir bewirtschaften knapp 6 000 Mietobjekte in der gesamten Ostschweiz in den Bereichen Wohn- und Gewerbeliegenschaften.

Wir bieten Ihnen in der Bewirtschaftung Ihrer Immobilien einen Rundumservice an so kümmern wir uns hauptsächlich um folgende Angelegenheiten:

  • Mietzinskontrolle/-inkasso;
  • Erstellung der Heiz- und Nebenkostenabrechnung;
  • Wiedervermietung von leer stehenden Objekten;
  • technischer Unterhalt (inklusive Vergabe und Kontrolle von Arbeiten an Handwerker);
  • Korrespondenz mit Mietern, Behörden und weiteren Anspruchsgruppen;
  • Bezahlung von Rechnungen;
  • Abwicklung von Schadensfällen;
  • Erstellung eines Liegenschaftsabschlusses;

und vieles mehr. Wir verfügen wir über ein Team von erfahrenen Liegenschaftsbewirtschaftern, die Ihre Liegenschaft nicht passiv verwalten, sondern aktiv bewirtschaften und Ihnen immer wieder Input zu möglichen Weiterentwicklungsmöglichkeiten Ihrer Liegenschaft oder Ihres Portfolios geben. Unser höchstes Ziel bei der Bewirtschaftung Ihrer Immobilie ist die Erzielung der durch Sie gewünschten Rendite und eine nachhaltige Bewirtschaftung Ihres Objektes. Auch bei der Bewirtschaftung von Stockwerkeigentumseinheiten blicken wir auf jahrzehntelange Erfahrung zurück.

Gewerbe immobilien

Tel. +41 71 727 06 44

Wollen Sie wissen was Ihr Haus, Ihre Wohnung, Ihr Mehrfamilienhaus oder Ihre Geschäftsliegenschaft wert ist? Wir erstellen für Ihre Liegenschaft eine fachlich anerkannte und marktnahe Verkehrswertschätzung. Der so erfahrene Wert kann Ihnen dazu dienen, Ihre Liegenschaft weiter zu entwickeln, sie zu verkaufen, sie zu vermieten, das Land anderweitig zu nutzen oder eine neue Finanzierung zu erhalten.

Wir bewerten Immobilien von privaten Kunden, von institutionellen Anlegern und von der öffentlichen Hand mit grosser Sorgfalt. Unser Spektrum reicht dabei vom Einfamilienhaus oder der Eigentumswohnung, über Geschäftsliegenschaften bis hin zu Spezialobjekten.

In Abhängigkeit des Objektes legen wir die geeignete Methodik zur Wertermittlung fest. Nach einer Begehung der Liegenschaft erhalten Sie zeitnah eine professionelle Bewertung, welche wir mit Ihnen besprechen und erläutern. Im Rahmen des weiteren Managements der Immobilie unterstützen wir Sie zudem bei der Festlegung der zukünftigen Strategie.

Gewerbe immobilien

Dank unserer Markterfahrung und der Verwendung aktuellster Datenbanken sind wir der optimale Partner für Ihre Bewertung!

Gewerbe immobilien

Tel. +41 71 727 06 39

Wenn Sie Ihre Liegenschaft verkaufen möchten, können Sie bei uns auf professionelle Unterstützung zählen. Wir sind Mitglied der Schweizerischen Maklerkammer und seit Jahrzehnten im Rheintaler Markt tätig. Als Mitglied der Maklerkammer stehen wir für qualitativ hochstehende Dienstleistungen ein.

Bei Verkaufsobjekten begleiten wir Sie im gesamten Verkaufsprozess. Wir analysieren in einem ersten Schritt den Standort und das Objekte und legen zusammen mit Ihnen den Verkaufspreis (Schätzung durch unsere Experten) und die Verkaufsstrategie (gezielte Ansprache oder offene Ausschreibung fest). Wir erstellen wir für Sie eine umfassende Objektdokumentation, inserieren das Objekt auf den richtigen Marktplätzen, führen Besichtigungen und Kaufpreisverhandlungen durch und beraten Sie in grundbuchrechtlichen Fragen.

Gewerbe immobilien

Unsere Markterfahrung hilft Ihnen dabei, den richtigen Preis und den richtigen Käufer zu finden. Dies gilt sowohl für Eigentums- als auch Renditeobjekte. Unser grosses Netzwerk im Rheintaler Immobilienmarkt hilft uns beim Verkauf Ihrer Liegenschaft zusätzlich.

Gewerbe immobilien

Tel. +41 71 727 06 39

Bei der Erstvermietung von Neubauprojekten ist es wichtig, dass frühzeitig die Vermarktungsschwerpunkte der Liegenschaft herausgeschält werden. Wir helfen Ihnen gerne dabei, indem wir für Sie ein Vermarktungskonzept erstellen und gemeinsam mit Unterstützung einer Agentur ein Branding für Ihre Überbauung erarbeiten. Eine professionelle Vermarktungsdokumentation und das Platzieren der Objekte über die richtigen Marketingkanäle tun dann ihren Dienst dazu. Wir prüfen alle Bewerbungen für Sie und erstellen die mietrechtlich einwandfreien Mietverträge für Sie. Im Weiteren übergeben wir die Objekte an die neuen Mieter und helfen Ihnen wenn gewünscht, bei der Etablierung einer tragfähigen Unterhaltsstruktur für die Liegenschaft.

Gewerbe immobilien

Tel. +41 71 727 06 39

Wir sind Mitglied folgender Fachverbände und Netzwerkorganisationen:

Gewerbe immobilien

Der Schweizerische Verband der Immobilienwirtschaft bietet uns Mitgliedern u.a. ideale Schulungsmöglichkeiten für unsere Mitarbeitenden

Gewerbe immobilien

Gewerbe immobilien

Gewerbe immobilien

Gewerbe immobilien

Comparador de Seguros de Moto online al mejor precio, comparador seguros moto.

#Comparador #seguros #moto

Comparador de Seguros de Moto

Con el comparador de seguros de moto puedes encontrar el Seguro de Moto con las mejores garant as y a un precio irresistible. Viajar protegido con una p liza con las garant as que necesitas puede ser m s barato. Pru balo y ahorrar en tu seguro sin perder coberturas, con s lo rellenar un formulario.

Nuestro comparador de seguros compara las mejores ofertas en Seguros de Moto y de Motocicleta que ofrecen aseguradoras especializadas con las que trabajamos. Para encontrar un Seguro de Motocicleta barato y con servicios de calidad, comparamos las mejores p lizas de moto y te ofrecemos el mejor asesoramiento durante la contrataci n para conseguir un Seguro de Moto a la medida.

Un comparador de Seguros de Moto online, r pido y f cil de usar

Nuestro comparador de seguros de moto y motocicleta es sencillo y f cil de usar. Para probarlo hay que buscar en la oferta de seguros que aparece a continuaci n el acceso para calcular Seguros de Moto. Al hacer click, se abrir el comparador de seguros de moto, donde encontrar s un breve cuestionario que deber s rellenar. Con esta informaci n, podremos poner en marcha la b squeda del mejor Seguro de Moto.

Comparamos los Seguros de Moto y de Motocicleta m s interesantes del mercado, buscando aquellas coberturas que pueden ser de m s utilidad en la carretera. Entre las ofertas de una selecci n de aseguradoras de primer nivel, encontramos el Seguro de Motocicleta que mejor se ajusta a tu moto y a tu presupuesto.

Al recibir las respuestas de tu cuestionario, los profesionales de se pondr n en contacto contigo para asesorarte en la tramitaci n de la p liza. Al contratar el Seguro de Moto te asesoramos en la elecci n de las garant as que m s te convienen y te exponemos las modalidades de p lizas que mejor se ajustan a tu bolsillo, para conseguirte una p liza completa y barata.

El mejor asesoramiento para contratar un Seguro de Moto

El Seguro de Motocicleta es m s que una simple p liza a terceros. Si queremos estar realmente protegidos con nuestro seguro, es importante elegir las garant as que podemos necesitar en ruta. Adem s, durante la contrataci n del seguro pueden surgir dudas sobre la modalidad m s adecuada o el alcance de determinados servicios. Por eso damos tanta importancia a un buen asesoramiento profesional para contratar el Seguro de Moto que queremos.

En menos tiempo del que imaginas, y con la ayuda del comparador de seguros online, puedes encontrar el Seguro de Moto m s completo y con aseguradoras de total confianza, al mejor precio. No tienes m s que probar nuestro comparador y empezar a ahorrar con el Seguro de Motocicleta.

Offerte Hotel per Famiglie, Offerte Vacanze per Bambini in Italia, offerte viaggi per settembre.

#Offerte #viaggi #per #settembre

Offerte per destinazione

Ancora indeciso? Lasciati ispirare!

17 offerte Genitori Single

9 offerte Nonni e Nipoti

53 offerte Spiaggia inclusa

129 offerte Bambini gratis

6 offerte Festa della Mamma

119 offerte All Inclusive

67 offerte Prenota prima

17 offerte Genitori Single

9 offerte Nonni e Nipoti

53 offerte Spiaggia inclusa

129 offerte Bambini gratis

6 offerte Festa della Mamma

119 offerte All Inclusive

67 offerte Prenota prima

Fanno parte della nostra famiglia

Direttore responsabile: Livio Iacovella – Editore: Consorzio Italy Family Hotels

1-2 zimmer wohnung, 1-2 zimmer wohnung.

#1-2 #zimmer #wohnung

Wohnungsmarkt – Mietwohnungen

Wohnungsanzeigen: Wohnungssuche, private Wohnungsangebote, Hauptmiete, Untermiete, Zimmer in WG, Wohnungsvermietung

Standort: Linz Stadt

Standort: Tirol, Innsbruck

WZ 23, Kьche (eingerichtet) 11, Zimmer 13, Bad 5, WC 2, Vorraum 8 mІ, Kellerabteil, Gartenbenьtzung.

Die Wohnung befindet sich im gut isolierten DachgeschoЯ und ist mi.

Standort: Linz Land

Zentrumsnahe Lage zum Ring

U3 Rochusgasse (500 m) / Kardinal-Nagl-Platz (300 m)

Adresse ist Landstrasse Hauptstrasse, die gesamte Wohnung richtet sich allerdings zur Rьckseite des Wohnhauses in die ruhige Baumgasse aus

Verkehrsgьnstig gelegen – nahe Autobahnanschluss A23, A4 und nдchst dem Erholungsgebiet Prater und Donaulдnde

6. Liftstock – kein direktes Gegenьber – Weitblick!

Grosser heller Wohn/Essraum, 1 S.

OPTIMAL fьr ЬBERGANGSLЦSUNG! Pendler / Studenten mцglich.

[BIETE] Linz/Uhrfahr: Privat: beleuchteter gьnstiger Parkplatz 1-2 zimmer wohnung

Wir suchen nдhe LandstraЯe (nдhe StraЯenbahnhaltestelle) 1-2 Rдume zur Miete.

Rдumlichkeiten werden wдhrend der Woche am Nachmittag benцtigt.

Der Raum sollte gepflegt und ordentlich ansonsten gibt es keine besonderen Anforderungen.

0660 / 28 08 730

Wohnkьche, Schlafzimmer, Wohnzimmer, Kinder-/Arbeitszimmer, Bad mit Dusche, WC width: 250px; margin: 0 10px 5px 0;” src=”” />

Bestehend aus Kьche mit Geschirrspьler und Gefrierschrank, gr Wohnzimmer, Bad mit Wanne, Schlafzimmer, eigenes WC, Abstellraum, Durchgang mit vielen Staurдumen, 5mІ Loggia. Gartenbenutzung.

