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PNB Savings Bank, pnb home loan.#Pnb #home #loan


pnb home loan

Gives power over money to reach its interest-earning potential.

A tiered, high interest-bearing special peso savings deposit account for individuals. It comes with free medical call assistance and a Life and Death Accidental Insurance coverage.

Earn interest from your dollar deposits. Cleared funds are withdrawable anytime.

A non-interest earning peso deposit account also known as Checking or Demand Deposit.

A peso deposit account that earns interest like a Savings Account combined with the convenience of a Checking Account for a specific payee.

A special checking account that earns interest equal to the rate of a regular Savings Account.

Pnb home loan

Loans & Credits – Smart access to cash for businesses or individuals.

Pnb home loan

Buy that dream car the smart way.

Pnb home loan

Purchase or construct that dream house the smart way.

Pnb home loan

The smart access to cash for individuals.

Pnb home loan

Meet the full potential of the business with ready cash.

Pnb home loan

Invest & Insure – Maximize your money today to prepare for the future.

Pnb home loan

Provides higher interest than the regular savings account.

Pnb home loan

Gives power over money to reach its interest-earning potential.

Pnb home loan

US dollar earns more interest than the regular dollar savings account.

Pnb home loan

Take advantage of the strong partnership of PNB Life and Allianz to provide you solutions that are designed to meet the lifetime financial planning, wealth accumulation, and well-being aspirations of every Filipino Family.

Pnb home loan

ATM & Payments – Use our strong banking network for your utmost convenience.


Punjab National Bank Internet Banking, pnb home loan.#Pnb #home #loan


pnb home loan

Pnb home loan

  • Pnb home loan
  • Pnb home loan

Retail Internet Banking

Corporate Internet Banking

Please be aware of the following

  • Phishing is a deception technique where fraudster uses fraudulent emails to capture your personal sensitive information like passwords, CVV, Date of Birth, Debit Card/ Credit Card Number, address, expiry date, PIN etc.
  • Vishing (also known as Voice Phishing) is a deception technique where the fraudster uses a phone call to lure you into giving your personal confidential banking information.
  • Smishing is a deception technique where the fraudster uses Short Message Service (SMS) to send false message to lure you to call a phone number or visit a website for giving your personal confidential banking information.
  • Please don’t give any of your personal confidential credentials like PAN, Date of Birth, Account Number, Debit or Credit Card Number its Expiry Date, Father/Mother’s Name, User ID, Password, PIN, CVV, OTP etc.upon receiving the Phishing, Vishing or Smishing. Our Bank never asks such information from customers.

    Whats New

    Now you may link your GSTIN through IBS by using the navigation: Other Services-> Register for Govt. Initiatives-> GSTIN Registration.

    Get your PAN linked with your account through IBS by using the navigation: Other Services-> Register for Govt. Initiatives-> PAN Registration

    Facility to Update E-mail ID has been introduced in Retail Internet Banking as a One Time Option. Please login in Retail IBS to Update E-mail ID.

    PNB KITTY- Your Digital Wallet now available on Play Store and iTunes

    To Prevent Fraudulent Payment of Cheques in your Accounts, Please Avail PNB Suraksha Scheme

    Link Demat Account With Your IBS User ID and Get Details Of Holding in the Demat account in the Statement of Transaction

    Please Download latest version of PNB UPI from Play Store to Enjoy Enhanced Features.


  • PNB Savings Bank, pnb home loan.#Pnb #home #loan


    pnb home loan

    Gives power over money to reach its interest-earning potential.

    A tiered, high interest-bearing special peso savings deposit account for individuals. It comes with free medical call assistance and a Life and Death Accidental Insurance coverage.

    Earn interest from your dollar deposits. Cleared funds are withdrawable anytime.

    A non-interest earning peso deposit account also known as Checking or Demand Deposit.

    A peso deposit account that earns interest like a Savings Account combined with the convenience of a Checking Account for a specific payee.

    A special checking account that earns interest equal to the rate of a regular Savings Account.

    Pnb home loan

    Loans & Credits – Smart access to cash for businesses or individuals.

    Pnb home loan

    Buy that dream car the smart way.

    Pnb home loan

    Purchase or construct that dream house the smart way.

    Pnb home loan

    The smart access to cash for individuals.

