Mortgage & Home Loan Calculators
Use our suite of popular mortgage home loan calculators to work your borrowing capacity, home loan repayments, stamp duty, savings targets and more.
Calculate your borrowing power based on your salary and financial commitments.
Home loan repayments
Work out your minimum weekly, fortnightly or monthly home loan repayments. You can also look at the impact of making extra repayments.
How long to repay?
Work out how long it will take you to repay your home loan.
Find out the stamp duty payable on your property purchase in your state or territory.
Lump sum payments
How much time and interest can you save by paying a lump sum off your home loan?
Your Loan to Value Ratio (LVR) is very important as it determines the amount a lender will loan to you.
Use this calculator to work out the remaining balance of your home loan.
See how much interest and time you’ll save if you make fortnightly repayments on your home loan.
Compare interest rates
Compare home loans from different lenders based on interest rates, loan terms, fees and more.
Reverse Mortgage Calculator
Calculate your monthly repayments on a reverse mortgage.
Split loan repayments
Calculate the potential impact of splitting your home loan into fixed and variable rate portions.
Achieve savings target
Find out how much you need to save weekly, fortnightly or monthly to achieve your savings target.
We are here to help
Download step-by-step guides
Download our free home buying guides for detailed advice, tips and information that will help you along your journey.
Stay up to date with the latest rates
Subscribe to our eNewsletter to receive the latest finance and property news delivered every month.
Speak to a home loan specialist
Your local broker gives you expert advice at no cost to you to make sure you get the right loan.
Subscribe to our eNewsletter
Receive the latest finance and property news delivered every month.
Crunch your numbers on the go
Compare loans from a wide choice of lenders with a Mortgage Choice expert today.
Thanks for your enquiry. We’ll match you up with your local Mortgage Choice broker who will get in touch with you soon!
Follow us for the latest news and tips on properties and home loans:
The results from these calculators are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.
The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.
The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.
Talk to a Mortgage Choice expert
Established in 1992 by brothers Rod and Peter Higgins, Mortgage Choice was founded with the aim to help Australians improve their financial situation by offering a choice of home loan providers, coupled with the expert advice of a mortgage professional.
Since that time, we have grown and developed into a fully fledged financial services provider, and our founding principle remains very much at the heart of what we do.
Over 25 years of industry experience has taught us that you want advice you can trust and understand, from experts who have your best interests at heart. We now have the ability to deliver this across various financial products, including home loans, financial planning, car loans, personal loans, commercial loans, asset finance, deposit bonds, as well as risk and general insurance.
The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. This website has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the advice to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. If any financial product has been mentioned, you should obtain and read a copy of the relevant Product Disclosure Statement and consider the information contained within that Statement with regard to your personal circumstances, before making any decision about whether to acquire the product. You can obtain a copy of the PDS by emailing [email protected] or by calling 13 77 62.
#The comparison rate provided is based on a loan amount of $150,000 and a term of 25 years. WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
Win $5,000 shopping spree competition
Mortgage Choice Limited ABN 57 009 161 979. Australian Credit Licence 382869, Level 10, 100 Pacific Highway, North Sydney, NSW 2060, Australia. Closes 5/12/2017. Drawn 1pm AEDT 6/12/2017 at Salmat Digital, 116 Miller Street, North Syd 2060. Winner emailed 7/12/2017. NSW Permit No. LPTS/17/18419. ACT Permit No. TP 17/0214.
For full competition terms and conditions click here.