Kellerabteil und eigenen Autoabstellplatz!

Toplage in ruhiger Umgebung und trotzdem super Verkehrsanbindung (1min Gehzeit StraЯenbahn).Einkaufsmцglichkeit in unmittelbarer Nдhe. Im Keller besteht zusдtzlich Waschraum, Waschmaschine und Trockner zur V.

Standort: Linz Leonding

Abstellraum,-groЯer Sьdbalkon, PKW-Stellplatz, unbefristetes Mietverhдltnis;

Gute Verkehrsanbindung nach Wien (S7), AutobahnanschluЯ-A4- ca.10 min, Entfernung Schwechat -Flughafen 25 Minuten.

Infrastruktur: Supermдrkte, Дrzte, etc. 5 min; Standort liegt in ruhiger, .

Standort: Reg. Carnuntum,.BD-Altenburg, Hainburg, Bez.Bruck

Durch Raumteiler wьrde sich im Wohnzimmer noch ein zusдtzlicher Raum leicht abtrennen lassen.

Bitte alles anbieten, auch wenn es in sehr renovierungsbedьrftigem Zustand ist! Wir renovieren auf unsere eigenen Kosten!

Standort: St.Pцlten-Land, Tulln, Lilienfeld

Ruhige Lage, Sonnig da gegenьber nur 1 stockiges gebдude.

[BIETE] Nachmieter gesucht 1-2 zimmer wohnung

Miete ca 660Ђ/Monat..

Neubau. Fussbodenheitzung..eigene Garage, Terasse..etc..

Standort: Bad Vigaun/Rengerberg

Fьr Kьche, rolladen und Insektenschutz hдtten wir gerne eine Ablцse (VHB 3300Ђ)

1-2 zimmer wohnung

Come cancellare cointestatario e fideiussore (garante) dal contratto di mutuo, richiesta preventivo mutuo.

#Richiesta #preventivo #mutuo


Buongiorno. Circa cinque anni fa ho acquistato un appartamento con la mia fidanzata prendendo un mutuo a tasso variabile. Essendo la casa cointestata anche il mutuo è stato cointestato, e il padre di lei si è messo a disposizione per fare da fideiussore.

Circa sei mesi fa ci siamo lasciati, ed abbiamo tentato inutilmente di vendere l’appartamento, ma dovremmo praticamente svenderlo. In più con i costi degli affitti di questo momento ho proposto alla mia ex di cedermi la quota della sua casa, anche se dovrei richiedere una somma maggiore rispetto al precedente mutuo. Lei ha accettato ma rimane il problema del mutuo.

Come possiamo fare per togliere il suo nome e quello di suo padre dal contratto, potrei fare l’accollo del mutuo?”


L’unica soluzione percorribile è quella della sostituzione del mutuo, in quanto le altre soluzioni non libererebbero entrambe le figure, ovvero sia quella del cointestatario che quella del fidejussore. Invece con la sostituzione di fatto si chiude il mutuo precedente e si accende un mutuo completamente nuovo ed indipendente rispetto a quello precedentemente stipulato, il che permetterebbe quindi di variare sia la somma da richiedere, che la durata che i soggetti coinvolti.

Ovviamente questo implica che ci siano dei costi da sostenere nuovamente come la fase di istruttoria, l’assicurazione, l’ipoteca, ecc. Nel caso dell’accollo, oltre al problema legato al surplus di somma da richiedere, resterebbe anche il problema del fidejussore che segue il contratto, per cui si potrebbe risolvere la questione del cointestatario ma non verrebbe liberato il garante. In più uno dei problemi principali di considerare porta all’aspetto principalmente economico.

Se per la richiesta del mutuo originario sono stati necessari due cointestatari e un garante, si può supporre che le garanzie economiche personali potrebbero non bastare per ottenere la sostituzione del mutuo precedente. Andare incontro ad una bocciatura della richiesta potrebbe rendere difficile qualsiasi altra soluzione percorribile magari in futuro.

Quindi prima di rivolgersi direttamente alla banca, sarebbe utile vedere se ci sono persone che hanno la forza economica sufficiente per accendere un nuovo mutuo, anche semplicemente nella posizione di nuovo garante.

3 Commenti a Come cancellare cointestatario e fideiussore (garante) dal contratto di mutuo?&

Sono cointestata ria del mutuo della mia prima casa con mio marito, siamo però in fase di separazione, ed io dovrei uscire dal mutuo x acquistare un altra casa.posso sapere quale ‘ la prassi e a quali spese vado incontro. È se ovviamente si può fare??

Ho un mutuo cointestato con mio fratello dal 2000 ma siccome questultimo le rate me le fa pervenire quando gli cadono i soldi dalle tasche , questa cosa non e piu sopportabile perche la mia situazione economica e cambiata .

Il mutuo e stato fatto in questa maniera perche mio fratello allepoca dellacquisto degli appartamenti non aveva ufficialmente rendite economiche quindi per ottenere il mutuo ci fu consigliato di cointestarlo. Attualmente mio fratello ha un lavoro a tempo indeterminato ha un reddito , ma comunque le rate me le invia quando ritiene opportuno ; detto questo ce unalternativa che mi consente di scorporarmi ed avere un mutuo per conto mio ?

ho pure io un problema simile.

Ho acquistato una casa insieme al mio fidanzato e quando ci siamo lasciati ho ceduto a lui la mia metà di proprietà. Abbiamo rogitato davanti al notaio ma non pensavo che avrei dovuto risolvere anche con la banca. Cosi a mia insaputa sono scivolata come garante..Adesso vorrei comprare casa ma nessuno mi vuole dare un mutuo finche sono garante…sono disperata come posso fare per togliere questo vincolo…

Farmаcia Roser Mirу Andorra: Farmacies a Andorra online, farmacia web.

#Farmacia #web

Farmacia web

La farmàcia ROSER MIRÓ, situada a Andorra, els dóna la benvinguda a la seva pàgina web . El nostre interès es centra en que vostè pugui sentir-se a la web online com a la seva farmàcia, i ens pugui consultar qualsevol dubte que necessiti. El nostre equip composat per llicenciats en farmàcia, els atendrà i respondrà amb la màxima brevetat possible.

La legislació andorrana, permet a les farmàcies d’ Andorra, disposar de medicaments i productes de farmàcia i parafarmàcia, de tot el món, sempre que estiguin autoritzats al seu país d’origen, per la qual cosa vostè podrà adquirir el medicament que desitgi, ja sigui d’Europa, USA, Suissa o qualsevol altre pais del món.

La nostra Missió: Satisfer les necessitats de farmàcia i para-farmàcia dels nostres clients, amb novetats i productes internacionals de reconegut prestigi.

La nostra Visió: Farmàcia líder al mercat andorrà i europeu, i referent mundial amb generació de valor per als nostres pacients i clients.

Els nostres valors, eix de la nostra relació amb els clients:

· Responsabilitat i Confiança.- Estímul i obligació per a continuar treballant amb l’objectiu d’atendre’l cada dia millor.

· Qualitat.- Servei i productes destinats a oferir als nostres clients la màxima qualitat, basada en la professionalitat de l’equip humà i la innovació.

· Innovació i assessorament.- Recerca constant de fàrmacs i para- farmàcia d’última generació.

Amb l’objectiu de millorar la vida dels nostres clients, els facilitem l’accés a les millors i més modernes teràpies d’arreu del món, i en tots els àmbits.

Responsabilitat Social Corporativa: Preocupada per un desenvolupament sostenible, la Farmàcia Roser Miró desenvolupa el concepte de Farmàcia Social.

La finalitat última de l’anomenada Farmàcia Social de Farmàcia Roser Miró és arribar a ser socialment, econòmicament i ecològicament sostenibles.

La Farmàcia Social neix amb l’objectiu de col·laborar amb els col·lectius més desafavorits. Dins d’aquest marc estableix una primera col·laboració amb l’Associació Infants del món.

Podem trobar la Responsabilitat Social Corporativa en els quatre àmbits establerts:

· En l’àmbit econòmic-funcional; creant ocupació, generant rendes i amb la formació continua i constant dels nostres professionals.

· En l’àmbit de la qualitat de vida; relacions amb els grups d’interès i comercialització de productes d’alta qualitat.

· En la preservació del medi ambient; Farmàcia Roser Miró col·labora en la gestió de residus fàrmacològics i de piles i bateries.

· En l’àmbit d’inversió o acció social; promocionant la cultura, l’educació, l’esport i l’art.

La única Estratègia de negoci vàlida per a la Farmàcia Roser Miró és obtenir l’absoluta Satisfacció del client. Farmacia andorra.

Amb aquesta estratègia de negoci i l’experiència adquirida des de que vam obrir la farmàcia a Andorra l’any 2000, finalment hem creat una marca de cosmètica pròpia, "TU by Roser Miró". Amb l’objectiu de satisfer la necessitat cosmètica dels clients, s’ha buscat que "TU by Roser Miró" sigui una marca de cosmètica realment efectiva, i el mitjà que em trobat per aconseguir-ho, consisteix a crear uns productes d’alta gamma i última generació tecnològica, però personalitzats per a les característiques pròpies de cada persona. Trobarà tota la informació a l’apartat: Tu by Roser Miró.

Esperem que la web de la Farmàcia Roser Miró a Andorra els agradi, si desitja més informació no dubti a contactar amb nosaltres. Estarem encantats de respondre a les seves consultes.

GBS Firenze – CASA – Arredamento, letto a baldacchino.

#Letto #a #baldacchino

Letto a baldacchino

Ciel de Lit Pansé. Con Fiocco centrale. Viola del pensiero, fiorita e in boccio, dona una personalità unica al romantico cielo baldacchino per la camera da letto e la cameretta. Le dolci e allegre violette, sono anche variazioni sul tema della Camera da letto Fiocco. Ferro battuto e decorato a mano. Colori in tempera. …

Accessori per il bagno, collezione Piccole Farfalle. Ferro battuto e decorato a mano. Porta scopino. Fiori fragola, trifogli e bocci di rosa. Design: Renee Danzer Made in Italy Gbs Arte e Colore Firenze All rights reserved

CAMERA ROMANTICA Primavera di Rose di GBS. Specchiera basculante con rose e bocci per la camera o la stanza da bagno. Ferro battuto e decorato a mano. Made in Italy. All rights reserved.

Roselline Rampicanti. Collezione Sedia Tornabuoni. Seduta in Plexiglas trasparente. Sedia, rose, foglie e ogni altro dettaglio: ferro battuto e decorato a mano. Colori personalizzabili e da coordinare all’arredamento della stanza. Nell’immagine altre creazioni di GBS: Pomelli di Rosa, Lampada Bonbon Roselline ad una luce (Bedside Bonbon), Bagno Rose romantiche (Etagere e Cestino portalavette). …

Etagere Graticcio di GBS con Gigli. Ferro battuto e decorato a mano. Tempera, Smalto e Oro Foglia. Su misura. Handmade in Florence. All rights reserved. Design: Gianni Cresci. Collezione Graticcio, étagère e libreria su misura di GBS.

