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Mortgage – Home Loan Calculators – Mortgage Choice, home loan calculators.#Home #loan #calculators


Mortgage & Home Loan Calculators

Use our suite of popular mortgage home loan calculators to work your borrowing capacity, home loan repayments, stamp duty, savings targets and more.

Home loan calculators

Borrowing power

Calculate your borrowing power based on your salary and financial commitments.

Home loan calculators

Home loan repayments

Work out your minimum weekly, fortnightly or monthly home loan repayments. You can also look at the impact of making extra repayments.

Home loan calculators

How long to repay?

Work out how long it will take you to repay your home loan.

Home loan calculators

Stamp duty

Find out the stamp duty payable on your property purchase in your state or territory.

Home loan calculators

Lump sum payments

How much time and interest can you save by paying a lump sum off your home loan?

Home loan calculators

LVR Calculator

Your Loan to Value Ratio (LVR) is very important as it determines the amount a lender will loan to you.

Home loan calculators

Remaining balance

Use this calculator to work out the remaining balance of your home loan.

Home loan calculators

Fortnightly repayments

See how much interest and time you’ll save if you make fortnightly repayments on your home loan.

Home loan calculators

Compare interest rates

Compare home loans from different lenders based on interest rates, loan terms, fees and more.

Home loan calculators

Reverse Mortgage Calculator

Calculate your monthly repayments on a reverse mortgage.

Home loan calculators

Split loan repayments

Calculate the potential impact of splitting your home loan into fixed and variable rate portions.

Home loan calculators

Achieve savings target

Find out how much you need to save weekly, fortnightly or monthly to achieve your savings target.

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Home loan calculators

Home loan calculators

Compare loans from a wide choice of lenders with a Mortgage Choice expert today.

Thanks for your enquiry. We’ll match you up with your local Mortgage Choice broker who will get in touch with you soon!

Follow us for the latest news and tips on properties and home loans:

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Disclaimer:

The results from these calculators are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Talk to a Mortgage Choice expert

Home loan calculators

Established in 1992 by brothers Rod and Peter Higgins, Mortgage Choice was founded with the aim to help Australians improve their financial situation by offering a choice of home loan providers, coupled with the expert advice of a mortgage professional.

Since that time, we have grown and developed into a fully fledged financial services provider, and our founding principle remains very much at the heart of what we do.

Over 25 years of industry experience has taught us that you want advice you can trust and understand, from experts who have your best interests at heart. We now have the ability to deliver this across various financial products, including home loans, financial planning, car loans, personal loans, commercial loans, asset finance, deposit bonds, as well as risk and general insurance.

The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. This website has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the advice to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. If any financial product has been mentioned, you should obtain and read a copy of the relevant Product Disclosure Statement and consider the information contained within that Statement with regard to your personal circumstances, before making any decision about whether to acquire the product. You can obtain a copy of the PDS by emailing [email protected] or by calling 13 77 62.

#The comparison rate provided is based on a loan amount of $150,000 and a term of 25 years. WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

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Mortgage Choice Limited ABN 57 009 161 979. Australian Credit Licence 382869, Level 10, 100 Pacific Highway, North Sydney, NSW 2060, Australia. Closes 5/12/2017. Drawn 1pm AEDT 6/12/2017 at Salmat Digital, 116 Miller Street, North Syd 2060. Winner emailed 7/12/2017. NSW Permit No. LPTS/17/18419. ACT Permit No. TP 17/0214.

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SBI Home Loan Calculator – Loan Calculators, home loan calculators.#Home #loan #calculators


SBI Home Loan Calculator

If you are searching for an online home loan calculator from State bank of India, and please be informed that the SBI home loan calculator which is available on their website is a very crude and trivial form of home loan calculator. The web page on the State bank of India official website of State bank of India, on which SBI home loan calculator is available, is not easily searchable.

