Feb 15 2018

SpeedyMoney – Really Fast Cash Advance Loans & Payday Loans, payday loans australia.#Payday #loans #australia

SpeedyMoney – Payday Loans & Cash Loans Online

SpeedyMoney is committed to providing you with a hassle-free solution to your short-term borrowing needs.

We offer loans from $200 – $1600. Repayments are withdrawn from your account via Direct Debit on the day that you are paid, either weekly, fortnightly, or on a specific date in the month. The application process is straight forward, takes only a few minutes, and during business hours we typically make the decision and send the funds in less than 60 minutes. Depending on who you bank with the money can be with you in minutes, a few hours, or at worst overnight. By far and away the majority of our payments are received the same day.

Our responsible lending principles aim to ensure we offer you a loan with repayments you can afford. You can also use our cash loan calculator above to work out your approximate repayments before you apply. You must be employed (we cannot help you if the majority of your income is from Centrelink), and you will need to download your bank statements via the application form, so have your bank details to hand.

We are 100% online, processing applications 24/7, regulated by ASIC, and the Financial Ombudsman Service (FOS).

Types of loans?

Our business is regulated by ASIC and our product is classified as a Small Amount Credit Contract (SACC), although they are also commonly referred to as payday loans, cash advances, personal cash loans, cash loans, little loans, quick cash loans and short-term loans.

Payday loans

Payday loans are small unsecured loans. Our payday loans range from $200 – $1600 and are payable in equal installments over the term of the loan on the dates that match your pay frequency. That is, if you are paid monthly then we’ll deduct your repayment on your monthly pay date. Customers typically use these loans to pay for unexpected bills, repairs, or simply when they find they have been left short till next payday. The application process is fast, the money paid within the hour and usually received the same day, and although you must be employed for a payday loan, an absolutely clean credit history is not mandatory.

Cash Advance

Our Cash Advance loans are small loans between $200 and $1600. They work the same as payday loans in that your repayments are direct debited from your account on payday, and the funds are usually available for withdrawl on the same day. Whilst your final assessment is done by a Speedymoney credit officer there is a high degree of automation in collecting your application information, gathering your bank statement data, and scheduling your direct debits. This makes for a speedy approval and aims to get the money in your hand faster.

Emergency Loan

Fast and hassle-free, emergency loans typically cover medical or vet expenses unexpected matters that need to be dealt with high priority. Following the same structure as a payday loan, in that your repayments are made via direct debit on the same day that your receive your wages, subject to your previous lending history these loans can carry over a longer period (to keep each individual repayment lower) when the need arises. To apply for an emergency loan simply use our online application form, have your mobile and bank details to hand, and know the size of the repayments that you can afford. Use the loan calculator on the home page to help estimate these.

Short term loans

The phrase short term loans is actually defined as a loan of under 15 days under the National Consumer protection Act. It is not possible to offer loans under 15 days in Australia, and hence all of our loans are 16 days or longer. Most commonly loans are structured over the course of a month and this is what customers usually mean when they talk about short term loans. We offer loans for between $200 and $1600, and structure the repayments to be withdrawn from your account via direct debit on the day that you are paid. The online application takes less than a few minutes, and transfers are made within the hour during the working week.

Personal Loans

Speedymoney personal loans are unsecured loans up to $1600 available to cover near term expenses that will be larger than normal. Repayments are deducted from future income payments in manageable instalments to try to smooth the effect of this one-off event. To apply for a personal loan use the online application and be ready to download your bank statements so that your assessment can be carried out promptly. A personal loan at Speedymoney is usually for a larger amount than a payday loan and takes into account your previous repayment track record with us.

Quick Cash Loans

SpeedyMoney is one of Australia’s newest online providers of Quick Cash loans. To ensure the service we offer is world class, we scoured the globe to find the best possible systems to ensure you don’t wait a minute longer than you need to to get your money.

Annual Percentage Rate (APR)

Please note that our loans are simply fee based with no hidden fees or charges. As such they don’t have an Annual Percentage Rate (APR).

Why Speedymoney?

Our application form should take you no longer than 5 minutes to complete. Usually we’ve processed your loan a short-time later with the money on it’s way to your bank account in less than 60 minutes. That’s a seriously fast loan.

You don’t have the time these days to deal with manual loan processes. Get your bank details and ID together and you’re ready to go. You can apply 24/7, we’re always open.

We understand things don’t always go as planned

Things are getting tough and budgeting doesn’t always work out when unexpected things happen. Our cash loans are not like credit cards or other forms of revolving credit you get the money fast, you pay it off fast, and that’s it. If you need us again, just login and apply for an even faster loan.

Your credit history isn’t perfect

You generally do the right thing and pay off your debts and sometimes that takes time. We won’t penalise you because you’ve had some bad luck and you’re credit file isn’t perfect. What we look for is a recent history of repayment and affordability.

We are committed to responsible lending

We take our obligations seriously and we don’t want to lend you money if you can’t afford to repay it. This takes our total focus every day.

We care about customer service

Just because it’s a small loan, it doesn’t mean it’s not important. If you need to know your current balance, the status of your loan, your repayment dates or get another loan, then you can log onto our secure client area and it’s all there. Alternatively you can call on 1300 271 902 or get us on chat during business hours.

We have a few essential requirements to be eligible for a SpeedyMoney Loan. You need to be:

  • Over 18 years of age
  • An Australian resident
  • Be employed and have a regular income stream

Apply Now

How do I apply?

We take applications online only. You can call us if you need to on (02) 8599 1083 or email us at

How long does it take to get my money?

During business hours and following the successful completion of our online process, we commit to send your money in less than 60 minutes. If you bank with the Commonwealth Bank, your money can be in your account in seconds, usually a few hours later with the other major banks, or overnight with the smaller regional banks if the application is approved before 3.30pm.

Types of loans?

Our business is regulated by ASIC and our product is classified as a Small Amount Credit Contract (SACC), although they are also commonly referred to as payday loans, cash advances, personal cash loans, cash loans, little loans, quick cash loans and short-term loans.

Written by CREDIT

Leave a Reply

Your email address will not be published. Required fields are marked *