Collezione Country per la cucina: portautensili, barra porta accessori Farfalle e Frutti di Bosco. Ferro battuto e dipinto a mano. Binario con ganci, su misura. Per i mestoli, gli asciugamani, gli strofinacci, i canovacci della cucina, il porta-utensili GBS da muro può arredare anche la sala da bagno, come portasciugamani e appendi …

Portavoliera di Frutta. Il Country Fiorentino

Tavolino da caffè e da salotto, perfetto per la cucina in stile country, il Portavoliera Frutta è bouquet aromatico preparato con i migliori frutti delle nostre colline fiorentine. Le foglie e i piccoli rami dai colori naturali, raccolti da un bel nastro in Oro Foglia, esaltano i colori delicati dei Grappoli …

Negocios Rentables – Ideas para ganar dinero 2016, 2017 y 2018, franquicias colombia.

#Franquicias #colombia

Franquicias colombia

Cómo montar una notaría privada u oficina de notariado

Franquicias colombia

Cómo emprender un servicio de mantenimiento de piscinas

Franquicias colombia

Cómo iniciar un negocio de decoración de cuartos de bebés

Franquicias colombia

Franquicia Zara ¿Cómo abrir una tienda Zara?

Franquicias colombia

5 franquicias de cafetería que puede montar

Franquicias colombia

Cómo ganar dinero con la reventa de dominios web

Franquicias colombia

Cómo adquirir una franquicia McDonald’s

Franquicias colombia

Lista de encuestas remuneradas que pagan en el 2018 ¡Actualizado!

Franquicias colombia

10 ideas de negocio con drones que puede iniciar

Franquicias colombia

Cómo montar una juguetería o tienda de juguetes

Franquicias colombia

Vendere un auto usata a privati: i pro, i contro, e come fare, auto usate da vendere.

#Auto #usate #da #vendere

Vendere l’auto a privati

Cosa si intende per "privati"? Semplicemente "individui", persone comuni che non comprano e vendono auto per professione, ma vogliono solo comprare un’auto per il loro uso personale. Da qui derivano sia gli aspetti positivi che quelli negativi del vendere un’auto usata ad un privato.


Il principale vantaggio del vendere a privati è legato al fatto che un privato acquista l’auto per uso personale, non per rivenderla, e quindi pagherà il prezzo finale (equivalente al prezzo al dettaglio), ovvero un prezzo maggiore rispetto al prezzo che può pagare un commerciante che deve poi rivendere l’auto (equivalente al prezzo all’ingrosso). Un altro vantaggio è che sarà l’acquirente a dover percorrere l’eventuale distanza geografica che vi separa al momento di concludere la vendita e trasferire la proprietà dell’auto, non viceversa.


Se non ci fossero anche degli svantaggi, la scelta sarebbe scontata, in quanto si sceglierebbe sempre di vendere ad un privato perchè ci consente di realizzare più soldi. Però bisogna mettere in conto anche alcuni svantaggi di questo canale di vendita.

Innanzitutto, dovrai investire molto più tempo nel processo di vendita dell’auto. Dovrai pulire e preparare l’auto, scattare le foto, scrivere l’annuncio ed inserirlo su diversi portali e siti di annunci, rispondere alle email e alle telefonate e, peggio, organizzare e fissare appuntamenti con i potenziali acquirenti per fargli vedere la macchina. Spesso questi appuntamenti vengono cancellati all’ultimo momento o la persona non si presenta nemmeno.

Possono essere necessarie diverse settimane per vendere l’auto, anche se alcune volte si può essere fortunati e trovare subito un compratore, soprattutto se il prezzo è competitivo.

Un’altro svantaggio è l’inconvenienza di dover gestire il pagamento e la parte burocratica, allo stesso tempo assicurandosi di non rimanere vittima di truffe.

In aggiunta, molte persone non si sentono a loro agio nel fissare incontri con sconosciuti e magari doverli anche accompagnare in una prova su strada dell’auto. Anche se i rischi sono bassi, c’è sempre la possibilità che accada qualcosa di spiacevole e dannoso.

Infine, se sorgono problemi con l’auto subito dopo che l’hai venduta, ci potrebbero essere conseguenze che sarebbe meglio evitare.

è consigliato vendere l’auto a privati?

Alla fine dovrai soppesare i pro ed i contro della vendita a privati e decidere se guadagnare 1.000 o 2.000 euro in più giustifica il lavoro, le scocciature, ed i rischi in più che ti dovrai sobbarcare.

  • Se risparmiare soldi è la tua priorità , allora è certamente consigliabile venderla privatamente.
  • Se invece privilegi la facilità e la sicurezza della vendita, allora la vendita ad un commerciante è da preferire.

Come vendere l’auto a privati?

Ecco da dove partire per vendere la tua auto usata a privati:

ING Direct – Numero Verde e Contatti Servizio Assistenza Clienti, prestito arancio.

#Prestito #arancio

ING Direct Numero Verde e Contatti Servizio Assistenza Clienti

In questa guida spieghiamo come contattare il servizio assistenza clienti ING Direct tramite il numero verde e gli altri strumenti messi a disposizione dallazienda.

ING Direct è una banca diretta leader a livello internazionale che fa parte del Gruppo olandese ING, uno dei maggiori gruppi bancari al mondo, presente in oltre 40 Paesi e popolare in Italia per il suo servizio di direct banking, rappresentato dal famosissimo Conto Arancio. Come già detto, ING Direct non è solo gruppo bancario, ma è anche investimenti e servizi di trading online.

Il gruppo opera principalmente online e via telefono, per questo ING Direct ha creato diversi strumenti di contatto, che consentono di ottenere assistenza dalla banca in maniera veloce e molto efficace. Vediamo dunque nel dettaglio come muoversi tra i vari canali di comunicazione e quale scegliere quello più adatto per le proprie necessità.

Come parlare con un operatore tramite il numero verde ING Direct

Per chi è già cliente e ha la necessità di contattare il servizio assistenza clienti, è disponibile il numero verde ING Direct 800 71 72 73, attivo dal lunedì al venerdì, dalle 8.00 alle 22.00, e il sabato dalle 8.00 alle 18.00. Il numero verde è disponibile per chiama da rete fissa, mentre per chi chiama da cellulare o dall’estero il numero da utilizzare è 39 02 999 67 89. In questo caso si tratta di un numero di Milano, soggetto a normale tariffazione, e i costi dipendono dall’operatore telefonico e dal luogo da cui si chiama. Al numero verde Ing Direct risponderà una voce automatica che chiederà di inserire il codice cliente, la data di nascita e il codice segreto per effettuare l’identificazione, dopo qualche secondo sarà attivo un menu guida che aiuterà il cliente a trovare la risposta ai propri dubbi. Al termine delle procedura guidata, il cliente avrà anche la possibilità di parlare con un agente Ing Direct in modo da esporre direttamente i propri problemi.

Per chi invece è cliente del servizio Investimenti e trading online, è disponibile un numero apposito, 848 585 820, per il quale si paga soltanto lo scatto alla risposta.

Per chi invece non è ancora cliente di ING Direct, lazienda mette a disposizione degli utenti una serie di numeri dedicati ognuno a un singolo prodotto. Chi vuole ottenere maggiori informazioni sui prodotti ING Direct, può quindi contattare la banca tramite uno dei seguenti numeri.

Per Conto Arancio il numero è 848 582 555.

Per Conto Corrente Arancio il numero è 848 580 166.

Per Mutuo Arancio il numero è 848 582 008.

Per Investimenti Arancio il numero è 848 58 58 20.

Per Prestito Arancio il numero è 848 582 505.

I numeri dedicati a Conto Arancio, Conto Corrente Arancio e Mutuo Arancio sono attivi dal Lunedì al Venerdì, dalle 8.00 alle 22.00, e il Sabato, dalle 8.00 alle 18.00.

I numeri dedicati a Investimenti Arancio e Prestito Arancio sono invece disponibili dal Lunedì al Venerdì, dalle 8.00 alle 20.00, e il Sabato, dalle 9.00 alle 15.00.

Se invece si è in attesa dell’attivazione di un prodotto di Ing Direct, è possibile contattare la banca attraverso il numero 848 582 585, se si chiama da telefono fisso, e 02 999 67 89, se si chiama da cellulare o dallestero. Relativamente all’attivazione di prodotti di investimento, è invece possibile fare riferimento al numero 848 585 820.

Come contattare il servizio clienti ING Direct tramite le applicazioni

Il servizio clienti ING Direct può anche essere contattato tramite le applicazioni disponibili per Android e iPhone.

Tramite lapplicazione è possibile controllare saldo e movimento del conto, pagare bollettini postali, effettuare operazioni come bonifico e giroconto, effettuare ricariche telefoniche e verificare gli interessi del proprio Conto Arancio.

Come contattare il servizio clienti ING Direct tramite i social network

Risulta essere anche possibile rivolgere domande a ING Direct attraverso i social network.

Per contattare ING Direct tramite i social network, è necessario fare riferimento alle pagine dellazienda su Facebook e Twitter.

Infine, per chi preferisce parlare faccia a faccia con un consulente, è anche possibile recarsi in una delle filiali ING presenti su tutto il territorio Italiano. Nel sito ufficiale della banca si trova l’elenco delle filiali per regione. Inoltre, è anche possibile prenotare una visita in filiale prenotando un appuntamento con un consulente per evitare possibili code.

Come contattare il servizio clienti ING Direct tramite le filiali

ING Direct dispone anche di numerose filiali sul territorio, tramite cui è possibile parlare con uno dei dipendenti per avere maggiori informazioni e per aprire nuovi prodotti.

Per individuare la filiale ING Direct più vicina, è possibile utilizzare lo strumento presente sul sito ufficiale.

Tramite il sito è possibile anche prenotare un appuntamento in una filiale, in modo da trovare un dipendente disponibile nel giorno e nellora scelta.

Contattare il servizio assistenza clienti ING Direct è quindi molto semplice.

FinBusinessItalia: Prestiti Milano, prestiti inpdap.

#Prestiti #inpdap

Prestiti Milano

Richiedi Subito il tuo

per una Consulenza Gratuita

I nostri prodotti finanziari

Una utile guida orientativa per saperne di piГ№ sulle varie tipologie di finanziamento a Milano e sui requisiti necessari per potervi accedere. Clicca su uno dei seguenti.

Cessione del Quinto

La Cessione del Quinto dello stipendio ГЁ la forma di finanziamento su misura per i lavoratori dipendenti pubblici e privati.

Delega di Pagamento

La Delega di Pagamento, ГЁ una forma di finanziamento adatta per i lavoratori dipendenti, cumulabile con altre operazioni.

Prestiti Personali

I prestiti personali a Milano a dipendenti statali, rappresentano la forma di finanziamento piГ№ utilizzata nella nostra societГ .

Migliaia di persone si sono giГ rivolte a FinBusiness!

Potrai trovare la migliore soluzione per te grazie ad uno dei nostri validi consulenti.

Ti garantiamo impegno, passione e tanto tanto cuore!

  • 38.377
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  • 15.307
  • Pratiche lavorate dal nostro staff
  • 72%
  • Dipendenti statali, pubblici e pensionati
  • 28%
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Domande particolari?

Sei alla ricerca di prestiti agevolati e soluzioni finanziarie personalizzate? Rivolgiti a noi!


Resta aggiornato sulle novitГ della nostra azienda. Ricevi nuove offerte e promozioni particolari.

Chi siamo

FinBusiness ГЁ una societГ che offre prestiti ai Dipendenti Pubblici e Privati, specializzata soprattutto nella Cessione del quinto.

Condividi sui social:

Prodotti finanziari

Albo Agenti presso OAM N. A8514 Iscrizione IVASS E000318923

Kredite für Rentner, kfz versicherung vergleichsrechner.