This web page easing doesn t figure in the Google search for the term “SBI home loan calculator”. The calculator is buried deep down in the user menu of the SBI website. Even if you find it out, it won t be of any use because it doesn t take into account the present official interest rates applicable on SBI home loans and also the official SBI home loan calculator doesn t provide you the amortization schedule. You can have a look at the following image of SBI Home loan calculator available on the official website.

Home loan calculators

Alternative To SBI Home Loan Calculator

Instead of using official SBI home loan calculator, we would recommend you to find out the current applicable interest rates on the home loans provided by SBI and then use any of the online calculators for calculating the amortization schedule. You can also use the amortization schedule template available on this website for free download. This loan calculator template will allow you to calculate the amount of each monthly payment and also calculate the value of the interest component and the principal repayment component which constitute the total monthly payment, also called EMI.

This customized SBI home loan calculator will help you a great deal to plan your finances for the repayment of your home loan. This calculator, downloaded freely from this website, is also has the provision to calculate the effects of additional payments – either in the form of lump-sum payments or in the form of additional monthly payments along with the EMI due.

Download SBI Home Loan Calculator

Like us on Facebook and share with friends to reveal the download link. Click on Facebook Like Button given below.

Home loan calculators

SBI Home Loans And Their Types

State bank of India is one of the largest home loan providers in India. It has several options and offers for home loan seekers at attractive interest rates and suit for all needs and requirements. Some of the popular and important home loan products from SBI are as follows.

  1. SBI Maxgain: this home loan is granted as an overdraft facility with the added flexibility operate your home loan account like your saving bank or current account. It does minimizes your interest costs by enabling you to park your surplus funds in the SBI account.
  2. SBI Realty: it is a home loan for watches of plot of land or construction of a dwelling unit. This SBI home loan is available for a maximum amount of Rs. 10 crore and with a comfortable repayment period of up to 15 years.
  3. SBI home equity: this is a specialized home loan scheme is launched to grant personal loans to the bank home loan customers against the security of their house property. All home loan customers with a satisfactory repayment period of at least one year and who maintained a saving bank account or current account with SBI can avail this facility.
  4. NRI home loans: these home loans are provided to non-resident Indians and persons of Indian origin living abroad. All non-resident Indians holding a valid Indian passport or persons of Indian origin holding a foreign passport with minimum employment tenure in India or abroad of two years are eligible for getting an SBI home loan under this category.
  5. SBI tribal Plus: it is the spatial home loan scheme from State bank of India which is designed for Hill/tribal areas for extending financial assistance to individuals in such areas for the purchase or construction of new house or land.
  6. Gram Niwas: scheme covers all rulers and semi-urban centres. This scheme seeks to provide home loans to farming and poorest of the poor people into rural areas for the purpose of purchase or construction of a house, repairs and renovation, purchase of plot for the purpose of construction of a house/shed etc.
  7. Sahyog Niwas: this scheme has been instituted to finance the self Help groups with a good track record of payment record for two years, four on lending to members for housing in rural areas.

For the home loan seekers from SBI, we would again like to remind you that the online SBI home loan calculator, might not be serving your requirement to know the details of your SBI home loan and will not be able to create an amortization schedules for you. Instead of looking for that you are encouraged to use the MS Excel template we have on our website and customize it for use as SBI home loan calculator

3 Comments

Home loan calculators

Sir, I would like to know whether you are giving home loan to the extent of 80% of agreement value of the flat in Mumbai, and in addition to this you are also giving loan against stamp duty and registration charges paid to state govt. plus society deposits paid to the builders.

Now that Government of Maharashtra is charging 1% of agreement value/ready reckener value as VAT and also service tax of 4.59% of agreement value is also being paid. Whether these are also taken into account while arriving at loan eligibility assuming other eligibility criteria like salary, agreement value of flat/valuation report is as per the approved norms. your early reply will be appreciated.

Home loan calculators

Your comment is awaiting moderation.

Sir, I would like to know whether you are giving home loan to the extent of 80% of agreement value of the flat in Mumbai, and in addition to this you are also giving loan against stamp duty and registration charges paid to state govt. plus society deposits paid to the builders.

