Loan

Credit News

Investment Banking Education Requirements and Career Info

#mba #in #investment #banking, #investment #banking #education


#

Investment Banking Education Requirements and Career Info

Degree programs related to investment banking typically cover the principles of taxation, accounting, investing and corporate finance. Find out about the requirements of these programs, and learn about career options, job growth and salary info for investment banking graduates.

Show Me Schools

View popular schools

Investment banking is a general term that includes a few different careers, including floor brokers and financial managers. Candidates interested in the field minimally need a bachelor’s degree, though those with eyes on advancement should complete a master’s program.

Essential Information

There are many degree programs to prepare individuals for careers in investment banking. Common majors include accounting, business or finance. Although bachelor’s degrees are suitable for many positions, higher level positions in this field may require job applicants to hold master’s degrees in business administration or finance. Many business administration programs provide actual field experience, which employers prefer. Both undergraduate and graduate programs in these fields provide instruction on developing proper professional behavior and understanding the importance of business ethics. Some potential job titles to consider include investment banker, floor broker, and financial manager.

Bachelor’s degree or higher

Bachelor’s degree or higher

Bachelor’s degree or higher

Projected Job Growth (2014-2024)

10% (All securities, commodities, and financial services sales agents)*

10% (All securities, commodities, and financial services sales agents)*

Source: *U.S. Bureau of Labor Statistics; **PayScale.com; ***Salary.com

Find schools that offer these popular programs

  • Banking Related Services
  • Credit Management
  • Financial Mgmt Services
  • Financial Planning Services
  • International Finance
  • Investments and Securities
  • Public Finance Mgmt

Career Options

Investment Banker

Many financial sale agents are referred to as investment bankers. This position involves connecting businesses with investors. Investment bankers advise companies on which stocks or bonds to pursue, and they sell securities to investors to try and ensure that investors are protected. Most employers require applicants to hold the minimum of bachelor’s degrees. Investment bankers usually must be licensed or registered through the Financial Industry Regulatory Authority (FINRA). In order to do so, a worker must be employed for a minimum of four months before passing the General Securities Registered Representative Exam. Many states also require the completion of a second examination, which is the Uniform Securities Agent State Law Examination.

Floor Broker

Floor brokers sell and trade goods on behalf of investors. These professionals work in high-paced environments. On the trading room floor, they communicate with their investors and negotiate with other brokers concerning prices for purchasing and selling goods, services, and other investments. Bachelor’s degrees are the minimum education requirement for this position, although some firms may prefer applicants who hold master’s degrees. Licensure or registration through FINRA is also required.

Financial Manager

There are many different types of financial managers, and each manager has slightly different job duties. At organizations, these professionals oversee all financial decisions and budgetary planning. Financial managers who focus on investment banking may help organizations determine investment strategies. Managers in investment banking generally have bachelor’s or master’s degrees along with a certain amount of work experience. Licensure is typically not required for financial managers, although industry certification is highly recommended.

Career Outlook and Salary Information

The U.S. Bureau of Labor Statistics (BLS) predicted that overall employment opportunities for securities, commodities, and financial services sales agents, including floor brokers and investment bankers, would grow by 10% during the 2014-2024 decade. BLS predictions for that same decade indicate that open positions for financial managers will grow by 7%. As of 2015, data gathered from the BLS showed that securities, commodities, and financial services sales agents in general earned a median annual salary of $71,550. PayScale.com reports from 2016 indicate that the median salary of an investment banker was $84,290; floor brokers earned a median salary of $149,044 per Salary.com. Information from the BLS in 2015 showed that financial managers earned a median annual salary of $117,990.

A career in investment banking involves working with investments and managing money in different forms. Job outlook in this field is positive for the next several years: average or above average, depending on the position. Bachelor’s degrees are typically a minimum education requirement.

Next: View Schools

Individuals interested in a career as an investment banker typically have bachelor’s and master’s degrees in areas related to.

You’ve probably heard by now that students in higher ed face record levels of debt and an unforgiving job market. No doubt that.

On average, individuals holding a bachelor’s degree earn 84% more than those with only a high school diploma. A recently.

Research strong schools with banking and finance programs. See rankings, locations and degree possibilities at some top schools.


The 10 Best Online Masters in Education Degree Programs – Best Education Degrees

#masters #online #education


#

The 10 Best Online Masters in Education Degree Programs

An online master s in education from reputable schools require students to possess the same attitude they would demonstrate in classroom-based programs. These masters of education programs allow teachers to improve earning potential and professional prestige. Additionally, they will be able to gain more specialized skills and knowledge to make them stand out in their chosen career.

Recommended Masters in Education Programs

Ranking the Top 10 Best Online Masters in Education Programs
Choosing to take a masters of education from a top online school allows students to accomplish their goals in their own time. They can study from anywhere at any time. Online schools do their best to offer the highest quality education possible for students. With this, we have chosen ten of the top online Masters in Education programs according to their credentials, services, students and instructors.

10. Bowling Green State University

Program Overview
Bowling Green State University is a public school that offers a Master’s of Education online. Bowling Green education classes are all posted and recorded online. With this, students can easily get access to the information any time.

Ranking
Bowling Green is ranked number 13 for its faculty credentials and training by U.S. News and World Report. Bowling Green has made it to the magazine’s honor roll. This simply means that their online master s of education program is among the best in the country.

Tuition Costs
Students living in-state pay $424 per credit for this program. Out-of-state students pay $434 per credit. These figures are the tuition costs for the 2011-2012 school year.

Unique Features
The M.Ed. program instructors are considered to be among the best in the entire country. The cross-section of students adds richness and depth to the program.

9. Fort Hays State University

Program Overview
Fort Hays offers masters of education online programs through Fort Hays State Virtual College that was established in 1999. It is regionally accredited by the North Central Association of Colleges and Schools. This program is also called the Advanced Education Program

Ranking
The US News ranked Fort Hays as the 14th best M.ED. online program based on three of four modules. This includes faculty credentials, student services and technology and student engagement and accreditation.

Tuition Costs
Fort Hays Virtual State College requires online graduate students to pay $235.50 per credit hour. This tuition cost is for fall 2011 and summer of 2012.

Unique Features
Expert instructors will guide students all throughout the program. Fort Hays offers graduate education programs that do not require students to set foot on campus, but they will be able to maintain their relationships with classmates and instructors. Communication methods used include Skype, Adobe Connect, Wikis, blogs, Facebook, Google Docs, podcasts, Youtube, Ning, iTunes and other innovative methods.

8. Northern Illinois University

Program Overview
Northern Illinois University’s online master s of education program aims to hone the next generation of school administrators and teachers using cutting edge technologies. Departments offering these programs include the Department of Leadership, Educational Psychology and Foundation and the Department of Educational Technology, Research and Assessment.

Ranking
Northern Illinois University was among the top 14 online programs in the country that was included in US News. NIU College of Education got first place in online M.Ed. program faculty credentials. It ranked seventh in student technology and services and twenty-sixth in student engagement and accreditation.

Tuition Costs
Illinois residents pay $7,297 every year to stay in the program. Meanwhile, students who live out of the state pay $14,595 per year.

Unique Features
The same faculty members teach students online and in real-classroom settings. All online faculty in the M.Ed. program hold doctoral degrees and have two or more years of experience in teaching online. This is the only school in the nation that has these top caliber instructors.

7. Syracuse University

Program Overview
Syracuse is a private institution that offers a master s of education online. However, Syracuse students still work with their classmates when doing projects.

Ranking
Syracuse University got first place in the US News rankings for student services and technology. Their admissions selectivity landed in the 11th spot while faculty training and credentials took 8th place. Syracuse’s student engagement and accreditation ended up in 15th place.

Tuition Costs
Residents in New York may take advantage of the education programs offered by Syracuse University by paying $1,206 per credit. Similarly, masters of education students living out of the state pay $1,206 per credit.

Unique Features
Online education programs have similar requirements to campus programs. Students need to take classes seven times a week online.

6. Wright State University

Program Overview
Wright State University posts nearly all of their classes online so that students can manage their education entirely on their own terms.

Ranking
US News and World Report ranked Wright State #1 in faculty credentials and training, presumably meaning students in their education are receiving instruction from top notch teachers.

Tuition Costs
Tuition is cheaper if you live in Ohio at $3,942 per year but is still reasonable for out of state students at $6,696 per year.

Unique Features
Wright State University has rolling admissions, meaning you can get a start on your Master s in Education at any time.

5. Liberty University

Program Overview
Liberty University Online offers a masters in education that is considered to be among the most affordable available today. LU is a Christian university that aims to help students pursue higher educational attainment in the most convenient and efficient way. LU offers many online programs related to education.

Ranking
Liberty University has consistently been rated among the top ten online schools by the Online Education Database. This is based on the university’s high graduation and retention rates. US News ranked LU as the 80th Best College in the South.

Tuition Costs
Liberty University offers different tuition rates for part-time and full-time students. Part-time students pay $505 per hour while full-time students pay $465.

Unique Features
Liberty University promises to provide students with affordable rates, cutting edge technologies and innovative teaching strategies. Students can enjoy state of the art communication methods with accredited Christian instruction.

>>>>Click here for your free Liberty University information >>>Click here for your free Kaplan University information >>>Click here for your free Western Governors University information

Reader Interactions

Primary Sidebar


The 10 Most Affordable Masters In Counseling Online Degree

#online #masters #in #education #counseling


#

Find Your Degree!

The 10 Most Affordable Masters In Counseling Online Degree

Online counseling master s programs programs provide individuals with convenient, flexible, and quality means of enhancing their education. For individuals who possess at least a bachelor s degree, there are many exceptional online counseling degree programs available today. Overall, these programs provide individuals with an accredited, comprehensive means of acquiring the advanced skills that are essential to increasing their marketability and earning potential as, for example, a future licensed professional counselor (LPC) or licensed mental health counselor (LMHC).

Featured Online Masters in Counseling Programs

Ranking The Best Online Master s in Counseling Degree Programs

Provided below is a descriptive list of the 10 most affordable Master s in Counseling Degree programs, which are ranked according to accreditation, reputation, tuition cost, and quality, but with an eye towards affordability.

1. Walden University

Walden University is accredited by the Commission on Colleges of the North Central Association of Colleges and Schools. This school offers a variety of master s in counseling degree online programs to individuals who possess at least a Bachelor s Degree. These programs include: Online Master s of Science in Addiction Counseling Degree program; a Master s of Science in Career Counseling Online Degree program; a Master s of Science in Clinical Psychology Degree online program; an online Master s of Science in Forensic Psychology Degree program; an online Master s of Science in Human Services Degree program; a Master s of Science in Marriage, Couple, and Family Counseling Online Degree program; and an Online Master s of Science in Mental Health Counseling Degree program. Each of Walden University s online counseling programs is considered to be tops for the following reasons: each program is accredited by the Council for Accreditation of Counseling and Related Educational Programs (CACREP), each program includes a variety of specialization areas, each program comprises quality courses, and each program is taught by professionals in the counseling field. For the Master s of Science in Human Services Degree program, the tuition cost is $400 per credit hour. For the rest of the degree programs, the tuition cost is $440 per credit hour.

2. Liberty University

Liberty University is accredited by the Commission on Colleges of the Southern Association of Colleges and Schools. In addition, Liberty University is the largest, private, non-profit university in the country. This school offers a Master s of Arts in Professional Counseling Online Degree program, an Online Master s of Arts in Marriage and Family Therapy Degree program, and a Master s of Arts in Human Services Degree Online program. These programs are considered exceptional because they are affordable, they are provided through a distinguished school, they come with a variety of concentration options, and their course components are of the highest quality. The following courses are included in each program: Theories of Counseling, Human Growth and Development, and Career Development and Counseling. For part-time students, the tuition cost is $476 per credit hour. For full-time students, the tuition cost is $438 per credit hour.

3. University of Southwest Online

The University of Southwest Online is accredited by the Commission on Colleges of the North Central Association of Colleges and Schools. This school offers a Master s of Science in Mental Health Counseling Degree program and a Master s of Science in School Counseling Degree program to individuals who possess at least a Bachelor s Degree. One highlight of this school is that its Master s of Science in School Counseling Online Degree program has been ranked among the top 10 Master s in Counseling Degree programs by The Best Colleges. The tuition cost for both programs is $544 per credit hour.

4. Capella University

Capella University is accredited by the Higher Learning Commission and it is a member of the North Central Association of Colleges and Schools. For individuals who possess at least a Bachelor s Degree, this school offers a Master s of Science in Addiction Counseling Degree program, a Master s of Science in Career Counseling Online Degree program, a Master s of Science in Marriage and Family Counseling/Therapy Degree program, a Master s of Science in Mental Health Counseling Online Degree program, a Master s of Science in School Counseling Online Degree program, and an Online Master s of Science in Human Behavior Degree program. All of these programs are accredited by the Council for Accreditation of Counseling and Related Educational Programs (CACREP). The tuition cost for each program is $458 per credit hour.

5. UMass Online

UMass Online is accredited by the Higher Learning Commission and it is a member of the New England Association of Colleges and Schools. In addition, UMass Online is ranked among the top 10 colleges that offer online degrees by Online Degree Reviews. This school offers a Master s of Education in School Counseling Online Degree program, an Online Master s of Science in Family Therapy Degree program, a Master s of Science in Mental Health Counseling Online Degree program, and a Master s of Science in Rehabilitation Counseling Degree Online program. The tuition cost for each program is $1,425 per course.

6. Thomas University

Thomas University is accredited by the Commission on Colleges of the Southern Association of Colleges and Schools. All in all, over 99% of this school s students rate its educational instruction as excellent. This school offers a Master s of Science in Community Counseling Degree program and a Master s of Science in Rehabilitation Degree program to individuals who possess at least a Bachelor s Degree. Specialization areas, such as Addictions and Alcohol Counseling, are offered with each 60-credit degree program. The tuition cost for each program is $550 per credit hour.

7. Seton Hall University Online

Seton Hall University Online is accredited by the Middle States Commission on Higher Education. For over 30 years, Seton Hall University has been educating counseling professionals. This school confers online counseling degrees in our are of interest: a Master s of Arts in Counseling Degree program to individuals who possess at least a Bachelor s Degree. The program consists of 60 credit hours and it takes less than 3 years to complete. The tuition cost for the entire program is $34,000.

8. Bellevue University

Bellevue University is accredited by the Higher Learning Commission and it is a member of the North Central Association of Colleges and Schools. This schools confers an online counseling degree: a Master s of Science in Clinical Counseling Degree program to individuals who possess at least a Bachelor s Degree. The program consists of 60 credit hours, and it includes over 900 hours of hands-on experience in a hospital, clinic, or other medical facility. The tuition cost for this program is $485 per credit hour.

9. Sacred Heart University Online

Sacred Heart University Online is accredited by the Higher Learning Commission and it is a member of the New England Association of Colleges and Schools. In addition, this school is ranked as one of the best master s level universities by U.S. News and World Reports. Sacred Heart University Online offers a Master s of Science in Applied Psychology Degree program to individuals who possess at least a Bachelor s Degree. This program coincides with the following concentrations: a General concentration, a Community Psychology concentration, and an Industrial Organizational Psychology concentration. The tuition cost for this program is $600 per credit hour.

10. The University of Buffalo Online

The University of Buffalo Online is accredited by The Higher Learning Commission and it is a member of the Middle States Association of Colleges and Schools. This school offers a Master s of Science in Rehabilitation Degree program to individuals who possess at least a Bachelor s Degree. The Master s of Science in Rehabilitation Degree program is accredited by both the New York State Education Department and the Council on Rehabilitation Education. For residents of New York, the tuition cost for this program is $8,340 per semester. For non-residents, the tuition cost for this program is $9,270.75 per semester.

Filed under: Online LPC degree, ranking of online graduate programs in counseling, accredited counseling degrees online, online counseling degrees

Find Your Degree!


