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How It’s Made – Car Doors! ~ Video

#How #It’s #Made #- #Car #Doors

How It's Made - Car Doors, NEF2.COM


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How It’s Made – Car Doors


How It's Made - Car Doors, REMMONT.COM

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How It’s Made – Car Doors


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Why You Should NOT Buy Car Parts At AutoZone O’reilley Auto Parts or Advanced Auto parts? ^ Video

#Why #You #Should #NOT #Buy #Car #Parts #At #AutoZone #O’reilley #Auto #Parts # #or #Advanced #Auto #parts

Why You Should NOT Buy Car Parts At AutoZone O'reilley Auto Parts  or Advanced Auto parts, NEF6.COM


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Why You Should NOT Buy Car Parts At AutoZone O’reilley Auto Parts or Advanced Auto parts


Why You Should NOT Buy Car Parts At AutoZone O'reilley Auto Parts  or Advanced Auto parts, REMMONT.COM

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Why You Should NOT Buy Car Parts At AutoZone O’reilley Auto Parts or Advanced Auto parts


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60 Worst Car Repair Ever Compilation 2018 – Fail Fix Car You Won’t Believe Exist! Part.23. / Video

#60 #Worst #Car #Repair #Ever #Compilation #2018 #- #Fail #Fix #Car #You #Won’t #Believe #Exist! #Part.23

60 Worst Car Repair Ever Compilation 2018 - Fail Fix Car You Won’t Believe Exist! Part.23, NEF6.COM


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60 Worst Car Repair Ever Compilation 2018 – Fail Fix Car You Won’t Believe Exist! Part.23


60 Worst Car Repair Ever Compilation 2018 - Fail Fix Car You Won’t Believe Exist! Part.23, REMMONT.COM

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60 Worst Car Repair Ever Compilation 2018 – Fail Fix Car You Won’t Believe Exist! Part.23


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Free Credit Report – Free Credit Score! – Video

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Free Credit Report - Free Credit Score, REMMONT.COM


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Free Credit Report – Free Credit Score


Free Credit Report - Free Credit Score, NEF2.COM

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How to make payments | Barclays Mobile Banking app? \ Video

#How #to #make #payments #| #Barclays #Mobile #Banking #app

How to make payments | Barclays Mobile Banking app, NEF2.COM


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How to make payments | Barclays Mobile Banking app


How to make payments | Barclays Mobile Banking app, NEF2.COM

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Understanding how to calculate Credit Card Interest! – Video

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Understanding how to calculate Credit Card Interest, NEF6.COM


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Understanding how to calculate Credit Card Interest


Understanding how to calculate Credit Card Interest, REMMONT.COM

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Understanding how to calculate Credit Card Interest


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Ford Credit Link? ) Video

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Ford Credit Link, REMMONT.COM


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Ford Credit Link


Ford Credit Link, NEF6.COM

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Pre-1965 Silver US Coins? @ Video

Pre-1965 Silver US Coins, NEF6.COM


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Pre-1965 Silver US Coins


Pre-1965 Silver US Coins, REMMONT.COM


Pre-1965 Silver US Coins

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The New Hotspot For Miami Beach Real Estate. @ Video

The New Hotspot For Miami Beach Real Estate, REMMONT.COM


#The #New #Hotspot #For #Miami #Beach #Real #Estate

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The New Hotspot For Miami Beach Real Estate


The New Hotspot For Miami Beach Real Estate, NEF6.COM


The New Hotspot For Miami Beach Real Estate

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Tough Interview for San Antonio Real Estate Broker. @ Video

#Tough #Interview #for #San #Antonio #Real #Estate #Broker

Tough Interview for San Antonio Real Estate Broker, REMMONT.COM


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Tough Interview for San Antonio Real Estate Broker


Tough Interview for San Antonio Real Estate Broker, NEF2.COM

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Anspruch elternzeit, anspruch elternzeit.

#Anspruch #elternzeit


Anspruch

Der Anspruch auf Elternzeit steht einer Vielzahl von Personen offen.

Die Voraussetzungen der Elternzeit sind in § 15 BEEG niedergelegt.

Wichtigste Voraussetzung ist das Bestehen eines Arbeitsverhältnisses, das sich nach deutschem Arbeitsrecht richtet, denn das Gesetz gilt grundsätzlich nur für Arbeitnehmer. Weiter muss auch ein Betreuungsverhältnis zum Kind bestehen. Will ein Elternteil Elternzeit beantragen und ist dieser nicht sorgeberechtigt, muss er die Zustimmung des Elternteils vorliegen, dem das Sorgerecht zusteht. Einen Anspruch auf Elternzeit kann jeder stellen, der das Kind im eigenen Familienhaushalt selbst betreut und erzieht u n d das Personensorgerecht hat, was auch durch Zustimmung des Sorgerechtsinhabers oder durch Adoptionspflege oder Vollzeitpflege gegeben sein kann.

Auch Großeltern haben die Möglicheit einer Elternzeit, wenn, unabhängig vom Alter des Enkelkindes, ihr Kind noch nicht das 21. Lebensjahr vollendet hat. Dadurch soll den Eltern der Abschluss der Schulausbildung ermöglicht werden. Minderjährige Eltern, die sich in einer Berufsausbildung befinden, können für sich selbst Elternzeit beantragen.

Neben den Großeltern haben auch Geschwister, Neffen oder Nichten der Eltern einen Anspruch auf Elternzeit, wenn die Eltern gestorben, schwerbehindert oder schwer erkrankt sind.

Nur Teilzeitarbeit während der Elternzeit

Ein Anspruch auf Elternzeit besteht nur, wenn nicht mehr als 30 Wochenstunden während der Elternzeit gearbeitet wird. Dadurch soll die Betreuung und Erziehung des Kindes im gemeinsamen Haushalt sichergestellt werden. Im Umkehrschluss ergibt sich aus der Regelung des § 15 Abs. 4 S. 1 BEEG, dass Teilzeitarbeit bis zur Grenze von 30 Stunden pro Woche während der Elternzeit möglich ist.

Die Art des Arbeitsverhältnisses ist rechtlich unerheblich. Elternzeit kann auch beanspruchen, wer einen Mini-Job hat, eine Teilzeitarbeit oder einen befristeten Arbeitsvertrag. Der befristete Arbeitsvertrag verlängert sich allerdings nicht durch die Elternzeit. Wird Elternzeit während einer Berufsausbildung genommen, so wird diese damit unterbrochen.




Inmobiliaria Les Dunes Benidorm venta de pisos, apartamentos en venta en benidorm.

#Apartamentos #en #venta #en #benidorm


Inmobiliaria Les Dunes Benidorm venta de pisos

Apartamentos en venta en benidorm

Apartamentos en venta en benidorm Apartamentos en venta en benidorm Apartamentos en venta en benidorm Apartamentos en venta en benidorm

  • INMOBILIARIA LES DUNES, S.L.
  • Avda. Mediterraneo nє 38
  • 03503 Benidorm (Alicante)
  • 96.680.36.35
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Portada

Agradecemos su visita a la nueva pбgina web de inmobiliaria Les Dunes. La hemos perfeccionado y ajustado a sus necesidades. Ahora es mucho mбs fбcil encontrar el inmueble que usted esta buscando. Si no han encontrado lo que querнan, no duden en contactar con nosotros y tanto nuestros experimentados comerciales, mбs de 20 aсos en el sector inmobiliario de Benidorm, como nuestros colaboradores intentaran satisfacer sus peticiones.

  • INMOBILIARIA LES DUNES, S.L.
  • Avda. Mediterraneo nє 38
  • 03503 Benidorm (Alicante)
  • 96.680.36.35
  • 96.680.36.35
  • 639.66.77.19
  • mбs

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Placke Immobilien GmbH & Co, usa immobilien.

#Usa #immobilien


Placke Immobilien GmbH Co. KG

Usa immobilien

Usa immobilien

Wir sind Mitglied im ivd

Hier ist Immobilienkompetenz zu Hause

Willkommen

Bereits seit Jahrtausenden begeistern Immobilien Menschen und nutzen Menschen Immobilien in unterschiedlichen Kulturen in aller Welt.

Diese Faszination und Begeisterung ist Inhalt aller unserer Handlungen im Umgang mit Ihren Immobilien.

Unternehmen

Auf Basis einer rund 20-jährigen Erfahrung in verschiedenen Bereichen der Immobilienwirtschaft bietet die Firma Placke Immobilien GmbH Co. KG ihren Kunden einen ganzheitlichen Immobilienservice.

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nach Privat- und Geschäftskunden

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Im Rahmen des Verkaufs und der Vermietung bzw. des Ankaufs und der Anmietung eines Objekts entstehen viele Fragen.

