Credit News

How to finance a recreational vehicle (RV) (Page 1 of 2) #pioneer #loans

#rv loan rates

Purchasing a recreational vehicle is very much about attaining a new way of life. The rolling homes let their owners roam to their hearts’ content.

“It’s the freedom and the comfort,” says Peter Scalf, RV owner and founder of RV Advice of the WWW. “It’s basically like being at home wherever you go. You can take off. You can just hit the road. You don’t have to have a real destination.”

Even as gasoline prices are pinching budgets, a study released in December by the Recreation Vehicle Industry Association, or RVIA, found that more Americans than ever are hitting the roads in recreational vehicles. According to the survey, which was conducted by the University of Michigan’s Survey Research Center, nearly 8 million U.S. households own an RV. The RVIA estimates that the numbers will only continue to rise as more and more people look to RVs for their leisure-time trips.

But before you can start on that journey, there’s all kinds of financial maneuvering that needs to be done. Landing a good financing deal on a recreational vehicle takes some work.

First off, a recreational vehicle is considered a luxury item. You’ll need good credit to qualify for the best financing.

“Applying for an RV loan is more stringent than an auto loan in that you’re required to fill out a personal financial statement, says James Barron, senior vice president of marketing and operations at Essex Credit Corporation, but you’ll not necessarily be denied a loan based on poor credit.

RV financing is credit score-driven. The interest rate of your loan is really contingent on your credit profile. Many lenders will consider a C credit score, even a D profile, although most borrowers tend to have an A or B credit score, he says.

The journey of a thousand miles

Banks, credit unions and independent finance companies all offer RV financing. A list of RV financing companies is available on the RVIA Web site. Financing can also be arranged at RV dealerships.

As with autos, you want to have a financing deal in place before shopping for your vehicle. That way, the dealer will have to beat the interest rate on the loan to get your business.

Check with your bank first. Scalf says, “Shop around so you know what interest rates are, what the value of the coach really is. Check it out.”

People get so excited about finally purchasing an RV that they’re not as careful as they should be when it comes time to crunch numbers. Scalf has heard from people who ended up paying thousands too much in interest, and one who learned that his RV was worth $10,000 less than the purchase price.

Riding along with automobiles

Interest rates on RV loans are closely tied to auto loan rates, which you can check in Bankrate’s auto loan rates comparison area.

“It’s really similar because that’s what the market bears for that kind of loan,” says Karen Mason, director of publications for RVIA. “The auto and RV end up being very similar kinds of rates.”

— Updated: May 15, 2006

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Bridging loan page explaining bridging loans and bridging finance #no #cosigner #student #loans

#bridging loan

What is a bridging loan?

Bridging loans are temporary short-term loans that are taken out to cover a shortfall of money (bridge the gap) when buying a property.

A bridging loan is most commonly used if you need to complete the purchase of your new home before the sale has gone through on your old one.

The bridging loan must be repaid as soon as the old home is sold. Another reason for taking out bridging loans is when you need to renovate a new property between exchange and completion. Or you might use a bridging loan to pay the required percentage of the purchase price of a property at an auction, when you have to exchange and complete on the day.

Some lenders will only provide bridging finance if the customeR s solicitor guarantees that the mortgage will be repaid.

Bridging loans are normally secured against equity in the property and are usually offered at higher interest rates than long-term mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments

Page Not Found – Official Honda Web Site #bad #credit #student #loans

#monthly car payment

[1] MSRP excluding tax, license, registration, $835.00 destination charge and options. Dealer prices may vary.

[2] MSRP excluding tax, license, registration, $900.00 destination charge and options. Dealer prices may vary.

[3] Subject to limited availability through September 2014 to residents of CA, OR, MA, RI, CT, NY, NJ, and MD on approved credit through American Honda Finance Corp. Closed end lease for 2014 Honda Fit EV for well-qualified lessees. Not all applicants will qualify. No purchase option at lease end. MSRP $37,415 (includes destination). Excludes tax, title, license, fees, registration, options and insurance. Total monthly payments $9,324. Lessee responsible for non-routine maintenance and excessive wear/tear. Lease includes collision coverage, routine maintenance, roadside assistance, unlimited mileage, and navigation system updates. Total due at lease signing is $259 plus tax and title and includes first month’s payment. Please see your authorized Fit EV dealer for complete details. For lessees who elect to install 240-volt charging equipment in their home, the charging equipment (hardware only) will be provided by Honda, the lessee remains responsible for installation and installation materials.

