Loan

Credit News

Logbook Loans Fast – Flexible In The UK – Varooma™ 2015 #new #business #loans


#logbook loans
#

Fair, Fast, Flexible Logbook Loans

Borrow up to 70% of the trade value of your car with one of the UK’s cheapest, best customer rated logbook lenders Varooma.com .

  • CCJ’s & Defaults OK
  • No early settlement fees; pay early pay less
  • No hidden charges; all costs clearly explained
  • Prompt credit decision; money within hours
  • We PROMISE that we will aim to beat any written quote from any other logbook lender

REPRESENTATIVE EXAMPLE:

Amount of Loan £1000.00. Repayable by 12 monthly repayments of £141.67 commencing 1 month from the date of the loan. Total Amount Repayable £1700.04. Rate of Interest 70% per annum flat fixed. Representative 190.3% APR.

Over a half of our customers set up a loan based on this example and this APR. Warning: Late repayments can cause you serious money problems. For help or advice please go to www.moneyadviceservice.org.uk Please take time to read and understand our FAQ’s to ensure our logbook loan product is suitable for your requirements.

In the event there is no willingness to repay your loan, the vehicle you are using as security could be at risk of being repossessed and sold to assist in settling the debt.


IDBI Bank Home Loan – Flexible home loans, Housing Finance Scheme from IDBI #paycheck #loans


#idbi home loan
#

IDBI Bank

Welcome to world-class banking at IDBI Bank.

Home, sweet home, built out of your dreams. A place where you return after a hard day’s work and relax, a place where you share precious moments with your family. A place that gives you a sense of belonging. IDBI Bank helps you realise your long cherished dream of owning your home through hassle free and customer friendly home loans.

Presenting IDBI Bank’s ultra flexible home loan you have been looking for. We realise what owning your home means to you and your family.

You can avail of the Home Loans for constructing a home, purchasing a ready built house/flat, residential plot and even for re-financing existing loans you may have availed from other banks or housing finance companies. Click here to apply.

Advantages of IDBI Ultra Flexible Home Loans:-

  • Maximum Funding
  • Flexibility of choosing between Floating or Fixed interest rate
  • Attractive rate of interest
  • EMI on daily reducing balance
  • Personalised doorstep service
  • Simple documentation
  • Legal and technical assistance
  • Balance transfer facility
  • Reassessment and adjustment of applicant’s loan eligibility in case of change of income and residence status

Features:-

  • Tenor of a home loan can be up to 25 years for a resident individual whereas for NRIs the maximum tenure is 15 years subject to maximum age of 60 years at maturity.
  • Loan can be applied for a maximum of 90% of the property value subject to credit discretion.
  • Security for the loan is a first mortgage of the property to be financed, normally by way of deposit of the title deeds or such collateral security as may be necessary.
  • Title to the property should be clear and free from encumbrance, i.e. without any pending legal litigation adversely affecting the ownership of the property.
  • Other parameters considered include an account of your age, income, number of dependents, financial stability and co-applicant’s income.

Tax Benefits:-

    As per the current finance bill you can get :

– A maximum deduction of Rs. 1,50,000 on your income towards interest paid on your home loans u/s 24

– A maximum deduction of Rs. 1,00,000 on the principal repaid u/s 80 CCE

The above benefits are available subject to you fulfilling certain conditions, for which you should refer the IT Act 1961.

Eligibility:-

  • Salaried individuals
  • Self employed professionals/businessmen
  • NRIs
  • You can include your spouse/parents/children as co-applicant if you require higher eligibility subject to maximum of three applicants.

Home Loan With Life Insurance:-

  • For most of us, buying a house is an important milestone in our lives. Although, it can be a tremendously satisfying experience, it can also bring about a lot of concerns. Shall I be able to repay the loan? Shall I be able to manage my finances? And above all, If something happens to me, how will my family repay the loan?”
  • We at IDBI, understand your concerns. Our Home Loans are now accompanied by a specially-designed insurance cover. So even if calamity strikes, your family needn�t worry about the loan./li>

Repayment:-

  • You normally repay the loan through Equated Monthly Installments (EMIs) comprising both principal and interest. If the final disbursement is however still pending, you pay interest on the portion of the loan disbursed before the EMI commences.
  • We could also structure your loan repayment to suit your convenience. For instance, the installments could be lower in the initial years and could gradually increase over a period or vice versa.
  • The maximum possible tenure for a Resident Indian is 25 years if employed and 15 years if self employed. While the same for an NRI is 15 years.