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5110 – Grundstück in Quickborn

R E S E R V I E R T : 5110 – Grundstück in Quickborn

ca. 1.014 m², ohne Altbestand, ruhige zentrale Lage, Bebauung nach §34 BauGB, KP 270.000,- €

5107 – 3-Zimmer-Wohnung in Henstedt-Ulzburg, OT Ulzburg

R E S E R V I E R T : 5107 – 3-Zimmer-Wohnung in Henstedt-Ulzburg, OT Ulzburg

ca. 82 m² Wfl., Bj. 1972, ruhige Lage, zentrumsnah, 1. OG, EBK, West-Balkon, Stellplatz, KP. 150.000,- €

5108 – Endreihenhaus in Henstedt-Ulzburg, OT Henstedt

N E U : 5108 – Endreihenhaus in Henstedt-Ulzburg, OT Henstedt

ca. 104 m² Wfl., ca. 30 m² ausgeb. Dachboden, ca. 318 m² Grdst., Bj. 1990, Einbauküche, Stellplatz, Gasheizung neu 2006, KP 290.000,-

5100-Praxis/Büro in Henstedt-Ulzburg

Usa immobilien

5100 – Praxis/Büro in Henstedt-Ulzburg

ca. 227 m² Nutzfläche, Bj. 1983, zentrale Lage, 2 Stellplätze, KP auf Anfrage

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Alquiler inmuebles urbanos obligaciones formales y fiscales, Gestoría Henares, inmuebles alquiler.

#Inmuebles #alquiler


Gestoría

Inmuebles alquilerLa regla general es que los alquileres están sujetos y no exentos de IVA, y por tanto, que el arrendador tenga que repercutir el IVA en los recibos al inquilino para posteriormente ingresarlo en Hacienda.

Sin embargo, como veremos a continuación, la casuística es amplia.

a.- Si el inmueble alquilado es un local o una vivienda utilizada para una actividad económica o profesional:

  • Si el arrendador es una sociedad:
    • Debe darse de alta en el IAE en el epígrafe correspondiente: 861.2.
    • Emitirá una factura mensual al inquilino en el que incluya como base el precio pactado en el contrato, repercutiendo el IVA correspondiente (21%) que ingresará en Hacienda trimestralmente mediante el modelo 303 y presentando el 390 anual, pudiéndose deducir el IVA soportado en las facturas de gastos necesarios para la obtención del alquiler.
    • Si el inquilino es un particular que, por ejemplo, utiliza el local como almacén, no habrá más obligaciones fiscales adicionales para la empresa que incorporar en su declaración del Impuesto sobre Sociedades (IS), los rendimientos obtenidos por dicho alquiler, deduciendo los gastos necesarios.
    • Pero si el inquilino es un empresario o profesional, u otra sociedad, éste tiene la obligación de retenerle en la factura un 21%, debiéndolo ingresar trimestralmente en Hacienda mediante el modelo 115 y presentar el 180 anual informativo.

    Por tanto, la factura quedará así: Base + IVA – Retención, siendo obligación del arrendador el ingreso en Hacienda del IVA y del arrendatario el de la Retención.

  • Sólo en el caso de que el arrendador empresa esté exenta de retenciones, su factura será exclusivamente Base + IVA, pero para ello, habrá de entregar al arrendatario el Certificado de Hacienda donde así se acredite.
  • Si el arrendador es un particular:
    • Tendrá similares obligaciones formales y fiscales que el arrendador-empresa, además de haber tenido que darse de alta en el Censo de Empresarios (036), con la única salvedad de que los rendimientos obtenidos del alquiler, los incluirá en su declaración anual del IRPF y no del IS.
    • Por tanto, su factura, si se realiza a un empresario, profesional o sociedad, deberá ser: Base + IVA – Retención, teniendo que presentar trimestralmente el modelo 303 de IVA y el 390 anual, e implicando para el inquilino la presentación a su vez, del 115 trimestral por las retenciones practicadas y el 180 anual, pues nunca podrá estar exenta de la práctica de la retención.

b.- Si el inmueble alquilado es utilizado como vivienda habitual, no se debe repercutir el IVA en la factura, y como el arrendatario será un particular no obligado a retener (o una empresa que alquila la vivienda para sus trabajadores, exenta de esa obligación), no habrá de practicarse retención alguna, por lo que la factura constará únicamente del importe pactado en el contrato.

Lógicamente, el resto de obligaciones fiscales serán similares al alquiler de locales: tributación por la diferencia entre los rendimientos obtenidos y los gastos deducibles necesarios para su obtención, ya sea en la declaración del IRPF o en del IS, dependiendo de si el arrendador es particular o empresa.




IDOI: Auto Insurance, liability car insurance rates.

#Liability #car #insurance #rates


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Auto Insurance

Selecting good auto insurance is important. However, our Department cannot recommend specific companies. You may choose from companies which have local or non local agents. The services of the local agent may be of importance when you buy the policy or when you have a claim. Agents can be ‘captive’ to only one insurance company or ‘independent’ and represent several companies. It is better to talk with more than one agent and more than one company while researching auto insurance.

Auto Policy Protection

Auto policies typically provide the following types of coverage:

Pays, up to the limits of the policy, for injuries to other people you cause with your car.

  • Property Damage Liability:

    Pays, up to the limits of the policy, for damage to other people’s property caused by your car.

  • Medical Payments:

    Pays medical bills incurred by you and usually your passengers, up to the limits of the policy, if injured while riding in, entering or getting out of the car.

  • Collision:

    Subject to a deductible. It will pay for damage to your car caused by collision or upset.

  • Comprehensive:

    Pays for damages to your car caused by perils other then collision or upset. This includes such losses as theft, fire, a windstorm and glass breakage. A deductible may apply.

  • Other:

    There are other coverage’s such as towing and car rental which may be available.

  • Setting Rates

    Our Department does not set auto rates. However, companies must file their rates and forms with us before they are implemented. If the rates are fair, adequate, and not excessive or unfairly discriminatory, the companies may use them. This permits competition to exist and enables Indiana citizens to buy insurance at a fair price. The rates are open for public inspection.

    Automobile Rates

    Automobile Rates vary according to many factors. When comparing costs, be sure each company is quoting on the same basis. The least expensive policy is not always the best policy. Some rating factors insurance companies may use are:

    • Age and Sex
    • Marital Status
    • Driver Record
    • Car Use
    • Place of Residence
    • Policy Limits
    • Deductibles
    • Type of Car
    • Driver Training
    • Claims History
    • Credit Scores

    Cancellation or Non-Renewal Restrictions

    Insurance companies must follow certain guidelines to cancel or non-renew an insurance policy in Indiana. Insurance companies may cancel your policy within the first 60 days of a new policy. After your policy is in effect 60 days, the company cannot cancel except for certain reasons, such as your failure to pay the premium or losing your license to drive. At the end of the policy period, the company may refuse to renew your policy, but they must give you 20 days advance notice.

    Auto Damages/Injuries from Uninsured Motorists

    Each newly written Indiana auto liability policy must include uninsured and underinsured motorist’s coverage unless you reject this in writing. Minimum liability limits are:

    • Uninsured Motorists: Bodily Injury: $25,000/$50,000
    • Property Damage: $25,000
    • Under insured Motorists: Bodily Injury: $50,000

    The uninsured and underinsured motorists coverage allows you to collect these damages from your own insurance company.

    What is a Certificate of Compliance?

    A Certificate of Compliance is a form that must be filed by your auto liability insurance agent after an accident or following a traffic violation. Filing this form certifies your financial responsibility. This form is required by the Indiana Bureau of Motor Vehicles.

    DO NOT SEND ANY COMPLETED Certificates of Compliance to the IDOI. It will not reach the BMV, and you could end up losing your driving privileges for failure to file it.

    Turned down by an Insurance Company?

    You can apply for the Indiana Auto Insurance Plan through any insurance agent in Indiana. Each insurance company licensed in Indiana may participate in this program by taking its share of the drivers who have difficulty buying insurance.




    Top Ten Insurance Companies in the United States, The Truth About, top 10 life insurance companies usa.

    #Top #10 #life #insurance #companies #usa


    Top Ten Insurance Companies in the United States

    Top 10 life insurance companies usa

    There are a number of companies, such as A.M. Best and Standard Poor s, which rate insurance providers on various financial strength aspects in order to help consumers make more informed decisions (insurance company ratings).

    If you re in the market for insurance, you should look for an organization that s been around a while, with a proven ability to repay claims if you re involved in an accident.

    After all, it s a lot more likely an insurer will pay your insurance claim if they re still in business

    Each state also has a department of insurance that monitors the financial status of insurance companies and regulates their practices.