Page Not Found #student #loans #for #bad #credit

#equity loans

Find us at

Copyright 2015 Equity Loans LLC DBA Equity Prime Mortgage | NMLS #21116 Equal Housing Lender

5 Concourse Parkway,

Queen Building, Suite 2250,

Atlanta, GA 30328

Freddie Mac Seller/Servicer 179659

Fannie Mae Seller/Servicer 27394-000-6

Equity Loans LLC DBA Equity Prime Mortgage is a direct lender with branches around the country that are dedicated to bringing you access to the most diverse array of home lending products available in the industry. Unlike many lenders, Equity Prime is not limited to working with only one type of borrower, which means that people of all financial and credit profiles receive the same impressive cost-saving benefits. At Equity Prime our mortgage professionals are here to help you buy a home or earn more financial freedom by using the equity that you’ve built. AZ Banker License #0921685.

Equity Home Capital LLC in lieu of Equity Loans, LLC is a Licensed Mortgage Banker-NYS Department of Financial Services. Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.

Checkout for Magento – One Step Checkout – Extension – Simple and fast checkout #onestepcheckout,one #step #checkout, #magento, #magento #checkout,onepagecheckout,one #page #checkout


What we do

OneStepCheckout is the single most effective change you can make to reduce shopping cart abandonment.

Checkout is often the most complicated part of placing an order online, driving 7 out of 10 online shoppers to abandoning their cart (source: Listrak cart abandonment index 2016). OneStepCheckout greatly simplifies this process, by dramatically improving the user experience. Not only will it increase your immediate sales but also longer term return visits.

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Improve your user experience at checkout.

Studies have shown how additional page loading is a big driver for cart abandonment, even more so on mobile devices.

With OneStepCheckout, the 6 native checkout steps are replaced with one simple page, above the fold.

The latest technologies have been used to make it quick and easy to fill out forms and review updating totals on all screen sizes.

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Boost your immediate sales and increase return visits.

We know how much effort you put in to drive traffic to your online store. Wouldn’t it be a waste to see them go before they place their orders?

When you make it easier for shoppers to complete checkout, you decrease cart abandonment and increase your sales conversion.

Reap the full rewards of your marketing efforts!

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Download, install and you’re done.

The OneStepCheckout extension comes packaged in a zip file like any Magento extension and is very well documented.

Compatibility has been sorted out over the last 6+ years with the vast majority of payment providers, shipping providers and popular other extensions.

Our support team is acclaimed by the Magento community and is always happy to help.

GECU – Page not found #motorcycle #loan #calculator

#car loan estimator

Page not found

/media/Images/Footer/gecu_ncua.jpg” /% Federally Insured by NCUA %img src=”” /% %img src=”” /% Security Assurance

1998 – 2015 GECU. All rights reserved. GECU uses third party vendor sites to enhance your ability to use online financial tools. When you leave GECU’s website, the links you may access are for your convenience and are for informational purposes only. Any products and services accessed through these links are not provided or guaranteed by GECU. The sites you visit may have a privacy policy that is different from GECU’s. Please review their privacy policy. GECU does not endorse the content contained in any of these sites or the organization(s) publishing these sites and, hereby disclaims any responsibility for such content. GECU does not represent either the third party or the member if the two enter into a transaction.

Industrial Loan Home Page #loans #south #africa

#loan companies

The Industrial Loan Division is responsible for licensing and regulating the small loan industry under the provisions of the Georgia Industrial Loan Act. This statute limits loan amounts to consumers not to exceed $3000 and a period not greater than 36 months, and 15 days.

The State of Georgia licenses more than 1,000 Industrial Loan offices and conducts on-site audits to ensure compliance with applicable laws and regulation

ATTENTION: TO ALL NEW APPLICANTS – EFFECTIVE 1/1/2012. In accordance with state law, beginning January 1, 2012, the Office of Insurance and Safety Fire Commissioner will be changing its procedures regarding the verification of lawful presence of persons applying for all licenses, permits, registrations and certificates. Please click HERE for more information.

Effective March 12, 2014. the ONLY address for mailing in filings with payments to the Office of Insurance and Safety Fire Commissioner, Industrial Loan Division, is:

    Georgia Department of Insurance P.O. Box 935138 Atlanta, GA 31193-5138

Please Note: Industrial Loan customers who wish to send payments via overnight courier should use this address:
    Wells Fargo Industrial Loan Division Lockbox # 935138 3585 Atlanta Ave Hapeville, GA 30354

All Payments (except EFT, ACH or Portal Payments):

Monthly Loan Tax Report

Quarterly Insurance and Loan Report

Loan License Renewal

Make remittance payable to: Ralph T. Hudgens, Industrial Loan Commissioner, at the above address

Attach check to correct form and mail to address above.