    Pnb home loan

    Meet the full potential of the business with ready cash.

    Pnb home loan

    Invest & Insure – Maximize your money today to prepare for the future.

    Pnb home loan

    Provides higher interest than the regular savings account.

    Pnb home loan

    Gives power over money to reach its interest-earning potential.

    Pnb home loan

    US dollar earns more interest than the regular dollar savings account.

    Pnb home loan

    Take advantage of the strong partnership of PNB Life and Allianz to provide you solutions that are designed to meet the lifetime financial planning, wealth accumulation, and well-being aspirations of every Filipino Family.

    Pnb home loan

    ATM & Payments – Use our strong banking network for your utmost convenience.


    Punjab National Bank Internet Banking, pnb home loan.#Pnb #home #loan


    pnb home loan

    Pnb home loan

    • Pnb home loan
    • Pnb home loan

    Retail Internet Banking

    Corporate Internet Banking

    Please be aware of the following

  • Phishing is a deception technique where fraudster uses fraudulent emails to capture your personal sensitive information like passwords, CVV, Date of Birth, Debit Card/ Credit Card Number, address, expiry date, PIN etc.
  • Vishing (also known as Voice Phishing) is a deception technique where the fraudster uses a phone call to lure you into giving your personal confidential banking information.
  • Smishing is a deception technique where the fraudster uses Short Message Service (SMS) to send false message to lure you to call a phone number or visit a website for giving your personal confidential banking information.
  • Please don’t give any of your personal confidential credentials like PAN, Date of Birth, Account Number, Debit or Credit Card Number its Expiry Date, Father/Mother’s Name, User ID, Password, PIN, CVV, OTP etc.upon receiving the Phishing, Vishing or Smishing. Our Bank never asks such information from customers.

    Whats New

    Now you may link your GSTIN through IBS by using the navigation: Other Services-> Register for Govt. Initiatives-> GSTIN Registration.

    Get your PAN linked with your account through IBS by using the navigation: Other Services-> Register for Govt. Initiatives-> PAN Registration

    Facility to Update E-mail ID has been introduced in Retail Internet Banking as a One Time Option. Please login in Retail IBS to Update E-mail ID.

    PNB KITTY- Your Digital Wallet now available on Play Store and iTunes

    To Prevent Fraudulent Payment of Cheques in your Accounts, Please Avail PNB Suraksha Scheme

    Link Demat Account With Your IBS User ID and Get Details Of Holding in the Demat account in the Statement of Transaction

    Please Download latest version of PNB UPI from Play Store to Enjoy Enhanced Features.


  • How to Apply for PNB Housing Loan – Requirements – Banking 920 #cash #advance #loans


    #pnb home loan
    #

    Do you want to apply a housing or home loan with Philippine National Bank (PNB) Sure Home Loan. Just follow the procedures below.

    (Picture) PNB Sure Home Loan

    PNB created the Sure Home Loan program to cater the housing needs of their clients.

    Procedures for Applying Housing Loan in PNB

    1. How to apply for Philippine National Bank (PNB) Sure Home Loan?
      • Have a personal appearance to a PNB branch.
      • Apply for Sure Home Loan
      • Fill out and sign the application form completely
      • Submit complete requirements together with the application form to your nearest PNB Branch
    2. I am a Filipino working abroad, can I apply for a housing loan?
      • Yes. You may opt to submit your loan application form and requirements at our PNB Branches outside the Philippines (please refer to our list of PNB Branches) or at any PNB Branch in the Philippines.
    3. What fees do I have to pay?
      • An application/appraisal fee has to be paid upon submission of the application form complete requirements
      • Upon approval of the loan the following loan charges will be charged:
        • Mortgage Registration fee
        • Processing Fee
        • Mortgage Redemption Insurance Premium
        • Fire/ Lightning/ Earthquake Insurance Premium (for collateral with improvements)
    4. I am formerly a Filipino citizen and now a citizen of another country, can I still apply for a housing loan?
      • Yes.
    5. I am a Filipino relying mainly on a foreigner-spouse, can I still apply for a housing loan?
      • Yes, but your spouse’ income should come from employment here in the Philippines.
      • On a case to case basis, if based abroad, we should be able to verify the submitted proof of income via our overseas offices. Income considered is only from employment.
    6. I am separated, can I apply for a housing loan?
      • If you are legally separated and can submit certified true copy of court decision of your separation, we can process the loan without requiring your estranged spouse to sign on all loan documents. However, if you are not legally separated, your estranged spouse have to sign on all the loan documents
    7. If I am applying for a construction loan, how will it be released to me?
      • For construction loan and major home improvement, the release is on a staggered basis. The loan release will be in accordance with the required percentage completion of the building. Construction period is only for one (1) year, otherwise, the Bank has the option to call your loan due and demandable

