Credit News

Logbook Loans Fast – Flexible In The UK – Varooma™ 2015 #new #business #loans

#logbook loans

Fair, Fast, Flexible Logbook Loans

Borrow up to 70% of the trade value of your car with one of the UK’s cheapest, best customer rated logbook lenders .

  • CCJ’s & Defaults OK
  • No early settlement fees; pay early pay less
  • No hidden charges; all costs clearly explained
  • Prompt credit decision; money within hours
  • We PROMISE that we will aim to beat any written quote from any other logbook lender


Amount of Loan £1000.00. Repayable by 12 monthly repayments of £141.67 commencing 1 month from the date of the loan. Total Amount Repayable £1700.04. Rate of Interest 70% per annum flat fixed. Representative 190.3% APR.

Over a half of our customers set up a loan based on this example and this APR. Warning: Late repayments can cause you serious money problems. For help or advice please go to Please take time to read and understand our FAQ’s to ensure our logbook loan product is suitable for your requirements.

In the event there is no willingness to repay your loan, the vehicle you are using as security could be at risk of being repossessed and sold to assist in settling the debt.

Loan for Pensioners, Finance in India, Types of bank loan #1 #hour #loans

#loans for pensioners

Loan for Pensioners

Loans are worthwhile when someone is in immediate need of financial assistance. In earlier days senior citizens were usually deprived of regular loans because of their inability to show proof of a regular income. But the scenario has been changed now and banks are taking care of economical independence of retired individuals by offering a unique pension loan.

Pension loans are of two types. Pensioners loan and Mortgage loan for senior citizen. Through Pensioners loan, a senior citizen can take a loan against their Pension, fixed deposits, National Savings Certificates, Kisan Vikas Patras, Life Insurance Polices and RBI Relief Bonds etc where mortgage loan demands collateral in the form of an asset such as a home or land. The maximum age limit of a pensioner to apply for a loan is 70.

The main advantage of this loan is its low interest rate. The maximum amount of loan avail may varies from bank to bank and depends upon individuals repayment capacity. This loan shall be disbursed through Savings Bank A/c other than the account in which your pension is credited every month. Loan prepayment charges and processing fees are free. These loans can be prepaid any time without any penalty.

Documents required for Pension Loans are:

Proof of Identity ie; Passport Copy or Voters ID Card or Driving License etc.

  • Address Proof ie; Ration card, Telephone or Electricity Bill or Passport Copy etc.
  • Last 6 months Bank Statement or Bank Passbook.
  • Proof of Retirement and the organization last worked for, including the Pension Slip.

  • July-2015: Best and Lowest Personal Loan Interest Rates in India #best #loan #deals

    #cheapest loan rates

    July-2015:Best and Lowest Personal Loan Interest Rates in India

    5 Best and Lowest Personal Loan Interest Rates in India ( (Updated: July-2015)

    One of the ways to get a loan for an emergency is taking Personal Loans from Banks and Financial Institutions. With Personal Loan Interest Rates shooting up, everyone would be eager to choose a cheap personal loan interest rate when they are taking the loan. From this month, I would be providing latest personal loan interest rates in India so that a loan seeker can choose best personal loan interest rates.

    Why people choose personal loan?

    While home loan, car loan, etc. are meant for a specific purpose, personal loans on the other hand does not mean for any specific thing. You can take a personal loan for any of your financial obligations like child education, child marriage expenses, payment in advance to home, purchase of plot (where loans are not eligible), home emergencies etc. Banks and Financial Institutions charge very high interest rates on personal loans. Hence, once should be wise in choosing a best personal loan interest rate that suits them.

    Top 5 Best Personal Loan Interest Rates in India

    1) Kotak Bank Personal Loan Scheme

    Kotak Bank offers one of the lowest personal loan interest rates in India.