Industrial Loan License # MUST be on every check.

Do not send a voucher.

Do not send extra copies by mail or fax to the Industrial Loan Division.

Types of Website Hosting – Understanding Hosting Options for Your Website #website #hosting, #free #web #hosting, #free #web #page, #virtual #private #server, #virtual #private #servers, #web #hosting, #free #website, #free #webspace, #web #server, #make #website, #create #website, #dedicated #hosting, #make #websites, #dedicated #host


Reliable, Free Web Hosting

Types of Website Hosting

If you’re interested in creating an online presence for yourself or your business, the best way to do it is to build a website. Websites are, most basically, collections of files, so each one requires a place to store its files and a way to make those files accessible to other people connected to the internet. A web server, through web hosting, performs these critical functions. While every site needs hosting, there are a number of different ways that website hosting can be done. Which type of hosting will work best for your site depends on its size and complexity, as well as the resources and technical expertise at your disposal. To help you figure out the best hosting match for you, we’ll take you through some of the most popular website hosting options below.

Shared Website Hosting

Shared hosting, also called virtual hosting, is the hosting of multiple websites on the same web server. With shared hosting, a web hosting company provides the user storage space and makes the website’s files accessible to others via the internet. The web host also maintains the server and provides technical support for it. For those who are not technically inclined or who do not have access to their own technical support staff, having a web host to manage these matters can make shared hosting can make a great fit.

Perhaps the greatest advantage of shared hosting is that its efficient use of resources means that it costs much less than most other types of website hosting. Shared web hosting also means that users can benefit from the expertise of the web hosting company providing the servers; a web hosting company like Freeservers that specializes in shared hosting has the experience and resources to provide exceptional reliability and technical support for your site. The specialized resources of a shared hosting company are well positioned to keep your site running properly and serving quickly at all times.

While shared hosting is an appropriate choice for many users, it’s not right for everyone. Those with extensive technical know-how who want complete control over their servers and websites are better served by another hosting option. Additionally, if your site is large and extremely active, you may need more server resources than shared hosting provides.

Dedicated Website Hosting

With dedicated web hosting, there is a web server devoted entirely to your site. You may purchase your own server or pay for access to a server owned by someone else. If you own your own server and have it stored in someone else’s facility, you are using what is known as colocation hosting. In any type of dedicated hosting, because the server is exclusively dedicated to your site, you will have full control over its use and administration. This allows you to manage all aspects of your site. If your intent is to create a large site for a company with plenty of technical and financial resources, dedicated hosting might be right for you. If your site will demand a lot of server space and bandwidth, too, you may need a dedicated server to host it.

For individuals and small or midsized companies, however, there are a number of aspects of dedicated hosting that make it a less desirable option. Setting up or leasing and maintaining your own web server requires a great deal of technical expertise as well as a significant financial investment. Because the web server you use will determine whether your site is reliably online and available to visitors, you need to be certain that your server is stable, reliable, well maintained, and able to handle heavy visitor traffic; maintaining this level of performance is not always easy.

Virtual Private Server Website Hosting

This type of hosting is something of a cross between dedicated hosting and shared hosting. Virtual private server hosting involves a dedicated server being shared by multiple users. The users share the resources of the server, but the server space is strictly divided into allocated percentages so that each user’s percentage of the server is dedicated only to that user’s website. This hosting arrangement gives a user some of the control of a dedicated server without the large-scale investment in a server that may have more space than necessary. Virtual private server hosting does provide limited resources, however, and even if your site experiences a temporary traffic spike or another unusual demand, there will not be extra resources flexibly available to meet the need. The somewhat complicated arrangements of virtual private server hosting can also be a drawback to this hosting option, as service providers can create confusing service agreements that include unexpected limitations for their users.

Shared Website Hosting with Freeservers

Now that you’ve learned about your hosting options, perhaps you’ve decided that shared hosting is right for your website. When you’re ready to create your shared hosting account, start by comparing the web hosting packages Freeservers offers. We provide a variety of packages, from free web hosting to feature-rich business hosting packages, so you’re sure to find one that fits your needs. With Freeservers, you’ll receive top-notch hosting services and loads of useful features, all with the exceptional reliability, stability, and customer support that you need to make your website a success.