Home Loan Interest Rates:-

    Home Loans (Floating)

1-25 years (Up to 20 lacs) — (BPLR-3.75) — 9.75 %

1-25 years (Above 20 lacs) — (BPLR-3.25) — 10.25 %

Home Loans (Fixed )

– Fixed for 3 years — 11.75 %

– Fixed for 5 years — 12.00 %

FAQ’s:-

    Q1. For what purpose can I avail a home loan? You can take a loan for constructing a house, purchase of a ready built house / flat or a flat in resale, the takeover of existing loans from approved banks / housing finance companies, the purchase of a plot of land, for renovation of the house and extension of the house.

Q2. What are the borrower categories who can avail of the loan? We offer loans to salaried individuals, self-employed professionals or businessmen and for NRI individuals.

Q3. Who can be a co-applicant for the loan? You can include your spouse/parents/children as a co-applicant for the Home Loan and we shall include his / her income to enhance your loan amount. Further, in case there are any other co-owners, they also need to be co-applicants.

Q4. What is the maximum period in which I can repay the loan? You can repay the loan over a maximum period of 25 years in case you are salaried and 15 years in case you are self employed. For NRIs we give loans up to 15 years. Repayment will not ordinarily be extended beyond your age of retirement (if you are employed) or on your reaching 60 years of age, whichever is earlier. However, we will make every effort to determine the repayment period to suit your convenience.

Q5. What is the security to be provided? Security for the loan is a first mortgage of the property to be financed, normally by way of deposit of title deeds / or such collateral security as may be necessary. Please do ensure that the title to the property is clear, marketable and free from encumbrance. To elaborate, there should not be any existing mortgage, loan or litigation, which is likely to affect the title to the property adversely.


Plant inspiration could lead to flexible electronics, flexible lead.#Flexible #lead


#

Plant inspiration could lead to flexible electronics

Flexible lead

Versatile, light-weight materials that are both strong and resilient are crucial for the development of flexible electronics, such as bendable tablets and wearable sensors. Aerogels are good candidates for such applications, but until now, it’s been difficult to make them with both properties. Now, researchers report in ACS Nano that mimicking the structure of the “powdery alligator-flag” plant has enabled them to make a graphene-based aerogel that meets these needs.

Aerogels are light, porous materials that are already used in many applications, such as pollution control and insulation. To create a better aerogel for potential incorporation into bendable electronics, Bai and colleagues took inspiration from the stem structure of the powdery alligator-flag plant (Thalia dealbata), a strong, lean plant capable of withstanding harsh winds.

The team used a bidirectional freezing technique that they previously developed to assemble a new type of biomimetic graphene aerogel that had an architecture like that of the plant’s stem. When tested, the material supported 6,000 times its own weight and maintained its strength after intensive compression trials and was resilient. They also put the aerogel in a circuit with an LED and found it could potentially work as a component of a flexible device.

The researchers say that the approach could help them improve other types of materials in the future.

Flexible lead Explore further: 3D-printed aerogels improve energy storage

More information: “Biomimetic Architectured Graphene Aerogel with Exceptional Strength and Resilience” ACS Nano (2017). pubs.acs.org/doi/abs/10.1021/acsnano.7b01815

Journal reference: ACS Nano Flexible lead Flexible lead

Provided by: American Chemical Society Flexible lead Flexible lead


The ICFAI University Tripura # #the #icfai #university, #the #institute #of #chartered #financial #analysts #of #india #university #tripura, #ugc, #mba #in #india, #full-time #campus #mba, #master #of #business #administration, #best #mba #program, #distance #learning #mba #program, #bba #program, #b.tech #program, #b.tech-lateral #entry, #engineering #program, #mca #program, #ma(education), #bca #program, #best #college #and #business #school #in #india, #mba #correspondence, #mba #distant #program, #mba #rankings, #distance #learning #courses, #distance #education #mba, #bba-llb #program, #b.ed #program, #flexible #learning #programs, #private #university #in #india, #bachelor #and #master #degree #courses, #india, #tripura, #agartala, #hyderabad, #mumbai, #bangalore, #kolkatta, #new #delhi, #government #recognized #university


