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Auto insurance louisiana! ) Video

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Louisiana Car Insurance – Compare Best Car Insurance Companies, cheap auto insurance in louisiana.

#Cheap #auto #insurance #in #louisiana


Louisiana Car Insurance

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Louisiana is lovely, but car insurance in Louisiana can be ugly. New Orleans drivers pay rates that are among the highest in the country, and even the cheapest areas such as Baton Rouge pay dearly compared with their neighbors across the Arkansas border. We’ve got every ZIP code in Louisiana mapped out below, along with the range of state car insurance rates we got from sampling six major national insurance companies.

Louisiana car insurance requirements

What you need to know about car insurance in Louisiana

Louisiana has relatively low minimum requirements of $15,000 per person ($30,000 per auto accident) for bodily injury liability insurance, but that doesn’t help keep the price of a car insurance policy down. In Louisiana, there’s no such thing as cheap car insurance. Louisiana is known for overly generous claim settlements, which experts say cause the high car insurance premiums. The state insurance commissioner says that the New Orleans metro area is the worst culprit, with insurance settlements 40 percent higher than the statewide average.

Comprehensive insurance recommended for natural disasters: Natural disasters, such as hurricanes, tropical storms and tornadoes, also cause havoc and claims. A total loss is a more common occurrence in Louisiana than in other states. Collision coverage does not cover damage resulting from a natural event; if you want your car covered, you’ll need comprehensive coverage.

Cheaper uninsured motorist option: Optional uninsured and underinsured motorist coverage are offered together, but any insurance company in Louisiana should offer drivers the option of uninsured motorist economic-only coverage. For a lower premium, this coverage will only cover the cost of medical bills from any personal injury caused by uninsured drivers. It doesn’t include compensation for other items, such as pain and suffering.

No pay, no play law: Besides having your car’s license plates removed, vehicle impounded, and being fined for driving without automobile insurance, Louisiana also limits your ability to sue if you were driving uninsured and in a car accident. The state’s no pay no play law prohibits uninsured motorists from collecting for the first $15,000 in bodily injuries and first $25,000 in property damage, regardless of who was at fault in the accident.

Must be 18 to own a car: In Louisiana, minors cannot own a car, even if it is donated or gifted to them. An adult must sign the title documentation. Most insurance companies in Louisiana will also require an adult to sign insurance documents for a minor to obtain an auto insurance policy.

DWI penalties: A first offense of driving while intoxicated in Louisiana can initially cost you $4500 in court costs, fines, lawyer fees and insurance costs, and will stay on your driving record for 10 years. Your driver’s license will be suspended for 90 days on first offense and 1 year on a second offense. If you get your license reinstated after a DWI, you may need an SR-22 form to prove financial responsibility.

Requirements for vehicles over 20,000 pounds: Vehicles that have a gross vehicle weight or gross combined weight in excess of 20,000 pounds, typically commercial motor vehicles, are required to have higher liability coverage limits, per Louisiana law. The weight of the vehicle and their required car insurance coverages are as follows:

Vehicles with a gross vehicle weight of 20,001 to 50,000 pounds must have insurance coverage of at least 25/50/25 or a single combined limit of no less than $75,000.

Vehicles with a gross vehicle weight over 50,001 pounds must have insurance coverage of at least 100/300/25 or a combined single limit of $300,000.

Electronic proof of insurance is accepted here: Drivers can use a traditional paper insurance card or electronic insurance data to provide proof of auto liability insurance.


Bad Credit Personal Loans Louisiana #consolidation #loan


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Real Estate Lawyers Attorneys for Commercial and Residential Real Estate Legal Assistance #real #estate #lawyer,real #estate #attorney, #new #orleans #real #estate #lawyer, #new #orleans #real #estate #attorney, #louisiana #real #estate #lawyer,louisiana #real #estate #attorney, #sterbcow #law #group, #


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Real Estate Lawyer

Your Real Estate Lawyers

Our law practice focuses on all areas of real estate. We handle complex cases involving real estate and mortgage fraud. We also work with clients to form legally compliant partnerships and joint ventures for affiliated businesses.

Sterbcow Law Group, headquartered in New Orleans, Louisiana is nationally known and recognized as one of the leading real estate firms in the country knowledgeable in Federal and State guidelines regarding real estate. We are regularly requested by other law firms throughout the country to assist them in complex legal real estate issues.

We also represent Buyers, Sellers, Landlords and Tenants in real estate transactions. Our real estate attorneys provide legal assistance for acquisitions, complex financing transactions, landlord-tenant disputes, commercial leasing, contract drafting and negotiations.

