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The Latest: Mugabe meeting with South African delegation

Pope’s new ride sent from above

Russia is ‘non-compliant’ with code: WADA

Zimbabwe leader Robert Mugabe seemed invincible but era ends

Quake in South Korea left 1,500 homeless, dozens injured

President Trump a hit among residents in Chinese neighborhood

UCLA suspends 3 basketball players after shoplifting arrest in China 0:42

Pope Francis sticks with popemobile instead of $200K Lamborghini 0:48

Spain: Jailed Catalan secession activist to run in election

The Latest: Mugabe meeting with South African delegation

Suicide bomber kills 14 at political meeting in Afghanistan

China renews call for North Korea, US ‘freeze-for-freeze’

The Latest: Trump calls Chinese envoy to NKorea a ‘big move’

Germany: Dutch man arrested with drugs worth $3.5 million

Former Malaysian PM: Current government ‘must go’

Grenfell Tower fire killed 71 people, including a stillborn baby, police say

Train crossing in Finland closed after deadly crash

Zimbabwe leader Robert Mugabe seemed invincible but era ends

Zimbabwe calm as Mugabe is urged to step down peacefully

Cambodia’s top court orders opposition party dissolved

Activists praise Trudeau’s comments about Duterte crackdown

Criticism of US sanctions returns in Iran after earthquake

The Latest: Saudi FM says up to Hariri to decide to return

Police arrest man who held hostages in Madrid bank hold-up

Egyptian army says 3 militants killed, 74 arrested in Sinai

Saudi foreign minister says it is up to resigned Lebanese Prime Minister Saad Hariri to decide when to return to Lebanon


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Joan Mary Ainsworth, 90, of Spearfish, passed away on Nov. 9, 2017. Joan was born on April 15, 1927 in Lead, to Florence (Kitterman) and Omer Moorhead. Upon graduating from Spearfish High School in 1945, she attended BHSU. She married the man of her dreams, Stan Ainsworth, in 1946. Together

LaVae Gilbertson, 81

  • 19 hrs ago
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LaVae Gilbertson, 81, of Spearfish, passed away on Nov. 12, 2017, at the Belle Fourche Healthcare Center.

Elaine Marie Pfeifer Schmidt

  • 19 hrs ago
  • 0

Elaine Marie Pfeifer Schmidt passed away peacefully Saturday, Nov. 11, 2017, at the Belle Fourche Healthcare Center.

Glenn Arthur Hogen, 89

  • 19 hrs ago
  • 0

Glenn Arthur Hogen, 89, from Spearfish, completed his earthly sojourn at Edgewood Vista, Nov. 13, 2017.

Candace J. Huhn, 65

  • 19 hrs ago
  • 0

Candace J. Huhn, 65, of Belle Fourche, passed away Nov. 9, 2017, at Spearfish Regional Hospital.

Maxine L. (Henderson) Kermu

  • Nov 14, 2017
  • 0

Maxine (Henderson) Kermu died November 8, 2017. She was born February 21, 1932, in Lead, S.D., and married Earle “Ike” Kermu on January 25, 1953. Maxine worked at the Lead Public Schools for 30 years.

Phillip ‘Phil’ Lee Barnett, 68

  • Nov 14, 2017
  • 0

Phillip “Phil” Lee Barnett, 68, of Summerset, passed away Nov. 11, 2017, at the Fort Meade VA Medical Center.

Patricia Jean Kellsy

  • Nov 14, 2017
  • 0

Patricia Jean Kellsy of Spearfish and formerly of Winner, died Thursday, Nov. 9, 2017, at Serenity Corner Assisted Living in Spearfish.

Richard (Dick) V. Elliott

  • Updated Nov 14, 2017
  • 0

Richard Vernon Elliott, 66, of Lead, passed away Tuesday Nov. 7, 2017, after a two year battle with Cancer.

