Loan

Mar 5 2019

What is Cloud Backup? Webopedia Definition

#cloud #backup, #cloud #backup #definition, #cloud #computer #backup, #cloud #storage, #online #backup, #define, #webopedia, #glossary, #dictionary, #encyclopedia # cloud backup Cloud backup, or cloud computer backup . refers to backing up data to a remote, cloud-based server. As a form of cloud storage. cloud backup data is stored in and accessible from multiple distributed and connected resources that comprise a cloud (see “cloud computing “ ). Cloud Backup Solutions Cloud backup solutions enable enterprises or individuals to store their data and computer files on the Internet using a storage service provider. rather than storing the data locally on a physical …

Feb 16 2019

Technocrat – definition of technocrat by The Free Dictionary, reconciliation definition.

#Reconciliation #definition # technocrat tech no crat technocrat technocrat ▲ techno-philiac techno-philiac Techno-remixing Techno-remixing Techno-Sciences, Inc. Techno-Seaways Inc Techno-Talking Babe Techno-thriller Techno-thriller novel techno. technobabble technobabble Technobabes Technobabes Technoboy and Tuneboy technocausis technocausis technocracies technocracies technocracies technocracy technocracy technocracy Technocracy (bureaucratic) Technocracy (bureaucratic) Technocracy (bureaucratic) Technocracy (disambiguation) Technocracy (disambiguation) Technocracy (disambiguation) Technocraft Industries India Ltd. technocrat technocratic technocratic Technocratic Theories technocratically technocratically Technocrats Technocrats technodoping technofear Technoforming System technofossils Technography Technoix Game Networx technojunkie technojunkie technojunkie technol. Technologias de las Informacion con Calidad para su Negocio technologic technologic technologic technologic technologic technological technological technological technological technological Technological Advances in Aeronautics …

Feb 13 2019

Micro-entreprise: définition de l – ex-statut auto-entrepreneur, la définition de entreprise.

#La #définition #de #entreprise La micro-entreprise : définition et fonctionnement Cet article propose une définition simple de la micro-entreprise ainsi quun résumé de son fonctionnement et des obligations. Définition micro-entreprise : La micro-entreprise est une entreprise individuelle dont le régime fiscal et social est très simplifié. Autre définition micro-entreprise : La micro-entreprise est un régime simplifié qui remplace lancien régime de lauto-entreprise depuis le 1er janvier 2016. Créer une micro-entreprise permet dêtre dispensé de tenir une comptabilité réelle. Exercer en micro-entreprise nest soumis à aucune limite dans le temps. Plafonds de chiffre d’affaires en micro-entreprise. Définition : Le plafond de …

Feb 11 2019

What is auto insurance, III, automobile insurance definition. #Automobile #insurance #definition

What is auto insurance? Auto Insurance Basic personal auto insurance is mandated by most states and provides you with some financial protection in case of an accident. But is it enough? What are the options? Learn how car insurance works and what types of coverage are available. Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. In exchange for your paying a premium, the insurance company agrees to pay your losses as outlined in your policy. Auto insurance provides coverage for: Property – such …

Feb 10 2019

Faute simple et faute lourde en droit administratif, définition faute simple. #Définition #faute #simple

Faute simple et faute lourde en droit administratif Nombre de pages : 3 pages Langue : franГ§ais Date de mise Г jour : mercredi 13 aoГ»t 2014 ConsultГ© : 3 fois Format : .doc RГ©sumГ© du document En droit civ : faute lГ©gГЁre suffit en pp Г engager resp perso : si faute simple suffit Г engager resp de l’ad pr D causГ© dans ex d’une activitГ© facile Г mettre en œuvre : mais faute lourde exigГ©e pr engager resp dГЁs lors que D trouve sa source dans accomplissement d’1 activitГ© difficile Г exercer. Extraits I. ActivitГ© fiscale Les plus …

Feb 3 2019

Micro-entreprise: définition de l – ex-statut auto-entrepreneur, vente traditionnelle définition.

