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About Us

  • General Info:
  • Routing Number: 3240 7955 5
  • Service Center: 1-800-748-4302
  • Contact Us

Mountain America Credit Union, P.O. Box 9001, West Jordan, Utah, 84084, 1-800-748-4302. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Mountain America Federal Credit Union does business as Mountain America Credit Union.

30 Year Fixed

Important Loan Information

The information provided is for a 30 year fixed mortgage and assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000.00 and an estimated property value of $240,000.00. The property is located in UT and is within Salt Lake county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 25 days and the assumed credit score is 740.

At a 4.000 % interest rate, the APR for this loan type is 4.125%. The monthly payment would be:

  • 359 payments of $859.35 at an interest rate of 4.000 %
  • 1 payment of $862.02 at an interest rate of 4.000 %

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment.

Annual Percentage Rate. On approved credit and new equity loans only. After six months, the introductory rate will convert to a variable annual percentage rate of prime plus zero percent (prime is determined by the Federal Reserve). Prime Rate is currently 3.25%. Maximum interest rate over the life of the loan is 18%. Minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates subject to change. Limited time offer. Membership required—based on eligibility. Consult your tax advisor for more information regarding the tax deductible benefits of a home equity line of credit.

15 Year Fixed

Important Loan Information

The information provided is for a 15 year fixed mortgage and assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000.00 and an estimated property value of $240,000.00. The property is located in UT and is within Salt Lake county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 25 days and the assumed credit score is 740.

At a 3.125 % interest rate, the APR for this loan type is 3.343%. The monthly payment would be:

  • 179 payments of $1,253.90 at an interest rate of 3.125 %
  • 1 payment of $1,255.15 at an interest rate of 3.125 %

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment.

60 monthly payments of $17.85 per $1,000.00 borrowed. Includes 0.25% discount with MyStyle Checking.

84 payments of $13.44 per $1,000.00 borrowed. Rate is based on an 80% or less LTV.

MACU 100% 30 Year Fixed Rate

Important Loan Information

The information provided is for a MACU 100% 30 Year Fixed Rate mortgage and assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000.00 and an estimated property value of $180,000.00. The property is located in UT and is within Salt Lake county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 25 days and the assumed credit score is 740.

At a 5.125 % interest rate, the APR for this loan type is 5.304%. The monthly payment would be:

  • 359 payments of $980.08 at an interest rate of 5.125 %
  • 1 payment of $982.48 at an interest rate of 5.125 %

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment.

APY = Annual Percentage Yield

60 monthly payments of $18.87 per $1,000.00 borrowed.


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