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Becoming a Hospital CEO

#healthcare #administration #colleges


Becoming a Hospital CEO, REMMONT.COM

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Do you dream of becoming a hospital CEO? By understanding this career path and reading the blogs of some prominent hospital CEOs, you ll have a much better grasp of what you need to get there.

Hospital CEO Salaries
Salary figures vary wildly depending on experience, location, and employer. Here are some links to various resources concerning CEO salaries.

Hospital CEOs
Hospital CEOs generally come from a medical background and almost always hold a Masters of Hospital or Healthcare Administration. Prior to becoming CEOs, they must have about 8-10 years of experience in administrative, management and healthcare positions. The hospital CEO is the highest ranking official in the hospital organization, and he or she also has the toughest job.

What do Hospital CEOs Do?
Hospital CEOs are responsible for overseeing day to day operations, serving as moral leaders who articulate the hospital s mission and vision to the public community, and being the leaders in developing strategic vision and policies for the hospital. The CEO usually works alongside a team consisting of the CNO (Chief Nursing Officer), CMO (Chief Medical Officer), COO (Chief Operating Officer) and the CFO (Chief Financial Officer )- this is the hospital s executive management team.

How do Hospital CEOs get to where they are?
In studying this list of 20 New Hospital CEOs to Know . it seems that most of the CEOs have a couple things in common:

  • They served as COOs of hospitals before. COO, the Chief Operating Officer, delegates day to day operations and reports to the CEO, who is usually too busy to review production quotas and operations daily.
  • They held a Masters in Healthcare Administration, Business Administration or Nursing from an accredited university.
  • They held previous positions in strategic management, business and executive leadership. (Meaning medical expertise isn t all CEOs need to have!)
  • They had about 15 or more years of experience in healthcare before they became the CEOs of major hospitals. (Patience is a must.)

Where can you learn more about Hospital CEOs?
There s no better place to learn about hospital CEOs than from their own blogs. Here s a list of 5 great hospital CEO blogs you can follow for insight into the lives of hospital CEOs.

  • Running a Hospital Blog Paul Levy, President and CEO of Beth Israel Deaconess Medical Center in Boston, shares thoughts on hospitals and healthcare issues.
  • Wake Med Voices Dr. Bill Atkinson, president and CEO WakeMed Health Hospitals, shares his unique perspective on healthcare.
  • Roper on Health William L. Roper, CEO of the University of North Carlolina Health Care System. covers everything from health policy, global health, medical education, healthcare quality to health reform.
  • SJMC World Scott Kashman, CEO of the St. Joseph Medical Center, shares insider news about his hospital and his community.
  • More Than Medicine Tom Quinn, President and CEO of Community General Hospital. shares his weekly thoughts on healthcare, medicine and more.

The great thing about the blogging community is that bloggers want to converse and build relationships. Use this valuable opportunity to comment on a blog post by a CEO, ask some questions, introduce yourself and become familiar with the industry.

Related Articles:


Why Should You Pursue a Healthcare Administration Degree?

#master #degree #in #healthcare #administration


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It s no secret that earning any Masters degree means years of work, sweat, tears, stress and money. MHA schools can be costly. MHA degrees take 3-4 years to earn. MHA degree holders need to work their way up from lower level management jobs to reach the coveted executive positions. MHA holders need to be prepared for a lifetime of hard work and persistence.

But I ll bet you re ready for the challenge. I ll bet you ve realized that sacrificing your time and energy right now will pay off big time in the future. I bet you already know the entire list of motivations reasons to pursue a career in Healthcare Administration that I m about to show you- but let s go over them anyway. It will remind you of why pursuing a Masters in Healthcare Administration is the smartest decision you ll ever make.

Top Reasons to Pursue a Healthcare Administration Degree

  1. Do it for the Social Good. Health care executives aren t just in charge on controlling hospitals- the decisions they make affect the tens, hundreds or thousands of patients who are relying on their healthcare services. They are responsible for the human lives inside their hospitals, not just the buildings and equipment.
  • Have Flexibility in your Future Career Choices. A Healthcare Administration Degree can be utilized in just about any healthcare related occupation, ranging from hospital CEO, to health insurance manager, to public health official, to management consultant, to pharmacist, and more. Getting this one degree under your belt now will ensure that you have a plethora of career options later on.
  • You ll be Highly Sought After. And that s a good feeling. Healthcare is the fastest growing job sector, according to the US Bureau of Labor Statistics. More jobs means more demand!
  • Plenty of Room for Advancement. There is no shortage of hospitals and healthcare facilities, and definitely no shortage of managerial and executive positions. Once you ve earned your Healthcare Administration Degree, you have just as good a chance as anyone to become the CEO of a hospital. (With some extra effort and hard work, of course!)
  • It s Exciting! You never know what will happen on any given day. Being in charge of any healthcare facility, no matter how big or small, means that new obstacles, situations and circumstances will arise on a daily basis. Want a job that keeps you on your toes? You got it.
  • Last (but certainly not least), Healthcare executive salaries are high. An Associate degree holder in healthcare administration makes, on average, 80-100,000 dollars a year. Imagine what you re worth, as a Masters of Healthcare Administration degree holder! (Don t like imaginary salary figures? Here are the numbers. )
  • Pursuing an MHA is the most socially, personally, mentally and financially rewarding investment you ll ever make. Guaranteed.

    Related Articles:


    EMR Software Demo Download, Electronic Medical Record Software, Windows, Linux, Macintosh

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    The SpringCharts Demo is a full version of SpringCharts adapted to run on one computer. It comes with sample patients, diagnoses, and procedures.

    The Demo also features on-screen annotations that will take a user through the key functions of the system. Thus, users can explore the system on their own, or have a more structured experience with its key features and functions. Users cannot modify the practice settings in the Demo, but all other features are enabled.

    Installing SpringCharts Demo:

    Windows installation involves five steps:

    1. Assessing the version of Java Runtime Environment (JRE) on your computer. (See Java Help for this critical step.)
    2. Installing the correct JRE (1.4.2 or higher) if needed. (See Java Help for this critical step.)
    3. Registering and downloading the Demo by selecting Get Demo below.
    4. Unzipping the downloaded file and then double-clicking SpringChartsDEMOSetup.exe
    5. Follow the directions offered by the installer.

    Macintosh installation involves three steps:

    1. Registering and downloading the Demo by selecting Get Demo below.
    2. Uncompressing the downloaded file if it was not done automatically and double-clicking SpringCharts TestDrive Installer.
    3. Follow the directions offered by the installer.

    Linux installation involves seven steps:

    1. Assessing the version of Java Runtime Environment (JRE) on your computer. (See Java Help for this critical step.)
    2. Installing the correct JRE (1.4.2 or higher) if needed. (See Java Help for this critical step.)
    3. Registering and downloading the Demo by selecting Get Demo below.
    4. Unzipping the downloaded file.
    5. Creating a new directory in /usr/local/bin called SCDemo.
    6. Copying the contents of the extracted ‘Stand Alone Version’ folder to the new SCDemo directory.
    7. Starting SpringCharts by going to /usr/local/bin/SCDemo and typing: java -jar SpringCharts.jar.

    The U. S. Small Business Administration #montel #williams #loan


    #loan application form
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    Disaster Loan Applications

    If you are in a declared disaster area and have suffered any disaster related damage you may be eligible for federal disaster assistance. Homeowners and Renters must register with the Federal Emergency Management Agency to obtain a FEMA Registration ID Number by calling 1-800-621-3362. You can apply for a disaster loan online.

    SBA Disaster Home Loan Application (paper forms)

    SBA Form 413 Personal Financial Statement . Download, print form and complete or complete version online and print.

    IRS Form 4506-T . Download, Print form and complete or complete version online and print. Please see instructions.

    SBA Form 2202 Schedule of Liabilities . Print form and complete. This is a suggested format for the Schedule of Liabilities. The information contained in this schedule is a supplement to your balance sheet and should balance to the liabilities presented on that form. If you need assistance please see instructions.

    SBA Form 2202 Schedule of Liabilities instructions . Follow examples 1 through 8 for requested information. You may use your own form if you prefer. Any format is acceptable as long as it includes the information included in the instructions.

    All required documents listed in Filing Requirements must be returned. All forms requiring signature must be signed and dated. Incomplete applications will not be accepted.

    U.S. Small Business Administration

    Processing and Disbursement Center

    14925 Kingsport Rd.

    Ft. Worth, TX 76155-2243



    The U. S. Small Business Administration #monthly #mortgage #calculator


    #online loans
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    Advantage Loans

    SBA guarantees three types of 7(a) business loans known as Advantage Loans. These are the Small/Rural Lender Advantage Loan . the Community Advantage Loan and the Small Loan Advantage .

    The loan provided to the business is the equivalent of a Basic 7(a) Loan—not revolving—allowing the proceeds to be used for regular purposes. What differentiates a Basic 7(a) Advantage Loan from a Basic 7(a) loan is which lenders can get a guarantee. Another difference is the amount of underwriting some lenders must conduct before providing a guarantee. The principal difference is tied to the lender who provides the loan, rather than the structure and purpose of the loan. The Advantage Programs allows selected lenders to obtain 7(a) guarantees on loans they propose to provide to eligible and creditworthy small businesses that meet all the requirements of a Basic 7(a) Loan through an alternative application process.

    All the Special Purpose Loan Programs listed above have certain requirements (such as what collateral must be obtained and how the repayment structure of principal and interest) that the SBA imposes on the lender and/or that the lender must impose on the borrower.

    These programs also impose certain requirements on the lender for underwriting and closing the loan.



    The U. S. Small Business Administration #bank #loan


    #collateral loans
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    Collateral

    Collateral is an additional form of security which can be used to assure a lender that you have a second source of loan repayment. Assets such as equipment, buildings, accounts receivable, and (in some cases) inventory are considered possible sources of repayment if they can be sold by the bank for cash. Collateral can consist of assets that are usable in the business as well as personal assets that remain outside the business. This collateral table [link to collateral table in Understanding the Basics/Collateral) shows how different forms of collateral are valued by a typical lender and SBA.

    You can assume that all assets financed with borrowed funds will be used as collateral for the loan. Depending on how much equity was contributed by you toward the acquisition of these assets, the lender may require other business assets as collateral.

    Certified appraisals are required for loans greater than $250,000 secured by commercial real estate. The SBA may require professional appraisals of both business and personal assets, plus any necessary survey and/or feasibility study. When real estate is being used as collateral, banks and other regulated lenders are required by law to obtain third-party valuation on transactions of $50,000 or more.

    Your Home or Personal Assets May Be Considered as Collateral

    Owner-occupied residences generally become collateral when:

    The lender requires the residence as collateral

    The equity in the residence is substantial and other credit factors / sources of collateral are weak

    Such collateral is necessary to assure that the principal(s) remain committed to the success of the venture for which the loan is being made

    You operate the business out of the residence or other buildings located on the same parcel of land

    To the extent that worthwhile assets are available, adequate collateral is required as security on all SBA loans. However, the SBA will generally not decline a loan when inadequacy of collateral is the only unfavorable factor.

    For all SBA loans, personal guaranties are required from every owner of 20 percent or more of the business, as well as from other individuals who hold key management positions. Whether a guaranty will be secured by personal assets or not is based on the value of the assets already pledged and the value of the assets personally owned compared to the amount borrowed.



    The U. S. Small Business Administration #loans #compare


    #apply for a loan
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    Business Loan Application Checklist

    SBA is not the only source for small-business loans. State and local economic-development agencies – and numerous nonprofit organizations – provide low-interest loans to small business owners who may not qualify for traditional commercial loans.

    When it comes to applying for these loans, the good news is that most of these other lenders require the same kinds of information. Of course, each loan program has specific forms you need to fill out. But for the most part, you’ll need to submit the same types of documentation. So it’s a good idea to gather what you’ll need before you even start the application process.

    Loan Application Form

    Forms vary by program and lending institution, but they all ask for the same information. You should be prepared to answer the following questions. It’s a good idea to have this information prepared before you fill out the application:

    Why are you applying for this loan?

    Who are the members of your management team?

    Either as part of the loan application or as a separate document, you will likely need to provide some personal background information, including previous addresses, names used, criminal record, educational background, etc.

    Resumes

    Some lenders require evidence of management or business experience, particularly for loans that can be used to start a new business.

    Business Plan

    All loan programs require a sound business plan to be submitted with the loan application. The business plan should include a complete set of projected financial statements, including profit and loss, cash flow and balance sheet.

    Here are some resources for preparing your business plan:

    Personal Credit Report

    Your lender will obtain your personal credit report as part of the application process. However, you should obtain a credit report from all three major consumer credit rating agencies before submitting a loan application to the lender. Inaccuracies and blemishes on your credit report can hurt your chances of getting a loan approved. It’s critical you try to clear these up before beginning the application process.

    Business Credit Report

    If you are already in business, you should be prepared to submit a credit report for your business. As with the personal credit report, it is important to review your business’ credit report before beginning the application process.

    Income Tax Returns

    Most loan programs require applicants to submit personal and business income tax returns for the previous three years.

    Financial Statements

    Many loan programs require owners with more than a 20 percent stake in your business to submit signed personal financial statements.

    You may also be required to provide projected financial statements either as part of, or separate from your business plan. It is a good idea to have these prepared and ready in case a program for which you are applying requires these documents to be submitted individuall.

    The following forms may be used to prepare your projected financial statements:

    Balance Sheet

    Cash Flow

    Bank Statements

    Many loan programs require one year of personal and business bank statements to be submitted as part of a loan package.

    Accounts Receivable and Accounts Payable

    Most loan programs require details of a business’s most current financial position. Before you begin the loan application process, make sure you have accounts receivable and accounts payable.

    Collateral

    Collateral requirements vary greatly. Some loan programs do not require collateral. Loans involving higher risk factors for default require substantial collateral. Strong business plans and financial statements can help you avoid putting up collateral. In any case, it is a good idea to prepare a collateral document that describes cost/value of personal or business property that will be used to secure a loan.

    Legal Documents

    Depending on a loan’s specific requirements, your lender may require you to submit one or more legal documents. Make sure you have the following items in order, if applicable:



    The U. S. Small Business Administration #loans #till #payday


    #small cash loans
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    SBA Loans

    If you’re planning to start a business or expand an existing business, you might need financing help. SBA participates in a number of loan programs designed for business owners who may have trouble qualifying for a traditional bank loan.

    To start the process, you should visit a local bank or lending institution that participates in SBA programs. SBA loan applications are structured to meet SBA requirements, so that the loan is eligible for an SBA guarantee. This guarantee represents the portion of the loan that SBA will repay to the lender if you default on your loan payments.

    The SBA Loan Application Checklist provides a listing of forms and documents you and your lender will need to create a loan package to submit to SBA.

    The following are direct links to information about commonly requested SBA programs:

    Starting and Expanding Businesses

    Gives 7(a) loans to eligible borrowers for starting, acquiring and expanding a small business. This type of loan is the most basic and the most used within SBA’s business loan programs. Borrowers must apply through a participating lender institution.

    Provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings.

    Offers very small loans to start-up, newly established or growing small business concerns. SBA makes funds available to nonprofit community based lenders which, in turn, make loans to eligible borrowers in amounts up to a maximum of $50,000. Applications are submitted to the local intermediary and all credit decisions are made on the local level.

    Disaster Loans

    Provide financial assistance to victims of disasters or to individuals in a declared disaster area. You may be eligible for this type of loan even if you don’t own a business.

    Assist small businesses, small agricultural cooperatives and nonprofit organizations as they recover from economic losses resulting from physical disaster or an agricultural production disaster.

    Export Assistance Loans

    Provide exporters and lenders with a streamlined method of obtaining financing for loans and lines of credit up to $500,000. Lenders use their own credit decision process and loan documentation; exporters get access to their funds faster. SBA provides an expedited eligibility review with a response in less than 24 hours.

    Offers loans targeted at businesses that are able to generate export sales but need additional working capital to support these opportunities.

    Gives term loans that are designed for businesses that plan to start/continue exporting or those that that have been adversely affected by competition from imports. The proceeds of the loan must enable the borrower to be in a better position to compete.

    Veteran and Military Community Loans

    Offers funds to eligible small businesses to meet ordinary and necessary operating expenses that could have been met, but are unable to meet, because an essential employee was “called-up” to active duty in their role as a military reservist.

    Special Purpose Loans

    Help small businesses meet their short-term and cyclical working-capital needs through the SBA umbrella program called CAPLines.

    Provides financing to eligible small businesses for the planning, design or installation of a pollution control facility.

    CAIP is a program established to assist U.S. companies that are doing business in areas of the country that have been negatively affected by the North American Free Trade Agreement ( NAFTA ). To be eligible, a business must reside in a county noted as being negatively affected by NAFTA, based on job losses and the unemployment rate of the county.