    That being said, here are the the top insurance companies in the United States by market share (not necessarily quality), according to the NAIC.com:

    Top 10 Insurance Companies

    1. State Farm Insurance Group

    2. Liberty Mutual Insurance Group (also owns Safeco)

    3. Allstate Insurance Group (also owns Esurance)

    4. Berkshire Hathaway Group (also owns Geico)

    5. Travelers Insurance Company

    6. Farmer s Insurance Group (also owns 21st Century Insurance)

    7. Nationwide Insurance Company

    8. American International Group (AIG)

    9. Progressive Insurance Group

    10. AAA Insurance Company

    *This list is based on data from 3/31/2014.

    By top, they mean the largest insurance companies, not necessarily the best insurance companies . Remember, bigger isn t always better, and in many cases could mean more red tape and hassle when dealing with them. And even a higher price!

    Insurance companies, much like other large corporations, don t always specialize in just one thing. However, they do tend to stick to insurance and financial services.

    The insurance companies listed above may offer a combination of property, casualty, life, and/or health insurance coverage, along with an array of financial products as well. But the rankings are based on property and casualty lines only.

    There are thousands of insurance companies out there to choose from; some focus on only one type of insurance or one specific region of the United States. For those reasons, they may not be on this list, despite being great companies.

    It s certainly not necessary to purchase an insurance policy from one of the companies listed above to ensure you receive adequate coverage and service.

    In fact, it s recommended that you obtain insurance quotes online and consult with an independent insurance agent so you can compare your options and get the best possible price.


    Allenglobe Inmobiliaria, pisos alquiler alicante.

    #Pisos #alquiler #alicante


    Allenglobe Oviedo Principal

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    Información franquicias

    33002 Oviedo, Asturias

    Inmobiliarias

    • Oviedo Principal
    • Oviedo Centro
    • Oviedo Plaza América
    • Gijón
    • Llanes (Asturias)
    • Valencia

    Pisos alquiler alicante NacPremier Madrid, Barcelona, Sevilla, Marbella, León, Valladolid, Vigo, Cantabria, Bilbao, San Sebastián, Vitoria, Logroño, Zaragoza, Huesca, Pamplona, Tarragona, Murcia, Alicante, Córdoba, Cádiz, Almeria.

    Pisos alquiler alicante

    Todas las oficinas Allenglobe poseen gestión individual y son jurídicamente independientes

    • Desarrollado Saresoft
    • Tecnología Inmotek

    La información contenida en esta web es orientativa y no tiene carácter vinculante


    New York Car Insurance from Nationwide, ny car insurance rates.

    #Ny #car #insurance #rates


    New York Auto Insurance

    Feel secure knowing you have an insurance provider you can rely on.

    Search all New York Agents

    New York Links

    Whether you’re commuting to the Big Apple, escaping to tranquil Saratoga Springs or road tripping to the Catskills, New York offers many exciting, world-renowned destinations. But before you head out again, know that Nationwide can offer dependable protection for you and your car anywhere in the Empire State.

    Before you get a quote, make sure to visit our New York Auto Coverage page to learn your state’s minimum coverage requirements.

    Take advantage of Nationwide’s features

    Nationwide makes it easy for you to find dependable auto insurance in New York. We can show you options so you can choose the coverage that’s right for your needs, goals and budget. Explore the features below to learn more about what we can offer you:

    Ny car insurance rates

    On Your Side ® Claims Service

    Choose a shop in our network to get a written guarantee on repairs for as long as you own your vehicle. 1

    Ny car insurance rates

    Discounts Helping You Save

    We offer many ways to help lower your auto insurance rates. See the many ways you can save with qualifying discounts.

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    95% of Members Would Recommend Nationwide

    Learn why so many of our members would recommend us to friends and family. 2

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    SmartRide ® Program

    SmartRide rewards safe driving. Get an instant discount when you sign up. The safer you drive, the higher the discount you could earn. 3

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    On Your Side ® Review

    Enjoy a free consultation with an agent who’s here to help you get the protection you need at the price that’s right for you.

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    Resources at Your Fingertips

    Make payments, print ID cards, report claims and more, quickly and easily online. We even have a mobile app for on-the-go account access.

    Find local agents in your neighborhood

    We have Nationwide agents throughout New York. Search for your local agent.

    Protect your home and car

    Nationwide offers a full range of insurance and financial products in New York for your home, car, family and financial security. Simplify your life and save more by bundling your coverage. Check out our other policies for New York residents.

    Insurance terms, definition and explanations are intended for informational purposes only and do not in any way replace of modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by State, and exclusions may apply.

    [1] Guarantee is limited to alternative parts identified on appraisal and used in repair. Also, work performed at an On Your Side Auto Repair Center includes workmanship guarantee. For informational purposes only. Program terms and conditions are controlling.

    [3] Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and remains until drivers or vehicles on the policy change.


    Viajar con niños: buenas ideas para unas vacaciones en familia, viajar con niños por españa.

    #Viajar #con #niños #por #españa


    Viajar con niños: buenas ideas para unas vacaciones en familia

    Hoteles. Playas familiares. Circo en un parque temático y un hotel en un carro gitano. Diez planes para este verano

    Hoteles. Playas familiares. Circo en un parque temático y un hotel en un carro gitano. Diez planes para este verano

    1 2 3 4 5 6 7 8 9 10

    Playa en Fuerteventura

    El grupo Pierre Vacances, referencia del turismo familiar en Francia que empieza a poner sus picas en España, acaba de inaugurar el resort más extenso (en metros cuadrados) de las Islas Canarias, el Club Fuerteventura Origo Mare. Son más de 120 hectáreas de terreno, con 323 casas, todas ellas de planta baja y con jardín propio. Disponen de cuarenta actividades deportivas y de animación, cinco puntos de restauración, una zona «acualúdica» de unos mil metros cuadrados, seis piscinas…

    Carros cíngaros en el País Vasco

    ¿Un tradicional carro del pueblo gitano para dormir? Eso nos propone Cabanes als Arbres, empresa que en 2009 inauguró en Sant Hilari de Sacalm (Gerona) un hotel con cabañas construidas en los árboles. Allí siguen, por si aún no ha probado la experiencia. Su última aventura nos lleva a Zeanuri, Vizcaya, donde han inaugurado nuevas cabañas, situadas a 17 metros de altura, y cuatro carros de madera con capacidad para cuatro personas.

    Eco-resort en Portugal

    Es este uno de los proyectos hoteleros más premiados de Portugal por su diseño, obra de Luís Rebelo de Andrade. Está a poco más de una hora de Oporto, en el Parque de Pedras Salgadas. Los visitantes encontrarán cabañas ecológicas de lujo, casas de árbol (aquí, más bien casas entre los árboles) y un spa termal, renovado por el arquitecto Siza Vieira. La idea sirve tanto para una escapada romántica (en la habitación que muestra la foto) como para una reunión familiar (en las cabañas).

    El Caribe en Punta Umbría (Huelva)

    El Barceló Punta Umbría Beach Resort es uno de los mejores hoteles españoles «estilo Caribe». A saber: playa excelente, sistema todo incluido, animación, restaurantes temáticos, actividades…Un detalle tentador: la propuesta Barcy Aventura, que invita a los niños a hacer una acampada con monitores y así los padres pueden contar con alguna «noche libre».

    El barco más grande del mundo

    El Oasis y el Allure of the Seas, de Royal Caribbean, han puesto proa a España. El primero llegará a Barcelona el próximo 13 de septiembre. Tiene previstas tres salidas. Las dos primeras, el 13 y 18 de septiembre: cruceros de 5 noches con escalas en Roma y Nápoles/Capri. La tercera posibilidad, el 23 de septiembre, es algo más larga, 7 noches, también desde Barcelona haciendo escala en Málaga y Vigo hasta llegar a Róterdam. En cuanto al Allure, habrá que esperar a 2015, cuando realizará cruceros de siete noches durante toda la temporada de verano desde Barcelona.

    Cirque du Soleil, en PortAventura

    El Cirque du Soleil representará en PortAventura, del 11 de julio al 30 de agosto, uno de sus espectáculos, Kooza. Será la primera vez que una de las «divisiones» de este circo canadiense muestre sus habilidades en un resort vacacional europeo. Kooza se presenta como una aventura llena de fantasía, que recupera las raíces del circo más tradicional. Como complemento, una espectacular banda sonora y el sello característico de este grupo que asombra al mundo desde 1984.

    Solo con niños, en Menorca

    Un hotel pensado exclusivamente para las familias. Y desde ese punto de vista se le suele considerar uno de los mejores del mundo. Entre sus «detalles», animadores multilingües, clubs para cada grupo de edad (0-3 años, 4-6. y así sucesivamente), guardería durante el almuerzo y la cena, apartamentos amplios y muy preparados para los más pequeños. Platges de Son Bou está a ocho kilómetros de Alaior, y es un arenal largo (2,4 kilómetros), de aguas cristalinas, familiar, perfecto para el descanso y los deportes acuáticos.