We assist and advise residential and commercial real estate developers on national, state and local requirements, in preparing master plans for planned unit developments. We draft and help negotiate development agreements, and represent clients before city planning officials, City Councils, Police Juries, as well as State and Federal Regulators.

Office Buildings
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Hospitals
Assisted Living Communities
Restaurant property with permitting/alcohol beverage licensing
Zoning, Land Use, and Growth Management
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For all your real estate legal needs call Sterbcow Law Group at 1-877-854-2182 or Contact Us Now by e-mail.

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EHR Incentive Payment Program #health, #louisiana, #ldh


Electronic Health Records (EHR) Incentive Payment Program

Through the Louisiana Medicaid Electronic Health Records (EHR) Incentive Payment Program, eligible medical professionals and hospitals with qualifying Medicaid patient volume can receive incentive payments for adopting, implementing or upgrading and meaningfully using certified EHR technology. Eligible Professionals (EPs) are physicians, nurse practitioners, certified nurse-midwives, dentists, optometrists, and physician assistants (who furnish services in a FQHC or RHC that is led by a physician assistant). Eligible Hospitals include critical access, acute care, and children’s hospitals. To learn more about the program, click here.

The following is a current list of EHR vendors in alphabetical order utilized in the state as reported through our EHR Incentive Payment Attestation System: EHRs used in LA.

Provider Outreach Initiative

To help us increase our EHR adoption rate, Louisiana Medicaid is looking for collaborators! A collaborator will receive $2,000 for each eligible professional he/she facilitates in a successful attestation for Adoption/Implementation/Upgrade by December 31, 2016. Also, a collaborator who assists an eligible professional in successfully attesting to Meaningful Use, starting January 1, 2017, will receive $3,500. A collaborator can receive a maximum of $5,500 within 2 years for each provider. Collaborators can be Managed Care Organizations, Medical Associations, Universities, Institutions, and other organizations that meet Louisiana Department of Health guidelines.

The deadline for applying to LDH to participate as a collaborator for the 2016 attestation year is April 13, 2017.

Dates to Remember

  • December 31, 2016 – Deadline to begin participation in program

*denotes a record through 6/30/2016

  • Louisiana was the 4th state in the nation to launch its incentive payment program in January 2011. Since that time, more than 2,500 medical professionals and hospitals in Louisiana have received more than $205 million in incentive payments.
  • For Program Year 1, more than $100 million in incentive payments was paid to 93 hospitals for an average payment greater than $1 million.
  • In April 2012, Louisiana was the first state in the nation to make a meaningful use payment.
  • Since program inception, Louisiana has remained among the top 10 states in incentive payments.

(Note: Slide 11 Based on a change in the CMS Rule, 1st time and Returning MU providers in 2016 or 2017 can attest to an EHR reporting period of any continuous 90-day period within the calendar year.)

Security Risk Assessment

For more information on completing the SRA please see the following links:

When preparing your Meaningful Use Attestation please utilize the CMS Tool found at the link below. The use of other tools could compromise your eligibility to receive incentive payments.

What Should Providers/Hospitals Do to Get Started?

Before applying with Louisiana Medicaid for your incentive payment, you must first register with CMS. If you haven’t registered, click here to register with CMS.

After registering with CMS, go to laconnect.thinkhts.com. and click on the red Provider Login button. IMPORTANT: Eligible Professionals (EPs) must log in using their individual Medicaid Provider ID or NPI. EPs must not log in using group or practice credentials. After successfully logging in, you will be able to access LAConnect. LAConnect is the online portal where Louisiana’s eligible professionals and eligible hospitals can apply for EHR incentive payments.

LA Connect Provider Demo

Your incentive payment will be linked to the Payee NPI and Payee TIN that you provided during the CMS registration process. If the information you provided to CMS does not match the information in your Provider Enrollment File, a paper check will be mailed to the designated payee. Enrolled providers are encouraged to keep Provider Enrollment File information current, including payname, address and account numbers. You may contact Provider Enrollment at 225-216-6370 .

Please expect payment within six to eight weeks of completing your attestation. If there is a problem with your attestation, the timeframe may be extended.

Incentive payments are subject to review by Myers and Stauffer LC, an audit firm under contract with Louisiana Medicaid. Myers and Stauffer auditors are currently reviewing Year 1 through Year 3 payments. If selected for review, you will receive a notification letter from Myers and Stauffer with instructions on required documentation. In addition to reviews conducted by Myers and Stauffer, incentive payments are subject to review and audit by external oversight bodies, such as Louisiana Legislative Auditor and Office of Inspector General. As a recipient of an incentive payment, you are required to comply with these reviews and grant access to the auditors as needed. Click on the appropriate link for EP Audit Tips and EH Audit Tips.