Now that Government of Maharashtra is charging 1% of agreement value/ready reckener value as VAT and also service tax of 4.59% of agreement value is also being paid. Whether these are also taken into account while arriving at loan eligibility assuming other eligibility criteria like salary, agreement value of flat/valuation report is as per the approved norms. your early reply will be appreciated.

Home loan calculators

Your comment is awaiting moderation.

Sir, I would like to know whether you are giving home loan to the extent of 80% of agreement value of the flat in Mumbai, and in addition to this you are also giving loan against stamp duty and registration charges paid to state govt. plus society deposits paid to the builders.

Now that Government of Maharashtra is charging 1% of agreement value/ready reckener value as VAT and also service tax of 4.59% of agreement value is also being paid. Whether these are also taken into account while arriving at loan eligibility assuming other eligibility criteria like salary, agreement value of flat/valuation report is as per the approved norms. your early reply will be appreciated.


Home Financing Calculators and Tools, home loan calculators.#Home #loan #calculators


Home Financing Calculators and Tools

HSH.com s free mortgage calculators can answer even complex financial questions in just a few minutes. We’ll help you find answers to common items, such as “Can I qualify for a mortgage?” What s my monthly payment?” or “Will prepaying my mortgage help me save money?” all the way up to more difficult ones, such as “How large of a down payment do I really need?”, “What s the best way to pay for my refinance?” or even “When will my home no longer be underwater?”

Whether you re looking to learn more about your purchase, refinance or you simply need a few tools to better help you manage your mortgage, HSH.com has all the bases covered. Scroll down to browse our calculator list or use the navigational elements below to find the calculator you are looking for.

Most Popular Calculators

Mortgage Calculator with Amortization Schedule

The classic: Full payment-by-payment amortization of your loan and a print-and-take-away schedule. Biweekly schedules, too!

PMI Cost Calculator

What will mortgage insurance cost with less than a 20-percent down payment?

PMI Calculator

A more complete review of your loan’s costs, including your mortgage insurance premium — and when it will disappear.

Refinance Calculator

Plug in your numbers and find out the best way to pay for your refinance — find out how to save the most money.

Refinance Calculators

Refinance Calculator – HSH.com’s TriRefi℠ Calculator

Plug in your numbers and find out the best way to pay for your refinance — find out how to save the most money.

PreFi℠ Prepayment Refinance Calculator

Prepaying your mortgage can save you as much interest as refinancing — without the cost or hassle!

LowerRate℠ Mortgage Prepayment Calculator

Wish you refinanced at the very bottom for mortgage rates? Pick the rate you want and prepay your mortgage to the same savings!

Refinance Calculator- Should I Refinance My Mortgage?

The age-old question — answered in this classic “break-even” calculation.

Home Mortgage Calculators

Rent vs. Buy Calculator

Take the plunge into homeownership or not? See all the financial angles to see if buying a home will benefit you (requires Java).

Down payment Decisioner℠ Down Payment Calculator

More down payment or less? Learn the cost break points for mortgage insurance and how to keep or save the most money when buying a home.

FeePay BestWay℠ Closing Cost Calculator

Find out the best way to pay your home loan’s closing costs — out of pocket, in the loan balance or incorporated into the rate.

How Much House Can I Afford?

Qualify yourself for a mortgage amount and maximum home price just like the professionals do.

Income Qualification Calculator

See what kind of income you’ll need to cover your mortgage payment, property taxes, insurance, maintenance costs and more.

It’s My Term Prepayment Calculator

You choose when you want your mortgage to end — we’ll tell you what you need to spend to make it happen.

RoundUp℠ Prepayment Calculator

Painlessly putting even a few extra dollars per month toward your mortgage can save you a bunch of money over time.

Underwater Mortgage Calculator – KnowEquity When℠

Downturn left you underwater? Find out when you won’t be through the process of amortization and appreciation.

Underwater Mortgage Calculator – KnowEquity How℠

Need your mortgage to be above water by a certain date? Learn the exact combination of prepayment and appreciation you’ll need to get there.

