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Historical Mortgage Rates by Month – 1986 to 2015 #bad #credit #business #loans


#home loan interest rate
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HSH’s National Monthly Mortgage Statistics: 1986 to 2015

5/1 ARM

As the nation’s largest publisher of mortgage information, HSH Associates surveys mortgage lenders coast to coast every week. The statistics shown here include both conforming and jumbo mortgages to give a true picture of the overall mortgage market. HSH markets jumbo-only and conforming-only statistics — find out how to order.

Averages shown reflect the interest rate. Points and fees are not included in this series; they are available in different statistical series. Weekly companion averages for this series can be seen in our Statistical Release. HSH can supply detailed statistical series with rates, points, effective rates, averages of other fields, calculated APRs, and more. Our mortgage rate histories go back over 20 years — the most complete and comprehensive archive available.

HSH.COM is the nation’s largest publisher of mortgage information. HSH provides reports for our clients, including lenders, consumers, the media, relocation companies, employee placement firms, and others from its weekly survey of retail lenders coast to coast.

These statistics are copyright 2015 by HSH Associates, Financial Publishers. They may be copied and distributed provided you credit us as Source: HSH.COM

About HSH Data

Unlike other sources, these statistics derive from our objective, editorial survey of between 2,000 and 3,000 lenders in all 50 states and elsewhere. We’ve been doing this for 30 years–we know what we’re doing, and we just keep doing it, every week. Would you like to know more? HSH’s statistics have long been used by top Wall Street firms; by lenders coast to coast; by the media; by government agencies; by Freddie Mac and Fannie Mae; and many others.

You may display the HSH rates data on your websites, provided that you (a) display the data as-is and without any modifications, (b) attribute the data to HSH.com as the source, and (c) include a live link to HSH.com. We reserve the right to require you to remove the data and link at any time in the event that we determine that your use damages or may damage our reputation.


FHA Historical Rates #business #loans #rates


#fha loan rates
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FHA Historical Rates

Historical FHA loan rates declined from 1992 until 2010.

FHA Rate Highs

The FHA rate data provided by HUD starts in October 1991 for the government fiscal year of 2002. The highest monthly FHA mortgage rate was in October of 1991 when the rate for FHA mortgages averaged 8.28 percent. The mortgage rates stayed above 8 percent until February of 2002 when the average rate was 7.79 percent. Through the middle of 2010, the rate for FHA mortgages has not exceeded 8 percent for almost 20 years. Freddie Mac, which also provides government-insured mortgages, has rate histories dating back to 1971. Mortgage rates in the 1980s averaged over 10 percent for every year of the decade, and in 1981 the average rate for a 30-year mortgage was 16.6 percent.

FHA Rate Lows

The 19-year rate history of FHA rates from late 1991 until mid-2010 shows a steady rate of decline in mortgage interest rates. FHA rates first dipped below 6 percent in May 2006 and stayed below 6 percent until early 2007. The financial and real estate crises put more pressure on the government-insured FHA loans, and in 2009 rates went from 6 percent to under 5.5 percent by May of that year. For the first 5 months of 2010, HUD reported FHA rates at between 5.21 and 5.26 percent, which are the lowest rates through that point in history.

FHA Historical Average Rates


Historical Mortgage Rates by Month – 1986 to 2015 #student #loans #federal


#home loan interest rate
#

HSH’s National Monthly Mortgage Statistics: 1986 to 2015

5/1 ARM

As the nation’s largest publisher of mortgage information, HSH Associates surveys mortgage lenders coast to coast every week. The statistics shown here include both conforming and jumbo mortgages to give a true picture of the overall mortgage market. HSH markets jumbo-only and conforming-only statistics — find out how to order.

Averages shown reflect the interest rate. Points and fees are not included in this series; they are available in different statistical series. Weekly companion averages for this series can be seen in our Statistical Release. HSH can supply detailed statistical series with rates, points, effective rates, averages of other fields, calculated APRs, and more. Our mortgage rate histories go back over 20 years — the most complete and comprehensive archive available.

HSH.COM is the nation’s largest publisher of mortgage information. HSH provides reports for our clients, including lenders, consumers, the media, relocation companies, employee placement firms, and others from its weekly survey of retail lenders coast to coast.

These statistics are copyright 2015 by HSH Associates, Financial Publishers. They may be copied and distributed provided you credit us as Source: HSH.COM

About HSH Data

Unlike other sources, these statistics derive from our objective, editorial survey of between 2,000 and 3,000 lenders in all 50 states and elsewhere. We’ve been doing this for 30 years–we know what we’re doing, and we just keep doing it, every week. Would you like to know more? HSH’s statistics have long been used by top Wall Street firms; by lenders coast to coast; by the media; by government agencies; by Freddie Mac and Fannie Mae; and many others.

You may display the HSH rates data on your websites, provided that you (a) display the data as-is and without any modifications, (b) attribute the data to HSH.com as the source, and (c) include a live link to HSH.com. We reserve the right to require you to remove the data and link at any time in the event that we determine that your use damages or may damage our reputation.