Home Loan Comparison Table
Lending criteria, terms and conditions, fees and charges apply to IMB home loans. 1. Fees quoted are for new applications only. Application fee includes one valuation. Valuation costs over above single/primary security are to be covered by the borrower. Other fees and charges apply. 2. Maximum allowed varies depending on state, occupancy, loan amount and security type. Maximum Loan to Value Ratio is exclusive of any CCI and LMI Insurance components added to the loan.3. The Interest Only period is subject to approval for up to 5 years, cumulative over the term of the loan. The 5 years Interest Only period can be broken down into separate Interest Only periods at any time during the loan term.4. Minimum redraw is $500. Redraw is free via IMB Internet otherwise a $50 fee per redraw via IMB Branch or IMB DIRECT applies.5. Up to 12 months in advance without penalties on fixed loan. Unrestricted on variable component. 6. 100% offset facility is available on the IMB Everyday and Everyday Unlimited products. Please consider the PDS available from IMB before making a decision about IMB deposit products.