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Life Insurance – Insured Life, life insurance and critical illness cover.

#Life #insurance #and #critical #illness #cover

life insurance and critical illness cover

These are just a few things to think about when obtaining life insurance. If you pass away the policy will pay out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle in the event of your death.

Life insurance and critical illness cover

Losing a loved one is never easy, but having life insurance in place can ease the financial burden at an emotionally difficult time. Our team of protection specialists can help you find the RIGHT policy at the RIGHT price. We even help you put your policy into TRUST for FREE which could protect it from the TAXMAN. Simply fill out the form and we will get everything ready and start preparing your quotes.

Let us do the hard work for you , and enjoy peace of mind when you need it most.

Life insurance and critical illness cover

Life insurance and critical illness cover

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Life insurance and critical illness cover

Life insurance and critical illness cover

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Life insurance and critical illness cover

Life insurance and critical illness cover

Sit Back, You’re Protected

The Financial Conduct Authority

The FINANCIAL CONDUCT AUTHORITY (FCA) – is a financial regulatory body in the United Kingdom, but operates independently of the UK government, and is financed by charging fees to members of the financial services industry. The FCA regulates financial firms providing services to consumers and maintains the integrity of the UK’s financial markets. It focuses on the regulation of conduct by both retail and wholesale financial services firms.

The Financial Conduct Authority | 25 The North colonnade | Canary Wharf | London | E14 5HS

Insured Life is a trading name of PBS Co (UK) Limited (FCA Registration Number: 732728).

PBS Co (UK) Limited 1st Floor Kirkdale House, 7 Kirkdale Road, Leytonstone, London, E11 1HP.

Whose Products Do We Sell?
  • We offer products from a range of insurers for life insurance and critical illness cover.
  • We offer protection products from a limited number of insurers for Whole of Life and Over 50s plans. A list of insurers we offer insurance from is available on request.
  • As we’re not tied to any ONE provider we are able to search our panel of insurers and find you the best price available to us.
  • We sometimes get preferential rates on selling policies which we pass on to you.
  • We are paid a commission by each insurer for setting up your policy – it costs you nothing to use our service.
What Service Do We Offer?
  • You will not receive financial advice from us. We will ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed, once presented with the facts.
  • We will ask you a number of questions designed to make you think about the shortfall in your income in the event of the death of a partner or breadwinner. Our questions are simply used as a guide for you when deciding how much cover you may need. We do not offer financial advice at any time.
How Much Does Our Service Cost?
  • NOTHING – We do not charge a fee for our service; however, if you take a policy out through us we will be paid by commission from the insurer, but it still costs you nothing.
  • You will receive a quotation which will tell you about any policy premiums relating to any particular insurance policy.
  • We will put your life insurance policy into TRUST for FREE – this means that it may not be counted as part of your estate when you pass away and could secure it from the taxman – why should you lose your payout to the taxman’s inheritance tax?
Who Regulates Us?

Insured Life is a trading name of PBS Co (UK) Limited who are authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation under the firm license number: 732728

Our permitted business is administering and arranging general insurance contracts. You can check this on the FCA’s Register by visiting the FCA’s website.

PBS Co (UK) Limited 1st Floor Kirkdale House, 7 Kirkdale Road, Leytonstone, London, E11 1HP.

Have a Complaint?

If you wish to register a complaint, please contact us:

In writing: PBS Co (UK) Limited | C/O InsuredLife Complaints Department.

1st Floor Kirkdale House, 7 Kirkdale Road, Leytonstone, London, E11 1HP.

By Telephone: 0800 037 3000

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service. Please ask us for more information.

Are We Covered by the Financial Services Compensation Scheme?

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.

Insurance advising and arranging is covered for 90% of the claim with no upper limit.

Further information about compensation scheme arrangements is available from the FSCS.