#Kfz #versicherung #vergleichsrechner


Kfz versicherung vergleichsrechnerEin rgernis ber das Rentner und Senioren immer wieder stolpern, ist dass ihnen selbst kleine Kredite von den Kreditinstituten verweigert werden. Rentner ber 75 Jahre Lebensalter haben heute bei den meisten Geldinstituten keine Chance einen Rentnerkredit zu erhalten und sei es nur f r die Finanzierung eines neuen Fernsehers.

Auf die Frage warum Rentnern Kredite verweigert werden, antworten die Geldinstitute meist mit dem nat rlich h heren Todesfallrisiko. Da die meisten Banken und Kreditanbieter heutzutage aber bei Kreditabschl ssen sowieso auf dem Abschluss einer Restschuldversicherung dr ngen, ist diese Begr ndung eigentlich nur vorgeschoben. Die Restschuld- oder Restkreditversicherung sichert die Kreditsumme im Krankheits-, Arbeitslosigkeits- oder Todesfall ab und kann mit einer aufgrund des Risikos h heren Pr mie nat rlich auch f r Rentnerkredite abgeschlossen werden.

Wir haben Ihnen auf den folgenden Seiten die Kreditinstitute/Banken aufgef hrt, bei denen Ihr Wunsch nach einem Rentnerkredit nicht pauschal abgelehnt wird.

Kredite f r Rentner (Kreditbanken)

Kfz versicherung vergleichsrechner

Kfz versicherung vergleichsrechner

Kfz versicherung vergleichsrechner

Kfz versicherung vergleichsrechner

Kfz versicherung vergleichsrechner

Hinweis: Der Kreditantrag ist bei allen aufgef hrten Kreditanbietern kostenfrei und unverbindlich! Sie k nnen Ihren Kredit also ohne jedwede Sorgen bei mehreren Anbietern beantragen.

Sollten Sie danach ein Angebot von mehreren Anbietern erhalten, k nnen Sie sich immer noch ohne Risiko f r das beste Angebot entscheiden.

weitere Kreditbanken

Im Folgenden finden Sie zus tzlich einen allgemeinen Kreditrechner, in dem nahezu alle Kreditanbieter aus bzw. f r Deutschland aufgef hrt sind. In der Tabelle die wir Ihnen weiter oben bereits aufgef hrt haben, sind wir sicher, dass die dort aufgef hrten Anbieter definitiv Kredite f r Rentner vergeben, es ist aber auch denkbar, dass weitere Anbieter in dem allgemeinen Vergleichsrechner Senioren und Rentner nicht grunds tzlich von der Kreditvergabe ausschlie en.

M glicherweise sind dabei aber die Kredit-Voraussetzungen wie z.B. Alterslimit, Bonit t, Kreditsummen-Limit, Restschuldabsicherung, B rgen oder ein zweiter Antragsteller h her als bei den oben aufgef hrten Anbietern!

Stellen Sie Ihren Kreditantrag also zuerst bei den oben aufgef hrten Banken die speziell mit Krediten auch f r Rentner werben und versuchen Sie erst dann einen Antrag im nachfolgend aufgef hrten Kreditvergleich!

weitere Kreditm glichkeiten

Zus tzlich zeigen wir Ihnen einige seri se Kreditvermittler, die zum Teil sogar explizit spezielle Kreditangebote f r Rentner anbieten sowie eine relativ neue M glichkeit ber so genannte Kreditb rsen einen Kredit zu erhalten. Sollten Sie als Rentner eine Kreditkarte beantragen m chten oder Sie sind auf der Suche nach einem Autokredit f r Rentner, finden Sie auch dazu entsprechende Informationen auf unserer Webseite.

Nat rlich h ngt die Entscheidung ber Ihren Rentnerkredit auch hier von Ihren finanziellen Verh ltnissen ab, solange Sie aber ber eine halbwegs gesicherte finanzielle Situation verf gen, sollte Ihrem Wunsch nach einem Kredit bei all diesen Anbietern nichts im Wege stehen.

Zus tzlich m chten wir Ihnen noch weitere M glichkeiten aufzeigen, wie Sie als Rentner einen finanziellen Engpass beenden k nnen, dabei geht es um die K ndigung, die Beleihung oder den Verkauf einer Renten- oder Lebensversicherung sowie um die so genannten Kautionsb rgschaften bei denen eine bereits gezahlte oder neu zu zahlende Mietkaution in Bargeld umgetauscht werden kann.

Sollten Sie bereits jetzt bestehende Schulden haben und dies der Grund sein, warum Sie als Rentner einen Kredit ben tigen, haben wir Ihnen auf der folgenden Seite M glichkeiten aufgezeigt wie Sie einen Weg aus den Schulden auch ohne einen neuen Kredit finden.

Zus tzlich haben wir Ihnen noch verschiedene Vergleichsrechner aufgef hrt, mit denen Sie nach den g nstigsten Anbietern f r Girokonten, Tagesgeld, Festgeld und Wertpapier-Depots suchen k nnen, sowie Ihre KFZ-Versicherung mit Vergleichsangeboten berpr fen k nnen.

Empfehlung der Redaktion:

Aufgrund der g nstigen Zinsen empfehlen wir Ihnen als Rentner einen Kredit der:

  • Kfz versicherung vergleichsrechner

Erfahrungen/Meinungen/Kommentare zu unserer Webseite:

Haben Sie als Rentner bereits Erfahrungen mit einer Kreditanfrage oder -aufnahme bei einem der auf unserer Webseite aufgef hrten Kreditanbieter?

Oder m chten Sie uns einen allgemeinen Hinweis oder Kommentar zu unserer Webseite hinterlassen?

Dann k nnen Sie uns hier einen Kommentar schreiben:

3 Kommentare

Ich habe jetzt mal alle Kreditinstitute die laut der Tabelle oben Kredite f r Rentner vergeben abtelefoniert. Eine kleine Erg nzung: Barclaycard vergibt nur in seltenen Ausnahmef llen nach sehr genauer Pr fung Kredite an Personen ber 70. Generell aber nicht.

Hallo Herr Bourgett,

vielen Dank f r den Hinweis, das deckt sich mit unseren Erfahrungen, dass Barclaycard zwar keine generelle Altersgrenze bei ihren Krediten hat, aber die Kreditvergabe sehr genau gepr ft wird.

Die Genehmigungsquote bei Barclaycard ist unserer Erfahrung nach eher nicht so hoch, bessere Chancen haben Sie als Rentner bzw. Senior bei der CreditplusBank, die auch von unserer Redaktion empfohlen wird.

kurzer Hinweis der Redaktion:

da die Barclaycard die Vermarktung Ihrer Kredite im April 2016 eingestellt hat, haben wir das Angebot aus unseren Vergleichsrechnern bzw. der Webseite entfernt.

Maryland Inpatient Drug Rehab and Addiction

#drug #addiction #rehabs

Maryland Inpatient Drug Rehab and Addiction

The Free State has one of the highest arrest rates for drug abuse in the nation. In 2012, a total of 49,535 arrests for drug violations were reported, compared to 48,246 in 2011 – a three percent increase. While law enforcement cracks down on drug abuse through tough penalties, state officials are working on treatment approaches that help offenders with substance addictions.

Maryland Addiction Treatment

Maryland residents have entered rehab with an addiction to one or more of the following substances:

Each of these pose a threat to Maryland’s communities, but heroin is cited as the most problematic.

Rehab admissions for heroin addiction spiked almost 20 percent from 2012 to 2013, more than any other admission in the state.

Baltimore’s historic seaport serves as an international gateway for drug trafficking, which heavily contributes to the state’s drug issues.

New England Recovery & Wellness

Healing the mind, body, and spirit

Concord, NH
30-90 Days
Length of Program

Another growing concern for Maryland residents is the prevalence of synthetic cathinone and cannabimimetics – otherwise known as bath salts and spice. respectively. These synthetic “designer drugs” have become extremely popular with Maryland’s youth population.

Many teens and young adults experiment with bath salts and spice, but then move on to becoming addicted to more dangerous substances.

Despite Maryland’s complicated drug situation, people every day are taking the first step toward getting treatment. Join the thousands of individuals who have successfully recovered from their addiction by calling our treatment specialists now.

Maryland Drug Laws

Maryland courts witness a staggering number of drug-related crimes every year. But the prevalence of these violations doesn’t make the penalties any less serious. In addition to the legal consequences, drug abuse can take away educational or job opportunities.

Marijuana Possession

Marijuana possession for personal use is a crime in Maryland. However, the state has decriminalized marijuana possession to a certain degree. Those caught in possession of fewer than 10 grams won’t face any jail time, but they will be charged with a civil offense and face a $100 maximum fine. If the person is caught with any amount between 10 grams or 50 pounds, the penalties are more severe. Sentencing can include jail time of up to five years and a maximum $100,000 fine.

Possession of marijuana with the intention to distribute is handled separately in Maryland. Violators are immediately charged as felons, with a maximum sentence of 40 years and a hefty fine of up to $1 million.

Medical Marijuana Laws in Maryland

As of August 2016, the Maryland Medical Cannabis Commission began announcing license pre-approvals for medical marijuana growers and dispensaries. Approximately 16 of Maryland’s counties, as well as the city of Baltimore, will allow legal access to medical marijuana in 2017.

Qualifying conditions for medical marijuana in Maryland include:

  • Cachexia
  • Chronic pain
  • Nausea
  • Seizures
  • Severe or persistent muscle spasms

Access to medical marijuana will have some limitations. Patients can only get a 30-day supply, and no edible forms of marijuana will be permitted. At-home plant cultivation will also be illegal under state law.

Illicit Drug Possession

Like most states in the U.S. Maryland has cracked down on illicit drug abuse crimes through tough and unforgiving penalties. The severity of Maryland’s penalties depends on the type of substance, as well as the amount involved.

Maryland classifies controlled dangerous substances (CDS) in five different categories, or schedules. Schedule I and schedule II drugs are considered the most dangerous, while schedules III through V are perceived as less dangerous.

Cough suppressants, including Lyrica and Codeine

Although Maryland officials have worked toward treatment approaches for first-time, nonviolent drug offenders, the law still requires sentencing for some drug-related crimes. Typically, the maximum penalty for CDS possession is four years in prison and a $25,000 fine. However, if you’re found in possession of a CDS with the intent to distribute, you can face up to 40 years in prison and a $100,000 fine. Certain factors can also affect an offender’s punishment, including the location of the crime or the number of previous offenses.

Maryland Harm Reduction Laws

Many states understand that no matter how many laws there are against drug abuse, people will still find ways to get their fix. This is why Maryland has adopted a number of harm reduction laws, which aim to reduce the health and economic risks associated with drug addiction.

2016 Syringe Access Expansion Laws

Maryland has witnessed a sharp increase in HIV infections within the last few years. In 2010, the state ranked number two in the nation for new HIV cases. Many of these diagnoses were a result of drug use through syringe injection.

In May 2016, the governor of Maryland signed the Opioid-Associated Disease Prevention and Outreach act to provide thousands of Maryland’s residents with greater access to sterile syringe exchange programs.

Quote/Highlight: “Syringe service programs are not only vital to reducing the harm of injection drug use, but they provide a humane and compassionate approach to addressing substance-use disorders,” said Mark Sine, Director of the Baltimore Student Harm Reduction Coalition.

With this new law, Maryland joins the growing number of states with recently reformed syringe access laws. By providing residents with syringe exchange programs, communities can work to raise awareness, lower the risk of transmitted diseases through drug use, and in turn, save more lives.