    • The interest rates range between 14.5% to 15.3%, depending on which company an employee is working.
    • The processing fees charged is up to 1.5%. Kotak Bank offers 0% processing fee for MNC/large companies for a limited period of time.
    • Zero charges for pre-payment of a personal loan
    • You can pay up to 25% of loan in any financial year as part-payment
    • Loan approvals within 24 hours after documentation is provided
    • Special personal loan interest rates for Govt employees and professionals like Doctors.

    2) Indus Ind Bank Personal Loan Scheme

    Indus Ind bank offers personal loan at attractive interest rates.

    • The interest rates range between 13% to 16.5%, depending on where the employee is working
    • The processing fees charged is up to 2% of the loan amount.
    • Loan approvals between 2-7 working days after documents are provided

    3) Bank of Baroda Personal loan

    Bank of Baroda offers personal loans with several benefits.

    • The interest rates are 14.75% for all employees and business individuals.
    • The processing fees charged is Nil.
    • Zero pre-payment closure charges.
    • Loan approvals between 2-5 working days after documents are provided

    4) Bank of India Star Personal loan Scheme

    Bank of India offers personal loans with some additional concessions to women.

    • The interest rates are 15%.
    • Special interest rate concession of 0.5% for women.
    • The processing fees charged is up to 2% of the loan amount.
    • Zero pre-payment closure charges.
    • Loan approvals between 2-5 working days after documents are provided

    5) Canara Bank Personal loan Scheme

    Canara Bank offers cheapest personal loan interest rates and lowest processing fees.

    • The interest rates are 15%.
    • The processing fees charged is up to 0.3% of the loan amount.
    • Loan approvals within 24 hours after documents are provided.

    Latest Personal Loan Interest rates in India with processing charges are enclosed below (Updated: July-2015)

    If you enjoyed this article, share this with your friends and colleagues through Facebook and Twitter.


    Best and Lowest Personal Loan Interest Rates in India

    Jumbo Mortgage Loans in Illinois, Wisconsin, Minnesota – FL #compare #car #loans

    #jumbo loan

    Jumbo Mortgage Loans in Illinois, Wisconsin, Minnesota and Florida

    When your dream home requires a little EXTRA

    Illinois, Wisconsin, Florida and Minnesota jumbo loans or super jumbo loans offer homeowners the ability to take a mortgage loan that exceed the conforming loan limits set by Fannie Mae or Freddie Mac. With Interest rates low some homeowners would like to consider a jumbo loan to get more house for their money.

    We also offer non conforming jumbo/super jumbo loan amounts for high-net worth borrowers where typical financing is often unattainable.

    What is a Jumbo Loan?

    A mortgage loan that exceeds the conforming mortgage loan amount of $417,000. Remember, this is the mortgage loan amount not the value of the house. If you will be borrowing less than $417,000 please visit our mortgage programs page for information on our other great mortgage programs.

    When your dream home requires a little extra we have the programs for you. Our jumbo programs meet the needs of our jumbo borrowers looking for larger loan amounts.

    • Available for a large selection of property types
    • Common sense underwriting specializing in complicated borrowers profiles.
    • Unique properties considered: Co-ops, luxury loft units, high rise condos, non-agency approved condos (non-warrantable).
    • Fixed and ARM programs available
    • Jumbo VA loan programs available
    • Second home and investment properties also eligible
    • High land to home value
    • No limits on acreage
    • Interest only ARMs available

    Additional features we offer for loan amounts greater than $350,000:

    • Loan amounts up to $5,000,000 (may go higher on a case by case basis)
    • Depletion of Assets – underwriting tool designed to provide more qualifying income by calculating a return on the borrower’s liquid assets
    • Pledged Asset Program – permits the affluent client to borrow up to $5,000,000 with only 10% down (and no MI) by pledging assets to offset required down-payment.
    • Vesting in Entities including all types of trusts, LLC’s, partnerships corporations.
    • Foreign Nationals – no FICO required; second homes okay; foreign income and assets acceptable; and Non-Permanent Resident Aliens also acceptable.
    • Unlimited Acreage Expanded Property Types including hobby farms orchards, and vineyards with reasonable income production; plus out-buildings, coops, and condo-tels.
    • Non-Warrantable Condos – many Fannie restrictions are avoided such as 51% owner concentration, HOA in builder control, HOA deficiencies, percentage of ownership in project, etc. Co-Ops too!
    • Dual-Primary Residences – not treated as second homes.
    • Second Homes with reasonable rental income – not viewed as investment property.
    • Payoff of Non Purchase Money 2nd’s – not considered cash out when seasoned.
    • Unlimited Number of Financed Properties – no limitation if subject is primary and available on second homes and investments on a case-by-case basis.