#Vente #traditionnelle #définition La micro-entreprise : définition et fonctionnement Cet article propose une définition simple de la micro-entreprise ainsi quun résumé de son fonctionnement et des obligations. Définition micro-entreprise : La micro-entreprise est une entreprise individuelle dont le régime fiscal et social est très simplifié. Autre définition micro-entreprise : La micro-entreprise est un régime simplifié qui remplace lancien régime de lauto-entreprise depuis le 1er janvier 2016. Créer une micro-entreprise permet dêtre dispensé de tenir une comptabilité réelle. Exercer en micro-entreprise nest soumis à aucune limite dans le temps. Plafonds de chiffre d’affaires en micro-entreprise. Définition : Le plafond de chiffre …

Dec 28 2017

Guarantor financial definition of Guarantor #loan #for #business

#guarantor loans # Guarantor Guarantor A party who will guarantee repayment or performance of a covenant . Guarantor A third party who promises to provide payment on a bond. loan. or other liability in the event of default. While many guarantees apply to debt instruments. they may also be used for day-to-day expenses. For example, a parent may be a guarantor for an adult child and promise to pay rent to a rental agency if the adult child does not do it. Banks often serve as guarantors on behalf of certain clients, but, just as often, private parties serve as …

Dec 26 2017

Definition of Guarantor Loans #compare #home #loans

#guarantor loans # Other People Are Reading Basics Like guarantors, co-borrowers or cosigners hold similar roles by minimizing a lender’s risk of extending credit. For instance, if a student received a Federal Stafford Loan and defaulted (did not pay in full), then the federal government will compensate the lender. Some federal student loans represent a type of guarantor loan as the federal government guarantees that lenders will be paid. Private student loans–those not guaranteed by the government–might require a cosigner before approving a loan. Hence, the student and the cosigner are responsible for paying the loan. Significance Friends and family …

Nov 15 2017

Mortgage Definition #best #personal #loan

#what is a loan # VIDEO BREAKING DOWN ‘Mortgage’ In a residential mortgage, a home buyer pledges his or her house to the bank. The bank has a claim on the house should the home buyer default on paying the mortgage. In the case of a foreclosure. the bank may evict the home’s tenants and sell the house, using the income from the sale to clear the mortgage debt. Mortgages come in many forms. With a fixed-rate mortgage, the borrower pays the same interest rate for the life of the loan. Her monthly principal and interest payment never change from …

Nov 9 2017

Definition of Business Finance #best #home #loan #rates #australia

#business financing # Definition of Business Finance Business finance is the management of company capital. Individuals working in business finance seek viable sources of capital for a company, manage it so that the company performs well and report the financial information to company stakeholders. Other People Are Reading Business Financing In the business field, financing refers to the way a company obtains capital to expand operations and purchase assets. There are two main forms of business financing. debt and equity. Debtors, like banks, bondholders and other lenders, lend a company money for a period of time. In return for the …

Nov 3 2017

Limited government #definition #of #limited #government

# Limited government Limited government as defined, a type of government in which its functions and powers are prescribed, limited, and restricted by law. The U.S. Constitution provides the means of limited government whereby the people shall not be infringed upon by the government. That the government is given enumerated powers by the people. The role of the federal government is limited by the Delegated Powers set forth in Article I, Section 8 of the United States Constitution and by the Ninth and Tenth Amendments. The people and the states are the final authority in most matters. Limited government is …

Oct 11 2017

What is BYOD Bring Your Own Device? Webopedia Definition #byod, #bring #your #own #device, #workplace, #it #security, #mobile #security, #mobile #connectivity, #firewall, #definition, #glossary, #dictionary

# BYOD – bring your own device In the consumerization of IT. BYOD, or bring your own device. is a phrase that has become widely adopted to refer to employees who bring their own computing devices such as smartphones. laptops and tablets to the workplace for use and connectivity on the secure corporate network . BYOD Security Today, employees expect to use personal smartphones and mobile devices at work, making BYOD security a concern for IT teams. Many corporations that allow employees to use their own mobile devices at work implement a BYOD security policy that clearly outlines the company’s …

Sep 20 2017

Consumer Loan Law – Legal Definition #loans #calculator

#consumer loans # Consumer Loan Law Legal Definition Consumer loan means a secured or unsecured loan given to customers for personal, family, or household purposes, or for consumable items such as a car, boat, manufactured home, home equity loan, home equity line of credit, signature loan, signature line of credit, and recreational vehicle. It is usually given on the basis of borrower’s integrity and ability to pay. It is also called as consumer lending, consumer credit, or retail lending. Consumer loans must comply with the consumer protection regulation and they are monitored by government regulatory agencies. Consumer loan does not …

