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Accredited Online DNP Program in Executive Leadership

#doctor #of #educational #leadership


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Online Doctor of Nursing Practice (DNP) Program in Executive Leadership

Our ACEN-accredited online Doctor of Nursing Practice (DNP) program with a specialization in executive leadership prepares master’s-educated nurses to immediately step into healthcare leadership roles. With an emphasis on relevant curriculum, students examine legislative policy issues and economics, improve their critical thinking skills and develop into more marketable leaders. Our online DNP program is ideal for executives and managers who currently hold or intend to pursue executive leadership positions in healthcare organizations during their careers. Students also benefit from interactions with nursing leaders from top U.S. healthcare organizations around the country such as Mayo Clinic, Johns Hopkins, Cleveland Clinic, UCLA Medical Center, Geisinger Health System and Spectrum Health System.

Flexible and Fast Program

  • Program is only 28 months long with rolling admission
  • Year one: four day residency, we pay for your stay; year two: two-day virtual residency
  • Schooling is 100% online except for one short, four-day residency in Aurora, CO

Affordable Tuition So You Can Earn Your DNP, Debt-Free

Relevant Curriculum

  • Our DNP leadership program in executive leadership program develops five key competencies: Leadership, Business Intelligence, Finance, Health Policy, Health Services Research
  • The curriculum is kept up-to-date so students are prepared to deal with current issues in healthcare. Our program is fully accredited by ACEN, an accreditation valued by leading healthcare organizations.

DNP Executive Leadership Course Highlights

Our rigorous curriculum covers a breadth of issues in nursing and health care, giving nurses the foundation and skills to lead their organizations. Here are a few of the courses for the online DNP program:

  • Leadership: Setting the Example (N700PE): Focuses on executive leadership in a dynamic health care environment. Students explore leadership theory and take into account organizational culture and governmental complexities.
  • Healthcare Finance (N720PE): Covers economic ideas and models in the health care realm, and provides students a working knowledge of the analytical tools used in contemporary health care.
  • Health Services Research (N725PE): Students learn about a variety of health services research types and review studies to learn about quality research design.
  • Strategic Planning (N760PE): Focuses on the organizational and institutional processes of defining an overarching strategy or direction for the organization, including decisional support for allocation of resources. Topics include tools to determine directions, strategies and courses of action. This course includes 75 hours of practice experience activities.
  • Capstone Project (N740PE, N765PE and N770PE): This three-part capstone of the online doctorate nursing program begins with the identification of a problem statement and purpose statement, moves into the development of a research proposal and culminates with the implementation and analysis of the project. Students defend their final project to a committee, members of nursing leadership, and the public.

DNP Executive Leadership Program Takeways

What You’ll Get

  • Real-world solutions for your organization’s challenges
  • Connections to peers at leading organizations around the country
  • A deeper understanding of leading the next generation of nurses
  • A professional headshot

What You ll Learn

  • Appraise the needs of complex organizations as they go through strategic decision making and change implementation.
  • Critique roles of leaders and collaborators in planning, providing, and evaluating healthcare.
  • Generate strategic plans for organizational change by utilizing theoretical knowledge, meaningful data, and evidence-based practice while being culturally and ethnically sensitive.
  • Summarize meaningful data that informs leadership using information technology.
  • Design health policy that considers environmental social justice, consumer and other issues.
  • Create new models to explain, predict, and improve the performance of organizations.
  • Explain the role of healthcare finance in the health of an organization.

Program s Mission

The mission of the DNP program is to prepare highly qualified nurse leaders and nurse educators to serve in competitive health care and higher education settings.

Practice Experiences: A More Active Way to Learn

The online DNP program at American Sentinel University contain practice experiences. This is done to meet the accreditor requirement that RN to BSN, RN to MSN, MSN or DNP programs include practice experiences in the curricula to enable students to achieve the required educational competencies (AACN White Paper, Oct. 2012; DNP Essentials for Doctoral Education for Advanced Nursing Practice, 2006; ACEN 2013 Standards). These practice experiences have specific objectives, expected outcomes and competencies.

Practice experiences are not like the clinical experiences you completed to obtain your degree as a registered nurse. Practice experiences do not involve hands-on patient care. They are designed to provide you with the opportunity to apply the concepts and knowledge you learn in the nursing courses. Practice experiences are an opportunity to get away from traditional reading and writing assignments; instead these assignments are replaced with more active assignments.

Why Choose American Sentinel Over Other Schools?

Flexibility

  • DNP leadership classes are online and designed for working professionals, giving you the convenience and control to participate in classes around your busy schedule.
  • Classes are only eight weeks in length.

Personal Support

  • MySentinel® Student Support is our distinctive personal approach to helping students succeed. As a DNP student, you will work exclusively with our fantastic student success advisors, Adam and Jessica, who will help guide you through graduation.

Affordability

  • Our competitive tuition rates, various payment options and DNP Travel Assistance Program allow most of our students to graduate debt-free

A Track Record of Proven Student Success

  • We have educated students at some of the top healthcare organizations in the country: Mayo Clinic, Cleveland Clinic, Geisinger Health System, Johns Hopkins University, Kindred Healthcare, and the list goes on. These students along with thousands more have achieved personal goals, and new positions with their DNP, executive leadership specialization from American Sentinel University.

In-person Residency

  • Meet faculty and peers that will become your support team through graduation and beyond. We invite you to learn more about the DNP Residency .

Are You Eligible?

The program is open to nursing managers who hold a master’s degree, a BSN and an unencumbered RN license and have a minimum of one year full-time work experience in a nursing executive or management/ leadership role within the last five years. Nurses in this specialization are not required to have/earn an MSN, so we offer three options:

  1. Nurses that have an MSN (direct enrollment in the DNP program)
  2. Nurses that have a master’s in another discipline (e.g. MBA, MHA, MPH, or MEd) and want to earn an MSN and DNP
  3. Nurses that have a master’s in another discipline but do not want to earn an MSN, just a DNP
    • Applicants with a non-nursing master’s complete three bridge courses and 400 total hours of practice experience, and then complete the DNP program. An MSN is not earned in this program. (We highly recommend that if the student wants to teach, they choose the MSN option.)
    • Please visit the Bridge-Course and Practicum Workshop page for course details.


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Why take an Education Loan?

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avanse edvantage

At Avanse we deliver the best in class education loan product not only at competitive pricing but also keeping in mind many other benefits that students can take advantage of. The approach we possess is student oriented so that the desired outcome is derived. We always promote a two way communication and hence are always available for all student related queries and encourage the same to our students as only then their queries could be addressed keeping the process transparent not just with providing the educational loan alone but through their entire process. Regular webinars are conducted with a motive to guide students and provide a holistic view of universities, courses and country of visit. We understand young aspirations and would be proud if we could lend a helping hand to achieve what they have always dreamt about.

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100% coverage: An Avanse education loan means we completely fund your course fee + living expense during your period of study, as well as guarantee timely payment to the institute. This also means Zero margin money.

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No limit on the Education Loan amount: We pay your course fee, whatever it is.

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Sensitive Solutions: We understand that each student, or university or curriculum or country may not necessarily have the requirements. Which is why we provide customized solutions with flexibility in loan structuring.

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At-Your-Door Services: At Avanse you don’t even need to visit us. We will visit you and hand-hold you through your entire documentation, through our hassle-free and transparent process.

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Responsible Borrowing: We care for our customers. While we hand-hold you through the loan process, we also insist on instilling a sense of responsible borrowing to the students by highlighting the importance of maintaining a good credit history.

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Great Lineage: Avanse is proud of its mother company, and the fact that it is an associate company of Dewan Housing Finance Corporation Limited (DHFL). DHFL revolutionized the way finance was looked upon in the real estate sector and is today one of India’s largest housing finance companies in the private sector. Avanse understands the intricacies finance and borrowing because we retain in our DNA the pool of experience from our association with DHFL.

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Assured Quality: With Avanse be assured that your funding is from a secure and credible source. We take pride in the fact that the International Finance Corporation (IFC), an arm of the World Bank, holds 20% equity stake in Avanse. We are a Non-Banking Finance Company (NBFC), regulated by the Reserve Bank of India.

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Total Student Support: Lack of funds should be the last reason to further your dream of higher education. At Avanse we take pride in the fact that we have nurtured and financed meritorious students, who would have foregone a confirmed admission due of lack of funds.

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Intelligent partnership: Avanse has collaborated with the cream of institutes, universities and consultants. We care for every student in India and wish to build initiatives that drive educational excellence such that both the student as well as the institute benefit.

At Avanse, competent advice, industry experience, door-step services and a loan sanction process almost as fast as pizza delivery!

What is the current rate of interest on education loan in India?

The rate of interest across the country for education loans range from 10% to 16.50%. However the rate of interest may vary bank to bank or any other financial institution or NBFC. The main components which are the deciding factors when it comes to the rate of interest are weather the loan provided is secured or unsecured. Unsecured loans have a higher rate of interest as the risk of repayment is higher since there is no security; however secured loans have a lower rate of interest. Thus many firms ask for collateral while providing education loans in India. The rate of interest that Avanse provides education loans at is 12.75% and may increases cases to case basis. Education loans have helped the young guns of our country to pursue their aspirations and reach soaring heights

How to apply for education loan?

Education loan across the country of India has become a common phenomenon for students who wish to pursue their higher education abroad. Applying for an education loan requires minimum documents depending bank to bank or any financial institution in question. Education loans have helped several aspiring students across the nation to fulfil their aspirations and dreams to study abroad. All one needs to do is, keep their GRE/GMAT scores in hand, their university admit letter, and their mark sheets. Some institutions and banks require customers to provide their co-borrowers financials such as their IT declarations, income proof’s and if the loan amount is large then their house papers too. Applying for an education loan in India has become simple in comparison to that how it was a few years before. Things have become faster and more streamlined reducing the turnaround time for banks to process these loans

How much education loan can i get?

The amount of education loan that one can provide to students depends totally on the amount required by the student themselves. Education loans cover not just the fees but also any and all other expenses incurred by the student during their tenure of study. These include fees, rent, living expenses, utilities, laptop and other expenses. One can apply for an education loan with nationalized banks, NBFC’s or any financial institution. The loan amount can vary starting right from one lakh to fifty lakhs. This number however may change depending to which of these players one visits. Education loans in India have been disbursed even for the amount of 50 Lakhs and above, but this is purely case to case basis. Some students may require an education loan of more than 50 Lakhs and it is disbursed on the basis of the kind of property one can mortgage or even unsecured (without property/collateral) if the company provides the same.

What are the Documents Required for Education Loan

When we speak about documents when it comes to education loans, all one needs to do is, keep their GRE/GMAT scores in hand, their university admit letter, and their mark sheets. Some institutions and banks require customers to provide their co-borrowers financials such as their IT declarations, income proof’s and if the loan amount is large then their house papers too. With all of this, the bank or the financial institution runs a check on the co-borrowers credit scores and once that is done, the results for the same is notified to the customer



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  • Read our Election Issue 2017.
  • We currently have no vehicles available for sale.
  • Credit unions are better than banks. Learn why.