    Remote Windows Desktop Management and Desktop Administration Software – ManageEngine Desktop Central #windows #desktop #management #software, #remote #windows #desktop #administration #software, #configuring #windows #desktops, #remote #windows #desktop #configuration, #desktop #management, #windows #patch #management, #install #patches, #inventory #management, #software #inventory, #hardware #inventory, #install #software, #software #deployment, #software #distribution, #software #installation, #service #pack #installation, #install #service #packs, #remote #desktop #sharing, #share #desktops, #active #directory #reports, #user #logon #reports, #windows #system #tools, #disk #cleanup, #check #disk, #disk #defragmentor, #disk #defrag, #windows #2000, #xp, #2003, #vista, #lan, #wan, #branch #offices


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    Features

    Integration with other ManageEngine products

    ServiceDesk Plus is a web-based Help Desk software, offered by ManageEngine. By integrating Desktop Central with ServiceDesk Plus, it enhances the value of your IT services. This integration let’s you to perform entire desktop and mobile device management activities within a single console.

    ServiceDesk Plus On-Demand is a cloud-based help desk software offered by ManageEngine. By integrating Desktop Central with ServiceDesk Plus On-Demand, it enables you to combine your regular desktop and mobile device management activities in a simple and secure manner with SaaS based help desk management.

    OS Deployer, helps to create a master image of the OS and deploy them to desktops and servers from a central location. By integrating with Desktop Central, new computers will automatically become the part of the managed computers without requiring any additional configurations

    Asset Explorer is an asset management software. By integrating with Desktop Central, you can fetch accurate inventory details of all the hardware, software assets in your organization.

    Integration with other products

    ServiceNow is a leading web-based help desk solutions that helps in modern IT service management. Integrate Desktop Central with ServiceNow, to experience improved incident handling. This integration helps you to perform Desktop Central’s service operation tasks directly from ServiceNow Console.

    Spiceworks is a help desk software that can be hosted both On-premises and On-cloud. Desktop Central’s integration with Spiceworks allows you to perform desktop management activities on Spiceworks console with a single sign on.

    Customer Success Stories

    We had a general lack of resource and found Software deployment and desktop management to be very time consuming. Desktop central has managed to greatly simplify this process. Deploying Desktop Central was really quick and easy. It was competitively priced, and we found it to be the simplest and most effective desktop management tool that we have ever used.

    System Support Manager, Plan UK



    Uncontested Divorce – DIY Forms #court, #courts, #new #york, #new #york #state, #new #york #city, #nyc, #nys, #ny, #ucs, #oca, #new #york #state #unified #court #system, #unified #court #system, #office #of #court #administration, #ecourts, #e-courts, #casetrac, #case #trac, #casetrak, #case #trak, #casetrack, #case #track, #future #court #appearance #system, #webcrims, #county, #civil, #family, #housing, #commercial, #supreme, #appeals, #appellate, #claims, #small #claims, #divorce, #law, #litigant, #litigation, #attorney, #lawyer, #cle, #juror, #jury, #jury #duty, #judge, #chief #judge, #justice, #judicial, #judiciary, #legal #forms, #court #rules, #decisions, #jury #charges, #law #libraries, #legal #research, #court #news, #town #court


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    Uncontested Divorce Program

    Aviso: Este programa es en ingl s, pero obtendr su traducci n al pulsar sobre ESPA OL. Deber responder en ingl s o el tribunal rechazar sus documentos.

    An “uncontested” divorce is where both you and the person you want to divorce agree to divorce and there is an agreement about what will happen to your finances and property after the divorce. [Learn more about Divorce ]

    You can use this program if:

    • You and the person you want to divorce are over 18 years of age,
    • You and the person you want to divorce have no “children” under 21 years of age ,
    • Your marriage has been over for at least 6 months and your relationship can’t be saved, AND
    • All marital property issues, including debt, have been settled.

    Information Checklist

    You will need the following information with you when you use this program:

    • The name, previous last names (if any), current address, social security number, and phone number of the person you want to divorce.
    • A copy of your marriage certificate.
    • If you have any of the following: Settlement Agreement, Order of Protection, etc.
    • If you have an extreme financial hardship and can’t afford the court fees: information about your income, the things you own, and how much you spend a month on utilities and rent.

    Download and print the checklist of information you will need to complete this program.

    Start

    Note: You will be taken to our partner website called LawHelp Interactive.

    You can Sign Up to Save Your Work or go directly to the program without signing up by clicking on Get Started or Go . Then check to agree to the Terms of Use and click on Continue to begin the program.

    About DIY Forms

    Who Can Use These Programs?
    You can use DIY Forms if:

    • you’re a court user and you don’t have a lawyer;
    • you’re a legal services provider;
    • you’re a pro bono lawyer. Pro bono lawyers filing a DIY Form must submit thispro bono affirmation .
    • you’re from a low-bono (reduced fee) program recognized and authorized to use the DIY Form programs by the NYS Courts Access to Justice Program. You must submit this low-bono affirmation with the filing.

    Commercial use is prohibited and no one may charge for using these programs. When you begin the program, you will be asked to accept these terms of use.

    Computer Requirements
    In order to use DIY Form programs, make sure you have the following:

    Note: If you’re on a Mac and do not have Microsoft Word, this program will not work for you.

    Help Using DIY Forms
    See Frequently Asked Questions for help using DIY Form programs.

    Related Information:



    Blog: Obama administration pushing home loans for people with bad credit #car #loans #rates


    #bank loans for people with bad credit
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    Obama administration pushing home loans for people with bad credit

    In the last few years, Wall Street has once again begun to gamble recklessly in the mortgage security market. And now we find out that the administration is pushing home loans for those same marginal consumers.

    The Obama administration is engaged in a broad push to make more home loans available to people with weaker credit, an effort that officials say will help power the economic recovery but that skeptics say could open the door to the risky lending that caused the housing crash in the first place.

    President Obama’s economic advisers and outside experts say the nation’s much-celebrated housing rebound is leaving too many people behind. including young people looking to buy their first homes and individuals with credit records weakened by the recession.

    In response, administration officials say they are working to get banks to lend to a wider range of borrowers by taking advantage of taxpayer-backed programs — including those offered by the Federal Housing Administration — that insure home loans against default.

    Housing officials are urging the Justice Department to provide assurances to banks, which have become increasingly cautious, that they will not face legal or financial recriminations if they make loans to riskier borrowers who meet government standards but later default.

    Officials are also encouraging lenders to use more subjective judgment in determining whether to offer a loan and are seeking to make it easier for people who owe more than their properties are worth to refinance at today’s low interest rates. among other steps.

    Obama pledged in his State of the Union address to do more to make sure more Americans can enjoy the benefits of the housing recovery, but critics say encouraging banks to lend as broadly as the administration hopes will sow the seeds of another housing disaster and endanger taxpayer dollars.

    “If that were to come to pass, that would open the floodgates to highly excessive risk and would send us right back on the same path we were just trying to recover from,” said Ed Pinto. a resident fellow at the American Enterprise Institute and former top executive at mortgage giant Fannie Mae.

    Banks and mortgage companies are extremely leery of lending to these customers because the Dodd-Frank financial reform bill criminalized the process. If a consumer defaults on a loan, they can go to the new enforcement agency, the Consumer Financial Protection Bureau, and lodge a complaint against the lender that they were had – they didn’t understand the terms of the loan. If found guilty, the offender can go to prison for a long time. This is a decided discouragement against giving loans to people who are likely to default.

    So what’s the rush? if consumers have “weak” credit as a result of the recession, let them build it back up by living within their means and paying their bills on time. And why should the taxpayer be on the hook for someone who has demonstrated in the past that they are irresponsible?

    There are still millions of unsold housing units out there with the prospect that many of them will never be inhabited again. Some neighborhoods in Florida and Nevada still look like ghost towns. This is hardly the time to be pushing marginal credit risks into taking tens of thousands of dollars in new debt.

    The definition of crazy is doing the same thing over and over while getting the same result. During the early 2000’s, the government – and Wall Street – urged banks and mortgage companies to lower their standards and give creative loans to people with bad or marginal credit. The result? An epic meltdown that we are strill trying to recover from today.

    In the last few years, Wall Street has once again begun to gamble recklessly in the mortgage security market. And now we find out that the administration is pushing home loans for those same marginal consumers.

    The Obama administration is engaged in a broad push to make more home loans available to people with weaker credit, an effort that officials say will help power the economic recovery but that skeptics say could open the door to the risky lending that caused the housing crash in the first place.

    President Obama’s economic advisers and outside experts say the nation’s much-celebrated housing rebound is leaving too many people behind. including young people looking to buy their first homes and individuals with credit records weakened by the recession.

    In response, administration officials say they are working to get banks to lend to a wider range of borrowers by taking advantage of taxpayer-backed programs — including those offered by the Federal Housing Administration — that insure home loans against default.

    Housing officials are urging the Justice Department to provide assurances to banks, which have become increasingly cautious, that they will not face legal or financial recriminations if they make loans to riskier borrowers who meet government standards but later default.

    Officials are also encouraging lenders to use more subjective judgment in determining whether to offer a loan and are seeking to make it easier for people who owe more than their properties are worth to refinance at today’s low interest rates. among other steps.

    Obama pledged in his State of the Union address to do more to make sure more Americans can enjoy the benefits of the housing recovery, but critics say encouraging banks to lend as broadly as the administration hopes will sow the seeds of another housing disaster and endanger taxpayer dollars.

    “If that were to come to pass, that would open the floodgates to highly excessive risk and would send us right back on the same path we were just trying to recover from,” said Ed Pinto. a resident fellow at the American Enterprise Institute and former top executive at mortgage giant Fannie Mae.

    Banks and mortgage companies are extremely leery of lending to these customers because the Dodd-Frank financial reform bill criminalized the process. If a consumer defaults on a loan, they can go to the new enforcement agency, the Consumer Financial Protection Bureau, and lodge a complaint against the lender that they were had – they didn’t understand the terms of the loan. If found guilty, the offender can go to prison for a long time. This is a decided discouragement against giving loans to people who are likely to default.

    So what’s the rush? if consumers have “weak” credit as a result of the recession, let them build it back up by living within their means and paying their bills on time. And why should the taxpayer be on the hook for someone who has demonstrated in the past that they are irresponsible?

    There are still millions of unsold housing units out there with the prospect that many of them will never be inhabited again. Some neighborhoods in Florida and Nevada still look like ghost towns. This is hardly the time to be pushing marginal credit risks into taking tens of thousands of dollars in new debt.



    Masters of Business Administration #und #mba, #master’s #of #business #administration, #mba, #online #mba, #distance #mba


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    MBA Program

    The Master of Business Administration (MBA) program at the University of North Dakota has recently approved a brand new curriculum, which will take effect in the fall 2017 semester. This new curriculum has been designed to appeal to students from a variety of industries and includes four main learning modules: executive management, business analytics, financial economic analysis, and strategy. This collection of modules will allow students to develop knowledge of advanced business functions, decision-making skills, and an understanding of internal and external factors affecting management of organizations. Additionally, a feature of the new curriculum is three exciting concentration opportunities which allow students to tailor their MBA experience to fit their specific learning objectives.

    The UND MBA program holds AACSB accreditation and a #29 ranking from the U.S. News World Report, which affirm the program’s high standards and faculty qualifications. In addition, this program is unique in that it provides an interactive learning experience for students through synchronous course delivery and small class sizes.

    Are you ready to get started? Visit the “Apply Now” link to begin your application to the MBA program.

    Delivery Options

    ON-CAMPUS + ONLINE = ENDLESS POSSIBILITIES

    All courses are offered in a hybrid format. Each class has a group of local students, attending on-site at UND, and also has distance students who enter the classroom remotely from any location. This technology allows synchronous (real-time) delivery of the program to students in any location, as long as they have access to the required equipment.

    All students (whether receiving instruction on-site or online) are required to attend the “live” class. To accommodate working professionals, almost all MBA courses are offered in the evening (7:00 p.m. to 10:00 p.m. CST).

    Rankings

    The MBA Program is honored to receive top rankings by The Princeton Review and US News World Report from 2014 to 2017. To read more about the rankings please select the links below.

    Apply Now



    OSHA s Final Rule to Protect Workers from Exposure to Respirable Crystalline Silica #health #administration, #dsg #silica #rulemaking


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    UNITED STATES
    DEPARTMENT OF LABOR

    Rule requires engineering controls to keep workers from breathing silica dust

    The Occupational Safety and Health Administration (OSHA) has issued a final rule to curb lung cancer, silicosis, chronic obstructive pulmonary disease and kidney disease in America’s workers by limiting their exposure to respirable crystalline silica. The rule is comprised of two standards, one for Construction and one for General Industry and Maritime.

    OSHA estimates that the rule will save over 600 lives and prevent more than 900 new cases of silicosis each year, once its effects are fully realized. The Final Rule is projected to provide net benefits of about $7.7 billion, annually.

    About 2.3 million workers are exposed to respirable crystalline silica in their workplaces, including 2 million construction workers who drill, cut, crush, or grind silica-containing materials such as concrete and stone, and 300,000 workers in general industry operations such as brick manufacturing, foundries, and hydraulic fracturing, also known as fracking. Responsible employers have been protecting workers from harmful exposure to respirable crystalline silica for years, using widely-available equipment that controls dust with water or a vacuum system.

    Key Provisions

    • Reduces the permissible exposure limit (PEL) for respirable crystalline silica to 50 micrograms per cubic meter of air, averaged over an 8-hour shift.
    • Requires employers to: use engineering controls (such as water or ventilation) to limit worker exposure to the PEL; provide respirators when engineering controls cannot adequately limit exposure; limit worker access to high exposure areas; develop a written exposure control plan, offer medical exams to highly exposed workers, and train workers on silica risks and how to limit exposures.
    • Provides medical exams to monitor highly exposed workers and gives them information about their lung health.
    • Provides flexibility to help employers especially small businesses protect workers from silica exposure.

    Compliance Schedule

    Both standards contained in the final rule take effect on June 23, 2016. after which industries have one to five years to comply with most requirements, based on the following schedule :

    Construction – September 23, 2017. OSHA delayed enforcement in order to conduct additional outreach and provide educational materials and guidance for employer. See the memorandum .

    General Industry and Maritime – June 23, 2018, two years after the effective date.

    Hydraulic Fracturing – June 23, 2018, two years after the effective date for all provisions except Engineering Controls, which have a compliance date of June 23, 2021.

    Background

    The U.S. Department of Labor first highlighted the hazards of respirable crystalline silica in the 1930s, after a wave of worker deaths. The department set standards to limit worker exposure in 1971, when OSHA was created. However, the standards are outdated and do not adequately protect workers from silica-related diseases. Furthermore, workers are being exposed to silica in new industries such as stone or artificial stone countertop fabrication and hydraulic fracturing.

    A full review of scientific evidence, industry consensus standards, and extensive stakeholder input provide the basis for the final rule, which was proposed in September 2013. The rule-making process allowed OSHA to solicit input in various forms for nearly a full year. The agency held 14 days of public hearings, during which more than 200 stakeholders presented testimony, and accepted over 2,000 comments, amounting to about 34,000 pages of material. In response to this extensive public engagement, OSHA made substantial changes, including enhanced employer flexibility in choosing how to reduce levels of respirable crystalline silica, while maintaining or improving worker protection.

    More Information and Assistance

    OSHA looks forward to working with employers to ensure that all workers exposed to respirable crystalline silica realize the benefits of this final rule. Please check back for frequent updates on compliance assistance materials and events, and learn about OSHA’s on-site consulting services for small business .

    OSHA approved State Plans have six months to adopt standards that are at least as effective as federal OSHA standards. Establishments in states that operate their own safety and health plans should check with their State Plan for the implementation date of the new standards.



    The U. S. Small Business Administration #house #loan


    #green loans
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    Environmental Grants Loans

    Use the links below to help find financial resources to pay for energy efficient upgrades to your facilities, to finance your business’s innovative environmental products and technologies and to support your environmentally friendly business.

    Grants.gov

    Search grants.gov by category to see grant applications related to energy, environmental topics, natural resources, transportation, science and technology, agriculture and disaster prevention and relief. The Partnership for Sustainable Communities grants site can also help you identify relevant grants on grants.gov.

    Department of Energy Grants and Loans

    The Department of Energy provides many funding opportunities. including:

    Environmental Protection Agency Grants

    The Environmental Protection Agency (EPA) has several grant programs, many of which are listed on this site. In addition, links to several specific programs are provided below:

    National Science Foundation (NSF) Grants

    Small Business Innovation Grants

    A few federal programs provide grants to small firms engaged in scientific research and development (R D). The federal government’s SBIR (Small Business Innovation Research) and STTR (Small Business Technology Transfer) programs award a specific percentage of federal R D funds to qualified small businesses. SBIR/STTR programs encourage small firms to undertake scientific research that helps meet federal R D objectives, and have high potential for commercialization if successful.