    Medusas para ver en Tenerife

    Loro Parque es un gran plan para un día sin playa. Los espectáculos de animales o el ir y venir por la jungla dejarán sin palabras a los más pequeños. Esta primavera ha inaugurado «Aqua Viva», un nuevo acuario de más de 100.000 litros de agua de mar en el que se mueven cientos de medusas. Son animales que dan miedo con los pies descalzos , pero, en cautividad, su belleza provoca sorpresa y admiración.

    Dinosaurios en La Rioja

    Enciso está a dos pasos de la frontera con Soria, en una carretera en zigzag rodeada de riscos. Allí se levanta el Barranco Perdido, un parque temático alrededor del «turismo de dinosaurios» que tanto ha crecido en esta Comunidad. En los pueblos de alrededor hay otras muchas huellas de estos animales que tanto cautivan nuestra imaginación. Sobre todo en Munilla. Merece la pena el desvío. Allí, Esther y Nacho han abierto un par de casas rurales bajo el nombre de Riojania, decoradas con mucho mimo y con parte de su colección de antigüedades.

    Oliva: Mediterráneo sin agobios

    Está a una hora de Valencia en dirección Alicante, y conquistará a quien no espere un paseo marítimo lleno de restaurantes ni locales de ocio. La playa es excelente y larga, muy larga, inmejorable para pasear y para encontrar espacios vacíos. Un buen hotel de la zona es el Oliva Nova Beach Golf Resort: se puede elegir entre habitaciones convencionales o apartamentos.


    Where It s Easy to Compare Car Insurance Quotes, automobile insurance.

    #Automobile #insurance


    Auto Insurance Quotes for Every Vehicle

    If you are like most drivers, the thought of having to spend valuable time researching vehicle coverage, rates and providers is unsettling at best. Thankfully, you have discovered the ultimate resource for online car insurance quotes and information. We are confident you will save money by using our free, no hassle service.

    We Have Done the Research for You

    Not sure how much it will cost to insure your automobile? We have tirelessly researched every single make and model to deliver you exclusive information and compelling articles that pertain to protecting your specific vehicle. You can use this personalized information to save money without hassles. To start, you can compare the average cost to cover a specific model in your locality. It is important to have a frame of reference when shopping, making the ability to easily compare policies vital. Next, you will learn about the different types of coverage and how to customize a plan that gives you adequate protection.

    Avoid Hassles and Save

    We value your time and strategically designed our site to be easy to navigate with minimal effort. You won’t have to waste time searching for applicable auto insurance information. Whether you are looking to buy a car and need to protect your investment or you want to see if you can lower your premiums by switching to a different plan, we have you covered! Our in-depth articles examine and dissect pertinent information ranging from coverage types such as comprehensive or liability to the claims process. Finally, you can use this vital information to receive free, customized quotes without any commitment to buy. It doesn’t matter what kind of car or truck you drive – we have partnered with many different reputable insurers to bring you relevant, unbiased information in addition to unbeatable rates and unmatched customer service. You will never have to search high and low for the best rate or waste time filling out complicated paperwork. We have made it extremely easy to get the cheapest plan by taking much of the guesswork out of the process.


    Anwalt Hannover – Rechtsanwalt – Fachanwalt, RAe im Pelikanviertel, anwalt hannover.

    #Anwalt #hannover


    Für Ihr Recht – Für Ihren Erfolg.

    »Dammeyer Ryssel Rißling«

    Bestens beraten von A bis Z – von Ihrem Anwalt

    Immer komplexer gestalten sich zunehmend Gesetze, deren Novellierungen, Vorschriften, Reformen und, und, und… Die Wert- und Moralvorstellungen unserer Gesellschaft sind stetig im Wandel. Geht es darum, Recht zu bekommen, oder sieht man sich selbst den Vorwürfen anderer ausgesetzt, bleibt oft nur der Weg zum Rechtsanwalt.

    Wir sind überzeugt, dass das immer größer werdende Spektrum an Rechtsgebieten, Rechtsquellen und Rechtsauffassungen ganzheitlich und kompetent nicht mehr nur von einem Rechtsberater abgedeckt werden kann. „Dammeyer Ryssel Rißling“ steht daher für ein Team von acht Anwälten, jeder auf seinen juristischen Schwerpunkt spezialisiert, mit umfassendem Know-how sowie langjähriger Praxis.

    Auch Fachanwälte mit Zertifikat sowie Mediatoren stehen Ihnen bei besonderen Sachverhalten zur Verfügung und Seite. Von A bis Z.

    Bestens betreut – ob Privatperson oder Unternehmer

    Stets den juristischen Erfolg im Fokus, steht bei uns als Anwalt der Mensch im Vordergrund. So differenziert und individuell sich die unterschiedlichen Lebensumstände und -bereiche darstellen, so umfassend sind unsere Erfahrungen und Kenntnisse im Straf- und Zivilrecht.

    Auch für wirtschafts- und verwaltungsrechtlich relevante Fragen von Unternehmen oder anderen Institutionen sind wir kompetente Ansprechpartner und suchen in enger und vertrauensvoller Kooperation mit unserer Mandantschaft die richtige Vorgehensweise, wobei wir primär Konfliktvermeidung anstreben.

    Dass wir intensiv recherchieren, sämtliche zur Verfügung stehenden Ressourcen und Mittel ausnutzen und uns voll und ganz auf die Sache konzentrieren, ist nicht nur selbstverständlich, sondern bestimmt unser tägliches Denken und Handeln.

    Haben Sie noch Zweifel, ob wir „die Richtigen“ für Sie sind? Dann lassen Sie uns das einfach gemeinsam in einem ersten Gespräch herausfinden!


    Seguros de coches, ranking calidad aseguradoras, comparativa seguros automovil.

    #Comparativa #seguros #automovil


    Seguros

    Precios online de mбs de veinte aseguradoras. En menos de tres minutos y rellenando un solo formulario.

    Elige el automуvil, y podrбs calcular el precio de seguros, analizar la calidad de la pуliza, y la relaciуn CALIDAD-PRECIO.

    Ranking calidad de seguros

    Es la pуliza mas bбsica que ofrece hoy en dнa una aseguradora, y en la mayorнa incluyen las coberturas de: responsabilidad civil (pago de daсos causados a terceras personas), defensa jurнdica (defensa en juicios y reclamaciуn a terceros cuando la culpa es de otro), seguro del conductor (indemnizaciуn por daсos fнsicos en un accidente al conductor y asistencia sanitaria) y asistencia en viaje (nos ponen una grъa para llevar el coche en caso de averнa o accidente, y traslado de las personas).

    Ademбs de las coberturas de la pуliza a terceros, se incluye la cobertura de lunas (que es el cambio de los cristales delantero, trasero y laterales en caso de rotura, o su arreglo si fuera posible). Este tipo de pуliza es importante tambi n porque al incluir las lunas, implica que tambi n incluye coberturas que las cubre el Consorcio de Compensaciуn de Seguros en casos de catбstrofes (por ejemplo, una inundaciуn)

    Tambi n se conoce esta pуliza como ”terceros ampliado”, e incluye, ademбs de las prestaciones de una pуliza bбsica a terceros, las coberturas de lunas, el incendio y robo..

    Es la pуliza que hace que, se tenga o no la culpa del siniestro, la aseguradora nos arregle el coche. La diferencia con respecto a la pуliza anterior es que se incluye la cobertura de ”daсos propios , es decir, que la compaснa arregla el coche cuando la culpa es nuestra. En esta pуliza se incluye una franquicia, es decir, una cantidad de dinero que debe pagar el asegurado de su bolsillo en el caso de que arreglo del coche y sea culpable del accidente.

    Es la mejor pуliza que una compaснa puede ofrecer a sus clientes. La diferencia con respecto a la anterior es que en este tipo de pуlizas no se aplica ninguna franquicia, es decir ”todo” lo paga la aseguradora.

    Los datos del conductor / vehнculo ”standard” son los siguientes:


    FCA e Banca Intesa insieme per il Noleggio a Lungo Termine, rent car lungo termine privati.

    #Rent #car #lungo #termine #privati


    Rent car lungo termine privati

    FCA e Banca Intesa insieme per il Noleggio a Lungo Termine.

    28 ottobre 2014 – posted on Blog

    Il Gruppo FCA e Banca Intesa San Paolo sono due tra i main sponsor di Expo 2015.

    Ma il rapporto tra i due colossi non si limita a programmare iniziative di marketing in vista della kermesse mondiale del prossimo anno, ma sta per concludersi con un accordo commerciale “di peso”. Ovvero la distribuzione di servizi di mobilità ai clienti delle banche del Gruppo Intesa.