Maryland’s Overdose Response Program (ORP)

The state’s Overdose Response Program was launched in 2014 to train people on administering Naloxone. a life-saving medication that reverses opioid-related overdoses. Successfully trained individuals receive a certificate that allows them to obtain a prescription for Naloxone, and keep it on hand in case an overdose occurs. Family members and friends of opioid users, rehab center staff and law enforcement officers are qualified to participate in the program.

Maryland’s Department of Health and Mental Hygiene oversees the educational program, which teaches participants how to recognize and respond to opioid overdoses.

The ORP’s curriculum teaches participants how to:

  • Perform rescue breathing techniques
  • Properly administer naloxone to someone having an overdose
  • Care for the overdosing individual until emergency medical help arrives

The training stresses the importance of calling 911 in the event of an overdose, as well as reporting the incident to the Maryland Poison Center.

Addiction Treatment in Maryland

The Substance Abuse Certification Unit is the licensing agent in Maryland that monitors the state’s addiction treatment centers. Maryland’s treatment programs provide a number of personalized services to help people overcome many forms of addiction.

Some of the addiction services offered in Maryland include:

  • Opioid maintenance therapy
  • Outpatient treatment programs
  • Residential programs
  • Early intervention services
  • Detoxification treatment
  • Community outreach and education

For those concerned with paying out of pocket for treatment, Maryland has plenty of centers that accept health insurance. including Medicare and Medicaid. Under the 2010 Affordable Care Act, insurance providers are required to cover addiction treatment. Be sure to contact your insurance provider to find out which types of treatment are covered under your benefits.

Another option to consider is Maryland’s numerous state-funded addiction treatment centers. These programs are located throughout the entire state. However, some of these programs may lack certain services, like medically supervised detox. If a center doesn’t have detox, medications won’t be prescribed to alleviate uncomfortable symptoms during a drug withdrawal.

Find a Treatment Center

Once you or your loved one is ready to get sober, the next step is picking the right treatment center.

Although Maryland’s rehabs are prepared to handle all types of substance addiction, it’s possible that the best treatment for you or your loved one is located out of state. But the distance from home shouldn’t deter you from making such a decision. Many people have found tremendous success with recovery by opting to travel for rehab. Because they’re further away from the environment that once caused their addiction, they’re able to focus solely on achieving sobriety and maintaining a healthy new lifestyle.

No matter where you decide to go for rehab, our treatment specialists can answer any questions you may have. Call us today to begin your journey.

Questions about treatment?

Homeowners Insurance – Home Insurance Quotes

#homeowners #insurance, #home #insurance, #homeowners #insurance #quotes, #home #insurance #quotes, #homeowners #policy, #homeowners #insurance #policy


Homeowners Insurance

Prepare now with home insurance

Get a quote now, and you’ll be ready for the unexpected. Progressive homeowners insurance covers repairs to your house, costs to completely replace something, your belongings and even extra living expenses if you have to stay somewhere else. We cover fire, wind, hail, lightning, theft and more.

Get the best homeowners insurance for you

Progressive homeowners insurance covers so much more than just your house. We automatically include some of these coverages and offer more. See all of our homeowners insurance coverages .


If you’re sued, your home insurance covers you for any claims for which you are liable as well as your legal fees. For example, if someone is injured on your property or you damage another’s belongings.

Your personal belongings

Jewelry, furniture, clothes, electronics, etc. (even if they’re not in your home) are covered. We’ll ask you about your belongings during your home insurance quote.

Hotel and living expenses

If you can’t stay at home during repairs, your homeowners insurance covers hotel stays and meals. Have questions already? See our homeowners insurance FAQs .

The #1 Insurance Site

Copyright 1995 – 2017. Progressive Casualty Insurance Company. All Rights Reserved.

We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

Progressive Home Advantage policies are placed through Progressive Specialty Insurance Agency, Inc. with insurers affiliated with Progressive and with unaffiliated insurers. Each insurer is solely responsible for the claims on its policies and pays PSIA for policies sold. Prices, coverages and privacy policies vary among these insurers, who may share information about you with us. PSIA’s compensation from these insurers may vary between the insurers and based on the policy you buy, sales volume and/or profitability of policies sold. See a list of all the insurers that write Progressive Home Advantage policies, or contact us for more details.

How you buy your Progressive Home Advantage policy — directly through us (online, by mobile device or by phone) or through an independent agent/broker rather than PSIA — determines which insurers are available to you. Use the link above to get a rate from one of the insurers. Or contact us to see if we can get you a rate from any of the other insurers. Policies sold through agents and brokers are available from them and through

Coverage and discounts not available in all states and situations. All coverage is subject to policy terms and conditions.

PSIA and Progressive are not responsible for the content or operation of others’ websites or how others handle or use your information.

Progressive Specialty Insurance Agency, Inc. (CA Lic #0F50053, TX Lic #1394132) is domiciled in Ohio and has its principal place of business at 6300 Wilson Mills Road, Mayfield Village, Ohio 44143.

Unemployment Insurance (UI) Online

#auto #insurance #downey #ca


Google Translate Disclaimer

This Google translation feature, provided on the Employment Development Department (EDD) website, is for informational purposes only.

The web pages currently in English on the EDD website are the official and accurate source for the program information and services the EDD provides. Any discrepancies or differences created in the translation are not binding and have no legal effect for compliance or enforcement purposes. If any questions arise related to the information contained in the translated website, please refer to the English version.

The EDD is unable to guarantee the accuracy of this translation and is therefore not liable for any inaccurate information or changes in the formatting of the pages resulting from the translation application tool.

Forms and publications provided on the EDD website cannot be translated using Google Translate. Some forms and publications are translated by the department in other languages. For those forms, visit the Online Forms and Publications section.

UI Online SM

UI Online is a fast, convenient, and secure way for Unemployment Insurance (UI) customers to access claim information, certify for benefits*, and manage their claims 24 hours a day, seven days a week.

For added convenience, UI Online Mobile is available for smartphone and tablet users.

UI Online features include:

  • Certify for continued benefits and report work and wages.*
  • View detailed payment information for all processed payments.
  • Update contact information and set personal preferences.
  • Reopen an existing claim without speaking to a representative.
  • View all scheduled appointments and reschedule a phone interview appointment.
  • View, print or request an official copy of your Form 1099G tax information for up to the past five years.
  • Receive Instant notifications and important messages from the EDD such as when weeks are available for certification or if your claim needs to be reopened.

*Customers on Partial or Work Sharing claims are unable to certify for benefits or reopen an existing claim using UI Online at this time, but can access all other features of the system .

Getting Started

UI Online Mobile

Using UI Online

  • Certify for Benefits
    Learn how to certify for benefits on UI Online.
  • Reopen a Claim
    Reopen an existing claim without talking to a representative.
  • Payment Information
    Get detailed payment information for all processed payments.
  • View Appointments
    View all scheduled appointments and reschedule phone interviews without talking to a representative.
  • Form 1099G Tax Information
    View, print or request an official copy of Form 1099G tax information for up to the past five years.
  • Ask a Question using UI Online
    Ask a question about your UI claim from your UI Online account.
  • Additional Features
    Update contact information, view claim history, and more.

Instructional Videos for UI Online

Resources and Publications

Wohnung mieten in Horw, wohnung mieten luzern.

#Wohnung #mieten #luzern

Wohnung zum Mieten in Horw

Wohnung mieten luzern

Hier lässt es sich wohnenDas Mehrfamilienhaus befindet sich im Dorfzentrum von Horw. Die Bushaltestelle sowie mehrere Einkaufsmöglichkeiten befinden sich praktisch vor der Haustüre. Der .

Wohnung mieten luzern

Per 1. Februar 2018 oder nach Vereinbarung vermieten wir an der Riedmattstrasse 11 in 6048 Horw eine frisch sanierte und zentral gelegene 4-Zimmerwohnung im 2. OG . Die rund 90 m² grosse .

Wohnung mieten luzern

– Oelheizung, Radiatoren- Sep. Eingangstüre für ev. Büro- Abstellraum 1,9 m2- Vorplatz ca. 35 m2- Parkplatz à CHF 60.00 mtl.Besichtigungstermine: Samstag 20. Januar 2018 13.30 – 14.30 oder .

Wohnung mieten luzern

In der Liegenschaft Stirnrütistrasse 41 in Horw vermieten wir per 1. Februar 2018 oder nach Vereinbarung eine 4 ½- Zimmerwohnung. Die Wohnung ist in den Wohn- und Schlafbereichen mit .

Wohnung mieten luzern

Die frisch sanierte Wohnung brilliert durch einen modernen Ausbaustandard. Wenige Gehminuten vom See und Dorfzentrum entfernt. Wohnung / Lage:Neue K che mit ParkettbodenNeues, modernes .

Wohnung mieten luzern

Die Wohnung ist nahe an der Horwerbucht und in der Nähe der Hochschule Luzern, Horw, in einem 8-Familienhaus.Gerne zeigen wir Ihnen diese Wohnung persönlich.

Wohnung mieten luzern

Schöne 3.5 Zimmer Wohnung im 3-Familienhaus zu vermieten.Verfügbare Einrichtungen:- Sicht auf den Pilatus- praktisches Reduit mit viel Platz – grosse Terrasse mit Zugang zum Garten- .

Wohnung mieten luzern

Die moderne Terrassenwohnung wurde 2016 vollständig renoviert und weist einen hochwertigen Ausbau im Eigentumsstandard auf. Für den Umbau wurden edelste Materialien verwendet. Das .

Zwischenmiete Wien – Wohnung kurzfristig vermieten, Kurzzeitmiete, wohnung vermieten.

#Wohnung #vermieten

Mietwohnungen in Wien und Umgebung

Kurzzeitmiete,kurzfristig zu vermieten,Zwischenmieter,kurzfristige Untervermietung,kurzfristige Miete,Zwischenmiete.

Wohnung vermieten

Zwei getrennt begehbare Zimmer plus gerдumiges Wohnzimmer und Kьche.

Inklusive Internet, Fernsehen und komplett ausgestatteter Kьche.

Standort: 1160 Wien

2 Zimmer- Wohnung, Neubau, vollmцbliert

– max fьr 2 Monate

Ca. 3 Gehminuten von der U3 Station Enkplatz und auch ca. 3 Gehmin. von der S-Bahn Station Geiselbergstrasse entfernt.

Die Wohnung ist neu renoviert, vollmцbliert und besteht aus einem gerдumigen Wohnzimmer, einem Schlafzimmer, komplett ausgestatteter Kьche, Bad mit Badewanne und separaten WC.

Fьr max. 1-2 Personen!

Miete ab 1.Februar: 850 Ђ (inkl. Betriebskosten, Gas, Strom, Internet)

Ideal wдre der 1./8. Bezirk, jedoch gerne auch Angebote aus den anderen Bezirken, sofern eine Erreichbarkeit mit dem ЦPNV gegeben ist.

Wir suchen eine/n MitbewohnerIn in unserer WG im 18. Bezirk.

[BIETE] Romantisches Nest – Zwischenmiete Wohnung vermieten

Miete incl.BK, Strom und Gas, KabelTV und Internet: – 699.-

Inklusive TV und komplett ausgestatteter Kьche.

Mietbar ab jetzt bis Ende Februar, auch nur Februar mцglich (1-1,5 Monate). Oder ab Juni bis Ende August. Nur an Nichtraucher und keine Haustiere!

