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Refinance Investment Property, Quicken Loans, investment property loans.#Investment #property #loans


Refinance an Investment Property

Investment property loans

Create an account and get a personalized recommendation of how much you can afford and get your monthly payment.

Answer a few questions, and we’ll have a Home Loan Expert who specializes in investment property mortgages call you.

The Basics

Refinance Your Investment Property to a Low Rate Today

  • Maximize your return on investment – lower your monthly mortgage payment and increase your rental income.
  • Use the equity in your rental property to buy additional property or fund other investment opportunities.
  • Quicken Loans allows you to invest in properties with up to four units, and you can refinance at any time with no prepayment penalties.

Every day we help hundreds of Americans lower their monthly payment by refinancing. Contact us today to see how we can help you.

Why You Should Choose Quicken Loans

  • You’ll get a completely online application process with less paperwork, and you can track the status of your mortgage application.
  • Our Home Loan Experts are available to answer your questions and help you understand the details so you get the right mortgage for you.
  • After you close your loan, you can manage your mortgage online without any hidden fees.
  • We service 99% of our mortgages, which means you can expect our great customer service to continue after you close.

Popular Loan Options for Refinancing Investment Properties

  • YOURgage Our exclusive program puts you in control of your mortgage. Choose a term between 8 and 30 years.
  • 30-Year Loan Avoid surprises and know your payment is fixed.
  • 15-Year Loan Pay off your investment quickly or borrow from your equity at crazy low rates.

Frequently Asked Questions

What documents are required to refinance?

The following is a list of documents generally required during the refinance application process:

  • Proof of income: Typically, you’ll need to show original pay stubs for the last 30 days.
  • Copy of homeowners insurance: Verifies that you have current and sufficient coverage on your home.
  • Copies of your W-2 forms: Required for each loan applicant and helps your lender verify past employment and income history.
  • Copies of asset information: Including accounts holding money for closing costs, statements for savings, checking and 401(k) accounts, and investment records for mutual funds or stocks.
  • Copy of title insurance: Helps your mortgage lender verify taxes, names on the title and legal description of the property.

How often can I refinance my home?

Some states have limits on how soon or how often their residents can refinance a home loan; these limits are often designed to ensure that the refinance process benefits the homeowner. Regulations aside, it’s very important to make sure that refinancing helps you meet your financial goals. Deciding if it makes sense to refinance your home depends on a number of factors: Does your current lender have a prepayment penalty? Do you have enough equity built up in your home? Are interest rates lower now than they were when you first got your home loan? Do you plan to stay in your home for many years?

Talk to a Home Loan Expert or use our refinance calculator to see if refinancing your home can help you meet your goal.


What Are the Different Kinds of Foreign Investment, Globalization101, investment loans.#Investment #loans


investment loans

Investment loans

Investment loans

Investment loans

Investment loans

Investment loans

International investment or capital flows fall into four principal categories: commercial loans, official flows, foreign direct investment (FDI), and foreign portfolio investment (FPI).

Commercial loans, which primarily take the form of bank loans issued to foreign businesses or governments.

Official flows, which refer generally to the forms of development assistance that developed nations give to developing ones.

Foreign direct investment (FDI) pertains to international investment in which the investor obtains a lasting interest in an enterprise in another country. Most concretely, it may take the form of buying or constructing a factory in a foreign country or adding improvements to such a facility, in the form of property, plants, or equipment.

FDI is calculated to include all kinds of capital contributions, such as the purchases of stocks, as well as the reinvestment of earnings by a wholly owned company incorporated abroad (subsidiary), and the lending of funds to a foreign subsidiary or branch. The reinvestment of earnings and transfer of assets between a parent company and its subsidiary often constitutes a significant part of FDI calculations.

According to the United Nations Conference on Trade and Development (UNCTAD), the global expansion of FDI is currently being driven by over 65,000 transnational corporations with more than 850,000 foreign affiliates.

An investor s earnings on FDI take the form of profits such as dividends, retained earnings, management fees and royalty payments.

Investment loans

Investment loans

Foreign portfolio investment (FPI), on the otherhand is a category of investment instruments that is more easily traded, may be less permanent, and do not represent a controlling stake in an enterprise. These include investments via equity instruments (stocks) or debt (bonds) of a foreign enterprise which does not necessarily represent a long-term interest.

