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Credit Union Personal Loans – North Carolina Personal Loans at Premier Credit Union #personal #loans #rates


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Personal Loans

Regardless of whether you are an experienced borrower with great credit or a member with no credit history at all, with Premier you ll have access to the full range of credit union personal loans at low rates for all that life has to offer.

With Premier Federal Credit Union s personal loans:

And, for your convenience, you can make same day payments with MoneyGram Express.

Personal Signature Loan

Use a personal signature loan for anything you need. It is quick and easy to apply with no collateral required.

Personal Line of Credit

Enjoy terms up to 60-months and a great fixed rate that is lower than most credit cards. It s a smart way to get a little extra spending money.

Overdraft Line of Credit

The perfect complement to your Premier checking account, this overdraft protection loan gives you up to $5,000 (based on credit worthiness) any time you need it to cover drafts on your checking account.

Share Secured Loans

Premier will loan you money against your shares or share certificates on deposit with us. Borrow for up to 120-months at a fantastic rate – our best share dividend rate or certificate rate + 3.00%!

SmartStart Loan

Borrow up to $5,000 for up to 60-months. If you are looking for a great way to establish loan history on your credit report or searching for ways to rebuild your credit, a SmartStart Loan may be a good choice for you!

Holiday Loan

This year as you make your list and check it twice, remember your credit union can help ease your holiday worries. We make it simple with a $1,000 Holiday Loan and 10 easy monthly payments*.

Treat yourself to worry-free holiday shopping without turning to expensive department store credit cards. You could even pay for travel expenses or throw a terrific holiday party. Our Holiday Loan will provide all the money you need, with a money saving interest rate!

To apply, call us at 800.873.2929 or stop by your local Premier Branch today!

*Loan approval based on credit worthiness. Payment may vary based on different repayment frequency. APR may vary based on credit worthiness but will not be higher than 14.00% APR. Holiday Loan only offered from October 1st – December 31st.

Credit Life / Credit Disability Insurance

As an additional benefit for our members, Premier offers credit life and disability insurance to protect you and your family in the event of death or disability. Our Member Services Representatives will fully explain all of the benefits of protecting your loan.


USDA PMI Rates 2015 North Carolina, USDA Home Loans NC #fast #loan


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USDA PMI Rates 2015

The USDA doesn t really make mortgage loans, they simply insure the bank against you possibly going into foreclosure.  The USDA Home Loan requirements are really a function of what loans USDA will insure.  All mortgages where there s not at least a 20% down payment have some sort of Default Insurance.  The type of insurance that keeps Banks solvent if you find yourself unable to make your mortgage payments.  This Mortgage Insurance is normally referred to as PMI so we call the USDA Home Loan version of Mortgage Insurance USDA PMI.

USDA Home Loan NC Basic Requirements

USDA Home Loan NC eligibility requirements really come down to a handful of items:

    • The home you buy must be within the USDA Home Loan Eligibility area . The USDA Eligibility Maps for North Carolina are expected to stay in place until the Summer of 2015.  After that time, there are communities that may no longer qualify for the USDA program in NC.
  • You must be under the USDA Home Loan Income Limit for the County you wish to purchase a home in.  The Income limits vary by household size, and there are exceptions that can be made to help you qualify so if you ve been told you re just over the limit call us.  So many loan officers don t really know how the exemptions work.
  • You need two credit scores over 640.  We might be able to get you approved if you have 2 scores over 620 it will just depend on all of the other factors that play into your qualification picture.  If you have assets left over after closing, or if you are not going to have payment shock.  If you have MULTIPLE layers of risk, the NEW USDA Loan approval model is looking for a credit score of 680!
  • Any Foreclosure, Deed In Lieu, or Short Sales need to be at least 36 months behind you.
  • Student Loans . even those in deferment will be counted against you.
  • The Maximum total debt ratio guideline is 42% .  We ve seen files REJECTED that had 660 credit scores and a 44% debt to income ratio.  Ratios and Credit scores need to be IN-LINE for USDA Home Loan approvals right now.
  • USDA Home Loans are for Owner Occupied Properties. not Commercial Farms, 30 year fixed rate mortgages.