[BIETE] ZWISCHENMIETE Februar, Schцnes gerдumiges Zimmer in einer moderne Wohnung vermieten

Standort: Wien 3.Bezirk

[BIETE] Zwischenmiete fьr ca 1 bis 2 Jahre ab Mдrz Wohnung vermieten

Ab 1. Mдrz fьr ca. 1 bis 2 Jahre.

Ab 1.02. 2018 frei !

Vergebe ein sehr helles , gepflegtes Zimmer (22mІ)

mit 2 groЯen franzцsischen Fenster.

Das Zimmer ist voll mцbliert mit Tisch ,4 Sessel.

gemьtliche neue Sitzecke , Kasten und Bett .

Zur Benьtzung gibt es ein Bad mit Badewanne , getrenntes WC und eine neue Kьche.

Die Wohnung is 57 qm.

Diese Wohnung ist Nichtraucher und in bester zentraler Lage in der Nдhe von Wien Mitte, Tram, U Bahn, Schnellbahn, CAT und alle Geschдfte inkl. The Mall.

Standort: 1030 Wien

2) AfricaROOM own tv. WLAN. 8m2. SINGLE ROOM,

3) Orchidee Room. T.

Kьche mit neuem Herd

Bad mit Badewanne, Wc

da ich im Februar und Mдrz im Ausland sein werde, suche ich einen Zwischenmieter fьr meine hьbsche und helle, voll mцblierte Wohnung im 20. Bezirk. Es ist eine 1-Zimmer-Wohnung mit ungefдhr 50qm Flдche; ein groЯer Raum teilt sich in Wohn-/Ess- und Schlafbereich, dazu gibt es Badezimmer, separate Toilette und einen Vorraum. Die Wohnung hat wunderbare, groЯe Fenster, ist hell, gemьtlich und gut gepflegt. Sie ist voll mцbliert mit allem, was man braucht (1,40 Bett, Kommode, Klei.

Wenn sie was passendes fьr mich haben freue ich mich auf eine Nachricht.

Die Wohnung ist ca. 45 m2 groЯ, voll mцbliert incl. Couc, Doppelbett, Waschmaschine ect.

Wohnzimmer, Schlafzimmer, Kьche, Bad, Balkon sьdseitig, hell.

Top Lage in der SechshauserstraЯe mig guten Verkehrsanbindungen und Einkaufsmцglichkeiten.

Konjunktur: Türkische Wirtschaft wächst deutlich, ZEIT ONLINE, türkische unternehmen.

#Türkische #unternehmen

Konjunktur : Türkische Wirtschaft wächst deutlich

Die türkische Wirtschaft ist mehr als ein Jahr nach dem Putschversuch wieder deutlich gewachsen. Laut dem türkischem Statistikamt stieg das Bruttoinlandsprodukt (BIP) im dritten Quartal 2017 um 11,1 Prozent und ist damit so kräftig wie seit sechs Jahren nicht mehr gewachsen. Unmittelbar nach dem Putschversuch war die türkische Wirtschaft noch um 0,8 Prozent geschrumpft. Doch auch im Vergleich zur ersten Jahreshälfte habe sich das Wachstum mehr als verdoppelt, hieß es.

Ursächlich sind laut Statistikamt sowohl der private Konsum als auch Investitionen und Exporte. Ein besonders kräftiges Wachstum konnten demnach Dienstleister, die Baubranche und die Industrie verbuchen. Zuletzt profitierte die Türkei auch von Waffenexporten. Laut einem Bericht des Forschungsinstitut Sipri haben politische Spannungen und militärische Konflikte die globale Nachfrage nach Rüstungsgütern erhöht. Einige der umsatzstärksten Hersteller befinden sich demnach in der Türkei.

Die türkische Regierung hatte die Konjunktur zuletzt mit höheren Ausgaben, neuen Steuerregeln und einem Kreditgarantiefonds unterstützt. Im Gesamtjahr 2017 dürfte das Schwellenland nach den Worten des Entwicklungsministers Lütfi Elvan zwischen sechs und sieben Prozent wachsen, wie er dem Sender A Haber sagte. Die Weltbank geht von vier Prozent aus.

Politisch sind die Beziehungen zwischen der Türkei und der EU seit Monaten angespannt. Die Bundesregierung hatte wegen der Inhaftierung von Deutschen in der Türkei wie dem Welt-Korrespondenten Deniz Yücel angekündigt, wirtschaftlichen Druck auf das Land ausüben zu wollen. Yücel sitzt seit Februar ohne Anklage wegen Terrorvorwürfen in Untersuchungshaft.


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  • Le tasse da pagare sulle donazioni, legge sulle donazioni immobiliari.

    #Legge #sulle #donazioni #immobiliari

    Legge sulle donazioni immobiliari

    Le donazioni e le liberalità sono escluse da imposizione tributaria se effettuate nei confronti del:

    B) discendenti in linea retta (padre/figlio; nonno/nipote)

    C) altri parenti fino al quarto grado (zio/nipote, cugini)

    Se invece il beneficiario non rientra nelle categorie sopra elencate (convivente non coniugato, cognati, suoceri e genero/nuora ecc) bisogna distinguere a seconda del valore della quota donata:

    – se non supera limporto di 180.759,91 euro (516.456,90) euro per i soggetti portatori di handicap) non si applica alcuna imposta sui trasferimenti, (nemmeno quella di registro) in misura fissa. Naturalmente, in presenza di beni immobili o diritti reali immobiliari restano applicabili le imposte ipotecarie e catastali.

    – se supera il detto importo , sulla quota eccedente si applica limposta di registro nella misura stabilita per le diverse tipologie di beni i relazione agli atti di trasferimento a titolo oneroso come risulta dalla tabella qui di seguito riportata.

    La franchigia di 180.759,91 euro (o di 516.456,90 euro per i portatori di handicap) spetta una sola volta in presenza di più attribuzioni ricevute dalla medesima persona, sia per donazione o altre liberalità sia per successione

    Beni * Imposta applicabile sulla parte eccedente 180.759,91 €

    Terreni agricoli 15%

    Terreni non agricoli 8%

    Fabbricati vincolati 3%

    Altri fabbricati 7%

    Immobili situati in aree soggette a piani urbanisti vincolati 1%

    Denaro, gioielli ed opere darte 3%

    Partecipazioni sociali 168 €

    Titoli di Stato 0,50%

    ** nella base imponibile non si considera lavviamento

    *** la base imponibile dei crediti fruttiferi è comprensiva di interessi;quella dei crediti fruttiferi scadenti oltre un anno dallatto di donazione, è costituita dal valore attuale calcolato secondo il saggio degli interessi legali.

    Sono escluse da tassazione:

    1) Le donazioni di modico valore aventi per oggetto beni mobili

    2) I meri comportamenti donativi che non si concretizzano in atti ( pagamento di debito altrui)

    3) Le donazioni o le liberalità indirette ( collegate ad atti concernenti il trasferimento o la costituzione di diritti reali immobiliari o il trasferimento di aziende che siano già assoggettati allimposta di registro in misura proporzionale oppure allIVA.

    4) Le donazioni relative a spese non soggette a collazione (vedi guida successioni) tra le quali rientrano per esempio, le spese di mantenimento o di educazione nonché quelle sostenute per malattia.


    Donazioni soggette ad imposta a misura fissa ( art 59 Dlgs 346/90).

    La donazione dei seguenti beni, se di importo superiore alla franchigia di 180.759,91 euro è soggetta allimposta fissa di 168 euro.

    1) Lindennità per cessazione del rapporto di agenzia.

    2) Lindennità di mancato preavviso ed il trattamento di fine rapporto.

    3) I crediti contestati in giudizio sino a quando la loro esistenza non sia riconosciuta con sentenza o transazione

    4) I crediti verso lo stato o enti pubblici fino a quando non siano riconosciuti con apposito provvedimento.

    5) Crediti ceduti allo stato

    6) Beni culturali vincolati, a condizione che sia presentata allufficio del registro, allatto della registrazione della donazione, lapposita attestazione rilasciata dallamministrazione per i beni culturali ed ambientali a seguito della presentazione da parte del donatario dellinventario dei beni vincolati

    Donazioni non soggette ad imposta .

    Nono sono soggette ad imposta:

    1) Le donazioni a favore dello stato, regioni, comuni provincia ed enti pubblici

    2) Le donazioni a favore id associazioni , fondazioni, enti pubblici che hanno come scopo lassistenza, lo studio, la ricerca scientifica, leducazione, listruzione, o altre finalità di pubblica utilità, nonché quelle a favore delle ONLUS e di fondazioni bancarie di cui al D.lgs 153/99

    3) Le donazioni a favore di enti pubblici, fondazioni o associazioni legalmente riconosciuti, diverse da quelle di cui al punto 2 quando sono però disposte per le finalità indicate al medesimo punto.

    4) Le donazioni a favore di partiti e movimenti politici

    5) Le donazioni di veicoli iscritti al Pubblico registro automobilistico (PRA).

    6) Le erogazioni in denaro e le cessioni gratuite di beni effettuate in favore delle popolazioni colpite da eventi di calamità pubbliche o da altri eventi simili e straordinari anche se avvenuti in altri stati.

    Limposta è ridotta nei seguenti casi:

    A) se due donazioni che hanno per oggetto gli stessi beni e diritto vengono effettuate a distanza di tempo non superiore a 5 anni, limposta relativa alla seconda è ridotta del:

    1) 50% se è trascorso al massimo un anno

    2) 40% se sono trascorsi da 1 a 2 anni

    3) 30% se sono trascorsi da 2 a 3 anni

    4) 20% se sono trascorsi da 3 a 4 anni

    5) 10% se sono trascorsi più di 5 anni

    B) in alcuni casi per i fondi rustici limposta è ridotta del 40% sui primi 103.291,38 euro a condizione che:

    1) I donatari siano coltivatori diretti

    2) Che la donazione avvenga nellambito di una famiglia diretta coltivatrice

    3) Che lesistenza di questi requisiti risulti da attestazione dellufficio regionale competente allegata alla dichiarazione di successione

    C) per i beni immobili adibiti ad attività di impresa artigiana familiare devoluti al coniuge o a parenti in linea retta entro il terzo grado, limposta dovuta è ridotta del 40% sui primi 103.231,98 euro. E necessario che limpresa risulti da atto pubblico o da scrittura privata autenticata.

    D) per i beni culturali non vincolati in epoca anteriore allapertura delal successione compresi nellattivo ereditario, limposta è ridotta del 50% della quota corrispondente al valore dei beni.

    E) Per le aziende, quote di società di persone o beni strumentali ubicati in comuni montani con meno di 5.000 abitanti trasferiti al coniuge o a parenti entro il terzo grado del donante, limposta dovuta dal beneficiario è ridotta dellimporto proporzionale corrispondente al 40% della parte del valore complessivo, a condizione che gli aventi causa perseguano effettivamente lattività imprenditoriale per un periodo non inferiore a 5 anni dalla data del trasferimento. Il beneficiario deve dimostrare detta condizione entro 60 giorni dalla scadenza del suindicato termine mediante dichiarazione da presentare presso lufficio ove sono stati registrate la denuncia di successione o latto.

    Se hai dubbi su un quesito in tema di donazioni, oppure vuoi ottenere un preventivo gratuito per la redazione di un parere legale clicca qui e compila lapposito modulo, entro 24 ore riceverai una risposta dai nostri esperti.

    Comprar dominio para pagina web, comprar dominio para pagina web.

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    TNT RICARICA, TNT, tariffe telefono fisso partita iva.

