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Loan Rates, WEPCO Federal Credit Union, 15000 loan.#15000 #loan


Loan Rates

NEW OR USED VEHICLE LOANS**

APR* is listed as low as

All APR s* are listed as low as

All APR s* are listed as low as

All APR s* are listed as low as

APR* is listed as low as

20 Years and Older

APR* is listed as low as

**Minimum financing of $15,000 for 72 Mo

**Minimum financing of $10,000 for 60 Mo

4-WHEELER LOANS AND MOTORCYCLES

Motorcycle loans require title and insurance.

100% Financing of MSRP or book value including tax and title

Minimum financing of $15,000

RECREATIONAL VEHICLE AND BOAT LOANS

APR* is listed as low as

All APR s* are listed as low as

SIGNATURE LOANS

All APR s* are listed as low as

SHARE PLEDGE LOANS

All APR s* are listed as low as

WEPCOLINE OF CREDIT LOANS

All APR s* are listed as low as

MORTGAGES LOANS

10 Year Draw 10 Year Payback Available

*APR Annual Percentage Rate. WEPCO assumes no responsibly for errors or omissions. Please contact the credit union to verify current rate(s) or additional information. The APR on an open-end loan is subject to change during the term of the loan. Any loan not marked as open-end is closed-end. Rates are subject to terms and conditions.

Closed end loans have a specified term for pay back, a stated payment and a fixed interest rate.

An example of a closed end loan repayment would be 12 monthly payments of $88.38 at an APR of 11% for $1,000 borrowed. For this example, please contact a loan officer at any Credit Union office, or use our web site Loan Calculator. For this example, the rate will not increase during the term of the loan.

The finance charges includes just the interest charged on the outstanding balance. The rate is variable and subject to change.

WEPCO Federal Credit Union uses a risk based lending policy to determine a member s interest rate. In grading a loan application, the credit bureau provides WEPCO Federal Credit Union with a calculated national risk score, which is then matched to a letter score of A+, A, B, C, or D. Rates have been set according to a corresponding letter grade. The letter grade of an A+ would receive our best rate, while tiers A, B, C, and D grades would each receive a slightly higher interest rate. Rates are based on credit risk, vehicle year, term and amount financed.

The purpose in offering risk based loans is to help as many members as possible. We recognize that certain members represent more risk than others. We will not grant loans where the probability of repayment is very doubtful. We recognize the importance of managed risk. We also recognize members who are charged unfavorable rates with other lenders, and we could help with a managed risk program that saves these members substantial money while helping them rebuild their credit

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WEPCO Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 301-359-3081 or toll free at 800-292-8139. All products and services available on this website are available at all WEPCO Federal Credit Union branches.


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