  • dividend payments
  • holder owns a part of a company
  • possible voting rights
  • open-ended holding period
  • interest payments
  • ownership of bond rights only
  • no voting rights
  • specific holding period

While FDI tends to be commonly undertaken by multinational corporations, FPI comes from my diverse sources such as a small company s pension or through mutual funds held by individuals.

The returns that an investor acquires on FPI usually take the form of interest payments or dividends.

Investments in FPI that are made for less than one year are distinguished as short-term portfolio flows. FPI flows tend to be more difficult to calculate definitively, because they comprise so many different instruments, and also because reporting is often poor. Estimates on FPI totals generally vary from levels equaling half of FDI totals, to roughly one-third more than FDI totals.

The difference between FDI and FPI can sometimes be difficult to discern, given that they may overlap, especially in regard to investment in stock. Ordinarily, the threshold for FDI is ownership of 10 percent or more of the ordinary shares or voting power of a business entity (IMF Balance of Payments Manual, 1993).

Until the 1980s, commercial loans from banks were the largest source of foreign investment in developing countries. However, since that time, the levels of lending through commercial loans have remained relatively constant, while the levels of global FDI and FPI have increased dramatically. Over the period 1991-1998, FDI and FPI comprised 90 percent of the total capital flows to developing countries. Over the period of 1996-2006, FDI and FPI outflows from the United States more than doubled (International Monetary Fund, 2007). Global FDI flows decreased significantly from 2007-2009 due to the Financial Crisis and finally started rising again in 2010, though have still not reached pre-crisis levels.

Similarly, when viewed against the tremendous and growing volume of FDI and FPI, the funds provided in the past by governments through official development assistance, or lending by commercial banks the World Bank or IMF, are diminishing in importance with each passing year. Therefore, when one talks about the recent phenomenon of globalization, one is referring in large part to the effects of FDI and FPI, and these two instruments will therefore be the primary focus of this Issue in Depth.


Refinance Investment Property, Quicken Loans, investment loans.#Investment #loans


Refinance an Investment Property

Investment loans

Create an account and get a personalized recommendation of how much you can afford and get your monthly payment.

Answer a few questions, and we’ll have a Home Loan Expert who specializes in investment property mortgages call you.

The Basics

Refinance Your Investment Property to a Low Rate Today

  • Maximize your return on investment – lower your monthly mortgage payment and increase your rental income.
  • Use the equity in your rental property to buy additional property or fund other investment opportunities.
  • Quicken Loans allows you to invest in properties with up to four units, and you can refinance at any time with no prepayment penalties.

Every day we help hundreds of Americans lower their monthly payment by refinancing. Contact us today to see how we can help you.

Why You Should Choose Quicken Loans

  • You’ll get a completely online application process with less paperwork, and you can track the status of your mortgage application.
  • Our Home Loan Experts are available to answer your questions and help you understand the details so you get the right mortgage for you.
  • After you close your loan, you can manage your mortgage online without any hidden fees.
  • We service 99% of our mortgages, which means you can expect our great customer service to continue after you close.

Popular Loan Options for Refinancing Investment Properties

  • YOURgage Our exclusive program puts you in control of your mortgage. Choose a term between 8 and 30 years.
  • 30-Year Loan Avoid surprises and know your payment is fixed.
  • 15-Year Loan Pay off your investment quickly or borrow from your equity at crazy low rates.

Frequently Asked Questions

What documents are required to refinance?

The following is a list of documents generally required during the refinance application process:

  • Proof of income: Typically, you’ll need to show original pay stubs for the last 30 days.
  • Copy of homeowners insurance: Verifies that you have current and sufficient coverage on your home.
  • Copies of your W-2 forms: Required for each loan applicant and helps your lender verify past employment and income history.
  • Copies of asset information: Including accounts holding money for closing costs, statements for savings, checking and 401(k) accounts, and investment records for mutual funds or stocks.
  • Copy of title insurance: Helps your mortgage lender verify taxes, names on the title and legal description of the property.

How often can I refinance my home?

Some states have limits on how soon or how often their residents can refinance a home loan; these limits are often designed to ensure that the refinance process benefits the homeowner. Regulations aside, it’s very important to make sure that refinancing helps you meet your financial goals. Deciding if it makes sense to refinance your home depends on a number of factors: Does your current lender have a prepayment penalty? Do you have enough equity built up in your home? Are interest rates lower now than they were when you first got your home loan? Do you plan to stay in your home for many years?

