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Legitimate Personal Loans: BBB Accredited Private Non-Bank Lenders, private personal loans.#Private #personal #loans

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websites of BBB approved businesses.

Personal Loans from BBB

Approved Companies

The following list contains legitimate companies that offer personal loans and that have been accredited by the Better Business Bureau after meeting all their strict requirements.

If you’re looking for an unsecured loan from non-bank sources, the following websites are a great place to start your search. Borrowing money online is a fast and convenient option, but always keep safe by choosing a reputable lender to work with.

Private personal loans

Private personal loans

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Private personal loans

Private personal loans

On some occasions, people find themselves in life scenarios where they need to borrow money for different reasons. It may be to make a large purchase, buy new home furniture, finance a long awaited vacation or even to consolidate other debt, including high-rate interest card debt.

They may be a good option to explore when you do not have assets to use for a secured loan or when you need a practical alternative to the traditional bank loan course of action.

A personal loan is any type of unsecured loan. Compared to a mortgage, which is backed by the value of a home, or a car loan, which is backed by the value of a car, lenders offer these unbacked, unsecured loans to those people who do not have an asset that can be used as collateral.

Also known as no-collateral loans, they can be a solution to individuals who need to borrow money but do not have anything to use as security.

Unlike other types of financial obligations, a personal loan provides the freedom to use the funds as needed.

Most of the time, the lender wants to know what the money will be used for, to make sure you are making a sound decision.

However, you can use the money to consolidate debt, make upgrades to your home’s infrastructure, or use it for almost any other purpose. People need this type of loan, both the short term and the long term version, because they do not have access to cash any other way.

Some people benefit from it more than others do. You may not need it if you can get a less expensive loan offer. However, if you cannot, it is a decent option to explore. It provides you with access to funds without needing to present collateral.

Additionally, since it is not backed by your home, if you do default, you do not lose any assets in the process. This can make it less of a risk to the consumer.

Choosing a BBB accredited organization can provide you with better peace of mind that you’ve made a good choice.

Private Student Loans for Undergraduate and Graduate Students, SunTrust Student Loans, private student loans.#Private #student #loans

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  • Private student loans

Having trouble repaying student loans?

Consider these simple solutions that may help.

  • Private student loans

    Scholarship Sweepstakes

    High school seniors and current college students can enter for a chance to win a $500 scholarship! No purchase necessary. Terms apply.

  • Private student loans

    Servicemembers Civil Relief Act (SCRA)

    What protections are available for Servicemembers.

    Education Center

    Paying for college can be a challenge. SunTrust can help navigate the options.

    Before you look into paying for your college expenses, it’s important to know how much money you’ll need. Our money management resources, tools, and budgeting tips can help.

    Use our college tuition guide and step-by-step guide to paying for college for planning advice on how to avoid getting too over-burdened with debt before you’ve earned a degree.

    Before you get a loan, we encourage you to try getting scholarships and grants first. Our list of online resources can help. You can also register for the SunTrust Off to College Scholarship Sweepstakes (see Official Rules for details).

    Tools and Calculators

    • Contact

    SunTrust Education Lending | 1001 Semmes Avenue, Mail Code: RVW 7076 | Richmond, VA 23224

    SunTrust Bank, Member FDIC. 2017 SunTrust Banks, Inc.

    SunTrust and Custom Choice Loan are federally registered service marks of SunTrust Banks, Inc.

    SunTrust recommends comparing all aid alternatives including grants, scholarships, and federal student loans, prior to applying for a private student loan. Before selecting a private student loan, compare options offered by SunTrust.

    Union Federal is a federally registered trademark of Cognition Financial Corporation used by SunTrust Bank under license. The Union Federal Private Student Loan is funded by SunTrust Bank and is not affiliated with any other lender. Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue this program without notice. This loan program is subject to approval under the SunTrust credit policy and other criteria and may not be available in certain jurisdictions. SunTrust is a federally registered service mark of SunTrust Banks, Inc. Cognition Financial Corporation is not an affiliate of SunTrust Bank.

    1 Interest rate reductions offered for automatic payment from a bank account: 0.25% interest rate reduction for ACH payment from any bank account and an extra 0.25% interest rate reduction when ACH payments are made from a SunTrust Bank account. ACH interest rate reduction(s) apply when full payments (including both principal and interest) are automatically drafted from a bank account. Interest rate reduction(s) will remain on the account unless (1) the automatic deduction of payments is stopped (including times during deferment or forbearance) or (2) there are three automatic deductions returned for insufficient funds within the life of the loan. The additional SunTrust Bank account ACH interest rate reduction is available for loans first disbursed on or after 6/1/11 and will be applied after the first automatic payment is successfully deducted from a SunTrust Bank checking, savings or money market account and will be removed for the reasons stated above or if you close your SunTrust Bank account. In the event the benefit(s) is removed, the interest rate stated in the Credit Agreement shall be applied in accordance with the terms of the Credit Agreement.

