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VMware KB: Consolidating snapshots in vSphere 5. x


#consolidation
#

Consolidating snapshots in vSphere 5.x/6.0 (2003638)

This article describes how to consolidate snapshots in vSphere 5.x/6.0.

Resolution

  • For information on consolidating snapshots in earlier releases of ESXi/ESX, see Consolidating snapshots (1007849) .
  • The video above is 5.x specific but it is also applicable to vSphere 6.0.

When you initiate a Delete or DeleteAll operation on snapshots, the snapshot is immediately deleted from Snapshot Manager, then the backing Virtual Machine Disk .vmdk files are consolidated on-disk. If the consolidation fails, some Virtual Disk files may remain on disk and/or be actively used on the Datastore, consuming storage capacity.

In vSphere 5.x/6.0, you are informed when a virtual machine snapshot consolidation fails. Administrators can initiate a consolidate operation from the vSphere Client, rather than from the ESXi command line. The vSphere Client now shows a Configuration Issue warning in the Summary tab when a virtual machine snapshot consolidation fails.

Note. The ESXi host that the virtual machine is registered on must be an ESXi 5.x/6.0 host.

Checking if virtual machine consolidation is required

To check if virtual machine consolidation is required:

  1. Select a vCenter Server host or a cluster and click the Virtual Machines tab.
  2. Right-click the menu bar for any virtual machine column and click Needs Consolidation. The Needs Consolidation column appears.
  • A Yes status indicates that the snapshot files for the virtual machine should be consolidated and that the virtual machine’s Tasks and Events tab shows a configuration problem.

Note. A Configuration Issue warning is also displayed in the Summary  tab of the virtual machine indicating that virtual machine disk consolidation is needed.

  • A No status indicates that the files are OK. No snapshots exist. no consolidation is required, no extra disk space is consumed.
  • Consolidating snapshots for a virtual machine

    Note. Before you proceed, ensure to consider these points related to snapshot consolidation:

    • The remove snapshot process can take a long time to complete if the snapshots are large. 
    • If the consolidation process is stopped before completing, it may result in data corruption. 
    • Virtual machine performance may be degraded during the snapshot consolidation process.

    To consolidate snapshots:

    1. Right-click the virtual machine and click Snapshot Consolidate .
    2. Check the Needs Consolidation column to verify that the task succeeded. To check the Consolidation progress, see Commands to monitor snapshot deletion in VMware ESX/ESXi (1007566) .

    If the task succeeds, the Configuration Issues message clears and the Needs Consolidation value is No .

    Note. The consolidate option allows you to consolidate the delta disks into the base disk when there are no snapshots shown in the Snapshot Manager. It does not fix the underlying issue that may have caused this to occur initially.

    Impact/Risks

    Snapshot consolidation must not be interrupted. Interrupting the process can irretrievably corrupt the vDisk(s) being consolidated.


    Want a $15, 000 home loan (fixed rate, interest, heloc, credit) – Mortgages -Lenders, loans, financing, rates, foreclosures, short-sales, brokers, credit score, deed, lien, refinancing, borrowers – City-Data Forum


    #15000 loan
    #

    Most retail lenders or mortgage brokerages unfortunately will not be interested in this type of loan, simply because they will not make any money on it.

    You will have the best luck purchasing this home in one of two ways. First you can go with the secured mortgage loan route, or try a secured personal loan. The second way would be an unsecured loan.

    This is all dependant on your credit of course. You will definitely have the most luck with banks, and I would recommend starting with your own personal bank. I would ask for a general loan officer, and talk to them about what they feel is best. I’m guessing a secured personal loan may be what they choose, because of the significantly low loan amount for a home. They however may be forced to go the mortgage route, at which point you may need a 5% downpayment. Most banks won’t lend 100% on a 2nd home, but they will definitely lend more on a 2nd home than an investment home.

    If you can not find a lender to do this loan, you can also consider doing a fixed rate 2nd mortgage, or a Home Equity line of credit on your current home. If possible, do the fixed rate 2nd as the rate will be lower, and you already know how much you need and plan to spend.

