#bank of baroda home loan
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Bank Of Baroda (BOB) Origin
Starting in 1908 from a small building in Baroda to its novel hi-rise and hi-tech Baroda Corporate Centre in Mumbai is a saga of vision, financial prudence, enterprise and corporate governance. Bank of Baroda works with a task to be a top ranking National Bank of International Standards committed to augment stake holders value through anxiety, care and capability
Bank Of Baroda (BOB) Financial Details
As of March 2010, the Bank had total deposits worth Rs. 2,41,044 crores while it had a total number of 2956 branches situated international as on April 2009, out of which 626 were located in Metro cities, 642 in Semi-Urban locations. 524 in Urban areas, 1092 in Rural areas and 72 were situated outside India. The total savings amount to Rs.61 182.38 crore. The bank has 10 Zonal Offices and 43 Regional Offices that help it control its operation all over the country.
Leading Products Of Bank Of Baroda (BOB) are:
- Bank Of Baroda Personal Loan ( Apply ) Bank Of Baroda Home Loan ( Apply ) Bank Of Baroda Business Loan ( Apply ) Bank Of Baroda Car Loan ( Apply )
Bank Of Baroda Global Presence
Along with a vast network of its branches multiply across India, Bank of Baroda has its out of the country branches located in 14 other countries, which include Bahrain, Bahamas, Belgium, China, Fiji Islands, Mauritius, Hong Kong, Republic of South Africa, Seychelles, Singapore, Sultanate of Oman, United Arab Emirates, United Kingdom and United States of America. Separately from it, the bank has established its subsidiaries in 7 countries viz. Botswana, Ghana, Guyana, Kenya, Trinidad ,Tanzania, Tobago and Uganda, and its representative offices in 3 countries which are Australia, Malaysia and Thailand.
Bank Of Baroda Personal Loan
Salaried Individuals, Self-Employed Individuals and Insurance Agents are eligible to apply for Bank of Baroda Personal Loan.
Bank Of Baroda Personal Loan: Amount Of Loan
- Minimum loan amount: Rs.20,000 Maximum loan amount: Rs.2,00,000 (subject to condition) For Civil Pensioners: Maximum limit Rs. 1Lakhs For Defence Pensioners: Maximum limit Rs. 2Lakhs For Earnest Money Deposit: Maximum limit Rs. 5Lakhs
Bank Of Baroda Personal Loan: Rate Of Interest
- The option for fixed rate of interest is not available with Bank Of Baroda 4.50% above Base Rate i.e. 14.75% The rate of interest remains same for all except: Loan to Pensioners: 4.50% above Base Rate i.e. 14.75% Loan to Defence Pensioners: 4.50% above Base Rate i.e. 14.75% Loan for Earnest Money Deposit: 3.25% above Base Rate i.e. 13.50%
(* above rates are subject to change without notice.*)
Bank Of Baroda Home Loan
Bank Of Baroda Home Loans offers following benefits with home loan availed by you. Get an Advance up to 90% of the principal amount of home loan repaid for any requirement ( AAA ). As per current IT provisions – Interest on loan up to Rs. 1.5 Lakh per annum is exempt from income tax (Under section 23/24(I) of the Income Tax Act). No Fees will be charged on part prepayment / full prepayment of the loan amount from own source.
Bank of Baroda Home Loan: Rate Of Interest
- Fixed rate of interest option is not available for Home Loans with Bank of Baroda. Floating Rate Of Interest Option