    REQUIRED AT ALL TIMES

    • HOUSING LOAN APPLICATION FORM (duly accomplished)
    • Photocopy of 2 valid ID’s
    • Appraisal Fee of P3,300 – non-refundable
    • If with co-maker/co-borrower/attorney-in-fact, separate application form is needed

    IF EMPLOYED:

    INCOME DOCUMENTS

    • Photocopy of company ID
    • Photocopy of the latest 2 years Income Tax Return (ITR)
    • Certificate of Employment and Compensation
    • Alien Certificate of Registration (ACR) and Official Receipt (if resident alien)

    Overseas Filipino Worker

    • Photocopy of Passport
    • Contract / Certificate of Employment (COE) approved by the POEA, if applicable, authenticated by the Philippine Consulate (if direct hired)
    • Proof of inward remittance thru PNB or other banks
    • Crew Contract and Exit Pass from POEA (for seamen only)
    • PNB-prescribed Special Power of Attorney (SPA), if applicable
    • If husband or wife is abroad, to be authenticated by the Philippine Consulate

    FOR THOSE BASED IN:

    KINGDOM OF SAUDI ARABIA:

    • The certificate of employment salary should be stamped by the Saudi Chamber of Commerce and
    • Authenticated by the Philippine Consulate

    USA US TERRITORY:

    • The certificate of employment salary should be authenticated by the Phil. Consulate
    • Loan applicant to fill-out the Bank’s Credit Information Authority and pay $50.00 for the Experian Report in PNB-Los Angeles Desk Office located at #3345 Wilshire Boulevard, Suite 200, Los Angeles, California 90010, USA

    Contact Nos. 323-802-8001

    Telex No. 6502253656

    Fax No. 213-401-1803

    Contact Person: Rowena Tabuzo

    • The certificate of employment salary should be authenticated by the Phil. Consulate
    • Loan applicant to fill-out the Bank’s Credit Information Authority and pay L85 for the Equifax Report in PNB-Europe Desk Office located at G/F Old Change House, 128 Queen Victoria St. London, EC4V 4HR, United Kingdom

    Contact nos. 207-3971-340/ 41; 377/397

    Telex Nos. 883981/ 8812797

    Fax No. 207-653-1403

    Contact Person: Gloria Alwis

    JAPAN:

    • The certificate of employment salary should be authenticated by the Phil. Consulate and should be with English Translation

    FOR OTHER COUNTRIES:

    • Certificate of Employment Salary authenticated by the Phil. Consulate
    • Proof of inward remittance thru PNB or other banks
    • Crew Contract and Exit Pass from POEA (for seamen only)

    IF SELF-EMPLOYED:

    • Photocopy of ID (SSS / GSIS / Driver’s License / PRC License)
    • Business Name (DTI) or SEC Registration
    • Articles of Incorporation and By-Laws with SEC Registration Certificate, if applicable
    • Financial Statements / Income Statement for the last 3 years
    • Photocopy of the Income Tax Return (ITR) for the last 3 years
    • List of Trade References (Suppliers / Customers)

    PRACTICE OF PROFESSION:

    • Clinic Address/es, schedules and contact numbers (for doctors)
    • Bank Statements for the last six (6) months

    IF FROM COMMISSION:

    • Vouchers or Bank Statements for the last six (6) months reflecting commission income

    IF FROM RENTAL OF PROPERTIES:

    • Submit photocopy of Lease Contracts / TCT’s of Earning Properties
    • Bank Statement for the last six (6) months

    IF FROM TRANSPORT BUSINESS:

    • OR / CR
    • LTFRB Franchise
    • Business paper / registration
    • ITR for the last two (2) years
    • Bank Statement for the last six (6) months