USDA Home Loans NC are one of the most desired mortgages available because they are cheap to get into they require no down payment.  They have very low closing costs, and USDA Loans allow the Seller to pay closing costs. Many times, folks in North Carolina can get into a home with a USDA Home Loan and less than $750.  If you have enough cash reserves to make a down payment and qualify for a conventional loan A USDA Home Loan might not be the right program for you .

USDA PMI Rates 2015

The USDA PMI Rates 2015 are also pretty cheap, when compared to FHA loans.  There s an upfront, initial premium charged of 2%.  This USDA PMI premium is generally added to the Loan amount.  So, if the home that you want to purchase is $250,000, we would multiply that by 2% (which equals $5000) and your loan amount would then be $255,000.  This will not change your monthly payments very much and if you don t want to go into your home with negative equity you can get a gift to cover the charge.  You could also use the NCHFA 3% Grant funds to cover the cost, assuming you qualify for the program.

In addition to the upfront USDA PMI fees, there s an annual charge as well.  The Annual USDA PMI Rates 2015 are charged at a rate of .5%.  This means that on our example sales price of $250,000 with a loan amount of $255,000 we would multiply that by .5% to get an annual rate of $1275.  This amount is divided by 12 and would be added to your homeowners insurance, taxes, principal and interest and paid back $106.25 a month.

USDA PMI does not age off the loan.  Meaning you will not get a portion of the upfront fee refunded if you move 14 months later.  If you live in the property for 17 years, and you ve built up tons of equity in the home, USDA PMI will still be charged each year.

Here s the good part about that the annual USDA PMI Rate will be charged on the Balance at the beginning of that new year.  So each year, as you pay your mortgage balance down, the amount of USDA PMI charged will be charged on that lower balance, and will be less from year to year (I m hoping this makes sense if not call me and I ll run an amortization for you to see).

USDA Home Loans are part of the Federal Budget process, and as such the maximum income limits and USDA PMI Rates are subject to change every October.  It s normally announced in September if there will be a USDA PMI Rate change.  This year it went from an annual rate of .4 to .5 so it s not a huge difference!

USDA Home Loans NC First Time Home Buyers

If you have not owned a home in the last 36 months you might qualify for the North Carolina Housing Finance Agency (NCHFA) First Time Home Buyer Program.  The program is designed for folks with good credit, they require at least a 640, and they also have income limits which vary per county.

There are three parts to the NC First Time Home Buyer Program first, you might qualify for a mortgage tax credit.  The Tax Credit (called MCC ) can add up to an additional $2000 a year to your income, allowing you to qualify for a slightly bigger home.  The NCHFA Program also offers 3% in a Down Payment / Closing Cost Assistance Grant that is forgivable, and carries no interest.  These benefits can be used in combination with the USDA Home Loan Program in North Carolina.

Additionally, the program offers below market Mortgage PMI rates for Conventional Loans, for those who qualify!

If you want to learn more about No Money Down Home Loans in NC. please call Steve and Eleanor Thorne 919 649 5058, we know what works in North Carolina, and we help people here buy their dream homes every single month!  We offer Today’s Lowest Mortgage Rates !


90 Day Loans Business Review in Duluth, MN – Minnesota and North Dakota BBB #payment #calculator


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90 Day Loans

BBB Accreditation

90 Day Loans is not BBB Accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

11 E Superior St

*90 Day Loans is in this range.

Types of Complaints Handled by BBB

BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

  • Advertising or Sales
  • Billing or Collection
  • Problems with Products or Services
  • Delivery
  • Guarantee or Warranty

We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

BBB Complaint Process

Your complaint will be forwarded to the company within two business days. The company will be asked to respond within 10 days, and if a response is not received, a second request will be made. You will be notified of the company’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

Industry Tips for Check Cashing Service

What is BBB Advertising Review?

