Planters Bank will assist you from start to finish and provide an appropriate financing solution to your personal loan needs. All of our loans are approved by a team of bankers who know the community and can make quick decisions with your best interests in mind.
Call or visit any of our offices for more information or Apply Online .
Mortgage New Construction
Whether you are buying or refinancing for the first time or the last, you deserve convenient and hassle-free service offering a variety of lending options with attractive, competitive rates. Our experienced mortgage lenders are ready to help assist you through the process.
Planters Bank is your best local source for a home mortgage .
- Fixed-Rate Mortgages
- Adjustable-Rate Mortgage (ARM)
- Special Home Loan Financing (VA or FHA)
- VA Loans
- Federal Housing Association (FHA) Loans
- New Construction/Permanent Loans
Home Equity Lines of Credit (HELOC)
Let your hard-earned equity work for you! Finance a college education, home improvements or upgrades, a new car or a dream vacation. You can also use a HELOC for debt consolidation. A Planters Bank Home Equity Line of Credit is a smart way to borrow money for the things you need – the interest paid on a Home Equity Line of Credit is usually tax deductible! Please consult with a tax advisor to determine the tax benefits available to you. Download a Home Equity Loan Application.
Please review this booklet, What You Should Know About Home Equity Lines of Credit, before completing your HELOC Application. Please also carefully review the applicable disclosures and print a copy for your records:
Home Equity Loans
Add on a room, a deck or even install a new pool with a Planters Bank Home Improvement Loan. If you re looking for a fixed payment and terms, a Home Equity Loan may be your best option!
- Apply Online
- Apply in Minutes – Response in Seconds
- Access Funds within 3 Business Days
- Fixed-Rate Term Loan or Variable-Rate Line of Credit
- Low Closing Fee
- Exclusively for Planters Bank Checking Customers*
* Your Planters Bank Checking account must be open for at least 180 days to be eligible.
Take the stress out of buying a new or used vehicle with financing from Planters Bank. With competitive interest rates and terrific service, we have your best interest in mind. We also provide Boat and Recreational Loans so you have the freedom to pursue your own adventure. From bass boats to pontoon boats, RVs to off-road vehicles, even that once in a lifetime trip , Planters Bank is here to help make your dreams become reality. Call or visit for a pre-approval before you go shopping and you ll know exactly how much you ll have to spend.
PaySound Checking Plan
Apply Online for our No-Credit-Score Line of Credit with no bank overdraft fees.
Find the PERFECT CARD for the way you use credit.
Our credit cards offer benefits and features to meet a variety of financial needs. Take a look at what each card has to offer and decide which one is right for you.