Talk to a Home Loan Expert or use our refinance calculator to see if refinancing your home can help you meet your goal.


Property Investment Professionals of Australia, investment property loans.#Investment #property #loans


Australia’s Peak Association for Property Investment Professionals.

Specialist Advisors

PIPA is the peak Property Investment Industry Association.

Our members subscribe to a Code of Conduct which considers all consumers and commits to disclosure and a high standard of Best Practice. All of our members in the Property Investment Adviser category must work toward obtaining the Qualified Property Investment Adviser (QPIA®) qualification which will ensure that consumers can confidently deal with them, knowing that they have a minimum level of expertise and are continuing with regular professional development.

To find out more, visit one of the pages in this website, or the contact page if you have additional queries.

QPIA® Qualification/PROPERTY INVESTMENT ADVISERS

A Qualified Property Investment Adviser (QPIA®) is an essential partner for property investors, helping you to make well-considered, strategic property investment decisions.

A QPIA® can work with you to build a personalised, long-term property investment plan, that not only meets your needs and goals today, but builds the right foundation to ensure you meet your future goals and aspirations too.

Furthermore, a property investment adviser can explain the risks associated with investing and ensure your investment plan matches your risk profile.

A qualified property investment plan will usually offer recommendations for investment supported by clear evidence and reasoning as well as guidance around anticipated performance, in terms of capital growth and rental income projections.

Many people might claim to be property investment advisors, but actually are not, so be sure to look for a QPIA®.

QPIA®’s adhere to a strict Code of Conduct and only a QPIA® has the appropriate formal qualifications to provide genuine property investment advice.

Remember, good advice can make all the difference between an average property investment and a thriving one.

There are many professionals who can hold this qualification. Here we outline the services you can expect from personal advisers and property advisers.

PIPA Member Click to find

out more Investment property loans Become a QPIA


Investment – Secura Funds, investment property loans.#Investment #property #loans


Investment

Offering returns of 8%-18%, with your choice of investment profile.

Our investments are available in your choice of first or second mortgage, or a combination of both. Click here for a typical breakdown of our first and second mortgage structures.

Investment property loans

Rockbank, VIC 3335

Registered 1st and 2nd mortgage

Investment property loans

Brunswick West, VIC 3059

2nd mortgage: 12.75% p.a.

Registered 1st and 2nd mortgage

Investment property loans

Registered 1st mortgage

Investment property loans

Secura Greenvale mortgage investment

Greenvale, VIC 3059

2nd mortgage: 13.50% p.a.

Registered 1st and 2nd mortgage

2nd mortgage: 12.75% p.a.

Registered 1st and 2nd mortgage

Investment property loans

Secura Footscray mortgage investment

Footscray, VIC 3011

2nd mortgage: 14.0% p.a.

Registered 1st and 2nd mortgage

Investment property loans

Registered 1st mortgage

Investment property loans

Secura East Melbourne mortgage investment

East Melbourne, VIC 3002

2nd mortgage: 13.5% p.a.

Registered 1st and 2nd mortgage

Investment property loans

Secura Chirnside Park mortgage investment

Chirnside Park, VIC 3116

Registered 2nd mortgage

Working capital loan

Investment property loans

Secura Epping mortgage investment

Epping, VIC 3750

2nd mortgage: 13.75% p.a.

Registered 1st and 2nd mortgage

Investment property loans

Secura Gosnells mortgage investment

Gosnells, WA 6110

Registered 1st mortgage

Why invest with us?

The Secura Income Fund is a contributory mortgage fund, giving investors the freedom to invest in just one, or a combination of their choice of property-based loans. Our method of peer to peer (P2P) lending provides advantages over pooled funds by enabling investors to select their own investments, dependent on their appetite for risk.

We have a solid track record of delivering above-market returns to our investors. As a boutique funds manager, we differentiate ourselves through our individualised approach to each of our investors. Some of our investors have been with us since inception, a testament to our performance and service.

Our first and second mortgage structures

1st mortgages

Our first mortgage rates typically start at 8% per annum. The LVR for our first mortgages is up to 66.67%.

2nd mortgages

Rates of return for our second mortgages typically start from 12%-18%+ per annum. Investors are paid a higher rate interest to reflect the higher risks of being exposed at an LVR range value above the 1st mortgage. These risks include timing of repayment and 2nd priority ranking for payments received under the mortgage securities.