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

What government actions does BBB report on?

BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

About BBB Business Review Content and Services


Hutchison Insurance – North Bay Insurance Best loan deals – Hutchison Insurance – North Bay Insurance #unsecured #loans #bad #credit


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Best loan deals.

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Long Island Lighthouses – The Scoop on LI – s Most Beloved Landmarks #long #island #lighthouse, #long #island #lighthouses, #lighthouses, #lighthouse, #long #island #sound #lighthouse, #montauk #lighthouse, #orient #point #light #house, #iconic #light #house, #hamptons #light #house, #light #house, #north #shore #lighthouse, #south #shore #lighthouse


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Long Island Lighthouses

When picturing Long Island, it is hard having anything other than a lighthouse being the first image that comes to mind. These iconic buildings are the quintessential landmark that locals and tourists alike associate with our Island. To many, this beacon symbolizes more than just the beaches and calm waters – but reminds us of the comforts of home, and where we came from. For others, it evokes fond memories of family vacations out east, or trips to some of the local Long Island beaches on a warm summer’s day. No matter what Long Island Lighthouses evoke in your mind. Read More When picturing Long Island, it is hard having anything other than a lighthouse being the first image that comes to mind. These iconic buildings are the quintessential landmark that locals and tourists alike associate with our Island. To many, this beacon symbolizes more than just the beaches and calm waters – but reminds us of the comforts of home, and where we came from. For others, it evokes fond memories of family vacations out east, or trips to some of the local Long Island beaches on a warm summer’s day. No matter what Long Island Lighthouses evoke in your mind, it is undeniable that they are an important part of the history of Long Island. Make sure to visit a Long Island Lighthouse if you’re visiting, or even if you’re a local just looking to experience Long Island heritage, Lighthouses are a unique piece of our history you won’t want to miss. Show Less

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Colleges near Winston Salem, North Carolina NC #colleges #near #winston #salem #nc,colleges #near #winston #salem #north #carolina,schools #near #winston #salem #nc,schools #in #winston #salem #nc,universities #in #winston #salem #nc,university #in #winston #salem #nc,universities #near #winston #salem #nc,university #near #winston #salem #nc,colleges #in #winston #salem #nc,colleges #in #winston #salem #north #carolina,winston #salem #nc,winston #salem #north #carolina


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Colleges near Winston Salem, North Carolina NC

There are 18 colleges near Winston Salem, North Carolina NC .

Appalachian State College

Appalachian State is a large public college. Located in a rural town, it is an ideal institution to learn Business, Management, Marketing, and Related Support Services, Education, Psychology, Visual and Performing Arts and Social Sciences up to the Doctorate degree. Appalachian State College is located approximately 78 miles from Winston Salem.

Campbell College

Campbell is a medium-sized private nonprofit college. It is a Baptist school. Located in a rural town, it is a good institution to learn Business, Management, Marketing, and Related Support Services, Education, Science Technologies/Technicians, Health Professions and Related Clinical Sciences and Social Sciences up to the Doctorate degree. Campbell College is located approximately 98 miles from Winston Salem.

Davidson College

Davidson is a small private nonprofit college. It is a 6% Race Unknown school. Located in a regional town, it is a fantastic institute to learn Social Sciences, English Language and Literature/Letters, Psychology, History and Biological and Biomedical Sciences up to the Bachelor’s degree. Davidson College is located approximately 51 miles from Winston Salem.

Duke College

Duke was founded in 1924 and is a large private nonprofit college. It is a United Methodist school. Located within 15 miles of a major urban area, it is an ideal institute to study Social Sciences, Engineering, Biological and Biomedical Sciences, Psychology and Health Professions and Related Clinical Sciences up to the Doctorate degree. Duke College is located approximately 76 miles from Winston Salem.

