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Michigan Auto Insurance
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Home of the largest state forest system and one of the fastest race tracks in the nation, Michigan offers plenty to do on both peninsulas. Whether you enjoy fishing in one of the four surrounding Great Lakes or just want to take an extended road trip within the state, you can count on Nationwide to help protect you and your car along the way.
Before you get a quote, make sure to visit our Michigan Auto Coverage page to learn your state’s minimum coverage requirements.
Take advantage of Nationwide’s features
Nationwide makes it easy for you to find dependable auto insurance in Michigan. We can show you options so you can choose the coverage that’s right for your needs, goals and budget. Explore the features below to learn more about what we can offer you:
On Your Side ® Claims Service
Choose a shop in our network to get a written guarantee on repairs for as long as you own your vehicle. 1
Discounts Helping You Save
We offer many ways to help lower your auto insurance rates. See the many ways you can save with qualifying discounts.
95% of Members Would Recommend Nationwide
Learn why so many of our members would recommend us to friends and family. 2
SmartRide ® Program
SmartRide rewards safe driving. Get an instant discount when you sign up. The safer you drive, the higher the discount you could earn. 3
On Your Side ® Review
Enjoy a free consultation with an agent who’s here to help you get the protection you need at the price that’s right for you.
Resources at Your Fingertips
Make payments, print ID cards, report claims and more, quickly and easily online. We even have a mobile app for on-the-go account access.
Find local agents in your neighborhood
We have Nationwide agents throughout Michigan. Search for your local agent.
Protect your home and car
Nationwide offers a full range of insurance and financial products in Michigan for your home, car, family and financial security. Simplify your life and save more by bundling your coverage. Check out our other policies for Michigan residents.
Insurance terms, definition and explanations are intended for informational purposes only and do not in any way replace of modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by State, and exclusions may apply.
 Guarantee is limited to alternative parts identified on appraisal and used in repair. Also, work performed at an On Your Side Auto Repair Center includes workmanship guarantee. For informational purposes only. Program terms and conditions are controlling.
 Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and remains until drivers or vehicles on the policy change.