#best payday loan
Cash Advance is an online payday loan broker that has been in operation since 1997. You can apply for a loan at any time of the day or night and in most cases your loan can be funded within 24 hours of your loan approval. You can borrow up to $1,000 and you can customize your loan term to match your next payday. Cash Advance allows you to get the loan you need regardless of your credit history. Even if you have declared bankruptcy you are still eligible for a loan at Cashadvance.com. The entire loan application process is online and your loan will automatically be deposited into your bank account upon approval.
Details of Loans
The lenders in Cash Advance’s network offer APRs between 200% and 2,290% depending on how they calculate the APR. CashAdvance allows you to borrow between $100 and $1,000 and your loan term can range from 7 days to 30 days. In order to apply for a loan, you need to simply complete the online application form. This step should take less than 5 minutes to complete. Your information is protected by state of the art encryption technology so it will not be stolen by a malicious 3rd party. Once you have completed your application it will be reviewed and you will be matched with the best online lender. In most cases your loan will be deposited into your checking account the next business day. Cash Advance works with a large number of reputable lenders in order to find you a lender that can accommodate your needs.
Some states and districts have stringent limitations or have banned payday loans completely so you must live in a state that allows payday loans. In addition, you have to be 18 years of age and a citizen or permanent resident of the United States. You need to have a monthly income of at least $1,000 after taxes and you must work with the same employer for 90 days. Finally, you will need to have an active checking account in your name. On the loan application you will need to provide your date of birth, name, home address and a valid email address as well.
Considerations for Payday Loans
Payday loans are not the best solution for all circumstances and they should only be used on a short-term basis. Because Cash Advance simply matches you with a lender, you will need to read the implications of non-payment for your specific lender. However, all lenders at Cash Advance must abide by all applicable federal and states laws in regards to non-payment. If you miss a payment, you will likely be charged a late fee and your credit score may be negatively affected.
Cash Advance is a service provider and can be contacted or accessed in regards to any available services it offers. If you have a question about a current loan you must contact your lender directly. For any questions about Cash Advance, you can contact customer service via online form in the ‘Contact Us’ section or you can send an email to customer service. You should receive a reply within 24 hours of your inquiry. There is also a frequently asked questions section that contains information about eligibility requirements, loan amounts and other general terms and conditions for loans at Cash Advance.
Value for Money
Cash Advance matches millions of customers to lenders each and every year. This online payday loan broker also uses the most advanced security measures to protect you from online fraud. Cashadvance.com adheres to all Fair Lending laws by providing clear information about payday loan terms, charges, rates and other important conditions.