    The following federal agencies award SBIR/STTR grants:



    Degrees in Network Administration #network #administration #degrees, #degrees #in #network #administration


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    Degrees in Network Administration

    Get information about classes available in network administration programs as well as the degree levels offered. Learn which degrees many employers prefer along with typical job duties. Schools offering Computer Networking degrees can also be found in these popular choices.

    What Degree Programs Are Available in Network Administration ?

    Network administrators are responsible for building and maintaining computer data communications systems and equipment. Undergraduate degrees in network administration are available at the associate’s and bachelor’s degree levels. Employers might prefer you to have a bachelor’s degree, although experience and vendor certifications may be substituted in lieu of a degree, according to the U.S. Bureau of Labor Statistics (www.bls.gov ).

    Master’s degree programs in this field include network and system administration, network and communications management and information technology with a specialization in network administration. If you’re planning on pursuing a doctoral degree, you may focus on network administration in a computer science or information technology degree program.

    Graduate programs in this field usually require you to have a bachelor’s degree from an accredited school with a major in information technology, computer science or a related field. Some programs might allow you to take additional information technology courses if you have a bachelor’s degree in another field.

    Associate’s, bachelor’s, master’s and doctorate degrees

    Common Undergraduate Topics

    Troubleshooting networks, operating systems, network types, computer networking technology, data recovery

    Common Graduate Courses

    Wireless technology, information security law, data recovery, network applications, operating system design

    Traditional classroom and distance learning degree options are available

    What Courses Would I Take as an Undergraduate?

    Undergraduate degree programs in network administration cover computer networking technology, network types, operating systems and security. You’ll learn how to build and troubleshoot networks, identify vulnerabilities in networking systems and recover lost data. Some programs also prepare you to take professional certification exams administered by vendors. In addition to general education courses, some of the core courses you can expect to take include:

    • Database systems
    • Wireless security
    • Network architecture
    • Third generation networks

    What Graduate Courses Are Offered?

    Master’s degree programs in network administration cover a number of topics, from project management to emerging trends in technology and network design. You may have the opportunity to take electives in numerous areas, such as electronic commerce, information security law and ethics, wireless technologies and data recovery. You’ll typically be required to complete a capstone project. Additional courses you might take include:

    • Systems analysis
    • Networking applications
    • Information security
    • Operating system design

    Doctoral degrees in computer science and information technology involve a combination of coursework and research. Under the supervision of a faculty adviser, you’ll conduct independent research and write a dissertation that you’ll defend orally in front of a faculty committee. You may also have opportunities to work as a teaching assistant.

    Can I Complete a Degree Program Online?

    Degree programs in network administration are available online for all degree levels. As a distance learner, you’ll need reliable access to a high-speed Web connection. You may need to install software and plug-ins or purchase additional software. It’s helpful if you find out the technical requirements before enrolling.

    To continue researching, browse degree options below for course curriculum, prerequisites and financial aid information. Or, learn more about the subject by reading the related articles below:



    Doctorate in business administration #doctorate #in #business #administration


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    UConn Logo

    Your Career in Business Academia Starts Here

    • Our program is oriented toward training students to take academic jobs at research universities.
    • We offer five business disciplines: Accounting, Finance, Management, Marketing, and Operations and Information Management. Students receive strong training in their discipline.
    • Each department typically admits two to four students per year with full assistantships, allowing each student to receive full faculty attention.

    News

    Blog

    Upcoming Events

    1. 7 11 Hartford Graduate Info Session
    2. 8 2 Hartford Graduate Info Session
    3. 9 11 Hartford Graduate Info Session

    Tuesday, July 11th, 2017

    05:00 PM – 06:45 PM

    Hartford: Graduate Business Learning Center 100 Constitution Plaza, Hartford, CT 06103

    It is extremely important that prospective students make informed choices regarding the selection of a graduate program, and attending an infosession is a valuable way to gather the missing pieces.

    UConn’s graduate business infosessions are an ideal opportunity to learn first-hand about our highly ranked programs, meet with admissions representatives and hear from some of our faculty members. It’s also a great way to get acquainted with the campus and see where you would be attending classes.

    This session will present information about the following programs:Full-time MBA, Part-time MBA, Executive MBA (EMBA), MS in Business Analytics and Project Management (MSBAPM), MS in Financial Risk Management (MSFRM), MS in Human Resource Management (MSHRM), and Ph.D in Business.

    This session will also include a GMAT/GRE strategy session.

    Online registration is required and can be completed at http://s.uconn.edu/3em

    Wednesday, August 2nd, 2017

    05:00 PM – 06:45 PM

    Hartford: Graduate Business Learning Center 100 Constitution Plaza, Hartford, CT 06103

    It is extremely important that prospective students make informed choices regarding the selection of a graduate program, and attending an infosession is a valuable way to gather the missing pieces.

    UConn’s graduate business infosessions are an ideal opportunity to learn first-hand about our highly ranked programs, meet with admissions representatives and hear from some of our faculty members. It’s also a great way to get acquainted with the campus and see where you would be attending classes.

    This session will present information about the following programs:Full-time MBA, Part-time MBA, Executive MBA (EMBA), MS in Business Analytics and Project Management (MSBAPM), MS in Financial Risk Management (MSFRM), MS in Human Resource Management (MSHRM), and Ph.D in Business.

    This session will also include a GMAT/GRE strategy session.

    Online registration is required and can be completed at http://s.uconn.edu/3en

    Monday, September 11th, 2017

    05:00 PM – 06:45 PM

    Hartford: Graduate Business Learning Center 100 Constitution Plaza, Hartford, CT 06103

    It is extremely important that prospective students make informed choices regarding the selection of a graduate program, and attending an infosession is a valuable way to gather the missing pieces.

    UConn’s graduate business infosessions are an ideal opportunity to learn first-hand about our highly ranked programs, meet with admissions representatives and hear from some of our faculty members. It’s also a great way to get acquainted with the campus and see where you would be attending classes.

    This session will present information about the following programs:Full-time MBA, Part-time MBA, Executive MBA (EMBA), MS in Business Analytics and Project Management (MSBAPM), MS in Financial Risk Management (MSFRM), MS in Human Resource Management (MSHRM), and Ph.D in Business.

    This session will also include a GMAT/GRE strategy session.

    Online registration is required and can be completed at http://s.uconn.edu/3eo



    Master Degree in Healthcare Administration #master #degree #in #healthcare #administration, #master #degree #in #healthcare #administration


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    Offering the flexibility of online education and support for military students.

    International

    Learn more about becoming an international student at University of Atlanta

    Corporate Partners

    Our Corporate Partners provide their employees and students with education opportunities.

    Current Students

    Resources for current University of Atlanta Students

    Working Adults

    Every day, talented individuals are proving it’s never too late to think about the future.

    Transfer Students

    Learn about transferring your previously earned college credits to University of Atlanta

    Alumni

    University of Atlanta is dedicated to the support, engagement, and involvement of our graduates.

    Online Campus

    Explore our website to learn more about University of Atlanta

    Master of Science
    Health Administration

    The Master of Science in Healthcare Administration program seeks to develop professionals who understand how to manage non-profit, for-profit, and voluntary health care organizations in effective and innovative ways. The program focuses on the need for health care administrators to be continuous learners, critical thinkers, and ethical practitioners by recognizing the multiply-constructed nature of human, social, and organizational realities and the complex relationships between the system of health providers and the needs of the community. Students will analyze the role of health care in society, the managed care model, the need for client-centered models, alternative paradigms, and the development of health organizations in a broad array of communities. Courses integrate theoretical concepts with practical applications. The program is designed with effective professional leadership skills and the ability to develop and implement solid, creative solutions as its central objectives.

    • Apply critical thinking and reasoning skills to identify problems and to develop problem-solving abilities within the business context.
    • Develop potential, enabling them to face the future with confidence and determination.
    • Prepare for leadership and service within a broad spectrum of business and business-related arenas.
    • Acquire the tools specific to business processes and procedures and the capacity to understand the principal theory, significance and practical applications related thereto.
    • Develop a solid understanding of the functional components of business – economics, marketing, accounting, finance, law, management, thus enabling the graduate to assume managerial trainee and like positions, in which they will have the occasion to grow and develop further.
    • Apply theoretical knowledge to the solution of real-life (field related) problems both individually and through teamwork within the context of a variety of active learning environments.
    • Develop strong communication skills with due emphasis on the tools of effective writing.

    Graduates in Administration will be suitably prepared to assume management trainee positions in the corporate sector, in industry, in government, in other professional arenas – or, alternatively, to assume enhanced responsibilities within the context of a currently-held position. Those who so elect will be academically prepared to pursue graduate studies in business or in a wide array of related disciplines.

    Improve your Career standing

    • UOFA students gets professional knowledge that is distinguished and renowned accepted across the world.
    • Students of UOFA are offered handsome salary packages by reputed companies across the world

    Study and Discover

    • Our courses give a great exposure to students to a great number of researches and latest technological advancement.
    • Studying at UOFA encourages innovative and self-governing thinking of students and professionals.

    Graduates in Administration will be suitably prepared to assume management trainee positions in the corporate sector, in industry, in government, in other professional arenas – or, alternatively, to assume enhanced responsibilities within the context of a currently-held position. Those who so elect will be academically prepared to pursue graduate studies in business or in a wide array of related disciplines.

    Study and Discover

    • Our courses give a great exposure to students to a great number of researches and latest technological advancement.
    • Studying at UOFA encourages innovative and self-governing thinking of students and professionals.

    UOFA offers accredited degree programs to working adults globally. Our programs are accredited to ensure that our students are accepted and recognized globally through their academics.

  • UofA faculty comprises some of the brightest minds in academics as well as industry. These leaders have devoted their time and expertise to the university to design a curriculum that supports the busy life styles of today’s working adults.

  • Our intensive focused programs provide the opportunity for you to explore specific topics in-depth on a daily basis. We provide you the flexibility to design your own academic schedule.

    – Urgent Memo –

    Message from the Administrative Board

    To all current and prospective students:

    As part of our efforts to combat fraudulent activities perpetrated against the University of Atlanta and its student body, please be advised of the following:

    1. The UofA only uses official channels in all communications with students. As such, we will never phone you except in an emergency situation and even then, by prior arrangement. The UofA does not utilize social media of any description to contact its students. Specifically, we do not use media such as Whatsapp, IMO or any other SMS platform to contact students.

    2. The Uofa will never resort to calling you to demand payment for your program of study nor would we harass you in any way for any reason

    3. The UofA encourages all students to be ware of fraudulent activities perpetrated by certain individuals who are in no way connected with us but who engage in criminal activities in attempts to defraud our students.

    4. For your sake, please, do not send money through any means, to anyone that claims to be from the UofA. You should only send money following an official notification and as agreed between you and the UofA for your program.

    5. UofA is currently working hard to be fully accredited once again with the relevant authorities. Any calls or communications from any one claiming or soliciting your transfer to a different university for the purposes of accreditation or any other purpose is fraudulent and should not be entertained. If you receive such calls, please, hang up or ask the caller to send an official email. If you do stay with the caller, do so long enough to obtain basic information from them, then, hang up and dial our fraud hotline to report it and verify the authenticity of the call

    6. Should you find yourself at the receiving end of any suspicious activity, please, do not become a victim. Instead, hang up and dial the Chamblee Police station or report the matter to a special Crime Hotline at the UofA. The number is 630 800 2139.

    Remember, we all have a duty to protect ourselves. Do not become a victim. Do not allow criminal activities to flourish at your expense. The UofA takes all such activities serious and will take steps to prosecute the perpetrators to the fullest extent of the law.

    Stay informed. Stay alert. Stay safe.
    __________________________
    Administrative Board
    University of Atlanta
    5522 New Peachtree Road, Suite 114
    Chamblee, GA 30341-USA



  • UltraVNC VNC OFFICIAL SITE, Remote Access, Support Software, Remote Desktop Control Free Opensource #remote #desktop #connection, #remote #desktop #software,, #remote #control #software, #remote #control, #remote #computer #access, #vnc, #computer #remote #control, #remote #access #system, #pc #remote #control, #windows #remote #access, #vpn #software,remote #control #software, #pc #remote #access,remote #pc #access, #vpn,remote #access #security, #remote #desktop #access, #remote #pc #software, #remote #access #vpn, #remote #desktop #connection, #remote #support #software, #remote #support #tool, #remote #desktop, #remote #administration, #elearning, #remote #desktop #sharing, #remote #monitoring


    #

    Ultra VNC remote access tools

    WARNING: www.ultravnc.com NOT owned by us.
    Please update links to www.uvnc.com

    Ultra VNC is a powerful, easy to use and free – remote pc access softwares – that can display the screen of another computer (via internet or network) on your own screen. The program allows you to use your mouse and keyboard to control the other PC remotely. It means that you can work on a remote computer, as if you were sitting in front of it, right from your current location.

    VNC, the Remote Frame Buffer protocol (RFB) allows a desktop to be viewed and controlled remotely over the Internet. A VNC server must be run on the computer sharing the desktop, a VNC client must be run on the computer that will access the shared desktop.

    UVNC Software Products

    Supported operating systems

    -95**, 98**, Me**, NT4** (only supported with the old v1.0.2)
    -2000 (need the w2k exe)
    -XP, 2003, Vista. Win7, win 8, win 8.1, win 10, Windows Server 2003, Server 2003 R2, Server 2008, Server 2008 R2, Server 2012, Server 2012 R2
    Its embedded Java Viewer allows you to connect (and make File transfers) from a simple Web Browser on any system supporting Java (Linux, Mac OS. ) to an Ultra VNC server.
    Pchelpware and uvnc2me require XP or later.

    Compatibility

    All VNCs Start from the one piece of source (See History of VNC ), and should follow the RFB protocol for their communications (some rather loosley). This common start point means that most of the vnc flavours (variants) available today “usually” talk nicely together, allowing for easy cross platform desktop sharing to occur.
    Pchelpware and uvnc2me are not rfb compatible

    remote pc access software

    If you provide computer support, you can quickly access your customer’s computers from anywhere in the world and resolve helpdesk issues remotely! With addons like SingleClick your customers don’t even have to pre-install software or execute complex procedures to get remote helpdesk support.

    Who Should Use UltraVNC

    Anyone who needs to support local or remote Windows users will find UltraVNC Products are must-have tools UltraVNC Products have been specifically designed to answer the needs of:

    • Help desk (Internal External)
    • IT departments
    • Remote Computer Support companies
    • Remote Computer Access
    • Remote demonstration
    • eLearning, classroom control
    • Individuals that want to help their relatives and friends, or access their home PC from work or cybercafes

    UltraVNC is free for ALL usage.
    ALL=this include commercial usage

    About Us

    We are a small team of highly motivated and cool people 🙂
    Our goal is to make the more powerful, user-friendly and no-brainer free Remote Control software available.

    UltraVNC is Free and distributed under the terms of theGNU General Public License.

    Thanks to Jim (securetech.com.au ) for his help getting the new website up and running

    Contact:
    This e-mail address is being protected from spambots. You need JavaScript enabled to view it
    For technical questions, use the forum http://forum.uvnc.com first.



    PhD Program – Doctor of Philosophy in Public Administration #online #doctorate #public #administration


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    PhD Program – Doctor of Philosophy in Public Administration

    The Doctor of Philosophy (PhD) program in Public Administration at Rutgers SPAA is a research degree. It trains students for careers as scholars, researchers, and teachers in the diverse and dynamic field of public management and administration.

    • The development and attainment of research, scholarship and teaching skills in the field of public administration.
    • Conducting and producing original research.
    • Professional career preparation.

    Through disciplined research, the PhD in Public Administration seeks to expand the knowledge base and problem-solving capacities of universities, independent research organizations and government and nonprofit agencies. Such entities are routinely expected to conceptualize and carry out research relevant to the processes of acquiring human, fiscal and informational resources; utilizing those resources efficiently and effectively; and producing desired social and policy outcomes.

    Rutgers SPAA is one of the top-ranked schools in public management and administration in the U.S. according to U.S. News World Report . We have a widely published and internationally recognized core faculty, and our doctoral graduates are teaching and gaining tenure at dozens of universities throughout the United States and around the world. We are also proud that the Rutgers-Newark campus is one of the most diverse in the US, and that our PhD program contributes substantially to that diversity. We encourage applications from women and people of color, as well as international students.

    Before enrolling, applicants must have received an MPA or other relevant master’s degree (e.g. public policy, political science, sociology, law, education, public health, social work, etc.). Consideration of applications begins on February 1 for admission to the fall semester. Admissions decisions are not made for the spring semester. It is particularly important for applicants to have taken the GRE before submitting an application.

    Most core curriculum classes meet on Monday through Thursday afternoons. Field courses and electives offered through other departments usually meet in the early evenings. Students may also take elective offerings at other Rutgers campuses.

    For More Information



    Business Administration Associate Degree #associates #degree #business #administration, #business #administration #associate #degree


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    Business Administration Associate Degree

    Learn about the types of associate’s degree programs in business administration, as well as the courses in these programs. Discover what careers you’ll be prepared for with this degree. Schools offering Business degrees can also be found in these popular choices.