    #Tariffe #telefono #fisso #partita #iva




    Piano tariffario Starter


    Perché acquistare il piano tariffario “STARTER”:

    • Ti garantisce un risparmio rispetto agli altri strumenti online di TNT
    • Ti consente di ottenere uno sconto sulle tariffe di listino
    • Ti garantisce piena trasparenza nel calcolo dei costi di spedizione
    • Ti permette di gestire le tue spedizioni quando e come vuoi – TUTTO ONLINE
    • Ti semplifica la vita eliminando le attese legate alla gestione delle spedizioni tramite Customer Service
    • Ti offre la possibilità di stampare i documenti di trasporto e scegliere se vuoi:
      • attendere il passaggio dei nostri driver
      • portare la merce presso una delle nostre oltre 1.700 strutture (Filiali, TNT Point, Locker)

    Il pacchetto “STARTER” ti garantisce di spedire in Italia a partire da 6,58€ + IVA. E se passi a un piano di valore superiore, risparmi ancora di più!

    Da Milano a Napoli

    Prezzo: Euro 6,58 + IVA

    Da Padova a Roma

    Prezzo: Euro 9,98 + IVA

    Piano tariffario Medium


    Perché acquistare il piano tariffario “MEDIUM”:

    • Ti garantisce un risparmio rispetto agli altri strumenti online di TNT
    • Ti consente di ottenere uno sconto sulle tariffe di listino
    • Ti garantisce piena trasparenza nel calcolo dei costi di spedizione
    • Ti permette di gestire le tue spedizioni quando e come vuoi – TUTTO ONLINE
    • Ti semplifica la vita eliminando le attese legate alla gestione delle spedizioni tramite Customer Service
    • Ti offre la possibilità di stampare i documenti di trasporto e scegliere se vuoi:
      • attendere il passaggio dei nostri driver
      • portare la merce presso una delle nostre oltre 1.700 strutture (Filiali, TNT Point, Locker)

    Il pacchetto “MEDIUM” ti garantisce il 5% di sconto sul piano tariffario Starter.

    Da Milano a Napoli

    Prezzo: Euro 6,25 + IVA

    Da Padova a Roma

    Prezzo: Euro 9,48 + IVA

    Piano tariffario Business


    Perché acquistare il piano tariffario “BUSINESS”:

    • Ti garantisce un notevole risparmio
    • Ti consente di acquistare le spedizioni a un prezzo fisso eliminando le oscillazioni dovute all’andamento del fuel surcharge
    • Ti semplifica la vita grazie a:
      • Uno shipping online davvero semplice e veloce
      • Un’assistenza clienti via chat in tempo reale
      • Un’ampia rubrica indirizzi
      • Un sistema di fatturazione elettronica online
      • Pagamenti, ricariche e rinnovi contrattuali self-service
    • Ti offre la possibilità di accedere alla nostra rete di Proximity: oltre 1.700 strutture (Filiali, TNT Point, Locker) dove lasciare le tue spedizioni senza perdere neppure un minuto

    Il pacchetto “BUSINESS” ti garantisce il 10% di sconto sul piano tariffario Starter.

    Da Milano a Napoli

    Prezzo: Euro 5,92 + IVA

    Da Padova a Roma

    Prezzo: Euro 8,98 + IVA

    Piano tariffario Pro


    Perché acquistare il piano tariffario “PRO”:

    • Ti garantisce un notevole risparmio
    • Ti consente di acquistare le spedizioni a un prezzo fisso eliminando le oscillazioni dovute all’andamento del fuel surcharge
    • Ti semplifica la vita grazie a:
      • Uno shipping online davvero semplice e veloce
      • Un’assistenza clienti via chat in tempo reale
      • Un’ampia rubrica indirizzi
      • Un sistema di fatturazione elettronica online
      • Pagamenti, ricariche e rinnovi contrattuali self-service
    • Ti offre la possibilità di accedere alla nostra rete di Proximity: oltre 1.700 strutture (Filiali, TNT Point, Locker) dove lasciare le tue spedizioni senza perdere neppure un minuto

    Il pacchetto “PRO” ti garantisce il 15% di sconto sul piano tariffario Starter.

    Da Milano a Napoli

    Prezzo: Euro 5,59 + IVA

    Da Padova a Roma

    Prezzo: Euro 8,49 + IVA

    cosa ti serve per utilizzare TNT Ricarica?

    • Un PC, Tablet o smartphone connesso a Internet
    • Una partita IVA registrata presso la camera di commercio
    • Un conto corrente, una carta di credito o un conto Paypal
    • Una stampante per stampare i documenti di spedizione


    Puoi pagare con bonifico online tramite myBank (scarica lista istituti bancari aderenti ) e Sofort, Carta di credito (VISA e MASTERCARD), Paypal. Per i clienti Unicredit e BancaSella e’ anche possibile utilizzare i bonifici online riservati agli utenti di queste banche.

    Certo che no: in TNT teniamo alla tua privacy e sicurezza. Tuttavia vogliamo anche semplificarti la vita. Cosi’ all’atto del pagamento, il nostro provider (GestPay di Banca Sella) creera’ un identificativo univoco a te associato (token), che ti consentira’ di pagare in maniera sicura e senza reinserire i dati per le transazioni successive su TNT Ricarica. Tale scelta rimarra’ sempre opzionale; i dati della tua carta di credito non verranno mai comunicati a TNT. Per approfondimenti, visita questa pagina.

    Congratulazioni, il più è fatto! Per utilizzare il tuo credito TNT Ricarica, ti basterà accedere a questa sezione. Dal, inserisci customer id (la tua email) e password, accedi allarea privata e inizia a spedire.

    Dipende dal piano tariffario che hai acquistato e dalla tipologia di spedizioni che inserisci: più credito acquisti, più risparmi, più spedisci.

    Il credito acquistato su TNT Ricarica ha una validità di 3 anni a partire dalla data di acquisto: al termine di questo periodo, il credito acquistato non sarà più utilizzabile.

    Ciascun cliente può avere un solo ordine attivo alla volta. Questo non significa che non potrai acquistare nuovo credito, anche se il tuo residuo è superiore allo zero. Ad esempio, se hai un piano starter attivo e acquisti un piano medium, il piano starter verrà chiuso e il credito residuo verrà trasferito sul piano medium, cumulandosi col nuovo credito acquistato e permettendoti di accedere a tariffe più vantaggiose. Insomma, più credito acquisti, più risparmi!

    La fattura dellordine TNT Ricarica ti verrà inviata via posta elettronica, allindirizzo e-mail fornito allatto della registrazione, entro una settimana dallacquisto.

    No, purtroppo non e’ possibile. Se desideri utilizzare i servizi TNT, compila questo modulo e verrai ricontattato con una proposta adatta alle tue esigenze. Eventuali importi erroneamente corrisposti verranno rimborsati, purche’ il credito acquistato non sia ancora stato utilizzato.

    No, al momento non e’ possibile gestire questo tipo di fatturazione tramite TNT Ricarica. Se desideri utilizzare i servizi TNT, compila questo modulo e verrai ricontattato con una proposta adatta alle tue esigenze. Eventuali importi erroneamente corrisposti verranno rimborsati, purche’ il credito acquistato non sia ancora stato utilizzato.


    Potrai utilizzare il tuo credito TNT Ricarica solo ed esclusivamente allinterno di questa sezione. Non sono consentiti altri utilizzi.

    No, il credito TNT Ricarica può essere utilizzato solo allinterno dellarea clienti TNT Ricarica. Al momento dellinserimento della spedizione tuttavia potrai selezionare uno dei punti di prossimità TNT, come opzione di affidamento o consegna merce. Dovrai sempre e comunque stampare i documenti di spedizione prima di affidare la merce a TNT.

    Ti è sufficiente collegarti al link Tempi e Costi (linkTo Tempi e Costi): inserisci le informazioni richieste, scegli la velocità di spedizione, calcola il tuo preventivo e conferma. Il tuo credito verrà aggiornato solo una volta che hai confermato la tua spedizione.

    In homepage, in alto a destra, è indicato in ogni momento il tuo credito residuo. In più, nella sezione “visualizza credito” puoi monitorare lo storico dei tuoi ordini e il dettagli odi ogni operazione effettuata con il tuo credito.

    Il credito acquistato su TNT Ricarica ti permette di effettuare diverse operazioni: effettuare una spedizione, svincolare un giacenza, pagare la differenza tra il peso volumetrico dichiarato in fase di inserimento dati e quello riscontrato da TNT con le sue rilevazioni certificate. Ad ognuna di tali operazioni corrisponde una notifica di addebito, che ti verrà segnalata nella tua area messaggi – proprio come in un estratto conto.

    Luis XIV: la agonнa francesa del sol, Cultura Home, EL MUNDO, la habitacion pelicula 2016.

    #La #habitacion #pelicula #2016

    Luis XIV: la agonнa francesa del sol

    La muerte de Luis XIV, de Albert Serra, con el legendario Jean-Pierre Lйaud como protagonista, retrata los ъltimos dнas del mayor de los monarcas contemplados desde el mбs нntimo de los gestos. Inolvidable pelнcula.

    Un rey y una cama. Un rey, el mбs grande y longevo de todos ellos, reposa en la cama. Son sus ъltimos dнas. Y ahн, en el gesto нntimo de su desnudez, de su contacto con la muerte cercana, se desvanece no tanto la vanidad, que tambiйn, como el secreto mбs нntimo y oculto de la carne, del dolor de estar vivo. De eso trata y asн se resuelve, en el espacio limitado y perfecto de una habitaciуn, La muerte de Luis XIV, de Albert Serra, la pelнcula que se estrena este viernes protagonizada por el mнtico y hasta imperial Jean-Pierre Lйaud (recuйrdese, el rostro del cine de Truffaut).

    «Jean-Pierre habla para referirse a su trabajo de un silencio mбs heroico que el silencio de la muerte. No sй muy bien quй quiere decir, pero suena muy poйtico y hasta justo», dice Serra de buena maсana en el bar de un hotel de Madrid. Mientras, en la habitaciуn 209 concretamente, Lйaud, en la cama como el propio rey, se niega a bajar. «Dice que estб enfermo. Lo que me preocupa no es la entrevista, sino que perdamos el aviуn», zanja el director. Privilegio de la realeza cinematogrбfica. En efecto, a los dos les espera un vuelo a Barcelona donde la Filmoteca programa buena parte de la filmografнa del actor.

    La muerte de Luis XIV no es sуlo la mejor pelнcula del director sino la culminaciуn de un trayecto que le ha llevado a desnudar algunos de los mitos que de forma mбs profunda ordenan cada uno de nuestros gestos. Y nuestra propia mirada. Desde el Quijote a Casanova pasando por los Reyes Magos y el Conde Drбcula, nada le es ajeno a la mбquina de triturar gigantes en la que se ha convertido su filmografнa. «En realidad, todo surge tras un proyecto para la Bienal de Kassel», cuenta. «Allн hice una pelнcula de 101 horas de duraciуn sobre la vida de Goethe, Hitler y Fassbinder. A renglуn seguido, surgiу la posibilidad de hacer algo parecido, pero con un personaje francйs». La idea cristalizу, nunca mejor dicho, en un encargo del Centro Pompidou.