Ryerson University: The Chang School (2017–2018): Health Informatics

#continuing #education, #chang #school, #ryerson, #university, #toronto, #ontario, #canada, #courses, #certificates, #certification, #credit, #part-time, #evening, #distance


#

I work in the technical side of health care, and I registered in The Chang School’s Health Informatics program to help keep my skills relevant and open doors for future opportunities. I am just completing my first course and to my surprise, I still have great work-life balance and actually enjoy my weekly assignments. I had some fears about the differences between online courses and the traditional in-class model, but the instructors have been superb and very supportive. I also enjoy collaborating and interacting with fellow health care professionals. It provides opportunities to see what others in the field are doing, and has even given me ideas on how I can effect change in my own workplace.

Daniel Smith
Learner, Health Informatics
Data and Utilization Specialist, The Scarborough Hospital

The G. Raymond Chang School of Continuing Education

Health Informatics

Chang School Quick Links

Health Informatics

The demand for skilled workers in the field of health informatics (HI) is growing rapidly in response to the need to deliver less expensive and higher quality health care. Careers in health informatics require skills in information technology (IT), health care, and management.

The Certificate in Health Informatics is designed for professionals with some health or IT background, and will provide skills in the interdisciplinary field of health informatics within a management context, as well as build skills based on your current area of expertise. If you are a health professional, you may need courses to increase your IT skills. If you are an IT professional, you may need courses that give you a better understanding of the Canadian health care system. The certificate will also serve internationally educated professionals who have a background in either area but need to understand the Canadian context.

2015 CAUCE Award of Excellence for Credit Programming Over 48 Hours

The Chang School’s Certificate in Health Informatics was given an Award of Excellence for Credit Programming over 48 hours at the annual Canadian Association of University Continuing Education (CAUCE) conference in Winnipeg in May 2015.


Programs – UC Davis Graduate School of Management

#full-time, #mba, #msba, #part-time, #mpac, #executive #education, #uc #davis, #sacramento, #bay #area, #san #francisco


#

Programs

In today’s competitive business environment, the template for success is different for everyone, and it’s different every day. It’s critical for decision makers to stay on the cutting-edge of management best practices to keep their leadership skills sharp and to gain sustainable advantages for their organizations.You’ll work closely with our world-renowned faculty, who will get to know you by name. In our tight-knit community, you’ll be challenged to grow with talented, highly motivated peers from around the world through team projects, clubs and many activities.

Fully immerse yourself in the UC Davis MBA experience by spending two years focusing on your academic and professional goals.

You’ll work closely with our world-renowned faculty, who will get to know you by name. In our tight-knit community, you’ll be challenged to grow with talented, highly motivated peers from around the world through team projects, clubs and many activities.

We offer one of the nation’s premier graduate management education degree programs in the San Francisco Bay Area.

Every aspect of the UC Davis Bay Area MBA program, from scheduling, logistics and support services, is specifically designed to meet the needs of working managers and professionals.

An integral part of the capital region’s thriving business community for nearly two decades, our Sacramento MBA program offers a rigorous, nationally ranked management education that gives you the knowledge and skills to become a more effective manager and a confident leader.

The Sacramento MBA takes place on a convenient weekend schedule with classes on Fridays and Saturdays. Offering great work/life balance, many students take classes every other weekend in Sacramento at the traditional three-year rate. There is a fast-track two-year option. To accelerate, students attend class on the opposing weekend.

The demand for trained accountants is on the rise. To meet this growing need, our nine-month Master of Professional Accountancy (MPAc) program prepares you with a definitive edge to thrive in the dynamic, increasingly competitive global accounting industry.

As a UC Davis MPAc student, you’ll join a diverse community dedicated to the highest professional accounting standards—and to making a positive impact on the world.

Big data has forever altered the way businesses operate, from marketing and supply chains, to competitive strategy and human resources. A tidal wave of data continues to wash over companies. The challenge is how to harness that flood to make informed decisions that propel firms forward.

Our Master of Science in Business Analytics program is designed to prepare you to thrive as an innovative leader in this data-driven era.


Master of Public Health Degree Program, Public Health Program, masters degree in health education.

#Masters #degree #in #health #education


#

JSU 1877 jackson state university

Masters degree in health education

Masters degree in health education

Resources

Masters degree in health education APHA News

Master of Public Health Degree Program

The Master of Public Health (M.P.H.) Degree Program prepares students at Jackson State University to become competent practitioners in different areas of public health including behavioral health promotion and education, epidemiology, and health policy and management. Individuals with the M.P.H. degree can be expected to compete effectively in the job market and respond to the challenges posed by disparities in health and healthcare affecting minorities and other historically underserved populations. The Program provides students with a master s experience that is multidisciplinary, problem-centered, fully engaged, and integrative of the diverse elements needed in the education of the public health practitioner.

Our M.P.H. program at Jackson State University serves both full-time and part-time student. Full-time students can usually complete the curriculum in two and one-half years. Part-time usually requires two additional semesters. Students acquire the necessary professional knowledge, skills and competencies to be qualified for employment in public health and medical care practice in their specialized disciplines.

We offer a Master of Public Health degree with the following concentrations:

Students are required to complete a minimum of 45 semester hours of credit including successful completion of a field practice internship to receive their Master of Public Health degree. The M.P.H. curriculum requires 6 core courses or 18 credit hours (3 hours per course) for all students. Each concentration offers 5 required specialization courses or 15 credit hours in the advanced study of public health specialization.

Jackson State University is designated as a “higher research activity” institution by the Carnegie Foundation.

Jackson State University | 1400 John R. Lynch Street | Jackson, MS | 39217 | 601-979-2121

Copyright 2017 | All rights reserved. | A Military-Friendly University

Masters degree in health education

Recognized by Apple as a distinguished school for innovation, leadership, and educational excellence.


Doctoral Programs

#harvard #university, #graduate #school #of #education, #education, #innovation, #teaching, #learning


#

Doctoral Programs

Join a world-class community of scholars and education leaders exploring new frontiers in learning and teaching.

Doctoral study at Harvard means full immersion in one of the world’s most dynamic and influential intellectual communities. At the Harvard Graduate School of Education, two distinct doctoral programs leverage the extraordinary interdisciplinary strengths of the entire University. The Doctor of Education Leadership (Ed.L.D.) prepares experienced educators for system-level leadership roles in school districts, nonprofit organizations, government agencies, and beyond; and the Doctor of Philosophy in Education (Ph.D.) empowers cutting-edge interdisciplinary research informed by the cognitive sciences, economics, medicine, the humanities, and more.

Doctor of Education Leadership (Ed.L.D.)

The Doctor of Education Leadership (Ed.L.D) is a three-year, practice-based program designed to produce system-level leaders in American pre-K-12 education. The Ed.L.D. curriculum mines the vast intellectual and professional resources of HGSE, the Harvard Business School. and the Harvard Kennedy School. and includes a 10-month residency in the third year.

Doctor of Philosophy in Education (Ph.D.)

The Doctor of Philosophy in Education (Ph.D.). offered jointly with the Graduate School of Arts and Sciences. provides unrestricted access to faculty and resources at all Harvard graduate and professional schools. This five-year Ph.D. is ideal for conducting groundbreaking interdisciplinary research that directly informs and impacts education practice and policy.

Doctor of Education (Ed.D.)

Please note: The Doctor of Education (Ed.D.) enrolled its final cohort in Fall 2013 but continues to equip graduates with the knowledge and skills to have a broad impact in the worlds of policy and practice.

The Doctor of Education (Ed.D.) degree prepares education scholars and leaders for the 21st century. The program provides rigorous research training that equips graduates with the knowledge and skills to have broad impact in the worlds of policy and practice. Working with premier faculty in the field, students conduct cutting-edge research that addresses the most pressing problems in education. Graduates often assume roles as university faculty, senior-level educational leaders, policymakers, and researchers.

Research-Based Doctoral Degrees at the Harvard Graduate School of Education

In the fall of 2014, HGSE transitioned from conferring a Doctor of Education (Ed.D.) to conferring a Doctor of Philosophy (Ph.D.) in Education. The Ph.D. in Education, a joint degree offered in collaboration with Harvard’s Graduate School of Arts and Sciences, replaced the Ed.D. degree to better signal the research emphasis that has characterized the program since its inception in 1921, and to strengthen ties with academic departments across Harvard University.

Graduates of the Ed.D. and Ph.D. in Education programs receive equally rigorous scholarly training. The requirements for both degrees include coursework that develops both knowledge that reflects the interdisciplinary nature of education and expertise in the range of quantitative and qualitative methods needed to conduct high-quality research. Guided by the goal of having a transformative impact on education research, policy, and practice, our graduates focus their independent research in various domains, including human development, learning and teaching, policy analysis and evaluation, institutions and society, and instructional practice. Graduates of both programs have and will assume roles as university faculty, researchers, senior-level education leaders, and policymakers.


Physical Therapist Assistant

#education #of #a #physical #therapist


#

Physical Therapist Assistant

Physical therapist assistant (PTA) programs in Tennessee’s state community college system are accredited two-year associate degree programs that prepare graduates to perform selected components of patient treatment and assessment under the direction and supervision of the physical therapist in an ethical, legal, safe, and effective manner. These PTA programs combine general education courses, physical therapy lecture and laboratory courses, and clinical education to produce competent, caring, quality oriented physical therapist assistants who are prepared for taking the National Physical Therapy Examination (NPTE) and for entering the field of physical therapy with the required knowledge, skills, and behaviors of an entry-level PTA. The Volunteer State Community College program meets the guidelines for accredited curricula and is accredited by:

Commission on Accreditation in Physical Therapy Education

111 North Fairfax Street

Alexandria, VA 22314

Telephone: (703) 706 – 3245

Potential applicants are required to attend an information session where the PTA Program, class schedules, application procedures, and acceptance policies are discussed in detail. Information sessions are held twice a month: no reservation is necessary to attend.

Information Sessions

PTA Information Sessions will be held the first and third Wednesday of each month at the East Campus, 100 Building, Room 108 -sessions begin sharply at 1:00 pm on the following dates:

If you are interested in the Physical Therapist Assistant Program, please read the PTA Information packet and Frequently Asked Questions .

If you have further questions after reading both the Information packet and the FAQ’s then you should attend a PTA information session which is held on the dates above. Information Sessions begins at 1:00 pm at the East Campus, 100 Building, Room 108. Advising is required before entering the program.

Enrollment Requirements Admission to the program is limited to 32 students. The application process begins in January each year. The application deadline is March 17, 2017. Class selection is completed in May from applicants who complete all prerequisites by the end of the Spring Semester. In order to be eligible for admission into the PTA program, students must successfully complete, with a grade of C or better, all of the required general education courses and BIOL 2010, BIOL 2020, AHC 115, AHC 101, and PTA 110. Once students are admitted into the second year of the PTA program, three semesters of continuous full-time intensive study are required for completion. The program begins with the summer session. The PTA program classes frequently do not follow the regular College calendar. Student Background Check Effective September 1, 2005, students seeking enrollment in designated Health Sciences programs requiring participation in clinical training in area hospitals and related clinics/agencies must provide evidence of a passing score on a background check prior to official acceptance/enrollment into the respective program. Either the failure to provide the required background check results by the due date established or the receipt of anything other than a passing score on the background check will make a student ineligible for enrollment in the respective program. Background checks are performed at the student s expense. Find more detailed information about Student Background Checks. Degree Advancement Program Agreement with MTSU

MTSU and Volunteer State Community College have developed an AAS-to-BS program to allow students who earn an Associate of Applied Science in Physical Therapist Assistant at Volunteer State Community to transfer the majority of those credits to MTSU toward the completion of a Bachelor of Science in Professional Studies with a concentration in Organizational Leadership. This degree is offered through MTSU s University College in cooperation with the Tennessee Board of Regents.

What to Do Next

  • Complete an Application Form located on the left side of this page
  • Visit the links on the left side of this page

1480 Nashville Pike
Gallatin, TN 37066

(615) 452 – 8600
(888) 335 – 8722

Subscribe
General Information
Connect With VolState

Copyright 2004 2015 Volunteer State Community College. All Rights Reserved. Volunteer State Community College, a Tennessee Board of Regents institution.

The privacy. confidence, and trust of individuals who visit any Tennessee Board of Regent (TBR) web site are important to us. No personal information is collected at this site unless it is provided voluntarily by an individual while participating in an activity that asks for the information.

Volunteer State Community College does not discriminate against students, employees or applicants for admission or employment on the basis of race, color, religion, creed, national origin, sex, sexual orientation, gender identity/expression, disability, age, status as a protected veteran,
genetic information, or any other legally protected class. Full Non-Discrimination Policy .


PLUS Student Loan Consolidation Information, department of education loan consolidation.#Department #of #education #loan #consolidation


Consolidate Your PLUS Loans

In loan consolidation, your existing student loans are paid off and replaced by a new, large loan combining all those amounts. You only have to track one monthly payment, and that payment may be lower if your repayment term is lengthened (the maximum in the Direct Consolidation Loan, discussed below, is 30 years). Since this is a new loan, it will come with new terms and you will be able to make some choices regarding your repayment plan.

However, you should be aware that lengthening the term of your loan will mean paying more interest over the life of the loan and making more total payments, both of which increase the cost of the loan. If you had any special benefits like a principal rebate attached to your original loan, you will lose those when you consolidate.

Consolidation is final: you can t reverse your decision at a later time, so consider your circumstances carefully before deciding. You re usually eligible for a consolidation loan if you stop attending school for any reason or if your enrollment drops below half-time.

Department of education loan consolidation

Federal Direct Consolidation Loan Program

Both old PLUS loans made under the now-defunct Federal Family Education Loan (FFEL) program and new Direct PLUS loans made either to graduate and professional students or to parents of dependent undergraduates are eligible for inclusion in a federal Direct Consolidation Loan. But the Direct Consolidation Loan isn t limited to PLUS loans.

You may also consolidate the following types of loans:

  • Direct Subsidized and Unsubsidized Loans
  • Subsidized and Unsubsidized Federal Stafford Loans
  • Supplemental Loans for Students
  • Federal Perkins and Nursing Loans
  • Health Education Assistance Loans, and
  • even some types of existing consolidation loans, but not private loans.

Fixed And Capped Interest Rate

The Direct Consolidation Loan rate is fixed by the government based on the interest rates of your existing loans. The calculation rounds up the weighted average of those rates to the nearest one-eighth of a percent, but sets the maximum rate at 8.25%. Note: the weighted average means both the individual interest rates and the amounts of each loan will be included in the averaging process. If you have one $100 loan and one $1,000 loan, the weighted average will be closer to the rate on the $1,000 loan.

About Repayment

After the loan is disbursed, you will have, at most, 60 days to begin repayment. The company chosen by the U.S. Department of Education (your lender) to service your loan, called the loan servicer, will let you know when payment is expected. Repayment terms vary from 10 to 30 years in length, depending on how much you owe and which repayment plan you choose.

There are two repayment plans available for Direct Consolidation Loans, depending on whether or not the consolidation included a PLUS loan made to parents. They are called Income-Based Repayment and Income-Contingent Repayment.

The Income-Based Repayment Plan

The Income-Based Repayment Plan (IBR) is structured to lower your monthly payment amount in order to keep your loan out of default. It has one unique requirement for eligibility: your financial situation must qualify as a partial financial hardship, meaning your monthly repayment amount as calculated under the Standard Repayment Plan, using a loan term of ten years, is higher than your monthly repayment amount as calculated under the IBR.

In IBR, your monthly payment changes depending on your income and family size (defined as number of dependents plus spouse). You only need to reach partial financial hardship status once in order to qualify for a switch to IBR, so if your financial situation improves that will increase your payment amount but not render you ineligible for IBR. Your Direct Consolidation Loan will be eligible for IBR if it does not include any PLUS loans made to parents.

The Income-Contingent Repayment Plan

The Income-Contingent Repayment Plan (ICR) is for Direct Consolidation Loan borrowers who do not qualify for IBR. The maximum loan term is 25 years, and your payment amount is based on income, family size, and Direct Loan indebtedness, plus a third amount.