#

IU Tripura

IU Tripura

The ICFAI University, Tripura was established in 2004 through an Act of State Legislature (Tripura Act 8 of 2004). The University has been approved by the University Grants Commission, under Section 2(f) of the UGC Act, 1956. The University a member of the Association of Commonwealth Universities, London, the Association of Indian Universities, New Delhi and the Federation of Universities, India. >>>

Undergraduate Study

The ICFAI University, Tripura is committed to provide new career-oriented educational programs at Bachelor’s and Master’s level in management, finance, science and technology, education and other areas. To provide high quality, value-based, careeroriented education for students. To facilitate students in understanding, developing, integrating and applying both core and specialized concepts and practices.

Postgraduate Study

The ICFAI University, Tripura is committed to provide new career-oriented educational programs at Bachelor,s and Master’s level in management, finance, science and technology, education and other areas. To provide high quality, value-based, careeroriented education for students. To facilitate students in understanding, developing, integrating and applying both core and specialized concepts and practices.

International Admissions

The University Campus based at Agartala is a lush green campus spread over 32 acres over 6 lakhs sq. ft. of built-up area. Campus also provides latest teaching aids and is Wi-Fi enabled. The University campus is operating its functions from own premises. Class rooms are well-equipped with latest audio-visual equipments, LCD Projectors and there are many other facilities. >>>

Admissions 2017

The ICFAI University, Tripura (referred to hereafter as the University) was established in 2004 through an Act of State Legislature (Tripura Act 8 of 2004). The University has been approved by the University Grants Commission, under Section 2(f) of the UGC Act, 1956. >>>

Why IUTripura

The University is administered as per the relevant, Statutes and Rules. The Board of Management is headed by the Chairperson and has the President and others as members. The Academic Council chaired by the President is responsible for all academic matters. >>>

Continuous efforts are made to strike an appropriate balance between the students’ classroom activities and out-of-classroom activities. They work hard in class, but also channel their energies into diverse activities such as organizing seminars, and guest lectures on contemporary issues, participating in inter-college competitions, etc.>>>

What people say

IU Tripura is an academic institution par excellence. Being associated with ICFAI even in the remotest way takes one, miles ahead. There are several academic institutions but ICFAI and IUT stand apart. Under the leadership of Dr. Ajay Pathak and Prof. Biplab Halder, IU Tripura adds to the laurels already established by ICFAI. Great to be part of such esteemed institution. >>>

The ICFAI Group

ICFAI was established in 1984 as a not-for-profit society with the broad objective of empowering citizens through world class quality education. The Institute announced its arrival into the Indian education fora by innovatively launching the CFA Program in 1985. The CFA Program was a unique program in finance aimed at equipping students and working professionals desiring a contemporary finance qualification to help them in the competitive corporate world. Since its establishment, ICFAI Group has made a significant mark in the Indian educational field with a pan- Indian network and presence. >>>

Message from VC

I am pleased to welcome you all to our campus at ICFAI University, Tripura, a campus full of joy and life amongst the greenery at Agartala. When you join our campus you would be entering a temple of learning where you would be acquiring the latest Body of Knowledge through contemporary course curriculum. Our curriculum is designed as per industry requirement to be delivered by faculty members having vast industry experience backed by pertinent academic qualifications. Your four year study at the campus will enable you to become sharp and practical. >>>


PNB Flexible Housing Loan #jumbo #loan


#pnb home loan
#

Housing Loan for Public

Charges e.g. stamp duty, registration charges and other documentation charges shall be borne by the borrower and shall not be considered towards margin money. However such charges may be added to the cost of the house/dwelling unit for the purpose of calculating LTV ratio in cases where the cost of the house/dwelling unit does not exceed Rs.10 lakh.

Equitable/registered mortgage of the property in question.