Mortgage Prepayment Calculator

Learn how much you can save if you prepay your mortgage — and how soon your loan will end.

Mortgage Calculator: Mortgage Amortization Calculator and Schedule

The classic: Full payment-by-payment amortization of your loan and a print-and-take-away schedule. Biweekly schedules, too!

Private Mortgage Insurance Calculator

What will mortgage insurance cost with less than a 20-percent down payment?

PMI and Loan Amortization Schedule

A more complete review of your loan’s costs, including your mortgage insurance premium — and when it will disappear?

Fast Amortization Calculator

Three inputs and you can see a full breakout of your home loan’s principal and interest payments.

Mortgage Widgets and Tools

Home value estimator: MyHPI.

MyHPI, a home value estimate tool, will tell you how much the value of your home has changed since you owned it, based on how your overall market has performed.

Free Mortgage Widgets.

Looking for free and informative tools for your website? HSH.com’s free widgets provide fresh content that can improve any website.

Are You a Normal Neighbor?

Tell us a little bit about your family and your home, and we’ll show you how you compare to the averages in your area.

The Mortgage Next Door

See the average home loan in your neighborhood and how it compares to yours.

Other Home Loan Calculators

Basic Loan Payment Calculator

Fast and simple — and perfect for auto and personal loans, too.

Monthly Payments Per $1000 and Total Cost (principal and interest combined)

A print-and-take-away handy reference table for calculating monthly mortgage payment and total interest cost.

Credit Grade Calculator

Not sure where you stand? This simple calculator will give you a “ballpark estimate” of how good or bad your credit is.

APR Calculator

Calculate the effect of fees and points to see your mortgage’s true cost.

Loan Comparison Calculator

A quick side-by-side way to compare costs of two different mortgages.


Pay Off Loan Calculator – Find out how long it will take to pay off your loan, Calculators by CalcXML, loan calculators.#Loan #calculators


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How long until my loan is paid off?

By making consistent regular payments toward debt service you will eventually pay off your loan. Use this calculator to determine how much longer you will need to make these regular payments in order to eventually eliminate the debt obligation and pay off your loan.

Loan calculators

Credit 101

An important part of personal finance is how you manage your debt. Ideally, you would not have any debt, but in practice, most families do. It is not likely that most persons would be able to buy a car, a house, an education, or even major appliances without having to incur some debt. Sometimes, debt may actually be desirable, especially if you could borrow money at a low interest rate to make a high-interest investment.

Debt makes everything cost more. If you saw a sign in a store window advertising “Sale — Everything 25% Off,” you might be tempted to rush in and buy, buy, buy. But what if the sign said “Sale — Everything 25% More Than Marked”? That is just what happens when you pay for goods and services using debt. Moreover, you may be using debt without even realizing it.

Loan calculators

Take the Just Say No Debt Challenge

While credit stimulates the economy, it does have to be used judiciously. Credit is not money. Derived from the Latin word for “trustworthiness,” credit is based on faith that the borrower will repay the debt with real money. One should not use credit in place of money when there is little or no likelihood that payment in real money will be made using credit without the intent or ability to pay is theft.

Today, credit has become a business in its own right. Credit is issued by banks, savings and loans, credit unions, public utilities, and even merchants. According to the Federal Reserve, there was more than $2.5 trillion of consumer debt outstanding by late 2009 this is more than double the amount outstanding in 1994. This represents hundreds of billions of dollars in interest earnings to lenders. This is why credit card companies aggressively compete to get you to use their credit cards and services. The marketing is so aggressive that consumers may lose sight of the fact that this is not free money and make excessive purchases to the point where they find themselves in financial difficulty.

Loan calculators

How to Conquer Credit Card Debt

While credit is very important to the economy, its abuse is harmful. Credit is extended with the faith that borrowers will repay the debt. Goods and services are provided on credit with the expectation that they will be paid for with money in the future. Credit makes commerce more convenient. When credit is abused, everyone loses. Credit abuse increases the cost of credit to everyone.