Sep 17 2017

Define ddos attack #attack, #online #dictionary, #english #dictionary, #attack #definition, #define #attack, #definition #of #attack, #attack #pronunciation, #attack #meaning, #attack #origin, #attack #examples

# attack 1, 4. defend. 9. defense. See more antonyms for attack Which Word When 1. Attack, assail, assault, molest all mean to set upon someone forcibly, with hostile or violent intent. Attack is the most general word and applies to a beginning of hostilities, especially those definitely planned: to attack from ambush. Assail implies vehement, sudden, and sometimes repeated attack: to assail with weapons or with gossip. Assault almost always implies bodily violence: to assault with intent to kill. To molest is to harass, to threaten, or to assault: He was safe, and where no one could molest him. …

Aug 28 2017

Define Your Attitude at Work is Crucial for Your Success #define #your #attitude,definition #of #attitude,attitude #for #success,success #attitude,attitude

# Did You Define Your Attitude at Work? The most important thing to do as you begin your new career is to define your attitude towards work. How will it contribute towards your career? How will it add value to your role as a career builder? How do you define attitude? According to The Advanced Learner’s Dictionary of Current English – attitude is defined as “a way of looking at life; a way of thinking, feeling or behaving.” Therefore an attitude is not just the way we think, but the way we think, feel and do. You may have your …

Aug 27 2017

What Is a Payday Loan? Definition and Dangers #paycheck #loans

#pay day loan # What Is a Payday Loan? By Miriam Caldwell. Money in Your 20s Expert Miriam Caldwell is a freelance writer with a specialty in personal finance. She believes that you can lay a solid foundation by starting to manage your finances in your twenties. Payday loan businesses cause customers to become reliant on them because they charge large fees, and expect quick repayment of the money. This can make it difficult for a borrower to pay off the loan and still be able to meet monthly expenses. Many borrowers have loans at several different payday loan businesses. …

Aug 24 2017

List of felony crimes #aggravated #dui #definition

# Most common felony crimes What are the most common felonies committed in the US? What are common punishments for these felonies? A list of the 20 most common felonies in the US. Felonies are serious crimes – if you are facing a felony or know somebody who is you should definitely seek professional legal help. A felony charge can stay with you for the rest of your life – it can keep you from getting a job, establishing a credit, result in jail or prison and, if the felony is serious enough, even cost you your life. If you …

Aug 20 2017

Insurance Premium Definition #insurance #premium #definition

# Insurance Premium What is an ‘Insurance Premium’ An insurance premium is the amount of money that an individual or business must pay for an insurance policy. The insurance premium is considered income by the insurance company once it is earned, and also represents a liability in that the insurer must provide coverage for claims being made against the policy. BREAKING DOWN ‘Insurance Premium’ The amount of insurance premium that is required for insurance coverage depends on a variety of factors. Insurance companies examine the type of coverage, the likelihood of a claim being made, the area where the policyholder …

Aug 18 2017

General Liability Insurance Definition – Understand General Liability Insurance Definitions #general #liability #insurance #definition, #general #liability #insurance, #liability #insurance, #commercial #liability #insurance, #restaurant #liability #insurance, #small #business #liability #insurance, #general #liability #insurance #quotes

# General Liability Insurance General Liability Insurance Definition A general liability insurance definition clarifies the differences between this form of coverage and other types of liability insurance. When you’re looking for coverage to protect your company against losses due to litigation, you’ll find that there are a number of plans that insure commercial entities. Each of these plans meets the needs of different types of businesses. Use the resources on this website to learn about the definition of different forms of protection for businesses. The general liability insurance definition refers to a plan that insures your business against lawsuits due …

Aug 17 2017

Cure d – tox: d – finition #detoxification #definition

# Pour un corps purifi Nous absorbons quotidiennement de multiples toxiques qui, ann es apr s ann es, encrassent notre organisme. Pour fonctionner, notre organisme produit de l’ nergie, mais aussi des d chets, que nous accumulons, ann es apr s ann es. Ces d chets sont ce que l’on appelle des toxines. Comme si cela ne suffisait pas, nous ingurgitons, plus ou moins consciemment, des produits toxiques qui viennent galement encrasser nos cellules. alcool, drogue, caf ine, nicotine, pesticides et autres polluants, graisses satur es, sucres, colorants, et bien d’autres. Celles-ci acc l rent le vieillissement et affaiblissent notre …