    However, if you’re doing a mortgage, a HELOC (home equity line of credit) may not be a bad idea for this reason. You may be able to get a much larger credit line than the $15,000 you need. The benefit to this is that you have access to money, just in case you need it. You only pay on what you borrow. As long as you’re not an addicted home shopping network person, this can be a very beneficial safety valve to have.

    The main differences between a fixed rate 2nd and a HELOC are as follows. A fixed rate 2nd almost always has a lower rate, and the interest rate will not adjust. A HELOC tends to have a higher rate, and your interest rate can adjust monthly (based on the prime index, currently at 8.25%). You can only get your initial draw on a fixed rate 2nd, and you would need to refinance it to get more money in the future. A HELOC you can draw and repay as many times as you want, up to your max credit limit of the line throughout the draw period. This is typically either 5 or 10 years.

    Hope this helps. please mention any other questions should you have them.

    (btw, you do know how cold it is in the Winter in ND right? I grew up in Montana, so I’m familiar with the harsh winters )


    We Are NOT a Military Payday Loan Company – Omni Financial


    #military payday loans
    #

    We are NOT a Military Payday Loan Company!

    Omni Financial ® is a reputable consumer finance company and has been making personal loans to active duty service members worldwide for almost 65 years. Many people mistakenly believe that we provide military payday loans. We do not. While both payday and personal loans offer you extra funds when you need them, they are actually very different products.

    Our Military Loans vs. Payday Loans

    Military payday loans are basically cash advances. Our loans are traditional consumer personal loans, available in amounts from $500 to $10,000.

    Payday loans have very high interest rates and do not require a credit check. Our military loans offer competitive rates based on numerous factors, including a credit check.

    Payday loans are very short-term loans extended to you against your next month s paycheck. Our loan repayment terms range from 6 to 36 months.

    An Omni Financial ® Military Loan – The Smart Alternative to Payday Loans

    For your funding needs…for your budget for your peace of mind a personal loan from Omni Financial ® makes smart financial sense.

    • Available exclusively to active duty members of the United States Armed Forces around the world
    • Applying is easy and fast with our simple online application
    • Quick approvals
    • Available in amounts from $500 to $10,000
    • Competitive rates
    • You can still qualify even if you have less than perfect credit
    • No collateral required
    • No hidden fees
    • Have the money direct deposited into your bank account in as fast as 24 hours
    • 100% money-back satisfaction guarantee

    Vehicle Loans


    #vehicle loans
    #

    Vehicle Loans

    Key Features:

    • Down payment options as little as no money down
    • Financing up to 84 months for a new car and up to 72 months for a used car
    • Low fixed interest rates
    • Credit Life and Disability Insurance available
    • GAP Insurance available

    Take advantage of the equity in your car.  Whether you have an existing auto loan or have title to your vehicle, Sharon Credit Union may be able to provide you with cash based on the equity in your vehicle.

    For individuals who already have a loan on their vehicle, we may refinance the current loan and provide you with a maximum value based on 100% of the NADA retail value, subject to certain limitations.  No loan?  No problem. Sharon Credit Union can provide you financing based on 100% of the NADA retail value, subject to certain limitations.

    • Rates and terms based on our current Auto Loan Rates
    • Low fixed interest rates
    • Credit Life and Disability Insurance available
    • Maximum loan amount is based on the current NADA retail value
    • GAP Insurance available

    Finance your new or used vehicle or refinance your existing auto loan and build your credit while doing it.  We give you the ability to lower your interest rate during the term of the loan.  If your credit score has increased, you can reduce the interest rate on your loan up to two times for the life of the loan.

    • Reduce the interest rate up to 2 times during the term of the loan
    • Rates and terms based on our current Auto Loan Rates
    • Financing up to 84 months for a new car and up to 72 months for a used car
    • Credit Life and Disability Insurance available
    • GAP Insurance available

    Finance your Energy Efficient new or used vehicle or refinance your existing auto loan secured by an energy efficient vehicle.  Get an additional .25% discount on your qualified interest rate for the term of the loan if you are purchasing or refinancing an energy efficient vehicle that is rated 7 or higher by the Environmental Protection Agency (EPA) in both Air Pollution Score and Greenhouse Gas Score. Check out your vehicle at the EPA website.