    Questo tipo di iniziative non è nuova: circa 10 anni fa, per esempio, il rilancio della Smart fu affidato anche a un accordo di distribuzione attraverso il circuito bancario dell’allora Banca di Roma .In seguito molte case costruttrici e società di noleggio hanno siglato accordi con istituti di credito, basandosi sul principio che la banca è uno dei primari punti di riferimento per le piccole e medie imprese, per gli artigiani, per i professionisti e anche per i privati.

    L’accordo tra Fiat e Banca Intesa non si limiterà semplicemente alla proposta di formule di noleggio a canoni aggressivi per i correntisti, ma permetterà di offrire diverse soluzioni d’acquisto e anche di servizi di post-vendita. L’ispirazione del progetto è dovuta allo sviluppo di nuovi prodotti e servizi che sono sempre più vicini ai bisogni di privati e piccoli imprenditori, semplificando l’acquisto e rendendo più semplice l’identificazione di un costo unico mensile per le esigenze di mobilità. In sostanza si tratta dell’enfatizzazione del concetto di noleggio a lungo termine: costi certi, pianificabili, facilmente identificabili, senza sorprese di costi aggiuntivi non previsti.

    Come spesso è avvenuto negli ultimi anni, il Gruppo Fiat si dimostra molto ben disposto all’innovazione: in sostanza sta mettendo a punto un nuovo modello di distribuzione automobilistica per migliorare la mobilità quotidiana: poco tempo fa ha iniziato promuovendo una delle più importanti iniziative di car sharing (enjoy), oggi sviluppando un progetto con un gruppo bancario che conta 11,5 milioni di clienti e che, anch’esso, si contraddistingue per uno spirito fortemente votato all’innovazione.

    Il web sarà protagonista assoluto di questa partnership: sarà disponibile infatti un applicativo per poter effettuare preventivi di noleggio online e consultare le offerte promozionali di prodotti e servizi. Insomma: la mobilità 2.0 di cui si parla da anni con questa iniziativa fa un deciso balzo in avanti.


    Abogados de inmigracion visa usa americanas, bogota, Colombia, estados unidos, USA, embajada americana, consulado, requisitos para, turista, estudiante, us embassy, tramites, formulario, documentos, papeles, renovacion, solicitud, negocios, VISAS, inmigrante, derecho comercial, adoptar niсos, abogados medellin.

    #Abogados #medellin


    Quienes Somos

    Olarte Abogados Asociados fue fundada en 1995. La firma fue creada por la necesidad de una representaciуn legal responsable y йtica para las personas que desean inmigrar a los Estados Unidos, ya sea temporal o permanentemente. Los socios han presentado seminarios en Bogotб, Medellнn, Cali etc. Asн, la firma sirve a las personas, tanto en los Estados Unidos como en su paнs de origen Bogotб Colombia

    El lema de nuestra firma es HACER LAS COSAS BIEN . Esto se refiere a seguir los procedimientos correctos para obtener las visas de inmigrante y no inmigrante de forma legal, verdadera y йtica.

    Contamos con Abogados especializados en Colombia y en USA en Derecho de Inmigraciуn y Derecho Comercial.

    Abogados medellin

    Abogados medellin

    Abogados medellin

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    Estudio Derecho y Ciencias polнticas en la Universidad libre.

    Abogado litigante por mas de 21 aсos especialista en Derecho comercial, Inmigraciуn y naturalizaciуn a Estados Unidos y a Colombia

    Participante en las negociaciones del TLC entre Colombia y Estados Unidos en la Ronda de Negociaciones en la Ciudad de Atlanta.

    Asesor de la Embajada de Colombia en Washington sobre temas de Inmigraciуn.

    Conferencista en diferentes eventos y escenarios dentro de los cuales estбn : Cбmara de Comercio Colombo Americana, World Trade Center, Enterprise Florida, Cбmara de Comercio Ecuatoriano Americana etc.

    Presidente de Prodecol USA en Atlanta, compaсia consultora y asesora a nivel internacional en el tema de la Inmigraciуn a Estados Unidos, creaciуn de sociedades en Estados Unidos, asesorнa para visas E1 y E2.

    Abogados medellin

    Abogados medellin

    Sabia Usted que hay mas de 20 tipos de visas para conseguir la visa americana?

    Sr Empresario Ya esta preparado para el TLC Ya tiene su visa a USA?

    Usted es empleado de una multinacional y aun no tiene su visa americana?

    Tiene como objetivo conseguir la visa a Estados Unidos?

    Reconocidos Artistas y Figuras Publicas Han Confiado en nuestros servicios: Carolina Cruz, Claudia Palacios, Patricia Yanioth, Ronald Ayazo, etc.

    Asesorнa, Representaciуn y Asistencia Legal en asuntos de inmigraciуn para Colombianos que van a viajar USA

    Experimentados abogados especialistas en procesos de inmigraciуn, preparamos su caso con el diligenciamiento correcto de todos los requisitos legales para obtener el йxito en su peticiуn.

    Usted conocerб con nosotros las posibilidades de su permanencia temporal o total en Estados Unidos.

    Contrario a lo que muchos piensan, obtener visa para los Estados Unidos, invertir, trabajar y vivir allн es muy fбcil si cumplimos determinados requisitos. Nosotros nos encargamos de enseсбrselos.

    Usted Podrнa calificar para una visa americana:

    Inmigraciуn y Naturalizaciуn

    Visas de negocios

    Visas de cortesнa

    Consecuciуn de todo tipos de visas: L1,E1,E2,H1B etc..

    Residencia por medio de certificaciуn laboral

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    Asesorнa y Servicios legales en Colombia y en Estados Unidos

    Visas de Inmigrante Basadas en Peticiуn de Empleador o Peticiуn de Familiares

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    Extensiуn de Estadнa

    Casos en Cortes

    Trabajo para Estudiantes en Vacaciones

    Otras dependiendo el caso

    USTED SE ESTA HACIENDO ESTAS PREGUNTAS?

    їQue me permite ir hacer mi visa de turista?

    Puedo ir hacer negocios con la visa de turista . que se entiende por negocios?

    їCuanto dinero o inversiуn necesito para una visa de inversionista?

    Puedo sacar una visa de Comerciante?

    їQue clases de compaснas puedo crear en los Estados Unidos?

    їPuedo tramitar una visa de trabajo desde mi paнs de origen ?

    їTengo una Sociedad aquн. Puedo establecer otra igual en Estados Unidos? a que visa calificarнa si hago esto?

    їQue clase de inversiуn debo hacer para que me otorguen una visa de inversionista.

    їSi invierto en Finca raнz, puedo tener la visa de inversionista o tener residencia?

    їNo poseo extractos Bancarios como demuestro la solvencia ?

    me negaron una visa. їPuedo volver a solicitarla, cuantas veces ?

    їNo tengo bienes, soy soltero. que hago para que me otorguen la visa?

    їPara la cita en la Embajada deben mis hijos presentarse conmigo ?

    їPuede mi compaсera permanente tener una visa, aunque no somos casados pero si vivimos juntos ?

    їHace unos meses me negaron una visa de turismo. Puedo solicitar una de trabajo ?

    їEstoy interesado en una visa F para estudiar Inglйs. Que debo hacer ?

    ї No me he graduado, no soy profesional, con tнtulo Universitario, puedo aspirar a una visa de trabajo?

    їMe perjudica decir que tengo familiares que viven en Estados Unidos ?

    ї Cuando entre a USA me dieron SEIS MESES de estadнa. Es recomendable quedarme todo ese tiempo allб legalmente?

    le aprobaron la visa a mi esposo a mi me dijeron que iva a entrar mi solicitud a una investigaciуn Administrativa. que debo hacer?

    Me cancelaron mi visa no se porque, que debo hacer?

    Yo tengo relaciones comerciales con USA, se que puedo calificar para una visa E1, que debo hacer?

    Mi Padre que es residente me puede pedir?

    Mi novio puede tramitar una visa de prometida para yo entrar a USA y luego me caso allн ?

    Uds me pueden tramitar un waiver o perdуn, ya que incumplн con las leyes de inmigraciуn?

    Y muchas mas preguntas.

    ESTAS SON LAS FORMAS EN QUE LO PODEMOS ASESORAR:

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    Ayuda legal para Diligenciar la nueva solicitud electrуnica de visa DS-160

    Cita para la visa en la Embajada de USA

    RECOMENDACIONES IMPORTANTES PARA USTED:

    Muchнsimas visas no son otorgadas por fallas en el correcto llenado de los requisitos y el mal diligenciamiento de los formularios. Su viaje es una inversiуn. Prepбrese bien. Prepбrese profesionalmente. Gran cantidad de casos se rechazan por fraude. Por ello no debe acudirse en ningъn caso a desconocidos ni intermediarios o gestores. No permita que su documentaciуn se manipule por terceros sobre los cuales no tenga la seguridad de su profesiуn y actividades. Oficinas

    Desconfнe de los vendedores de falsas ilusiones. No hay influencias. Si le ofrecen esto, estбn tratando de timarlo simplemente. Sus proyectos son demasiado importantes para dejarlos en manos NO profesionales.