    Essential Information

    You can find associate’s degrees in business administration as Associate of Arts (AA), Associate of Science (AS) and Associate of Applied Science (AAS) degree programs. All of these programs seek to provide you with basic business skills and an understanding of business concepts and their applications. The AA and AS degrees are typically designed to transfer to 4-year colleges, while the AAS is designed to prepare you for entry into the workforce. These programs can be found at 2-year colleges, and some can be completed entirely online.

    Associate of Arts, Associate of Science, Associate of Applied Science; online programs available

    Economics, management theory, marketing, managerial accounting

    8% from 2014 to 2024 for property managers and administrative service managers*

    Source: *U.S. Bureau of Labor Statistics

    Courses in an Associate’s Degree in Business Administration

    Courses in an associate’s degree in business administration include managerial accounting, marketing, management theory and practices, global issues, economics, microeconomics, organizational behavior and information systems. You’ll learn to use the computer and the Internet to enhance your business, apply basic accounting and financial principles and communicate effectively.

    Career Opportunities and Outlook

    If you have some relevant work experience, an associate’s degree in business administration can prepare you for certain business careers, such as administrative service management or property management. The U.S. Bureau of Labor Statistics (BLS) projects jobs for property managers and administrative service managers will grow by 8% from 2014 to 2024. This is about the same as the average growth for all occupations. The BLS reported in 2014 that the median annual salary for administrative service managers was $83,790, while property managers had a median of $54,270.

    To continue researching, browse degree options below for course curriculum, prerequisites and financial aid information. Or, learn more about the subject by reading the related articles below:



    Healthcare Administration – Suffolk University #what #is #healthcare #administration, #healthcare #administration #program


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    Healthcare Administration

    Healthcare = Boston

    Suffolk University’s healthcare administration programs prepare you for this fast-changing industry with comprehensive skills in leadership, innovation, quality, cost, policy, operations, and financial management. You ll learn from leaders of Boston s world-class healthcare delivery system through a curriculum that s fully integrated with mentors, internships, guest speakers, site visits, and hands-on experience.

    CAHME-Accredited

    Suffolk s MHA Program is the only active MHA program in New England that s accredited by the Commission on Accreditation of Healthcare Management Education (CAHME). CAHME accreditation attests to the scope, quality, and continuous improvement of our MHA Program.

    MHA

    Our MHA (part- or full-time) covers key issues in modern healthcare, including innovation, leadership & ethics, organizational behavior, quality & patient safety, financial management, operations, human resources, marketing, and healthcare law & policy.

    MBA/Health Specialized Degree

    This specialized MBA helps you build the business competencies you need in finance, accounting, strategic management, marketing, and information systems for all sectors of the healthcare industry, from community health centers to large healthcare systems.

    MPA Community Health Concentration

    If you’re earning a Master of Public Administration, you can earn a concentration in Community Health, preparing you for a nonprofit or public service management position in community healthcare, advocacy organizations, and government health agencies.

    Graduate Certificate in Healthcare Management: Performance Improvement and Data Analytics

    Leverage your experience in US healthcare, and take advantage of our quantitative, operations and data analytics foundation for managing healthcare organizations. Complete this program in as little as two to three semesters, part-time.

    Graduate Certificate in Healthcare Management & Leadership

    Gain valuable skills and an in-depth understanding of the US healthcare system in this 6 course program. Build a strong foundation in healthcare administration, including leadership and ethics, human resources management, accounting and finance.

    Rafael A. Sanchez 17: MHA Candidate

    “I chose to earn my MHA at Suffolk due to Boston’s rich healthcare environment.

    Suffolk Healthcare Community News

    Graduate students from three different programs get a firsthand look at one of the world’s leading healthcare systems

    Internship leads to job implementing virtual care at Brigham and Women s Hospital



    Online MBA Healthcare Management Concentration #mba #in #healthcare #administration #salary, #online #mba #healthcare #management


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    Health Care Management Concentration

    Gain the professional skills and experiences to become a successful manager in today’s fast-changing health care business environment.

    The School of Business’ online M.B.A. with a concentration in health care management combines a rich mix of traditional coursework with the most current information and best practices in the rapidly changing field.

    Health care management concentration courses explore:

    -U.S. health insurance programs

    -Health care and taxation

    -Legal and ethical issues facing providers and patients

    -Consumer health care

    -Federal and state health policy processes

    -Community health evaluation and epidemiology

    You will also achieve a broad background in business through general M.B.A. courses including those that address:

    • Core business management functions
    • Oral and written business communication
    • Effective team membership and leadership in work partnerships and cross-functional collaborative efforts
    • Ethical, economically responsible business decisions in the context of a diverse set of stakeholders
    • Business implications of the new economy and applying widely used technologies to management issues

    In addition to the analytical tools and technologies necessary to solve complex management problems, our M.B.A. program emphasizes leadership skills within Saint Leo University’s core values and traditions.

    Our online M.B.A. is accredited by the Accreditation Council for Business Schools Programs (ACBSP) and the International Assembly for Collegiate Business Education (IACBE), professional accreditors for business programs in student-centered colleges and universities throughout the world.

    Degree Requirements

    M.B.A. students take up to two courses per eight-week term. Students can complete the 36 credits required for graduation in as little as one year, or may extend their studies for as long as five years. You may start the Saint Leo M.B.A. program at any of the six terms each year, and—with director approval—can pursue up to two M.B.A. concentrations concurrently.

    Business Core (21 credits)

    MBA 525 Professional Development 3

    This course is designed to give MBA students a tangible head start in acquiring and honing numerous core skills essential for success in the MBA program and the business world. The emphasis will be on the development of professional skills and perspectives, such as business writing, coaching and counseling, conflict resolution, effective business protocol, interviewing, intercultural awareness and sensitivity, negotiating agreement, and public speaking.

    MBA 533 Human Resource Management 3

    This course is designed to focus on an in-depth analysis of the major functions of a manager dealing with human resource issues. Issues to be covered include, but are not specifically limited to, staffing, employee training and development, compensation and benefits, legal issues, union versus non-union issues, safety and health issues, and cross-cultural and expatriate issues.

    Prerequisites: MBA 525

    MBA 540 Managerial Economics 3

    This course explores the concepts of economic optimization, the estimation of demand, and cost and pricing analysis. An introduction to economic forecasting and decision making under conditions of risk and uncertainty is also included.

    Prerequisites: Undergraduate course in microeconomics strongly recommended.

    MBA 560 Financial and Managerial Accounting 3

    This course focuses on the study of accounting concepts and standards applicable to presentation of financial information to interested users, structure, uses and limitations of financial statements, and measurement systems related to income determination and asset valuation. The course also considers the discussion of internal and external influences on accounting decisions.

    Prerequisites: Undergraduate course in financial accounting and managerial accounting is strongly recommended.

    MBA 565 Marketing 3

    This course considers the operational and strategic planning issues confronting managers in marketing. Topics include buyer behavior, market segmentation, product selection and development, pricing, distribution, promotion, market research, and international and multicultural marketing. Additional fee applies for marketing computer simulation.

    Prerequisites: MBA 525

    MBA 575 Global Business Management 3

    The student will develop an understanding of international/multinational management by examining the challenges and opportunities of operating globally. Emphasis will be on developing an understanding of the complexities of dealing with diverse social, cultural, economic, and legal systems. The role of business in this dynamic world environment will be analyzed.

    Prerequisites: MBA 525

    MBA 599 Strategic Management 3

    This capstone course integrates knowledge gained in previous graduate business courses. It centers on the theme that organizations achieve sustained success when their managers have astute, timely strategic game plans and they implement these plans with proficiency. Strategic management theory is used in the analysis of case studies of companies operating in the domestic and global marketplace. This course is to be taken in the student’s last term, unless otherwise approved by the Director of the MBA Program.

    Prerequisites: MBA 525, MBA 533, MBA 540, MBA 560 or ACC 504, MBA 565, MBA 570, MBA 575

    Health Care Management Concentration (15 credits)

    HCM 520 Health Care Organization/Managed Care 3

    This is an overview of the contemporary health care system. It examines the historical antecedents, patients, providers, payers, and current health policies. It also provides an overview of the mission, environment, and organizational design of today’s health services organizations. Finally, it describes and analyzes U.S. health insurance programs, including private and public insurers, health insurance demand, health plan types, premiums, and reimbursement systems.

    HCM 530 Community Health Evaluation/Epidemiology 3

    This course provides an overview of the various health reporting systems that are in use and required by the federal government. It stresses the importance of accurate reporting and the role that these reporting systems play in disease and death prevention and containment. It also examines the business costs of such approaches.

    Prerequisites: HCM 520

    HCM 540 Critical Issues in Health Care 3

    This is a course that explores the most significant issues in health care today. It considers corporate theory from a health care perspective as well as consent to care, malpractice in contemporary America, health care negligence, and liability. Special attention is given to an examination of health care and taxation, legal problems facing providers and patients, and ethical issues in human reproduction, genetics, and death.

    HCM 550 Health Care Management 3

    In this course, students will study the critical elements of contemporary health care management beginning with strategic planning, marketing, and information systems. The course will also examine other aspects of management as they relate to health care quality improvement methods and allied health professions such as human resource management for health care, communication management for health care, and process improvement techniques related to health care practice behavior in various settings.

    Prerequisites: HCM 520

    HCM 590 Health Policy Evaluation 3

    This course is a survey and a critical analysis of federal and state health policy processes. It focuses on the evaluation of health care outcomes and the effectiveness and efficiency of contemporary health services. Students analyze cases dealing with administrative and policy issues in health services including problem solving in ill-defined, multifaceted situations, operational health program evaluation models, and health planning documentation models.

    Prerequisites: HCM 520, HCM 530, HCM 540, HCM 550

    Elective

    MBA 625 Internship 3

    This is an elective credit course (added on top of the basic MBA courses). MBA students, along with their designated faculty members, arrange for full- or part-time jobs in fields related to their MBA curriculum. Under the guidance of a designated faculty member, students work to enrich their University experience through a paid internship in order to practice Master’s level business skills. Specific competency requirements (and the associated activities) are outlined by the designated faculty member and agreed upon with the internship site representative. The internship must last the entire term for which the student is registered (specific work hours to be agreed upon with the employer and faculty member). At least two site contacts will be completed by the faculty member to ensure that the outlined competency requirements are completed.

    Prerequisites: MBA 525, MBA 550



    PhD in Administration: Schulich School of Business #accounting #degree #vs #business #administration


    #

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    PhD in Administration

    Join leading scholars at the emerging frontiers of business.

    Schulich s PhD in Administration brings scholars into a vibrant and engaging environment as they develop the skills needed to excel in research and teaching. Students benefit from close access to award-winning faculty and from working alongside other top students from around the world, many of whom have significant work experience.

    Draw on the expertise of Schulich’s world-renowned scholars in your choice of six major areas of study as you gain valuable experience in course preparation, classroom management, and honing your personal teaching style.

  • View complete program details Apply now
  • My time at Schulich has truly been one of the best experiences of my life. I have so many fond memories of how vibrant the research culture was and how incredibly generous the professors, fellow students, and staff were – and frankly, still are – with me.

    Marie-Agnès Parmentier, PhD 2009 Associate Professor, Marketing, HEC Montreal

    Career opportunities for PhD graduates

    Prepare for a stimulating career in academic teaching and research. Graduates from this rigorous program of study contribute to the knowledge and global practice of business through tenure stream positions at leading universities in Canada, the U.S. or abroad.

  • Choose your competitive career advantage. Select a specialization.

    At Schulich, our expertise in various specialized areas of study will help you meet your unique career objectives and give you a competitive career advantage.

    Selecting a PhD program that aligns with your goals and research interests is essential. The Schulich doctorate offers an individualized program of study in which you work closely with top researchers from around the world. Come explore with us.

    Information for

    Go to



    Master of Arts in Education #master #in #educational #administration


    #

    Master of Arts in Education/Administration and Supervision

    Make a Difference as a Principal

    You know firsthand what it’s like to teach and have an impact on the next generation. You see opportunities for change and growth at your school and within your district, and you have what it takes to lead a school and to contribute to the success of students and educators. In our Master of Arts in Education/Administration and Supervision degree program, educators like you gain practical knowledge in classes taught by experienced educational leaders.

    The courses in our MAED/Administration and Supervision degree program provide a foundation in education finance, school law, principal roles and responsibilities, community relations, and personnel supervision. The knowledge and skills developed from these courses is essential to helping you become a successful and ethical administrator.

    To give you an even better idea of the responsibilities you’ll face as a school principal, you’ll participate in a required internship that incorporates fiscal operations and community relations, as well as curriculum, instruction and assessment. Elevate your leadership and make an impact in your educational community. Take the next step. Pursue an administration and supervision degree from University of Phoenix.

    More Master’s in Education Degrees

    The College of Education offers state-approved programs in Arizona, California, Colorado, Florida, Idaho, Nevada, New Mexico, Puerto Rico, and Utah. Individual programs vary by state, and not all programs are available at all locations or in both online and on-campus modalities.

    Candidates may request an institutional recommendation upon successful completion of their program (academic and program requirements). Candidates should check with their state agency for any state-specific requirements, including the acceptability of the University’s advanced programs in any state in which they intend to seek licensure or certification. Program requirements are subject to change based on state certification requirements. Please speak to a campus representative for a listing of programs available at each campus location.



    Healthcare Administration Major #health #care #administration #major


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    Healthcare Administration Major

    Description: A program that prepares individuals to develop, plan, and manage health care operations and services within health care facilities and across health care systems. Includes instruction in planning, business management, financial management, public relations, human resources management, health care systems operation and management, health care resource allocation and policy making, health law and regulations, and applications to specific types of health care services. Is Healthcare Administration the right major for you?
    Take the MyMajors Quiz and find out if it fits one of your top recommended majors!

    Healthcare Administration Major

    What Kinds of Students Major in Healthcare Administration?

    Students who wish to contribute to the physical and mental well being of others may consider this field. Beyond being care providers, however, students in this field have inclinations toward interests in management, but do not wish to work in the traditional business environment.

    What Courses Do Healthcare Administration Majors Take?

    The required and elective courses you would take for Healthcare Administration majors vary considerably among institutions. Courses are listed here that are illustrative of the breadth of topics you are likely to experience were you to major in this field.

    • Long Term Care Administration
    • Decisions for Health Care Executives
    • Health Care Information Systems
    • Health Economics
    • Health Policy and Management
    • Health Politics
    • Health Services Administration
    • History of Public Health
    • Perspectives in Rural Health
    • Quantitative Methods for Health Administration

    What other majors are related to Healthcare Administration?



    International Master Business Administration: Online Program, Course #international #master #of #business #administration, #imba #program


    #

    The Global Business World Is Waiting for You

    take the path
    to a rewarding career

    The mission of the International Master of Business Administration program aims to help managers gain a distinct advantage in their profession, whether they are in industrial, financial, global, government, or non-profit institutions. To achieve this goal, Stratford University offers a broad-based program curriculum which strikes a balance between technical training and practical problem-solving founded on current management theories and approaches. It is complemented by case analysis, company/industry studies, business games, and other experiential learning methods. International business students engage in an intensive study in current management concepts and techniques through a core curriculum covering the functional areas in business as well analytical decision making. Students gain added functional expertise by selecting specialization courses.

    The skills you will master in

    • E-Commerce
    • Problem Solving Skills
    • Analysis Skills
    • Excellent Organizational Skills
    • Consulting
    • Supply Chain/Logistics
    • Implementing Strategy
    • Interpersonal Skills
    • Strategic Thinking/Planning
    • Research Skills
    • Building Relationships with clients
    • Excellent Communication
    • Entrepreneurial Skills
    • Data Driven
    • Leadership Skills
    • Accounts Receivable
    • Designing Strategy
    • Goal Setting
    • Finance
    • Accounts Payable

    Core Requirements

    Complete all following courses

    EBM502 Research Methods EBM503 Global Leadership and Organizational Behavior EBM532 Legal Environment and Business EBM535 Information Technology and Corporate Transformation EBM554 Global Economies and Markets EBM562 International Managerial Accounting EBM573 Global Business Operations EBM609 Financial Management and Policies EBM610 Financial Management EBM642 International Business Management EBM690 Business Capstone

    Specialization

    Stratford offers the following specializations in the International Master of Business Administration

    Entrepreneurship

    Select 2 courses from

    EBM662 Growth Strategies for Emerging Markets EBM670 New Venture Creation EBM672 International Competitive Strategy & Innovation

    Finance

    Select 2 courses from

    EBM590 International Money, Banking, & Financial Markets EBM622 International Managerial Financial Decision Marketing EBM627 International Financial Management

    Global Leadership

    Select 2 courses from

    EBM525 Global Leadership in Business Enterprise II EBM557 Corporate Governance EBM645 Geopolitics

    Information Technology and e-Commerce

    Select 2 courses from

    EBM500 Business Applications over the Internet EBM515 E-Commerce: Business Models and Strategies EBM552 Internet Marketing Strategies EBM680 Project Management

    Marketing

    Select 2 courses from Marketing

    EBM580 Managerial Marketing & Market Research EBM587 Strategic Business Marketing EBM650 International Marketing Management



    The U. S. Small Business Administration #classic #car #loans


    #military loan
    #

    Military Reservists Economic Injury Loans

    The Military Reservist Economic Injury Disaster Loan (MREIDL) provides funds to help an eligible small business meet its ordinary and necessary operating expenses that it could have met, but is unable to, because an essential employee was called-up to active duty in his or her role as a military reservist.