    COLLATERAL DOCUMENTS

    • Two (2) sets of clear photocopy of TCT / OCT / CCT (all pages including blank pages with the book and page / volume number indicated on the front page)
    • Lot Plan with Location / Vicinity Map certified by a licensed Geodetic Engineer
    • Photocopy of the latest Tax Declaration / Realty Tax Receipts / Tax Clearance
    • Master Deed of Declaration Restrictions (for Condominium)
    • For construction / renovation purposes:
    • Building Plans (complete set) duly signed by a Civil Engineer / Architect
    • Bill of Materials / Specifications / Cost Estimates duly certified by a Civil Engineer / Architect
    • Scope of Work (for renovation)
    • Building Permit
    • Deed of Absolute Sale or Contract to Sell (purchase of lot / house and lot)

    FOR REFINANCING

    • Current Statement of Account
    • Official Receipt or cleared checks on amortization payments made or Passbook / Bank Statement where the monthly amortization payment is debited (at least 6 months)

    PNB Punjab National Bank Home Loan #loans #for #pensioners


    #pnb home loan
    #

    Punjab National Bank Home Loan

    Punjab National Bank is a nationalized bank of India and the Punjab National Bank Housing Finance and Home Loan is fully owned by the bank as a subsidiary. The Home Loan section of Punjab National Bank offers the most customer friendly housing finance and home loan schemes with flexible option for repayment at affordable and attractive interest rates. The Punjab National Bank Housing Loans ensure that the task of buying or constructing of house becomes comfortable and easy for the consumer.

    When PNB Gives Loan And Its Loan Types

    The Punjab National Bank provides two kinds of home loans — fixed as well as floating, they are available at different rate of interest depending upon the difference in tenure of repayment. The Punjab National Bank Housing Loan is the best option for buying your dream home. The most competitive home loan option in India is the Punjab National Bank Home Loans. It offers loans for various purposes like constructing and purchasing of house; renovation, extension, modification and maintenance of the present flat.

    Upto 80% of the total cost of your house or renovation or repairing will be covered by Punjab National Bank Housing Finance. You can take loan upto 10 lacs for purchasing land form the Punjab National Bank. It can give you loan upto 2 lacs for furnishing your house.

    Special Feature Of EMI Calculator Life Insurance Cover

    The website of Punjab National Bank offers EMI calculator to help customer calculate the rate of interest, tenure of repayment, amount of installment, etc. so that he can choose the scheme based on his requirement and capacity to pay back the loan. The best part is that Punjab National Bank offers best rate of interest in comparison with any other public sector commercial banks in India. The interest rate is fixed to suit the budget of every person who takes loan.

    Punjab National Bank Home Loans offers insurance cover on life by taking an one time premium in order to cover the outstanding loan amount. This is an exclusive feature offered by Punjab National Bank. You just need to pay a lump sum for the payment towards the one time premium, which can be finance by Punjab National Bank as well.

    Privileged Group Of People For PNB Housing Loan

    The tenure of repayment of loan for Punjab National Bank Housing Loan is 25 years or the person taking loan must repay the loan before he turns 65 years of age which ever is earlier. People who are employed under BSNL, MTNL, OIL, ONGC, MUL, GAIL, IOC, BHEL, IBP, MROL, NTPC, Indian Airlines, Air India, etc. enjoy special benefit of paying lesser amount of interest on the loan.

    Securities Needed For PNB Housing Loan

    The things that works as security against Home Loan from Punjab National Bank are mortgage of properly which the bank is financing. In case of purchasing house by first power of attorney, one needs to provide security of 125% of the loan amount by mortgaging other properties, Government Securities, Fixed Deposit Receipts of Bank, Kisan Vikas Patras, LIC Policy, Public Sector Undertaking Bonds, National Savings Certificates, Indira Vikas Patras and other related things. If mortgage is not possible for any reason than a contract needs to be signed among the housing society/board, borrower and the bank.

    More Information On PNB Housing Loan


    How to Apply for PNB Housing Loan – Requirements – Banking 920 #consolidate #debt


    #pnb home loan
    #

    Do you want to apply a housing or home loan with Philippine National Bank (PNB) Sure Home Loan. Just follow the procedures below.