Elon College

Elon is a medium-sized private nonprofit college. Located within 15 miles of a regional city, it is a very good school to learn Business, Management, Marketing, and Related Support Services, Communication, Journalism, and Related Programs, Social Sciences, Parks, Recreation, Leisure, and Fitness Studies and Visual and Performing Arts up to the Doctorate degree. Elon College is located approximately 42 miles from Winston Salem.

Gardner-Webb College

Gardner-Webb is a medium-sized private nonprofit college. It is a Southern Baptist school. Located in a rural town, it is a very good school to study Business, Management, Marketing, and Related Support Services, Psychology, Health Professions and Related Clinical Sciences, Education and Parks, Recreation, Leisure, and Fitness Studies up to the Doctorate degree. Gardner-Webb College is located approximately 97 miles from Winston Salem.

High Point College

High Point. founded in 1924, is a medium-sized private nonprofit college. It is a United Methodist school. Located in a regional city, it is a very good place to master Business, Management, Marketing, and Related Support Services, Communication, Journalism, and Related Programs, Parks, Recreation, Leisure, and Fitness Studies, Education and Visual and Performing Arts up to the Master’s degree. High Point College is located approximately 17 miles from Winston Salem.

Liberty College

Liberty is a large private nonprofit college. It is a Baptist school. Located in a regional city, it is a great academy to learn Business, Management, Marketing, and Related Support Services, Philosophy and Religious Studies, Psychology, Multi/Interdisciplinary Studies and Education up to the Doctorate degree. Liberty College is located approximately 109 miles from Winston Salem.

North Carolina A T College

North Carolina A ?>

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Virtual Assistant – Office Support

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Office chores keeping you from your work? We look after all the time-consuming administrative details and make you look great in the process.

Our expertise, talent and dedication helps you complete administrative, secretarial, word processing, and all manner of office support projects on time and on budget.

When you work with a virtual assistant you pay for 100% productive work from an independent contractor. This allows you to delegate routine jobs, tasks you can’t do, don’t have time for, or simply don’t want to do. Read what our clients say.

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We provide secretarial, word processing services, support for Realtors and general office support to small businesses and individuals on the east coast, the west coast, and virtually. anywhere. Locally serving the Charleston low country on the east coast, and North San Diego County, California on the west coast.

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MCU Park #,new #york #cosmos, #nasl, #soccer, #professional #soccer, #ny #cosmos, #north #american #soccer #league, #long #island #soccer, #new #york #soccer, #new #york #pro #soccer, #long #island #pro #soccer, #new #york #soccer #team, #brooklyn #soccer #team


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New York Cosmos

The Cosmos want all of our supporters to enjoy their visit to a game at MCU Park. To make sure you have a safe, comfortable and enjoyable experience, we have set forth the following guidelines and supplied this information to all patrons. We encourage every one of our guests to arrive at MCU Park and enter the stadium as early as possible to avoid delays. If you haven t visited MCU Park for a Cosmos game previously, please give yourself extra travel time.

Fan Promise and Expectations:

Watch the match in a safe, comfortable, clean and healthy environment.
Be treated with respect and dignity in a courteous and professional manner by other spectators at the game and organizers of the event.
Cheer their team, provided that the support is in good taste and neither adversely impacts the game experience of fellow spectators nor negatively impacts the game itself.
Expect displays of good sportsmanship between players, as well as timely and accurate information related to the game from the hosts.

The Cosmos are also committed to creating a safe, enjoyable and memorable soccer experience for all guests in and around our stadium. Cosmos fans have the right to expect an environment where:

Fans are encouraged to cheer, sing and support their team in a respectful and courteous manner to their fellow patrons, game officials and opposing team players.
Fans enjoy the soccer experience free from fighting, thrown objects, attempts to enter the playing field and political or inciting messages.
No disorderly behavior, including foul, sexist, racial, obscene or abusive language or gestures will ever be tolerated.
Fans comply with requests from stadium public safety officers regarding stadium policies and emergency response procedures.
Fans carefully return any ball that enters the stands to a guest services member or the ball kid on the sidelines.
Fans conduct themselves in a lawful manner to avoid incidents in the stadium and surrounding areas.