10-Year Balloon Investment Property Mortgage, Home and Mortgage Center, investment property loans.#Investment #property #loans


10-Year Balloon-Investment Property Mortgage

Feel stable and secure in your home and in your payment plan.

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

OUR GREAT RATES

This payment example assumes a loan with points, a loan amount of $ and an estimated property value of . The property is located in Alexandria, VA and is within Fairfax county. The property is an existing single family home and will be used as an investment property. The rate lock period is 60 days and the assumed credit score is .

At a interest rate, the APR for this loan type is and the monthly payment schedule would be:

  • payments of $ at an interest rate of
  • payment of $ at an interest rate of

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

Features Benefits

  • Predictable payments
  • Free 60 day rate lock
  • For home purchases or refinancing
  • Loan amounts up to $424,100
  • Offer available on investment properties only

This is a 10 year fixed rate mortgage with a balloon payment at maturity. The loan is amortized over 30 years with the balance due and payable in full at the time of maturity. Loan matures in 10 years; you may apply to refinance the balloon payment at maturity.

NOTE: A 1% origination fee applies to this loan.

Funds can only be used to acquire, improve, or maintain rental property where the owner will not occupy for more than 14 days.

Investment Property Mortgages: For loan amounts from $25,000 to $ . Guam, Alaska and Hawaii maximum conforming loan amount $ . The maximum combined loan- to-value (CLTV) is 75% for purchases and limited cash-out loans (where funds will be used to pay off an existing first mortgage loan with little or no cash back) or 70% for cash-out loans (where additional funds will be obtained to acquire, improve, or maintain rental property above any existing mortgage, if applicable)

For purchase applications, please submit a copy of your fully signed ratified purchase agreement to [email protected] in a timely manner to ensure PenFed can meet your closing date.

The applicant is responsible for the following fees and costs at the time of closing: Origination fee, if any, appraisal fee, tax service fee, CLO access fee, title fees, transfer tax fees, credit report fee, flood cert fee, recording fee, survey if required and work verification fee, escrow reserves and interest due until first payment. Other costs may be included due to program specific circumstances. This is not intended to be an all-inclusive list.

Escrows may be waived if LTV is 80% or less in all states.

Additional reserve requirements may apply.

If you withdraw an application that was locked and reapply within 30 days, the new application is subject to worst case pricing.

All above disclosures apply to Non-Veteran’s Administration (VA) loans. VA loans have different guidelines and eligibility requirements.

All rates and offers are in effect as of , offered for a limited time and subject to change without notice. Restrictions apply to existing PenFed mortgage borrowers. Other restrictions may apply. Contact your PenFed mortgage consultant for any applicable additional restrictions and details about your loan. To receive any advertised product you must become a member of PenFed by opening a share (savings) account. Federally insured by the NCUA.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

ARM vs Fixed Rate Mortgages: Which One Should You Choose?

Investment property loans

With mortgage interest rates at an all-time low you’re probably thinking about finally taking the big leap and becoming a homeowner or refinancing your existing home to a lower interest rate. However, the age-old question looms in front of you…which mortgage should I choose, an ARM or a fixed-rate mortgage?

The answer: it depends on your needs. While there are pros and cons to both mortgages, the real question is not which mortgage is better, but which mortgage will suit my needs.

Let’s take a look at both an ARM and fixed-rate mortgage and then you can decide which option is going to afford you your dream home or that tantalizing interest rate that will have you running to refinance your home.

Adjustable-Rate Mortgages

Adjustable-rate mortgages or ARMs have interest rates that adjust over a period of time. ARMs have had a notoriously bad reputation because of the mortgage meltdown and subsequent recession.

While this reputation was justified in the past, most of those exotic ARMs no longer exist. Today, financial institutions offer hybrid ARMs—like PenFed’s 5/5 ARM, which has a fixed-rate for five years and then the rate adjusts once every five years. This is a unique mortgage product as most ARMs adjust annually after the initial fixed terms.

The thought of an adjustable interest rate probably has you fearing skyrocketing monthly mortgage payments. Fear not, all ARMs have caps—a limit on the amount the interest rate can adjust—and ceilings—the highest the interest rate is allowed to become during the life of the loan. Using PenFed’s 5/5 ARM as an example, the initial interest rate will change every five years by no more than two percentage points up or down (the cap). This rate will never exceed five percentage points above the initial rate (the ceiling).

Fixed-Rate Mortgages

A fixed-rate mortgage provides a reliable and fixed monthly payment for the life of the loan. Because your total mortgage payment remains stable from month to month, homeowners can easily budget their monthly expenses.