That amount is either the monthly payment you would make if you repaid the loan in 12 years, multiplied by an income percentage that varies with your income, or 20% of your discretionary income, whichever is less. Fortunately, the pages linked above for IBR and ICR have calculators, so you do not have to perform the computations on your own.



FinAid, Loans, Private Education Loans, private education loans.#Private #education #loans


private education loans

Private education loans

Private education loans

Private education loansPrivate education loans

Private education loans

Private education loans

Private education loans

Private education loans

Private education loans

Private education loans

Private education loans

Private education loans

Private education loans

Private education loans

Private education loans

Private education loans

Private Education Loans

Private Education Loans, also known as Alternative Education Loans, help bridge the gap between the actual cost of your education and the limited amount the government allows you to borrow in its programs. Private loans are offered by private lenders and there are no federal forms to complete.

Some families turn to private education loans when the federal loans don’t provide enough money or when they need more flexible repayment options. However, since federal education loans are less expensive than and offer better terms than private student loans, you should exhaust your eligibility for federal student loans before resorting to private student loans.



Private education loans, private education loans.#Private #education #loans


Financial Aid Scholarship Services

Loan Servicer Information

  • When You Leave School/

    Alternative Loans are private loans offered through lending institutions and are NOT part of federal government programs. These loans are available if you need additional financial assistance after applying for all federal and state financial aid programs, including federal loans through www.fafsa.ed.gov.

    Private Educational loans should be taken as a last resort after all Federal Loans have been exhausted.

    As with all student loans, the amount borrowed must be for educational expenses and cannot exceed the cost of attendance for the loan period. Money is borrowed in the student’s name. A cosigner is usually required and loan approval is based on creditworthiness. Interest rates, loan fees, and borrower benefits for alternative loans vary. Alternative loans are also available for students that may not qualify for federal aid; International students with a cosigner, students who have past due term balances, and students enrolled for less than half-time.

    While private education loans can help you pay for college, they are most often not the best choice. You should only apply for a private loan if you have already made use of all federal resources available.

    • DO NOT borrow money you don’t really need. Private educational loans generally have higher interest rates than federal loans so you will often end up paying more money back on a private loan. Make sure you need the funds!
    • Be selective in choosing your lender. Look for a lender that will give you the best interest rate, lowest fees, and best repayment plan. Failure to fully research these items can cause you to incur excessive debt.
    • You may want to find a cosigner. Even with a good credit score, a cosigner may help you get a better interest rate and/or a better repayment plan. A cosigner is a parent, guardian or other trusted individual that is willing to put their name on your loan and be responsible for payments should you fail to make them. There are usually cosigner release programs that allow your cosigner to be removed from the loan after a designated period of time.

    Have a Private Educational Loan Lender List?

    Stony Brook University takes financial aid advising very seriously which is why we’ve developed a Private Alternative Loan Lender List. The purpose of private/alternative loans is to provide secondary resources for students who have exhausted federal loan program options. A lender list is a tool used to assist students and families with the decision making process of choosing a lender. There are many student loan lenders from which you can choose. While the lenders on our sample lender list have been evaluated closely on the basis of customer service, technology, lender stability, reputation, default management, and borrower benefits, students have the right to select the lender or loan product of their choice. In fact, borrowers are strongly encouraged to conduct their own consumer research.

    Select Its Private Educational Loan Lenders?

    Loan borrowers should receive quick, efficient and accurate processing of their loans through a simplified application process and state of the art operations. Programs should interface with the university’s financial aid processing system assuring a streamlined, electronic loan certification and funds delivery system. Timely and responsive processing with outstanding problem resolution service is essential. A toll free number for borrower information is required. Ideally, there should be separate dedicated toll free numbers for borrowers in school and in repayment status.

    Lender Stability and Reputation:

    Our sample lenders, their affiliates, and associated loan servicing agencies must be well established in the student educational loan industry for a minimum of five years. They also must maintain a proven record of excellent customer service to borrowers. This includes offering a variety of repayment options and the maintenance of a well-trained staff to answer questions via a toll-free number.

    Our sample lenders provide web-based default management tools and early intervention for borrowers who are delinquent on their loan payments. They also provide information and advice to borrowers about costs of deferment/forbearance, repayment calculators, consolidation information, planning/budgeting, and credit information to students and parents.

    Our sample lenders have competitive rates and provide above-average repayment benefits to loan borrowers. Borrower benefits provided by each of our sample lenders can be accessed from the websites listed on our sample Lender List. Reasons for selecting a particular lender can vary from person to person. Some choose a lender based on name recognition or where they have already had positive banking experiences. Others prefer the immediate benefit of lower origination fees, resulting in more money up front. Still others prefer the long-term advantage of repayment options, like an interest rate reduction as a reward for making payments on time.

    Private Education Loans

    Effective February 14, 2010, lenders offering private education loans are now required to provide consumer disclosure information.

    Federal regulations also now mandate that private loan lenders require borrowers to complete a Private Educational Loan Application Self-Certification Form when requesting any private education loan. This form must be submitted to the lender – NOT to Stony Brook University! While your cost of attendance and estimated financial assistance are needed to fill out section 2 of the form, you should be able to obtain this information by accessing your Stony Brook SOLAR account. If you need assistance completing this form, please contact your corresponding Financial Aid Office.

    Related Link: http://federalstudentaid.ed.gov/federalaidfirst/ (Explains the differences between federal and private education loans)

    Students and parents can borrow from any lender. To assist you in deciding which lender to choose, we have listed some important questions to ask a lender:

    • What is the interest rate and what is it based on?
    • When does repayment begin?
    • Can principal and interest be deferred?
    • When is the interest capitalized?
    • How much is the loan origination fee?
    • What is the maximum amount I can borrow per year?
    • What is the minimum amount I can borrow per year?
    • Can payments be combined with Federal Direct payments?
    • Can payments be made through electronic transfer?
    • Can the loan be consolidated with other loans?
    • Can I borrow money to cover past due balances from a previous school term?
    • Are there interest rate deductions or other incentives for borrowers who make their payments on time?

    Important information you need to know when selecting an Alternative Loan Product:

    Private student loans typically have variable interest rates, with the interest rate pegged to an index, such as LIBOR or PRIME, plus a margin. The LIBOR index is the London Interbank Offered Rate and represents what it costs a lender to borrow money. The Prime Lending Rate is the interest rate lenders offer to their most creditworthy customers. A rate of LIBOR + 2.8% is roughly the same as PRIME + 0.0%.



  • Education Loans & Scholarships for Navy Families & Marines, NMCRS, education loans.#Education #loans


    Education Assistance

    INTEREST FREE LOANS AND GRANTS

    The Society s Education Assistance Program offers interest-free loans and grants for undergraduate/post-secondary education at an accredited 2- or 4-year education, technical or vocational institution in the United States. This financial assistance is available for children of active duty, retired or deceased Sailors and Marines; and for spouses of active duty and retired Sailors and Marines.

    Applicants MUST be one of the following:

    • child (under age 23 on May 1, 2018) of an active duty, retired or deceased Sailor or Marine
    • spouse of an active duty or retired Sailor or Marine
    • MECEP/MECP student

    And all students MUST be:

    • Registered in DEERS (Defense Eligibility Enrollment Reporting System)
    • Enrolled, or planning to enroll, as a full-time student for the entire year (Aug-May) and pursuing initial undergraduate degree at a post-secondary, technical, or vocational institution that is:
      • Located in the United States
      • Accredited by a regional/national accrediting agency recognized by the U.S. Secretary of Education
      • A participant in the U.S. Department of Education Title IV Financial Aid Programs
    • Have a cumulative 2.0 or better GBA on a 4.0 grade scale
    • Able to DEMONSTRATE FINANCIAL NEED
    • Interest free loans and grants range from $500 to $3,000 per academic year
    • Amount to be provided to each applicant will be determined by NMCRS
    • Funds are payable and provided to the student s academic institution, not the student
    • Funds are to be used only for tuition, books, fees, room, and board
    • Repayment of interest free loans must be by military payroll allotment or EFT within 24 months of the loan disbursal and must begin September 1, 2018
    • Students must complete a new application for each academic year

    Application, and ALL supporting documentation, must be postmarked no later than MAY 1, 2018!

    Who Is Eligible?

    NMCRS Education Assistance is available for:

    • Children and spouses of active duty or retired Sailors and Marines (including retired Reservists drawing military retirement pay)
    • Children of deceased Sailors and Marines who died on active duty or after retirement
    • MECEP or MECP students (or selectees)


    Ascent Student Loans: Choose to Apply with or Without a Cosigner, education loans.#Education #loans


    A loan designed with you in mind

    Ascent student loans give you more opportunities to get the money you need to pay for college. Let s find the best option for you:

    Education loans

    for students applying

    WITHOUT a cosigner.

    Education loans

    for students applying

    WITH a cosigner.

    Why choose an Ascent student loan

    Education loans

    Check your eligibility to apply in under a minute

    Education loans

    Choose from affordable fixed or variable rates

    Education loans

    Customize your loan – pay after leaving school

    Education loans

    Build credit in your own name

    Education loans

    Forget application fees early payment penalties

    Education loans

    Get a discount if you setup automatic payments

    The Ascent Advantage

    Student loans should expand your possibilities, not limit them! That s why we set out to do things differently

    • We give you more opportunities to qualify for a loan in your own name.
    • We consider several factors including: creditworthiness, school, program, graduation date, major, cost of attendance and other factors.
    • If you need to use a cosigner, you can apply to release your cosigner. (See FAQs for more details.)
    • We put students first because it s the right thing to do, and it allows us to change lives.

    Get set for financial success

    It s wrong to lose your financial freedom before you ve even had a chance to earn it! To help you borrow responsibly, we incorporate financial education into our application process and give you exclusive access to tools to help you manage your money.

    Tips on paying for college

    Education loans

    STUDENT LOANS 101When it comes to investing in your future, it pays to do your homework…

    Education loans

    DITCH YOUR COSIGNERDo you know the risks of having a cosigner? Before you take out a cosigned loan, you should…

    Education loans

    MORE TIPS ADVICERead articles with advice that saves time and money, giving you more freedom to do more!

    DISCLAIMER – Please see the Terms and Conditions above for important information about our loan products and programs. All loan applications are subject to individual approval. We reserve the right to modify or discontinue products or programs at any time without notice. Loans are made by Richland State Bank (RSB), Member FDIC, or Turnstile Capital Management, LLC, a wholly owned subsidiary of Goal Structured Solutions, Inc. (GS2). None of GS2, its affiliates, or any bank partner, is affiliated with the school attended. Nothing herein constitutes a recommendation, solicitation or offer by GS2 or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

    Education loans



    SBI Education Loan – Online loan application for abroad studies, SBI, education loan.#Education #loan


    SBI education loan for abroad studies

    Benefits of SBI education loan for abroad studies over other options

    Education loan

    Abroad education

    Exclusive loan scheme for study abroad

    Education loan

    Faster

    Approval in 14 working days

    Education loan

    Low Interest rates

    9.5% Female, 10% Male

    (after RinnRaksha insurance)

    Education loan

    Low processing fee

    Fixed fee of INR 10,000 paid directly at SBI branch

    Education loan

    Online process

    Very few bank visits required, rest online

    Education loan

    Pre-Approval

    Pre-approval letter before your i20

    Global Ed-vantage loan scheme for overseas education

    Global Ed-vantage scheme of State Bank of India (SBI) offers loan of 20 lacs INR to 1.5 cr INR to study abroad. This overseas education loan is primarily for those who wish to pursue a full-time regular course at a recognised foreign college or University.

    Eligible Courses and Countries:

    Undergraduate (bachelors), Postgraduate (masters) and Doctoral (PhD) degree programs are eligible. Eligible countries include USA, UK, Canada, Australia, Europe, Singapore, Japan, Hong Kong and New Zealand. Other countries will also be considered based on university rank.

    Eligible expenses:

    You may apply for loan for following:

    Admission Fee, Tuition fee, Hostel Fee/Living Expenses, Examination/Lab/Library fee, Purchase of books, Caution Fee, Purchase of computer, Misc. expenses.

    Quantum of Finance:

    From Rs. 20 lacs to upto Rs. 1.5 cr

    Margin:

    SBI can fund 90% of the eligible expenses. The remaining 10% has to be brought in by you on pro-rata basis.

    Scholarships or assistantships can be included in the margin.

    Processing Fee:

    Fixed processing fee of Rs. 10,000 is charged per application.

    Rate of interest:

    Simple Interest will be charged during Course Period + Moratorium Period.

    Collateral Security:

    Two types of securities can be accepted.

    Immovable property: House or a Flat or Land

    Liquid security: Fixed deposit, LIC policy, Bonds, etc.

    Third party collaterals (collaterals not belonging to family) are acceptable as well.

    Repayment and Moratorium period

    Loan can be repaid in upto 15 years.

    Repayment holiday or moratorium period is until 6 months after the course

    Documents required:

    Exact list of documents will be shared with you via email after the online team speaks to you over a call. After which the documents should be submitted at your nearest SBI branch which will be suggested by the online team. Please apply online to start the education loan procedure.

    Discuss with the Education loan team

    Copyright В© 2017 All rights reserved. Logo and Company names are registered trademarks of their respective holders.

    This portal is maintained by WeMakeScholars, an organisation funded & supported by the Ministry of IT, Govt. of India.

    WeMakeScholars is the official Pan-India partner for SBI in the abroad education loan segment.



    Home, Australian Council for Private Education and Training, private education loans.#Private #education #loans


    Private education loans

    providers in Australia

    Private education loans

    National Monday Update

    Private education loans

    Keep your skills up to date with ACPET’s Professional Development program

    Private education loans

    Private education loans Private education loans Private education loans Private education loans

    Join ACPET

    Toll Free: 1800 657 644

    Fax: 03 9416 1895

    East Melbourne VIC 8002

    In Focus

    Private education loans

    Just what is happening?

    VET Breaking News ACPET and the Industry. Read more

    National

    Private education loans

    Register now for Professional Development this week!

    Validation of assessment much more than. Read more

    ACPET and Velg Training collaborate to deliver a successful 2017 National VET PD Week

    Velg Training in collaboration with The Australian. Read more

    Download presentations here

    Conference attendees can now download the presentations from the 2017 ACPET National Conference.

    All webinars and workshops are now open for registration.

    Take a look at the PD Calendar for November 2017.

    View our large range of webinar topics in the Webinar Library.

    If you are a student and have been a part of a college closure or an RTO wishing to suppoort students who have been affected by one, please visit our activations website.

    ACPET represents the private education and training sector in Australia and provides a range of quality services to members.



    Apply for Education Loan Online: Interest Rates, education loans.#Education #loans


    Education Loans

    Education loans

    Education loans

    Education loans

    Education loans

    Education loans

    Education loans

    Why take an Education Loan?

    Education loans

    Education loans

    Education loans

    Education loans

    Education loans

    Education loans

    avanse edvantage

    At Avanse we deliver the best in class education loan product not only at competitive pricing but also keeping in mind many other benefits that students can take advantage of. The approach we possess is student oriented so that the desired outcome is derived. We always promote a two way communication and hence are always available for all student related queries and encourage the same to our students as only then their queries could be addressed keeping the process transparent not just with providing the educational loan alone but through their entire process. Regular webinars are conducted with a motive to guide students and provide a holistic view of universities, courses and country of visit. We understand young aspirations and would be proud if we could lend a helping hand to achieve what they have always dreamt about.

    Education loans

    100% coverage: An Avanse education loan means we completely fund your course fee + living expense during your period of study, as well as guarantee timely payment to the institute. This also means Zero margin money.

    Education loans

    No limit on the Education Loan amount: We pay your course fee, whatever it is.

    Education loans

    Sensitive Solutions: We understand that each student, or university or curriculum or country may not necessarily have the requirements. Which is why we provide customized solutions with flexibility in loan structuring.

    Education loans

    At-Your-Door Services: At Avanse you don’t even need to visit us. We will visit you and hand-hold you through your entire documentation, through our hassle-free and transparent process.