1. Enola Gay WP40 Smoke Grenades are the only approved item
2. The 5 Points must purchase the canisters and give them to Cosmos Operations for storage at MCU Park
3. Cosmos Ops will deliver canisters to the section prior to each game
4. There will be a can or drum put in the front of the section prior to each game. The canisters can only be ignited while in the can or drum. Holding the canister anywhere else in the stadium will be a violation of this policy and may result in permanent revocation of this policy
5. If anyone is caught attempting to bring in or successfully brings in ANY TYPE of device (including but not limited to smoke bombs, fireworks, etc.) through the stadium gates will result in permanent revocation of this policy

Currently, the use of streamers and confetti as an expression of fan enthusiasm is not prohibited, but will be kept under review.

FAILURE TO ABIDE BY THIS CODE OF CONDUCT IS SUBJECT TO SANCTIONS, INCLUDING EJECTION, BANISHMENT AND ARREST. VIOLATORS MAY ALSO HAVE THEIR TICKET PRIVILEGES REVOKED.

Policy New York State law requires that you must be at least 21 years of age to purchase or consume alcoholic beverages. Upon request, each customer must present valid ID at the time of purchase. We reserve the right to refuse any sale. There is a two beer maximum per ID. Please drink responsibly, and NEVER drink and drive. We have established the following ground rules for alcohol sales to ensure that the enjoyable soccer experience is not spoiled by the behavior of inappropriate individuals:
1. It is illegal to consume alcoholic beverages on the sidewalks or in the parking lots; anyone doing so will be subject to arrest.
2. Alcoholic beverages and controlled or illegal substances may not be brought into the stadium.
3. Drunk or disorderly fans will be denied admittance to the stadium.
4. Intoxicated or under-aged fans will not be permitted to purchase or consume alcoholic beverages at the ballpark.
5. Drunk or disorderly fans inside the stadium will be ejected and may be subject to arrest.
6. Fans using foul or abusive language will be subject to ejection.
7. Fans interfering with play in any manner, including the throwing of objects onto the field or entering the field, will be subject to arrest.

Smoking Restrictions :
Under New York City Law, smoking is prohibited

Elevators:
There are two elevators at the stadium, stopping at the Main Lobby, the Concourse Level, and the two upper suite levels.

Handicapped Access:
The stadium is completely wheelchair accessible. Wheelchair patrons should enter through the Main Lobby, and then take either the tunnel to the Field Level, or the elevator to the Concourse Level, Luxury Suites, and Party Deck. To inquire about Wheelchair Seating, please call the Sales department at 855-712-6766

Camera/Video Equipment:
Small film or digital still cameras are permitted inside the stadium. However, fans taking pictures will not be permitted to interfere with other fans enjoyment of the game.

Gates Open:
The Gates open one hour before the start of the game.

Lost and Found :
Any found items should be deposited at the Fan Services Tent. If any item is lost please go to the Fan Service Tent to claim your lost item and if the item is not at that location, a Cosmos representive will give you more information to contact MCU Park.

First Aid :
If a medical emergancy arises please report to ushers, security, front office staff, or the Fan Services Tent to assit in any medical emergancy.

Tickets to all Cosmos home games, including Season Tickets, Groups, Family Packages and individual tickets can be purchased in advance by calling 1-855-71-COSMOS (1-855-712-6766) during normal business hours (Mon – Fri, 9 a.m. 5 p.m.) or by logging on to www.nycosmos.com at any time.

Scoreboard Messages:
Fan birthday and anniversary announcements are displayed on the ballpark scoreboard during halftime. The Cosmos will not approve messages that are commercial in nature, or that contain inappropriate language or nicknames, and cannot guarantee that all requests will be honored. Contact Sales department 855-712-6766 for more information.

Birthday Parties :
Your child can celebrate their special day with a cosmos birthday party at the stadium. Contact Sales department at 855-712-6766 for more information.