Aug 13 2017

Definition of Business Finance #paying #for #college

#business financing # Definition of Business Finance Business finance is the management of company capital. Individuals working in business finance seek viable sources of capital for a company, manage it so that the company performs well and report the financial information to company stakeholders. Other People Are Reading Business Financing In the business field, financing refers to the way a company obtains capital to expand operations and purchase assets. There are two main forms of business financing. debt and equity. Debtors, like banks, bondholders and other lenders, lend a company money for a period of time. In return for the …

Aug 11 2017

What Is Public Cloud? Webopedia Definition #public #cloud, #public #cloud #definition, #public #clouds, #cloud #computing #define, #webopedia, #glossary, #dictionary, #encyclopedia, #it, #small #business #tech

# public cloud Related Terms A form of cloud computing in which a company relies on a third-party cloud service provider for services such as servers. data storage and applications, which are delivered to the company through the Internet. A public cloud can free companies from the potentially expensive costs of having to purchase, manage and maintain on-premises hardware and software infrastructure. Public clouds can also typically be deployed much faster and with more scalability and accessibility than on-premises infrastructure as a result of the public cloud provider s expertise and existing infrastructure. Public cloud subscribers may pay pay-as-you-go fees …

Aug 10 2017

What is Dial-Up Networking? Webopedia Definition #dial-up #networking #definition, #dial-up #networking, #define, #define #dial-up #networking, #define, #webopaedia, #webopedia, #glossary, #dictionary, #encyclopedia

# Dial-Up Networking Related Terms A component in Windows 95 (and Windows 98 ) that enables you to connect your computer to a network via a modem. If your computer is not connected to a LAN and you want to connect to the Internet. you need to configure Dial-Up Networking (DUN) to dial a Point of Presence (POP) and log into your Internet Service Provider (ISP). Your ISP will need to provide certain information, such as the gateway address and your computer’s IP address. You access DUN through the My Computer icon. You can configure a different profile (called a …

Jul 27 2017

Mortgage Definition #loan #modification #calculator

#what is a loan # VIDEO BREAKING DOWN ‘Mortgage’ In a residential mortgage, a home buyer pledges his or her house to the bank. The bank has a claim on the house should the home buyer default on paying the mortgage. In the case of a foreclosure. the bank may evict the home’s tenants and sell the house, using the income from the sale to clear the mortgage debt. Mortgages come in many forms. With a fixed-rate mortgage, the borrower pays the same interest rate for the life of the loan. Her monthly principal and interest payment never change from …

Jul 27 2017

Mortgage – Definition and Different Types #refinance #student #loans

#mortgage loan # Mortgage By Justin Pritchard. Banking/Loans Expert Justin Pritchard helps consumers navigate the world of banking. A mortgage is an agreement that allows a lender to seize property when a borrower fails to pay. What does that mean in the real world? In most cases, the term mortgage is used to refer to a home loan: if you don’t pay the loan as agreed, your lender can foreclose on the property. In real estate, agreements need to be in writing, so a mortgage is a document that gives your lender the right to foreclose on your home. Mortgages …

Jul 22 2017

Definition of Business Finance #no #credit #check #loans

#business financing # Definition of Business Finance Business finance is the management of company capital. Individuals working in business finance seek viable sources of capital for a company, manage it so that the company performs well and report the financial information to company stakeholders. Other People Are Reading Business Financing In the business field, financing refers to the way a company obtains capital to expand operations and purchase assets. There are two main forms of business financing. debt and equity. Debtors, like banks, bondholders and other lenders, lend a company money for a period of time. In return for the …

Jun 15 2017

Mortgage – Definition and Different Types #car #loan #payment

#mortgage loan # Mortgage By Justin Pritchard. Banking/Loans Expert Justin Pritchard helps consumers navigate the world of banking. A mortgage is an agreement that allows a lender to seize property when a borrower fails to pay. What does that mean in the real world? In most cases, the term mortgage is used to refer to a home loan: if you don’t pay the loan as agreed, your lender can foreclose on the property. In real estate, agreements need to be in writing, so a mortgage is a document that gives your lender the right to foreclose on your home. Mortgages …

May 29 2017

Unsecured Loan Definition – Example #loan #company

#unsecured loan # What it is: An unsecured loan is debt that does not have any collateral attached. How it works/Example: Let’s assume you would like to borrow $100,000 to start a business. Even if you have an excellent credit rating. a bank may be reluctant to lend you the money because it may be left with nothing if you default on the loan. Thus, although banks may attempt the lengthy and expensive process of suing you in that circumstance, the bank may require $100,000 of collateral — security — in order to lend you the money. This collateral might …