    Loan Amounts and Use

    The maximum MREIDL loan amount is $2 million. The amount of each loan is limited to the actual economic injury as calculated by SBA. The amount is also limited by business interruption insurance and whether the business and/or its owners have sufficient funds to operate. If a business is a major source of employment, SBA has authority to waive the $2 million statutory limit.

    The purpose of MREIDL loans is not to cover lost income or lost profits. MREIDL funds cannot be used in lieu of regular commercial debt, to refinance long-term debt, or to expand the business.

    Eligibility and Terms

    Businesses with the financial capacity to fund their own recovery are not eligible for MREIDL assistance.  Federal law requires SBA to determine whether a business has credit available elsewhere — that is, if credit in an amount needed to accomplish full recovery is available from non-government sources without creating an undue financial hardship.

    The filing period for MREIDL assistance begins on the date the essential employee receives a notice of expected call-up and ends one year after the essential employee is discharged or released from active duty.

    Collateral is required for all MREIDL loans more than $50,000. SBA accepts real estate as collateral when it is available. SBA will not decline a loan for lack of collateral, but will require the borrower to pledge collateral that is available.

    The MREIDL interest rate is 4 percent and has loan repayment terms up to 30 years. SBA determines the term of each loan in accordance with the borrower’s ability to repay.

    How to Apply

    You can apply online for an SBA MREIDL. You must submit the completed loan application and a signed and dated IRS Form 4506-T  giving permission for the IRS to provide SBA your tax return information.



    The U. S. Small Business Administration #mortgage #loan


    #apply for a loan
    #

    Business Loan Application Checklist

    SBA is not the only source for small-business loans. State and local economic-development agencies – and numerous nonprofit organizations – provide low-interest loans to small business owners who may not qualify for traditional commercial loans.

    When it comes to applying for these loans, the good news is that most of these other lenders require the same kinds of information. Of course, each loan program has specific forms you need to fill out. But for the most part, you’ll need to submit the same types of documentation. So it’s a good idea to gather what you’ll need before you even start the application process.

    Loan Application Form

    Forms vary by program and lending institution, but they all ask for the same information. You should be prepared to answer the following questions. It’s a good idea to have this information prepared before you fill out the application:

    Why are you applying for this loan?

    Who are the members of your management team?

    Either as part of the loan application or as a separate document, you will likely need to provide some personal background information, including previous addresses, names used, criminal record, educational background, etc.

    Resumes

    Some lenders require evidence of management or business experience, particularly for loans that can be used to start a new business.

    Business Plan

    All loan programs require a sound business plan to be submitted with the loan application. The business plan should include a complete set of projected financial statements, including profit and loss, cash flow and balance sheet.

    Here are some resources for preparing your business plan:

    Personal Credit Report

    Your lender will obtain your personal credit report as part of the application process. However, you should obtain a credit report from all three major consumer credit rating agencies before submitting a loan application to the lender. Inaccuracies and blemishes on your credit report can hurt your chances of getting a loan approved. It’s critical you try to clear these up before beginning the application process.

    Business Credit Report

    If you are already in business, you should be prepared to submit a credit report for your business. As with the personal credit report, it is important to review your business’ credit report before beginning the application process.

    Income Tax Returns

    Most loan programs require applicants to submit personal and business income tax returns for the previous three years.

    Financial Statements

    Many loan programs require owners with more than a 20 percent stake in your business to submit signed personal financial statements.

    You may also be required to provide projected financial statements either as part of, or separate from your business plan. It is a good idea to have these prepared and ready in case a program for which you are applying requires these documents to be submitted individuall.

    The following forms may be used to prepare your projected financial statements:

    Balance Sheet

    Cash Flow

    Bank Statements

    Many loan programs require one year of personal and business bank statements to be submitted as part of a loan package.

    Accounts Receivable and Accounts Payable

    Most loan programs require details of a business’s most current financial position. Before you begin the loan application process, make sure you have accounts receivable and accounts payable.

    Collateral

    Collateral requirements vary greatly. Some loan programs do not require collateral. Loans involving higher risk factors for default require substantial collateral. Strong business plans and financial statements can help you avoid putting up collateral. In any case, it is a good idea to prepare a collateral document that describes cost/value of personal or business property that will be used to secure a loan.

    Legal Documents

    Depending on a loan’s specific requirements, your lender may require you to submit one or more legal documents. Make sure you have the following items in order, if applicable:



    Court Information by County – NY City Criminal Court #court, #courts, #new #york, #new #york #state, #new #york #city, #nyc, #nys, #ny, #ucs, #oca, #new #york #state #unified #court #system, #unified #court #system, #office #of #court #administration, #ecourts, #e-courts, #casetrac, #case #trac, #casetrak, #case #trak, #casetrack, #case #track, #future #court #appearance #system, #webcrims, #county, #civil, #family, #housing, #commercial, #supreme, #appeals, #appellate, #claims, #small #claims, #divorce, #law, #litigant, #litigation, #attorney, #lawyer, #cle, #juror, #jury, #jury #duty, #judge, #chief #judge, #justice, #judicial, #judiciary, #legal #forms, #court #rules, #decisions, #jury #charges, #law #libraries, #legal #research, #court #news, #town #court


    #

    Court Information by County

    Administrative Judge
    Hon. Melissa C. Jackson

    Deputy Administrative Judge
    Hon. Alexander B. Jeong

    Chief Clerk
    Justin Barry

    First Deputy Chief Clerk
    Antonio Diaz

    General Information – addresses, telephone numbers, directions, hours of operation. For more information call the NYC Criminal Court Information Line at (646) 386-4500

    BRONX COUNTY (CRIMINAL DIVISION)

    Supervising Judge
    Hon. George A. Grasso

    Borough Chief Clerk
    William Kalish

    Location
    The Bronx Criminal Court is located at 215 East 161st Street, between Sherman Sheridan Avenues and 265 East 161st Street, between Morris Sherman Avenues.

    Public Transportation Directions
    Take the C, D or 4 train to Yankee Stadium/161st Street Station.
    Take the BX 6 or BX 13 to East 161st Street Sheridan Avenue; the BX 1 to East 161st Street Grand Concourse.

    Arraignments[excluding Desk Appearance Tickets (DATs)]
    Monday – Sunday: 9:00 a.m. to 1:00 a.m.
    General Information: (718) 618-2400

    Desk Appearance Tickets (DATs),
    Monday – Friday: 9:00 a.m. to 5:00 p.m. except holidays.
    General Info: (718) 618-2460
    Fax: (718) 537-5164

    Summons Clerk’s Office
    (718) 618-2480

    All other Court Parts,Clerk’s Offices
    Monday – Friday: 9:00 a.m. to 5:00 p.m. except holidays.
    General Information: (718) 618-2460
    Fax: (718) 537-5164

    KINGS COUNTY (Brooklyn)

    Supervising Judge
    Hon. Michael Yavinsky

    Borough Chief Clerk
    Kenneth Fay

    Location
    Kings (Brooklyn) Criminal Court is located at 120 Schermerhorn Street, Brooklyn near Livingston Street Smith Street.

    Public Transportation Directions
    Take the N, R or M train to the Lawrence Street Station; the G train to the Hoyt Street Schermerhorn Street Station; the A, F or C train to the Jay Street Station; the 2, 3, 4 or 5 train to the Borough Hall Station.
    Take the B67, B41 or B45 bus line to Livingston Street Smith Street; the B63 or B65 bus line to Atlantic Avenue Smith Street.

    Arraignments[excluding Desk Appearance Tickets (DATs)]
    Monday – Sunday: 9:00 a.m. to 1:00 a.m.

    Summons Clerk’s Office
    (646) 386-4869

    Desk Appearance Tickets (DATs),all other Court Parts,Clerk’s Offices
    Monday – Friday: 9:00 a.m. to 5:00 p.m. except holidays.
    General Info: (347) 404-9400
    Fax: (718) 643-5234

    MIDTOWN COMMUNITY COURT

    Judge
    Hon. Guy Mitchell

    Deputy Chief Clerk
    Andrew Hassell

    Location
    The Midtown Community Court is located at 314 West 54th Street.

    Public Transportation Directions
    Take the N or R train to the 57th Street Station; the A, C. D, 1, 9 train to the Columbus Circle Station.

    Clerk’s Offices
    Monday – Friday: 9:00 a.m. to 5:00 p.m. except holidays.
    General Info: 646-264-1300
    Fax: 212-952-3064

    NEW YORK COUNTY (Manhattan)

    Supervising Judge
    Hon. Tamiko A. Amaker

    Borough Chief Clerk
    Eric Black

    Location
    The New York (Manhattan) Criminal Court has 2 locations approximately three blocks south of Canal Street. The Criminal Court building at 100 Centre Street is one block from Worth Street near Leonard Street Franklin Street.

    Public Transportation Directions
    Take the No. 4 or 5 train to the Brooklyn Bridge Station; the C, N, R, 6 train to Canal Street; the 1 train to Franklin Street.
    Take the 1, 6 or 15 bus line.

    Arraignments[excluding Desk Appearance Tickets (DATs)]
    Monday – Wednesday: 8:00 a.m. to 1:00 a.m.
    Thursday – Sunday: 9:00 a.m. to 1:00 a.m.

    Summons Clerk’s Office
    (646) 386-4869

    Desk Appearance Tickets (DATs),all other Court Parts,Clerk’s Offices
    Monday – Friday: 9:00 a.m. to 5:00 p.m. except holidays.
    General Info: (646) 386-4511
    Fax: (212) 374-5293

    QUEENS COUNTY

    Supervising Judge
    Hon. Michelle A. Armstrong

    Borough Chief Clerk
    Carey Wone

    Location: The Queens Criminal Court is located at 125-01 Queens Blvd. near Hoover Avenue 82nd Avenue. The Summons Part is located across the street in the Borough Hall Building.

    Public Transportation Directions
    Take the E or F train to the Union Turnpike Station. The Q60, Q37, Q74 and Q46 buses all have stops in close proximity to the Courthouse.

    Arraignments[excluding Desk Appearance Tickets (DATs)]
    Monday – Sunday: 9:00 a.m. to 1:00 a.m.

    Summons Clerk’s Office
    (718) 298-0792

    Desk Appearance Tickets (DATs),all other Court Parts,Clerk’s Offices

    DAT s – Mondays and Tuesdays 9am-1pm, Fridays 9am-5pm. except holidays.

    Clerk s Office- Mon-Fri 9am-4:30pm. except holidays.

    General Info: (718) 298-0792
    Fax: (718) 520-4712

    RED HOOK COMMUNITY JUSTICE CENTER

    Judge
    Hon. Alex Calabrese

    Assistant Deputy Chief Clerk
    Toni Bullock-Stallings

    Location
    The Red Hook Community Justice Center is located at 88-94 Visitation Place, Brooklyn.

    Public Transportation Directions
    The B61 bus stops a half block from the Justice Center, you may take the A,C or F subways to Jay St/Borough Hall and transfer to the B61.

    Clerk’s Offices
    Monday – Friday: 9:00 a.m. to 5:00 p.m. except holidays.
    General Info: (718) 923-8200
    Fax: (718) 923-8269

    RICHMOND COUNTY (Staten Island)

    Supervising Judge
    Hon. Alan Meyer

    Borough Chief Clerk
    Ada Molina

    Location
    The Richmond (Staten Island) Criminal Court Building is located at 26 Central Avenue.

    Arraignments[excluding Desk Appearance Tickets (DATs)]
    Monday – Friday: 9:00 a.m. to 5:00 p.m.
    Saturday and Sunday: 9:30 a.m. to 1:00 p.m.

    Desk Appearance Tickets (DATs),all other Court Parts,Clerk’s Offices
    Monday – Friday: 9:00 a.m. to 5:00 p.m. except holidays.
    General Info: (718) 675-8558
    Fax: (718) 390-8405

    Summons Courts

    Bronx County (Criminal Division)
    215 East 161st Street, Bronx, NY 10451

    Public Transportation Directions
    Take the C, D or 4 train to Yankee Stadium/161st Street Station.
    Take the BX 6 or BX 13 to East 161st Street Sheridan Avenue; the BX 1 to East 161st Street Grand Concourse.

    Summons Clerk’s Office
    (718) 618-2480

    Kings County (Brooklyn)
    1 Centre street, 16th Floor, New York, NY 10007

    Public Transportation Directions
    Take the No. 4 or 5 train to the Brooklyn Bridge Station; the C, N, R, 6 train to Canal Street; the 1 train to Franklin Street.
    Take the 1, 6 or 15 bus line.

    Summons Clerk’s Office
    (646) 386-4869

    Midtown Community Court
    314 West 54th Street, New York, NY 10019

    Public Transportation Directions
    Take the N or R train to the 57th Street Station; the A, C. D, 1, 9 train to the Columbus Circle Station.

    Clerk’s Offices
    General Info: 646-264-1300

    New York County (Manhattan)
    1 Centre street, 16th Floor, New York, NY 10007

    Public Transportation Directions
    Take the No. 4 or 5 train to the Brooklyn Bridge Station; the C, N, R, 6 train to Canal Street; the 1 train to Franklin Street.
    Take the 1, 6 or 15 bus line.

    Summons Clerk’s Office
    (646) 386-4869

    Queens County
    (Queen Borough Hall Building)
    120-55 Queens Blvd, Kew Gardens, NY 11415

    Public Transportation Directions
    Take the E or F train to the Union Turnpike Station.
    The Q60, Q37, Q74 and Q46 buses all have stops in close proximity to the building.

    Summons Clerk’s Office
    (718) 298-0792

    Red Hook Community Justice Center
    88-94 Visitation Place, Brooklyn, NY 11231

    Public Transportation Directions
    The B61 bus stops a half block from the Justice Center, you may take the A,C or F subways to Jay St/Borough Hall and transfer to the B61.

    Clerk’s Offices
    (718) 923-8200

    Richmond County (Staten Island)
    26 central avenue Staten Island, New York, 10301

    Clerk’s Offices
    (718) 675-8558

    Public Transportation Directions

    For more detailed public transportation information directions call the M.T.A. Transit Information Line at (718) 330-1234.



    Master of Business Administration (MBA) #master #of #business #administration #(mba), #tennessee #state, #tennessee #state #university, #tsu


    #

    You have unlimited possibilities for success at Tennessee State University. We’re a leading institution of higher learning and provide students with the opportunity to experience academic and personal growth. You’ll receive instruction from top-notch faculty and be immersed in research, service learning, and student life activities, including internships, cultural, and study abroad opportunities.

    Undergraduate

    Graduate

    Our world-class faculty will teach you how to apply what you learn in the classroom to real-world situations. As a student, you will become a problem solver and critical thinker. You may begin the admissions process by submitting your application. The university also assists in providing information on financial aid services, work-study, fellowships and scholarships based on eligibility and other rules and regulations established by the agencies.

    Tennessee State University students go by the motto: “Think. Work. Serve.” But we also realize a little fun should be part of the collegiate experience to create a holistic approach to learning. With a variety of social, professional and civic clubs for students to participate in, there are many opportunities for you to share your time and talents and enjoy connecting with your fellow students to create the work-life balance needed for success in college and beyond.

    Tennessee State University counts on the generous contributions of alumni and friends to fulfill our mission of providing a top-notch, affordable education to the best and brightest students. Every gift, no matter the size, makes a difference. When you support TSU, you help provide critically needed scholarships, departmental support and other special project funding that benefits our students.

    Tennessee State University is engaging in cutting-edge research to address critical challenges in our society. Our research arm supports faculty and students by taking their ideas from conception to fruition in critical areas such as biotechnology, homeland security and agriculture, to name a few. Our Centers of Excellence encourage collaborative and experimental learning opportunities and help expand the boundaries of science, education and technology.

    Tennessee State University Athletics is part of the Ohio Valley Conference (OVC) NCAA Division Ⅰ and offers football, men’s basketball, women’s basketball, track and field, golf, tennis, softball and volleyball. We provide student-athletes with a positive academic and social environment to excel on and off the field. Our mission is to blend physical, emotional and intellectual development into one experience. We not only build winning-teams, but leaders in the classroom, in the community and in your profession of choice.