    Education loans

    Responsible Borrowing: We care for our customers. While we hand-hold you through the loan process, we also insist on instilling a sense of responsible borrowing to the students by highlighting the importance of maintaining a good credit history.

    Education loans

    Great Lineage: Avanse is proud of its mother company, and the fact that it is an associate company of Dewan Housing Finance Corporation Limited (DHFL). DHFL revolutionized the way finance was looked upon in the real estate sector and is today one of India’s largest housing finance companies in the private sector. Avanse understands the intricacies finance and borrowing because we retain in our DNA the pool of experience from our association with DHFL.

    Education loans

    Assured Quality: With Avanse be assured that your funding is from a secure and credible source. We take pride in the fact that the International Finance Corporation (IFC), an arm of the World Bank, holds 20% equity stake in Avanse. We are a Non-Banking Finance Company (NBFC), regulated by the Reserve Bank of India.

    Education loans

    Total Student Support: Lack of funds should be the last reason to further your dream of higher education. At Avanse we take pride in the fact that we have nurtured and financed meritorious students, who would have foregone a confirmed admission due of lack of funds.

    Education loans

    Intelligent partnership: Avanse has collaborated with the cream of institutes, universities and consultants. We care for every student in India and wish to build initiatives that drive educational excellence such that both the student as well as the institute benefit.

    At Avanse, competent advice, industry experience, door-step services and a loan sanction process almost as fast as pizza delivery!

    What is the current rate of interest on education loan in India?

    The rate of interest across the country for education loans range from 10% to 16.50%. However the rate of interest may vary bank to bank or any other financial institution or NBFC. The main components which are the deciding factors when it comes to the rate of interest are weather the loan provided is secured or unsecured. Unsecured loans have a higher rate of interest as the risk of repayment is higher since there is no security; however secured loans have a lower rate of interest. Thus many firms ask for collateral while providing education loans in India. The rate of interest that Avanse provides education loans at is 12.75% and may increases cases to case basis. Education loans have helped the young guns of our country to pursue their aspirations and reach soaring heights

    How to apply for education loan?

    Education loan across the country of India has become a common phenomenon for students who wish to pursue their higher education abroad. Applying for an education loan requires minimum documents depending bank to bank or any financial institution in question. Education loans have helped several aspiring students across the nation to fulfil their aspirations and dreams to study abroad. All one needs to do is, keep their GRE/GMAT scores in hand, their university admit letter, and their mark sheets. Some institutions and banks require customers to provide their co-borrowers financials such as their IT declarations, income proof’s and if the loan amount is large then their house papers too. Applying for an education loan in India has become simple in comparison to that how it was a few years before. Things have become faster and more streamlined reducing the turnaround time for banks to process these loans

    How much education loan can i get?

    The amount of education loan that one can provide to students depends totally on the amount required by the student themselves. Education loans cover not just the fees but also any and all other expenses incurred by the student during their tenure of study. These include fees, rent, living expenses, utilities, laptop and other expenses. One can apply for an education loan with nationalized banks, NBFC’s or any financial institution. The loan amount can vary starting right from one lakh to fifty lakhs. This number however may change depending to which of these players one visits. Education loans in India have been disbursed even for the amount of 50 Lakhs and above, but this is purely case to case basis. Some students may require an education loan of more than 50 Lakhs and it is disbursed on the basis of the kind of property one can mortgage or even unsecured (without property/collateral) if the company provides the same.

    What are the Documents Required for Education Loan

    When we speak about documents when it comes to education loans, all one needs to do is, keep their GRE/GMAT scores in hand, their university admit letter, and their mark sheets. Some institutions and banks require customers to provide their co-borrowers financials such as their IT declarations, income proof’s and if the loan amount is large then their house papers too. With all of this, the bank or the financial institution runs a check on the co-borrowers credit scores and once that is done, the results for the same is notified to the customer



    HealthEd Credit Union (Home, federal education loans.#Federal #education #loans


    federal education loans

    Federal education loans

    Protect Yourself from Scams

    Remember, we NEVER ask for any account information via email.

    Federal education loans

    Check out our Variety of Loans

    THEFCU has a wide range of loan products that meet the various needs of our members.

    Federal education loans

    Register today for THEFCU Online Banking to transfer money and pay bills from the comforts of home!

    Federal education loans

    Call us to consolidate your Christmas expenses. Loans as low as 8% APR.

    Federal education loans

    Ask THEFCU quickly and safely using our secure Contact Us form.

    Stay Connected

    Find the form you need quick and easy.

    Today’s Rates

    Federal education loans Federal education loans Federal education loans

    *APR = Annual percentage rate. All rates subject to change without notice.

    *APR = Annual percentage rate. All rates subject to change without notice.

    3 Year Certificate

    *APR = Annual percentage rate. All rates subject to change without notice.

    Our Featured Partners

    Check out our current online services

    THEFCU provides you with the latest services to make your banking easier.

    • NCUA
    • eZcard info.com

    Federal education loans Federal education loans

    Federal education loans Federal education loans

    Copyright © 2011 by The Health and Education Federal Credit Union.



    FinAid, Loans, education loan.#Education #loan


    education loan

    Education loan

    Education loan

    Education loanEducation loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    An education loan is a form of financial aid that must be repaid, with interest. Education loans come in three major categories: student loans (e.g., Stafford and Perkins loans), parent loans (e.g., PLUS loans) and private student loans (also called alternative student loans). A fourth type of education loan, the consolidation loan, allows the borrower to lump all of their loans into one loan for simplified payment. A recent innovation is peer-to-peer education loans.

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Grants, scholarships, work-study and other forms of gift aid just do not cover the full cost of a college education. Many students find that they must supplement their savings with government and private loans. The Federal education loan programs offer lower interest rates and more flexible repayment plans than most consumer loans, making them an attractive way to finance your education. You can also deduct up to $2,500 in student loan interest even if you don’t itemize deductions on your income tax return.



    ELFI Education Loan Financing, Refinance Your Student Loans, education loan.#Education #loan


    Pay off student loans faster and

    use the savings to invest in your dreams.

    Education Loan Finance can save you money with variable rates starting at 2.49% APR* and fixed rates starting at 3.19% APR*.

    Make the right financial choice.

    There are many options when it comes to consolidating or refinancing your student loans. Fortunately, Education Loan Finance – the education loan finance program offered by SouthEast Bank – is completely focused on optimizing the best repayment strategy for your specific situation and goals.

    You could save hundreds each month and thousands over time.

    LOAN AMOUNTS FROM

    NO APPLICATION FEES

    NO ORIGINATION FEE

    NO PREPAYMENT PENALTY

    *Subject to credit approval. Terms and conditions apply.

    it pays to choose Education Loan Finance

    FLEXIBILITY

    With rates as low as 2.49% APR, our flexible student loan refinancing terms could help you save money. We offer plans that can meet a variety of budgets.

    TRUST

    For every step of the refinancing process, we’ve got your back. Our customer care specialists help find the right plan for YOU.

    Our application process is fast and simple. Apply online in just minutes. If you have questions, our student loan refinance experts are here to help.

    FAST TRACK BONUS

    It pays to refinance with Education Loan Finance

    . If your loan is approved and you accept our offer within 30 days of your initial application date, you’ll receive $100 through our Fast Track Bonus!

    Refer a friend and earn even more. When a friend uses your referral link and refinances a loan, you’ll get $400 and your friend will get $100.

    We’re here to help you. If you have questions about refinancing your student loan, call, email or text one of our qualified loan specialists.

    Refinancing Your Student Loans is Easy

    introduce yourself

    Simply create a profile to let us know a little bit about you and get the ball rolling.

    get prequalified

    Use our easy pre-approval process to see if you qualify before completing the full application.

    upload documents

    It’s easy. Send us your documents electronically. We will verify and if approved, you’ll receive a firm interest rate offer.

    sign set-up

    Sign your new loan agreement electronically and set up auto-debit payments.

    Refinancing with Education Loan Finance can save you thousands over time. Want to know how much? Get an estimate with our repayment calculator .

    Education loan

    Education loan

    Education loan

    Education loan

    Frequently Asked Questions

    Student loan refinancing is the process of combining one or more federal and private student loans into a single loan with new terms, including a new (hopefully lower!) interest rate, monthly payment amount, and/or repayment length. The Federal Student Loan Consolidation program similarly combines only your federal loans into one payment, but it uses a weighted average of all of your interest rates, and it does not offer consolidation of any student loan debt obtained from a private lender.

    Any student loan debt that was used for financing your education from an approved post-secondary institution, such as SouthEast Bank private loans, private student loans from other lenders, or your federal student loans, i.e. Stafford loans, Grad PLUS, Parent PLUS, etc., can be consolidated into one loan through Education Loan Finance. No other consumer debt, such as credit card, auto, or mortgage, can be included even if it was used to pay education expenses. Keep in mind that if you consolidate federal student loans, you may lose some alternative repayment plans associated with the federal government loan program.

    Education Loan Finance may require a co-signer if you do not qualify based on your own credit, income, or debt-to-income ratio. We also offer co-signer release, which releases any co-signers from your existing student loans if you qualify for an Education Loan Finance loan based on your own credit history.

    If you only have a couple more years or a few thousand more dollars to go until you pay off your student loans, refinancing may be more hassle than it’s worth. Switching to a new lending institution may eliminate any benefits you’ve earned over the years, so thoroughly investigate how consolidating or refinancing your student loans will change the terms of your existing student loans. To learn more about refinancing and consolidating your loans, check out this blog post with information on topics that might require a second look during the process.



    Education loan, education loan.#Education #loan


    Fill in your details to apply now

    HDFC Credila provides an education loan with ease, convenience speed with

    9.33% *effective rate of interest, at your doorstep!

    • HDFC Credila is India s first education loan specialist. It is now the preferred brand for thousands of students studying across 35+ countries in over 2100 institutes, who made the Smarter choice of applying to HDFC Credila for their education loan.
    • So, why choose any other source of funding, when you have HDFC Credila! What s more, apply now to know how you can avail free student benefits worth over Rs.50000/-
    • The HDFC Credila advantage:

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan



    Private Bad Credit Student Loans ~, private education loans.#Private #education #loans


    Alternative Financing With Bad Credit Student Loans

    Whether you like it or not, your credit history takes center stage when it s time to plan your financial aid strategy. If you are a high school student, this may be the first time you ve had to consider the importance of having good credit.

    Understanding credit fundamentals helps you determine your best options for getting much-needed financial-aid, so let s examine the basics.

    Every credit related interaction you engage in has an outcome that affects your credit rating . If you borrow money and pay it back on schedule, your rating will be the better for it. If you have even one late payment, a negative entry serves to lower your rating.

    Your credit score is the summation of all the credit outcomes you have created over the course of your borrowing history. Credit bureaus are tasked with assigning numbers, or scores, to your overall performance. As you apply for certain student aid, your credit score is used by lenders to determine your worthiness for loans.

    Private education loans

    You have specific rights related to credit reporting, as outlined by The Fair Credit Reporting Act (FCRA). Three specific protections ensure that credit applications are handled without bias:

    1. If information contained in your credit report has been used to withhold a loan, the lender is obligated to tell you that it has.
    2. You have a specific right to know what is contained in your credit report.
    3. You have the right to challenge any information contained in your credit report that is not accurate or is incomplete.

    The Fair and Accurate Credit Transaction Act (FACTA) is a legal provision granting you the right to receive free copies of your credit reports from each of the three national credit bureaus, once a year. Get your free report, so you know exactly where you stand – requests are submitted annually to www.annualcreditreport.com. (Remember: you get ONE free report from each one, every year – use it wisely, from the perspective of timing).

    What s wrong with my credit?

    Experian, Equifax, and Transunion are the three primary credit bureaus that analyze your credit history. While responsible credit behavior is always going to impact your credit rating positively, it is not the only metric used to assign your credit score. Some of the criteria used to derive credit scores are inherently biased against college students.

    Credit bureaus want to see longevity and diversity in your credit history. If you are emerging from high school enroute to college, you might not be strong in either area. Three types of credit are examined:

    • Revolving Credit – YourMasterCard or Visa payment record illuminates your ability to manage a revolving account that carries balances across billing periods, and requires timely payments each month.
    • Installment Credit – Loans with fixed payments that are paid back over designated periods of time fall into this category. Mortgages provide the best installment credit references for lenders, because the loans are large and long-held. You probably didn t buy a house during high school, but your steady car loan payments are also installment credit successes.
    • Open Credit – An American Express card is a good example of an open credit line that must be paid in-full each month.

    So even if your credit outcomes have been positive, your limited history might not be sufficient to establish a high credit score. To access funds reserved for people with high credit scores, add a longer frame of reference to your credit application- take on a cosigner.

    Use cosigners to your advantage—to help build your credit. Once you ve made 48 consecutive on-time payments, it s common for your lender to release the cosigner fromthe loan. The student loan you needed a cosigner to secure, now acts as an installment credit success, to raiseyour own credit score.

    If you cannot find someone willing to lend their favorable credit rating to your college funding cause, focus instead on forms of financial aid that don t rely on your past credit performance.

    Federal Student Loans: Perfect Bad Credit Loans

    Federal student loans provideyour best borrowing options without strong credit.The first step toward securing financial aid is to complete the Free Application for Federal Student Aid (FAFSA). The standardized application computes your need for financial assistance during school. Student income, parental income and assets, and the size of your family are used to calculate your Expected Family Contribution (EFC). Your EFC is then used to create an individual Student Aid Report (SAR) that articulates your precise college financial aid needs.

    Private education loans

    Stafford Loans

    Submitting your FAFSA places you in contention for Stafford Loans under the William D. Ford Federal Direct Loan Program. Stafford Loans are categorized as subsidized, or unsubsidized, with different conditions for each.

    • Subsidized Stafford Loans are based on demonstrable financial need, as illustrated by your FAFSA results. As long as you are enrolled in school, your interest payments are subsidized by the Federal Government, so your debt doesn t grow while you are learning.
    • Unsubsidized Stafford Loans are not based on financial need, so interest does accrue while you attend school. You have the option of paying the interest as you go, or letting it ride until you finish school. As your interest is added to your debt, your total repayment obligation grows.

    Stafford Loans are available for undergraduate and graduate studies, with a maximum yearly award of $20,500 per graduate student.

    Parental financial information is included on FAFSA submissions for dependent students. If you apply as an independent student, your parents income is not factored into your Expected Family Contribution (EFC), and your annual Stafford Loan limits are higher.

    Perkins Loans

    Perkins loans are administered by institutions of higher education (IHE), but are federally funded nonetheless. Funds are reserved for students who demonstrate significant need relating to educational financing.Families with annual incomes below $25,000 are usually eligible for Perkins Loans, but your FAFSA should still be submitted, even if your family makes more.

    The maximum annual Perkins loan for undergraduate students is $5500, with a lifetime loan maximum of $27,000. Graduate students may borrow up to $8000 each year, with a $60,000 lifetime maximum. Perkins loans have fixed 5% interest rates and repayment starts 9 months following graduation.

    Private lenders require established good credit to consider you for a loan. If you don t have it, get a cosigner on board to bolster your credit worthiness. Without credit or a cosigner, you are best served by direct federal loans.



    Education Loans & Scholarships for Navy Families & Marines, NMCRS, education loans.#Education #loans


    Education Assistance

    INTEREST FREE LOANS AND GRANTS

    The Society s Education Assistance Program offers interest-free loans and grants for undergraduate/post-secondary education at an accredited 2- or 4-year education, technical or vocational institution in the United States. This financial assistance is available for children of active duty, retired or deceased Sailors and Marines; and for spouses of active duty and retired Sailors and Marines.