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4 Ways to Get a Student Loan With Bad Credit, educational loans.#Educational #loans


How to Get a Student Loan With Bad Credit

Most students can’t afford to go to college without loans. The expenses associated with higher education are stressful for everyone, but if you have bad credit, you may be especially worried. Fortunately, you can take advantage of federal financial aid regardless of your credit history. Private student loans may be trickier to get, but you definitely have some options.

Steps Edit

Method One of Four:

Maximizing Your Federal Financial Aid Edit

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Method Two of Four:

Applying for Financial Aid Edit

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Method Three of Four:

Choosing Financial Aid Offers Edit

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Method Four of Four:

Applying for Private Funding Edit

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Educational loans – financial assistance, Indian School of Business (ISB), educational loans.#Educational #loans


Educational loans financial assistance

Disclaimer: The details mentioned below are only indicative. ISB does not take the responsibility for change in any terms conditions, rate of interest or coverage at the bank / financial institution level. The particulars of the loan facilities shall be as per the sanction letters and loan agreements entered in to between the bank / financial institution and the student. As a policy, we have made it mandatory for all students availing an educational loan, to insure the loan. Your loan banker will be able to provide more information on this.

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Option-2: Remittance of only interest during the first two years and balance interest and principal to be adjusted and collected within the remaining period.

Andhra Bank, Hitech City Branch, Q-4, A-2, Cyber Towers, Madhapur, Hyderabad-500 081

Phone: 040-23421106 / 107 / 109

1)Mr.Vivek Kumar, Asst. Manager, Mobile No: 7330811175

2)Mr.V V Ramam, Chief Manager, Mobile No: 9490988255

Andhra Bank, SCF-93 , Phase-7, Mohali- 160063.

Phone: 0172- 5044676, 2220676

1)S Naga Malleshwara Rao, Sr. Branch manager, Mobile No: 9988332159

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Base Rate + Mark up, Current base rate is 10.50%

(floating rate linked with MCLR Rates)

Name: Pramod Shetty

Name: Binita Dasgupta

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Loan can be approved within two working days.

Self (applicant) as primary co-borrower-Parents/Siblings/Spouse as additional co-borrower

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(inclusive of insurance cover on the loan amount)

10.75% (Floating) and 0.50% special concession for female students

15 Years above Rs. 7.5 Lakhs

Course period +1 Year or 6 months or soon after placement, whichever is earlier

2) Personal Guarantor (preferably parent or spouse)

Acceptable by the bank

Ms. Khushboo Vaishnav

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12% p.a. or as prescribed by Central Bank or Bank time to time

EMI starts from the next month from the date of disbursement

Personal guarantees of Students/Parents/Sponsors

Insurance of Building

Key Branches for Loan Processing

Bank of Kathmandu Limited, P.O. Box 9044,

Kamal Pokhari, Kathmandu, Nepal

Telex: 2820 BOK NP

Tel: (977 1) 4414541

Fax: (977 1) 4418990

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Students should be Indian nationals

2. Parent / guardian has to join as co- borrower. No collateral security.

( Loan will be given jointly to student and parent / guardian)

Repayment period is upto 15 years

Simple interest till completion of course and moratorium period.

EMI per month after the entire course period and moratorium period for 1 lakh rupees is approx.

Canara Bank, Madhapur

Plot no: 20 21, Behind Bata Showroom

Megha hills, Madhapur,

Mobile: 7382932209, 9885547310.

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11.75% (floating) with interest repayment during course

Landline: 0253 3249276

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Course Period ( 12 Months ) + 1 Year or 6 Months after getting a job whichever is earlier. (i.e) 12 + 12 = 24 Months ) .

Mr. S.BALAKRISHNA RAO

Hyderabad – 500 032

Marketing Manager, Zonal Office Hyderabad

Marketing Manager,Zonal office Hyderabad

SCF 14, Phase XI, SAS Nagar,

MOHALI – PUNJAB 160062.

Contact no. 8427688079, 0172-2234269

Mr. Sukhdeep Singh

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Over Rs 30 lacs – 100% tangible security with value equivalent to full loan amount is required.

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On the loan amount availed (Required)

Key Branches for Loan Processing

K Ramesh , Manager 9000991308

Y Surya Prakash Rao, Chief Manager 9949031301

Ph: 0172-2271407 | e-mail [email protected]

For any further details contact :

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  • Fee payable to college/hostel (reasonable cost will be considered if student prefers outside accommodation)
  • Examination/Library/Laboratory fee
  • Insurance premium, if applied.
  • Caution deposit, building fund/refundable deposit supported by institution bills/receipts (ceiling 10% of tuition fee , if refundable deposit undertaking by student agreeing to credit to loan proceeds after completion of course)
  • Study tours, equipments, computers and any other(ceiling of 20% of the tuition fee)

Tele-Phone No : 040-23394095/6363

Educational loans

Rate of interest will be charged on daily reducing balance at monthly rests

Following points will be considered :

a) Security – Constructed property.

In case of Plot – it can be accepted in exceptional meritorious cases.

Plot should be collector N.A. and duly fenced.

b) Age of the property should not be more than 30 Years for commercial property and 25 Years in case of residential Property. Residual life of the property should be more than the Loan Tenure. The Property should have a completion certificate from the competent authority.

c) Property can be mortgaged by way of registered mortgage.

d) Banks charge acknowledgement copy registered on the property will have to be kept on record.

e) Security shall be free from any previous charges



Educational Loan Scheme – Term Loan, Interest, educational loan.#Educational #loan


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Loan for Higher Amount can be considered on merit and case to case basis

Above Rs.4.00 lakh and below Rs.7.50 lakh: No Collateral except Satisfactory third party guarantee

Above Rs.7.50 lakh: Collateral equivalent to quantum of finance after providing requisite margin

Above Rs.4.00 lac to Rs.7.50 lac – Satisfactory third party Guarantee

Above Rs.7.50 lakh: Parent(s) to be Joint Borrowers/ Guarantor Not to be insisted upon

5% for studies in India

15% for studies abroad

For loan above Rs.7.50 lakh: Up to 15 years, in EMI (Loan + Int. accrued together), after moratorium

Moratorium: Course Period + 1 Year or 6 months after getting job, whichever is earlier

  • Loan will be granted to student with parent as Co-borrower/s
  • Loan will be disbursed in stages as per requirement directly to Institute / College.
  • Pre-approved Education loan(In principle sanction) is available for student applying to multiple universities/Colleges for study abroad.

Interest subsidy on education loans to students from economically weaker sections.

Central Scheme to provide Interest Subsidy for the period of moratorium on Educational Loans taken by students from economically weaker sections.

Government of India has approved a Scheme to provide full interest subsidy during the period of moratorium on loans taken by students belonging to economically weaker sections under the Educational Loan Scheme, for pursuing any of the approved courses of studies in technical and professional streams, from recognized institutions in India.

We are providing hereunder guidelines of the scheme:-

The Scheme would be applicable only for studies in recognized technical and professional courses in India. The interest subsidy shall be linked with the existing Model Educational Loan Scheme of our bank and restricted to students enrolled in recognized technical/ professional courses (after Class XII) in India in Educational Institutions established by Acts of Parliament, other Institutions recognized by the concerned Statutory Bodies, Indian Institutes of Management (IIMs) and other institutions set up by the Central/ State Government.

2.Eligibility for Interest Subsidy

The interest subsidy under the Scheme shall be available to the eligible students only once, either for the first undergraduate degree course or the post graduate degrees/diplomas in India. Interest subsidy shall, however, be admissible for integrated courses (graduate + post graduate).

Interest Subsidy under this scheme shall not be available to those students who discontinue the course midstream, or for those who are expelled from the Institutions on disciplinary or academic grounds. However, the interest subsidy will be available if the discontinuation was due to medical grounds for which necessary documentation to the satisfaction of the Head of educational institution will have to be given.

3.Subsidy Applicable Period

Under the Scheme, interest payable by the student belonging to economically weaker section for availing of the Educational Loan for Technical/ Professional courses in India for the period of moratorium i.e., course period, plus one year or six months after getting job, whichever is earlier, as prescribed under Model Educational Loan Scheme of the bank, shall be borne by the Government of India. After the period of moratorium is over, the interest on the outstanding loan amount shall be paid by the student, in accordance with the provisions of the existing Model Educational Loan Scheme and as may be amended from time to time.

The Scheme shall be applicable from the academic year 2009-10 starting 1st April, 2009. The loan amount taken starting from the Academic year 2009-10 (irrespective of the date of sanction) shall only be covered under the scheme of Interest subsidy.

Note: Interest on any amount disbursed for courses starting before the academic year 2009-10 would not be considered for subsidy.

The benefits under the Scheme would be applicable to those students belonging to economically weaker sections, with an annual gross parental/ family income upper limit of Rs. 4.5 lac per year (from all sources). The scheme is intended to cater to the needs of students belonging to economically weaker sections with the above prescribed upper parental gross income limit of the family from all sources which is based on economic index and not on social background.

6.Competent Authority for Issuing Income Certificate

Income proof shall be required from the students from such public authorities as are authorized by the State Governments for certification of income status for this scheme, including Central and State Sector Schemes.

For the State of Maharashtra, the Tahsildar is the competent authority for issuing the income certificate.

For other States, student borrowers are requested to approach our branch officials for knowing the details of competent authority who are authorized to issue such income certificate.

Interest subsidy should be claimed under the scheme only if subsidy was not being claimed against any other State Government scheme.

All the eligible student borrowers are requested to visit the concerned branches (where they have availed education loan) for enrolling to avail Interest subsidy during moratorium period under the scheme. It is requested to go through the above contents carefully before approaching the branch officials for submitting the application for interest subsidy claim. The scheme is applicable only for those who have availed educational loan on or subsequent to 01.04.2009.

Steps to be followed by the student borrowers for availing the benefit of interest subsidy under the scheme:-

  1. Procure income certificate as discussed in the point no. 5 as above.
  2. Ensure having taken all requisite certificates and approach the respective branch.
  3. Submit the application for claiming subsidy (Application/ Agreement will be supplied by the branch officials)


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  • Read our Election Issue 2017.
  • We currently have no vehicles available for sale.
  • Credit unions are better than banks. Learn why.