Repayment

Loan for carrying out repairs/ renovation / alterations to the house/flat: Max.15 years inclusive of moratorium period, if any.

Loan for Others: Max. 30 years inclusive of moratorium period, if any.c

  • The income of the spouse and earning children (whether married or unmarried) and of the joint owners can be added for determining the income for the purpose of borrowers’ repaying capacity. In such cases, they should be made co-borrower.
  • Father/Mother can also be made as co-borrower in cases where property is in the single name of his/her son and also clubbing of their income be permitted for the purpose of eligibility/repayment of loan.
  • Likely rental income, if the property is to be let out may also be added for determining the repaying capacity.

Repayment Holiday/ Moratorium

For Construction/ Additions of House/ Flat: Till completion of construction (including additions) or 18 months, from the date of disbursement of first installment of the loan, whichever is earlier.

For carrying out repairs/ renovation / alterations to the house/ flat: Till completion of repairs/ renovation / alterations or 6 months, from the date of disbursement of first installment of the loan, whichever is earlier.

For purchase of ready built House/ flat OR land/plot: Till the date of possession or 3 months from the date of advance, whichever is earlier.


Flexible Terms – Payday Loans #payday #loan #today


#quick loans no credit checks
#

– Bad Credit, No Credit, All Credit OK –

To Qualify for a $1000 Loan **

  1. Receive $750 + per month in income.

Learn More About

Within seconds of clicking submit, loan sources matching your requirements will display on-screen. By clicking the Submit button, you are not submitting an application. You are requesting that we compare more than 100 loan sources with your needs, and display the matching results on-screen for you to compare. Then you simply choose which loan source(s) to submit your application to.

( NO SPAM ) We will not share the results of your search with anyone other than yourself and authorized employees of 1500Loans.com. All of your information, including your name and email address, will never be sold, rented, traded or similarly made available to anyone for any reason unless permitted by our privacy policy. We guarantee it! For more details view our privacy policy.

* This website does not constitute an offer or solicitation to lend or an application to lend. 1500Loans.com is neither a lender nor any other banking or lending institution. We do not make loans, nor do we make cash advances or credit decisions, nor do we broker loans to lending institutions. We make no guarantees or warranties with regard to the availability of any particular loan, nor whether any person qualifies or may qualify for a loan. We do not endorse any particular loan source, loan provider or loan product.

Typically the loan sources advertised on this website will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some loan sources. Typically, these reports will not affect your credit score.

** Not all loan sources can provide up to $1,000. This site will match you with loan source(s) based on your requirements. 1500Loans.com is not an agent or representative of any service provider and does not endorse any service or product. Cash transfer times may vary among loan sources. Most lenders fund the next business day. In some circumstances faxing may be required by certain loan providers as part of their loan process. Completion of this form in no way guarantees that you will be approved for a loan. The service offered by this Website may change from time to time and without notice.


IDBI Bank Home Loan – Flexible home loans, Housing Finance Scheme from IDBI #loan #cal


#idbi home loan
#

IDBI Bank

Welcome to world-class banking at IDBI Bank.

Home, sweet home, built out of your dreams. A place where you return after a hard day’s work and relax, a place where you share precious moments with your family. A place that gives you a sense of belonging. IDBI Bank helps you realise your long cherished dream of owning your home through hassle free and customer friendly home loans.

Presenting IDBI Bank’s ultra flexible home loan you have been looking for. We realise what owning your home means to you and your family.

You can avail of the Home Loans for constructing a home, purchasing a ready built house/flat, residential plot and even for re-financing existing loans you may have availed from other banks or housing finance companies. Click here to apply.

Advantages of IDBI Ultra Flexible Home Loans:-

  • Maximum Funding
  • Flexibility of choosing between Floating or Fixed interest rate
  • Attractive rate of interest
  • EMI on daily reducing balance
  • Personalised doorstep service
  • Simple documentation
  • Legal and technical assistance
  • Balance transfer facility
  • Reassessment and adjustment of applicant’s loan eligibility in case of change of income and residence status

Features:-

  • Tenor of a home loan can be up to 25 years for a resident individual whereas for NRIs the maximum tenure is 15 years subject to maximum age of 60 years at maturity.
  • Loan can be applied for a maximum of 90% of the property value subject to credit discretion.
  • Security for the loan is a first mortgage of the property to be financed, normally by way of deposit of the title deeds or such collateral security as may be necessary.
  • Title to the property should be clear and free from encumbrance, i.e. without any pending legal litigation adversely affecting the ownership of the property.
  • Other parameters considered include an account of your age, income, number of dependents, financial stability and co-applicant’s income.