    ABOGADOS ESPECIALISTAS EN COLOMBIA PARA :

    DERECHO DE FAMILIA

    Adopciones para extranjeros

    Matrimonio para extranjeros

    їComo me puedo casar con una Colombiana?

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    Sociedad Anуnima Simplificada SAS ( Constituciуn )

    ї Como puedo crear una Compaснa en Colombia ?

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    Reconocidos Artistas y Figuras Publicas Han Confiado en nuestros servicios: Carolina Cruz, Claudia Palacios, Patricia Yanioth, Ronald Ayazo, etc.


    Escritorio Jaso y Jaso – Negocios Rurales, negocios rurales.

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    Nuestro servicio personalizado, serio y responsable nos permite defender de la mejor manera su negocio. Acérquese a nosotros y conozca las mejores opciones para comercializar sus haciendas y maximizar su rentabilidad

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    Negocios rurales

    A través de una infografía elaborada por El País, se muestra qué reclama el campo y la posición del gobierno. Con antecedentes de movilizaciones y cifras de la realidad de distintos rubros de la producción nacional.

    La mayor movilización que se recuerde en Trinidad: 10 Km. de caravana

    Negocios rurales

    En la mañana de este sábado se concretó la movilización en Trinidad, donde unos 400 vehículos, además de caballos, maquinaria formaron una caravana de unos 10 km. Guillermo Villa fue el orador y dijo que “ver la cantidad de gente, en los más de 30 años que estoy en Flores […]

    Otra multitudinaria marcha: en San Carlos 15 km. de vehículos

    Negocios rurales

    Javier Falco, presidente de la Fomento Rural de Maldonado leyó la proclama entre cientos de productores, comerciantes y trabajadores en San Carlos, donde luego realizó una marcha que comprendía unos 15 km. de caravana. Tras la proclama, un productor del departamento expuso cuál es su realidad generando un aplauso generalizado. […]

    Para Uriarte, “Conciencia Agropecuaria” es que dejen trabajar al productor

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    Online Medical Coding Certificate – School of Informatics and Computing: IUPUI, medical billing certification courses.

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    Online Medical Coding Certificate

    Reviewing patient records and getting vital health data where it needs to go relies on medical coding. In the Information Age, this system of universal code numbers assures the timely flow of medical data anywhere in the nation or world.

    By earning your medical coding certificate through the IU School of Informatics and Computing at IUPUI, you can take your courses online, for maximum convenience. You can even apply credit earned for the certificate toward our Bachelor of Science in health information management.

    Certification

    Graduates are eligible to seek the Certified Coding Associate (CCA) credential offered by the American Health Information Management Association (AHIMA). This certification distinguishes coders who exhibit commitment and demonstrate coding competencies across all settings, including hospitals and physician practices.

    A critical part of the health information work flow

    Medical coders ensure that insurance companies have the right information and patients know their billing and payment options. Accurate coding gets bills paid, patient data organized, and insurance information verified.

    With proper medical coding:

    • Health care providers can precisely record patients’ care, so crucial procedures don’t get missed.
    • Tests and screenings aren’t needlessly repeated, which means patients don’t pay more than they should.
    • Insurers can quickly reimburse providers.

    The increasing reliance on data

    To make valid decisions, accurate information is key. The medical coder carefully reviews health records for accurate coding and billing. By earning this certificate, you’ll learn to understand medical terminology, private payer policies, and government regulations.

    Electronic health records allow doctors, hospitals, and other providers to quickly share information, leading to swift and informed medical decision-making. This information holds great potential as a Big Data resource for analyzing specific codes—a method of studying how conditions progress and are treated on a mega scale.

    Emerging technology issues

    Data security and patient privacy are paramount in the age of electronic record-keeping. As you earn your certificate, you’ll not only gain understanding of medical coding and reimbursement systems, but also learn:

    • The latest principles in the emerging field of information governance.
    • Legal and ethical concepts of confidentiality and privacy in medicine and health care.

    Projected employment growth for medical coders from 2012 to 2022

    Careers in medical coding

    Medical coders audit inpatient/outpatient health records (both paper and electronic) for appropriate ICD-9/ICD-10 and/or CPT code assignment. Coders also aid in revenue cycle auditing. Medical coders work in hospitals, physician offices, group practices, and insurance companies.

    A certificate in medical coding can be the foundation for a variety of positions, including:

    Plan of study

    The medical coding certificate is a 28-credit-hour program focusing on pathophysiology, pharmacology, coding, medical reimbursement, and basic concepts of health information and is designed to better prepare you to sit for industry standard certifications.

    The curriculum includes a unique professional practicum component that integrates classroom instruction with applied, technical experience in an actual health care facility.

    Prerequisites (12 cr.)

    • BIOL-N 207 Physiology for Health Care Management (3 cr.) (Fall)
    • BIOL-N 211 Anatomy for Health Care Management (3 cr.) (Spring)
    • HIM M110 Computer Concepts for Health Information (3 cr.)
    • HIM M330 Medical Terminology (3 cr.)

    Required courses

    Fall semester (12 cr.)

    • HIM M325 Health Care Information Requirements and Standards (3 cr.)
    • INFO I400 Information Governance (3 cr.)
    • HIM M350 Pathophysiology Pharmacology for HIM I (3 cr.)
    • HIM M355 ICD-10-CM/PCS Coding (3 cr.)

    Spring semester (16 cr.)

    • HIM M351 Pathophysiology Pharmacology for HIM II (3 cr.)
    • HIM M358 CPT Coding (3 cr.)
    • HIM M345 Health Care Law, Ethics, and Information Release (3 cr.)
    • HIM M470 Health Care Reimbursement Systems (3 cr.)
    • HIM M457 Practicum in Medical Coding (4 cr.)

    All courses require a minimum grade of C to be considered as successfully completed and to apply towards graduation.

    This plan of study is subject to revision. Please consult an academic advisor each semester prior to registration.

    Getting started

    Prospective students must first be admitted to IUPUI as an undergraduate student. You must also acquire knowledge of anatomy, physiology, and database design through the completion of designated prerequisites with a minimum grade of C (2.0). Students must achieve a minimum cumulative G.P.A. of 2.5 to begin courses.

    Fulfilling the Promise

    Medical billing certification courses Copyright 2018 The Trustees of Indiana University , Copyright Complaints


    Baden Haus SpA produzione mobili da bagno made in Italy – BADEN HAUS, mobili da bagno classici prezzi.

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    La ricerca di soluzioni tecnologiche e materiali, l’azione fortemente propositiva nonchè la qualità dei suoi prodotti hanno fatto di BADEN HAUS, oggi, un importante realtà.


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    5. 5

    Not updating your relationship status.

    Married drivers typically pay less for car insurance. Combine your auto insurance policies and you could be saving approximately 10 to 12 percent.

    *Edmunds estimates the average savings for married couples is 10-12 percent. On average, a 20-year-old female pays 22 percent less when she is married.

    Forgetting you’re a homeowner.

    If you own a home, you could be saving up to 3 percent on your auto insurance policy. Want to save even more? Bundling your home and auto insurance can save you up to 8 percent on your current coverage costs.

    *Data provided by Value Penguin

    Unaware your credit score affects your insurance rate.

    Those with average credit scores paid $214 a year more on their auto insurance policies than similar drivers with high credit scores.

    *Data provided by Consumer Reports

    Over-reporting your mileage.

    Do you commute? Use your car for pleasure only? If you’ve started driving less since the last time you reported your mileage, recalculate. It could reduce your premium by 5-10 percent.

    *Data provided by Consumer Federation of America



    Integração Escola de Negócios © – Cursos abertos e In Company, consultoria de negocios.