Educational loan

Educational loan

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Educational loan

As low as 9.40% APR*

As low as 4.40% APR*

Educational loan

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Educational loanFederally

2013 Educational Community Credit Union | Contact the webmaster



State Educational Grant and Loan Scheme (SU and SU-l – n), educational loan.#Educational #loan


State Educational Grant and Loan Scheme (SU and SU-l n)

Danish students are entitled to public support for his or her further education – regardless of social standing. Tuition at Danish public and most private educational institutions is free for Danish students and for EU/EEA students as well as for students participating in an exhange programme. From 2006 all other students have to pay a tuition fee. Society lends students a helping hand in covering living costs for a great variety of courses and studies. Support for students’ living costs is awarded by the State Educational Grant and Loan Scheme (Danish acronym: “SU” and “SU-lån”), a system managed by the Danish Agency for Institutions and Educational Grants (Styrelsen for Institutioner og Uddannelsesstøtte) in collaboration with the educational institutions and under the auspices of the Ministry of Higher Education and Science.

  1. For people over 18 following a youth education program

For people over 18 following a youth education program i.e. a general upper secondary, vocational upper secondary or vocational education and training program. Students must attend classes, sit examinations and in other ways demonstrate that they are active in their educational programmes. No time limits are placed on this type of support. Students are eligible for support for any number of courses, with the exception of certain upper secondary programmes. Until students are 20, their grants depend upon their parents’ income. When that exceeds a certain amount the grants are reduced on a sliding scale, ending in a minimum grant.

  • For students enrolled in higher education courses

    Every student enrolled in a higher education course is entitled to a number of monthly grants. When the student starts his or her education, we grant SU corresponding to the education’s prescribed duration in months. If the student is admitted to his or her first higher education course no later than two years after his or her first completed qualifying exam, the student receives SU to the prescribed duration of the education + 12 extra grant portions. Inside a maximum of 70 grants students can change from one course to another. If the student is studying at a higher education course and has used all his or her grant portions, the student can receive a completion loan in the last year of his or her studies..

  • All students (1 and 2) living with their parents are supported with a lower grant than students living in lodgings. Students under 20 enrolled in a youth education program are supported as if they are living with their parents whether they do so or not, but may apply for an exemption.

    Students who accept support in a year in which their private earnings exceed a set amount have to repay some of the grants and loans received that year plus 7%. However, they have the option of not accepting support for a period of time thus enlarging the set amount.

    Students in higher education (under a time limitation) have the choice of using these grants later, to prolong their studies (for instance, to prepare for re-examination after a failed exam).

    In particular situations – mainly sickness and childbirth – students can apply for extra monthly grants. New mothers are eligible for 12 and new fathers for 6 extra monthly grants, with certain stipulations.

    Altogether the rules make for a flexible system. Students have the option of organising their studies according to their personal preferences and earning possibilities. At the same time, however, they incur a measure of personal accountability for managing their financial situation.

    In combination with both types (1 and 2) of grants, students are offered supplementary state loans (grants 2/3, loans 1/3 of total support). The interest rate for these loans is set by Parliament.

    When students have been awarded an SU loan, they will get a loan plan in minSU. Students must approve their loan plan and accept the terms of the loan (see the terms here), before the Agency can pay the SU loan.

    Students must start paying back state loans no later than one year after the end of the year in which they graduate or give up their studies. The loan must be repaid within 15 years.

    About half of all students make use of state loans.

    Over 486.000 (2015) Danes benefit from these two types of educational support every year. The annual budget amounts to over 20 billion Danish Kroner, around 1 per cent of Gross National Product.

    Danes can obtain support for studies abroad. Courses of study have to meet the same conditions for recognition as Danish ones. Furthermore, the qualifications acquired must be usable in Denmark.

    For studies in the Nordic countries support is awarded for the prescribed duration of the chosen study, plus 12 months. For studies in other foreign countries, students are supported for four-year courses or for the last four years of longer ones.

    Support granted for studies in Denmark can be used to finance studies abroad when they are accepted as part of a study program at a Danish institution.

    As a rule, foreign students enrolled in Danish courses of study are not eligible for educational support. Exceptions are made on the basis of specific conditions for refugees and relatives of refugees and for other foreign citizens provided – among other stipulations – that they have been living and working in Denmark long enough.

    As far as EU rules and regulations make it possible, EU citizens can gain support from the Danish system.

    The system – the educational institutions

    Schools and universities – receive applications in minSU for support from students, check them and pass them on to the agency. They offer general and personal information and guidance to students. They check that students observe study requirements.

    The Agency

    Prepares amendments of the scheme, registers applications, pays out grants and loans, offers guidance and information to the educational institutions, deals with complaints and appeals (which are decided by a Board of Appeal), draws up budgets and collects statistics for the use of the Ministry.

    The Ministry

    Presents bills providing for amendments to the scheme and is responsible for overall planning and budgeting for grants and loans.



    Educational Loan Scheme – Term Loan, Interest, educational loan.#Educational #loan


    educational loan

    Loan for Higher Amount can be considered on merit and case to case basis

    Above Rs.4.00 lakh and below Rs.7.50 lakh: No Collateral except Satisfactory third party guarantee

    Above Rs.7.50 lakh: Collateral equivalent to quantum of finance after providing requisite margin

    Above Rs.4.00 lac to Rs.7.50 lac – Satisfactory third party Guarantee

    Above Rs.7.50 lakh: Parent(s) to be Joint Borrowers/ Guarantor Not to be insisted upon

    5% for studies in India

    15% for studies abroad

    For loan above Rs.7.50 lakh: Up to 15 years, in EMI (Loan + Int. accrued together), after moratorium

    Moratorium: Course Period + 1 Year or 6 months after getting job, whichever is earlier

    • Loan will be granted to student with parent as Co-borrower/s
    • Loan will be disbursed in stages as per requirement directly to Institute / College.
    • Pre-approved Education loan(In principle sanction) is available for student applying to multiple universities/Colleges for study abroad.

    Interest subsidy on education loans to students from economically weaker sections.

    Central Scheme to provide Interest Subsidy for the period of moratorium on Educational Loans taken by students from economically weaker sections.

    Government of India has approved a Scheme to provide full interest subsidy during the period of moratorium on loans taken by students belonging to economically weaker sections under the Educational Loan Scheme, for pursuing any of the approved courses of studies in technical and professional streams, from recognized institutions in India.

    We are providing hereunder guidelines of the scheme:-

    The Scheme would be applicable only for studies in recognized technical and professional courses in India. The interest subsidy shall be linked with the existing Model Educational Loan Scheme of our bank and restricted to students enrolled in recognized technical/ professional courses (after Class XII) in India in Educational Institutions established by Acts of Parliament, other Institutions recognized by the concerned Statutory Bodies, Indian Institutes of Management (IIMs) and other institutions set up by the Central/ State Government.

    2.Eligibility for Interest Subsidy

    The interest subsidy under the Scheme shall be available to the eligible students only once, either for the first undergraduate degree course or the post graduate degrees/diplomas in India. Interest subsidy shall, however, be admissible for integrated courses (graduate + post graduate).

    Interest Subsidy under this scheme shall not be available to those students who discontinue the course midstream, or for those who are expelled from the Institutions on disciplinary or academic grounds. However, the interest subsidy will be available if the discontinuation was due to medical grounds for which necessary documentation to the satisfaction of the Head of educational institution will have to be given.

    3.Subsidy Applicable Period

    Under the Scheme, interest payable by the student belonging to economically weaker section for availing of the Educational Loan for Technical/ Professional courses in India for the period of moratorium i.e., course period, plus one year or six months after getting job, whichever is earlier, as prescribed under Model Educational Loan Scheme of the bank, shall be borne by the Government of India. After the period of moratorium is over, the interest on the outstanding loan amount shall be paid by the student, in accordance with the provisions of the existing Model Educational Loan Scheme and as may be amended from time to time.

    The Scheme shall be applicable from the academic year 2009-10 starting 1st April, 2009. The loan amount taken starting from the Academic year 2009-10 (irrespective of the date of sanction) shall only be covered under the scheme of Interest subsidy.

    Note: Interest on any amount disbursed for courses starting before the academic year 2009-10 would not be considered for subsidy.

    The benefits under the Scheme would be applicable to those students belonging to economically weaker sections, with an annual gross parental/ family income upper limit of Rs. 4.5 lac per year (from all sources). The scheme is intended to cater to the needs of students belonging to economically weaker sections with the above prescribed upper parental gross income limit of the family from all sources which is based on economic index and not on social background.

    6.Competent Authority for Issuing Income Certificate

    Income proof shall be required from the students from such public authorities as are authorized by the State Governments for certification of income status for this scheme, including Central and State Sector Schemes.

    For the State of Maharashtra, the Tahsildar is the competent authority for issuing the income certificate.

    For other States, student borrowers are requested to approach our branch officials for knowing the details of competent authority who are authorized to issue such income certificate.

    Interest subsidy should be claimed under the scheme only if subsidy was not being claimed against any other State Government scheme.

    All the eligible student borrowers are requested to visit the concerned branches (where they have availed education loan) for enrolling to avail Interest subsidy during moratorium period under the scheme. It is requested to go through the above contents carefully before approaching the branch officials for submitting the application for interest subsidy claim. The scheme is applicable only for those who have availed educational loan on or subsequent to 01.04.2009.

    Steps to be followed by the student borrowers for availing the benefit of interest subsidy under the scheme:-

    1. Procure income certificate as discussed in the point no. 5 as above.
    2. Ensure having taken all requisite certificates and approach the respective branch.
    3. Submit the application for claiming subsidy (Application/ Agreement will be supplied by the branch officials)


    State Educational Grant and Loan Scheme (SU and SU-l – n), educational loan.#Educational #loan


    State Educational Grant and Loan Scheme (SU and SU-l n)

    Danish students are entitled to public support for his or her further education – regardless of social standing. Tuition at Danish public and most private educational institutions is free for Danish students and for EU/EEA students as well as for students participating in an exhange programme. From 2006 all other students have to pay a tuition fee. Society lends students a helping hand in covering living costs for a great variety of courses and studies. Support for students’ living costs is awarded by the State Educational Grant and Loan Scheme (Danish acronym: “SU” and “SU-lån”), a system managed by the Danish Agency for Institutions and Educational Grants (Styrelsen for Institutioner og Uddannelsesstøtte) in collaboration with the educational institutions and under the auspices of the Ministry of Higher Education and Science.

    1. For people over 18 following a youth education program

    For people over 18 following a youth education program i.e. a general upper secondary, vocational upper secondary or vocational education and training program. Students must attend classes, sit examinations and in other ways demonstrate that they are active in their educational programmes. No time limits are placed on this type of support. Students are eligible for support for any number of courses, with the exception of certain upper secondary programmes. Until students are 20, their grants depend upon their parents’ income. When that exceeds a certain amount the grants are reduced on a sliding scale, ending in a minimum grant.

  • For students enrolled in higher education courses

    Every student enrolled in a higher education course is entitled to a number of monthly grants. When the student starts his or her education, we grant SU corresponding to the education’s prescribed duration in months. If the student is admitted to his or her first higher education course no later than two years after his or her first completed qualifying exam, the student receives SU to the prescribed duration of the education + 12 extra grant portions. Inside a maximum of 70 grants students can change from one course to another. If the student is studying at a higher education course and has used all his or her grant portions, the student can receive a completion loan in the last year of his or her studies..

  • All students (1 and 2) living with their parents are supported with a lower grant than students living in lodgings. Students under 20 enrolled in a youth education program are supported as if they are living with their parents whether they do so or not, but may apply for an exemption.

    Students who accept support in a year in which their private earnings exceed a set amount have to repay some of the grants and loans received that year plus 7%. However, they have the option of not accepting support for a period of time thus enlarging the set amount.

    Students in higher education (under a time limitation) have the choice of using these grants later, to prolong their studies (for instance, to prepare for re-examination after a failed exam).

    In particular situations – mainly sickness and childbirth – students can apply for extra monthly grants. New mothers are eligible for 12 and new fathers for 6 extra monthly grants, with certain stipulations.

    Altogether the rules make for a flexible system. Students have the option of organising their studies according to their personal preferences and earning possibilities. At the same time, however, they incur a measure of personal accountability for managing their financial situation.

    In combination with both types (1 and 2) of grants, students are offered supplementary state loans (grants 2/3, loans 1/3 of total support). The interest rate for these loans is set by Parliament.

    When students have been awarded an SU loan, they will get a loan plan in minSU. Students must approve their loan plan and accept the terms of the loan (see the terms here), before the Agency can pay the SU loan.

    Students must start paying back state loans no later than one year after the end of the year in which they graduate or give up their studies. The loan must be repaid within 15 years.

    About half of all students make use of state loans.

    Over 486.000 (2015) Danes benefit from these two types of educational support every year. The annual budget amounts to over 20 billion Danish Kroner, around 1 per cent of Gross National Product.

    Danes can obtain support for studies abroad. Courses of study have to meet the same conditions for recognition as Danish ones. Furthermore, the qualifications acquired must be usable in Denmark.

    For studies in the Nordic countries support is awarded for the prescribed duration of the chosen study, plus 12 months. For studies in other foreign countries, students are supported for four-year courses or for the last four years of longer ones.

    Support granted for studies in Denmark can be used to finance studies abroad when they are accepted as part of a study program at a Danish institution.

    As a rule, foreign students enrolled in Danish courses of study are not eligible for educational support. Exceptions are made on the basis of specific conditions for refugees and relatives of refugees and for other foreign citizens provided – among other stipulations – that they have been living and working in Denmark long enough.

    As far as EU rules and regulations make it possible, EU citizens can gain support from the Danish system.

    The system – the educational institutions

    Schools and universities – receive applications in minSU for support from students, check them and pass them on to the agency. They offer general and personal information and guidance to students. They check that students observe study requirements.

    The Agency

    Prepares amendments of the scheme, registers applications, pays out grants and loans, offers guidance and information to the educational institutions, deals with complaints and appeals (which are decided by a Board of Appeal), draws up budgets and collects statistics for the use of the Ministry.

    The Ministry

    Presents bills providing for amendments to the scheme and is responsible for overall planning and budgeting for grants and loans.



    Educational Foundation, educational loan.#Educational #loan


    educational loan

    Educational loan

    The Knights Templar Educational Foundation Supports

    Higher Education Through Grants and Scholarships

    Page Revised September 28, 2006 at 1100 HRS

    Investment in Education is an investment in the Future”

    The Knights Templar Educational foundation Committee considers all applications for scholarships, without regard to age, race, religion, National origin, gender, of Masonic ties or affiliations. These scholarships are not “grants in aid”, but are open to all students regardless of their financial circumstances.

    Provide financial assistance to students who meet the required qualifications, which may vary from state to state.

    How to apply for a grant.

    Application forms are available from the office of the Grand Recorder of the Grand Commandery of each Division or Division Chairman.

    Contacts for information

    Office of the Grand Recorder of Grand Encampment. The name and address may be found by clicking HERE. The State Grand Recoders may be found by going to the posted LIST and looking under the state where the applicant resides.

    History and transition of the Knights Templar Educational Foundation.

    In 1922, the Grand Encampment launched the Knights Templar Educational Foundation with the words: “We feel that the Grand Encampment can build no greater monument nor inaugurate a more worthwhile movement than to establish a plan which will put into effect a plan which will provide educational advantages for the youth of our beloved country, thereby enabling them to become more useful members of society and better Citizens of the United States of America.”

    The Foundation was sustained and perpetuated by each Sir Knight paying annually the sum of $1.00 for a period of nine years beginning July 1, 1924. This Fund became available for student loans.

    Through the years the fund has grown and Grants and Scholarships are available in several states. However, some states still continue to use the Loan program where the student is expected to repay the loan at a low interest rate. States have either Grants or Scholarships or Loans but not both.

    The need for Education

    Education beyond high school is essential in a technological age. It may be obtained today in –

    1. A vocational school, which trains artisans and craftsman.

    2. A technical school, which prepares technicians for various specializations.

    3. A professional school, which offers preparation, in medicine, law, theology, engineering, business, agriculture and others.

    4. Colleges and university, which give a firm foundation for business, trade or profession.

    Since its founding the Knights Templar Educational Foundation has assisted more than 80,000 students for an aggregate monetary value of over 38 million dollars through Loans and Scholarships to deserving youth thereby exemplifying the purpose and principles for which it was created.

    Who are the Knights Templar?

    The Knights Templar is a Christian oriented fraternal organization and is the culmination of the York Rite of Freemasonry. this fraternal organization does not claim to be a direct descendent of the ancient order founded in the 11th century but their service in these times reflects the virtues of the Valiant Knights and serves those in need today through charities and support of higher education.



    Educational Loan #12 #month #loans


    #educational loan
    #

    Educational Loan

    Only you can shape your future. So if you feel that further studies are essential to fulfill your aspirations and ambitions, MCB Campus is your passport to a brighter future.

    Be inspired

    MCB Campus is tailored to suit your requirements whether you would like to do undergraduate or postgraduate studies.

    Our flexible options will allow you to focus on your studies and increase your chances of success.

    • Financing of up to 100% of the cost of your studies comprising also of travel, accommodation and daily expenses
    • Loan amount as from Rs 100,000
    • Loan period:  Up to 20 Years
    • Attractive interest rates as from 6.90% (PLR)
    • No security needed for loan amount up to Rs 500,000
    • 50% discount on processing fees (For example, MCB Rupys and our partners’* clients)

    Select your option

    How would you like to finance your studies?

    1. Pay loan interests only during the studies + possible breathing period of 1 year after studies

    Types of loans

    • Unsecured Loan (No security required)- Amount Rs 100,000 to Rs 500,000
    • Secured Loan – Amount Rs 500,000 and above

    MCB Campus is offered to both MCB and non-MCB Clients

    * MCB Partners are: CTI, Ovec, Vatel, Malaysian Education Centre and Medine Education Village



    Online Masters in Educational Technology #educational #technology #masters #degree #online


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    Online Masters in Educational Technology

    The Educational Technology M.Ed. program at Texas A M prepares students to work in the fast-growing field of learning technologies as:

    • Instructional designers
    • Learning and performance specialists
    • Course developers
    • Trainers
    • Instructional media developers
    • Technology coordinators
    • Evaluators

    Students develop a strong foundation in instructional design, learning theory, and innovative educational practices supported by technology. Graduates of our program can apply this knowledge to create more effective, efficient, and engaging instruction for a variety of settings, including:

    CURRICULUM

    The Educational Technology M.Ed. program is flexible to meet the needs of diverse students, including those who work full-time. It requires 36 hours of coursework only online.

    REQUIRED COURSES

    • EDTC 602: Educational Technology Field, Theory, and Profession
    • EDTC 654: Instructional Design
    • EPSY 602: Educational Psychology
    • EPSY 673: Learning Theories
    • EPSY 622 or EPSY 636: Measurement and Evaluation in Education or Techniques of Research

    ELECTIVE COURSES

    • EDTC 608: Online Course Design
    • EDTC 613: Integrating Technology in Learning Environments
    • EDTC 621: Graphic Communication and Interface Design
    • EDTC 631: Educational Video
    • EDTC 641: Educational Game Design
    • EDTC 642: Designing for Mobile Learning
    • EDTC 645: Emerging Technologies for Learning I
    • EDTC 646: Emerging Technologies for Learning II
    • EDTC 651: E-Learning Design and Development
    • EDTC 684: Internship
    • EDTC 689: Review of Research in Educational Technology
    • EPSY 624: Creative Thinking
    • EPSY 635: Educational Statistics
    • EPSY 646: Issues in Child and Adolescent Development
    • EPSY 679: Research on Teacher Effectiveness
    • EPSY 689: Program Planning and Grant Writing

    Students may include up to two courses not listed here in their degree program with advisor approval. Courses must be of graduate level standing.



    Master of Arts in Education #master #in #educational #administration


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    Master of Arts in Education/Administration and Supervision

    Make a Difference as a Principal

    You know firsthand what it’s like to teach and have an impact on the next generation. You see opportunities for change and growth at your school and within your district, and you have what it takes to lead a school and to contribute to the success of students and educators. In our Master of Arts in Education/Administration and Supervision degree program, educators like you gain practical knowledge in classes taught by experienced educational leaders.

    The courses in our MAED/Administration and Supervision degree program provide a foundation in education finance, school law, principal roles and responsibilities, community relations, and personnel supervision. The knowledge and skills developed from these courses is essential to helping you become a successful and ethical administrator.

    To give you an even better idea of the responsibilities you’ll face as a school principal, you’ll participate in a required internship that incorporates fiscal operations and community relations, as well as curriculum, instruction and assessment. Elevate your leadership and make an impact in your educational community. Take the next step. Pursue an administration and supervision degree from University of Phoenix.

    More Master’s in Education Degrees

    The College of Education offers state-approved programs in Arizona, California, Colorado, Florida, Idaho, Nevada, New Mexico, Puerto Rico, and Utah. Individual programs vary by state, and not all programs are available at all locations or in both online and on-campus modalities.

    Candidates may request an institutional recommendation upon successful completion of their program (academic and program requirements). Candidates should check with their state agency for any state-specific requirements, including the acceptability of the University’s advanced programs in any state in which they intend to seek licensure or certification. Program requirements are subject to change based on state certification requirements. Please speak to a campus representative for a listing of programs available at each campus location.



    Directory of FREE Online Nursing CEU s – Continuing Education #nursing #ce #courses, #nursing #ceu, #free #nursing #ceu’s, #nursing #continuing #education, #ce #credit #hours, #continuing #education #credit, #continuing #education #credit #hours, #ceu #credit, #ceu #credit #hours, #contact #credit #hours, #education, #educational #credit, #educational #credit #hours, #nursing #education #credit #hours, #nursing #education, #nursing #credit #hours, #psychology #ceu, #mental #health #continuing #education, #mental #health #ce, #counseling #continuing #education, #counseling #continuing #education


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    Continuing Education

    Free Nursing Continuing Education Courses Information

    Health care is a continually evolving field, and nurses must understand new research, health practices, and technology in order to best serve their patients. According to the U.S. Bureau of Labor Statistics, registered nurses should expect to keep learning throughout their career, and most states may require nurses to pursue continuing education units (CEUs) to stay licensed. These requirements exist to protect patients and ensure they receive the most current, effective treatment possible.

    CEU4U.com is a premiere provider of accredited online continuing education offering courses in professions such as Nursing, Psychology, Social Work, Dieticians, EMS and others. All materials are provided on-line. CEU4U is affordable, easy to use and accessible from anywhere there is Internet access. Students may print their course completion certificates immediately after passing a test. For everything you need to keep your license current, continue your education with CEU4U.com.

    CEU4U.com isan ANCC accredited provider of continuing Nursing education, approved by the California Board of Registered Nurses and the Florida State Board of Nursing, a CEBroker and CECBEMS affiliate, BONET approved and CDR certified with ADA, providing Continuing Education accreditation for professionals in all 50 states.

    JER Online (JER Group, Inc.) lists over 1000+, cost affordable, non-credit Courses and Certificates in its own proprietary online catalog. We are always adding “more courses. all the time ” to a growing inventory. JER Online is one of the largest resellers of corporate developed online courses to the continuing workforce education marketplace. Continuing education courses vary in length from single-session seminars to longer units that require testing. Courses are measured in contact hours, with 60 minutes equaling one contact hour. It takes ten contact hours to fulfill one CEU. A short seminar may be worth 1 to 2 contact hours, while longer courses with testing are worth more.

    Accredited Continuing Education Curriculum

    Nursing continuing education topics span the health care spectrum, so finding courses that contribute to a particular area of expertise isn t hard. The following is a list of continuing education topics currently offered by the American Nurses Association (ANA):

    • Adolescent Prevention Visits
    • Are We Making Progress Against Autism?
    • Attacking Anterior-Wall Myocardial Infarction in Time
    • Basic Genetics and Genomics
    • Caring for Chronic Wounds
    • Easing the Anguish of Alzheimer’s Disease
    • Improving Care of Stroke Patients
    • Psychiatric Mental Health Nursing Review
    • Workplace Violence

    The ANA is one of many organizations offering continuing education curriculum for nurses. You may also find CEUs available from your state’s board of nursing, the U.S. Department of Health, or other non-profit agencies.

    Some organizations offer free continuing education courses (see the resources listed below). For example, the ANA offers many free CEU courses to its members. However, before signing up for a continuing education course (free or otherwise); nurses should make sure it is accredited by the American Nurses Credentialing Center (ANCC) and counts toward the required contact hours. The ANCC is the world’s leading continuing nursing education accrediting agency and its accredited programs count toward a nurse s licensing goals.

    What to Expect from Nursing Continuing Education

    Continuing education courses vary in length from single-session seminars to longer units that require testing. Courses are measured in contact hours, with 60 minutes equaling one contact hour. It takes ten contact hours to fulfill one CEU. A short seminar may be worth 1 to 2 contact hours, while longer courses with testing are worth more.

    Exact continuing education requirements vary, but most states require registered nurses to complete a given number of contact hours in order to renew their licenses. Registered nurses in California. for example, must demonstrate completion of 30 contact hours within the last 2 years in order to renew their licenses.

    In addition to formal licensing requirements, continuing education can help nurses advance their careers by expanding their area of expertise and demonstrating a commitment to life-long learning. Most registered nurses begin as staff nurses in hospitals and advance to roles with greater responsibility. Learning through continuing education courses can supplement clinical experience and help individuals advance more quickly.

    It’s important to note that nursing continuing education units do not lead to a degree. Some continuing education courses offer certificates to graduates, but these simply indicate course completion. The purpose of continuing education is to keep practicing nurses aware of changing practices and health issues so they can fulfill their commitment to serving patients.

    Sources of free continuing education courses:

    • American Nurses Association – ANA members can now get a wide selection of CE modules free
    • Bioterrorism Course – As a public service and to aid in the war against terrorism, ABQAURP is offering this free Bioterrorism CE course to all Health Care Professionals. This course is designed as an overview of Bioterrorism and Biological Weapons of mass destruction. This course is approved for 1.2 Nursing CEU credit.
    • Culture Advantage – Offers 3 free online CE courses (accredited for contact hours in Kansas and 15 other states) as of my visit. Requires registration prior to taking courses.
    • Female Urinary Incontinence – 2 Hour course (accredited by the California Board of Registered Nursing).
    • Journal of Nursing Risk Management – 14.5 Contact Hours. Contact hours in nursing continuing education are free to full-time military and federal health care providers.
    • MedicalEd – Free Nursing CEUs both online by teleconference.
    • Medscape Nurses CE Center – Offers a selection of free, continuously updated courses.
    • Meniscus – Free Oncology Nurse CE offerings.
    • MMWR – Free continuing education offerings from the CDC.
    • Nellcor Puritan Bennett – Offers a good selection of free, accredited online educational courses for registered nurses and respiratory therapists.
    • Power-Pak – Free accredited online nursing CE courses.

    nursingdegrees also recommends Quantum Units Education. an approved CEU provider for mfts, lcsws, nurses, counselors as an excellent source for highly affordable and accredited continuing education credits.

    Go Beyond CEUs: Pursue Career Advancement with an Advanced Degree

    While completing continuing education can help nurses keep their licenses up to date, it doesn t necessarily guarantee career advancement. Individuals who wish to advance within the nursing field may want to consider enrolling in a nursing degree or bridge program. Earning an advanced degree can open up a number of professional opportunities including: taking on administrative and managerial roles, opening the door to specializations, earning salary increases. and more.

    Today s nursing school options make earning a degree convenient. Even for those who are working full time and have family commitments can sign up for online nursing school, and complete coursework whenever he or she would like. Be sure to consider your options, and do research on online and traditional nursing schools.



    Doctoral Program in Leadership Studies #educational #leadership #doctoral #programs


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    Doctoral Program in Leadership Studies

    Leadership Studies Doctoral Program

    Louisiana State University Shreveport is proud to announce that the College of Business, Education, and Human Development offers a Doctorate in Leadership Studies. This doctoral program–the first of its kind to be offered on the Shreveport campus–allows LSU Shreveport to offer the highest level of instruction in a university.

    The Leadership Studies Doctorate of Education (Ed.D.) degree is not just for educators; just as a Doctor of Philosophy (Ph.D.) degree is not just for philosophers! The Ed.D. degree is an interdisciplinary terminal degree program with the primary purpose of enhancing leadership potential that will support personal and community growth in various human endeavors. Conscientious working professionals who seek to advance their roles as leaders in public, non-profit, or corporate organizations, as well as scholarly opportunities in higher education, will find this degree supports a critical step in attaining their future goals. Some candidates may also extend their learning to engage in entrepreneurial endeavors in related career fields.

    The Leadership Studies program will achieve its purpose by fostering scholarly inquiry and a working understanding of the following critical components of leadership: leadership theory with an integrative approach; management of complex organizations; diversity and social justice; resource allocation and development; policy analysis and development; power, politics, and influence; and data collection, analysis, and research. The program further supports the enhancement of leadership potential by including at least five classes in personally chosen supporting areas selected from Organizational Administration, Educational Leadership, Educational Technology, Healthcare Administration, Higher Education Leadership, History, Psychology/Counseling, Public Health, Non-profit Administration, or other approved content areas. The Leadership Studies program will provide working professionals with relevant and practical research skills to utilize leadership theories for transformational change, and knowledge to identify and solve problems of practice through collaboration with key stakeholders. Candidates will be given the opportunity to develop these attributes through content courses, research courses, personal research, and a practical internship.

    The program, designed to accommodate working adults with other full-time obligations, can be completed within four years by taking two intensive courses per semester, year-round for a total of 63 semester hours. Candidates for this type of program are typically working professionals who have a master’s degree with at least three years of work experience. Students take a prescribed set of courses and academic experiences in a cohort model, beginning in the fall semester. Recognizing the intensity of doctoral study while supporting both integration and application of content, the program delivers the doctoral courses during the first two years in a hybrid delivery system of approximately 70% face-to-face class meetings, and the rest online. The face-to-face class meetings are enhanced by online discussion forums, guest speakers with expertise in the field, and study group sessions with cohort members. During the third year, students specialize in a supporting area of interest for which there are several 100% online options as well as face-to-face options. The fourth year is taken as independent research under the guidance of a dissertation advisor.

    • Length of program: 63 semester hours
    • Core courses: 36 semester hours
    • Personalized supporting area courses (with advisor approval): 15 semester hours
    • Workplace internship related to the supporting area: 3 semester hours
    • Dissertation course enrollment: at least 9 semester hours
    • New cohorts begin in the fall semester each year.

    For more information, or if you are interested in applying to this program, click here .

    Check out the latest Newsletter!



    Electronic Journal of Research in Educational Psychology #jesпїѕs #de #la #fuente #arias, #investigation, #research, #psychology, #education, #educational #psychology, #investigaciпїѕn, #psicologпїѕa, #pedagogпїѕa, #psicopedagogпїѕa, #psicopedagogia, #investigacion, #psicologia, #pedagogia, #universidad, #almeria, #almerпїѕa


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    Volumen 15 (1) – NпїЅmero online: 41 (1 de Abril de 2017)
    NпїЅmero General
    Periodo que cubre este n mero: Diciembre de 2016- Marzo de 2017
    Art culos que se incluyen en este N mero: 11
    Entradas (sin repetici n) en este N mero:
    Lecturas totales de los art culos de este N mero: 7743
    Entradas reales en este N mero:

    Secci n: InvestigaciпїЅn Aplicada, AcadпїЅmica y Profesional

    пїЅREVISORES 2016пїЅ
    por DE LA FUENTE, J. [ESPAпїЅA]

    Idioma. Texto Integro en EspaпїЅol-InglпїЅs

    Citar. DE LA FUENTE, J. [ESPAпїЅA] (2017). REVISORES 2016. Electronic Journal of Research in Educational Psychology 15 (1), 1-4
    DOI: http://dx.doi.org/10.14204/ejrep/41.11168

    Editor Principal:
    Dr. Jes s de la Fuente Arias, Universidad de Almer a (Espa a)

    Edi tores Asociados:
    Dr. Fernando Justicia Justicia. Universidad de Granada (Espa a).
    Dra. Mar a Cardelle-Elawar. Univ. Estatal de Arizona (EEUU).
    Dr. Paul Sander, UWIC (Gales, Reino Unido).
    Dr. Mariano Vera. Colegio Oficial de Psic logos de Andalucia Oriental. (Espa a)

    Editores Asistentes:
    Dr. Juan Luis Benitez Mu oz. Univ. de Granada (Espa a)
    Dra. Luc a Zapata Sevillano. Universidad de Almer a (Espa a)

    Coordinaci n del NпїЅmero:
    Dr. JesпїЅs de la Fuente Arias. Universidad de AlmerпїЅa







    Educational Requirements for an Executive Chef #chief #executive #education #requirements, #educational #requirements #for #an #executive #chef


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    Educational Requirements for an Executive Chef

    Essential Information

    Students who want to become executive chefs in restaurants, hotels or other food service establishments can pursue a bachelor’s degree in culinary arts. These programs not only teach students how to cook, but also how to manage food service establishments, as they will explore business elements like financial and inventory management and purchasing. Academic study is combined with hands-on training by professional chefs in full-scale service kitchens over all aspects of the culinary arts, including nutrition, food safety and production. Students will also gain experience while completing a required internship at an area restaurant, hotel or student-run eatery on campus, which many colleges have. For admission, applicants are expected to have a high school diploma or equivalent, and satisfactory exam scores on the SAT.

    Find schools that offer these popular programs

    • Baking and Pastry Arts
    • Bartending
    • Catering and Restaurant Management
    • Chef Training
    • Food Preparation
    • Food Server and Dining Room Mgmt
    • Institutional Food Worker
    • Meat Cutting

    Bachelor’s in Culinary Arts

    Coursework varies from school to school, but all degree programs in this area of study will cover the fundamentals of the culinary profession, from cooking to restaurant management. Additionally, mathematics will be an aspect of curriculum, which is necessary for following and creating recipes and the financial elements of hotel and restaurant management. Other topics may include:

    • Gastronomy
    • Pastry arts
    • Food identification
    • Confections

    Employment Outlook and Salary Info

    According to the U.S. Bureau of Labor Statistics (BLS), employment for chefs and head cooks will grow at a rate of just 9% over 2014-2024 (www.bls.gov ). While the salary of an executive chef depends on the scale level of the establishment where they work, the mean annual wage for these professionals was $45,920 in May of 2015.

    Continuing Education Information

    The American Culinary Federation (ACF) offers professional certifications in 14 designations, including executive chef. To qualify for this certification, a candidate must have at least 30 hours of culinary training, 3 years of experience as a chef, a high school diploma and 150 hours of continuing education. Chefs must also pass a written and practical test.

    A bachelor’s degree in culinary arts provides the training that an executive chef needs to create and prepare recipes, and manage a kitchen or restaurant. After graduation, chefs can receive a professional executive chef certification from the American Culinary Federation once they meet the requirements.

    Next: View Schools

    Learn about the education and preparation needed to become an executive chef. Get a quick view of the requirements as well as.

    Find out how to become an executive sous chef. Research the education and training requirements, and learn about the experience.

    Learn about the education and preparation needed to become an executive pastry chef. Get a quick view of the requirements as.

    Learn about the education and preparation needed to become a tandoori chef. Get a quick view of the requirements as well as.



    Online education, distance learning, online college courses; Freebyte s guide to #online #college #degree,distance #learning #degrees,distance #learning #courses,online #college #courses,adult #education,education, #university,free #course,educational #resources,tutorials,ebook


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    Free music lessons and tutorials for beginners to advanced musicians, links to online lessons and NEW music software viewlet tutorials for anyone venturing into streaming media and recording.

    Free Music
    Education Center

    Complete lessons on piano, guitar, songwriting and composing plus special section on vocals, musical instruments explained, chord dictionary, music dictionary, transposition guide, midi archive, etc.

    Free online piano
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    Piano Lessons – for the beginner’s level are hands-on, self-paced, interactive, and totally Free. Piano lessons are for both the beginning piano student and the student who wants to review their skills.

    Free Piano Lessons
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    Lots of free piano-related things: free online piano tutorials, piano notes, chords, jazz chords, piano technique, free piano sheet music, music theory history, ‘how to buy a piano’, piano links, e-zine, etc.

    Get Piano Lessons.com is a fun, easy and free online piano lesson course that focuses on the mechanics of good keyboard playing without all the complicated musical terms. No note reading required.

    Free guitar lessons, online guitar tuners, guitar history, and more.



    Online Programs #online #programs,online #classes,degree #online,online #college,online #associate #degrees,career #pursuits,online #student,associate #degree,degree #programs #online,medical #assisting #online,medical #office #management #online,business #management #online,learning #process,course #work,online #campus,ecampus,teaching #practices,interactive #educational #experience,wvjc #online


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    Online Programs

    Earn Your Degree Online in Months!

    Do It on Your Own Time at a West Virginia-based Online College

    West Virginians have always been proud of their rich history. This West Virginia pride includes everything from Daniel Boone establishing trading posts on our frontiers to the glory of our collegiate sports teams.

    Now, West Virginia Junior College is offering West Virginians online associate degrees to enhance their educational and career pursuits, so they can contribute to this cultural history. Whether you are native-born or have moved to our great state, WVJC offers you the same great advantages.

    WVJC online student advantages include:

    • An associate degree in months
    • Flexibility
    • West Virginia-based local support
    • 24/7 technical support
    • Nearly 100 years of training West Virginians
    • Extensive experience with West Virginia employers

    WVJC currently offers the following degree programs online:

    Trying to figure out if online classes are a good fit for you? Below are some of the qualities of a successful online student.

    • Open minded about sharing life, work, and educational experiences as part of the learning process
    • Able to communicate through writing
    • Being an active learner who is highly motivated, self-directed, and self-disciplined
    • Organized, with strong time management skills, and the ability to meet deadlines
    • Committed to setting sufficient hours aside to successfully complete course work
    • Attention to detail and the ability to follow directions
    • Able to think critically
    • Willing to speak up if problems arise
    • Has reliable access to a computer and the internet
    • Comfortable using a computer

    Our online campus provides you with the flexibility to go to class any time you want, from anywhere you can access the internet. Through the use of our eCampus, instructors are able to utilize effective teaching practices enhanced with innovative technologies to ensure a rich, dynamic, and interactive educational experience.

    Introducing the WVJC Online Programs Now Offered in Pennsylvania

    Along with everything WVJC offers for West Virginia-based students, we re also proud to provide numerous programs offered in Pennsylvania for students who are looking to take the next step in their careers.

    These programs, and some of their attributes, include:

    • Business Administration With career prospects available following graduation including sales, business management, bookkeeping, accounting assistance and more, this program provides students with a range of skills to aid in their future careers.
    • Business Administration/Accounting If you re looking for a program focusing on financial accounting, tax return and payroll preparation, use of accounting software, business ownership models, along with many other key topics, this is the program for you.
    • Legal Office Assisting Our in-depth legal office assisting program teaches you how to draft legal correspondence, utilize basic investigation techniques, interview clients, plus many more fundamental skills.
    • Clinical Medical Assistant For those looking to apply themselves in the healthcare sector, our clinical medical assistant program can provide training in performing lab tests, giving injections, taking vital signs, performing EKGs and more.
    • Medical Office Administration This program from WVJC Online will teach you the skills of maintaining electronic health records, overseeing billing, conducting basic coding, utilizing administrative software, plus many other abilities valued by the medical field.
  • Medical Coding For training that will prepare you to work in hospitals, wellness centers, clinics, general practitioner offices and other facilities in the healthcare field, choose this fundamental program.
  • Introducing Our Online Programs Offered in Ohio

    In addition to all we offer to West Virginia residents, we re proud to announce the availability of online programs offered in Ohio. These programs include:

    Visit our main link above or the individual program links to find out about these great online programs!

    We’re here for you. Call 877-25ONLINE, visit our Request Information page, or Apply Online today!

    West Virginia Junior College is also enrolling students from Beckley, WV, Martinsburg, WV and surrounding areas! Learn more:



    Educational Loan #used #auto #loan #rates


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    Educational Loan

    Only you can shape your future. So if you feel that further studies are essential to fulfill your aspirations and ambitions, MCB Campus is your passport to a brighter future.

    Be inspired

    MCB Campus is tailored to suit your requirements whether you would like to do undergraduate or postgraduate studies.

    Our flexible options will allow you to focus on your studies and increase your chances of success.

    • Financing of up to 100% of the cost of your studies comprising also of travel, accommodation and daily expenses
    • Loan amount as from Rs 100,000
    • Loan period:  Up to 20 Years
    • Attractive interest rates as from 6.90% (PLR)
    • No security needed for loan amount up to Rs 500,000
    • 50% discount on processing fees (For example, MCB Rupys and our partners’* clients)

    Select your option

    How would you like to finance your studies?

    1. Pay loan interests only during the studies + possible breathing period of 1 year after studies

    Types of loans

    • Unsecured Loan (No security required)- Amount Rs 100,000 to Rs 500,000
    • Secured Loan – Amount Rs 500,000 and above

    MCB Campus is offered to both MCB and non-MCB Clients

    * MCB Partners are: CTI, Ovec, Vatel, Malaysian Education Centre and Medine Education Village



    Master of Education (): Educational Administration Degree Overview #educational #administration #degree, #master #of #education #(m.ed): #educational #administration #degree #overview


    #

    Master of Education (M.Ed): Educational Administration Degree Overview

    Essential Information

    An M.Ed. in Educational Administration degree program prepares working teachers to direct their careers toward administration and supervision at K-12 schools. Through a combination of coursework and field experience, students develop an understanding of organizational techniques for coordinating instruction, staff and students within a school setting. Students are usually required to complete a supervised practicum or internship where they gain hands-on knowledge of administrative duties. Many programs offer supervision and administrator or principal endorsements and may also require students to pass comprehensive examinations.

    To apply, applicants must have a bachelor’s degree and 1-3 years of teaching experience and a bachelor’s degree. At many schools, courses can be taken online.

    Find schools that offer these popular programs

    • Counseling and Guidance
    • Curriculum and Instruction
    • Educational Administration and Supervision
    • Educational Evaluation and Research
    • ESL Teaching
    • International and Comparative Education
    • Library Science and Related Professions
    • Philosophical Foundations of Education
    • Special Education
    • Teacher Education for Specific Levels and Methods
    • Teacher Education for Specific Subject Areas
    • Teaching Assistant

    Master of Education in Educational Administration

    Educational administration programs emphasize studies in developmental techniques, human development, child psychology, research methodologies, financial responsibilities and school organization. Students may learn about various teaching styles, such as Montessori or Waldorf teaching, which allows students to develop personal ideas about education. Common courses include:

    • School law
    • Instruction supervision
    • School leadership
    • School community relations
    • Personnel administration

    Popular Career Options

    Master’s degree holders have the leadership and management expertise to qualify for administrative or supervisory careers in education, human resources or corporations. Individuals may find positions as:

    • School administrators
    • Principals
    • Education training developers

    Continuing Education and Certification

    Most educational careers require individuals obtain extra certification. Students who would like to further their education can complete doctoral degree programs in education administration. These programs prepare students for advanced careers in school districts, research and academic positions within postsecondary institutions.

    Employment Outlook and Salary Information

    From 2014-2024, elementary, middle and high school principals could expect average growth of 6% in job opportunities, the U.S. Bureau of Labor Statistics (BLS) predicted. This growth will be fueled by rising enrollments and will vary by region, the BLS said. In 2015, the BLS reported that these education administrators earned a median annual salary of $90,410.

    Through theoretical coursework and practical training, M.Ed. programs help teachers gain the educational expertise and management skills they need to become school administrators.

    Next: View Schools



    Educational Loans – Montclair State University #grants #for #college


    #education loans
    #

    Educational Loans

    Welcome to the Montclair State University Educational Loan Page

    By clicking on the various loan program links below, you will be re-directed to an in depth explanation of each loan program’s:

    • Loan Requirements
    • Application Process
    • Loan Limits
    • Interest Rates

    Federal Stafford Loan (Student )

    The Stafford Loan is obtained by filling out the FAFSA and is part of the Federal Direct Loan Program .

    Federal Perkins Loan (Student )

    The Perkins Loan is obtained by filling out the FAFSA and is awarded by Montclair State University to students demonstrating significant financial need, based on the information provided on the FAFSA.

    Federal Parent PLUS Loans (Parent )

    The Office of Student Financial Aid strongly recommends students borrow through the Federal Stafford Loan program first, before considering a Parent PLUS loan. The Parent PLUS Loan is a loan that is available to the parent of a dependent student deemed by the FAFSA application. It can cover up to the cost of attendance for a student. A parent can apply for this loan through the Federal Direct Loan Program. Also review the Private Educational Loan option below in lieu of the Parent PLUS loan. Depending on your credit history, you may qualify for a lower interest rate and $0 origination fee, so compare both options when looking to fund the remaining costs of a Red Hawk education.

    Federal Graduate PLUS Loans (Graduate Student )

    Graduate students working on a Masters degree and beyond may apply for this loan through the Federal Direct Loan Program to cover up to the cost of attendance. The same terms and conditions apply to this loan that apply to the Parent PLUS loan. (Students in a Post Baccaulreate certificate program do not qualify for this loan.)

    Private Educational Loans (Student and/or Parent )

    The Office of Student Financial Aid strongly recommends students borrow through the Federal Stafford loan program, before considering a private educational loan. The Federal Stafford loan interest rates are capped and the federal student loan program has provisions, such as a grace period, forbearance, deferment, various payment options and loan consolidation to assist students with repayment. However, some students may still need assistance to cover the full cost of a Montclair State University education. These Private Educational Loans can assist with that. Please know approval for these loans is credit based for the borrower, which can be the student, parent, or both including either with a co-signer. You may consider a private educational loan in lieu of the Federal Parent PLUS loan.

    Information and Policies

    The amount you are eligible to receive from the Federal Stafford Loan program is listed on your award notification on your WESS account.

    Students who are graduating, withdrawing or are less than half time must complete Exit Counseling .

    Financial aid recipients who enter into an agreement regarding a Title IV HEA loan (Stafford, PLUS, Grad PLUS, Perkins or TEACH) will be submitted to the National Student Loan Data System (NSLDS) and will be accessible by authorized agencies, lenders, and institutions.



    Edd in educational leadership online #edd #in #educational #leadership #online


    #

    Welcome

    1. 1 Slideshow of 4 images. You are at image number 1 with caption. Doing work that matters Ed.D. students pursue impactful research focused on leadership equity. See their dissertations.
    2. 2 Slideshow of 4 images. You are at image number 2 with caption. Creating interdisciplinary connections Ed.D. faculty come from many departments throughout SF State.
    3. 3 Slideshow of 4 images. You are at image number 3 with caption. Improving education by applying theory to your practice Explore ideas and projects that take your work to the next level.
    4. 4 Slideshow of 4 images. You are at image number 4 with caption. Strengthening transformative leadership Join the next cohort of committed educational leaders. Learn more about the program and apply.

    Ed.D. students pursue impactful research focused on leadership equity. See their dissertations.

    Ed.D. faculty come from many departments throughout SF State.

    Explore ideas and projects that take your work to the next level.

    Join the next cohort of committed educational leaders. Learn more about the program and apply.



    Educational Loan #15000 #loan


    #educational loan
    #

    Educational Loan

    Only you can shape your future. So if you feel that further studies are essential to fulfill your aspirations and ambitions, MCB Campus is your passport to a brighter future.

    Be inspired

    MCB Campus is tailored to suit your requirements whether you would like to do undergraduate or postgraduate studies.

    Our flexible options will allow you to focus on your studies and increase your chances of success.

    • Financing of up to 100% of the cost of your studies comprising also of travel, accommodation and daily expenses
    • Loan amount as from Rs 100,000
    • Loan period:  Up to 20 Years
    • Attractive interest rates as from 6.90% (PLR)
    • No security needed for loan amount up to Rs 500,000
    • 50% discount on processing fees (For example, MCB Rupys and our partners’* clients)

    Select your option

    How would you like to finance your studies?

    1. Pay loan interests only during the studies + possible breathing period of 1 year after studies

    Types of loans

    • Unsecured Loan (No security required)- Amount Rs 100,000 to Rs 500,000
    • Secured Loan – Amount Rs 500,000 and above

    MCB Campus is offered to both MCB and non-MCB Clients

    * MCB Partners are: CTI, Ovec, Vatel, Malaysian Education Centre and Medine Education Village



    Educational Loans #home #loan #interest #rates #australia


    #educational loans
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    Educational Loans

    If you apply for financial aid by filing the FAFSA, you may be offered loans as part of your financial aid award offer. A loan is money you borrow and must pay back with interest. Some loans are need-based; others are available to any enrolled student.

    Borrowing can be costly. We recommend you consider borrowing only if you have exhausted all other options and only borrow what you need. Make a budget for yourself to keep your debt within manageable limits.

    All Temple University students should read the Temple University Student Lending Code of Conduct  (PDF).

    All federal loans (Stafford, PLUS and Perkins) students receive are reported on the National Student Loan Data System. The information is accessible to guaranty agencies, lenders and authorized users at schools. Students can access their information using their Department of Education pin number at the NSLDS website .

    federal LoanS

    The William D. Ford Federal Direct Loan Program is the largest federal student loan program. Under this program, the U.S. Department of Education is your lender.



    Educational Loans – Montclair State University #instant #cash #loan


    #education loans
    #

    Educational Loans

    Welcome to the Montclair State University Educational Loan Page

    By clicking on the various loan program links below, you will be re-directed to an in depth explanation of each loan program’s:

    • Loan Requirements
    • Application Process
    • Loan Limits
    • Interest Rates

    Federal Stafford Loan (Student )

    The Stafford Loan is obtained by filling out the FAFSA and is part of the Federal Direct Loan Program .

    Federal Perkins Loan (Student )

    The Perkins Loan is obtained by filling out the FAFSA and is awarded by Montclair State University to students demonstrating significant financial need, based on the information provided on the FAFSA.

    Federal Parent PLUS Loans (Parent )

    The Office of Student Financial Aid strongly recommends students borrow through the Federal Stafford Loan program first, before considering a Parent PLUS loan. The Parent PLUS Loan is a loan that is available to the parent of a dependent student deemed by the FAFSA application. It can cover up to the cost of attendance for a student. A parent can apply for this loan through the Federal Direct Loan Program. Also review the Private Educational Loan option below in lieu of the Parent PLUS loan. Depending on your credit history, you may qualify for a lower interest rate and $0 origination fee, so compare both options when looking to fund the remaining costs of a Red Hawk education.

    Federal Graduate PLUS Loans (Graduate Student )

    Graduate students working on a Masters degree and beyond may apply for this loan through the Federal Direct Loan Program to cover up to the cost of attendance. The same terms and conditions apply to this loan that apply to the Parent PLUS loan. (Students in a Post Baccaulreate certificate program do not qualify for this loan.)

    Private Educational Loans (Student and/or Parent )

    The Office of Student Financial Aid strongly recommends students borrow through the Federal Stafford loan program, before considering a private educational loan. The Federal Stafford loan interest rates are capped and the federal student loan program has provisions, such as a grace period, forbearance, deferment, various payment options and loan consolidation to assist students with repayment. However, some students may still need assistance to cover the full cost of a Montclair State University education. These Private Educational Loans can assist with that. Please know approval for these loans is credit based for the borrower, which can be the student, parent, or both including either with a co-signer. You may consider a private educational loan in lieu of the Federal Parent PLUS loan.

    Information and Policies

    The amount you are eligible to receive from the Federal Stafford Loan program is listed on your award notification on your WESS account.

    Students who are graduating, withdrawing or are less than half time must complete Exit Counseling .

    Financial aid recipients who enter into an agreement regarding a Title IV HEA loan (Stafford, PLUS, Grad PLUS, Perkins or TEACH) will be submitted to the National Student Loan Data System (NSLDS) and will be accessible by authorized agencies, lenders, and institutions.



    Educational Loan #loan #calculators


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    #

    Documentation

    1. Completed Education Loan Application Form.
    2. Mark sheets of last qualifying examination
    3. Proof of admission scholarship, studentship etc
    4. Schedule of expenses for the specified course
    5. 2 passport size photographs
    6. Borrower s Bank account statement for the last six months
    7. Income tax assessment order, of last 2 years
    8. Brief statement of assets and liabilities, of the Co-borrower
    9. Proof of Income (i.e. Salary slips/ Form 16 etc)

    Eligible Courses

    Studies in India:

    1. Graduation, Post-graduation including regular technical and professional Degree/Diploma courses conducted by colleges/ universities approved by UGC/ AICTE/ IMC/Govt. etc
    2. Regular Degree/ Diploma Courses conducted by autonomous institutions like IIT, IIM etc
    3. Teacher training/ Nursing courses approved by Central government or the State Government
    4. Regular Degree/Diploma Courses like Aeronautical, pilot training, shipping etc. approved by Director General of Civil Aviation/Shipping
    5. Vocational Training and skill development study courses will not be covered under the Education Loan Scheme, as the scheme is framed to provide bank loans for higher studies


    About the P. E. O. Educational Loan Fund (ELF) #interest #rates #today


    #educational loan
    #

    About the P.E.O. Educational Loan Fund (ELF)

    Loan

    The P.E.O. ELF loan is intended to help a woman attain a degree or certification from an accredited postsecondary educational institution.

    The maximum loan amount is $12,000 for associate and bachelor degree programs, technical or professional training, and post-graduate certifications, $15,000 for masteR s degrees and $20,000 for doctoral level degrees. Loans may not exceed the amount recommended by her sponsoring chapter. Loans are subject to the availability of funds.

    A woman may draw up to the maximum loan in one installment if she is in the final year of obtaining a technical, associate s or bacheloR s degree, is a graduate or doctoral student, or is enrolled in a post-degree certificate/licensure/endorsement program.

    A student must have and maintain the scholastic average required for graduation by the school she attends. A current transcript is required as evidence of satisfactory academic standing before an installment of a loan may be drawn. Reports of academic progress may be required for each note.

    Following the graduation date originally stated on the application, interest will begin accruing and will be billed on an annual basis. Interest accruals and payments will not be deferred if the student continues with further study or joins a service organization. The current rate of interest is 2%.

    All applicants for the ELF program must be sponsored by a P.E.O. local chapter.



    Educational loans #student #loans #for #bad #credit


    #educational loans
    #

    Division of Student Affairs

    Loan options available to ETSU students include federal, state and private sources depending on eligibility. Typically, federal loans should be considered first, as they have the lowest interest rates and best repayment terms.

    Federal education loans should be the first form of financing considered when a family is deciding whether or not to borrow funds to help pay for a student’s cost of education.

    • Undergraduate and graduate students can apply for Federal Direct Stafford Loans
    • Graduate students and parents of dependent undergraduate students can apply for funds through the PLUS Loan program.

    Federal student loans are borrowed through programs supported by the federal government. These loans usually have low interest rates and offer attractive repayment terms, benefits, and options, and repayment generally does not begin until after the student leaves school. See the current interest rates for federal loans.

    To be eligible for any of these federal loans, you must

    • complete the Free Application for Federal Student Aid (FAFSA )
    • be enrolled in at least 6 credit hours
    • meet general eligibility requirements for financial aid .

    There are several kinds of Federal Loans available: (Compare loan types )

    • [for Undergraduate and Graduate Students] Federal Direct Stafford
    • [for Parents or Graduate Students] Federal Direct PLUS Loans
    • [for Undergraduate and Graduate Students] Perkins

    If you already have at least one student loan or a Federal Family Education Loan you may qualify for a consolidation loan

    • Direct Consolidation
    • Special Direct Consolidation

    Federal Direct Plus

    What is the Grad PLUS Loan?

    • Requires credit approval.
    • Administered through the Direct Loan Program .
    • View current interest rates
    • Interest charged to the student from the time the loan is disbursed until it is paid in full. If the student allows the interest to accumulate, it will be capitalized (the interest will be added to the principal amount of the loan and additional interest will be based upon the higher amount). The student has the option of paying the interest while in school on a monthly or quarterly basis, so it will not accumulate.

    What is the Parent PLUS Loan?

    • Requires credit approval.
    • Administered through the Direct Loan Program .
    • Loan is taken by the parent on behalf of his/her dependent student.
    • View current interest rates
    • Interest charged to the parent from the time the loan is disbursed until it is paid in full. If the student allows the interest to accumulate, it will be capitalized (the interest will be added to the principal amount of the loan and additional interest will be based upon the higher amount). The student has the option of paying the interest while in school on a monthly or quarterly basis, so it will not accumulate.
    • After the student’s account is paid in full, all PLUS Loan refunds will be mailed from ETSU directly to the parent borrower.

    How does a graduate/professional student or parent apply for a PLUS Loan?

    • Complete the Free Application for Federal Student Aid (FAFSA ) online.
    • Once a PLUS Loan has been awarded on the student’s GoldLink account, the graduate/professional student or parent should follow the PLUS Loan Procedures .

    How does a borrower repay Federal Direct PLUS Loans?

    • These loans are repaid through the Direct Loan Program .
    • Repayment generally begins 60 days following the final disbursement for the academic year. You can apply for deferred repayment through the Direct Loan Program .
    • Borrowers can view details on all previously borrowed federal loans at the National Student Loan Data System (NSLDS)

    Direct Stafford Subsidized Unsubsidized Loans

    What is the Subsidized Direct Loan?

    • Need-based loan administered through the Direct Loan Program .
    • “Need” is determined by the FAFSA.
    • View current interest rates
    • Interest is deferred until after the student graduates or is no longer enrolled in at least 6 credit hours.
    • Awarded based on financial need, dependency status, cost of attendance, and grade level.
    • Limits for Financial Aid

    What is the Unsubsidized Direct Loan?

    • Non-need based loan administered through the Direct Loan Program .
    • View current interest rates
    • Interest is charged to the student from the time the loan is disbursed until it is paid in full. If the student allows the interest to accumulate, it will be capitalized (the interest will be added to the principal amount of the loan and additional interest will be based upon the higher amount). The student has the option of paying the interest while in school on a monthly or quarterly basis, so it will not accumulate.
    • Awarded based on dependency status, cost of attendance, and grade level.
    • Limits for Financial Aid

    How do I apply for Subsidized/Unsubsidized Direct Loans?

    • Complete the Free Application for Federal Student Aid (FAFSA ) online.
    • Follow the step-by-step instructions for getting a direct loan. to help you through the process

    How does a borrower repay Subsidized/Unsubsidized Direct Loans?

    • These loans are repaid through the Direct Loan Program .
    • Repayment begins 6 months after student graduates or is no longer enrolled in at least 6 credit hours.
    • Borrowers can view details on all previously borrowed federal loans on the National Student Loan Data System (NSLDS) .

    Perkins Loans

    What is the Federal Perkins Loan?

    • Need-based loan administered by the university through ECSI .
    • “Need” is determined by the FAFSA.
    • View current interest rates
    • Awarded based on application file completion date, exceptional financial need, cost of attendance, and funding level of the school from governmental funds.
    • Limits for Financial Aid Interest is deferred until 9 months after student graduates or is no longer enrolled in at least 6 credit hours.

    How do I apply for a Federal Perkins loan?

    • Complete the Free Application for Federal Student Aid (FAFSA ) online as soon after January 1st as possible and promptly follow up on your application in order to complete all requirements as early as possible.
    • Accept all or part of the loan on GoldLink after it has been awarded.
    • Complete a Perkins Master Promissory Note online. This must be done each year that a student is awarded and accepts the Perkins Loan. The ETSU School Code for Perkins MPN is 5y .
    • NOTE: Students MUST be enrolled in at least 6 credit hours to be eligible for Federal Student Loans.
    • Repayment begins 9 months after student graduates or is no longer enrolled in at least 6 credit hours.
    • Repayment is made to the university through ECSI .
    • Borrowers can view details on all previously borrowed federal loans at National Student Loan Data System (NSLDS)

    Direct Consolidation Loans



    Educational Loans #loan #consolidation #companies


    #educational loan
    #

    Educational Loans

    Eligibility

    The eligibility criteria of the bank to obtain an educational loan from any bank of India:-

    • The student who is seeking for educational loan should be Indian national
    • The student should have secured admission to professional/ technical courses through entrance test/selection process
    • The student should have secured admission to foreign university/institution

    Take a peek into other important points of consideration that the comprehensive educational loans:-
    You need to keep the following documents in place before applying for an educational loan:

    • Mark sheets of the last qualifying examination for school and graduate studies in India.
    • Proof of admission to the course.
    • Scheduling of expenses to the course.
    • Copies of letter confirming the scholarship.
    • Copies of foreign exchange permit, if applicable.
    • Two passport size photographs.
    • Bank statement for the last six months of the borrower.
    • Income tax assessment order not more than two years.
    • Brief statements of assets and liabilities of the borrower.
    • If you are not an existing bank customer you would need to establish your identity and give proof of residence.

    Margin

    If the course cost is up to 4 lakhs, nil for both studies in India and abroad. If the course cost is above 4 lakhs, 5% for inland studies and 15% for studies abroad.



    Educational Loans – Montclair State University


    #education loans
    #

    Educational Loans

    Welcome to the Montclair State University Educational Loan Page

    By clicking on the various loan program links below, you will be re-directed to an in depth explanation of each loan program’s:

    • Loan Requirements
    • Application Process
    • Loan Limits
    • Interest Rates

    Federal Stafford Loan (Student )

    The Stafford Loan is obtained by filling out the FAFSA and is part of the Federal Direct Loan Program .

    Federal Perkins Loan (Student )

    The Perkins Loan is obtained by filling out the FAFSA and is awarded by Montclair State University to students demonstrating significant financial need, based on the information provided on the FAFSA.

    Federal Parent PLUS Loans (Parent )

    The Office of Student Financial Aid strongly recommends students borrow through the Federal Stafford Loan program first, before considering a Parent PLUS loan. The Parent PLUS Loan is a loan that is available to the parent of a dependent student deemed by the FAFSA application. It can cover up to the cost of attendance for a student. A parent can apply for this loan through the Federal Direct Loan Program. Also review the Private Educational Loan option below in lieu of the Parent PLUS loan. Depending on your credit history, you may qualify for a lower interest rate and $0 origination fee, so compare both options when looking to fund the remaining costs of a Red Hawk education.

    Federal Graduate PLUS Loans (Graduate Student )

    Graduate students working on a Masters degree and beyond may apply for this loan through the Federal Direct Loan Program to cover up to the cost of attendance. The same terms and conditions apply to this loan that apply to the Parent PLUS loan. (Students in a Post Baccaulreate certificate program do not qualify for this loan.)

    Private Educational Loans (Student and/or Parent )

    The Office of Student Financial Aid strongly recommends students borrow through the Federal Stafford loan program, before considering a private educational loan. The Federal Stafford loan interest rates are capped and the federal student loan program has provisions, such as a grace period, forbearance, deferment, various payment options and loan consolidation to assist students with repayment. However, some students may still need assistance to cover the full cost of a Montclair State University education. These Private Educational Loans can assist with that. Please know approval for these loans is credit based for the borrower, which can be the student, parent, or both including either with a co-signer. You may consider a private educational loan in lieu of the Federal Parent PLUS loan.

    Information and Policies

    The amount you are eligible to receive from the Federal Stafford Loan program is listed on your award notification on your WESS account.

    Students who are graduating, withdrawing or are less than half time must complete Exit Counseling .

    Financial aid recipients who enter into an agreement regarding a Title IV HEA loan (Stafford, PLUS, Grad PLUS, Perkins or TEACH) will be submitted to the National Student Loan Data System (NSLDS) and will be accessible by authorized agencies, lenders, and institutions.



    Educational Loans


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    Educational Loans

    If you apply for financial aid by filing the FAFSA, you may be offered loans as part of your financial aid award offer. A loan is money you borrow and must pay back with interest. Some loans are need-based; others are available to any enrolled student.

    Borrowing can be costly. We recommend you consider borrowing only if you have exhausted all other options and only borrow what you need. Make a budget for yourself to keep your debt within manageable limits.

    All Temple University students should read the Temple University Student Lending Code of Conduct  (PDF).

    All federal loans (Stafford, PLUS and Perkins) students receive are reported on the National Student Loan Data System. The information is accessible to guaranty agencies, lenders and authorized users at schools. Students can access their information using their Department of Education pin number at the NSLDS website .

    federal LoanS

    The William D. Ford Federal Direct Loan Program is the largest federal student loan program. Under this program, the U.S. Department of Education is your lender.