  • FinAid, Loans, Private Education Loans, private education loans.#Private #education #loans

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    Private Education Loans

    Private Education Loans, also known as Alternative Education Loans, help bridge the gap between the actual cost of your education and the limited amount the government allows you to borrow in its programs. Private loans are offered by private lenders and there are no federal forms to complete.

    Some families turn to private education loans when the federal loans don’t provide enough money or when they need more flexible repayment options. However, since federal education loans are less expensive than and offer better terms than private student loans, you should exhaust your eligibility for federal student loans before resorting to private student loans.

    Private education loans, private education loans.#Private #education #loans

    Financial Aid Scholarship Services

    Loan Servicer Information

  • When You Leave School/

    Alternative Loans are private loans offered through lending institutions and are NOT part of federal government programs. These loans are available if you need additional financial assistance after applying for all federal and state financial aid programs, including federal loans through

    Private Educational loans should be taken as a last resort after all Federal Loans have been exhausted.

    As with all student loans, the amount borrowed must be for educational expenses and cannot exceed the cost of attendance for the loan period. Money is borrowed in the student’s name. A cosigner is usually required and loan approval is based on creditworthiness. Interest rates, loan fees, and borrower benefits for alternative loans vary. Alternative loans are also available for students that may not qualify for federal aid; International students with a cosigner, students who have past due term balances, and students enrolled for less than half-time.

    While private education loans can help you pay for college, they are most often not the best choice. You should only apply for a private loan if you have already made use of all federal resources available.

    • DO NOT borrow money you don’t really need. Private educational loans generally have higher interest rates than federal loans so you will often end up paying more money back on a private loan. Make sure you need the funds!
    • Be selective in choosing your lender. Look for a lender that will give you the best interest rate, lowest fees, and best repayment plan. Failure to fully research these items can cause you to incur excessive debt.
    • You may want to find a cosigner. Even with a good credit score, a cosigner may help you get a better interest rate and/or a better repayment plan. A cosigner is a parent, guardian or other trusted individual that is willing to put their name on your loan and be responsible for payments should you fail to make them. There are usually cosigner release programs that allow your cosigner to be removed from the loan after a designated period of time.

    Have a Private Educational Loan Lender List?

    Stony Brook University takes financial aid advising very seriously which is why we’ve developed a Private Alternative Loan Lender List. The purpose of private/alternative loans is to provide secondary resources for students who have exhausted federal loan program options. A lender list is a tool used to assist students and families with the decision making process of choosing a lender. There are many student loan lenders from which you can choose. While the lenders on our sample lender list have been evaluated closely on the basis of customer service, technology, lender stability, reputation, default management, and borrower benefits, students have the right to select the lender or loan product of their choice. In fact, borrowers are strongly encouraged to conduct their own consumer research.

    Select Its Private Educational Loan Lenders?

    Loan borrowers should receive quick, efficient and accurate processing of their loans through a simplified application process and state of the art operations. Programs should interface with the university’s financial aid processing system assuring a streamlined, electronic loan certification and funds delivery system. Timely and responsive processing with outstanding problem resolution service is essential. A toll free number for borrower information is required. Ideally, there should be separate dedicated toll free numbers for borrowers in school and in repayment status.

    Lender Stability and Reputation:

    Our sample lenders, their affiliates, and associated loan servicing agencies must be well established in the student educational loan industry for a minimum of five years. They also must maintain a proven record of excellent customer service to borrowers. This includes offering a variety of repayment options and the maintenance of a well-trained staff to answer questions via a toll-free number.

    Our sample lenders provide web-based default management tools and early intervention for borrowers who are delinquent on their loan payments. They also provide information and advice to borrowers about costs of deferment/forbearance, repayment calculators, consolidation information, planning/budgeting, and credit information to students and parents.

    Our sample lenders have competitive rates and provide above-average repayment benefits to loan borrowers. Borrower benefits provided by each of our sample lenders can be accessed from the websites listed on our sample Lender List. Reasons for selecting a particular lender can vary from person to person. Some choose a lender based on name recognition or where they have already had positive banking experiences. Others prefer the immediate benefit of lower origination fees, resulting in more money up front. Still others prefer the long-term advantage of repayment options, like an interest rate reduction as a reward for making payments on time.

    Private Education Loans

    Effective February 14, 2010, lenders offering private education loans are now required to provide consumer disclosure information.

    Federal regulations also now mandate that private loan lenders require borrowers to complete a Private Educational Loan Application Self-Certification Form when requesting any private education loan. This form must be submitted to the lender – NOT to Stony Brook University! While your cost of attendance and estimated financial assistance are needed to fill out section 2 of the form, you should be able to obtain this information by accessing your Stony Brook SOLAR account. If you need assistance completing this form, please contact your corresponding Financial Aid Office.