One should never use credit to purchase things for which one will not be able to pay in the future. Many impulse purchases are made on credit with little thought given to how the debt will be repaid in the future. If one calculated the true cost of goods bought on credit, one would have second thoughts about making the purchase in the first place. Here is an example: a new television flat-screen HDTV model retails for $5,000. If purchased on a credit card with a 12% annual percentage rate (APR) compounded daily, and with minimum monthly payments of $166 paid over three years, it winds up costing over $5,980. Is it worth almost $1,000 more to have it now (furthermore, the retail price in 3 years will probably drop)? That is like going into a store that advertised “SALE–ADD 20% TO EVERY PURCHASE.”

Loan calculators

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

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Mortgage Calculators – RBC Royal Bank, mortgage calculators.#Mortgage #calculators


Mortgage Calculators

In your search for the right home and mortgage solution, it’s good to know how much your mortgage payments will be and what you can afford. Our easy-to-use mortgage calculators will help give you an idea.

Mortgage calculators

Mortgage Payment Calculator

Learn how much you could save! Our mortgage payment calculator shows you how much your mortgage payments will be based on the amount borrowed, interest rate, mortgage term and payment schedule.

Mortgage calculators

Home Value Estimator

Are you an RBC Royal Bank Online Banking client?

By answering a few questions, you can find out the estimated value of your home.

Mortgage calculators

Neighbourhood Explorer

By answering a few questions, we can help you find the neighbourhoods that match what you’re looking for in your neighbourhood.

Mortgage calculators

Mortgage Payment Calculator

Learn how much you could save! Our mortgage payment calculator shows you how much your mortgage payments will be based on the amount borrowed, interest rate, mortgage term and payment schedule.

Mortgage calculators

Home Value Estimator

By answering a few questions, you can find out the estimated value of your home.

Mortgage calculators

RBC Neighbourhood Explorer

By answering a few questions, we can help you find the neighbourhoods that match what you’re looking for in your neighbourhood.

Mortgage calculators

How Much Home Can I Afford?

You might be surprised by how much you can borrow. This calculator factors in your total earnings and debts to give you a maximum affordable monthly housing cost, including mortgage payment, property taxes, heating costs and more.

Mortgage calculators

Rent or Buy Calculator

Considering whether you should keep renting? Is now the time to buy? Ever wondered what your rent payment would be as a mortgage amount? Complete the below calculator and find out what your rent payment would equal in terms of a mortgage amount.

Mortgage calculators

Mortgage Prepayment Charge Calculator

Thinking about renegotiating your existing mortgage rate to take advantage of lower rates? This calculator will help you determine how much it could cost to break your mortgage and what interest rate you would need to get in order to “break even”.

Mortgage calculators

Which Type of Mortgage is Right for Me?

Looking for guidance on fixed versus variable rates, open versus closed mortgages, and more? Answer a few questions about your financing goals and preferences and we’ll recommend the RBC Royal Bank В mortgage options that match your needs.

Mortgage calculators

Credit Selector tool

Are you looking to buy a new home? Maybe an investment property or a vacation home? But don’t know which mortgage product would work for you. Our credit selector tool will take your specific needs and provide you with a personalized recommendation and show you how an RBC mortgage product will meet your unique borrowing needs.

Mortgage calculators

HomeProtector Insurance Quote

See how affordable HomeProtector В® insurance can be for your RBC Royal Bank В® В mortgage.

Breathe easy – get pre-approved today.

Our online pre-approval is 3 simple steps

and can be completed in just 5 minutes.

Get pre-approved Contact a Mortgage Specialist Get pre-approved Contact a Mortgage Specialist Mortgage calculators


Financial Calculator, Free Online Calculators from, mortgage calculators.#Mortgage #calculators


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Car Loan EMI Calculator India – Calculate Auto Loan Monthly Payments, car loan calculators.#Car #loan #calculators


EMI Calculator

Auto Loan EMI Calculator

Nowadays, owning a car is no longer seen as a luxurious commodity, rather it has become a necessity. If you have plans to purchase your dream car, it is not important to burn a hole in your pocket in the process. Instead, you can go for the option of having a car loan. The best part of having a car loan is that with the help of reasonable EMIs you get to pay back the loan.

