CitiFinancial is now OneMain Financial
Need extra cash? Want to take that dream vacation or remodel the house? OneMain Financial personal loans can help make your dreams come true, help you consolidate debt, or just help you feel a little more financially secure.
- Secured Loans Up to $10,000 Available
- Unsecured Loans Up to $7,500 Available
- No obligation
- 14-day “backout” guarantee
- No prepayment penalties
- Fixed Interest Rates
- Must be at least 18 years old
- Has some established credit history
- Has ability to make monthly payments
- Has NEVER filed for bankruptcy
- Currently resides in the United States, or Puerto Rico. Click Here for Canada
Looking for other Online Personal Loan Lenders? Click here for more options.
OneMain grants personal loans to people over age 18 (except for Alabama residents must be at least 19 years old) who have some established credit. Established credit, through gasoline/retail credit cards or auto loans, along with the ability to make monthly payments is required. Secured Loans of up to $10,000 can be secured with your vehicle. For Unsecured Loans of up to $7,500 no homeownership and no collateral is required. At the present time personal loans are not available for business purposes. OneMain’s specialty is extending credit for personal, family, and household purposes. OneMain does not provide loans to those living in the following states: Alaska, Arkansas, Connecticut, Massachusetts, Nevada, Rhode Island, Vermont, or Washington DC.
The Loan Process
Complete the safe and secure Online Loan Application. Instantly you will receive an on-screen confirmation that your application has been submitted to OneMain Financial. You will receive an email confirmation in about 5 minutes which may conditionally approve you for a loan. In less than 1 hour your loan application will be transferred to a local OneMain Financial office that is closest to you. A OneMain Financial branch Account Executive will contact you in about 1 business day to discuss your loan options. Each branch manager runs their OneMain office as if it is their own business, so loan decisions are made locally.
No Obligation and No Prepayment Penalty
Once you apply for a personal loan, you are under no obligation to accept the loan offer that is presented to you. You can pay off your personal loan anytime with no fees, no hassles, and no red tape.
With a OneMain personal loan, you can’t lose. If for any reason you change your mind after you receive your personal loan, you can return the amount you borrowed within 14 days, and there will be no fees, no charges, and no hassles – Guaranteed!
Possible Uses for Loan
OneMain Financial has a solution that helps you afford what you want or need most in life. They will get you the money you need when you need it! There may be any number of reasons you need a personal loan from paying off debt to taking your dream vacation.
Other possible uses of a personal loan include: