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Insurance for Auto Service and Repair Shops
Do you have a reputation for working mechanical magic on imported cars? Perhaps your shop is earning social media kudos for repairs on bodies, mufflers, transmissions, exhausts or windshields. Maybe you stay busy with a steady stream of customers at your car wash or quick lube and oil change chain.
Here are just some of the ways you can help manage risk at your auto shop:
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ThereвЂ™s an accident with minor injuries when the wheel of a customerвЂ™s car breaks loose вЂ” your technician forgot to tighten some lug nuts while rotating tires.
Garage liability or garagekeepers insurance can help cover costs when a technicianвЂ™s error is responsible for damage at your shop.
A truck causes structural damage to your shop when it rolls off the lift and into the wall.
Business property insurance can help with repair and replacement costs when buildings, equipment or tools are damaged by covered events like accidents or fires.
An employee gets into a fender-bender while test-driving a customer vehicle he just serviced.
Garagekeepers coverage can help pay for repairs and costs if thereвЂ™s an accident involving a customerвЂ™s vehicle under your care.
You arrive one morning to discover a broken lock вЂ” worse, you also find that tools and equipment worth thousands of dollars are missing from your garage.
Business personal property insurance can help offset losses when theyвЂ™re caused by robbery.
Tailor a policy to fit your business
Farmers provides insurance options that enable you to get the insurance you want for your business вЂ” along with help to minimize risk. For example:
- Your auto shopвЂ™s business insurance is conveniently packaged in a single policy that can include options like cyber liability and employer liability insurance.
- Free loss control services can help you identify workplace hazards and provide a safer work environment. Farmers can even provide customized training material.
Farmers works to build strong customer relationships
Farmers has spent almost 90 years putting customers first. Are you shopping for coverage, or do you have a question about your policy? Maybe youвЂ™re ready to request an auto repair insurance quote. Be sure to let a Farmers agent deliver personalized service and support. YouвЂ™ll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible.
To learn more about what Farmers can do for your auto service and repair shop, call an agent today.
This brief summary is for illustrative purposes only and is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms. If there is a conflict between this summary and the policy documents, the policy documents will control. Not all products, coverages, options and discounts are available in every state.