Financial institutions offer various fixed-rate mortgages including the more common fixed-rate mortgages: 15, 20, and 30-year. Out of the three the 30-year fixed is the most popular mortgage because it usually offers the lowest monthly payment. However, the lower monthly payment comes at a cost of paying more in interest over the life of the loan.

Some Considerations

So, now that you know a little more about ARMs and fixed-rate mortgages here are a few things you should consider when making a decision about which mortgage will best suit your needs:

  • How long do you plan to stay in your home? If you don’t plan to stay in your home for the long haul, you may want to consider an ARM, which has a lower interest rate than the 30-year fixed and you save big money in interest charges. If you move or refinance within five years before the interest rate adjusts you can avoid a payment hike. Conversely, if you’ve found or are already in the home of your dreams, a fixed-rate mortgage makes more sense and will provide you stable payments for years to come.
  • What can you afford? Knowing how much you can afford to pay month to month in mortgage payments will also help you decide between an ARM or fixed-rate mortgage. If you’re working within a tight budget, the ARM may be a more attractive option since the payments will be lower than a 30-year fixed. But, unless you anticipate a raise or another source of added income, ask yourself if you’ll be able to afford your mortgage payment when the ARM’s interest rate increases. If not, don’t take the risk. Go with the fixed-rate mortgage and get stable monthly payments.

The Takeaway: When it’s all said and done, the goal is to get you into the home of your dreams or refinance your existing home without breaking your pockets. Both the ARM and fixed-rate mortgage are products that will help you reach your goal. However, the path you take to get to your goal depends on which mortgage will suit your needs.

Investment property loans

The credit union is federally insured by the National Credit Union Association.


Greater Home Loans – Compare Home Loans, Greater Bank Limited, investment loans.#Investment #loans


Home Loans

We believe every Australian deserves to own their own home. To make this possible, we designed a range of award-winning loans with competitive rates and low fees. Everything you need and nothing you don’t. Simple, really.

Ultimate Home Loan

Our ultimate in loans, combines a competitive variable or fixed interest rate with a range of great value products and services.

Compare our Loans

Ultimate Home Loan

Our ultimate in loans. Great if y ou need other products such as everyday or offset accounts, and you want the flexibility of a fixed or variable rate, or both.

Ultimate Home Loan

Discounted 1 year fixed
Comparison Rate^

Great Rate

A Great Rate Home Loan from Greater Bank is a low interest rate home loan that’s easy to use. With low interest, no monthly fees and no annual fees, you could save thousands of dollars!

Great Rate Home Loan

Discounted Variable
Comparison Rate^

Line of Credit

Want to get the equity in your home or residential property working harder for you? Our Line of Credit Loan might be just the ticket, whether you’re interested in renovating, investing, or just after more flexibility.

Line of Credit

Ultimate Line of Credit

Construction and Land Loans

Greater Bank’s Construction Loans let you borrow up to 95% of the combined value of your house and land – regardless of whether you’re building your home whilst purchasing the land, or are building on land you own.

Deposit Bonds

At Greater Bank, we understand that things don’t always go to plan when it comes to buying and selling property.

If you need to pay the deposit on your new home, but don’t yet have access to your funds, why not speak to us about a Deposit Bond?

Just because the sale of your existing home hasn’t been settled doesn’t mean you have to put the purchase of your new home at risk.

Reverse Mortgages

Wouldn’t it be great if you could use the equity in your home to fund the things you’d like to do?

You can. A Reverse Mortgage enables you to use some of the money tied up in your home without having to sell it.

Whether you’re thinking about Aged Care for a loved one, or just want to maintain your retirement lifestyle, a Reverse Mortgage may be the right option for you.

Compare our Ultimate Home Loan

Investment loans

Investment loans

Calculate Your Repayments

Property

Kitchen bathroom renovations done right

Renovating your kitchen and bathroom can be some of the best ways to increase your home’s value and improve your space. Here’s how to ensure you get them done right. For many of us, a bathroom renovation or rethinking our kitchen design is probably high up on the list of things.

Refinance/Switch to Greater Bank

How do I switch?

We make it easy to get a better deal on your home loan. Our expert lenders will hold your hand through every step of our simple process – you don’t even need to speak to your current bank.

We make it easy to get a better deal on your home loan. Our expert lenders will hold your hand through every step of our simple process – you don’t even need to speak to your current bank.