Marilyn Carol Thein

  • Updated Nov 14, 2017
  • 0

Born and raised in Lead, Marilyn learned the value of hard work, loyal friendships, and a loving family that life in a Midwestern mining town naturally inspires. She embraced challenges, continually tried to improve herself, and sought to motivate others. Though certainly a tough cookie from


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Unlike traditional bank loans, Kiva loans don’t require a minimum credit score, years of cash flow documents or collateral. But you do need to meet the following minimum criteria in order to be considered:

  • You and your business must be based in the United States.
  • You must be over 18 years old.
  • You must be using the loan for business purposes.
  • Your business must not be engaged in any of the following activities: multi-level marketing / direct sales; illegal activities (e.g. gambling, scams); or pure financial investing (e.g. stocks)
  • You cannot currently be in foreclosure, bankruptcy, or under any liens.
  • You must be willing to demonstrate your social capital by having a small number of your friends and family make a loan to you.

How does the loan process work?

To apply for a Kiva U.S. loan, start an application here.

What is social underwriting and why is it a requirement to get a Kiva U.S. loan?

At Kiva, we envision a world where someone’s creditworthiness is determined by the strength of their character rather than their credit history. We’re working to re-insert human relationships into the financial system by using social underwriting to assess the creditworthiness of our borrowers.

What do I need to prepare to apply for a Kiva loan?

In the application, we’ll ask you for basic financial information about you and your business, but we will not ask you to upload any financial documents.

What types of businesses get funded on Kiva?

Kiva supports a variety of businesses, including farmers, barbershop owners, event planners and more. You can check out the businesses that are currently fundraising here.

How do entrepreneurs use their Kiva loan?

Entrepreneurs use their loans in many different ways. Some examples include:

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  • A $10,000 loan to build a walk-in refrigerator for an organic farm.
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  • A $1,000 loan to pay for a stall at an artisan jewelry fair.

How quickly can I get funded?

On Kiva, you have some control over how quickly you receive funding. Once your application is submitted, our team will get back to you with next steps within a few business days. Submitting a great photo and business story will help your application make it through the review process more quickly.


High Interest Loans Target Military Members, pioneer loans.#Pioneer #loans


Lending Scams Target Military

Pioneer loans

In every military town, you will pass multiple pawnshops, cash advance shops, and used car dealerships with no credit needed loans to buy their vehicles.

These businesses, all within a close radius of any military base are preying on young military personnel with a steady paycheck who are unfamiliar with high interest rates on these types of loans.

There is hope for the people considering using these businesses – The Navy-Marine Corps Relief Society.

This nonprofit agency provides Navy and Marine Corps families with financial assistance and interest-free loans during family crisis.

The Army and Air Force also has the Army Emergency Relief Society and the Air Force Relief Society to help soldiers and airmen get loans for all types of financial situations.

These programs offer military families another option over the quick-cash businesses and who ultimately get hooked into a relentless cycle of high-interest loans.

It s a poor choice using these high interest rate businesses. Consider the military relief organizations first, because if you go for the instant cash, they have you locked into an interest rate that is difficult to meet the monthly obligations.

The National Consumer Law Center (NCLC) Assistance

Steve Tripoli, a consumer advocate with the National Consumer Law Center, accused quick cash lenders of targeting the service members and veterans with unfair lending practices.

NCLC issued the 66-page report that day, entitled, In Harm s Way — At Home: Consumer Scams and the Direct Targeting of America s Military and Veterans. The center is a nonprofit organization that works to address consumer issues, especially those affecting low-income consumers.

These loan businesses are using deceptive practices that violate federal law provisions of the Truth in Lending Law, designed to inform consumers of the amount that credit will cost.

Also, many of these high-interest loans could be in violation of state laws that prohibit unfair, deceptive acts and other fraudulent practices in the marketplace.

They (service members) are absolutely under siege by these businesses, Tripoli said. He illustrated his point with a slide presentation that showed how various cash-advance stores, quick-cash lenders, and auto-title pawn shops had set up shop on the main road leading to Kings Bay Naval Submarine Base, Ga.

How bad do service people fall for it? Certainly because they mismanage their money, in some cases, he said. But that s not very hard to do when your salary is low and you re young and inexperienced, he added.

Tripoli said military personnel are particularly vulnerable to quick-cash lenders because of economics and demographics.

Service people are attractive targets because they are younger, their paychecks are of a very stable source — the U.S. government; They re not about to be laid off and apparently are facing — especially the younger ones – – more financial pressures early in life, he explained.

Meanwhile to get military personnel to borrow money, Tripoli noted that many lenders give their businesses names that sound military affiliated.