    Home Loan Rates in 2015: Heres Your Guide. #boat #loan #calculator

    #housing loan interest rates

    Home Loan Rates in 2015: Here’s Your Guide

    As soon as one starts looking out at properties to buy a house, banks start offering home loans. This can be overwhelming at times. Making a choice then largely depends on comparing what competitor banks have to offer. Here is a list, which compares home loan rates by different banks.

    For a loan amount up to Rs 30 lakh and the tenure being 15-20 years, the following is on offering.

    • SBI ( State Bank of India)
    • ICICI Bank
    • HDFC Bank
    • HSBC Bank
    • Axis Bank
    • PNB Housing Finance
    • DHFL
    • India Bulls ( Up to Rs 25 lakh)
    • Citi Bank
    • Tata Capital Housing Finance Ltd

    EMI per lakh works out to be Rs 975.

    Show Full Article

    SBI charges a processing fee of 0.25 per cent of the loan amount up to Rs 25 lakh or minimum Rs 1000. For a loan amount above Rs 25 lakh the processing fee is Rs 3,250. Citibank charges 0.25 per cent of the loan amount. ICICI, HDFC and PNB charge 0.5 per cent of the loan amount as processing fees. However, HDFC has capped the maximum amount to Rs. 10,000. Whereas, Axis Bank and HSBC charge a minimum processing fee of Rs 10,000 or 1 per cent of the total loan amount. DHFL charges Rs 5000 plus document charges and taxes and India Bulls charges Rs 7,500 plus taxes.

    2. Floating interest rate of 10.20 per cent

    This rate is being offered by the following banks:

    • Federal Bank
    • Bank of India
    • UCO Bank
    • Canara Bank

    The EMI per lakh works out to be Rs 978.

    Federal Bank and UCO Bank both charge 0.5 per cent of the loan amount. The minimum amount charged is Rs 3000 and Rs 1500 whereas maximum is Rs 7500 and Rs 15,000 respectively by both the banks. Bank of India has decided to waive off processing fees on new loans sanctioned up to March 2015.

    3. Floating interest rate of 10.25 per cent

    This rate is being offered by the following lenders:

    • IDBI
    • Punjab National Bank
    • Allahabad Bank
    • Central Bank of India
    • Corporation Bank
    • Union Bank of India
    • United Bank of India
    • Bank of Baroda
    • Oriental Bank of Commerce
    • Kotak Bank
    • Dena Bank
    • First Blue Home Finance
    • Syndicate Bank
    • Indian Overseas Bank
    • State Bank of Travancore
    • Indian Bank

    The EMI per lakh works out to be Rs 982.

    IDBI, Punjab National Bank and Oriental Bank of Commerce have NIL processing fees. State Bank of Travancore does not charge any processing fee up to a loan amount of Rs 25,000 and United Bank of India has waived off processing fee for a loan amount up to Rs 75 lakh. Processing fee ranges from 0.25 per cent to 0.5 per cent of the loan amount. Allahabad Bank charges 0.6 per cent of the loan amount with a cap of Rs 12,000 while India Overseas Bank charges 0.58 per cent of the loan amount with a cap of Rs 10,190.

    4. Floating interest rate of 10.26-10.30 per cent

    Standard Chartered Bank offers 10.26 per cent on home loans with a processing fee of Rs 5500 plus service tax. The EMI works out to be Rs 982.