    Tennessee State University is a world-class university known for academic excellence, incredible students, inspiring faculty, exceptional value and an amazing campus and community. We invite you to learn more about TSU and our academic programs, admissions process, tuition and financial aid, campus visits, student housing and more.

    Tennessee State University is dedicated to helping students develop the skills needed for the real world. Our vibrant campus life, leadership opportunities, rigorous academic programs, access to scholarships and student services are just a few of the student services we offer. We are preparing career-ready professionals today for knowledge-based jobs tomorrow. The Tiger legacy continues with you.

    TSU loves parents! And we encourage you to stay involved with your Tennessee State University student. We strive to make the transition to college and beyond flow as smoothly as possible for everyone. We’ll keep you up-to-date on campus happenings through a monthly eNewsletter, a helpful Parent Guide and through many other programs and events. We’re here to help you and your student make the most out of your TSU experience.

    At Tennessee State University, our blood runs blue! We enjoy connecting, socializing and sharing news about the great things our alumni are doing across the globe. From our annual Homecoming celebration to donor events and volunteer activities, TSU alumni always find time to celebrate what it means to be a Big Blue Tiger. We welcome you back to campus anytime to rekindle your most memorable experiences.

    Welcome to Tennessee State University, located in the heart of Nashville, one of the nation’s most progressive cities! Whether you are here for your first visit, planning a campus tour or returning after many years away, TSU welcomes you to enjoy our facilities, hospitality and our unique history and contributions.

    Tennessee State University is proud to have 1,200 distinguished administrators, faculty and staff members as part of our team. With outstanding reputations for teaching, research and service, these professionals make valuable contributions to our community of scholars and ensure that TSU is a thriving public institution of higher learning.

    The MBA Degree

    The MBA curriculum is a broad-based management education that provides you with the knowledge and skills to assume leadership positions in public and private companies. The program is accredited by the AACSB International (Association to Advance Collegiate Schools of Business) a distinction held by less than a quarter of the nation’s business schools.

    The Traditional MBA Option is designed for the working professional and non-traditional student. The program consists of 12 courses (36 credit hours) that are offered from 5:30-8:30 PM Monday through Thursday. All courses are held at the Avon Williams Campus in downtown Nashville, minutes from the financial center, major entertainment venues, the riverfront and convenient housing.

    The Accelerated MBA Option is a progressive Master of Business Administration Program directed to adult learners. This innovative accelerated learning option offers the MBA degree in a shorter time-frame while achieving the same number of class hours and learning outcomes as the College’s traditional MBA program. The accelerated option consists of 36 credit hours that are completed in 12 short months leading to the General MBA.

    The TSU Executive MBA is designed to better accommodate the needs of busy professionals. The 12-month program offers a convenient, business-friendly schedule with classes meeting on weekends and is delivered in a hybrid format consisting of a mix of in-person and online course offerings. Program participants also have the opportunity to spend 10 days studying outside the United States to broaden their understanding of global leadership.

    Useful Links

    Tennessee State University has been designated a certified “Vets Campus” by the THEC, and “Military Friendly” by G.I Jobs and Victory Media.



    The ICFAI University Tripura # #the #icfai #university, #the #institute #of #chartered #financial #analysts #of #india #university #tripura, #ugc, #mba #in #india, #full-time #campus #mba, #master #of #business #administration, #best #mba #program, #distance #learning #mba #program, #bba #program, #b.tech #program, #b.tech-lateral #entry, #engineering #program, #mca #program, #ma(education), #bca #program, #best #college #and #business #school #in #india, #mba #correspondence, #mba #distant #program, #mba #rankings, #distance #learning #courses, #distance #education #mba, #bba-llb #program, #b.ed #program, #flexible #learning #programs, #private #university #in #india, #bachelor #and #master #degree #courses, #india, #tripura, #agartala, #hyderabad, #mumbai, #bangalore, #kolkatta, #new #delhi, #government #recognized #university


    #

    IU Tripura

    IU Tripura

    The ICFAI University, Tripura was established in 2004 through an Act of State Legislature (Tripura Act 8 of 2004). The University has been approved by the University Grants Commission, under Section 2(f) of the UGC Act, 1956. The University a member of the Association of Commonwealth Universities, London, the Association of Indian Universities, New Delhi and the Federation of Universities, India. >>>

    Undergraduate Study

    The ICFAI University, Tripura is committed to provide new career-oriented educational programs at Bachelor’s and Master’s level in management, finance, science and technology, education and other areas. To provide high quality, value-based, careeroriented education for students. To facilitate students in understanding, developing, integrating and applying both core and specialized concepts and practices.

    Postgraduate Study

    The ICFAI University, Tripura is committed to provide new career-oriented educational programs at Bachelor,s and Master’s level in management, finance, science and technology, education and other areas. To provide high quality, value-based, careeroriented education for students. To facilitate students in understanding, developing, integrating and applying both core and specialized concepts and practices.

    International Admissions

    The University Campus based at Agartala is a lush green campus spread over 32 acres over 6 lakhs sq. ft. of built-up area. Campus also provides latest teaching aids and is Wi-Fi enabled. The University campus is operating its functions from own premises. Class rooms are well-equipped with latest audio-visual equipments, LCD Projectors and there are many other facilities. >>>

    Admissions 2017

    The ICFAI University, Tripura (referred to hereafter as the University) was established in 2004 through an Act of State Legislature (Tripura Act 8 of 2004). The University has been approved by the University Grants Commission, under Section 2(f) of the UGC Act, 1956. >>>

    Why IUTripura

    The University is administered as per the relevant, Statutes and Rules. The Board of Management is headed by the Chairperson and has the President and others as members. The Academic Council chaired by the President is responsible for all academic matters. >>>

    Continuous efforts are made to strike an appropriate balance between the students’ classroom activities and out-of-classroom activities. They work hard in class, but also channel their energies into diverse activities such as organizing seminars, and guest lectures on contemporary issues, participating in inter-college competitions, etc.>>>

    What people say

    IU Tripura is an academic institution par excellence. Being associated with ICFAI even in the remotest way takes one, miles ahead. There are several academic institutions but ICFAI and IUT stand apart. Under the leadership of Dr. Ajay Pathak and Prof. Biplab Halder, IU Tripura adds to the laurels already established by ICFAI. Great to be part of such esteemed institution. >>>

    The ICFAI Group

    ICFAI was established in 1984 as a not-for-profit society with the broad objective of empowering citizens through world class quality education. The Institute announced its arrival into the Indian education fora by innovatively launching the CFA Program in 1985. The CFA Program was a unique program in finance aimed at equipping students and working professionals desiring a contemporary finance qualification to help them in the competitive corporate world. Since its establishment, ICFAI Group has made a significant mark in the Indian educational field with a pan- Indian network and presence. >>>

    Message from VC

    I am pleased to welcome you all to our campus at ICFAI University, Tripura, a campus full of joy and life amongst the greenery at Agartala. When you join our campus you would be entering a temple of learning where you would be acquiring the latest Body of Knowledge through contemporary course curriculum. Our curriculum is designed as per industry requirement to be delivered by faculty members having vast industry experience backed by pertinent academic qualifications. Your four year study at the campus will enable you to become sharp and practical. >>>



    Blog: Obama administration pushing home loans for people with bad credit #refinance #loans


    #bank loans for people with bad credit
    #

    Obama administration pushing home loans for people with bad credit

    In the last few years, Wall Street has once again begun to gamble recklessly in the mortgage security market. And now we find out that the administration is pushing home loans for those same marginal consumers.

    The Obama administration is engaged in a broad push to make more home loans available to people with weaker credit, an effort that officials say will help power the economic recovery but that skeptics say could open the door to the risky lending that caused the housing crash in the first place.

    President Obama’s economic advisers and outside experts say the nation’s much-celebrated housing rebound is leaving too many people behind. including young people looking to buy their first homes and individuals with credit records weakened by the recession.

    In response, administration officials say they are working to get banks to lend to a wider range of borrowers by taking advantage of taxpayer-backed programs — including those offered by the Federal Housing Administration — that insure home loans against default.

    Housing officials are urging the Justice Department to provide assurances to banks, which have become increasingly cautious, that they will not face legal or financial recriminations if they make loans to riskier borrowers who meet government standards but later default.

    Officials are also encouraging lenders to use more subjective judgment in determining whether to offer a loan and are seeking to make it easier for people who owe more than their properties are worth to refinance at today’s low interest rates. among other steps.

    Obama pledged in his State of the Union address to do more to make sure more Americans can enjoy the benefits of the housing recovery, but critics say encouraging banks to lend as broadly as the administration hopes will sow the seeds of another housing disaster and endanger taxpayer dollars.

    “If that were to come to pass, that would open the floodgates to highly excessive risk and would send us right back on the same path we were just trying to recover from,” said Ed Pinto. a resident fellow at the American Enterprise Institute and former top executive at mortgage giant Fannie Mae.

    Banks and mortgage companies are extremely leery of lending to these customers because the Dodd-Frank financial reform bill criminalized the process. If a consumer defaults on a loan, they can go to the new enforcement agency, the Consumer Financial Protection Bureau, and lodge a complaint against the lender that they were had – they didn’t understand the terms of the loan. If found guilty, the offender can go to prison for a long time. This is a decided discouragement against giving loans to people who are likely to default.

    So what’s the rush? if consumers have “weak” credit as a result of the recession, let them build it back up by living within their means and paying their bills on time. And why should the taxpayer be on the hook for someone who has demonstrated in the past that they are irresponsible?

    There are still millions of unsold housing units out there with the prospect that many of them will never be inhabited again. Some neighborhoods in Florida and Nevada still look like ghost towns. This is hardly the time to be pushing marginal credit risks into taking tens of thousands of dollars in new debt.

    The definition of crazy is doing the same thing over and over while getting the same result. During the early 2000’s, the government – and Wall Street – urged banks and mortgage companies to lower their standards and give creative loans to people with bad or marginal credit. The result? An epic meltdown that we are strill trying to recover from today.

    In the last few years, Wall Street has once again begun to gamble recklessly in the mortgage security market. And now we find out that the administration is pushing home loans for those same marginal consumers.

    The Obama administration is engaged in a broad push to make more home loans available to people with weaker credit, an effort that officials say will help power the economic recovery but that skeptics say could open the door to the risky lending that caused the housing crash in the first place.

    President Obama’s economic advisers and outside experts say the nation’s much-celebrated housing rebound is leaving too many people behind. including young people looking to buy their first homes and individuals with credit records weakened by the recession.

    In response, administration officials say they are working to get banks to lend to a wider range of borrowers by taking advantage of taxpayer-backed programs — including those offered by the Federal Housing Administration — that insure home loans against default.

    Housing officials are urging the Justice Department to provide assurances to banks, which have become increasingly cautious, that they will not face legal or financial recriminations if they make loans to riskier borrowers who meet government standards but later default.

    Officials are also encouraging lenders to use more subjective judgment in determining whether to offer a loan and are seeking to make it easier for people who owe more than their properties are worth to refinance at today’s low interest rates. among other steps.

    Obama pledged in his State of the Union address to do more to make sure more Americans can enjoy the benefits of the housing recovery, but critics say encouraging banks to lend as broadly as the administration hopes will sow the seeds of another housing disaster and endanger taxpayer dollars.

    “If that were to come to pass, that would open the floodgates to highly excessive risk and would send us right back on the same path we were just trying to recover from,” said Ed Pinto. a resident fellow at the American Enterprise Institute and former top executive at mortgage giant Fannie Mae.

    Banks and mortgage companies are extremely leery of lending to these customers because the Dodd-Frank financial reform bill criminalized the process. If a consumer defaults on a loan, they can go to the new enforcement agency, the Consumer Financial Protection Bureau, and lodge a complaint against the lender that they were had – they didn’t understand the terms of the loan. If found guilty, the offender can go to prison for a long time. This is a decided discouragement against giving loans to people who are likely to default.

    So what’s the rush? if consumers have “weak” credit as a result of the recession, let them build it back up by living within their means and paying their bills on time. And why should the taxpayer be on the hook for someone who has demonstrated in the past that they are irresponsible?

    There are still millions of unsold housing units out there with the prospect that many of them will never be inhabited again. Some neighborhoods in Florida and Nevada still look like ghost towns. This is hardly the time to be pushing marginal credit risks into taking tens of thousands of dollars in new debt.



    The U. S. Small Business Administration #used #auto #loan #rates


    #online loans
    #

    Advantage Loans

    SBA guarantees three types of 7(a) business loans known as Advantage Loans. These are the Small/Rural Lender Advantage Loan . the Community Advantage Loan and the Small Loan Advantage .

    The loan provided to the business is the equivalent of a Basic 7(a) Loan—not revolving—allowing the proceeds to be used for regular purposes. What differentiates a Basic 7(a) Advantage Loan from a Basic 7(a) loan is which lenders can get a guarantee. Another difference is the amount of underwriting some lenders must conduct before providing a guarantee. The principal difference is tied to the lender who provides the loan, rather than the structure and purpose of the loan. The Advantage Programs allows selected lenders to obtain 7(a) guarantees on loans they propose to provide to eligible and creditworthy small businesses that meet all the requirements of a Basic 7(a) Loan through an alternative application process.

    All the Special Purpose Loan Programs listed above have certain requirements (such as what collateral must be obtained and how the repayment structure of principal and interest) that the SBA imposes on the lender and/or that the lender must impose on the borrower.

    These programs also impose certain requirements on the lender for underwriting and closing the loan.



    The 47 Best Online Business Bachelor s Degree Programs #business #degree #online, #online #degree #in #business, #online #business #school, #online #business #administration, #bachelor #business #degree #online, #best #online #university, #top #online #colleges


    #

    Best Affordable Online Business Bachelor’s Degree Programs

    Online college rankings of the top 49 best affordable online bachelor degrees in business administration (regionally accredited) in the USA.

    Get Educated Official List of Best Buys, most affordable online business administration degrees nationwide (USA).

    The Get Educated online degree rankings were objectively calculated by comparing tuition and distance education fees at 76 regionally accredited or regional candidate universities that offer 126 distance bachelor degrees in the formal major area of business administration (online BSBA).

    This is a cost ranking of the least expensive online business schools. Colleges never pay to be included in these consumer affordability rankings. To appear on a Get Educated Best Online Colleges ranking list, the online degree profiled must objectively cost less than the average cost of all degrees surveyed in the comprehensive national data set.

    Most Affordable. University of Florida

    Most Expensive. Drexel University

    Search All Online Bachelors in Business >>

    Costs were valid at the time of collection (Fall 2013).

    Rankings Note: These online degree rankings are based on a Fall 2013 distance learning survey of regionally accredited or accredited university candidates which offer bachelor degrees in business administration. Tuition and fees stated were valid at the time of collection (Fall 2013). Profiles for each distance degree in the Get Educated online college directory may reflect slightly different costs based on a different update schedule.

    The published cost is an estimated sticker price for the entire online bachelor degree and typically reflects the most affordable, cheapest distance degree program. Factors such as transfer credits at entrance, prerequisite online course requirements, and financial aid will affect your final purchase price.

    Editorial Note: Colleges NEVER pay to be included in the Get Educated online university rankings. These rankings are editorially independent, open to any regionally accredited university which offers a degree that is delivered at least 80% at a distance and open to the public. There is no cost to use the Get Educated Best Buy award seals, should your degree appear on these rankings.

    If your online university is regionally accredited and not currently surveyed by Get Educated, please contact us for inclusion. Each affordability ranking list is calculated every two years. The next online bachelor business administration degree rankings will be undertaken Fall 2015.

    1 American Counseling Association’s Council for Accreditation of Counseling and Related Educational Programs (CACREP)

    2 Commission on Accreditation for Marriage and Family Therapy Education (COAMFTE)
    American Counseling Association’s Council for Accreditation of Counseling and Related Educational Programs (CACREP)

    3 Commission on Accreditation for Marriage and Family Therapy Education of the American Association for Marriage and Family Therapy

    4 Council for Accreditation of Counseling and Related Educational Programs (CACREP)

    5 Council for the Accreditation of Counseling and Related Educational Programs (CACREP)

    6 Council on Rehabilitation Education (CORE)

    7 Council on Social Work Education (CSWE)

    8 National Addiction Studies Accreditation Commission (NASAC)



    Master of Education (): Educational Administration Degree Overview #educational #administration #degree, #master #of #education #(m.ed): #educational #administration #degree #overview


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    Master of Education (M.Ed): Educational Administration Degree Overview

    Essential Information

    An M.Ed. in Educational Administration degree program prepares working teachers to direct their careers toward administration and supervision at K-12 schools. Through a combination of coursework and field experience, students develop an understanding of organizational techniques for coordinating instruction, staff and students within a school setting. Students are usually required to complete a supervised practicum or internship where they gain hands-on knowledge of administrative duties. Many programs offer supervision and administrator or principal endorsements and may also require students to pass comprehensive examinations.