Tax Benefits:-

    As per the current finance bill you can get :

– A maximum deduction of Rs. 1,50,000 on your income towards interest paid on your home loans u/s 24

– A maximum deduction of Rs. 1,00,000 on the principal repaid u/s 80 CCE

The above benefits are available subject to you fulfilling certain conditions, for which you should refer the IT Act 1961.

Eligibility:-

  • Salaried individuals
  • Self employed professionals/businessmen
  • NRIs
  • You can include your spouse/parents/children as co-applicant if you require higher eligibility subject to maximum of three applicants.

Home Loan With Life Insurance:-

  • For most of us, buying a house is an important milestone in our lives. Although, it can be a tremendously satisfying experience, it can also bring about a lot of concerns. Shall I be able to repay the loan? Shall I be able to manage my finances? And above all, If something happens to me, how will my family repay the loan?”
  • We at IDBI, understand your concerns. Our Home Loans are now accompanied by a specially-designed insurance cover. So even if calamity strikes, your family needn�t worry about the loan./li>

Repayment:-

  • You normally repay the loan through Equated Monthly Installments (EMIs) comprising both principal and interest. If the final disbursement is however still pending, you pay interest on the portion of the loan disbursed before the EMI commences.
  • We could also structure your loan repayment to suit your convenience. For instance, the installments could be lower in the initial years and could gradually increase over a period or vice versa.
  • The maximum possible tenure for a Resident Indian is 25 years if employed and 15 years if self employed. While the same for an NRI is 15 years.

Home Loan Interest Rates:-

    Home Loans (Floating)

1-25 years (Up to 20 lacs) — (BPLR-3.75) — 9.75 %

1-25 years (Above 20 lacs) — (BPLR-3.25) — 10.25 %

Home Loans (Fixed )

– Fixed for 3 years — 11.75 %

– Fixed for 5 years — 12.00 %

FAQ’s:-

    Q1. For what purpose can I avail a home loan? You can take a loan for constructing a house, purchase of a ready built house / flat or a flat in resale, the takeover of existing loans from approved banks / housing finance companies, the purchase of a plot of land, for renovation of the house and extension of the house.

Q2. What are the borrower categories who can avail of the loan? We offer loans to salaried individuals, self-employed professionals or businessmen and for NRI individuals.

Q3. Who can be a co-applicant for the loan? You can include your spouse/parents/children as a co-applicant for the Home Loan and we shall include his / her income to enhance your loan amount. Further, in case there are any other co-owners, they also need to be co-applicants.

Q4. What is the maximum period in which I can repay the loan? You can repay the loan over a maximum period of 25 years in case you are salaried and 15 years in case you are self employed. For NRIs we give loans up to 15 years. Repayment will not ordinarily be extended beyond your age of retirement (if you are employed) or on your reaching 60 years of age, whichever is earlier. However, we will make every effort to determine the repayment period to suit your convenience.

Q5. What is the security to be provided? Security for the loan is a first mortgage of the property to be financed, normally by way of deposit of title deeds / or such collateral security as may be necessary. Please do ensure that the title to the property is clear, marketable and free from encumbrance. To elaborate, there should not be any existing mortgage, loan or litigation, which is likely to affect the title to the property adversely.


Flexible Terms – Payday Loans #www.loans


#quick loans no credit checks
#

– Bad Credit, No Credit, All Credit OK –

To Qualify for a $1000 Loan **

  1. Receive $750 + per month in income.

Learn More About

Within seconds of clicking submit, loan sources matching your requirements will display on-screen. By clicking the Submit button, you are not submitting an application. You are requesting that we compare more than 100 loan sources with your needs, and display the matching results on-screen for you to compare. Then you simply choose which loan source(s) to submit your application to.