May 29 2017

Consumer Loan Law – Legal Definition #monthly #payment #loans

#consumer loans # Consumer Loan Law Legal Definition Consumer loan means a secured or unsecured loan given to customers for personal, family, or household purposes, or for consumable items such as a car, boat, manufactured home, home equity loan, home equity line of credit, signature loan, signature line of credit, and recreational vehicle. It is usually given on the basis of borrower’s integrity and ability to pay. It is also called as consumer lending, consumer credit, or retail lending. Consumer loans must comply with the consumer protection regulation and they are monitored by government regulatory agencies. Consumer loan does not …

May 17 2017

Small Business Loan Definition – Small Business Loan Resources #loan #modification #programs

#small business loan # Small Business Loan By Susan Ward. Small Business: Canada Expert Susan Ward is a business writer and experienced business person; she and her partner run Cypress Technologies, an IT consulting business, providing services such as software and database development. Read more about Susan’s current and past work on her Google Profile if you like: Susan Ward . Consider that you may have an excellent credit rating and a solid business plan and still not be able to get a small business loan because you have no collateral . Continue Reading Below Even established business people can …

May 14 2017

Mortgage – Definition and Different Types #no #cosigner #student #loans

#mortgage loan # Mortgage By Justin Pritchard. Banking/Loans Expert Justin Pritchard helps consumers navigate the world of banking. A mortgage is an agreement that allows a lender to seize property when a borrower fails to pay. What does that mean in the real world? In most cases, the term mortgage is used to refer to a home loan: if you don’t pay the loan as agreed, your lender can foreclose on the property. In real estate, agreements need to be in writing, so a mortgage is a document that gives your lender the right to foreclose on your home. Mortgages …

Apr 23 2017

Unsecured Loans – Definition – Explanation #interest #calculator #loan

#unsecured loan # Unsecured Loans – Definition and Explanation By Justin Pritchard. Banking/Loans Expert Justin Pritchard helps consumers navigate the world of banking. Unsecured loans are loans that have not been “secured” with any type of collateral. For example, the bank does not have the ability to take your house or car if you stop making payments on an unsecured loan. Examples Unsecured loans come in a variety of flavors. Credit cards are a common form of unsecured loan (even though you might not think of them as “loans”) Student loans are generally unsecured “Personal” loans. which you can use …

Apr 10 2017

Small Business Loan Definition – Small Business Loan Resources #car #loans #bad #credit

#small business loan # Small Business Loan By Susan Ward. Small Business: Canada Expert Susan Ward is a business writer and experienced business person; she and her partner run Cypress Technologies, an IT consulting business, providing services such as software and database development. Read more about Susan’s current and past work on her Google Profile if you like: Susan Ward . Consider that you may have an excellent credit rating and a solid business plan and still not be able to get a small business loan because you have no collateral . Continue Reading Below Even established business people can …

Apr 9 2017

Savings and Loans Crisis: Definition, Cause, Cost #homeowner #loans

#savings and loans # Savings and Loans Crisis: Causes, Cost By Kimberly Amadeo. US Economy Expert Kimberly Amadeo clarifies economic and business news. She explains how these trends affect you and, most important, the steps you need to take so you can profit now. She is the author of The Ultimate Obamacare Handbook: A Definitive Guide to Your Benefits, Rights, Responsibilities, and Potential Pitfalls . Order now at Barnes and Noble and Amazon. She also wrote Beyond the Great Recession: What Happened and How to Prosper . also available on Amazon.com. Sign up for the free 5-day U.S. Economy ecourse …

Mar 31 2017

Student Loan Forgiveness Definition #student #loan #network

#student loan forgiveness # Student Loan Forgiveness DEFINITION of ‘Student Loan Forgiveness’ Education Loan Federal Direct Loan Program BREAKING DOWN ‘Student Loan Forgiveness’ Federal education loans must be repaid with interest in most situations. The borrower is not excused from repayment due to dissatisfaction with the school or educational program, dropping out of the program before graduation or inability to find a job after graduation. Student loan programs vary, and it is best to speak with a qualified student loan consultant, but most federal education loans can be discharged in the following situations: Permanent disability Closure of the school during …

