Read about how successful these members have been!
Attend one of our informational HopeBuilders breakfasts to learn more about the Champlain Housing Trust and the affordable housing work we do in northwestern Vermont.
Housing Loan Fund
Home Repair Loans
Do you own a home in Franklin, Chittenden, or Grand Isle counties that needs to be repaired, but you aren’t sure how to pay for them? Maybe we can help. Our loan program provides eligible home owners with affordable loan terms, and provides tools to home owners to help manage contractors and get the job done. Loans can be used to finance necessary repairs throughout the home, which can include: roof replacement, electrical updates, plumbing or septic repairs, well repairs or replacement, and furnace replacement. They can also be used to finance home access modifications and energy efficiency upgrades. CHT may also refer you to other eligible financing sources, and ensures that all contractors are fully insured.
Manufactured Housing Down Payment Loan Program
Do you own an old, drafty mobile home and want to replace it with a new, Energy Star Rated model? Or are you interested in purchasing a new Energy Star Rated manufactured home, but can’t quite afford the down payment? This program may be able to help. Our down payment assistance loans are designed to be a “silent second” to a first mortgage. The loans are offered at 0.00% interest, and all payments are deferred until the property is sold, transferred, or refinanced. The loans are assumable, which will allow the next buyer of the home to take advantage of this loan if they meet the program qualifications.
Funds not available at this time, please check back in Spring of 2018 .