Those cited in the report include names such as Pioneer Military Lending, Veterans First Financial Service, American Military Debt Management Service and Armed Forces Loans. Tripoli said that such names tend to make people think these companies are catering to the military. They DO NOT!

They cram their promotional literature with expressions of concern for military families, he said. He added that advertisements in military newspapers lead service members to believe that these national newspapers are official newspapers when in fact they are not, he said.

According to the report, what s common about businesses that offer cash advances on personal checks, or payday loans, and others often disguised as phone-card, Internet and catalog-sales companies is that they loan small amounts of cash for short terms at exceedingly high interest rates.

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Do Not Fall For These Types of Scams

A business called Florida Internet offers its customers a series of instant-cash rebate options in exchange for signing up for Internet service.

One reported option is a $480 rebate when customers commit to a year s Internet service. The cost is $80 every two weeks, automatically deducted from customer s bank or credit card accounts, for up to eight hours service. And the Internet can only be accessed at the company s handful of storefront sites.

When NCLC advocates visited two companies, they found four terminals, two at each company. However, none of the computers was in use, Tripoli said.

Although unlimited Internet access on a home computer can be purchased for about $20 a month, the report says customers buying the $480 rebate option will end up paying $2,080 ($173.33 per month) for a year of limited service (eight hours every two weeks). The result: The $480 rebate that costs $173.33 monthly for one year translates into a 421.6 percent annual percentage rate.

The report said that phone-card sales companies operate in a similar fashion. In one example, a company near Marine Corps Base Camp Lejeune, N.C., sold phone-card memberships that provide an instant $300 cash back rebate. In exchange, the borrower agrees to purchase 300 minutes worth of phone cards at a cost of $67.50 every two weeks, or $135 a month over the next year.

Tripoli said this means the $300 rebate amounts to 533 percent annual percentage rate.

Customers who use catalog-sales companies for cash advances rarely use the catalog coupons issued by the company in exchange for the advances, Tripoli noted.

And he says the products offered by catalog sales companies are very high priced and of low quality. He added the products are subject to outrageous shipping and handling charges that make the purchases not worthwhile.

The report also targets auto-title pawn dealers that provide short-term loans based on a vehicle s value, using its title as collateral. In many cases, if the borrower defaults on the loan, the lender claims the vehicle for a fraction of its value.

Remember, if money handed to you is too good to be true – it probably is. Do not fall for the easy money options. Check with your chain of command first and get some military financial advice from professionals who are part of the military team.


MILITARY VETERAN PERSONAL LOANS from Pioneer Military Lending – Veterans Today #payday #loan #online


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MILITARY VETERAN PERSONAL LOANS from Pioneer Military Lending

Get From $ 500 $ 10,000 Apply Now

Pioneer Military Lending is committed to serving active-duty and career-retired service members

and Department of Defense employees.

For nearly 20 years Pioneer Military Lending has taken pride in going the extra mile for every customer. Their understanding of your financial situation comes from years of experience serving the military community.

Pioneer Military Lending offers competitive interest rates and installment loan products for all ranks. They ensure that payments are manageable and have no hidden fees. They provide friendly and knowledgeable loan associates to assist.

To make things simple, you an apply online. The application process is available 24 hours a day, seven days a week. In addition, customer service associates handle inquiries more than 80 hours a week and will quickly e-mail answers to questions during operating hours.

Who is Pioneer Military Lending?

Pioneer Military Lending is committed to serving active-duty and career-retired service members and Department of Defense employees.

For nearly 20 years Pioneer Military Lending has taken pride in going the extra mile for every customer. Their understanding of your financial situation comes from years of experience serving the military community.

Pioneer Military Lending offers competitive interest rates and installment loan products for all ranks. Pioneer ensures that your payments are manageable, have no hidden fees, and provide you with friendly and knowledgeable loan associates.

  • Pioneer Military Loans for all ranks and branches
  • 24-hour service from a company that cares
  • Their understanding of your financial situation comes from years of experience serving military service members and Department of Defense employees. They take great pride in providing solutions that help make your life easier.

    Why Pioneer Military Lending?

    Pioneer offer loans at interest rates lower than most credit cards and competitive with banks and credit unions. You get quick service and, if approved, borrow from $500 $10,000.

    Pioneer understands your financial situation because they have years of experience serving military service members and Department of Defense employees.