    Vijaya Bank charges 10.30 per cent and the EMI works out to be Rs 985. The processing fee is 0.25 per cent of the loan amount with a cap of Rs 10,000.

    5. Floating interest rate of 10.50 per cent and above

    • Deutsche Bank offers an interest rate of 10.5 per cent and a flat processing fee of Rs 12,000 plus taxes. EMI per lakh works out to be Rs 998.
    • Bank of Maharashtra offers 10.55 per cent (up to 25 lakh) and 10.75 per cent above that. Accordingly the EMI works out to be Rs 1001 and Rs 1015 respectively. Processing fee is 0.25 per cent of the loan amount subject to maximum of Rs 25,000.
    • ING Vysya offers 10.75 per cent, the EMI for which works out to Rs 1015. Processing fee is 0.5 per cent of the loan amount.
    • Development Credit Bank and Dhanalakshmi Bank offer 11.50 per cent and charge a processing fee of 1 per cent. EMI per lakh works out to be Rs 1066.

    6. Fixed rates on offer

    • LIC Housing Finance offers 10.10 per cent (fixed for 2 years)
    • HDFC Ltd offers 10.15-10.65 per cent (fixed for 2-3 years) and 10.25- 10.75 per cent (fixed for 10 years).
    • Axis Bank offers 10.40 per cent (fixed for 20 years)

    Look out for festive offers when processing fee is waived off and always negotiate for better rates. Request your bank official to share complete details so that there are no surprises in the form of hidden charges, pre-payment charges etc. Also, find out about special rates applicable for self-employed individuals and women.

    Hope this compilation helps you in analysing what suits you best.

    Data source:

    Disclaimer: All information in this article has been provided by and NDTV Profit is not responsible for the accuracy and completeness of the same.

    Story first published: Feb 14, 2015 13:46 IST

    Home Equity Loan in CT: Learn about Home Equity Loans in Connecticut #loans #for #small #business

    #best home loan rates

    Home Equity Loans in Connecticut

    Learn about home equity loans for CT residents

    Connecticut may be a small state, but it’s sizeable in reputation. It’s the home of Yale, ESPN, and Mystic, a famous town notable for its breathtaking scenery, museums and shops. If you’re lucky enough to live here, you may make your home in a major city like Bridgeport, Hartford or Stamford or perhaps in more rural towns in the northern part of the Constitution State.

    No matter where you live in Connecticut, a home equity loan can help bring your dreams within reach:

    • A Connecticut home improvement loan is perfect for remodeling, renovating or updating your home.
    • Consolidate expensive car payments or student loan debt with a home equity loan for CT residents.
    • With a Connecticut home equity loan, you can use the money for any expenses simply by writing a check.

    A home equity loan in CT could give you the money you need to fix up your historic home in Hartford, buy a new boat for weekends on the Gold Coast of Fairfield or finance your child’s education.

    Apply for a home equity loan in Connecticut

    You can start the home equity loan application process in Connecticut by answering a few questions online, and one of our Home Loan Advisors will contact you by the end of the next business day to discuss rates and complete the next steps in the process. You can also learn more about our home equity loan products.

    Check out our other Connecticut products:

    Home Equity Loan Massachusetts: Find Home Equity Loan Rates in MA #new #car #loan

    #best home loan rates

    Home Equity Loan in Massachusetts

    Apply for a Massachusetts home equity line of credit or loan

    Whether you make your home near the sandy beaches of Cape Cod, in the wooded mountains of the Berkshires or in the cultural center of Boston, Massachusetts has something for everyone. These wonderful locations and many more throughout the state make Massachusetts a great place to live. You can improve your home even more with a home equity loan in Massachusetts.

    You can access the equity in your house with a competitive home equity loan rate in MA brought to you by Citizens Bank. With the funds you get from this loan, you can pay for major expenses and meet other financial obligations:

    • Pay for large medical or tuition bills with a Massachusetts home equity line of credit.
    • Use a Massachusetts home equity loan to replace your driveway, remodel the master suite or replace the roof.