Mar 30 2017

Guarantor financial definition of Guarantor #direct #lender #payday #loans

#guarantor loans # Guarantor Guarantor A party who will guarantee repayment or performance of a covenant . Guarantor A third party who promises to provide payment on a bond. loan. or other liability in the event of default. While many guarantees apply to debt instruments. they may also be used for day-to-day expenses. For example, a parent may be a guarantor for an adult child and promise to pay rent to a rental agency if the adult child does not do it. Banks often serve as guarantors on behalf of certain clients, but, just as often, private parties serve as …

Mar 27 2017

Definition of Guarantor Loans #home #loans #comparison

#guarantor loans # Other People Are Reading Basics Like guarantors, co-borrowers or cosigners hold similar roles by minimizing a lender’s risk of extending credit. For instance, if a student received a Federal Stafford Loan and defaulted (did not pay in full), then the federal government will compensate the lender. Some federal student loans represent a type of guarantor loan as the federal government guarantees that lenders will be paid. Private student loans–those not guaranteed by the government–might require a cosigner before approving a loan. Hence, the student and the cosigner are responsible for paying the loan. Significance Friends and family …

Mar 27 2017

Debt Consolidation Definition #bad #credit #home #loans

#debt consolidation # Debt Consolidation DEFINITION of ‘Debt Consolidation’ VIDEO Loading the player. BREAKING DOWN ‘Debt Consolidation’ There are several pitfalls consumers should consider when consolidating debt: – Extending the loan term. Your monthly payment and interest rate might be lower, but you might pay more interest in the long run if you take longer to pay back what you owe. – Continuing to spend beyond your means. Consolidating debt alone does not get you out of debt; improving spending and saving habits is key. Put your old credit cards in a drawer so you won’t use them and don’t …

Feb 13 2017

Unsecured Loans – Definition – Explanation #car #loans

#unsecured loan # Unsecured Loans – Definition and Explanation By Justin Pritchard. Banking/Loans Expert Justin Pritchard helps consumers navigate the world of banking. Unsecured loans are loans that have not been “secured” with any type of collateral. For example, the bank does not have the ability to take your house or car if you stop making payments on an unsecured loan. Examples Unsecured loans come in a variety of flavors. Credit cards are a common form of unsecured loan (even though you might not think of them as “loans”) Student loans are generally unsecured “Personal” loans. which you can use …

Feb 8 2017

Long Term Loans – Definition – Advantages #car #loan #amortization

#long term loan # Definition: There are periods when a government is not able to meet its expenditure from the tax receipts. It then takes recourse to borrowing. If the government is in need of large funds and the short term loans are not suitable and adequate, then it takes recourse to long term loans. Advantages: The main advantages claimed for long term loans are as follows: (i) Long term loan provides an opportunity to the state to under-take large projects like constructions of canals, hydro-electric projects, buildings, highways, hospitals, etc. As these loans are not to be repaid at …

Feb 4 2017

Personal Finance Definition #college #student #loans

#personal finance # Personal Finance DEFINITION of ‘Personal Finance’ Open-Market Rate Financial Planner BREAKING DOWN ‘Personal Finance’ All individual financial activities fall under the purview of personal finance; personal financial planning generally involves analyzing your current financial position, predicting short-term and long-term needs and executing a plan to fulfill those need within individual financial constraints.  Personal finance is a very individual activity that depends largely on one’s earnings, living requirements and individual goals and desires. Assessing your current financial position – looking at expected cash flow, current savings, etc. Buying insurance to protect yourself from risk and making sure your …

Nov 24 2016

Guarantor financial definition of Guarantor #harp #loan #program

#guarantor loans # Guarantor Guarantor A party who will guarantee repayment or performance of a covenant . Guarantor A third party who promises to provide payment on a bond. loan. or other liability in the event of default. While many guarantees apply to debt instruments. they may also be used for day-to-day expenses. For example, a parent may be a guarantor for an adult child and promise to pay rent to a rental agency if the adult child does not do it. Banks often serve as guarantors on behalf of certain clients, but, just as often, private parties serve as …

Nov 22 2016

Debt Consolidation Definition #personal #loans #calculator

#debt consolidation # Debt Consolidation DEFINITION of ‘Debt Consolidation’ VIDEO Loading the player. BREAKING DOWN ‘Debt Consolidation’ There are several pitfalls consumers should consider when consolidating debt: – Extending the loan term. Your monthly payment and interest rate might be lower, but you might pay more interest in the long run if you take longer to pay back what you owe. – Continuing to spend beyond your means. Consolidating debt alone does not get you out of debt; improving spending and saving habits is key. Put your old credit cards in a drawer so you won’t use them and don’t …