    • Reduce your interest rate by .25% for the term of the loan on qualified vehicles
    • Rates and terms based on our current Auto Loan Rates
    • Financing up to 84 months for a new car and up to 72 months for a used car
    • Credit Life and Disability Insurance available
    • GAP Insurance available

    Here at Sharon Credit Union we would like to put your GPA in the driver s seat of a new or used vehicle and offer to qualified applicants a discount on Current Interest Rates

    • Student between ages of 18-26
    • A recent graduate of an accredited 4 year College or University within two years
    • A recent graduate of an accredited 2 year College within two years
    • Be enrolled in an accredited College, University, Nursing Program or Technical School

    Requirements:

    Enjoy the fresh air when you purchase a motorcycle with the help of a Sharon Credit Union motorcycle loan.

    • Low down payments (minimum 10% new/used)
    • Low fixed rates
    • Loan amounts up to $25,000
    • Finance up to 60 months
    • Credit Life and Disability Insurance available
    • GAP Insurance available

    Cruise the water in style with a boat financed by Sharon Credit Union.  We offer competitive interest rates and flexible repayment options.

    • Fixed interest rates
    • Low down payments (10% new, 20% used)
    • Finance up to $25,000
    • Finance up to 60 months for new and used boats
    • Credit Life and Disability Insurance available

    Enjoy the outdoors in a new or used camper.  We offer competitive interest rates and flexible repayment options to assist you with the purchase or refinancing of a camper.

    • Fixed interest rates
    • Minimum 10% down payment required
    • Loan amounts up to $75,000
    • Financing up to 84 months
    • Credit Life and Disability Insurance available (restrictions may apply)

    Travel cross country with your home on wheels.  Purchase or refinance a motor home with the help of Sharon Credit Union.

    • Down payment options:
      • 10% on loans up to $100,000
      • 20% on loans up to $200,000
    • Loan amounts up to $200,000
    • Financing up to 120 months
    • Credit Life and Disability Insurance available (restrictions may apply)

    203(k) Rehab Mortgage Insurance


    #renovation loan
    #

    203(k) Rehab Mortgage Insurance

    Summary:

    Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home.

    Purpose:

    Section 203(k) fills a unique and important need for homebuyers. When buying a house that needs repair or modernization, homebuyers usually have to follow a complicated and costly process. The interim acquisition and improvement loans often have relatively high interest rates, short repayment terms and a balloon payment. However, Section 203(k) offers a solution that helps both borrowers and lenders, insuring a single, long term, fixed or adjustable rate loan that covers both the acquisition and rehabilitation of a property. Section 203(k) insured loans save borrowers time and money. They also protect the lender by allowing them to have the loan insured even before the condition and value of the property may offer adequate security.

    For less extensive repairs/improvements, see Limited 203(k). For housing rehabilitation activities that do not also require buying or refinancing the property, borrowers may also consider HUD s Title I Property Improvement Loan program.

    Type of Assistance:

    Section 203(k) insures mortgages covering the purchase or refinancing and rehabilitation of a home that is at least a year old. A portion of the loan proceeds is used to pay the seller, or, if a refinance, to pay off the existing mortgage, and the remaining funds are placed in an escrow account and released as rehabilitation is completed. The cost of the rehabilitation must be at least $5,000, but the total value of the property must still fall within the FHA mortgage limit for the area. The value of the property is determined by either (1) the value of the property before rehabilitation plus the cost of rehabilitation, or (2) 110 percent of the appraised value of the property after rehabilitation, whichever is less.

    Many of the rules and restrictions that make FHA s basic single family mortgage insurance product (Section 203(b) ) relatively convenient for lower income borrowers apply here. But lenders may charge some additional fees, such as a supplemental origination fee, fees to cover the preparation of architectural documents and review of the rehabilitation plan, and a higher appraisal fee.