    As a Boston bank, our home equity loan rates are attractive and can help you finance some of the bigger expenses in life. If you need to renovate your Boston brownstone, buy a new car for your weekend drives through Cambridge, or finance your child’s education, you can do that with a Massachusetts home equity loan.

    Start your home equity loan application in Massachusetts

    When you’re ready to apply, start the home equity loan application process online by answering a few questions about your borrowing needs, and we’ll contact you by the end of the next business day to complete your application and walk you through the next steps in the process. You can also learn more about our home equity products.

    Check out our other Massachusetts products:

    Guaranteed Payday Loans in 1 Hour #payday #loan #lenders

    #small loans fast

    Guaranteed Payday Loans in 1 Hour

    Are you in need of some quick cash? Then you might want to try getting payday loans in just one hour. That is arguably the fastest way that you can get some cash. Just as long as you meet the requirements of the companies that give them out, then you should get the money that you need. Do not be too worried about the requirements. Statistics show that about more than 80% of those who file an application get approval.

    Requirements for Fast Cash Advance Loans

    Now, you might be wondering about the requirements for borrowing money Some companies might ask for additional info, but normally most legitimate payday lenders would only need the most basic details such as your name and date of birth and most importantly the information such as your employer’s name and your savings account details. Since guaranteed payday loans are based on your employment and the paychec, the information about the employer is crucial. The bank account in turn is needed because that is how the money is going to be transferred.

    Easy Requirements

    When you compare the requirements for a fast short term loan, they are far less demanding than what other financial institutions such as banks expect of you when you are trying to borrow money from them. They would seek all kinds of documentation first. Just getting all the necessary paperwork would eat up a great amount of your time.

    No Credit Check

    Aside from the fact that there is far less information that is going to be needed to apply for guaranteed payday loans in 1 hour, there is also no credit check. You do not have to fax anything or write a check for the amount that you are borrowing along with the fees.

    Fewer Requirements for Faster Processing

    The obvious advantage is that you can expect to get the money much faster with far less trouble than what you would have to go through if you were getting some other financial product. You can apply for your guaranteed payday loans while at home or at work as long as you have access to a computer.

    One Hour Processing

    When you go online and you check out the websites of companies that offer online personal loans, one of the first things that you notice is the claims of how fast they can process your application. It is quite common to see one hour processing time ads. There are some that go on to claim that they can do it even faster than that. You know that it can be fast and instant, but can you trust it to be that fast?

    How to Speed Things up Even Further

    If you would like to get your guaranteed payday loans right away, then the first thing that you need to make sure is that you should provide all of the needed information accurately. If you withhold some details, then that might delay the processing or even end up getting your application denied, though that is something that legit payday lenders rarely do.

    Get Installment Loans in 3 Easy Steps #what #is #a #loan

    #installment loans no credit check

    Installment Loans

    If there is a financial emergency, Snug Loans there to help

    When you have to browse huge online sites to choose the right broker, it becomes tough. With Snug Loans, you can get introduced to people who need money, and we help you find the leading and most reputed private money lenders of the country.

    Customers can get online Installment loans, with us in a hassle free manner. The customers do not need to involve in huge paperwork – just filling out a simple online form will begin their loan processing.

    Reduced Hassles of Credit Checking

    The payday Installment loans available with us comes with reduced hassles of credit checking, so despite having bad credit you can have loans.

    Interference of Legislation

    You might have heard many negative about installment loans as the interests charged on them often differ from state to state. For example, interest rate charged by a lender in Dallas will be different from the one charged in Washington DC. However, it is not a matter to worry, since legislation of the United States is constantly monitoring the annual percentage rate (APR) charged by different lending institutions from different states and has set limitation on how much a lender can charge as APR.