    Applicants MUST be one of the following:

    • child (under age 23 on May 1, 2018) of an active duty, retired or deceased Sailor or Marine
    • spouse of an active duty or retired Sailor or Marine
    • MECEP/MECP student

    And all students MUST be:

    • Registered in DEERS (Defense Eligibility Enrollment Reporting System)
    • Enrolled, or planning to enroll, as a full-time student for the entire year (Aug-May) and pursuing initial undergraduate degree at a post-secondary, technical, or vocational institution that is:
      • Located in the United States
      • Accredited by a regional/national accrediting agency recognized by the U.S. Secretary of Education
      • A participant in the U.S. Department of Education Title IV Financial Aid Programs
    • Have a cumulative 2.0 or better GBA on a 4.0 grade scale
    • Able to DEMONSTRATE FINANCIAL NEED
    • Interest free loans and grants range from $500 to $3,000 per academic year
    • Amount to be provided to each applicant will be determined by NMCRS
    • Funds are payable and provided to the student s academic institution, not the student
    • Funds are to be used only for tuition, books, fees, room, and board
    • Repayment of interest free loans must be by military payroll allotment or EFT within 24 months of the loan disbursal and must begin September 1, 2018
    • Students must complete a new application for each academic year

    Application, and ALL supporting documentation, must be postmarked no later than MAY 1, 2018!

    Who Is Eligible?

    NMCRS Education Assistance is available for:

    • Children and spouses of active duty or retired Sailors and Marines (including retired Reservists drawing military retirement pay)
    • Children of deceased Sailors and Marines who died on active duty or after retirement
    • MECEP or MECP students (or selectees)


    Ascent Student Loans: Choose to Apply with or Without a Cosigner, education loans.#Education #loans


    A loan designed with you in mind

    Ascent student loans give you more opportunities to get the money you need to pay for college. Let s find the best option for you:

    Education loans

    for students applying

    WITHOUT a cosigner.

    Education loans

    for students applying

    WITH a cosigner.

    Why choose an Ascent student loan

    Education loans

    Check your eligibility to apply in under a minute

    Education loans

    Choose from affordable fixed or variable rates

    Education loans

    Customize your loan – pay after leaving school

    Education loans

    Build credit in your own name

    Education loans

    Forget application fees early payment penalties

    Education loans

    Get a discount if you setup automatic payments

    The Ascent Advantage

    Student loans should expand your possibilities, not limit them! That s why we set out to do things differently

    • We give you more opportunities to qualify for a loan in your own name.
    • We consider several factors including: creditworthiness, school, program, graduation date, major, cost of attendance and other factors.
    • If you need to use a cosigner, you can apply to release your cosigner. (See FAQs for more details.)
    • We put students first because it s the right thing to do, and it allows us to change lives.

    Get set for financial success

    It s wrong to lose your financial freedom before you ve even had a chance to earn it! To help you borrow responsibly, we incorporate financial education into our application process and give you exclusive access to tools to help you manage your money.

    Tips on paying for college

    Education loans

    STUDENT LOANS 101When it comes to investing in your future, it pays to do your homework…

    Education loans

    DITCH YOUR COSIGNERDo you know the risks of having a cosigner? Before you take out a cosigned loan, you should…

    Education loans

    MORE TIPS ADVICERead articles with advice that saves time and money, giving you more freedom to do more!

    DISCLAIMER – Please see the Terms and Conditions above for important information about our loan products and programs. All loan applications are subject to individual approval. We reserve the right to modify or discontinue products or programs at any time without notice. Loans are made by Richland State Bank (RSB), Member FDIC, or Turnstile Capital Management, LLC, a wholly owned subsidiary of Goal Structured Solutions, Inc. (GS2). None of GS2, its affiliates, or any bank partner, is affiliated with the school attended. Nothing herein constitutes a recommendation, solicitation or offer by GS2 or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

    Education loans



    FinAid, Loans, federal education loans.#Federal #education #loans


    federal education loans

    Federal education loans

    Federal education loans

    Federal education loansFederal education loans

    Federal education loans

    Federal education loans

    Federal education loans

    Federal education loans

    Federal education loans

    Federal education loans

    Federal education loans

    Federal education loans

    Federal education loans

    Federal education loans

    Federal education loans

    Federal education loans

    An education loan is a form of financial aid that must be repaid, with interest. Education loans come in three major categories: student loans (e.g., Stafford and Perkins loans), parent loans (e.g., PLUS loans) and private student loans (also called alternative student loans). A fourth type of education loan, the consolidation loan, allows the borrower to lump all of their loans into one loan for simplified payment. A recent innovation is peer-to-peer education loans.

    Federal education loans

    Federal education loans

    Federal education loans

    Federal education loans

    Federal education loans

    Federal education loans

    Grants, scholarships, work-study and other forms of gift aid just do not cover the full cost of a college education. Many students find that they must supplement their savings with government and private loans. The Federal education loan programs offer lower interest rates and more flexible repayment plans than most consumer loans, making them an attractive way to finance your education. You can also deduct up to $2,500 in student loan interest even if you don’t itemize deductions on your income tax return.



    FinAid, Loans, education loan.#Education #loan


    education loan

    Education loan

    Education loan

    Education loanEducation loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    An education loan is a form of financial aid that must be repaid, with interest. Education loans come in three major categories: student loans (e.g., Stafford and Perkins loans), parent loans (e.g., PLUS loans) and private student loans (also called alternative student loans). A fourth type of education loan, the consolidation loan, allows the borrower to lump all of their loans into one loan for simplified payment. A recent innovation is peer-to-peer education loans.

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Education loan

    Grants, scholarships, work-study and other forms of gift aid just do not cover the full cost of a college education. Many students find that they must supplement their savings with government and private loans. The Federal education loan programs offer lower interest rates and more flexible repayment plans than most consumer loans, making them an attractive way to finance your education. You can also deduct up to $2,500 in student loan interest even if you don’t itemize deductions on your income tax return.



    BOI Star Education Loan, education loan.#Education #loan


    education loan

    Skip to navigation | Skip to main content

    Retail

    Education loan

    Education loan

    Star Education loan

    1. OBJECTIVE PURPOSE :
    1. ELIGIBILITY CRITERIA :

    Note : Professional courses not approved by AICTE and conducted by Institutes not recognized by State Universities is outside the purview of the eligibility under the scheme.

    • Studies abroad :
      • Graduation: For job oriented professional/technical courses offered by reputed universities.
      • Post-Graduation: MCA, MBA, MS, etc.
      • Courses conducted by CIMA – London, CPA in USA, etc.
    1. EXPENSES CONSIDERED FOR LOAN :
      • Fee payable to college/school/hostel*
      • Examination/Library/Laboratory fee.
      • Purchase of books/equipments/instruments/uniforms.
      • Caution deposit/building fund/refundable deposit supported by Institution bills/receipts.
      • Travel expenses/passage money for studies abroad.
      • Purchase of computers/Laptops – essential for completion of the course.
      • Life Insurance Premium for life cover of student/co-borrower
      • Any other expenses required to complete the course – like study tours, project work, thesis, etc.
    1. QUANTUM OF FINANCE :

    Upto Rs.4 lakh : Nil

    Above Rs.4 lakh – Studies in India : 5%

    Studies Abroad : 15%

    Scholarship could be included in margin: Margin to be brought in on year to year basis as and when disbursements are made.

    1. SECURITY :

    Upto Rs. 7.50 lakh

    Parents or Guardian to be joint borrowers (No collateral security or Third Party Guarantee since covered under CGFSEL)

    Above Rs.7.5 lakh

    Co-obligation of Parents together with tangible Collateral security of suitable value along with the assignment of future income of the student for payment of installments.

    Note : The security can be in the form of land/building/Govt. Securities/Public Sector Bonds/NSC/KVP/LIP/ Banks Term Deposit etc., in the name of Student/ Parent/ Guardian/Guarantor with suitable margin.



    Education Loan Task Force (ELTF), education loan.#Education #loan


    Education Loan Task Force (ELTF)

    ELTF is a voluntary body to create public awareness. ELTF provides only guidance. ELTF does not undertake to get loans.

    Education loan

    Education Loan Task Force (ELTF)

    Education loan

    Education Loan Task Force (ELTF)

    Education loan

    Education Loan Task Force (ELTF)

    Education loan

    Education Loan Task Force (ELTF)

    Education loan

    Education Loan Task Force (ELTF)

    Pages

    Education loan

    Education loan

    Wednesday, September 27, 2017

    SBI not credited 534 crores of interest subsidy to Education Loan borrowers, after receiving from Government – Needs CBI enquiry

    Education loan

    Thursday, August 31, 2017

    Legal Remedies available to students through District Consumer Forum / District Courts / High Court

    Education loan

    Means right to be protected against the marketing of goods and services, which are hazardous to life and property. The purchased goods and services availed of should not only meet their immediate needs, but also fulfill long term interests. Before purchasing, consumers should insist on the quality of the products as well as on the guarantee of the products and services. They should preferably purchase quality marked products such as ISI, AGMARK, etc

    Means right to be informed about the quality, quantity, potency, purity, standard and price of goods so as to protect the consumer against unfair trade practices. Consumer should insist on getting all the information about the product or service before making a choice or a decision. This will enable him to act wisely and responsibly and also enable him to desist from falling prey to high pressure selling techniques.

    Means right to be assured, wherever possible of access to variety of goods and services at competitive price. In case of monopolies, it means right to be assured of satisfactory quality and service at a fair price. It also includes right to basic goods and services. This is because unrestricted right of the minority to choose can mean a denial for the majority of its fair share. This right can be better exercised in a competitive market where a variety of goods are available at competitive prices

    Means that consumer’s interests will receive due consideration at appropriate forums. It also includes right to be represented in various forums formed to consider the consumer’s welfare. The Consumers should form non-political and non-commercial consumer organizations which can be given representation in various committees formed by the Government and other bodies in matters relating to consumers

    Means right to seek redressal against unfair trade practices or unscrupulous exploitation of consumers. It also includes right to fair settlement of the genuine grievances of the consumer. Consumers must make complaint for their genuine grievances. Many a times their complaint may be of small value but its impact on the society as a whole may be very large. They can also take the help of consumer organisations in seeking redressal of their grievances.

    Means the right to acquire the knowledge and skill to be an informed consumer throughout life. Ignorance of consumers, particularly of rural consumers, is mainly responsible for their exploitation. They should know their rights and must exercise them. Only then real consumer protection can be achieved with success.

    1. National Consumer Dispute Redressal Commission, known as National Commission, deals with complaints involving costs and compensation higher than Rs. One Crore.
    2. State Consumer Dispute Redressal Commission, known as State Commission, deals with complaints involving costs and compensation higher than Rs. Twenty Lakh and less than Rs. One Crore.
    3. District Consumer Dispute Redressal Forum, known as District Forum, deals with complaints involving costs and compensation less than Rs. Twenty Lakh.

    CONFONET StateID/DistrictID/Case Number

    Case number should be case sensitive and match exactly as provided by consumer forum.

    Note:- For sending SMS, Charges will be applicaple as per your mobile network provider policy.

    9A. Fee for making complaints before District Forum – (1) Every complaint filed under sub-section (1) of section 12, sub-section (1) of section 17 and clause (a) in sub-clause (i) of section 21 of the Act shall be accompanied by a fee as specified in the table given below in the form of crossed Demand Draft drawn on a nationalised bank or through a crossed Indian Postal Order drawn in favour of the Registrar of the State Commission and payable at the respective place where the State Commission or the National Commission is situated.

    by the opposite party or his agent or by the complainant is received by the District Forum, the State Commission or the National Commission, as the case may be, or postal article containing the notice is received back by such District Forum, State Commission or the National Commission, with an endorsement purporting to have been made by a postal employee or by any person authorized by the courier service to the effect that the opposite party or his agent or complainant had refused to take delivery of the postal article containing the notice or had refused to accept the notice by any other means specified in sub- section (2) when tendered or transmitted to him, the District Forum or the State Commission or the National Commission, as the case may be, shall declare that the notice had been duly served on the opposite party or to the complainant :



    Bureau for Private Postsecondary Education, private education loans.#Private #education #loans


    private education loans

    Private education loans

    Private education loans

    • Approved Schools
    • Choosing a career and a school
    • Guide for students facing a school closure
    • Application for Student Tuition Recovery Fund (English) (Spanish)
    • Transcript Request Form
    • More.

    Private education loans

    Private education loansAlert:

    The Bureau for Private Postsecondary Education (Bureau) came into existence on January 1, 2010, following passage of Assembly Bill 48, known as the California Private Postsecondary Education Act of 2009 (California Education Code, Title 3, Division 10, Part 59, Chapter 8).

    On September 24, 2016, Senate Bill 1192 was chaptered, extending the operation of the Bureau and the California Private Postsecondary Education Act of 2009 for four years. The California Private Postsecondary Education Act of 2009 will now be repealed on January 1, 2021.

    The Bureau protects students and consumers through the oversight of California s private postsecondary educational institutions by conducting qualitative reviews of educational programs and operating standards, proactively combatting unlicensed activity, impartially resolving student and consumer complaints, and conducting outreach.

    To be the national leader in regulating private postsecondary institutions and maximizing Californian s confidence that institutions approved by the Bureau provide a quality education.

    Accountability, Consumer Protection, Effectiveness, Quality, Integrity, Transparency, and Consistency.

    Private education loansConnect With Us

    Private education loans Private education loans Private education loans Private education loans

    Private education loans

    Private education loans

    Private education loans Private education loans

    Private education loansQuick Hits

    Private education loans Private education loans

    Private education loans



    FinAid, Loans, education loans.#Education #loans


    education loans

    Education loans

    Education loans

    Education loansEducation loans

    Education loans

    Education loans

    Education loans

    Education loans

    Education loans

    Education loans

    Education loans

    Education loans

    Education loans

    Education loans

    Education loans

    Education loans

    An education loan is a form of financial aid that must be repaid, with interest. Education loans come in three major categories: student loans (e.g., Stafford and Perkins loans), parent loans (e.g., PLUS loans) and private student loans (also called alternative student loans). A fourth type of education loan, the consolidation loan, allows the borrower to lump all of their loans into one loan for simplified payment. A recent innovation is peer-to-peer education loans.

    Education loans

    Education loans

    Education loans

    Education loans

    Education loans

    Education loans

    Grants, scholarships, work-study and other forms of gift aid just do not cover the full cost of a college education. Many students find that they must supplement their savings with government and private loans. The Federal education loan programs offer lower interest rates and more flexible repayment plans than most consumer loans, making them an attractive way to finance your education. You can also deduct up to $2,500 in student loan interest even if you don’t itemize deductions on your income tax return.



    Higher Education Loans Board, education loans.#Education #loans


    education loans

    Education loans

    • Education loans

  • Education loans

    Amb. Robert Godec and the FunzoKenya officials during the launch of Afya Elimu Fund

  • Education loans

    NTV News Anchor & Panel Moderator, Laban Cliff Onserio; KATTI Chairman, Jeff Kariuki; CEO KUCCPS, John Muraguri;

  • Education loans

    HELB Board member, Dr. Habil Olaka. Standing from Left are HELB Board members, Mrs. Grace Kemei and Prof. David Some.

  • Education loans

  • Education loans

    Charles Ringera (HELB CEO) and Rishi Radhpura (Maisha Edu)

  • Education loans

    Headed by the Cabinet Secretary Dr. Fred Matiang’i (third-left, front row)during the First Biennial Conference on

    the State of Higher Education in Kenya

  • Education loans

    Towers, during the 2016 Customer Service Week

  • Education loans



  • Education Loan: Apply Online in India, Interest Rates #medical #school #loans


    #educational loan
    #

    We’ve identified the lowest interest rate quotes for your profile with great savings .

    3.5 / 5.0 by 194 users

    About Education Loan:

    When it comes to all the building blocks that form a complete and successful life, nothing is as important as quality education. However, education in India, at least the commonly perceived ‘quality education’ as imparted by acclaimed and influential educational institutions, is decidedly costly and not easily available to everyone- especially those who deserve it based on merit alone. Thus, education loans are vitally important. A barebones explanation for an education loan is thus, ‘funds offered by financial institutions to meritorious and/or deserving students so that the latter can pursue their basic/higher education, in India or abroad’. Almost all banks in India offer education loans, and the demand for it has remained stable with the Indian student community.