    Eligible Activities:

    The extent of the rehabilitation covered by Section 203(k) insurance may range from relatively minor (though exceeding $5000 in cost) to virtual reconstruction: a home that has been demolished or will be razed as part of rehabilitation is eligible, for example, provided that the existing foundation system remains in place. Section 203(k) insured loans can finance the rehabilitation of the residential portion of a property that also has non-residential uses; they can also cover the conversion of a property of any size to a one- to four- unit structure. The types of improvements that borrowers may make using Section 203(k) financing include:

    • structural alterations and reconstruction
    • modernization and improvements to the home s function
    • elimination of health and safety hazards
    • changes that improve appearance and eliminate obsolescence
    • reconditioning or replacing plumbing; installing a well and/or septic system
    • adding or replacing roofing, gutters, and downspouts
    • adding or replacing floors and/or floor treatments
    • major landscape work and site improvements
    • enhancing accessibility for a disabled person
    • making energy conservation improvements

    HUD requires that properties financed under this program meet certain basic energy efficiency and structural standards.

    Application:

    Applications must be submitted through an FHA approved lender.

    Technical Guidance:

    Insurance for rehabilitation is authorized under Section 203(k) of the National Housing Act (12 U.S.C. 1709(4k)). Program regulations are at 24 CFR 203.50. For more information contact the FHA Resource Center.


    Veterans Mortgage Life Insurance – Life Insurance


    #loan protection insurance
    #

    Life Insurance

    Veterans’ Mortgage Life Insurance

    Veterans’ Mortgage Life Insurance (VMLI) is mortgage protection insurance that can help families of severely disabled Servicemembers or Veterans pay off the home mortgage in the event of their death.

    Eligibility

    VMLI is only available to Servicemembers and Veterans with severe service-connected disabilities who:

    • Received Specially Adapted Housing (SAH) grant to help build, remodel, or purchase a home, AND
    • Have the title to the home, AND
    • Have a mortgage on the home

    Veterans must apply for VMLI before their 70th birthday.

    Benefits

    VMLI provides up to $200,000 mortgage life insurance and is payable only to the mortgage holder (i.e. a bank or mortgage lender), not to a beneficiary. The amount of coverage will equal the amount of the mortgage still owed, but the maximum can never exceed $200,000. VMLI is decreasing term insurance which reduces as the mortgage balance declines. VMLI has no loan or cash values and does not pay dividends.

    Cost/Rates

    To determine your VMLI premium amount consult the VMLI Premium Calculator.

    Applying for VMLI

    The Specially Adapted Housing Agent will help the Servicemember or Veteran complete VA Form 29-8636, Application for Veterans’ Mortgage Life Insurance. If a Servicemember or Veteran does not apply for VMLI coverage at that time, VA will send a letter informing them that they are eligible for such coverage. In addition to completing VA Form 29-8636. the Servicemember or Veteran must provide information about their current mortgage.


    Vehicle Loans


    #vehicle loans
    #

    Auto Loans

    Auto Loans

    If you’re looking to get a new car, or a new-used car, we can help! We know how tedious the car buying experience can be. Different dealerships will offer different prices for the same car. And if you don’t do your research, you may end up paying more than you have to. We offer a free unbiased auto buying experience.** Simply tell us what car you’re looking for and any specific features. Our knowledgeable team will do the shopping for you. Call us at (213) 944-2201 to find the car you’re looking for.

    There’s no better deal on wheels than a Schools FCU vehicle loan.  Visit our Auto Marketplace to discover how easy finding your next vehicle can be.

    Auto Loan – Refinance

    Like your current vehicle… but hate the loan? Refinance your high-interest bank or dealer loan to get a monthly payment you can live with.

    Summer Free Auto Loan

    Making 12 monthly payments can be a strain when you only get paid 10 months. Don’t stress! Take a break from payments instead.

    Our Summer Free Auto Loan lets you skip payments during the 2-month period when your paycheck is “on vacation.”

    • Same low rates as regular auto loans
    • Skip two payments of your choice

    Additional Savings for Your Loan

    Guaranteed Auto Protection (GAP)

    If your car is stolen or totaled, your insurance will probably pay only the actual cash value, which could be far less than your remaining car loan balance. Guaranteed Auto Protection (GAP) covers the difference by paying off your loan, and gives you $1,000 as a head start on a replacement vehicle. For peace of mind, purchase GAP when you finance your next vehicle.