Are you confused about the whole concept of EMI and the interest you have to pay? You don’t need to and let Car Loan EMI Calculator handle this. Read on, to know more about the EMI Calculator for a car loan and various other related things.

Car Loan EMI calculator

Car loan calculators

What you should know about Car Loan Monthly Payment Calculator ?

An EMI loan calculator will help you out in making a right decision for the car model and the monthly budget. So, here are the key factors that you should know about this Loan EMI Calculator –

  • EMI calculator for Car Loan is one of the helpful tools that will make you familiar with the existing and the future monthly amount paid as installments. You can have a Car Loan EMI Calculator from the banks and financial entities.
  • While using an EMI Car loan Calculator, there is a need to enter certain details such as repayment term, loan amount, and the interest rate. With the help of this calculator, you can easily get familiar with the monthly installments and amortization schedule.
  • For using an EMI Calculator for auto Loan, you can enter the processing fee as well. The same fee also gets added to your loan amount to show the total expense incurred.
  • This Car Loans EMI Calculator online will also assist you with the amortization plan, interest outgo, and timeline of the loan repayment. Such information will make you aware of all the important information that helps you make smart decisions.
  • An EMI Calculator also comes handy in planning your monthly budget. This will really help in making the EMI more affordable.

Car loan calculators

How Does Online Car Loan EMI Calculator work?

First and foremost, the compound interest on the principal loan amount at the set interest rate gets calculated by this EMI Calculator. The calculation is done as per the following rule – paying the interest part first, the total amount payable, and the part that outstanding of your EMI is the principal. EMI is computed using the following emi calculation formula –

Monthly Installment Amount = [P x R X (1 + R) ^ N] / [ (1 + R) ^N 1]

In the formula, P is the principal amount; N signifies the number of monthly installments, and R is the rate of interest every month. Let us assume the interest rate per annum at 12%, the interest rate each month will be 12/ (12 100).

How can you simplify your car loan with an EMI Calculator?

When you want to have the best information about making a right choice for a loan or about the repayments, this Calculator will do all the things for you. Following are some of the main things that get simplified when you use this Calculator for car loan.

  • Being intuitive and easy to use are its key elements. The main idea behind designing the calculator is to make your calculation task easier. All you need is to enter the values and use the sliders and you will have the instant projections on EMI and amortization schedule.
  • Using this Calculator is as simple as using a standard calculator. You don’t need to have special expertise to use this calculator.
  • With the help of the Calculator, you will have the amortization schedule and above all the breakup of the payable amount in a graphic format makes the things easier to understand and interpret.
  • You can use this Calculator number of times until the time you have the right combination of term, affordable EMI, and the principal.
  • With the help of a online EMI Calculator, you get to know which car loan will be beneficial for you. You get to compare the interest rates based on the prepayment penalty, interest rates, and processing fee to check its effects on the EMI.
  • You don’t have to pay anything and you will get your results instantly.

What are the benefits of using a car loan eligibility calculator?

This online Loan Calculator for determining car loan payments is a handy tool that will help you make smart loan decisions. Let us discuss the benefits of this Calculator –

Reiterate Calculations –

Using this EMI Calculator for Car Loan, you can keep on varying the values till the time you have the right EMI value that suits you best. Using this calculator, you can also experiment with the interest rates and term of the car loan; you also get to know all these elements can affect your EMI.

Immediate Results –

One of the best things is that you get instant results when you calculate your EMI using Car Loan Calculator. You can also use this calculator before taking a final decision on taking a car loan, when you are finally paying off your loan, and while you are making plans for car loan repayments.

Logical evaluation of car loans –

With the help of this EMI calculator, you can easily compare the best car loans on the basis of key elements like – interest rate and EMI. You may feel that the interest rates are all same but using Car Loan Calculator, you will get a better idea of the interest rates that can prove beneficial to you.