    (Picture) PNB Sure Home Loan

    PNB created the Sure Home Loan program to cater the housing needs of their clients.

    Procedures for Applying Housing Loan in PNB

    1. How to apply for Philippine National Bank (PNB) Sure Home Loan?
      • Have a personal appearance to a PNB branch.
      • Apply for Sure Home Loan
      • Fill out and sign the application form completely
      • Submit complete requirements together with the application form to your nearest PNB Branch
    2. I am a Filipino working abroad, can I apply for a housing loan?
      • Yes. You may opt to submit your loan application form and requirements at our PNB Branches outside the Philippines (please refer to our list of PNB Branches) or at any PNB Branch in the Philippines.
    3. What fees do I have to pay?
      • An application/appraisal fee has to be paid upon submission of the application form complete requirements
      • Upon approval of the loan the following loan charges will be charged:
        • Mortgage Registration fee
        • Processing Fee
        • Mortgage Redemption Insurance Premium
        • Fire/ Lightning/ Earthquake Insurance Premium (for collateral with improvements)
    4. I am formerly a Filipino citizen and now a citizen of another country, can I still apply for a housing loan?
      • Yes.
    5. I am a Filipino relying mainly on a foreigner-spouse, can I still apply for a housing loan?
      • Yes, but your spouse’ income should come from employment here in the Philippines.
      • On a case to case basis, if based abroad, we should be able to verify the submitted proof of income via our overseas offices. Income considered is only from employment.
    6. I am separated, can I apply for a housing loan?
      • If you are legally separated and can submit certified true copy of court decision of your separation, we can process the loan without requiring your estranged spouse to sign on all loan documents. However, if you are not legally separated, your estranged spouse have to sign on all the loan documents
    7. If I am applying for a construction loan, how will it be released to me?
      • For construction loan and major home improvement, the release is on a staggered basis. The loan release will be in accordance with the required percentage completion of the building. Construction period is only for one (1) year, otherwise, the Bank has the option to call your loan due and demandable

    REQUIRED AT ALL TIMES

    • HOUSING LOAN APPLICATION FORM (duly accomplished)
    • Photocopy of 2 valid ID’s
    • Appraisal Fee of P3,300 – non-refundable
    • If with co-maker/co-borrower/attorney-in-fact, separate application form is needed

    IF EMPLOYED:

    INCOME DOCUMENTS

    • Photocopy of company ID
    • Photocopy of the latest 2 years Income Tax Return (ITR)
    • Certificate of Employment and Compensation
    • Alien Certificate of Registration (ACR) and Official Receipt (if resident alien)

    Overseas Filipino Worker

    • Photocopy of Passport
    • Contract / Certificate of Employment (COE) approved by the POEA, if applicable, authenticated by the Philippine Consulate (if direct hired)
    • Proof of inward remittance thru PNB or other banks
    • Crew Contract and Exit Pass from POEA (for seamen only)
    • PNB-prescribed Special Power of Attorney (SPA), if applicable
    • If husband or wife is abroad, to be authenticated by the Philippine Consulate

    FOR THOSE BASED IN:

    KINGDOM OF SAUDI ARABIA:

    • The certificate of employment salary should be stamped by the Saudi Chamber of Commerce and
    • Authenticated by the Philippine Consulate

    USA US TERRITORY:

    • The certificate of employment salary should be authenticated by the Phil. Consulate
    • Loan applicant to fill-out the Bank’s Credit Information Authority and pay $50.00 for the Experian Report in PNB-Los Angeles Desk Office located at #3345 Wilshire Boulevard, Suite 200, Los Angeles, California 90010, USA

    Contact Nos. 323-802-8001

    Telex No. 6502253656

    Fax No. 213-401-1803

    Contact Person: Rowena Tabuzo

    • The certificate of employment salary should be authenticated by the Phil. Consulate
    • Loan applicant to fill-out the Bank’s Credit Information Authority and pay L85 for the Equifax Report in PNB-Europe Desk Office located at G/F Old Change House, 128 Queen Victoria St. London, EC4V 4HR, United Kingdom

    Contact nos. 207-3971-340/ 41; 377/397

    Telex Nos. 883981/ 8812797

    Fax No. 207-653-1403

    Contact Person: Gloria Alwis

    JAPAN:

    • The certificate of employment salary should be authenticated by the Phil. Consulate and should be with English Translation

    FOR OTHER COUNTRIES:

    • Certificate of Employment Salary authenticated by the Phil. Consulate
    • Proof of inward remittance thru PNB or other banks
    • Crew Contract and Exit Pass from POEA (for seamen only)

    IF SELF-EMPLOYED:

    • Photocopy of ID (SSS / GSIS / Driver’s License / PRC License)
    • Business Name (DTI) or SEC Registration
    • Articles of Incorporation and By-Laws with SEC Registration Certificate, if applicable
    • Financial Statements / Income Statement for the last 3 years
    • Photocopy of the Income Tax Return (ITR) for the last 3 years
    • List of Trade References (Suppliers / Customers)

    PRACTICE OF PROFESSION:

    • Clinic Address/es, schedules and contact numbers (for doctors)
    • Bank Statements for the last six (6) months

    IF FROM COMMISSION:

    • Vouchers or Bank Statements for the last six (6) months reflecting commission income

    IF FROM RENTAL OF PROPERTIES:

    • Submit photocopy of Lease Contracts / TCT’s of Earning Properties
    • Bank Statement for the last six (6) months

    IF FROM TRANSPORT BUSINESS:

    • OR / CR
    • LTFRB Franchise
    • Business paper / registration
    • ITR for the last two (2) years
    • Bank Statement for the last six (6) months

    COLLATERAL DOCUMENTS

    • Two (2) sets of clear photocopy of TCT / OCT / CCT (all pages including blank pages with the book and page / volume number indicated on the front page)
    • Lot Plan with Location / Vicinity Map certified by a licensed Geodetic Engineer
    • Photocopy of the latest Tax Declaration / Realty Tax Receipts / Tax Clearance
    • Master Deed of Declaration Restrictions (for Condominium)
    • For construction / renovation purposes:
    • Building Plans (complete set) duly signed by a Civil Engineer / Architect
    • Bill of Materials / Specifications / Cost Estimates duly certified by a Civil Engineer / Architect
    • Scope of Work (for renovation)
    • Building Permit
    • Deed of Absolute Sale or Contract to Sell (purchase of lot / house and lot)

    FOR REFINANCING

    • Current Statement of Account
    • Official Receipt or cleared checks on amortization payments made or Passbook / Bank Statement where the monthly amortization payment is debited (at least 6 months)

    Punjab National Bank (PNB) – Banking Services, Home Loans, Contact Address and more #how #to #apply #for #a #student #loan


    #pnb home loan
    #

    Banks In India Latest News And Updates

    About Punjab National Bank (PNB)

    Punjab National Bank, popularly called P. N. B. initially started its business on 12th April of the year 1895. With their mission to provide banking services to the un-banked, they aim to be the leading player in global banking. Over the time, they have become a known name, especially in the Indo-Gangetic plains. The huge network of this bank includes over 5, 100 offices, which include 5 overseas branches and more than 60 million customers. This bank has continued to maintain their leadership position for its strong fundamentals, superior brand image as well as huge franchise value.

    Products and Services of Punjab National Bank

    Micro, Small and Medium Enterprises (MSME) Banking

    Personal Banking

    • T. M. Card
    • Balika Shiksha
    • Bal Vikas
    • Current Account (Smart banking)
    • Combo Deposit Scheme
    • Credit Card (Global)
    • Debit Card
    • Dugna Deposit Scheme   
    • Fixed Deposits (For 555 days, 777 days, 1000 days, 1111 days and victims of road accidents)
    • Loan (Car, education, housing, personal, professional, two wheeler, against property mortgage and for pensioners)
    • Mitra S. F. Account
    • Pensioners’ Overdraft Facility Scheme
    • Prudent Sweep
    • Rakshak Scheme 
    • Recurring Deposit
    • Salary Account (Total freedom)
    • Shikshak Overdraft Scheme
    • Shikshak Sweep Scheme
    • Term Deposits
    • Vidyarthi S. F. Account
    • World Travel Card

    Social Banking

    • Special Schemes (For women and weaker section)

    Other Online Services

    • A. S. B. A. (Application Supported by Blocked Amount)
    • Bill Payments
    • E-Tax Payments
    • Internet Banking
    • Mobile Banking
    • Money Transfer
    • P. N. B. Credit Card (Global)
    • Security Alerts
    • Share Trading

    PNB Home Loan

    Punjab national bank home loan offers complete home loan solutions at competitive rates. These home loan solutions of PNB are structured as per the needs of the Indian customers.