Investment loans

Why should I Switch?

At Greater Bank, we don’t have shareholders – we’re customer owned. We reinvest our profits into providing better value products and personalised service. How does this compare to your current lender?

At Greater Bank, we don’t have shareholders – we’re customer owned. We reinvest our profits into providing better value products and personalised service. How does this compare to your current lender?

How we can help

Investment loans

Buy my first home

Investment loans

Own sooner

Investment loans

Know the costs

Investment loans

Refinance my loan

Cover your asset

For most of us, our home is the biggest investment we will ever make. Doesn’t it make sense to protect the one thing we’ve put so much time, money and effort into?

Our Home Loans are turning heads

Investment loans

Investment loans

Investment loans

Investment loans

Get in touch

Investment loans

Investment loans

Investment loans

# If you are in advance on your loan and have enough funds to continue meeting your regular minimum payment, it is possible to reduce the amount you’re paying or even stop your repayments altogether. There is no approval required and no fees that apply so you can take a repayment holiday whenever you have sufficient additional payments available to do so. * Fees, charges, terms and conditions apply to all loans. Comparison Rate Schedules are available at your local branch. Conditions apply. Please read our Terms and Conditions for more information. ^ Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. † Discounted rates include a discount on our Great Rate Home Loan and Ultimate Home Loan (applications of $150,000 or over) and Home Loans with an LVR 90% or below and applies to new loans only. Does not apply to additional borrowings. Special Offer is not available on Getaways Home Loan and Line of Credit Loan. ǂ Maximum Loan to Valuation Ratio quoted for Owner Occupied Loans only.

Enquire About A Home Loan

If you are after some more information, a loan pre-approval or are ready to apply for a home loan, start a conversation with a Greater Bank lending expert today to help you get what you want sooner.

Get Greater Bank’s Smartphone apps for Android and iOS

Investment loans Investment loans

AFSL/Australian Credit Licence No: 237476

Investment loans

*Roy Morgan Research, 12 months to December 2016

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider the relevant disclosure documents, which include Greater Bank’s Terms and Conditions for Deposit and Credit Accounts for some products, Product Disclosure Statements (PDS) for others and Greater Bank’s Financial Services Guide (FSG). The Terms and Conditions for Deposit and Credit Accounts or a PDS are relevant when deciding whether to acquire or hold a product.

By accessing and viewing this site you agree to be bound by the Terms Conditions of this website.

© Copyright Greater Bank Limited | ABN: 88 087 651 956

Investment loans

*Roy Morgan Research, 12 months to December 2016

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider the relevant disclosure documents, which include Greater Bank’s Terms and Conditions for Deposit and Credit Accounts for some products, Product Disclosure Statements (PDS) for others and Greater Bank’s Financial Services Guide (FSG). The Terms and Conditions for Deposit and Credit Accounts or a PDS are relevant when deciding whether to acquire or hold a product.

By accessing and viewing this site you agree to be bound by the Terms Conditions of this website.

© Copyright Greater Bank Limited | ABN: 88 087 651 956


Refinance Investment Property, Quicken Loans, investment property loans.#Investment #property #loans


Refinance an Investment Property

Investment property loans

Create an account and get a personalized recommendation of how much you can afford and get your monthly payment.

Answer a few questions, and we’ll have a Home Loan Expert who specializes in investment property mortgages call you.

The Basics

Refinance Your Investment Property to a Low Rate Today

  • Maximize your return on investment – lower your monthly mortgage payment and increase your rental income.
  • Use the equity in your rental property to buy additional property or fund other investment opportunities.
  • Quicken Loans allows you to invest in properties with up to four units, and you can refinance at any time with no prepayment penalties.

Every day we help hundreds of Americans lower their monthly payment by refinancing. Contact us today to see how we can help you.

Why You Should Choose Quicken Loans

  • You’ll get a completely online application process with less paperwork, and you can track the status of your mortgage application.
  • Our Home Loan Experts are available to answer your questions and help you understand the details so you get the right mortgage for you.
  • After you close your loan, you can manage your mortgage online without any hidden fees.
  • We service 99% of our mortgages, which means you can expect our great customer service to continue after you close.

Popular Loan Options for Refinancing Investment Properties

  • YOURgage Our exclusive program puts you in control of your mortgage. Choose a term between 8 and 30 years.
  • 30-Year Loan Avoid surprises and know your payment is fixed.
  • 15-Year Loan Pay off your investment quickly or borrow from your equity at crazy low rates.