Season Tickets:
With Season Tickets, you re guaranteed to see all the action at the park, as a member of the Cosmos family. In addition to the entertainment that makes a Cosmos ticket the best value in New York sports, you ll also get exclusive benefits, offers, and invitations throughout the season. To order Season Tickets call 855-712-6766

Party Deck:
The Party Deck provides an ideal setting for a large group. Perched atop the ballpark, the Deck offers a breathtaking panoramic view of the entire borough – from the Manhattan skyline to the Atlantic Ocean – and a bird s eye view of the action on the pitch. Contact Sales department at 855-712-6766 for more information.

Sponsorships:
For information on New York Cosmos Corporate Sponsorship opportunities – please Contact Sales department at 855-712-6766 for more information.

Will Call Window:
Will Call orders are tickets left by the Club, tickets purchased via mail, phone, or Internet after the mailing deadline, and tickets left by a third party. To pick up any of these tickets, go to the Will Call Window, one and a half hours before game time. Fans must show proper photo identification to pick up tickets. Will call orders must be left under the name of the person who will pick them up.

Luxury Suite :
If you are looking for a unique and memorable way to entertain clients, associates, family or friends, then you are looking for a Luxury Suite at MCU Park. For more information please contact the Sales department at 855-712-6766

Scalping :
Cosmos tickets may not be resold or offered for resale in a manner or at a price in violation of any Federal, State, or local law or regulation. Under New York law, the maximum premium price for a ticket is the established price, including applicable sales tax, plus five dollars. Under penalty of law, an unlicensed vendor within 1,500 feet of the stadium may not resell tickets.

Fan Services:
At the Fan Services Tent, fans can claim giveaways with vouchers, sign up for contests and games, claim prizes, ask questions, give comments, and more. Stop by the Fan Services Center on any game day.

Parking.
The parking lot at the stadium is operated by Surf Ave. Parking. All vehicles entering the parking areas may be subject to search.

Handicapped Parking:
Handicapped parking is available at the stadium. Upon entering the stadium, ask the attendant at the parking entrance to direct you to the handicapped parking spaces.

See you at the Game!


Bridge Loans – Hard Money Bridge Loan Lenders – North Coast Financial, Inc. #parent #plus #loan


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Bridge Loans Bridge Loan Lenders

North Coast Financial are bridge loan lenders who have been providing real estate investors with hard money bridge loans for 35 years.  Offering fast approvals and funding. competitive rates and reliable service . North Coast Financial has established themselves as one of the top hard money bridge loan lenders in California.

Bridge Loans Offered by North Coast Financial:

  • Property Types:

Single family, multi-family, commercial, industrial, land

  • Loan Amounts:
    $25,000 – $1 Million+
  • Loan Terms:
    6 to 36 months, longer terms also available
  • Lien Positions:
    1sts and 2nds
  • Owner-Occupied Loans Available
  • Loan to Value (LTV):
    Up to 75% of current value of property
  • Prepayment Penalty:
    Minimum 3 months interest
  • Fees:

      No appraisal fees (in most situations)

      No hidden junk fees (underwriting, document, processing, etc.)

  • Bridge Loan Rates and Points:

    Please   contact us   for information on current rates and points

  • Hard Money Bridge Loans

    A bridge loan is a type of hard money loan used for short-term financing. Bridge financing typically has a term from one month to one year. Bridge loan rates are higher than traditional institution loans due to the increased risk. Bridge loan lenders are less concerned with the credit worthiness of the borrower since the bridge loan is secured by property. This is beneficial for borrowers who may currently have less than ideal credit but have equity in property.

    Bridge loans have lower loan to value (LTV) ratios than traditional mortgages obtained from banks in order to protect the lender from a borrower defaulting. The bridge loan lender will generally only allow for a loan to value ratio of 70-75%. The borrower may sell the property or arrange other long-term financing in order to pay off the bridge loan.