    Why Choose Education Loan?

    The question should ideally be, why choose an education loan over a personal loan, or the money accumulated in your savings account? The versatility and advantages of education loans are listed below-

    • Education is Expensive- It’s a matter of instant availability. A comprehensive education loan frees you from the task of accumulating sufficient money to fund your son/daughter’s higher education. And, with inflation and shifting prices, can you ever be 100% certain? A good education is expensive and the expenses aren’t changing in a predictable curve. A good education loan scales accordingly and helps you be safe from unexpected surprises.
    • Specialised Help- The expenses incurred through a standard study course are many, caution deposits, library fees, building deposits, laboratory fees, etc. With a comprehensive education loan, individual facets of the course can be better addressed without the risk of running out of money. It’s more organized and seamless with an education loan.
    • Widely and Easily Available- Comprehensive education loans are a priority product in most banks’ arsenal of products and the RBI lists them as part of the priority sector lending of banks. Conforming to some basic requirements and confirming your ability to repay the borrowed amount is all it takes to get on-board.
    • Timely Assistance- Often, good intent isn’t backed by good monies. A good education loan offers timely help when it comes to a crucial pillar that promises a successful life- education. Nullifying the worry that accompanies the need to gather up the requisite amount, a full-fledged education loan puts you at ease.

    Features & Benefits of Education Loans:

    When it comes to a complete education loan, the features and benefits offered are the designated deal makers. Commonly, the following conveniences are offered as part of the education loan-

    • Universally available. Anyone with a will to study can apply.
    • Education loans are provided to pursue all types of academic courses, in India and abroad. The courses include graduation, post-graduation, vocational courses and other certificate courses.
    • Loan amounts can vary from a minimum of Rs.10 lakhs to a maximum of Rs.15 lakhs. For education abroad, banks will provide loans to the quantum of Rs.20 lakhs.
    • The applicant’s annual family income and the course pursued are primary determinants for the applicable loan amount.
    • Usually, female students are offered discounts and/or lower interest rates when it comes to education loans.
    • Government sponsored subsidy schemes, such as ‘Central Scheme to provide Interest subsidy (CSIS)’ help students from the economically backward sections of society avail the benefits of a robust loan for education.
    • The applicant need not repay the borrowed amount immediately. Post the completion of the course, the repayment tenure can stretch upto 5-7 years.
    • Generally, loans below Rs.4 lakhs do not require a security or guarantor.

    Banks, in their individual capacity, will offer a whole suit of exclusive features and benefits. Check the same before zeroing in on the one that best complies with your requirements.

    Why Apply for an Education Loan on BankBazaar?

    BankBazaar is a user friendly portal that is dedicated to the comparison of various banking products, including Education Loans. A helpful resource, BankBazaar allows visitors to better understand this loan, its pros and cons, as well as the various banks that offer them in India. Why BankBazaar? The reasons are as follows-

    100% Hassle Free- Save on time and effort as you ditch legwork and fire up your computer to check out the best education loan options. The process is extremely simple, distraction free and incredibly quick.

  • Compare Education Loans- BankBazaar lists almost all the education loans offered by the various banks and other financial institutions in India. The simple comparison option allows you to choose the loan that best suits your limitations and requirements. Plus, detailed information on every available loan option.

    Apply Online- Post the comparison, use the simplistic BankBazaar interface to apply online for your chosen education loan. Kindly note- Currently, you can only apply for Credila Education Loan and Avanse Education Loan on BankBazaar. More options are expected to be available soon.

    Know it All- From important details such as education loan eligibility, documentation and the basic terms and conditions, to informational bytes that relate to the latest happenings across the education loan landscape in India, BankBazaar is a treasure trove of helpful information.

    Always With You- Have a query or concern? BankBazaar’s brand of superior customer support is always just a phone call, email or chat-box away.

    How to apply for an education loan on BankBazaar?

    Applying for a suitable education loan (currently only Credila Education Loan and Avanse Education Loan are available) on BankBazaar is a very interactive and simple process. The following steps list this process clearly-

    • On BankBazaar’s homepage, access the ‘Education Loan’ option from the top navigation bar.
    • Spread before you, on the drop-down, are popular education loan options. You can directly choose any lender from this list.
    • Do you notice the ‘Get Quote’ and ‘Explore’ buttons? These link to wizards that help you, a) find the most suitable education loan for you, and b) find more information about individual loan options.
    • Your eligibility for the loan is determined by an interactive wizard that takes just about 3 minutes to complete. At the end, a selection of the most appropriate education loan options are listed before you. Clicking on any of these allows you to explore this option further.
    • On a particular bank’s education loan page, the ‘Apply’ button is a prominent fixture. Click on the same to set the wheels in motion. Your information (as provided) will be forwarded to the bank in question and the representative from the latter will contact you in a short while.
    • You can also track your loan application via SMS alerts and email notifications.

    Comparing Education Loans from Top Indian Banks:



  • American Education Services #refinancing #your #home


    #how to calculate interest on a loan
    #

    Interest

    Understanding the way interest accrues on your student loan is essential to understanding how your student loan works. Interest accrues on your student loan every single day. even if your account is not in repayment. Additionally, your payments satisfy only the interest currently accrued on the account; a payment cannot satisfy future interest.

    For more on interest, read our Interest FAQ or view the current Interest Rate Charts .

    Interest Accrual Formula

    When you sign for your student loan, the amount you agree to pay for the disbursement check and all applicable loan fees becomes your principal balance. Your promissory note explains how interest accrues on that principal balance. We use a simple formula to calculate your daily interest accrual:

    Interest rate x Current principal balance Number of days in the year = Daily interest

    For example, Sara Student has a $10,000 current principal balance and 6% interest rate this year. Using the formula:

    0.06 x $10,000 365 = 1.6438356 (Round to $1.64)

    If this were a leap year:

    0.06 x $10,000 366 = 1.639344 (Round to $1.64)

    How Payments Apply to Interest vs. Current Principal Balance

    Interest accrues on your student loan from the day the loan is disbursed until the day you make the very last payment. The best way for you to manage the amount you owe toward interest vs. principal is to make your payments regularly and on time. The easiest way to do this is to sign up for Direct Debit. which automatically processes your payments every month on the exact due date.

    Depending on the owner of your student loan (the lender), we are required to apply payments in this order:

    • Accrued interest Late payment (if applicable) Current principal balance
    • Late payment (if applicable) Accrued interest Current principal balance

    Whenever you make a payment, we count the number of days since we processed your last payment. Your new payment must first satisfy the amount of interest that accrued in this time. The remainder of your payment then counts toward the current principal balance. If your payment is late, we will pay off the late fee before we apply any funds to your current principal balance.



    U. S. Department of Education Loan Payment #installment #loans #online


    #department of education student loans
    #

    U.S. Department of Education Loan Payment

    Currently, a number of American students are taking out both loans federal and private loans in order to cover the cost of their education. Notably, federal loans have many further categories and are disbursed by the U.S. Department of Education. Of course, students should understand the U.S. Department of Education loan payment procedures in detail even before applying for the loan so that they can plan accordingly.

    Know Your Loan Servicer

    After the U.S. Department of Education loan payment is made to students, each student is assigned to a loan servicer who is responsible for collecting payment from the students once the repayment time starts. If you do not know who your loan servicer is, then you may contact the National Student Loan Data System (NSLDS). where you can find out information about your loans and loan servicers after you provide your FSA ID. You can also learn about your U.S. Department of Education loan payment deadlines and repayment plan.

    Choose the Right Repayment Plan

    When you are exploring options for your U.S. Department of Education student loan payment plan, make sure that it is realistic and practical. Repayment time spans and total amounts you have to pay vary with each plan.



    UCLA Extension: Private Education Loans #fast #loans #online


    #private education loans
    #

    Private Education Loans

    Work Force Investment Act Training Dollars

    Private Alternative Education Loans

    These continuing education loans are made available by banks and private lending institutions, not the federal government. The interest rates,fees, and repayment schedules vary from one lender to another, and eligibility is typically based on the creditworthiness of the borrower and/or the co-signer. You will need to contact lenders directly to compare their service packages and program features. For a list of some lenders, see lender list.

    In deciding whether or not alternative loans meet your needs, consider all of the following factors:

    Borrowing money is a serious decision. It is a financial option to consider only after you have determined that you cannot cover the cost of your education through any other means. If you do take out a loan, be sure to read and save copies of all loan correspondence, records, and payments. Applicants applying for courses or certificate programs are certified at the undergraduate level except for those enrolled in the following complete certificate programs, which have graduate status:Paralegal, Landscape Architecture, and Post-Baccalaureate Program in Classics. (Note: Status and level for purposes of certification is defined by the course or program, not by prior education.) If enrolling in summer courses, a separate loan application is required.



    Private education loans #college #student #loans


    #private education loans
    #

    Private/alternative education loans

    Alternative loans are credit-based loans borrowed through private lenders. Generally, borrowers with better credit histories receive better loan terms. You may borrow up to the WSU-established cost of your education, less other aid.

    Alternative loans generally have higher interest rates and fewer repayment options than federal loans. To apply for federal grants and loans, complete the FAFSA .

    Lender options

    Lenders that offer alternative/private student loans vary in the interest rates and terms available.

    • Be aware that some lenders will require payment while you are enrolled in school.
    • Other lenders will let you defer payment, but interest will accrue and be added to your balance.
    • You will owe more than you borrowed once you leave school.

    Alternative loan comparison  – ELM Select Loan Comparison Tool

    You have the right to borrow from any lender. You should compare alternative loan lenders to determine which lender best meets your needs. Wayne State University has no financial interest in a student’s choice of lender. You may use the loan comparison worksheet below to compare lender terms, rates, and repayment options.

    The application process

    Once the loan is approved, your lender will contact Wayne State University to request loan certification. We can certify your loan only up to a set estimated cost of attendance .

    After your loan has been certified, most lenders will then send the funds to WSU electronically, and the funds will be applied  to your student tuition account. Any credit balance remaining will be refunded to you.

    A few lenders will send the loan funds to Wayne State University via paper check. You must endorse the check before the funds can be applied to your student account. We will notify you if a check is ready for endorsement.

    Private loan self-certification form

    Private loan lenders are required to provide loan disclosures to borrowers. They are also required to collect additional information from you on a Private Education Loan Applicant Self-Certification Form. which includes the following:

    Cost of attendance: an estimate of tuition and fees, room and board, transportation, and other costs for the period of enrollment covered by the loan. You may obtain your cost of attendance at anytime in Academica.

    Estimated financial assistance: all federal, state, institutional, private and other sources of aid. Your estimated financial assistance may be obtained at anytime in Academica. If the loan you are currently applying for has already been listed as an award, do not include it as current aid on the self-certification form.

    The Self-Certification Form should be submitted directly to your lender, not the financial aid office.

    To view your cost of attendance and estimated financial assistance figures:

    • Click My Award Information  and then the “Award Overview” tab for the figures you will need. 
    • If you did not apply for federal aid use the cost of attendance figures for your program.

    Graduate and professional degree students

    Students pursuing a graduate or professional degree are encouraged to consider a Federal Direct Graduate PLUS loan.

    Parents of undergraduates

    Parents of undergraduates are encouraged to consider a Federal Direct Parent PLUS Loan.



    Private Education Loans – SUNY Cortland #auto #loan


    #private education loans
    #

    Private Education Loans

    Private education loans are sometimes referred to as alternative loans. This type of student loan is provided by a bank or lending institution (such as a credit union or student loan company) and must be repaid, with interest, just like car loans and mortgages. Loans are legal obligations so before you take out a student loan, we encourage you to think about the amount you ll have to repay over the years. These loans cannot be canceled or discharged if you didn t get a job in your field of study or if you are having financial difficulty.

    We encourage students to utilize grants, scholarships and the Federal Direct Stafford Loan Program before borrowing a private education loan. However, if federal and state aid have not covered the cost of your education and you are looking for additional funds, some lenders provide private educational loans to students, usually with a credit-worthy cosigner, at rates that may differ from federal loans.

    SUNY Cortland does not maintain a preferred lender list. We will certify any approved loan from any lender. To assist students and parents interested in private loans we provide some tips on how to research private loans and some factors to consider when comparing private education loans.

    Things to look for when considering a private loan lender:

    • Interest rates (fixed vs. variable-how often does the rate change)
    • Borrower benefits (interest rate reductions, incentive rewards)
    • Fees (origination fees, disbursement fees, late fees, etc.)
    • Repayment options (terms, grace period, deferment options, interest only options)
    • Customer service (availability, online account access, friendly representatives)

    Choosing a private loan lender:

    • Does the lender have specific eligibility requirements (enrollment status, matriculation status)?
    • How does the lender determine credit worthiness?
    • Does the lender have minimum and maximum loan limits including annual and aggregate limits?
    • Does the lender offer an in-school deferment option?
    • What is used to determine the interest rate (Libor vs. Prime)?
    • Does the lender service the loan for the life of the loan?


    Publication 970 (2014), Tax Benefits for Education #direct #lender #payday #loans


    #loan repayments
    #

    Eligible educational institution. This is an educational institution that maintains a regular faculty and curriculum and normally has a regularly enrolled body of students in attendance at the place where it carries on its educational activities.

    Qualified lenders. These include the following.

    The United States, or an instrumentality thereof.

    A state, territory, or possession of the United States, or the District of Columbia, or any political subdivision thereof.

    A public benefit corporation that is tax exempt under section 501(c)(3); and that has assumed control of a state, county, or municipal hospital; and whose employees are considered public employees under state law.

    An eligible educational institution, if the loan is made:

    As part of an agreement with an entity described in (1), (2), (3) under which the funds to make the loan were provided to the educational institution; or

    Under a program of the educational institution that is designed to encourage its students to serve in occupations with unmet needs or in areas with unmet needs where the services provided by the students (or former students) are for or under the direction of a governmental unit or a tax-exempt section 501(c)(3) organization.



    NYS Higher Education Services Corporation – Private Student Loans #student #loan #without #cosigner


    #private student loans
    #

    Private Student Loans

    Private student loans — sometimes known as alternative loans — are options for financing college costs that can bridge the financial gap between college costs and traditional funding sources, such as federal loans, grants and scholarships.

    Private student loans are usually unsecured, which means approval is based on a financial institution’s assessment of the borrower’s ability to repay.

    Borrowing an alternative loan is a serious financial commitment. Alternative loans have higher interest rates and most charge fees making them more expensive than federal loan options. Be sure to exhaust all federal loan eligibility before borrowing an alternative loan, including the Federal PLUS Loan. Learn about the Federal PLUS Loan .

    If an alternative loan is needed, student borrowers will secure better terms and pricing by adding a credit worthy co-signer to their application. Always check the interest rate, fees, interest capitalization policy, repayment period, prepayment penalties and other terms and conditions of the loan before you sign a promissory note.

    Interest rates, loan limits, interest capitalization policy, repayment options and prepayment penalties can vary – sometimes considerably – depending on the financial institution underwriting the loan.

    It’s important to understand all the terms associated with a loan before you choose one.

    Compare private loans with HESC’s Private Loan Comparison Tool .



    First Education Federal Credit Union – Auto Loans #title #loans


    #auto loans
    #

    Auto Loans

    Before purchasing your next vehicle, get pre-approved financing by completing our fast online loan application. With pre-approved financing in hand, you can visit the dealer or private seller and shop for a new or used vehicle with confidence.

    Current Rates

    Loan Calculator

    Second Chance Car Loans

    We know that sometimes bad things happen to good people and that recovering a good credit score can take years. You’re more than a credit score at First Education. Previous bad credit doesn’t have to keep you from getting the car you need. Ask for details about our Second Chance car loans.