    To apply, applicants must have a bachelor’s degree and 1-3 years of teaching experience and a bachelor’s degree. At many schools, courses can be taken online.

    Find schools that offer these popular programs

    • Counseling and Guidance
    • Curriculum and Instruction
    • Educational Administration and Supervision
    • Educational Evaluation and Research
    • ESL Teaching
    • International and Comparative Education
    • Library Science and Related Professions
    • Philosophical Foundations of Education
    • Special Education
    • Teacher Education for Specific Levels and Methods
    • Teacher Education for Specific Subject Areas
    • Teaching Assistant

    Master of Education in Educational Administration

    Educational administration programs emphasize studies in developmental techniques, human development, child psychology, research methodologies, financial responsibilities and school organization. Students may learn about various teaching styles, such as Montessori or Waldorf teaching, which allows students to develop personal ideas about education. Common courses include:

    • School law
    • Instruction supervision
    • School leadership
    • School community relations
    • Personnel administration

    Popular Career Options

    Master’s degree holders have the leadership and management expertise to qualify for administrative or supervisory careers in education, human resources or corporations. Individuals may find positions as:

    • School administrators
    • Principals
    • Education training developers

    Continuing Education and Certification

    Most educational careers require individuals obtain extra certification. Students who would like to further their education can complete doctoral degree programs in education administration. These programs prepare students for advanced careers in school districts, research and academic positions within postsecondary institutions.

    Employment Outlook and Salary Information

    From 2014-2024, elementary, middle and high school principals could expect average growth of 6% in job opportunities, the U.S. Bureau of Labor Statistics (BLS) predicted. This growth will be fueled by rising enrollments and will vary by region, the BLS said. In 2015, the BLS reported that these education administrators earned a median annual salary of $90,410.

    Through theoretical coursework and practical training, M.Ed. programs help teachers gain the educational expertise and management skills they need to become school administrators.

    Next: View Schools



    Put Your Bachelor s in Healthcare Administration to Work #health #administration #degree #jobs, #put #bachelor’s #healthcare #administration #work #health #administration #training #articles


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    Put Your Bachelor s in Healthcare Administration to Work

    Peter Vogt / MonsterTRAK Career Coach

    When you watch popular hospital TV shows like Grey s Anatomy or House, all you ever see are the people in clinical jobs doctors, nurses and the like. It s as though the complex healthcare organizations these people work for run themselves.

    Not true, of course. Behind the scenes, and in a variety of settings, not just hospitals, you ll find dedicated people who don t see patients but are nonetheless essential to the success of the organization and the healthcare field as a whole. You can become one of these professionals by pursuing a bachelor s degree in healthcare administration (also known as health administration, healthcare management or health services administration, depending on the particular school and program).

    Health Administrator
    Career Articles

    Know in advance that a bachelor s degree in healthcare administration will take you only so far. It is well-recognized that if someone wants to get into the upper levels of management in a hospital or larger organization, that person will need a master s degree, says Carla Wiggins, PhD, chair of the healthcare administration program at Idaho State University.

    Featured Articles:

    Internship Can Jump-Start Your Job Search

    But a bachelor s degree can open plenty of entry-level healthcare doors on its own, especially if it comes from a college or university program certified by the Association of University Programs in Health Administration ( AUPHA ). Why? Because AUPHA -certified programs require their students to complete an extensive internship in a healthcare setting critical experience that often leads directly to a job after graduation.

    Some non- AUPHA and AUPHA -noncertified programs…don t require [an internship], which is a big mistake, I think, Wiggins says.

    Sharon Buchbinder, RN, PhD, coordinator of the healthcare management program at Towson University adds: The internship enables students to get a head start on the real world.

    Who Will Hire You?

    If you re wondering what exactly you will be able to do with a bachelor s in healthcare administration and where, it s helpful to think of your options in terms of the four employment sectors specified by the AUPHA :

    Healthcare Providers. Hospitals, group physician practices, clinics, nursing homes, outpatient care centers, mental health organizations and rehabilitation centers.

    Healthcare Suppliers. Healthcare management companies, pharmaceutical firms, biotechnology companies and educational organizations.

    Insurance Organizations. Health maintenance organizations, preferred-provider organizations, state-administered health insurance programs and private insurance companies that cater to the healthcare market.

    Policy Organizations. State public health agencies, nonprofit organizations with health-oriented missions and the like.



    Veterans Health Administration #vha, #veterans #health #administration, #health #care,health #programs,veterans #health,health #care #system,vamc,medical #center


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    Veterans Health Administration

    VA and Healing Powers of Nature Rescue Vet

    When the transition to civilian life left an Air Force Veteran in a dark place, he turned to VA and nature for help. There is so much healing that goes on when you are alone surrounded by nature.

    VA Medical Centers

    The Veterans Health Administration is home to the United States largest integrated health care system consisting of 152 medical centers.

    Find your
    Medical Center

    VA Facility Status

    Every VA medical center website has an Operating Status page (linked in the left navigation) to let Veterans know if a VA medical center or its outpatient clinics are closed during weather or other emergencies.

    Access and Quality in VA Health Care

    Wait times, satisfaction scores, and quality comparisons for VA health care facilities.

    Were you at Camp Lejeune between 1957 and 1987?

    You may be eligible for VA health care. From the 1950s through the 1980s, people living or working at the U.S. Marine Corps Base Camp Lejeune, North Carolina, were potentially exposed to drinking water contaminated with industrial solvents, benzene, and other chemicals.

    New health benefits

    Under a law signed Aug. 6, 2012 (215 KB). Veterans and family members who served on active duty or resided at Camp Lejeune for 30 days or more between Jan. 1, 1957 and Dec. 31, 1987 may be eligible for medical care through VA for 15 health conditions.

    Learn more about Camp Lejeune health benefits and which conditions are covered.

    Flu Self Assessment

    How do you know whether you have the flu? How do you know when it might be best to stay home, call a nurse advice line or your health care provider, or go for medical help?

    ACCESS and QUALITY DATA

    Wait times, satisfaction scores, and quality comparisons for VA health care facilities. Visit tool online at Access to Care

    VA Access Audit

    VA is already taking corrective action to address issues resulting from the audit. Read about the Access Audit

    Affordable Care Act

    Find out how the new health care law affects Veterans health care at VA. Read about the Affordable Care Act

    Special Medical Advisory Group Progress Report

    The Special Medical Advisory Group has released their 2016 Progress Report. Find out more here

    Stories from Medical Centers



    Vehicle insurance online #mva, #motor #vehicle #administration, #dmv, #maryland #mva, #maryland #dmv, #department #of #motor #vehicles, #maryland #motor #vehicle #administration, #maryland #department #of #motor #vehicles, #md #mva, #md #dmv


    #

    Announcements

    Insurance Identification Card – Carrying Proof of Coverage

    Maryland drivers are now required to carry proof of insurance. Enforcement begins July 1, 2017.
    For more information, click here .

    Maryland Autonomous and Connected Vehicle Working Group

    The Maryland Department of Transportation’s Autonomous and Connected Vehicle Working Group is working to position Maryland to be responsive to emerging technology. For more information, click here .

    Introducing the New Maryland Secure Driver’s Licenses and ID Cards

    Click here for more information

    Vehicle Drivers and Motorcycle Riders Must Share the Road

    A motorcyclist is six times more likely to be injured and 27 times more likely to die in a crash with a motor vehicle. For more information, click here.

    Maryland Officials Unveil Plan to Reduce Roadway Fatalities

    Roadway fatalities are increasing and information on Maryland’s plan can be found here. Governor Larry Hogan issued this response to the increase in roadway fatalities in Maryland; from 443 in 2014 to 520 in 2015.

    MVA Expands New Self-Service VEIP Kiosks

    Nine self-service Vehicle Emissions Inspection Program (VEIP) kiosks, available 24/7, have been installed at existing VEIP and MVA offices throughout the greater Washington and Baltimore regions. The fee to use the kiosk is reduced to $10. For more information click here .

    New ignition interlock regulations allow more drivers to participate.

    Click here for more information.



    Online Public Administration Degrees – Capella University #online #public #administration #degree #programs


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    Public Administration Degrees & Certificates

    See what it’s like to take a Capella course with a one-week, free trial course.

    Stay Organized with My Capella

    Save and compare your favorite programs, estimate costs and timing, and test your readiness for online learning.

    Estimate Your Costs and Graduation Date

    Evaluate tuition, discounts, and transfer credits to calculate your costs and graduation date.

    Are You Ready for Capella?

    Test your readiness to see if you’re prepared for a successful online learning experience.

    Make an Impact on Your Community—and Your Career

    Both the government and nonprofit sectors need public administration professionals to lead and evaluate strategic initiatives, assess public needs, administer resources, and more. Gain these skills and many more through a flexible, online public administration program from Capella.

    Your Capella education will prepare you to be a valuable collaborator and advocate. Through a competency-based MPA, DPA, or certificate program, you’ll be able to implement what you are learning right away and make an immediate impact on your career and your community.

    NONPROFIT MANAGEMENT AND LEADERSHIP

    Administer programs, raise funds, and direct organizations

    PUBLIC POLICY AND GOVERNANCE

    Conduct research, work in government agencies, and develop policy

    Manage public resources and work to develop policy and processes

    Accelerate Toward Your Goals

    Capella’s streamlined curriculum provides maximum efficiency and cost savings while ensuring that you develop skills aligned to your professional goals.

    • Finish your online Master of Public Administration in as little as 18 months.
    • Earn your Doctor of Public Administration in as few as three years.
    • Capella MPA programs include a DPA course, creating an affordable and shorter pathway to your doctoral degree.
    • Earn a marketable certificate and apply the credits to your MPA.

    Aligned with the Public Administration Profession

    Capella is a member of the Network of Schools of Public Policy, Affairs, and Administration (NASPAA) —a global standard in public service education—ensuring your degree is highly recognized and respected in the public administration field. Capella’s public administration programs are designed around national public administration curriculum standards, including those from the NASPAA.

    Capella is a proud partner of the YMCA, providing employees with a flexible format to advance their education and further improve the communities they serve. We have aligned our competencies within the nonprofit management and leadership doctoral and master’s degree programs to match what nonprofit employers, such as the YMCA, are seeking.



    5 Types of Business Documents #types #of #business #administration


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    5 Types of Business Documents

    Related Articles

    A company uses documents to communicate, transact business and analyze its productivity. Since documents provide proof of an organization s dealings and may be referred to for years to come, it is important that they be well written. Business documents range from brief email messages to complex legal agreements. Some documents are prepared by employees and business owners, while others are drafted by professionals from outside of the company, such as accountants and lawyers.

    Emails and Memorandums

    Co-workers typically use email to convey information to each other. Before email became prevalent, memorandums were used for intraoffice messages. Memos are still used in situations where a message is meant to accompany a specific file and in cases that require more privacy than an email. Both a memo and an email identify the sender and recipient and contain a subject line. The text is formatted in one or more paragraphs.

    Letters

    Business letters are used to communicate with individuals outside of the office. Recipients may include customers, colleagues in other businesses, service providers, professionals who advise the business, government officials and job applicants. A business letter is usually formatted in block style, in which all of the elements of the letter, except the letterhead, are aligned with the left margin. It can be emailed or delivered by mail. If a letter is sent in the text of an email, the sender includes his name, job title and contact information at the bottom of the email.

    Reports

    Business reports convey information in a format that is more formal and usually longer than a letter. Reports cover a variety of topics, such as safety compliance, sales figures, financial data, feasibility studies and marketing plans. They may include statistics, charts, graphs, images, case studies and survey results. Some reports are published for the benefit of investors. If a report is periodic, such as a monthly sales report, a template is used for convenience and to enable comparison with previous reports.

    Transactional Documents

    A company uses documents to transact business with its clients. To save time, these documents may be formatted as a form, such as an order form, transmittal page, invoice or receipt. The types of transactional documents used vary somewhat by the nature of a business. An insurance agent, for example, generates insurance applications and policies, while a lender uses loan applications and mortgage documents. In some fields, businesses enter into agreements and contracts with others; these documents might be drafted by the company s lawyer.

    Financial Documents

    A business uses financial documents to stay within its budget, prepare budget proposals and file tax returns. These documents include receipt records, payroll reports, paid bills, bank statements, income statements, balance sheets and tax reporting forms. These documents may be prepared by the company s accountant. A business owner uses these documents to determine the financial success of the company and to identify areas that are unproductive. A department head might use financial documents to prepare a budget proposal.



    Contact the Hunter Holmes McGuire VA Medical Center – Richmond, VA – Hunter Holmes McGuire VA Medical Center – Richmond, VA #phone, #directory, #list, #contact, #telephone, #fax, #make, #schedule, #change, #cancel, #appointments, #veterans, #health, #administration, #va, #vamc, #medical #center, #healthcare, #health #care, #hospital


    #

    Hunter Holmes McGuire VA Medical Center – Richmond, VA

    Contact the Hunter Holmes McGuire VA Medical Center – Richmond, VA

    Hunter Holmes McGuire VA Medical Center – Richmond, VA offers a variety of health services to meet the needs of our nation’s Veterans. For additional contact information you may also view our phone directory or A to Z List of Services .

    Telephone Care

    Please contact our telephone care line if you need medical advice, have a question about your medication, or need to schedule a non-urgent appointment. Your location determines which number to use.

    • Within Richmond metro area: 804-675-5000
    • Outside of the Richmond calling area:
      Toll-free 1-800-784-8381

    Schedule an Appointment

    To schedule an appointment, please contact us at any of the numbers listed on our appointments page. or visit My Healthe Vet .

    Former Prisoners of War

    Our Former Prisoners of War Advocate can provide special assistance to former POWs. Contact Valerie Norris at 804-675-3504.

    Patient Representative

    If you have a compliment, complaint, or other issue which you believe requires resolution, please contact one of our patient representatives. Their contact information is available on our customer service page .

    Transition Assistance for Returning Soldiers – OEF/OIF/OND

    Richmond VAMC provides specialized assistance and a seamless transition for veterans who have served in Operation Enduring or Iraqi Freedom (OEF/OIF) and their families through the adjustment process of pre-and post-deployment.

    News Media

    Members of the news media should contact our Communications Office at (804) 675-5242.



    Bachelor of Business Administration (BBA): Degree Overview #degree #in #business #administration, #bachelor #of #business #administration #(bba): #degree #overview


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    Bachelor of Business Administration (BBA): Degree Overview

    Bachelor of Business Administration

    The 4-year degree program provides a fundamental education in business and management principles. Programs typically allow students to specialize in one of multiple concentration areas, including international business, finance, real estate, computer information systems, or accounting. BBA programs can offer practical management training that can prepare students to successfully work within a large or small organization.

    • Program Levels. Bachelor’s degree, master’s degree, doctoral degree
    • Prerequisites. High school diploma or equivalent
    • Program Length. 4 years

    About the BBA Degree

    Programs may emphasize the development of communications, quantitative reasoning, and business analysis skills. Through BBA courses, students can gain knowledge of business practices and processes, understand the role of economics in the world marketplace, and acquire an awareness of global business issues. Additional topics could include:

    • Business theory
    • Business law and ethics
    • Economics
    • Entrepreneurship fundamentals
    • E-business
    • Project management

    Popular Career Options

    Through the BBA programs, students can pursue business education and learn skills that will help them pursue various management and administrative roles within a company. Employers may seek business administration graduates for a broad range of positions in different areas. Positions may include:

    • Operations manager
    • Information security officer
    • Sales manager
    • Loss prevention manager
    • Cost estimator

    Find schools that offer these popular programs

    • Actuarial Sciences
    • Business and Commerce, General
    • Business Statistics
    • Customer Service Management
    • eCommerce
    • Logistics, Distribution, and Materials Management
    • Management Science
    • Office Management
    • Operations Management
    • Public and Nonprofit Organizational Management
    • Purchases, Acquisitions, and Contracts Management
    • Transportation Management

    Career Outlook and Salary Information

    Job growth predictions for the above-listed professions vary widely, according to the U.S. Bureau of Labor Statistics (BLS). The number of available positions for general and operations managers is expected to rise by 7% from 2014 to 2024, while those for information security analysts should increase 18%, the BLS reports. The bureau further projects a 5% job growth rate for sales managers, a 2%-4% growth rate for loss prevention managers, and a 9% growth rate for cost estimators during the 2014-2024 decade.

    The BLS listed an annual median salary of $97,730 for general and operations managers in May of 2015. Information security analysts saw a median annual income of $90,120 at that time, according to the BLS, and sales managers made a median salary of $113,860 per year. The median yearly wage for loss prevention managers and cost estimators that year was $104,850 and $60,390 respectively, as per BLS data.

    Continuing Education Information

    After completing a BBA, individuals may consider furthering their education in order to qualify for top executive positions and promotions. A Master of Business Administration (MBA) is a graduate-level degree that is often desired by employers for positions such as Chief Executive Officer (CEO) and Chief Operations Officer (COO). Doctoral programs are also available in business administration, which can prepare business professionals to work as consultants, executives, or university professors.