    #Consultoria #de #negocios


    consultoria de negocios

    Consultoria de negocios Consultoria de negocios Consultoria de negocios

    Consultoria de negocios

    Integração

    Quem Somos

    Hoteis Parceiros

    Seja um Professor

    Trabalhe Conosco

    Fale Conosco

    Programa de Fidelidade

    Cursos Abertos

    Comunicação

    Escola de Líderes

    Finanças

    Logística

    Recursos Humanos

    Secretariado

    Vendas

    Eficácia em Liderança

    Escola de Liderança – In Company

    Gestão de Talentos

    Gestão de Desempenho e Competências

    Coaching

    Programas Customizados

    Técnicos e Comportamentais

    Jogos para sua empresa

    Online

    Portfólio Online

    Cursos Online – In Company

    Suporte ao Desempenho

    Consultoria de Desenvolvimento

    Assessment Center

    Avaliação e Gestão por Competências

    Pesquisa e Gestão de Clima Organizacional

    Pesquisas

    Pesquisa Liderança

    Pesquisas T&D

    Empresas do grupo ou Associadas

    Salas para cursos – ITC

    Jogos Vivenciais – Conquistar

    AGENDA DE CURSOS

    R. Manuel Guedes, 504

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    Edifício Fusion Work Live

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    Consultoria de negocios

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    Progressive: Ranked One Of The Best Insurance Companies, florida auto insurance quotes.

    #Florida #auto #insurance #quotes


    Get insurance for almost anything you need

    The #1 Insurance Site

    Copyright 1995 – 2018. Progressive Casualty Insurance Company . All Rights Reserved.

    We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

    *National average annual car insurance savings by new customers surveyed who saved with Progressive in 2016.

    Progressive Home Advantage policies are placed through Progressive Specialty Insurance Agency, Inc. with affiliated and third-party insurers who are solely responsible for claims, and pay PSIA commission for policies sold. Prices, coverages, privacy policies, and PSIA’s commission vary among these insurers. How you buy (phone, online, mobile, or independent agent/broker) determines which insurers are available to you. A quote from one of the insurers can be provided through this site. Click here for a quote from other insurers or here for more information about PSIA s commission. Discounts not available in all states and situations.

    Discount varies and is not available in all states or situations

    Annual premium for a basic liability policy excludes travel trailer and is not available in all states. No. 1 specialty RV insurer from 2016 Millward-Brown national survey data. RV insurance not available in DC or HI, and Travel Trailer insurance not available in MA.

    A leader in boat insurance from 2016 Millward-Brown national survey data.

    No. 1 commercial auto insurer from SNL Financial’s 2015 national written premium data.

    Savings based on 2015 consumer data collected by Hagerty on single car policies, with premiums $5000 and under, from several daily driver (“Everyday”) auto insurance carriers.

    Learn more about comparison rates, which are available through Progressive Direct in most states and situations. Rate comparisons provided here are based on our Progressive Direct auto insurance price and product, and do not include prices and products available from Progressive agents.

    Name Your Price is available in most states for new policies. Price and coverage match limited by state law. Amounts entered outside of our range of coverage prices will be shown the closest available coverage package.


    Il Ducato – arredamento bagno e mobili bagno, produzione di mobili bagno e arredamento bagno a Pesaro, mobili da bagno.

    #Mobili #da #bagno


    Il Ducato srl. Produzione arredo e di mobili bagno di lusso su misura per te.

    A Pesaro il nostro headquarter.

    Tutta l’Italia il nostro target.

    All’epoca degli antichi greci – romani, il bagno era un luogo pubblico non solo destinato all’igiene personale ma anche spazio sociale e d’incontro per scambi d’opinione, sia culturale che commerciali.

    Col tempo si ГЁ trasformato in uno spazio personale, intimo, dove la cura del corpo veniva al primo posto, accompagnata dal piacere della tranquillitГ .

    All’inizio del XX secolo nei progetti architettonici, cominciano ad essere incluse le esigenze igienico – sanitarie, cosa abbastanza sottovalutata.

    CosГ¬ da stanza distaccata dall’unitГ abitativa, diventa uno spazio interno, insieme alle altre locations (cucina, salotto, camera da letto).

    Oggi non solo è luogo funzionale ma una e vera propria stanza da mostrare, cercando la soluzione d’arredo che più ci rispecchi.

    A chi non piacerebbe tornare a casa, dopo una lunga giornata stressante e trovarci in una stanza da bagno che soddisfi le nostre esigenze, sentendoci coccolati e rilassati?

    Ecco perchГ© Il Ducato srl, azienda leader nel settore arredo bagno di Pesaro, ГЁ sempre alla ricerca di nuove proposte per te e per soddisfare le tue idee per un bagno di lusso. Una produzione mobili bagno pensata e studiata secondo le mode e le tendenze, provenienti dalle migliori esposizioni e fiere del mobile e produzione arredo bagno.

    Ti offriamo una produzione arredo bagno che viene incontro non solo alle tue esigenze ma anche ai tuoi gusti personali.

    La ricerca delle forme ГЁ flessibile e negli ultimi anni sono state lanciate nuove linee, che ben si contemperano con le nuove necessitГ spaziali della casa, spesso sempre piГ№ limitati.

    Vogliamo darti la possibilitГ di avere un arredo bagno di lusso ed ottenere la tua SPA su misura.

    Le nostre collezioni di arredo bagno

    Il Ducato srl presenta due filoni all’interno delle sue collezioni:

    Arredamento bagno classico

    Se cerchi un arredo più classico ma non scontato, abbiamo per te una produzione di mobili per il bagno eleganti, retrò ma allo stesso tempo contemporanee, dal design innovativo e con materiali d’altissima qualità , in svariati colori: dal bianco, al mogano al viola.

    Forme delicate e armoniose, che richiamano le toilette settecentesche delle giovani nobildonne.

    Come la linea Tulip e la linea Margot.

    Le novitГ del 2014 sono rappresentate da 3 linee :

    • linea Margot, un classico con tocco moderno.
    • linea Tulip, classica, ma con carattere.
    • linea Gliss, una miscela di pop, tecno e colori che arredano il bagno con un tocco di design davvero contemporaneo! Scopri tutte le possibilitГ di componibilitГ dei mobili del bagno Gliss.

    Non da meno sono perГІ le nostre linee d’arredamento bagno moderno

    Il Ducato ГЁ in continua evoluzione, per rispondere a bisogni e desideri sempre piГ№ specifici, in quanto l’arredo bagno necessita di soluzioni sempre piГ№ innovative sia nella scelta dei materiale che nell’utilizzo dei colori. La produzione mobili bagno ГЁ affidata ai nostri miglior esperti, sempre disponibili ed efficienti

    La ricerca delle forme ГЁ anch’essa flessibile, tanto che negli ultimi anni sono state lanciate nuove linee, che ben si contemperano con le nuove necessitГ spaziali della casa, spazi spesso piГ№ limitati.

    Fermo restando che l’arredo bagno de Il Ducato si sposa anche con spazi ampi e lussuosi.

    Una produzione di mobili e arredo bagno con carattere definito, materiali di qualitГ ottima e avanzato assemblaggio dei mobili da bagno, hanno portato il Ducato a diventare leader nella produzione e nella vendita di arredo bagno

    Le nostre linee non sono solo belle da vedere, ma sono anche funzionali e pensate per le esigenze di salvaspazio, soprattutto per chi ha poco spazio a disposizione. Il bagno dei essere un luogo di relax ed secondo il tuo standard di confort. Per questo le nostre collezioni ha forme “ergonomiche” e linee pensate per essere adattabili in ogni ambiente.

    Per noi stile, confort e funzionalità sono un’unica cosa per farti ottenere un arredamento bagno senza eguali, battendo ogni tipo di concorrenza.


    Hermosos Diseños de Baños Modernos y Tradicionales, Diseños de Baños, diseños de baños modernos.

    #Diseños #de #baños #modernos


    diseños de baños modernos

    Hermosos Diseños de Baños Modernos y Tradicionales. Aquí hay una gran variedad de diseños de baño realmente sorprendentes, de los baños modernos y tradicionales. Usted puede remodelar su cuarto de baño para este propósito se recomienda ponerse en contacto con los contratistas CalFinder directamente para discutir los precios y esbozar algunas ideas. Verdaderamente hermosos diseños de baño:

    Diseños de baños modernos

    Diseños de baños modernos

    Diseños de baños modernos

    Diseños de baños modernos

    Diseños de baños modernos

    Diseños de baños modernos

    Diseños de baños modernos

    Diseños de baños modernos

    Diseños de baños modernos

    Diseños de baños modernos

    Diseños de baños modernos

    Diseños de baños modernos


    Simulador de cambio de hipoteca, simulador gastos hipoteca.

    #Simulador #gastos #hipoteca


    Simulador de cambio de hipoteca

    Durante el último trimestre de 2008 y el primer semestre de 2009 hemos visto un fuerte descenso de los tipos de interés. Eso ha provocado que muchos préstamos hipotecarios estén pagando unas cuotas bastante más altas de las que les corresponderían por los tipos de interés actuales.

    El simulador de cambio de hipoteca ofrece información sobre cuánto te puedes ahorrar al subrogarte en un año de mantenerse las condiciones de tu actual hipoteca.

    ¿Por qué te puede interesar cambiar tu hipoteca?

    La razón fundamental para realizar un cambio en tu hipoteca es la posibilidad de tener un ahorro económico a largo plazo.