Withdrawal from Program

If you completed an attestation or received a Medicaid EHR Incentive payment and wish to withdraw your attestation and/or return your payment, you must complete a Return Payment/Withdrawal Form. The form can also be used by providers who wish to return a payment and have it reissued to another payee. Click here for the form and instructions.

Attestation Amendment Form

If you received a Medicaid EHR Incentive payment and wish to amend data to which you previously attested, you must complete an Amendment Form. This form can be used to amend program year, eligibility data, and meaningful use data. Click here for the form and instructions.

Please visit these helpful links for more information:



2, 500 cash loan in Louisiana and Mississippi #25000 #loan


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$2,500 Loan

Prolonged sickness, car problems and a leaking roof are all situations that happen in life, and unfortunately, they are largely unpredictable. At Advantage Financial Services, our goal is to help you deal with these unplanned, and often costly, life events. By offering larger loans, such as our $2,500 cash loan, we aim to help individuals cover significant financial obligations while still attending to their regular bills.

If you are facing a tough financial situation perhaps loss of a job or unexpected medical bills Advantage Financial Services is here to help restore peace of mind to your daily life. Our $2,500 loan can often serve as a second paycheck for many of our clients, and this extra cash is many times exactly what they need to get back on their feet.

If having a second paycheck each month could help lighten your financial burden, we invite you to apply online for our $2,500 cash loan or another loan increment up to $5000. Our application is safe and secure, and by applying today, you can often have cash in your account in just 24 hours. It s fast cash when you need it most! Please contact us with any questions.



Bad Credit Personal Loans Louisiana #payday #loan #online


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1, 000 cash loan in Louisiana and Mississippi #bad #credit #loan


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$1,000 Loan

A $1,000 cash loan is an ideal personal loan for many families and individuals. This extra $1,000 allows for some financial padding throughout your bill pay cycle. In fact, if you re expecting a larger utility bill or even an invoice for a household repair or other expense, a $1,000 cash loan is a great way to make sure you are fully covered until your next paycheck.

Other individuals who utilize our $1,000 personal loan use it to purchase new household appliances or pay for unexpected bills, such as car maintenance or even medical emergencies.

At Advantage Financial Services, we re committed to providing personal loans to families who need them, and we aim to do so securely and fairly. Through our online application, we utilize encryption technology so that our customers can apply for loans without fear of identity theft or another financial scam.

Apply online today and you can often have your $1,000 loan or other amount by tomorrow.

Before you get started, make sure you check out what you ll need for our safe, online application. Please contact us if you have any questions. We are happy to assist in any way we can.



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#1000 loan
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$1,000 Loan

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Other individuals who utilize our $1,000 personal loan use it to purchase new household appliances or pay for unexpected bills, such as car maintenance or even medical emergencies.

At Advantage Financial Services, we re committed to providing personal loans to families who need them, and we aim to do so securely and fairly. Through our online application, we utilize encryption technology so that our customers can apply for loans without fear of identity theft or another financial scam.

Apply online today and you can often have your $1,000 loan or other amount by tomorrow.

Before you get started, make sure you check out what you ll need for our safe, online application. Please contact us if you have any questions. We are happy to assist in any way we can.



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Louisiana Payday Loan (LA)


#payday loan lenders
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Louisiana Payday Loan

There is good news for all Louisiana residents; if you are strapped for cash, SameDayPayday can help you. A payday loan can be just what you need to pay for emergency car repairs or other unexpected expenses that otherwise would have to wait until your next payday, and thereby cause you significant inconvenience. SameDayPayday offers a quick and painless service: take two minutes to fill out your application, and within 90 seconds the approval will come through and an hour after that the funds will be waiting for you in your account. If you are in a need of a payday loan look no further. SameDayPayday loans taken out in Louisiana should be considered quick-fix loans. For this reason, unlike large bank loans, a payday loan usually ranges in amounts of $100 to $500 dollars- just enough to keep you going between pay checks. An unexpected car repair, repayment of a personal debt, a gift for that surprise wedding or an unexpected financial loss are just some of the emergency financial needs that a payday loan can quickly and confidentially alleviate. Unlike a traditional bank loan, there are no lengthy application and waiting processes. A payday loan also differs in the way the Louisiana state laws regulate it.

Payday Loan Lending Laws for Louisiana

In Louisiana payday lending is legal. Before you apply for a loan in the state of Louisiana you should know the laws pertaining to payday lending. In Louisiana there are no minimum terms for payday loans, however there is a maximum term for a payday loans, which is 60 days. There is no minimum amount that a person can borrow but the maximum amount a person can borrow is $350. The finance charge for a 14-day $100 loan would be $25.