    La habitacion pelicula 2016

    Se trataba de colocar una habitaciуn «transparente», de cristal, en el centro del museo, en la que se dramatizara punto por punto y en 15 dнas el largo proceso de agonнa del monarca segъn lo narrado, entre otros, por Saint-Simon en sus memorias. «Primero Lйaud temнa exponerse a la mirada de todos. Decнa que no lo podнa soportar. Pero el problema acabу por ser logнstico. Requerнa tantos medios sуlo para garantizar la seguridad que acabу por ser inabordable. Por caro. Asн que se decidiу rodar la pelнcula», recuerda. Y lo hace en el momento en el que suena su telйfono. «Je suis malade. Je ne peux pas. », se escucha gritar al otro lado del auricular. «No sй. Dice que estб agotado y lo ъnico que hizo ayer [durante la presentaciуn de la cinta en el Instituto Francйs de Madrid] fue leer un texto que ya habнa escrito y publicado en Libйration», dice Serra. Vuelve a comprobar la hora del vuelo. «Con lo simpбtico que fue durante el rodaje y lo bien que nos llevamos», aсade.

    La pelнcula enfrenta el poder absoluto con la impotencia tambiйn desproporcionadamente absoluta. Y asн hasta alcanzar el corazуn mismo de la banalidad de la misma muerte. «Generalmente, ese ъltimo instante se envuelve de drama y de trascendencia, pero cualquiera que haya visto morir a alguien sabe que eso no existe. Para mн, la referencia son mis abuelos. Se fueron apagando y jamбs les oн declamar un pomposo adiуs a la vida. Nadie lo hace. Ni un rey», reflexiona.

    Serra, de hecho, lleva aсos en la fatigosa y descomunal tarea de fotografiar los tiempos muertos; ese espacio en el que la acciуn y la palabra enseсan su verdadera y cruel anatomнa. Sus hйroes se miran, callan, describen con meticulosidad sus ansias mбs pueriles y, finalmente, desaparecen en un vacнo que se adivina con mбs sentido que lo otro. Ahora le toca el turno a Luis XIV. El director encierra, en un calculado juego de luces, sombras y conversaciones tal vez intrascendentes, la agonнa del mayor de los monarcas que ha dado la mбs vieja de las repъblicas. Entre el esplendor, la carne putrefacta de una pierna gangrenada se impone con la contundencia de un abismo.

    їEs el propio Lйaud, en su descomunal presencia cerca del mito, un trasunto del propio Luis XIV? «El hecho de que la persona, el actor y el personaje resuenen uno en el otro es muy interesante. La persona cuando es consciente de que es filmada se convierte en actor. Y, en efecto, llegу un momento durante el rodaje en que Lйaud se habнa convertido en el propio Luis XIV. Le saliу esa punta de vanidad y celos del resto del reparto que no querнa que nadie se acercara. No podнamos rodar. Ese juego de espejos es crucial», responde Serra a la vez que reconstruye su forma de rodar. Tres cбmaras configuran un espacio transparente en el que se disuelven las identidades. Realidad y ficciуn se pierden en un laberinto en el que la representaciуn del poder y la intimidad de la piel se huyen y buscan a la vez.

    La habitacion pelicula 2016

    Vuelve a sonar el telйfono. Al otro lado, la voz en francйs. Sуlo se distinguen voces. Cuelga.

    «Nada, que no se levanta. No sй, quizб la distribuidora podrнa hacer algo. No sй por quй tengo que acabar por hacer yo todo».

    «Lo importante», sigue Serra, «es que, al trabajar con tres cбmaras, Lйaud se sentнa perdido. Generalmente, sуlo lo hace con una. Busca un idilio con ella que ahora era imposible. Y esa turbaciуn es la esencia misma de todo».

    Y, en efecto, en el vйrtigo en equilibrio de una duda es donde se mueve una pelнcula que, en su mбs grave intimidad, roza la perfecciуn. «Un silencio mбs heroico que el silencio de la muerte».

    Suena el telйfono. «Si salimos ahora llegamos». Adiуs.

    Mom of quadriplegic grad student surprised with honorary degree, Fox News, degree grad.

    #Degree #grad


    Mom of quadriplegic grad student surprised with honorary degree

    Degree grad

    Chapman University surprised Marty O’Connor’s mom, Judy, with an honorary degree at the ceremony. (Chapman University – Facebook )

    The mother of a quadriplegic graduate student who accompanied her son to every class and took notes was recognized with a surprise honorary degree at his graduation ceremony on Saturday. Marty O’Connor, 29, was paralyzed in a tragic fall in 2010, KTLA reported.

    While he was attending physical therapy five times per week, he set a goal of completing graduate school and was awarded a $10,000 annual scholarship through the Swim With Mike organization. Once he enrolled in Chapman University, his teacher mother, Judy, moved from Florida to Southern California to help him get through his classes.

    “I didn’t know how going back to school without being able to write, or use my hands, or raise my hand in class, any of that, would go,” O’Connor told the Chapman University blog. “But I think it really kind of challenged me to do some introspection and see what strengths I do have to utilize, and how I can use my situation to work on some new strengths. This has really forced upon me some patients and thoughtfulness in everything I’m doing.”

    For Judy, a business graduate of University of Notre Dame, returning to school was a welcome challenge.

    “I’m a geek,” she told the blog. “I love being in school. I’m not going to lie. I’ve enjoyed every minute of it.”

    On Saturday, as the graduating class gathered for their ceremony, Judy prepared to push her son’s wheelchair across the stage. After the announcer called O’Connor’s name, he called out a “special individual,” and said that the faculty, administration and board of trustees had decided to award Judy with an honorary degree, KTLA reported.

    “Mrs. Judith O’Connor has attended all the classes with her son Marty,” the announcer said. “She has taken notes and worked with Marty throughout his academic career.”

    The two posed for photos with their degree and shared the special moment.

    “As a mom, you just want to help your kids get through things,” Judy told KTLA. “I always believed in him. I knew he could do it and I just wanted to have his back.”

    Segmenti Auto – Quinta Marcia, assicurazione auto veloce.

    #Assicurazione #auto #veloce

    Quinta Marcia

    Recensioni Auto e News automobilistiche

    Segmenti Auto

    I segmenti automobilistici sono delle categorie usate per distinguere e catalogare i diversi tipi di automobili. Non esiste in realtà un criterio preciso per far rientrare un dato modello di automobile in una categoria piuttosto che in unaltra, invece nella stessa fascia rientrano quelle automobili accomunate da dimensioni, volumi e destinazione duso. Esistono più classificazioni e a noi interessa quella europea.

    I segmenti automobilistici europei principali sono sei e vanno dalla lettera A alla lettera F. Più in dettaglio e con qualche esempio abbiamo:

    • segmento A: minicar (Isetta, Smart fortwo, Renault Twingo)
    • segmento B: vetture piccole (Ford Fiesta, VW Polo, Opel Corsa)
    • segmento C: vetture medie ( Ford Focus, Opel Astra, VW Golf)
    • segmento D: vetture grandi (Ford Mondeo, Alfa Romeo 159, Mercedes Classe C)
    • segmento E: vetture executive (BMW serie 5, Jaguar XF, Volvo S80)
    • segmento F: vetture di lusso (Audi A8, Maserati Quattroporte, Mercedes Classe S)

    Ogni segmento include una grande quantità di modelli. Più che la potenza, le caratteristiche del motore o gli optional di un dato modello, per far rientrare unauto in una categoria piuttosto che in unaltra fanno testo le dimensioni, il numero di passeggeri trasportabili, la destinazione duso e i volumi. Così ad esempio una Volkswagen Golf, che è unauto compatta, appartiene al segmento C. Prendendo come riferimento questo modello unauto di tipo più grande come ad esempio la Ford Mondeo appartiene al segmento successivo, cioè D, mentre unauto più piccola come la Polo, sempre della Volkswagen, appartiene al segmento subito inferiore, cioè B.

    Questa classificazione per segmenti non comprende alcune tipologie particolari di vetture, o perchè non sono di uso comune come ad esempio le supercar, o perchè sono arrivate sul mercato di recente come i SUV. La classificazione è quindi stata estesa e comprende i segmenti S, M e J.

    • segmento S: vetture sportive, coupè e supercar (Chevrolet Corvette, Bugatti Veyron, Ferrari 458 Italia ecc)
    • segmento M: vetture multi uso (Renault Kangoo, Renault Modus, Citroen C3, Renault Espace ecc)
    • segmento J: vetture sport utility e veicoli fuoristrada (Suzuki Jimmy, VW Touareg, Range Rover ecc)

    Investor Calendar – Micron Technology, Inc

    #outlook #conference #call

    #/media/track-3-images/navigation/global/china.png?h=20 la=en w=20″ /> China

  • Italy
  • Japan
  • Malaysia
  • Singapore
  • Taiwan
  • UK
  • USA

  • Workers Compensation and FMLA

    #fmla #and #workers #compensation, #workers’ #compensation #basics


    Workers’ Compensation and FMLA

    The Family Medical Leave Act (FMLA) entitles eligible employees to job protected leave for qualifying reasons. FMLA allows eligible employees to take unpaid leave for up to 12 weeks in a 12-month period.

    FMLA also protects the employee’s job during the leave period, and at the end of the leave an employer must return the employee to his or her original job or its equivalent. One reason an employee may go on leave is to deal with a serious health condition. Unlike workers’ comp, the cause of the condition isn’t relevant – it may have been work-related or not.

    While both FMLA leave (assuming it’s for a serious injury or some other qualifying reason) and workers’ comp may run consecutively, the employer must inform the employee in writing that the leave is in fact FMLA leave.

    This article will describe the differences between FMLA and workers’ compensation, including situations where both may apply.

    Qualifying Reasons for FMLA

    Unpaid FMLA leave must be granted to an eligible employee for any of the following reasons :

    • For the birth of child, and to care for the newborn child
    • For placement with the employee of a child for adoption or foster care, and to care for the newly placed child
    • To care for the employee’s spouse, child, or parent, who has a serious health condition
    • For a serious health condition that makes the employee unable to perform his or her job

    Understanding Workers’ Compensation

    Workers’ compensation provides for health care and income replacement. It does not necessarily provide for job protection. Some state workers’ compensation provisions do provide for job protection. In return for such benefits, workers’ compensation laws generally indicate that employees relinquish their right to sue their employers for work-related injuries.

    Can My Employer Force Me to Take FMLA for a Work-Related Injury?

    The practice of employers requiring employees to use FMLA to take time off work if they are injured on the job is technically legal. Under the state and federal FMLAs, an employer can count an employee’s time out on workers’ compensation as family and medical leave as long as the employee is out for a reason that meets the FMLA requirements as stated above. However, the employer must do its due diligence before making such a determination to make sure they are not allowing the employee to exhaust the benefits they may be eligible for because of workers’ compensation laws.

    Overlap of FMLA and Workers’ Comp

    The FMLA and workers’ compensation provisions can overlap — an employee may suffer a workplace injury or illness that is a “serious health condition” under the FMLA as well. If this happens, the laws’ provisions can run concurrently. In other words, an employee may be off work receiving workers’ compensation benefits, and the time off is counted against the employee’s applicable 12-week entitlement to job-protected FMLA leave.

    In situations where both the FMLA and workers’ compensation laws apply, employers must provide leave under whichever law provides the greater rights and benefits to employees. Therefore, employers cannot require a worker to take time off under FMLA instead of workers’ compensation if the person’s injury makes them eligible for the benefits of workers’ compensation.

    Get a Free Initial Review From a Workers’ Comp Attorney

    Workplace injuries can result in time off work, medical bills, and other complications, but your employer is required to carry workers’ compensation insurance for such events. It can all be quite confusing, particularly if your injuries are severe. If you have suffered an injury on the job and are in need of skilled legal assistance with a potential workers’ compensation claim, you can have an initial claim review absolutely free and with no obligations.