    Punjab National Bank (PNB), the leading Indian public sector bank has been a pioneer in facilitating home loans to the burgeoning middle class Indians. Punjab national bank home loan solutions are tailor made to suit the needs of the Indians.

    The home loans offered by Punjab National Bank are easy to avail and are offered at competitive rate of interest. Further, these Home Loan Solutions of PNB offer easy repayment schemes over predetermined repayment tenure, as fixed during the agreement. Furthermore, these home loans of PNB come with life insurance cover for the buyer. Security by a way of mortgage is being charged amounting to 125% of the loan applied for.

    Punjab national bank home loan are offered for the following purposes:

    • Construction or purchase of residential flat or house.
    • Repairing, extending, renovating and even modification of existing residential flat or house.

    Some features of Punjab National Bank home loan

    • Up to 75% of the cost of construction of house or purchase of flat or house is being provided.
    • Up to 75% or ` 20 lakh of the cost of repairing, extending, renovating and modification of flat or house is being provided.
    • Up to ` 20 lakh is being facilitated for purchase of land meant for the purpose of construction of house.
    • Up to ` 20 lakh is being facilitated for the purpose of furnishing.

    Punjab National Bank IPO

    Punjab National Bank, the leading public sector bank of India launched its second Initial Public Offering in 2005. After the success of the first IPO launched in 2002, Punjab National Bank. The second Punjab national bank IPO was opened on 7th March 2005 and closed on 11th March 2005. The price band of Punjab national bank IPO was fixed at ` 350 – ` 390 per share.

    This price band of Punjab national bank IPO was fixed through a 100% book building process. The issue offered 80,000,000 equity shares of Punjab National Bank of ` 10/- each for cash. Further, 8,000,000 equity shares of ` 10/ each, at the issue price were reserved for the existing share holders. The upper end of the price band of Punjab national bank IPO targeted to raise ` 3,120 crores and the lower end targeted to raise ` 2,800 crores. With this issue of Punjab national bank the government of India ownership was reduced to 57% from the last IPO.

    PNB Head Office Address and Contact Details

    7, Bhikhaiji Cama Place

    New Delhi – 110 066, India.

    Tel. + 91 – 011 – 26196487/ 26102303


    PNB Flexible Housing Loan #jumbo #loan


    #pnb home loan
    #

    Housing Loan for Public

    Charges e.g. stamp duty, registration charges and other documentation charges shall be borne by the borrower and shall not be considered towards margin money. However such charges may be added to the cost of the house/dwelling unit for the purpose of calculating LTV ratio in cases where the cost of the house/dwelling unit does not exceed Rs.10 lakh.

    Equitable/registered mortgage of the property in question.

    Repayment

    Loan for carrying out repairs/ renovation / alterations to the house/flat: Max.15 years inclusive of moratorium period, if any.

    Loan for Others: Max. 30 years inclusive of moratorium period, if any.c

    • The income of the spouse and earning children (whether married or unmarried) and of the joint owners can be added for determining the income for the purpose of borrowers’ repaying capacity. In such cases, they should be made co-borrower.
    • Father/Mother can also be made as co-borrower in cases where property is in the single name of his/her son and also clubbing of their income be permitted for the purpose of eligibility/repayment of loan.
    • Likely rental income, if the property is to be let out may also be added for determining the repaying capacity.

    Repayment Holiday/ Moratorium

    For Construction/ Additions of House/ Flat: Till completion of construction (including additions) or 18 months, from the date of disbursement of first installment of the loan, whichever is earlier.

    For carrying out repairs/ renovation / alterations to the house/ flat: Till completion of repairs/ renovation / alterations or 6 months, from the date of disbursement of first installment of the loan, whichever is earlier.

    For purchase of ready built House/ flat OR land/plot: Till the date of possession or 3 months from the date of advance, whichever is earlier.