    A Bachelor of Business Administration (BBA) is a 4-year degree program which prepares students for a variety of different management and administrative roles within a company.

    Next: View Schools

    Research online business administration courses and programs. Find out what you can learn in these courses and what you’ll need.

    Are you wondering if business administration is the right major for you? Use the self-assessment quiz below to help decide if.

    Research online executive business administration courses and programs. Find out what you can learn in these courses and what.

    Learn about the education and preparation needed to become a global business administration professional. Get a quick view of.



    Masters in Public Administration #masters #in #public #administration


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    Masters in Public Administration

    The Master s Program in Public Administration at Cal Poly Pomona offers coursework leading to a Masters of Public Administration (MPA). The MPA is housed within the university’s Department of Political Science. The main goal of the MPA is to provide scholarly and professional education to students who wish to prepare themselves for higher degrees and for administrative careers and leadership positions in government. While the majority of graduates take positions in American local, state, and national governments, the degree program may lead to work in international and other organizations, such as private foundations, nonprofit organizations, interest groups, and other community institutions and businesses.

    Our Mission

    To provide an academic and professional graduate education to people preparing themselves for careers in public affairs and/or administration.

    Our Goals

    To promote excellence in governance by developing the knowledge, skills and abilities needed for careers in government and not-for-profit agencies. The program seeks to develop the following competencies in students:

    • To lead and manage, including human, fiscal, information and related resources
    • To contribute to the public policy process
    • To develop the interpersonal and analytical skills needed to decide, implement, and evaluate public policies and programs
    • To promote the public interest and articulate and apply a public service perspective
    • To serve diverse populations and needs.

    News

    • MPA project helps Newport Beach assess innovation
    • ERIC System – created by a recent gradute, Kevin Davis
    • Two New Faculty: Dr. Charles Gossett and Dr. Brady Collins

    Related Links

    • Political Science Department

    • University Library
    • Veterans Resource Center

    Contact Us



    Telcordia is now part of Ericsson #oss, #bss, #oss/bss, #interconnection, #service #delivery, #service #creation, #service #delivery #platform, #sdp, #real-time #charging, #real-time #policy, #number #administration, #number #management


    #

    Telcordia is now part of Ericsson

    Together, we are leading the way into a new era of converged communications, with the industry’s broadest portfolio to manage and monetize the world’s most dynamic networks.

    A United Focus on Our Customers and Partners

    Our commitment to our customers and partners has never been stronger. With a combined, industry-leading portfolio of solutions and holistic insights, we remain focused on helping our customers realize smarter processes and operations, resulting in an outstanding customer experience and greater profitability.

    In the links below, you can explore our expanded portfolio and the new names for many of our products. You will also find links to all the important information you are accustomed to having at your fingertips.

    Products Solutions

    (includes former Telcordia Next Generation OSS)

    (includes former Telcordia Service Delivery Charging)

    (formerly Telcordia Interconnection)



    The U. S. Small Business Administration #how #to #pay #off #debt


    #apply for loan online
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    7(a) Loan Application Checklist

    Once you have decided to apply for a loan guaranteed by the SBA, you will need to collect the appropriate documents for your application. The SBA does not provide direct loans. The process starts with your local lender, working within SBA guidelines.

    Use the checklist below to ensure you have everything the lender will ask for to complete your application. Once your loan package is complete, your lender will submit it to the SBA.

    1. SBA Loan Application – To begin the process, you will need to complete an SBA loan application form. Access the most current form here: Borrower Information Form- SBA Form 1919
  • Personal Background and Financial Statement – To assess your eligibility, the SBA also requires you complete the following forms:
    • Statement of Personal History- SBA Form 912
    • Personal Financial Statement- SBA Form 413
    1. Business Financial Statements – To support your application and demonstrate your ability to repay the loan, prepare and include the following financial statements:
    • Profit and Loss (P L) Statement – This must be current within 90 days of your application. Also include supplementary schedules from the last three fiscal years.
    • Projected Financial Statements – Include a detailed, one-year projection of income and finances and attach a written explanation as to how you expect to achieve this projection.
    1. Ownership and Affiliations – Include a list of names and addresses of any subsidiaries and affiliates, including concerns in which you hold a controlling interest and other concerns that may be affiliated by stock ownership, franchise, proposed merger or otherwise with you.
    1. Business Certificate/License – Your original business license or certificate of doing business.   If your business is a corporation, stamp your corporate seal on the SBA loan application form.
    1. Loan Application History – Include records of any loans you may have applied for in the past.
    1. Income Tax Returns – Include signed personal and business federal income tax returns of your business’ principals for previous three years.
    1. Résumés – Include personal résumés for each principal.
    1. Business Overview and History – Provide a brief history of the business and its challenges. Include an explanation of why the SBA loan is needed and how it will help the business.
    1. Business Lease – Include a copy of your business lease, or note from your landlord, giving terms of proposed lease.
    1. If You are Purchasing an Existing Business – The following information is needed for purchasing an existing business:
    • Current balance sheet and P L statement of business to be purchased
    • Previous two years federal income tax returns of the business
    • Proposed Bill of Sale including Terms of Sale
    • Asking price with schedule of inventory, machinery and equipment, furniture and fixtures


    The U. S. Small Business Administration #how #to #get #a #car #loan


    #unsecured business loan
    #

    Which Unsecured Business Lines of Credit are Best for Your Business?

    By Marco Carbajo Published: May 21, 2014

    Whether you’ve been in business for a couple of weeks or five years, access to cash is a crucial element of survival for a business. When the going gets tough, a business can fail unless it has access to cash on demand.

    For business owners, getting unsecured business lines of credit is by far the best choice for having that cash on demand. The fact is that business owners want access to funds – whenever they need it, at a competitive rate and with flexible payment options. The National Federation of Independent Businesses says, “Think of it as an insurance policy that never needs to be paid until you need it.”

    It’s important to note there are two main types of unsecured business lines of credit one needs to consider: traditional and non-traditional.

    So how do you determine which one is best for your business?

    The traditional business line of credit issued by a bank calls for a substantial amount of documentation in order to qualify such as financials, personal tax returns, business tax returns, bank account information, business registration documents, etc.

    In addition, once a line is issued an annual financial review is required to maintain the line of credit. While a traditional credit line offers various benefits such as check-writing privileges, it tends to be the most difficult line of credit to obtain and maintain.

    In a recent survey conducted by the National Small Business Association, “29 percent of small business owners report having their lines of credit reduced in the last four years and nearly 1 in 10 had their line of credit called in early by the bank.”

    In my opinion, a non-traditional line of credit in the form of business credit cards are the best unsecured business lines of credit a company can get. It provides the fast access to cash and payment flexibility associated with a traditional credit line but without all the drawbacks.

    Qualifying for this type of revolving credit line is FICO® driven and doesn’t require the yearly reviews, excessive documentation and level of scrutiny that comes with a traditional credit line.

    Some of the advantages of non-traditional business lines of credit are as follows:

    1) Access to cash quickly – With unsecured business credit cards . you can utilize as much or as little credit from your line as you want to, anytime and anywhere

    2) High credit limits – Business credit cards carry high credit limits, making it extremely convenient to finance larger business purchases. Many cards even offer 0% APR for the first 12 months.

    2) Flexibility – With business credit cards you have flexible payment options compared to a fixed month-to-month payment that comes with a business loan. When you tap into your credit line, you have three options every month. You could pay the full amount due, pay at least a minimal portion of the balance or pay greater than the minimum amount due.

    3) True separation – Business credit cards enable business owners to separate personal and business expenses while benefiting from business credit reporting. This makes it possible for business owners to establish the creditworthiness of the business itself.

    4) Personal credit protection – Small business credit cards that report solely to the business credit agencies allow business owners to protect their personal credit ratings while building their business credit.

    While a non-traditional business credit line provides all the convenience and flexibility a business needs, there are some negative aspects to consider. The major drawback is the ability for a business to accumulate debt. Without a fixed payment schedule, business owners may be tempted to simply pay the minimum monthly payment on its outstanding balances. By carrying debt, compound interest can really add up, especially if a company carries large balances.

    No matter what type of unsecured business lines of credit you decide to obtain for your business, it’s crucial to manage any debt responsibly. Traditional and non-traditional business lines of credit are essential tools for any business to have in its financial arsenal.



    The U. S. Small Business Administration #bridging #loans


    #green loans
    #

    Environmental Grants Loans

    Use the links below to help find financial resources to pay for energy efficient upgrades to your facilities, to finance your business’s innovative environmental products and technologies and to support your environmentally friendly business.

    Grants.gov

    Search grants.gov by category to see grant applications related to energy, environmental topics, natural resources, transportation, science and technology, agriculture and disaster prevention and relief. The Partnership for Sustainable Communities grants site can also help you identify relevant grants on grants.gov.

    Department of Energy Grants and Loans

    The Department of Energy provides many funding opportunities. including:

    Environmental Protection Agency Grants

    The Environmental Protection Agency (EPA) has several grant programs, many of which are listed on this site. In addition, links to several specific programs are provided below:

    National Science Foundation (NSF) Grants

    Small Business Innovation Grants

    A few federal programs provide grants to small firms engaged in scientific research and development (R D). The federal government’s SBIR (Small Business Innovation Research) and STTR (Small Business Technology Transfer) programs award a specific percentage of federal R D funds to qualified small businesses. SBIR/STTR programs encourage small firms to undertake scientific research that helps meet federal R D objectives, and have high potential for commercialization if successful.

    The following federal agencies award SBIR/STTR grants:



    SBA Loans: Certified Small Business Administration Lender #private #student #loan #consolidation


    #sba loan
    #

    SBA Loans

    “1st Source Bank gave me an opportunity to go after my dreams, and helped create a better future for my family.”

    Starting or expanding your business?

    Look to 1st Source for help the kind of help we ve provided hundreds of businesses like yours.

    1st Source SBA Specialists are known for helping more business owners secure their loans quickly and with less hassle. We re a certified Preferred Small Business Administration Lender. which means we know how to navigate the application process and recommend the right option for you.

    Want to know more? Click on either of the buttons below and we ll get back to you within one business day (or sooner)!

    You can also call 888 236-1414 or click the “Live Chat” button to be connected with an

    SBA loan expert.

    The SBA Basics

    Small businesses are the backbone of the American economy. To that end, the federal government created the Small Business Administration in 1953 to assist and advance the interests of small businesses.

    The SBA works by ensuring access to capital for eligible small businesses by partnering with a large network of financial institutions including 1st Source Bank – to facilitate lending.

    To obtain funding for your business through an SBA loan, you must apply with a participating financial institution. like 1st Source Bank.

    Improved Access to Credit

    Many businesses face challenges in obtaining capital from time to time. Often, the guaranty that an SBA loan carries with it is enough to approve a loan that may otherwise be deemed too risky under conventional standards. For a conventional business loan to be approved, it must typically meet the lender s own internal credit policies. These policies differ from lender to lender, but they generally cover such matters as:

    Collateral Many lenders seek adequate collateral that could be liquidated if necessary at some point in the future.

    Industry Risk Lenders may vary as to which industries they are more comfortable lending to based on their tolerance for risk.

    Start-up Businesses Start-ups are generally considered to be higher risk because there s no historical information to support their viability; the lender is basing its decision solely on projections and assumptions.

    Adequate Owner Investment or Cash Injection Many lenders credit policies have guidelines that require certain amounts of owner investment, which helps ensure that the owner is equally as committed to the transaction.

    Purpose of Loan Businesses sometimes have a true cash need (such as leasehold improvements) that generally have no collateral value to a lender.

    Business Acquisitions Lending for a business acquisition may not fit into standards set by many credit policies either. The reason differs from one acquisition to another, but generally it is related to one of the reasons already mentioned.

    An SBA guaranty is often the solution to all of these concerns!

    The SBA Advantage

    There are many benefits of an SBA loan over a conventional business loan. Here are just a few:

    Extended repayment terms

    SBA loans offer repayment terms generally longer than a conventional business loan. That can equal lower monthly payments and more cash for your business needs!

    Interest rate caps

    The SBA limits the interest rate that a lender can charge you on an SBA loan. Rate limits vary by SBA product type and loan amount, but they are generally considered very favorable. A 1st Source SBA Specialist can assist you with determining the SBA interest rate limits prior to your loan application.

    Avoid pre-payment penalties

    The SBA limits pre-payment penalties and, in many cases, disallows them altogether. Conventional business loans often come with some form of pre-payment penalty. SBA loans, on the other hand, limit pre-payment penalties to the first 3 years for loans that have a maturity at 15 years or more. For SBA loans that have a maturity less than 15 years there are NO pre-payment penalties with 1st Source Bank!

    No balloon payments or demand notes

    The SBA ONLY allows balloons to exist in association with working capital lines of credit, and prohibits them with any term loan utilizing an SBA guaranty. The SBA also sets standards for how troubled loans are handled, which provides some protection to the borrower.

    A demand note allows the lender to issue a maturity at any time during the loan. These types of loans are generally issued for the same reasons as balloon options are issued and can have similar consequences to the borrower. A loan with an SBA guaranty prohibits demand notes, adding one more level of protection and predictability.

    No loan covenants

    Loan covenants specify certain actions that a borrower either must do or is restricted from doing. They can be financial (i.e. maintain a certain cash flow coverage ratio) or otherwise. Failing to meet the parameters set in loan covenants may result in negative consequences to the borrower. The SBA generally does not allow participating lenders to assign loan covenants to their loans.

    The 1st Source Advantage

    You need a banker who keeps your best interests in mind and provides straight talk and sound advice.

    Because the SBA program parameters are complex and prone to frequent change, you want a lender that can expertly navigate programs; one who can choose the best program to meet your small business needs.

    You need a banker who keeps your best interests in mind and provides you straight talk and sound advice.

    SBA preferred lenders like 1st Source Bank have a high level of experience and positive track record of facilitating the SBA s specialized programs.

    Many lenders are required to submit SBA loans to the Small Business Administration for a second underwriting. Our status as a preferred lender allows nearly all of our loan applications to bypass that step, which translates into faster turnaround time on loan decisions. In fact, our SBA loan process typically takes no more than two business days longer than a conventional business loan.



    The U. S. Small Business Administration #startup #business #loans


    #small cash loans
    #

    SBA Loans

    If you’re planning to start a business or expand an existing business, you might need financing help. SBA participates in a number of loan programs designed for business owners who may have trouble qualifying for a traditional bank loan.

    To start the process, you should visit a local bank or lending institution that participates in SBA programs. SBA loan applications are structured to meet SBA requirements, so that the loan is eligible for an SBA guarantee. This guarantee represents the portion of the loan that SBA will repay to the lender if you default on your loan payments.

    The SBA Loan Application Checklist provides a listing of forms and documents you and your lender will need to create a loan package to submit to SBA.

    The following are direct links to information about commonly requested SBA programs:

    Starting and Expanding Businesses

    Gives 7(a) loans to eligible borrowers for starting, acquiring and expanding a small business. This type of loan is the most basic and the most used within SBA’s business loan programs. Borrowers must apply through a participating lender institution.

    Provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings.

    Offers very small loans to start-up, newly established or growing small business concerns. SBA makes funds available to nonprofit community based lenders which, in turn, make loans to eligible borrowers in amounts up to a maximum of $50,000. Applications are submitted to the local intermediary and all credit decisions are made on the local level.

    Disaster Loans

    Provide financial assistance to victims of disasters or to individuals in a declared disaster area. You may be eligible for this type of loan even if you don’t own a business.

    Assist small businesses, small agricultural cooperatives and nonprofit organizations as they recover from economic losses resulting from physical disaster or an agricultural production disaster.

    Export Assistance Loans

    Provide exporters and lenders with a streamlined method of obtaining financing for loans and lines of credit up to $500,000. Lenders use their own credit decision process and loan documentation; exporters get access to their funds faster. SBA provides an expedited eligibility review with a response in less than 24 hours.

    Offers loans targeted at businesses that are able to generate export sales but need additional working capital to support these opportunities.

    Gives term loans that are designed for businesses that plan to start/continue exporting or those that that have been adversely affected by competition from imports. The proceeds of the loan must enable the borrower to be in a better position to compete.

    Veteran and Military Community Loans

    Offers funds to eligible small businesses to meet ordinary and necessary operating expenses that could have been met, but are unable to meet, because an essential employee was “called-up” to active duty in their role as a military reservist.

    Special Purpose Loans

    Help small businesses meet their short-term and cyclical working-capital needs through the SBA umbrella program called CAPLines.

    Provides financing to eligible small businesses for the planning, design or installation of a pollution control facility.

    CAIP is a program established to assist U.S. companies that are doing business in areas of the country that have been negatively affected by the North American Free Trade Agreement ( NAFTA ). To be eligible, a business must reside in a county noted as being negatively affected by NAFTA, based on job losses and the unemployment rate of the county.