In Louisiana in the fall of 2006 there were at least 1009 payday lenders spread throughout the state. Now, with such widespread use of the internet, the face of payday loan lending has changed completely. In an internet search early 2009, “payday loans Louisiana” turned up 783,000 hits!

SameDayPayday can help you choose from the overwhelming choices presented over the internet. At your service twenty-four hours a day and seven days a week, SameDayPayday is ready to connect you to the appropriate payday loan in Louisiana. Once receiving your completed payday loan application, most approvals come within 90 seconds.In an hour or less your loan is then rushed to your account! With a short-term payday loan there is no need for a credit check or a lengthy application process. Only fill out the short application provided by SameDayPayday and within an hour your finacial worries can be at an end!

There’s no longer any need to wonder how you will make it to your next paycheck. Let SameDayPayday help you in triumph over financial constraints with a quick, efficient and confidential payday today!

Louisiana Payday Loan – Cities

Louisiana Cash Advance Loans

The state motto of Louisiana is: “Union, Justice, and Confidence.” A cash advance loan from SameDayPayday is just a click away for Louisiana residents where you will find the confidence of freedom from your financial emergency. Why struggle and juggle finances between paychecks when you can alleviate your financial headache in about an hour? Apply for your cash advance loan at SameDayPayday today. Once approved, your cash advance loan will land into your account in as little as one hour, so there’s no waiting for funds. The application procedure is quick and easy, and you can get approved for a loan in as little as 90 seconds. It’s so quick and easy, you’ll be amazed.

When urgent needs crop up such as car repair, a medical emergency, an unexpected school expense for your child, gifts for that surprise birthday party or an unexpected financial loss, a cash advance loan from SameDayPayday is ready to help. Cash advance loans are short-term loans and, as such, are meant to be repaid quickly- within a couple of weeks. There is no lengthy application or waiting involved, nor is there a credit check; with SameDayPayday you can quickly and confidentially take care of your financial need. Because cash advance loans differ from traditional bank loans so much, the way Louisiana state law looks at cash advance loans is different as well.

Individual states are the ones primarily in charge of regulating cash advance lenders. The cash advance lending industry, however, is precariously balanced on top of very rocky legal terrain. Opponents of cash advance loans are lobbying ardently in the name of consumer protection to stop short-term loan lending. At the same time lobbyists representing the cash advance lending industry are fervently working to ensure your ability to get the quick cash that you need right now.

In Louisiana in the fall of 2006 there were at least 1009 cash advance lenders spread throughout the state. Now, with such widespread use of the internet, the face of cash advance loan lending has changed completely. In an internet search early 2009, “cash advance loans Louisiana” turned up 783,000 hits!

SameDayPayday can help you choose from that overwhelming array of providers presented over the internet. At your service twenty-four hours a day and seven days a week, SameDayPayday is ready to connect you to the appropriate cash advance lender who can do business in Louisiana. Once receiving your completed cash advance application, most approvals come within 90 seconds.In an hour or less your loan is then rushed to your account! With a short-term cash advance there is no need for a credit check or a lengthy application process. Only fill out the short cash advance loan application provided by SameDayPayday and within an hour your finacial worries can be at an end! There’s no longer any need to wonder how you will make it to your next paycheck. Let SameDayPayday help you in triumph over financial constraints with a quick, efficient and confidential cash advance loan today!

Louisiana cash advance loans are not that involved. Join the countless residents in The Pelican State who have gone to SameDayPayday.com and discovered the great feeling of freedom from their unexpected financial problem with a cash advance loan. You’ll be amazed how much faster and more convenient it is to shop for a cash advance loan online- not to mention confidential. Don’t lose sleep over how you’ll be able to make ends meet this week. Just come to SameDayPayday and in about an hour, you can breathe a much needed sigh of relief.



2, 500 cash loan in Louisiana and Mississippi


#2500 loan
#

$2,500 Loan

Prolonged sickness, car problems and a leaking roof are all situations that happen in life, and unfortunately, they are largely unpredictable. At Advantage Financial Services, our goal is to help you deal with these unplanned, and often costly, life events. By offering larger loans, such as our $2,500 cash loan, we aim to help individuals cover significant financial obligations while still attending to their regular bills.

If you are facing a tough financial situation perhaps loss of a job or unexpected medical bills Advantage Financial Services is here to help restore peace of mind to your daily life. Our $2,500 loan can often serve as a second paycheck for many of our clients, and this extra cash is many times exactly what they need to get back on their feet.

If having a second paycheck each month could help lighten your financial burden, we invite you to apply online for our $2,500 cash loan or another loan increment up to $5000. Our application is safe and secure, and by applying today, you can often have cash in your account in just 24 hours. It s fast cash when you need it most! Please contact us with any questions.