    Education Refinance Loan #quick #loans #online


    #refinance loans
    #

    Explore Credit Cards Solutions

    Solutions

    • Citizens Bank Cash Back Plus

    World MasterCard

  • Citizens Bank Clear Value

    Apply Now

    Education Refinance Loan

    Refinance student loan debt for potentially lower rates and more manageable payments

    Estimate My Savings

    Ways to refinance student loans at a lower rate

    Interest Rate Discounts

    Reduce your interest rate with the following discounts when you refinance or consolidate your student loan debt with us:

    • Loyalty Discount. 0.25 percentage points off your interest rate on a new Education Refinance Loan if you or your co-signer (if applicable) has a qualifying account with us when you apply. 2
    • Automatic Payment Discount. 0.25 percentage points off your interest rate by authorizing our loan servicer to automatically deduct your payments each month from any bank account. 2

    Cosigners

    If you have little or no credit history, we strongly suggest that you apply with a qualified co-signer as it may increase your chances of approval or help you secure a lower interest rate.

    After making 36 consecutive on-time payments of principal and interest, a borrower may apply to release the co-signer from the loan. 3

    To learn more about cosigner responsibilities. speak to a Student Lending Specialist.

    Am I eligible to refinance my student loans?

    You may be eligible to refinance your student loan debt if:

    • You’re no longer enrolled in school
    • You have a history of paying your current student loans on time
    • You have proof of income

    Do you want to explore your options or learn more about eligibility requirements. A Student Lending Specialist can help. Give us a call today.

    Deciding to refinance

    Whether or not to refinance your student loans is a personal decision, and it’s not right for everyone. You can learn more about the benefits of refinancing your student loans by speaking with a Student Lending Specialist. In the meantime, here are some things you can do to determine if refinancing could work for you:

    • Review the benefits of any federal student loans you may wish to refinance. Federal student loans provide certain benefits that are unavailable with private student loans. When you refinance, you waive any current and potential future benefits of your Federal loans and replace those with the benefits of the Education Refinance Loan.
    • Know your current income and expenses, as well as your financial goals.
    • Compare your current student loan terms with our refinance loan options.


  • Education Credit Union – Auto Loans #bad #credit #loans


    #auto loan
    #

    Auto Loans

    Smart buying can help you meet your needs and reach your financial goals. ECU offers quick service and advice when you need it. ECU new or used vehicle loans offer a variety of rates and terms to fit your needs. Click here for current rate.*

    Get pre-approved. Pre-approval lets you know how much car you can afford and saves time when you find the one you want. Pre-approval helps you avoid purchasing based on payment .

    Take your rate even lower if you have an active ECU checking account, which could lower your rate by .25%. Active checking account is defined as a minimum of 10 transactions per month and/or a net check direct deposit. Or set up E-Pay (electronic payment from any financial institution) and receive an additional .10%. Loyal borrower will receive an additional .10%. Loyal Borrower is defined as having a loan originated with ECU in the last 30 months or .15% if you have a Qwik Cash and/or credit card must have activity within the last 12 months. Reduce your rate by .15% if you have a current ECU mortgage or home equity. If you add loan products (min of two) Gap, Credit Life, Disability, and Service Contract you will receive an additional .10%. You may receive an additional .10% for receiving E-Docs (E-Statements, E-Notices. etc. A maximum of .75% will be allowed for each qualified loan.)

    It’s easy! It’s FREE!

    New and USED CAR INFORMATION is always available to members through ECU’s lobby computer and vehicle library.

      Find the value of USED vehicles through National Automobile Dealers Association (NADA) (your computer or ours) or use our NADA Blue Book New, Used, and everything else check out Motor Trend Buying, selling or trading a car, truck, van, motor home, fifth wheel or motorcycle? Trust ECU’s vehicle pricing information!

    This valuable service helps you save money and determine the value of your trade BEFORE YOU SHOP!

    BE sure to TALK TO ECU BEFORE YOU BUY so you can negotiate your very best deal.

    Carfax provides you with vital vehicle history information about a used car or truck you’re considering buying (salvage title, odometer rollback, manufacturers-lemon buy back and uncompleted recall repairs). Search your purchase with Carfax first ($29.99), then, if you finance the purchase at the credit union within 60 days, we’ll reimburse your research fee.

    Click here for your free Lemon Check from Carfax

    GAP – GAP covers the difference between your primary carrier insurance settlement and the payoff of your loan or lease, less the delinquent payments, late charges, refundable service warranty contracts, and other insurance related charges. For example, if you car is stolen or totaled vehicle, we offer this service for a flat rate of $415.00 while dealers charge a percentage of the loan amount. GAP protection will pay the difference between an insurance settlement and the payoff balance of your loan or lease.

    Original Purchase: $20,000

    Loan amount after one year: $18,000

    Insurance Settlement: $15,000

    GAP Pays: $3,000

    Auto Deductible Reimbursement (ADR)-This service is included in your GAP payment. ADR is just what it says–Auto Deductible Reimbursement. It pays up to $500 per loss (limit two losses per year) when claim is filed and paid with primary insurance carrier.В  Loss means an event for which the auto insurance company has approved paid a claim which exceeds the covered auto deductible for a collision or comprehensive claim.В  Coverage is effective upon date of enrollment and will continue for 3 years.

    Credit Insurance

    ECU Credit Insurance protects your family in the event you become disabled or deceased and have trouble paying your debt. Most consumers do not carry enough life insurance to pay off all their debts, and with credit insurance your debt will be paid off.

    Vehicle Extended Service Contracts

    Put the brakes on expensive car repairs. A factory warranty may not be enough, plus most major repairs occur after the manufacturer’s warranty expires. Consider adding an extended service contract to your loan. Coverage obtained through the ECU may save you money when compared to dealer plans.

    Available Features Include:

    • Low Deductibles
    • Roadside Assistance Reimbursement
    • Car Rental
    • Nationwide Protection
    • Canvenient Access to Services via Toll-Free Number
    • Reimbursed Travel Expenses
    • Increased Vehicle Resale Value

    Why purchase an extended service contract?

    Extended coverage can help you save money if your car ever need to be repaired and your manufacturer’s warranty has expired. In addition, it could help if you re-sell your vehicle. Pre-owned car buyers look more favorable upon a vehicle that comes with coverage. It represents a vehicle that has likely been well maintained by its owner. Should the buyer decline the option to purchase your coverage, you can cancel and apply for a prorated refund.

    How do you get an extended service contract?

    Are you thinking about trading in your current vehicle for one that has better gas mileage? If so, click here to see if the fuel savings is cost effective for you and your family.

    The U.S. Department of Energy (DOE) and U.S. Environmental Protection Agency (EPA) has published their 2014 Fuel Economy Guide. Click here for more information on fuel economy data for new and used passenger vehicles dating back to 1984, allows side-by-side vehicle comparisons, and offeres fuel-saving tips. Additionally, this Web site has information about the recently redesigned fuel economy label that goes on new motor vehicles beginning with the 2013 model year.



    Capital One Financial Education – Student Loans


    #student loans
    #

    Financial Education

    Student Loans

    If you’ve explored grant and scholarship possibilities and still find yourself still falling short of what you need to pay for school, a student loan can make the difference. They offer lower interest rates than many other financing options and many students wouldn t be able to afford college without them.

    There are different kinds of student loans. Some are based on financial need, some aren t, but one thing most of them have in common is that you must be in school at least half-time while using the money. If your class load falls under half of a full time load, you will have to start repaying the money immediately.

    • Unsubsidized Stafford Loans. These loans are not restricted by income and have a fixed interest rate. These loans accrue interest while you are in school (though the payments can be deferred and added to the principal after graduation).
  • Subsidized Stafford Loans. These are need-based, have a fixed interest rate and the federal government pays interest while you are in school and during a six-month grace period after graduation.
  • Perkins Loans. These federal loans which are available for both undergraduate and graduate students are reserved for students who demonstrate an exceptional financial need. While they have lower overall limits than other federal loan options, the other terms of the Perkins Loan (interest rate, grace period, fees, and repayment options) are the most generous.
  • The Federal Parent PLUS Loans. This program offers loans for parents to pay for their child s college education at a fixed interest rate with flexible repayment options. They re not based on income or assets and can be used to cover all college costs, minus other financial aid.
  • Bank Loans. If federal student loans and other aid aren t enough to cover all the costs of college, a private student loan could help. Private student loans may offer a better interest rate than using credit cards to pay for education-related expenses and they can be an alternative to leveraging home equity, savings, or investments.
  • Tips for shrinking the cost of college expenses

    • As you are deciding which school to attend, shop around. Focus on academics and make sure the school meets your needs. It s a good idea to take the cost into consideration, but don t let the cost alone be the deciding factor. Aim for the best education you can achieve, and then work on a strategy to pay for it.
  • Consider the cost of transportation to and from school. Cross-country flights for Thanksgiving and Spring Break can add up.
  • Be frugal. Consider buying used textbooks, leaving the car at home bikes are better for the environment, anyway or eating in the campus dining room instead of the local diner.


  • Symbiosis Skills Open University, SSOU #symbiosis,ssou,ssou #pune,symbiosis #skills #and #open #university,mba,mba #programs,executive #mba,bba,btech,bba #from #symbiosis,btech #from #symbiosis,distance #learning,distance #education #


    #

    About Symbiosis

    Symbiosis was started in 1971, by visionary educationist Padma Bhushan Dr. Shantaram Balwant Mujumdar mainly as a ‘home away from home’ for foreign students studying in Pune. Since its inception, Symbiosis has grown into a large education group with schools and colleges spread across 20 campuses. Symbiosis has thousands of students from all across India and 80 countries studying in various on-campus programs. Read More

    About Symbiosis Skills Open University: Skilling The Nation

    Taking the mission of Skill India forward, Symbiosis Open Education Society announced the establishment of Maharashtra’s first Skill Development University called the Symbiosis Skills and Open University at Kiwale, Pune. The University was enacted through a bill passed by State Legislation on 3rd May 2017.

    Chancellor s Message

    INDIA IS PASSING THROUGH A HISTORIC PERIOD CALLED DEMOGRAPHIC DIVIDEND. We must provide skills to our youth to enable our country to reap its benefits. In order to achieve this, our Hon’ble Prime Minister has given us a clarion call “Skill India” and Symbiosis has taken a lead by establishing India’s first residential Skill Development University.

    Schools

    About Symbiosis

    Symbiosis was started in 1971, by visionary educationist Padma Bhushan Dr. Shantaram Balwant Mujumdar mainly as a ‘home away from home’ for foreign students studying in Pune. Since its inception, Symbiosis has grown into a large education group with schools and colleges spread across 20 campuses. Symbiosis has thousands of students from all across India and 80 countries studying in various on-campus programs. Read More

    About Symbiosis Skills Open University: Skilling The Nation

    Taking the mission of Skill India forward, Symbiosis Open Education Society announced the establishment of Maharashtra’s first Skill Development University called the Symbiosis Skills and Open University at Kiwale, Pune. The University was enacted through a bill passed by State Legislation on 3rd May 2017.

    Chancellor s Message

    INDIA IS PASSING THROUGH A HISTORIC PERIOD CALLED DEMOGRAPHIC DIVIDEND. We must provide skills to our youth to enable our country to reap its benefits. In order to achieve this, our Hon’ble Prime Minister has given us a clarion call “Skill India” and Symbiosis has taken a lead by establishing India’s first residential Skill Development University.

    Schools

    SSOU Programs

    SSOU Schools



    Education (Special Education) – Flinders University #online #courses #in #special #education


    #

    Education (Special Education)

    Fast facts

    Course type: Postgraduate (coursework)
    Availability (full-time or part-time): Full-time l Part-time
    Location: On campus l External | Online (Graduate Certificate)

    Courses

    Course name: Graduate Certificate in Education (Special Education)
    Duration (full-time equivalent): 6 months
    SATAC code: 2GC012
    CRICOS code: 053134C

    Course name: Master of Education (Special Education) – Basic entry level
    Duration (full-time equivalent): 2 years
    SATAC code: 2CM009
    CRICOS code: 053058K

    Course name: Master of Education (Special Education) – Progressive entry level
    Duration (full-time equivalent): 1.5 years
    SATAC code: 2CM168
    CRICOS code: 091856J

    Overview

    Special education is the joint responsibility of special and regular teachers working closely together with parents, and in transdisciplinary teams with other professionals such as school psychologists and speech/language pathologists. Education appropriate to each student s level of development and in the least restrictive environment is a fundamental principle underlying special education.

    This articulated program is professionally designed to extend the competence of teachers to educate and support students with special educational needs in a range of educational settings.

    The Graduate Certificate in Education (Special Education) is designed for teachers and other professionals with an interest in children, youth and adults with special educational needs and disability.

    The Master of Education (Special Education) provides you with advanced skills and concepts in special education and opportunities to undertake in-depth study and directed research in specialised areas.

    It is open to members of professions other than teaching who wish to expand their professional expertise into the area of special education.

    These courses do not qualify graduates for teacher registration.

    What will I study?

    Refer to the course rule

    Entry requirements

    Applicants for the Graduate Certificate in Education (Special Education) must normally hold an approved degree or equivalent qualification in education, disability studies, psychology, speech and language therapy, physical therapy, occupational therapy or a closely related discipline from an approved tertiary institution.

    Applicants for the Master of Education (Special Education) will qualify for either a basic or a progressive entry level. Applicants who hold an approved degree or equivalent qualification in disability studies, psychology, speech and language therapy, physical therapy, occupational therapy, or a closely related discipline from an approved tertiary institution are eligible for the basic entry level, and will complete up to 72 units of study.

    Applicants who hold an approved degree or equivalent qualification in education, teaching or a closely related discipline from an approved tertiary institution are eligible for the progressive entry level, and will complete up to 54 units of study.

    The Faculty Board may under certain circumstances and subject to specific conditions admit others who can show evidence of fitness for candidature.

    Credit may be granted, on application, for: prior study completed in a relevant Honours, Graduate Certificate, Graduate Diploma or Masters degree; accredited professional development; or relevant work experience. In addition, up to 9 units of unspecified credit for a minimum of 2 years experience in special education may be awarded.

    Applications

    Jump to.



    Earn Graduate Credit: PBS TeacherLine #professional #development, #teachers, #academic, #pbs, #public #broadcasting, #online, #interactive, #graduate, #credits, #college, #master, #coaching, #mentor, #school, #district, #administrator, #educator, #math, #science, #reading, #language, #arts, #technology, #classroom, #class, #education, #standards, #nclb


    #

    Earn Graduate Credit

    Many PBS TeacherLine courses offer learners the opportunity to earn graduate credits. Depending on the course you choose, you may have the opportunity to earn graduate credit from one of our national graduate credit providers or from a local college or university. To learn more about graduate credit and CEUs for national courses, please refer to these frequently asked questions .

    To find which opportunities are available for your course, locate your exact course section in the course catalog and click the “View Details / Enroll” link.

    The PBS TeacherLine course hours determines how many graduate credits you can earn:

    • 15-hour PBS TeacherLine course 1 credit hour
    • 30-hour PBS TeacherLine course 2 credit hours
    • 45-hour PBS TeacherLine course 3 credit hours

    How to Apply

    1. Enroll in one or more PBS TeacherLine courses.
    2. If you are enrolled in a program of study, verify with your college or university that the credits are transferable.
    3. Once the course has begun, login to the course site. Read the graduate credit information in the “Announcements” area of the course site, and register and pay using the link provided.
    4. You will have until the course end date to register and pay for your credits with any provider.
    5. Some providers automatically send one transcript to the address on record, others require you to submit a fee and request for your grade to be sent to you. Please wait to request a transcript until your course grades have been posted by your facilitator.

    Cost

    The cost to obtain graduate credits is in addition to the tuition paid for the course, and is paid directly by the learner to the credit-granting institution.

    Please check the following Web sites for pricing information:

    Earn Continuing Education Credit

    Many states and districts offer learners the opportunity to earn continuing education credits for taking PBS TeacherLine courses. Please see our CEU Help page for more details.