    Punjab National Bank (PNB) – Banking Services, Home Loans, Contact Address and more #loan #comparison #calculator


    #pnb home loan
    #

    Banks In India Latest News And Updates

    About Punjab National Bank (PNB)

    Punjab National Bank, popularly called P. N. B. initially started its business on 12th April of the year 1895. With their mission to provide banking services to the un-banked, they aim to be the leading player in global banking. Over the time, they have become a known name, especially in the Indo-Gangetic plains. The huge network of this bank includes over 5, 100 offices, which include 5 overseas branches and more than 60 million customers. This bank has continued to maintain their leadership position for its strong fundamentals, superior brand image as well as huge franchise value.

    Products and Services of Punjab National Bank

    Micro, Small and Medium Enterprises (MSME) Banking

    Personal Banking

    • T. M. Card
    • Balika Shiksha
    • Bal Vikas
    • Current Account (Smart banking)
    • Combo Deposit Scheme
    • Credit Card (Global)
    • Debit Card
    • Dugna Deposit Scheme   
    • Fixed Deposits (For 555 days, 777 days, 1000 days, 1111 days and victims of road accidents)
    • Loan (Car, education, housing, personal, professional, two wheeler, against property mortgage and for pensioners)
    • Mitra S. F. Account
    • Pensioners’ Overdraft Facility Scheme
    • Prudent Sweep
    • Rakshak Scheme 
    • Recurring Deposit
    • Salary Account (Total freedom)
    • Shikshak Overdraft Scheme
    • Shikshak Sweep Scheme
    • Term Deposits
    • Vidyarthi S. F. Account
    • World Travel Card

    Social Banking

    • Special Schemes (For women and weaker section)

    Other Online Services

    • A. S. B. A. (Application Supported by Blocked Amount)
    • Bill Payments
    • E-Tax Payments
    • Internet Banking
    • Mobile Banking
    • Money Transfer
    • P. N. B. Credit Card (Global)
    • Security Alerts
    • Share Trading

    PNB Home Loan

    Punjab national bank home loan offers complete home loan solutions at competitive rates. These home loan solutions of PNB are structured as per the needs of the Indian customers.

    Punjab National Bank (PNB), the leading Indian public sector bank has been a pioneer in facilitating home loans to the burgeoning middle class Indians. Punjab national bank home loan solutions are tailor made to suit the needs of the Indians.

    The home loans offered by Punjab National Bank are easy to avail and are offered at competitive rate of interest. Further, these Home Loan Solutions of PNB offer easy repayment schemes over predetermined repayment tenure, as fixed during the agreement. Furthermore, these home loans of PNB come with life insurance cover for the buyer. Security by a way of mortgage is being charged amounting to 125% of the loan applied for.

    Punjab national bank home loan are offered for the following purposes:

    • Construction or purchase of residential flat or house.
    • Repairing, extending, renovating and even modification of existing residential flat or house.

    Some features of Punjab National Bank home loan

    • Up to 75% of the cost of construction of house or purchase of flat or house is being provided.
    • Up to 75% or ` 20 lakh of the cost of repairing, extending, renovating and modification of flat or house is being provided.
    • Up to ` 20 lakh is being facilitated for purchase of land meant for the purpose of construction of house.
    • Up to ` 20 lakh is being facilitated for the purpose of furnishing.

    Punjab National Bank IPO

    Punjab National Bank, the leading public sector bank of India launched its second Initial Public Offering in 2005. After the success of the first IPO launched in 2002, Punjab National Bank. The second Punjab national bank IPO was opened on 7th March 2005 and closed on 11th March 2005. The price band of Punjab national bank IPO was fixed at ` 350 – ` 390 per share.

    This price band of Punjab national bank IPO was fixed through a 100% book building process. The issue offered 80,000,000 equity shares of Punjab National Bank of ` 10/- each for cash. Further, 8,000,000 equity shares of ` 10/ each, at the issue price were reserved for the existing share holders. The upper end of the price band of Punjab national bank IPO targeted to raise ` 3,120 crores and the lower end targeted to raise ` 2,800 crores. With this issue of Punjab national bank the government of India ownership was reduced to 57% from the last IPO.

    PNB Head Office Address and Contact Details

    7, Bhikhaiji Cama Place

    New Delhi – 110 066, India.

    Tel. + 91 – 011 – 26196487/ 26102303