    APR calculation

    Borrow $200 for 14 days with a $30 to $60 lender fee, the estimated APR will be 391.07% to 782.14%

    Calculation: (lender fee / loan amount) x (amount of days in a year / duration of the loan) x 100

    Low End of Range: ($30 / $200) * (365 days / 14 days) x 100 = 391.07%

    High End of Range: ($60 / $200) * (365 days / 14 days) x 100 = 782.14%

    Look Out for Comparatively Less Expensive Loans

    Well, you will get installment loans for bad credit at low cost which a conventional loan does not provide. At Snug Loan, customers will get less expensive loans. People often skip to calculate the APR charged by banks and other traditional lenders including credit card lenders. As a result, they often need to pay back a huge amount as interests especially if they somehow miss to repay the amount within due date.

    Reasons to Choose Snug Loans

    Well, we provide a number of reasons to maintain transparency, such as –

    • We help you connect to the right lender at the right time so that you get the required money and use it for your urgent financial commitments
    • We do not discriminate between good and bad credit profile, all we want is an error free credit report
    • Our financial advisors help customers understand their individual financial condition, and tell how they should use the money to repay outstanding debts

    3 Easy Steps to Get A Loan with Snug Loan

    Follow three simple steps besides furnishing some important paperwork such as income proof, age proof, and address proof to get online installment loans. Just apply and get the money in a hassle free manner to repay delinquent debts, repair bad FICO scores and poor financial reports.

    • Fill out a simple online application form
    • Submit it and wait for a while
    • Get your needed money deposited into your active bank account

    Eligibility Criteria

    In order to qualify to get installment loans for bad credit via Snug Loans, you need to fulfill some basic criteria as the country s legislation has set up some rules and regulations that we must obey. As per the legislation –

    • A borrower must be at least 18 years of age and a legal citizen of the USA.
    • He or she should have a monthly income of 1000 USD or above
    • Must be working with the same employer for at least six consecutive months

    Installment payday loans is easy obtainable and can be paid off in easy installments. However, the usual loan repayment period is 6 months. For further information, please visit our contact us page.

    Get Online Payday Advance Loan Same Day in California #401k #loans

    #online payday loan

    Online Payday Loans

    Money emergencies happen to everyone!

    An online payday loan can quickly help you solve a problem. Many people assume these things only happen because someone is watching their spending or is being careless but this is often not true. Insurance companies call these ‘acts of God’ because they occur randomly and there is no way to avoid them. For example, you live in Kansas and we all know the kind of thunderstorms that can come through there in the spring and summer. You are right in the middle of a big one and your car happens to be parked outside when all heck breaks loose. The golf ball size hail is pounding away, some windows in your home are broken and so on. Maybe you have insurance, great. But what about those deductibles. Many of us have a $1,000 or higher deductible on our car because the insurance rate is too high to have a lower one. same for a home.

    You need a quick source of cash to handle this emergency. A short term loan that you can get quickly and easily may be the perfect solution. There may be a company in your town that does payday loans but you don’t want the inconvenience of driving there and want your privacy respected. So, you go online to find your loan company. Why not? You can apply in a few minutes and get your answer quick and your money too.

    The fastest growing way to get a payday loan is online.

    Trying to get a quick loan from a bank or savings and loan is like trying to pull the teeth on a tiger. Maybe you would try but most people won’t. Plus, you have to fill out all this paperwork, wait days to get your answer, have a great credit score. It is all too much. Banks are reluctant to approve loans of people who do not have a good credit score or who have no credit.

    Payday Loan = No Hassles

    Most lenders require you to provide some form of identification, be 18 years of age or older, have a valid checking account, be working. Other requirements may also be in place for certain lenders.

    You can borrow the money for any reason, provide no collateral e.g. title to your car for security.

    You just complete the form provided accurately and completely and hit the ‘submit’ button. Someone will call you to verify your information and get any additional information needed and let you know if your loan is approved. It really is THAT easy. Some lenders will even take your application over a long holiday weekend, after all, those ‘acts of God’ don’t have any set times they occur, do they?

    Looking for fast cash advance? Just click Apply Now.