Nov 14 2016

Unsecured Loan Definition – Example #used #auto #loan #rates

#unsecured loan # What it is: An unsecured loan is debt that does not have any collateral attached. How it works/Example: Let’s assume you would like to borrow $100,000 to start a business. Even if you have an excellent credit rating. a bank may be reluctant to lend you the money because it may be left with nothing if you default on the loan. Thus, although banks may attempt the lengthy and expensive process of suing you in that circumstance, the bank may require $100,000 of collateral — security — in order to lend you the money. This collateral might …

Nov 13 2016

Consumer Loan Law – Legal Definition #federal #college #loans

#consumer loans # Consumer Loan Law Legal Definition Consumer loan means a secured or unsecured loan given to customers for personal, family, or household purposes, or for consumable items such as a car, boat, manufactured home, home equity loan, home equity line of credit, signature loan, signature line of credit, and recreational vehicle. It is usually given on the basis of borrower’s integrity and ability to pay. It is also called as consumer lending, consumer credit, or retail lending. Consumer loans must comply with the consumer protection regulation and they are monitored by government regulatory agencies. Consumer loan does not …

Nov 9 2016

Loan Term Definition – Time Period and Specifics of a Loan #easy #loans

#short term loan # Loan Term By Justin Pritchard. Banking/Loans Expert Justin Pritchard helps consumers navigate the world of banking. A loan’s term can refer to two things. First, it tells you how long the loan will exist. It can also refer to requirements and specifics of the loan agreement . Time as Loan Term When you hear about a loan’s term, you’re most likely hearing about time. How long will the loan last? It can last for its entire term. Auto loans often have 5 or 6 year terms. However, loans can last for any number of years — …

Nov 2 2016

What Is a Payday Loan? Definition and Dangers #refinance #loan

#pay day loan # What Is a Payday Loan? By Miriam Caldwell. Money in Your 20s Expert Miriam Caldwell is a freelance writer with a specialty in personal finance. She believes that you can lay a solid foundation by starting to manage your finances in your twenties. Payday loan businesses cause customers to become reliant on them because they charge large fees, and expect quick repayment of the money. This can make it difficult for a borrower to pay off the loan and still be able to meet monthly expenses. Many borrowers have loans at several different payday loan businesses. …

Oct 30 2016

Savings and Loans Crisis: Definition, Cause, Cost #department #of #education #loans

#savings and loans # Savings and Loans Crisis: Causes, Cost By Kimberly Amadeo. US Economy Expert Kimberly Amadeo clarifies economic and business news. She explains how these trends affect you and, most important, the steps you need to take so you can profit now. She is the author of The Ultimate Obamacare Handbook: A Definitive Guide to Your Benefits, Rights, Responsibilities, and Potential Pitfalls . Order now at Barnes and Noble and Amazon. She also wrote Beyond the Great Recession: What Happened and How to Prosper . also available on Amazon.com. Sign up for the free 5-day U.S. Economy ecourse …

Oct 23 2016

Student Loan Forgiveness Definition #loans #after #bankruptcy

#student loan forgiveness # Student Loan Forgiveness DEFINITION of ‘Student Loan Forgiveness’ Education Loan Federal Direct Loan Program BREAKING DOWN ‘Student Loan Forgiveness’ Federal education loans must be repaid with interest in most situations. The borrower is not excused from repayment due to dissatisfaction with the school or educational program, dropping out of the program before graduation or inability to find a job after graduation. Student loan programs vary, and it is best to speak with a qualified student loan consultant, but most federal education loans can be discharged in the following situations: Permanent disability Closure of the school during …

Oct 6 2016

Definition of Business Finance #sba #loan

#business financing # Definition of Business Finance Business finance is the management of company capital. Individuals working in business finance seek viable sources of capital for a company, manage it so that the company performs well and report the financial information to company stakeholders. Other People Are Reading Business Financing In the business field, financing refers to the way a company obtains capital to expand operations and purchase assets. There are two main forms of business financing. debt and equity. Debtors, like banks, bondholders and other lenders, lend a company money for a period of time. In return for the …