Accurate –

With the help of online Car Loan Calculator, you get to save your efforts on calculating complicated compound interest. If you are planning to do manual calculations, you are bound to make mistakes. If you enter all the details in a Car Loan EMI online calculator, your task gets done in minutes. Having an intuitive interface, the Calculator can be used by anyone.

How to qualify for a car loan?

Well, you don’t need to worry as the process of auto loan approval is simpler as compared to the house loan. For your bank and the lenders, your credit history and income really plays a pivotal role. Basically, they are interested in knowing whether you will be able to repay the loan amount or not. Following are the things that a lender or your bank will consider –

Credit Score –

Your bank and lenders will show more interest in knowing your status regarding your credit health and even want to know your history. They are usually looking for a credit score i.e. more than 750. Basically, it is the first step and on the basis of your credit score, they will move on to the next step.

But, if your score is below 750, your application will not be considered for the car loan. For lenders or your bank having a credit score below 750 is a clear signal that you are not capable of managing your credit responsibly. So, if you don’t want to face a rejection, make sure you have a healthy credit score.

Employment Profile –

Your bank and your lenders will also show interest in knowing your employment status i.e. whether you have a stable employment or not. This will ensure them whether you are in a position to repay the loan amount. They are not sure if you have s stable employment where you can easily make the EMI monthly payments for a car loan. They check whether you have worked with an employer for a minimum of one year when you apply for the car loan.

Credit Report –

Just like your credit score shows the status of your credit health, your credit report shows your credit behavior. Even your current score is healthy, your bank can cross-check your credit report to have a look at your past payment history.

Existing EMI payments –

If your existing EMI liabilities is forming a high percentage of your income, your bank will have an idea that you are not in a position to maintain additional debt payments. If your total monthly EMI is over 50%-60% of your income, your lender will get skeptical about repaying the additional car loan. You have more chances of your loan application getting rejected.

Therefore, when you have decided to apply for the car loan, ensure that your EMI outflow is not more than your income percentage. Just in case it is high, make sure you pay off the smaller loans in order to bring down your overall EMI. This will help in freeing up some part of your income so that you can repay your car loan.

Besides Car Loan EMI Calculator, you also have easy access to various other EMI calculators like Home Loan EMI Calculator, Bike Loan EMI Calculator, and Personal Loan EMI Calculator.


Current Interest Rates on Home Loans, Savings, Car loans – CD Rates, car loan calculators.#Car #loan #calculators


Today’s Interest Rates and Financial Advice:

Car loan calculators

Financial Advice

Would you like to buy a home but worry that you’d never qualify for a mortgage? It’s time to stop guessing and evaluate your chances to land a loan based on everything from how much you make to your credit score. Believe it or not, the odds are in your favor.

November 14th 2017

The average cost of financing a new or used car or truck has stayed low over the past year, making auto loans a bargain by any historical measure. And buyers with reasonably good credit can always take advantage of the discount loans automakers are offering on many models.

November 13th 2017

Lending money to your child is risky business. But if you can avoid the personal pitfalls and convince the federal government that this is really a loan, and not a gift, the Bank of Mom and Dad can be a financial boon for everyone in the family.

November 13th 2017

Here’s how to make all of the right decisions so that you’ll save more, invest wisely and take full advantage of all the tax breaks to build your retirement nest egg.

November 10th 2017

It’s not enough to find a good location at an affordable price. Condo buyers must consider lots of extra costs, from association fees and special assessments to how well the building is maintained and how strictly it enforces rules on everything from noise to pets.

November 10th 2017

You’ve scouted out the best mortgage rate and fought hard to get the best price on your new home. But your bargaining shouldn’t stop there. Here’s how you can save on everything from settlement fees to title insurance.

November 8th 2017

Car loan calculators

Interest ing Snapshot

Individual retirement accounts, or IRAs, are a great way to build financial security for you and your family. They’re easy to open and our simple strategy helps you make all the right decisions now, and in the years ahead.