Frequently Asked Questions

What documents are required to refinance?

The following is a list of documents generally required during the refinance application process:

  • Proof of income: Typically, you’ll need to show original pay stubs for the last 30 days.
  • Copy of homeowners insurance: Verifies that you have current and sufficient coverage on your home.
  • Copies of your W-2 forms: Required for each loan applicant and helps your lender verify past employment and income history.
  • Copies of asset information: Including accounts holding money for closing costs, statements for savings, checking and 401(k) accounts, and investment records for mutual funds or stocks.
  • Copy of title insurance: Helps your mortgage lender verify taxes, names on the title and legal description of the property.

How often can I refinance my home?

Some states have limits on how soon or how often their residents can refinance a home loan; these limits are often designed to ensure that the refinance process benefits the homeowner. Regulations aside, it’s very important to make sure that refinancing helps you meet your financial goals. Deciding if it makes sense to refinance your home depends on a number of factors: Does your current lender have a prepayment penalty? Do you have enough equity built up in your home? Are interest rates lower now than they were when you first got your home loan? Do you plan to stay in your home for many years?

Talk to a Home Loan Expert or use our refinance calculator to see if refinancing your home can help you meet your goal.


Investment Property Loans – Fix and Flip, App, investment loans.#Investment #loans


SNAP. INVESTMENT PROPERTY LOANS

THE BETTER WAY TO BUILD.

Snap.Build TM is a simple but revolutionary app that connects Builders with capital, payment processing for their trades and accounting services.

New Construction | Home Renovation | Rental Property Calculator

Calculate Your Potential Loan Amount Below:

HERE’S WHAT YOU GET.

Want to be a part of Snap.Build TM ? Apply to be a builder below.

Investment loans

New Home Construction Loans

We provide financing to small and medium-sized home builders for both speculative and pre-sold homes. We can provide complete end-to-end solutions from financing to vendor payment management. We free you up from office time to doing what you do best, building homes.

Investment loans

Commercial Property Loans

Whether the requirement is for professional office or commercial real estate loans, we can provide capital and project solutions for both renovations and new construction. We have a clear understanding of how to properly structure commercial projects.

Investment loans

Rental Property Loans

We can lend on single family rental properties and small rental communities for both renovations and new construction. We can provide both short-term acquisition and construction loans as well as term loans on rental properties.

Investment loans

Fix and Flip Loans

Whether you are an investor or builder-renovator, we provide fast capital solutions for buying and renovating homes, closing in as little as a week.


Home Loans, Commercial Loans, 20 Years of Mortgages, Austral Mortgage, investment loans.#Investment #loans


Austral Mortgage

Call today 1300 30 30 99

Mortgage Specialists for over 20 Years

Investment loans

Investment loans

Home Loans

First Home Buyers, Upgraders, Debt Consolidation or simply looking to refinance? Put yourself in a better place with an Austral home loan.

Investment loans

Advantage Special 4.49%

Advantage Special 4.49% – Term Loan or 100% Offset – Fixed or Variable. Fast application processing, personal service. No ongoing fees or charges.

Investment loans

Help Me Choose My Loan

Austral have 20 years experience guiding people to the right home loan. Let us help you choose the right mortgage for your circumstances

Investment loans

Loan Calculators

Looking to buy a home in Australia and want to know your borrowing power? A mortgage calculator or home loan calculator will get you started.

Investment loans

Commercial Loans

We have access to an extensive range of commercial loans – ideal if you are borrowing as an individual, partnership, company, SMSF or discretionary trusts

Investment loans

Buying Property Using SMSF

The rules and regulations when borrowing through a Self-Managed Super Fund. This section outlines compliance, loan structure, competitive loans and more.

Investment loans

Ask Vicky Mortgage Advice

Let Vicky’s 30 years of experience guide you. First Home Buyer advice, Investment Loans, Mortgage Calculators, Mortgage Refinancing and Debt Consolidation.

Investment loans

About Austral Mortgage

Austral Mortgage, established in 1992 by Guy and Vicky Edema, is one of Australia’s most professional, friendly and trusted mortgage management companies.

Investment loans

Compare our Home Loans

Check out the Austral suite of home loans, see all our residential mortgages side by side and compare our rates at a glance in one place

Want to Contact Your Mortgage Specialist? Enquire Now