    If you need financing to consolidate high-interest debt or just to make life more enjoyable. We recommend you get the money you need from a reputable company like Pioneer Military Lending. Pioneer can get you the money fast, without all of the fees and high costs associated with many other lenders.

  • Pioneer has products for all ranks and branches plus DOD employees. No matter where you serve, they can help you.
  • Pioneer can get you the money you need fast, and the funds can be deposited directly into your bank account. This makes the process quick, easy and helps you to avoid hassles.
  • Pioneer helps you avoid the trap of military payday loan companies. Don t pay the outrageous fees and charges that military payday loan companies are known for you deserve better.
  • For nearly two decades they have been providing military service members with solutions that are fair, secure and geared towards helping you get the money you need without excessive charges.
  • Pioneer works exclusively with the military community, so they understand your unique financial situation.

  • Installment Loan

    Pioneer Military Lending offers competitive interest rates and installment loan products for all ranks. Pioneer ensures that your payments are manageable, have no hidden fees, and provide you with friendly and knowledgeable loan associates.

  • Pioneer Military Loans for all ranks and branches of active-duty and career-retired service members and Department of Defense employees
  • Borrow from $500 to $10,000

  • MILITARY VETERAN PERSONAL LOANS from Pioneer Military Lending – Veterans Today #home #loan #modification


    #loans for military
    #

    MILITARY VETERAN PERSONAL LOANS from Pioneer Military Lending

    Get From $ 500 $ 10,000 Apply Now

    Pioneer Military Lending is committed to serving active-duty and career-retired service members

    and Department of Defense employees.

    For nearly 20 years Pioneer Military Lending has taken pride in going the extra mile for every customer. Their understanding of your financial situation comes from years of experience serving the military community.

    Pioneer Military Lending offers competitive interest rates and installment loan products for all ranks. They ensure that payments are manageable and have no hidden fees. They provide friendly and knowledgeable loan associates to assist.

    To make things simple, you an apply online. The application process is available 24 hours a day, seven days a week. In addition, customer service associates handle inquiries more than 80 hours a week and will quickly e-mail answers to questions during operating hours.

    Who is Pioneer Military Lending?

    Pioneer Military Lending is committed to serving active-duty and career-retired service members and Department of Defense employees.

    For nearly 20 years Pioneer Military Lending has taken pride in going the extra mile for every customer. Their understanding of your financial situation comes from years of experience serving the military community.

    Pioneer Military Lending offers competitive interest rates and installment loan products for all ranks. Pioneer ensures that your payments are manageable, have no hidden fees, and provide you with friendly and knowledgeable loan associates.

  • Pioneer Military Loans for all ranks and branches
  • 24-hour service from a company that cares
  • Their understanding of your financial situation comes from years of experience serving military service members and Department of Defense employees. They take great pride in providing solutions that help make your life easier.

    Why Pioneer Military Lending?

    Pioneer offer loans at interest rates lower than most credit cards and competitive with banks and credit unions. You get quick service and, if approved, borrow from $500 $10,000.

    Pioneer understands your financial situation because they have years of experience serving military service members and Department of Defense employees.

    If you need financing to consolidate high-interest debt or just to make life more enjoyable. We recommend you get the money you need from a reputable company like Pioneer Military Lending. Pioneer can get you the money fast, without all of the fees and high costs associated with many other lenders.

  • Pioneer has products for all ranks and branches plus DOD employees. No matter where you serve, they can help you.
  • Pioneer can get you the money you need fast, and the funds can be deposited directly into your bank account. This makes the process quick, easy and helps you to avoid hassles.
  • Pioneer helps you avoid the trap of military payday loan companies. Don t pay the outrageous fees and charges that military payday loan companies are known for you deserve better.
  • For nearly two decades they have been providing military service members with solutions that are fair, secure and geared towards helping you get the money you need without excessive charges.
  • Pioneer works exclusively with the military community, so they understand your unique financial situation.

  • Installment Loan

    Pioneer Military Lending offers competitive interest rates and installment loan products for all ranks. Pioneer ensures that your payments are manageable, have no hidden fees, and provide you with friendly and knowledgeable loan associates.

  • Pioneer Military Loans for all ranks and branches of active-duty and career-retired service members and Department of Defense employees
  • Borrow from $500 to $10,000