Car loan calculators

Car loan calculators


Tools and mortgage calculators for your home loan, home loan calculators.#Home #loan #calculators


Simple tools and calculators to help you plan

Home loan calculators

Use this calculator to help you work out how much you can borrow. It will also show you what your monthly repayments and how they could be affected by interest rate changes.

Home loan calculators

Home loan deposit

Use this calculator to work out how much you can save for a home loan deposit based on your weekly, fortnightly or monthly contributions.

Home loan calculators

Home loan comparison

Use this calculator to compare home loans based on whether you take out a variable or fixed interest rate loan.

Home loan calculators

Splitting your home loan

Use this calculator to work out what your monthly or fortnightly repayments will be if you split your loan into fixed and variable rate sub-accounts.

Home loan calculators

Extra home loan repayments

Use this calculator to work out the time and interest you could save on your home loan if you pay more than the minimum repayments each month or fortnight.

Home loan calculators

Stamp duty

Use this stamp duty calculator to work out what you will pay in government charges based on the amount you plan to borrow. Stamp duty varies depending on the value of your property, your loan amount and the state or territory your property is in.

Home loan calculators

Key Fact Sheet calculator

Generate a Home Loan Key Facts Sheet to understand and compare our home loan products.

Home loan calculators

Repayments calculator

The home loan repayment calculator can help you work out how much your fortnightly or monthly repayments will be based on how much you plan to borrow.

Home loan calculators

Refinance calculator

The refinance calculator lets you see how much you could save with different loan scenarios. Use it to help determine whether the home loan you have is the best solution for your circumstances or whether you should refinance.

Home loan calculators

Where can I afford to buy calculator

This calculator will provide you with a list of suburbs that have median prices within your range. Simply fill out the section on how much you can borrow, then enter the loan amount and property details into the second tab.

Would you like to know more?

Explore our Expertise section for helpful guides on choosing the right home loan, buying your first home, managing your existing loan and other information on property buying.

Speak to a specialist

Information and interest rates are current as at 26 October 2017 and are subject to change.

  • At the end of the fixed rate period, the interest rate will revert to the current standard discounted rates. Our Standard Variable rate is currently 5.30% pa (variable and comparison*) for owner occupied loans and our Investment Variable Rate is currently 5.87% pa (variable and comparison*) for investment loans. You will be notified of the discount that applies to your rate prior to the end of your fixed rate period.
  • Fixed rate loans may be subject to significant break costs. Please refer to your loan contract and terms for details of break costs applicable
  • Fees and charges apply.

Except for Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502 (MBL), any Macquarie entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity s obligations do not represent deposits or other liabilities of MBL. MBL does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.


Home Loan Calculators – Mortgage and Borrowing, HSBC Australia, home loan calculators.#Home #loan #calculators


Home Loans – Loan Calculators

Home loan calculators

Whether you’re in the market for a new house or want all the details about a home loan – you need facts and figures. Try calculating here – the answers are quick and easy online.

  • Home loan calculators

Home Loan Repayment Calculator

This is a good place to start if you have a price that should secure your new dream home and you want to see if the payments will be affordable.

  • Home loan calculators

    Borrowing Power Calculator

    How much can I borrow? Check out approximately how much you will be eligible to borrow with HSBC Bank Australia.

    • Home loan calculators

    Stamp Duty Calculator

    This tool calculates stamp duty for every state and territory in Australia, you can even compare duty on housing and land.

  • Home loan calculators

    Home Loan Comparison

    Enter two different home loan options for an online comparison of total interest and fees payable over the life of the loan.

    More calculators

    Home loan calculators

    Extra repayments

    How much interest can I save by making extra payments? Calculate the answer here.

    Home loan calculators

    Lump sum repayment

    See how much interest you could save by making a lump sum payment.

    Home loan calculators

    Split loan calculator

    Calculate repayments and total interest under different fixed and variable rate scenarios.

    Home loan calculators