    Mechanical Breakdown Insurance (MBI)

    *APR= Annual Percentage Rate. All applications are subject to approval. Actual rate and terms offered will vary based on the borrower(s) credit qualifications. Offer is subject to change without notice. Rate includes the following discounts: -0.25% for automatic payments from SFCU checking, and -0.25% with a direct deposit relationship. Payment examples are based on the lowest possible rate of 1.49% for 60 months. All loans are based on simple interest and interest will continue to accrue during any deferrals. Rate does not apply to existing SFCU loans. **Auto buying service provided by Allegiance Auto Buying Group – Carquest. Schools FCU is not responsible for the services provided by third party vendors.


    Very Low to Moderate Income Housing Loans


    #housing loans
    #

    Very Low to Moderate Income Housing Loans

    By Robert Longley. US Government Expert

    Robert has logged over 26 years of experience in municipal government in Texas and California cities. He has also served as About’s Guide to U.S. Government since October 1997.

    The property must be located in an eligible rural area. Assistance is available in the States, the Commonwealth of Puerto Rico. the U.S. Virgin Islands, Guam, American Samoa, the Commonwealth of Northern Mariana s, and the Trust Territories of the Pacific Islands. Direct loans are made at the interest rate specified in RD Instruction 440.1, Exhibit B (available in any Rural Development local office), and are repaid over 33 years or 38 years for applicants whose adjusted annual income does not exceed 60 percent of the area median income, if necessary to show repayment ability.

    Payment assistance is granted on direct loans to reduce the installment to an effective interest rate as low as one percent, depending on adjusted family income. Payment assistance is subject to recapture by the government when the customer no longer resides in the dwelling. There is no funding provided for deferred mortgage authority or loans for deferred mortgage assumptions. Guaranteed loans may be made to refinance either existing RHS Guaranteed Housing loans or RHS Section 502 Direct Housing loans. Guaranteed loans are amortized over 30 years. The interest rate is negotiated with the lender.


    Vehicle Loans (New


    #used car loan rates
    #

    Vehicle Loans

    Looking to buy a new or used vehicle, or refinance an existing vehicle loan? We can help. Whether you’re buying from a dealership or a private party, you can apply now for your APGFCU vehicle loan.

    Low Rate Auto Loans

    LOW competitive rates

    NO down payment needed

    Auto Rates

    Effective November 17, 2015 – All rates subject to change without notice

    Rates expressed as Annual Percentage Rate (APR)

    1 Automated Payments: To qualify for the Automated Payments Interest Rate, you MUST have a direct deposit, payroll deduction, or an Automated Clearing House deposit to APGFCU that is used to repay your loan.

    2 The rates stated above available on approved credit. Rates may be different as determined by loan term, purpose (purchase/refinance), model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

    • Used vehicles 2012 to 2008 maximum term 75 months.
    • Used vehicles 2007 or older limited to 63 month term.

    4 For cars $20,000 and above


    Vehicle Loans -Apply Online at First Tech Federal Credit Union


    #used auto loan
    #

    Fixed-rate, fixed-term loan

    You’ll benefit from:

    Quick and easy loan approval

    • Online loan application
    • Digital document delivery

    More money in your pocket

    Fixed-rate, fixed-term loan

    Fixed-rate, fixed-term loan

    *Account Requirements

    *No minimum balance required; no monthly service charge. Available on personal accounts only. If you do not meet the monthly qualification requirements, your account will earn the non-qualified dividend rate. Qualifying transactions must post to the account prior to the last day of the month. Debit card purchases can take up to three days to post and are dependent on merchant processing times.

    ** To qualify for e-deposit, there are certain eligibility requirements that a member must meet. First Tech utilizes a proprietary rating system to qualify members for e-deposit. As an example, members who fit the below have a very good chance of qualifying for e-deposit. For your security, we have kept this rating system confidential requirements.

    • 18 + years of age
    • A credit union member for a minimum of 90 days
    • Actively using the credit union’s services with no negative history on their accounts
    • Enrolled in Online Banking

    View the latest notice of changes in the temporary NCUA insurance coverage for transaction accounts. Learn more