    Residential Bridge Loans and Commercial Bridge Loans

    Residential bridge loans and commercial bridge loans are both gaining popularity as a way to quickly acquire cash in order to take advantage of short-term real estate opportunities. Commercial bridge loans generally have a lower LTV than residential bridge loans and the bridge loan lenders will require additional information and documentation.

    A bridge loan may also be called a bridging loan, gap financing, interim financing or a swing loan.

    Bridge Loan Example

    An example of a traditional bridge loan would be when an investor owns a property and wishes to purchase a new property. The investor doesn t have sufficient funds to purchase the new property but needs to secure the new property before selling the existing property. The investor is able to use bridge loan financing to borrower against the property they already own to raise funds for the purchase of the new property.

    Once the new property is purchased, the investor can sell their original property and pay off the bridge loan. The bridge loan bridges the gap between the purchase of the new property and the sale of the existing property.

    North Coast Financial is an experienced hard money bridge loan lender. Contact us today to see how we can help you with your real estate financing needs.

    Bridge Loan Frequently Asked Questions:

    What is a bridge loan?

    A bridge loan is a short-term loan that “bridges the gap” between other types of long-term financing. Bridge financing is secured by real estate and have higher interest rates than conventional loans due to the higher risk associated with these loans. They are designed for investors and borrowers who are involved in real estate projects or transactions such as hard money rehabs, making improvements on land, and purchasing short sales or foreclosures. Residential bridge loans and commercial bridge loans are available to property owners who wish to borrower against the equity in their property.

    How does one get a bridge loan?

    Bridge loan financing is a straightforward process when compared to obtaining a financing from a conventional lender such as a bank or credit union. Simply contact a bridge loan lender and complete their application process. The bridge lender will require information about the borrower and the subject property. They will then analyze this information and confirm the value of the property. The bridge loan lender will then determine how much they can lend and what loan terms are available for the borrower. The loan should be able to be funded within a week.

    How do bridge loans work?

    The property owner borrows against real estate they already own and pulls out equity with the bridge loan. The proceeds from the bridge loan financing are then used to purchase a new property. Once the new property is secured, the original property is sold so the bridge loan can be paid off.

    When should one use a bridge loan?

    Bridge financing should be utilized when the borrower needs capital quickly and only for a short amount of time (approximately 12 months or less). The borrower must also have real property to use as collateral to borrow against or have a large enough down payment (35% or more) to use towards a purchase if they are acquiring a new property with the proceeds from the bridge loan financing.

    If a borrower is unable to obtain financing from a conventional lender due to credit issues, recent short sales or foreclosures on their record, or if they currently own too many properties, a hard money bridge loan would be a suitable short-term option.


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    Dickinson is a progressive community of over 25,000 people that serves as a regional center. The Dickinson area has one of the nation’s strongest economies due to our diverse economy of agriculture, energy (coal, ethanol, natural gas, oil, uranium, wind) national and international manufacturing, and tourism.

    What to Expect from the Weather in Dickinson

    Dickinson is located in the Northern Great Plains where you will find a surprisingly mild climate. Dickinson s weather is an adventure in itself, with significant variations and changing conditions.

    Stark Development Executive Directors Comments on the Area

    Wow! Summer in Dickinson has so much to offer I have been too busy to post stuff. I think one of the most exciting things going on this weekend is the 9-year old Midwest Plains Regional Tournament. Dickinson s team is not only the host, they are the North Dakota State Champions. Good role modeling? How about the fact that the State Champion team is coached by our Police Chief, Dustin Dassinger! Dickinson has for years been a strong baseball town and has hosted other big tournaments over the years. Speaking of sports, the Dickinson State Blue Hawks under Coach Pete Stanton (I may have spelled that wrong) are gearing up and will begin their season soon. I am not certain but there were a few suites available at the Biesoit Activity Center.


    Welcome to DickinsonND.com. This site will provide some basic information about Dickinson, North Dakota and Stark County serving as a portal to many of the communities key entities and websites. Dickinson is an extremely dynamic and growing community located in southwest North Dakota.

    Photos courtesy of Dickinson Convention Visitors Bureau

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