( NO SPAM ) We will not share the results of your search with anyone other than yourself and authorized employees of 1500Loans.com. All of your information, including your name and email address, will never be sold, rented, traded or similarly made available to anyone for any reason unless permitted by our privacy policy. We guarantee it! For more details view our privacy policy.

* This website does not constitute an offer or solicitation to lend or an application to lend. 1500Loans.com is neither a lender nor any other banking or lending institution. We do not make loans, nor do we make cash advances or credit decisions, nor do we broker loans to lending institutions. We make no guarantees or warranties with regard to the availability of any particular loan, nor whether any person qualifies or may qualify for a loan. We do not endorse any particular loan source, loan provider or loan product.

Typically the loan sources advertised on this website will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some loan sources. Typically, these reports will not affect your credit score.

** Not all loan sources can provide up to $1,000. This site will match you with loan source(s) based on your requirements. 1500Loans.com is not an agent or representative of any service provider and does not endorse any service or product. Cash transfer times may vary among loan sources. Most lenders fund the next business day. In some circumstances faxing may be required by certain loan providers as part of their loan process. Completion of this form in no way guarantees that you will be approved for a loan. The service offered by this Website may change from time to time and without notice.


Logbook Loans Fast – Flexible In The UK – Varooma™ 2015 #quick #money #loans


#logbook loans
#

Fair, Fast, Flexible Logbook Loans

Borrow up to 70% of the trade value of your car with one of the UK’s cheapest, best customer rated logbook lenders Varooma.com .

  • CCJ’s & Defaults OK
  • No early settlement fees; pay early pay less
  • No hidden charges; all costs clearly explained
  • Prompt credit decision; money within hours
  • We PROMISE that we will aim to beat any written quote from any other logbook lender

REPRESENTATIVE EXAMPLE:

Amount of Loan £1000.00. Repayable by 12 monthly repayments of £141.67 commencing 1 month from the date of the loan. Total Amount Repayable £1700.04. Rate of Interest 70% per annum flat fixed. Representative 190.3% APR.

Over a half of our customers set up a loan based on this example and this APR. Warning: Late repayments can cause you serious money problems. For help or advice please go to www.moneyadviceservice.org.uk Please take time to read and understand our FAQ’s to ensure our logbook loan product is suitable for your requirements.

In the event there is no willingness to repay your loan, the vehicle you are using as security could be at risk of being repossessed and sold to assist in settling the debt.


Flexible Terms – Payday Loans #easy #loans #no #credit #check


#quick loans no credit checks
#

– Bad Credit, No Credit, All Credit OK –

To Qualify for a $1000 Loan **

  1. Receive $750 + per month in income.

Learn More About

Within seconds of clicking submit, loan sources matching your requirements will display on-screen. By clicking the Submit button, you are not submitting an application. You are requesting that we compare more than 100 loan sources with your needs, and display the matching results on-screen for you to compare. Then you simply choose which loan source(s) to submit your application to.

( NO SPAM ) We will not share the results of your search with anyone other than yourself and authorized employees of 1500Loans.com. All of your information, including your name and email address, will never be sold, rented, traded or similarly made available to anyone for any reason unless permitted by our privacy policy. We guarantee it! For more details view our privacy policy.

* This website does not constitute an offer or solicitation to lend or an application to lend. 1500Loans.com is neither a lender nor any other banking or lending institution. We do not make loans, nor do we make cash advances or credit decisions, nor do we broker loans to lending institutions. We make no guarantees or warranties with regard to the availability of any particular loan, nor whether any person qualifies or may qualify for a loan. We do not endorse any particular loan source, loan provider or loan product.

Typically the loan sources advertised on this website will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some loan sources. Typically, these reports will not affect your credit score.

** Not all loan sources can provide up to $1,000. This site will match you with loan source(s) based on your requirements. 1500Loans.com is not an agent or representative of any service provider and does not endorse any service or product. Cash transfer times may vary among loan sources. Most lenders fund the next business day. In some circumstances faxing may be required by certain loan providers as part of their loan process. Completion of this form in no way guarantees that you will be approved for a loan. The service offered by this Website may change from time to time and without notice.