    Las entidades financieras están dispuestas a efectuar agresivas ofertas de subrogación de hipotecas porque saben que la hipoteca es el producto que vincula al cliente a mayor plazo con la entidad. Así, te puede interesar ver alternativas de subrogación porque cuando solicitaste tu hipoteca las ofertas eran menos competitivas (hipotecas referenciadas a euribor con un diferencial por encima de 75 puntos básicos, hipotecas referenciadas a IRPH o CECA o porque con el descenso de los tipos de interés en la actualidad estás pagando mucho más de lo que te correspondería pagar con los tipos actuales.

    Al utilizar el simulador de cambio de hipoteca es muy importante que incluyas los datos exactos de tu actual hipoteca y las condiciones de la hipoteca a la que te quieres subrogar.

    ¿Qué importe te queda por pagar?: Debes incluir en el simulador de cambio de hipoteca la cantidad de capital que debes a tu entidad en la actualidad, no el importe que solicitaste al banco.

    ¿Cuánto tiempo te queda por pagar? Incluye los años y meses que te faltan por pagar.

    Tipo de interés actual: Introduce en el simulador de cambio de hipoteca el tipo de interés que tienes en tu hipoteca.

    Tipo de interés nuevo: Introduce en el simulador de cambio de hipoteca el tipo de interés de la hipoteca a la que te interesa subrogarte.

    Comisión de subrogación: Es la que tengas establecido en el préstamo actual con las siguientes limitaciones según Ley 41/2007 de Regulación del Mercado Hipotecario:

    • La comisión de subrogación no podrá ser superior al 0,5 por ciento del capital amortizado anticipadamente cuando la amortización anticipada se produzca dentro de los cinco primeros años de vida del préstamo
    • La comisión de subrogación no podrá ser superior al 0,25 por ciento del capital amortizado anticipadamente cuando la amortización anticipada se produzca en un momento posterior al quinto año de préstamo.
    • Si se hubiese pactado una compensación por desistimiento igual o inferior a la indicada en el apartado anterior, la compensación a percibir por la entidad acreedora será la pactada.

    Ahorro anual: Tras efectuar la simulación obtendrás como resultado el ahorro anual derivado de efectuar tu cambio de hipoteca a otra entidad. Como benchmark en el simulador de cambio de hipoteca te proponemos comparar tu hipoteca con el cambio a la hipoteca Azul de iBanesto

    • Simulador gastos hipoteca
    • Simulador gastos hipoteca
    • Simulador gastos hipoteca
    • Simulador gastos hipoteca

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    Este sitio web usa cookies para analizar la navegación del usuario. Política de cookies.


    The Interior Design Institute – United States, new interior design.

    #New #interior #design


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    Leigh has completed hundreds of projects, including both commercial and residential; as well as historical and new construction.

    New interior design

    Wendi Snyder

    Today Wendi works as a tutor for The Interior Design Institute as well as running her own interior design company and consulting on predominantly domestic projects, specializing in kitchen, bathrooms and color schemes.

    New interior design

    Evette Annandale

    Today Evette’s consultancy specializes in conceptual, retail and office design, taking pride in high level technical details merging effortlessly with art and design.

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    This well thought-out, logically-presented series provides any self-motivated student a wealth of resources, information, and guidance to educate themselves (via online interaction) in the exciting field of Interior Design.

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    This course brings enough knowledge to those people who just want to be creative when re-designing their personal or friend’s residential space and it forms the foundation for people who want to continue the study to become a professional Interior Designer.


    Der gutenachtbus – ein Projekt von vision: teilen und fiftyfifty e, spenden düsseldorf.

    #Spenden #düsseldorf


    spenden düsseldorf

    Spenden düsseldorf

    Die Träger

    vision:teilen ist eine Initiative, die zu mehr materiellem und seelischen Gleichgewicht in der Welt beitragen will. vision:teilen wurde 2005 von den beiden Franziskanerbrüdern Bruder Peter Amendt und Bruder Klaus-Dieter Diedershagen gegründet.

    fiftyfifty ist eine gemeinnützige Organisation, die Obdachlosen mit vielerlei Projekten als Lebenshilfe zur Seite steht. Vielen ist die gleichnamige Straßenzeitung ein Begriff. [ ]

    Der Bus

    Der Düsseldorfer “gutenachtbus” hilft allen Obdachlosen und Armen nachts auf der Straße. Gerade für diese Menschen wurde das Projekt „gutenachtbus“ 2011 ins Leben gerufen. Der Bus schließt die Lücke zu denjenigen Einrichtungen, die sich tagsüber um die Armen und Wohnungslosen kümmern. Mit Hilfe der Erlöse aus der Obdachlosenzeitung fiftyfifty und mehreren Einzel-Spenden richteten vision:teilen und fiftyfifty die Nachthilfe ein, die als mobiles Ess- und Sprechzimmer, aber auch als Personentransport in Notfällen genutzt wird.

    Das Team

    Unterwegs mit dem gutenachtbus Unter Leitung der Sozialarbeiterin Julia Kasprzyk besteht das Team aus circa 40 Ehrenamtlichen, die sich zu einem regelmäßigen Einsatz verpflichten. Diese sind in Gruppen von jeweils mindestens drei Personen pro Einsatz unterwegs. Die Ehrenamtlichen werden durch die ständige Erreichbarkeit und die regelmäßige Anwesenheit der Sozialarbeiterin vor Ort unterstützt. Auch Schulungen und [ ]

    Spenden düsseldorf

    Spenden düsseldorf

    Spenden düsseldorf

    Spenden düsseldorf

    Spenden düsseldorf


    Rechtsformen für unternehmen, rechtsformen für unternehmen.

    #Rechtsformen #für #unternehmen


    3.4 Betriebs- und Rechtsformen

    Rechtsformen für unternehmen

    Zwei Drittel der Flдche von Einzelunternehmen bewirtschaftet

    Die Einzelunternehmen in Deutschland bewirtschafteten 2010 66 Prozent der gesamten landwirtschaftlich genutzten Flдche. Durchschnittlich lag die Flдchenausstattung bei 41 Hektar je Betrieb – wobei die Spanne von 30 Hektar in Baden-Wьrttemberg bis 128 Hektar in Mecklenburg-Vorpommern reichte. Die durchschnittliche Flдchenausstattung der Personengesellschaften lag bei 127 Hektar, juristische Personen verfьgten im Durchschnitt ьber 584 Hektar.

    Acker- und Futterbaubetriebe dominieren

    In der Gliederung nach Produktionsschwerpunkten sind gemдЯ der neuen EU-Typologie 43 Prozent der landwirtschaftlichen Betriebe in Deutschland Futterbaubetriebe, knapp 25 Prozent der Betriebe sind Ackerbaubetriebe (Getreide und andere Verkaufsfrьchte), 16 Prozent Gemischtbetriebe (Verbundbetriebe), 10 Prozent Dauerkultur- (Wein, Obst, Hopfen) und Gartenbaubetriebe sowie gut 6 Prozent Veredlungsbetriebe (Schweine, Geflьgel, Eier). Der relativ gering erscheinende Anteil der Veredlungsbetriebe ist darauf zurьckzufьhren, dass die Flдchennutzung maЯgebend fьr die Einteilung der Betriebe ist, unabhдngig davon ob der Aufwuchs in der tierischen Produktion verwendet wird oder an Handel und Verarbeitung verkauft wird.

    Flдchenausstattung sehr unterschiedlich

    Der Nebenerwerb kann sowohl Ьbergangsstadium als auch stabile Form einzelbetrieblicher Entwicklungen sein. Auf die im Nebenerwerb gefьhrten Familienbetriebe entfielen 2010 rund 2,9 Millionen Hektar LF – das sind durchschnittlich 21 Hektar je Betrieb. Die im Haupterwerb gefьhrten Betriebe bewirtschafteten mit durchschnittlich 60 Hektar eine rund dreimal grцЯere LF als die Nebenerwerbsbetriebe. Dabei haben die Haupterwerbsbetriebe der neuen Bundeslдnder eine hцhere durchschnittliche Flдchenausstattung als die Betriebe im frьheren Bundesgebiet. Sie sind beispielsweise in Mecklenburg-Vorpommern durchschnittlich viermal so groЯ wie im Bundesdurchschnitt (224 Hektar zu 60 Hektar).


    Autoversicherung Vergleich Österreich, auto versicherungen vergleich.

    #Auto #versicherungen #vergleich


    Autoversicherung-Vergleich für Österreich

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    Auto versicherungen vergleich

    In 3 Schritten zur Autoversicherung

    Wechsel oder Neuanmeldung – So funktioniert der Weg zur günstigen Versicherung

    Neuanmeldung der Autoversicherung