    Online Sports Management Degrees – Certificates #american #public #university #system, #accredited #online #university, #american #public #university, #online #university #degree #programs, #online #education, #online #distance #learning #university, #apu, #online #degree #programs, #online #learning #institution, #online #university, #distance #education, #military #education, #continuing #education, #associate #degree, #bachelor’s #degrees, #master’s #degrees, #graduate #degree, #accredited #university #online #degree, #accreditation, #online #sports #management #programs, #online #sports #management #degrees #and #certificates, #online #sports #management #degrees, #online #sports #management #certificates


    #

    Online Degrees & Certificates in Sports and Management

    Online Programs for Sports Management Professionals

    Our University educates students in preparation for meeting the rigorous demands of the global and multibillion dollar sports industry. The sports management curriculum spans a broad array of industry-related concentrations and is designed with the sports management professional in mind.

    The University continuously optimizes its curriculum in consultation with an experienced sports industry advisory council to ensure students learn relevant information and implementable strategies. The curriculum was formulated drawing from interdisciplinary studies such as law, finance, marketing, public relations, and organizational leadership as they pertain to sports.

    Available Programs

    Bachelor’s Degrees

    Master’s Degrees

    Graduate Certificates

    Request Information

    Complete this form and we’ll instantly email you more information about the University.

    Ready to apply? Click here to get started.

    We value your privacy.

    By submitting this form, you agree to receive email, text, and phone messages from American Public University System, Inc. (which includes American Military University (AMU) and American Public University (APU)), its affiliates, and representatives. I understand that this consent is not a condition of enrollment or purchase.

    Get Started With Online Learning

    There is no fee to apply and the application process only takes 15-25 minutes.

    Here’s how to get started:

    Choose Your Program

    Select your desired academic program from our 190+ degrees and certificates. If you are unsure which program is right for you, call us before you start the application: 877-755-2787.

    Click on a degree level below to view all of our programs offered.

    Associate Degrees

    • Accounting
    • Business Administration
    • Communication
    • Computer Applications
    • Counter Terrorism Studies
    • Criminal Justice
    • Database Application Development
    • Early Childhood Care and Education
    • Explosive Ordnance Disposal
    • Fire Science
    • General Studies
    • Health Sciences
    • History
    • Hospitality
    • Management
    • Military History
    • Paralegal Studies
    • Public Health
    • Real Estate Studies
    • Retail Management
    • Weapons of Mass Destruction Preparedness
    • Web Publishing

    Bachelor’s Degrees

    • Accounting
    • Business Administration
    • Criminal Justice
    • Cybersecurity
    • Electrical Engineering
    • Emergency and Disaster Management
    • English
    • Entrepreneurship
    • Environmental Science
    • Fire Science Management
    • General Studies
    • Government Contracting and Acquisition
    • Health Information Management
    • History
    • Homeland Security
    • Hospitality Management
    • Human Development and Family Studies
    • Information Systems Security
    • Information Technology
    • Information Technology Management
    • Intelligence Studies
    • International Relations
    • Legal Studies
    • Management
    • Marketing
    • Mathematics
    • Middle Eastern Studies
    • Military History
    • Nursing (RN to BSN)
    • Philosophy
    • Political Science
    • Psychology
    • Public Health
    • Religion
    • Retail Management
    • Reverse Logistics Management
    • Security Management
    • Sociology
    • Space Studies
    • Sport and Health Sciences
    • Sports Management
    • Transportation and Logistics Management

    Master’s Degrees

    • Accounting
    • Business Administration
    • Criminal Justice
    • Cybersecurity Studies
    • Master of Education in Educational Leadership
    • Master of Education in Teaching
    • Emergency and Disaster Management & Homeland Security
    • Emergency and Disaster Management
    • Entrepreneurship
    • Environmental Policy and Management
    • Health Information Management
    • History
    • Homeland Security
    • Humanities
    • Information Technology
    • Intelligence Studies
    • International Relations and Conflict Resolution
    • Legal Studies
    • Management
    • Military History
    • Military Studies
    • National Security Studies
    • Nursing
    • Political Science
    • Psychology
    • Public Administration
    • Public Health
    • Public Policy
    • Reverse Logistics Management
    • Security Management
    • Space Studies
    • Sports and Health Sciences
    • Sports Management
    • Transportation and Logistics Management

    Undergraduate Certificate Programs

    • Cloud Computing
    • Computer Systems and Networks
    • Corrections Management
    • Counterintelligence
    • Cybercrime Essentials
    • Cybersecurity
    • Digital Forensics
    • E-Commerce
    • Emergency Management
    • Enterprise Web Applications
    • Enterprise Web Applications Using .Net
    • Environmental Technology
    • Explosive Ordnance Disposal
    • Family Studies
    • Fire Science
    • Fish and Wildlife Management
    • Forensics
    • Hazardous Waste Management
    • Homeland Security
    • Human Resource Management
    • Infant and Toddler Care
    • Information Security Planning
    • Information Systems Security Essentials
    • Instructional Design and Delivery
    • Intelligence Analysis
    • Internet Webmaster
    • IT Infrastructure Security
    • IT Project Management Essentials
    • Law Enforcement Leadership
    • Meeting and Event Planning
    • Microsoft Access Database Applications
    • Microsoft Office Applications
    • Military Leadership Studies
    • Mobile Computing
    • Oracle Database
    • Paralegal Studies
    • Public Lands Management
    • Real Estate Management
    • Regional and Community Planning
    • Restaurant Operations
    • Retail Management
    • Security Management
    • Space Studies
    • Strategic Leadership
    • Sustainability
    • Terrorism Studies
    • United Nations
    • Visual Basic Application Development
    • Visual Communications
    • Weapons of Mass Destruction Preparedness
    • Web 2.0
    • Web Publishing

    Graduate Certificate Programs

    • American History
    • American Revolution Studies
    • Ancient and Classical History
    • Athletic Administration
    • Business Essentials for the Security Executive
    • Civil War Studies
    • Climate Change Awareness & Leadership
    • Competitive Intelligence
    • Counterintelligence
    • Criminal Justice
    • Cybercrime
    • Digital Forensics
    • Emergency and Disaster Management
    • Emergency Management Executive Leadership
    • Environmental Hazard Mitigation and Restoration
    • Environmental Planning and Design
    • Environmental Risk Assessment
    • Environmental Sustainability
    • European History
    • Executive Law Enforcement Leadership
    • Fish and Wildlife Management
    • Global Environmental Management
    • Homeland Security
    • Human Capital Leadership
    • Information Assurance
    • Information Systems Security
    • Intelligence Analysis
    • Intelligence Studies
    • IT Project Management
    • Joint Warfare
    • Leadership and Logistics
    • Logistics Management
    • Middle Eastern Studies
    • National Security Studies
    • Nonprofit Management
    • Object Oriented Application Development
    • Organizational Management
    • Security Management
    • Space Studies
    • Sports Management
    • Strategic Leadership
    • Terrorism Studies
    • World War II Studies

    Apply Online (15-25 Minutes)

    There is no fee to submit our online admissions application. You will be asked to provide information about your previous educational experiences and to declare your academic program.

    After you submit your application, an admissions representative will walk you through the steps you need to get started.

    Ready To Get Started?



    Online courses and career resources #online #courses, #distance #education, #resume #writing, #cover #letters, #career #resources, #certificate #3 #in #allied #health #assistance #online #courses


    #

    Certificate 3 in allied health assistance online courses

    Here’s how others rate Career FAQs:

    Popular Searches

    • Bachelor of public health online australia
    • Dental assistant courses adelaide
    • certificate iii in dental assisting melbourne
    • medical practice management courses nsw
    • Master of public health melbourne
    • Dental assistant courses tasmania
    • health courses cairns
    • certificate iii in dental assistance in perth
    • Masters clinical epidemiology australia
    • How to become a medical receptionist in tasmania

    Looking for Health opportunities in Australia ?

    There are currently 35,984 Health job openings in Australia*. The average salary for a Health job in Australia is $52,318.

    The Australian Government Department of Employment estimates a projected employment growth to 2018 of 229,400 jobs for the Health industry in Australia .

    Gaining a Health qualification will significantly increase your career prospects for Health jobs in Australia. Studying an online course with an accredited Australian provider gives you the flexibility you need to study at your own pace.

    Employment in the Health industry in Australia

    Australia has a population of 23,625,031, with a total of 11,645,500 people currently employed. The average job seeker age for Australia is 37 years and the current unemployment rate sits at 5.7%. Part-time workers make up 46% of the workforce in Australia .

    Education in Australia

    • The percentage of people employed in Australia with a bachelor’s degree or higher qualification: 29%
    • The percentage of people employed in Australia with a cert III or higher VET qualification: 31%
    • The percentage of people employed in Australia without a post-school qualification: 36%

    Disclaimer: Career FAQs Pty Ltd ABN 39 299 617 067 (Career FAQs) markets the education and training services of a range of Australian tertiary course providers, and receives a commission from them for each prospective student. Career FAQs is not an education provider. All material and information regarding our education providers and their courses – on our site, via email, or over the phone – is delivered through our capacity as their agent. The material shared with you on the website is provided as general information only. It is not intended as professional advice, and should not be taken as such. All information is provided in good faith, and is believed to be accurate and current as at the date of publication. However, Career FAQs provides no guarantee that any information or material on the website, or linked websites, will be accurate or complete. Please see our privacy policy for more information.

    Career FAQs 2017

    Career FAQs markets a range of courses from leading Australian tertiary education providers and receives a commission from them for each prospective student.



    Nursing Programs #education #for #rn #nurse


    #

    UNAPPROVED NURSING PROGRAM: Advanced Pro Nursing Institute (APNI) operating in Hayward, California is not approved by the Board of Registered Nursing as a nursing school. The Board of Registered Nursing issued a Cease and Desist letter on December 11, 2014. Any person who has graduated or is attending this school will not be eligible for licensure as a Registered Nurse unless he/she attends and completes a Board of Registered Nursing approved nursing program. If you did or are attending APNI you may file a complaint with the Bureau for Private Postsecondary Education ; please visit their website for more information.

    Nursing Programs

    The BRN has the authority to approve registered nursing and advanced practice nursing programs in California. The purpose of approval is to ensure the program’s compliance with statutory and regulatory requirements. Prelicensure nursing programs must be approved by the BRN.

    Pre-licensure registered nursing programs in California must be approved by the BRN. The purpose of approval is to ensure the program’s compliance with statutory and regulatory requirements.

    The programs on the list conform to the Board’s “Standards of Education for Nurse Practitioner Programs” (California Code of Regulations Section 1484 ) and have been approved by the BRN.

    The programs on the list conform to the Board’s “Standards for Nurse-Midwifery Programs” (California Code of Regulations Section 1462 ) and have been approved by the BRN.

    The Council on Accreditation of Nurse Anesthesia Educational Programs is the professional organization that approves nurse anesthesia programs nationwide. Their website includes the nationwide listing of accredited nurse anesthesia programs and the Council’s standard for accreditation and accreditation policies and procedures. The list includes accredited nurse anesthesia programs in California.

    The programs on the list conform to the Board’s requirements for Clinical Nurse Specialist Certification but are not formally approved by the BRN.

    Quick Hits



    Trump Rolls Back Two Obama-Era Education Regulations #essa, #every #student #succeeds #act, #federal #regulations, #government #overreach, #president #donald #trump, #teacher #training,big #government, #education, #obama,education


    #

    Trump Rolls Back Two Obama-Era Education Regulations

    SIGN UP FOR OUR NEWSLETTER

    President Donald Trump signed legislation Monday that rolls back two Obama-era education regulations — one regarding teacher training programs and another regarding requirements for states in meeting directives of the federal Every Student Succeeds Act (ESSA).

    Trump signed H.J.Res. 58, which overturns the U.S. Education Department’s (USED) rule that relates to how teacher training programs are assessed. Additionally, the president signed H.J.Res. 57, which nullifies USED’s rule relating to state accountability requirements under ESSA.

    The teacher training program requirement, part of the Higher Education Act, mandated states to rate training programs for teachers each year based, in part, on student outcome measures. The Washington Post describes the Obama rule as “broadly unpopular”:

    Teachers unions said the regulations wrongly tied ratings of teacher-training programs to the performance of teachers’ students on standardized tests; colleges and states argued that the rules were onerous and expensive, and many Republicans argued that Obama’s Education Department had overstepped the bounds of executive authority.

    The ESSA rule concerned states’ accountability in identifying failing schools and reporting their plans for improving them to the federal government..

    In his remarks about these two House joint resolutions, Trump said they “eliminate harmful burdens on state and local taxes on school systems that could have cost states hundreds of millions of dollars.”

    “So it’s the states and local-tax school systems, and that was very important,” the president added. “Parents, teachers, communities, and state leaders know the needs of their students better than anyone in Washington by far. So we re removing these additional layers of bureaucracy to encourage more freedom and innovation in our schools.”

    The Republican-led Congress and Trump are overturning some Obama-era rules and regulations via the Congressional Review Act.

    Read More Stories About:

    CNN Drops Reza Aslan Series After Vulgar Anti-Trump Tweets

    Sen. Kirsten Gillibrand: “If We Are Not Helping People, We Should Go the F*ck Home”

    Ramadan Rage 2017 Hits Grim Milestone: 1,003 Dead, 1,036 Wounded

    Donald Trump: Happy to Speak ‘Under Oath’ to Refute James Comey

    EXCLUSIVE – John Bolton: ‘Travesty’ that Russia Collusion Conspiracy Is Being Dragged Out

    Marc Andreessen: If You Wanted the Truth During the 2016 Election You Read Breitbart

    President Trump Affirms Commitment to NATO s Article 5

    Trump on If Tapes Exist of Comey Conversation: I ll Tell You About That Maybe Sometime in the Near Future

    Austria to Ban Burqas from October

    Al Gore Says God Told Him to Fight Global Warming

    L.A. #Resist Rally Will Replace Gay Pride Rally

    Blue State Blues: South Africa s Democratic Experiment, in Crisis



    What is Autism? #autism #education #service, #autism #education #program, #autism #adult #services, #asd #services, #autism #services #australia, #autism #services #nsw, #asd #adult #services, #asd #services #australia, #asd #services #nsw


    #

    Autism Spectrum Australia

    What is autism?

    Autism is a lifelong developmental condition that affects, among other things, the way an individual relates to his or her environment and their interaction with other people.

    The word ‘spectrum’ describes the range of difficulties that people on the autism spectrum may experience and the degree to which they may be affected. Some people may be able to live relatively normal lives, while others may have an accompanying learning challenges and require continued specialist support.

    The main areas of difficulty are in social communication, social interaction and restricted or repetitive behaviours and interests.

    People on the autism spectrum may also have:

    • unusual sensory interests such as sniffing objects or staring intently at moving objects
    • sensory sensitivities including avoiding everyday sounds and textures such as hair dryers, vacuum cleaners and sand
    • intellectual impairment or learning difficulties

    An estimated one in 100 people has autism; that’s almost 230,000 Australians. Autism affects almost four times as many boys than girls.
    For an interesting read on the perceived increase in the prevlence and/or diagnosis of Autism, click here to read a Blog by Vicki Gibbs, Aspect National Manager of Research and Assessments.

    Looking for more information? Download our quick guide to autism.

    “ I don t feel like the daily struggles of adults with Asperger s are well understood. I fight through (and hide, as best I can) a relentless struggle. I often feel like I just can t keep going. ” Miriam, aged 30

    Related research

    All research evidence supports that early intervention makes a significant difference for children with autism.

    Getting the news that your child has autism can be confronting, and families need help to be able to support their child, explains Aspect Senior Manager Early Intervention, Rachel Kerslake.”

    Download Aspect Practice Conversations 5 newsletter and podcast which focuses on Early Intervention.

    Upcoming related events

    Tuesday, 19 September 2017 – 9:00am to 3:30pm

    Aspect Practice is pleased to offer a highly interactive,full day, Basic Key Word Sign WorkshopKey Word Sign is a method of using sign and gesture in conjunction with speech.

    Wednesday, 20 September 2017 – 6:30pm to 8:30pm

    Aspect Practice would like to invite you to attend a specialized workshop focusing on the wellbeing of carers of children with autism.

    2017 Autism Spectrum Australia (Aspect). All Rights Reserved.