    Related Link: (Explains the differences between federal and private education loans)

    Students and parents can borrow from any lender. To assist you in deciding which lender to choose, we have listed some important questions to ask a lender:

    • What is the interest rate and what is it based on?
    • When does repayment begin?
    • Can principal and interest be deferred?
    • When is the interest capitalized?
    • How much is the loan origination fee?
    • What is the maximum amount I can borrow per year?
    • What is the minimum amount I can borrow per year?
    • Can payments be combined with Federal Direct payments?
    • Can payments be made through electronic transfer?
    • Can the loan be consolidated with other loans?
    • Can I borrow money to cover past due balances from a previous school term?
    • Are there interest rate deductions or other incentives for borrowers who make their payments on time?

    Important information you need to know when selecting an Alternative Loan Product:

    Private student loans typically have variable interest rates, with the interest rate pegged to an index, such as LIBOR or PRIME, plus a margin. The LIBOR index is the London Interbank Offered Rate and represents what it costs a lender to borrow money. The Prime Lending Rate is the interest rate lenders offer to their most creditworthy customers. A rate of LIBOR + 2.8% is roughly the same as PRIME + 0.0%.

  • Find – Compare Private Student Loans Options, SimpleTuition, private loans.#Private #loans

    Private Student Loans

    Private loansCollege is expensive, and the costs seem to keep going up. Students are exploring more and more ways to fund these ballooning costs for their higher education. Student loan debt now tops $1 trillion.

    When seeking financial aid, your first step should be to exhaust all forms of scholarship and grant money you may be eligible for. This is essentially free money that you don t have to pay back. Your next option should be federal financial aid. The U.S. Department of Education offers both grants and loans with low and fixed interest rates with flexible repayment plans. You will need to fill out a Free Application for Federal Student Aid (FAFSA) in order to determine how much aid you may qualify for through government funding.

    Only as a last resort should you take out a private student loan. Private student loans are offered through financial institutions and organizations, and often don t have the same flexibility or favorable terms as a federal loan. Unfortunately, many times grants, scholarships, and federal loans are just not enough to cover the costs of college, and you will need private student loans to bridge the gap. In addition, federal funding is not available for non-U.S. citizens, while private funding may be.

    Fixed and Variable Interest Rates

    Eligibility and Application Process

    Private loansOften private loans require you to have an established and decent credit score to be eligible. Most students straight out of high school have yet to establish credit and therefore will require a cosigner. A cosigner is someone with good credit standing who agrees to be your guarantor or be financially liable for you during the life of your loan. Generally speaking, the better your – or your cosigner s – credit, the better your private student loan terms. Private loans may have higher loan limits and more generous loan cap amounts than federal loans for these borrowers. Private lenders may require a certification from the school in order to determine the maximum amount of money, or cap, they will offer to lend you. This is based on the cost of attendance minus any other aid you may already be receiving. Each private lender will set the terms, conditions, and eligibility requirements for the loans they offer.

    The application process may also differ from lender to lender. Many have the option to fill them out electronically on their individual website. You will generally need your name, date of birth, school information, Social Security number, and income or tax information to apply. Most private lenders will perform a credit check to determine your eligibility. Private lenders do not publish the rate you will receive before the application is complete, so you should apply for more than one in order to determine which one offers the most favorable terms.

    Once you have been approved, the lender will send you a letter detailing the terms and conditions of your loan. The money is not disbursed until you accept these terms and sign a promissory note that details your rights and responsibilities as a borrower. This note is a legally binding contract between you and the lender in which you agree to repay your loan and all interest accrued. Be sure to keep a copy of your promissory note for your records.

    Loan Disbursement Information

    • Room and board
    • Books
    • Computer equipment
    • School supplies
    • Dependent child care
    • Transportation

    Loans are generally based on the total cost of attendance at a school, which is not limited to just the cost of enrollment. When applying for a private student loan, you should only borrow however much you actually need which may be less than the amount offered to you. It can be very easy to get into debt quickly and difficult to dig yourself out.

    Private loans


    Private loansWhile some private loans will allow you to defer payments until after graduation, dropping below half-time status, or leaving school, many will require you to pay as you go, or at least pay the interest while you are still in school. Some loans offer a grace period, or time after graduation before your loan repayment period starts, but not all private loans do. Federal student loans have income-dependent repayment plans, as well as deferment and even forgiveness options that are not offered by private loans. Failure to make your payments on time can negatively affect your credit score as well.

    Many lenders have flexible options for you to pay your bills in several accessible ways such as:

    • One-time electronic payments
    • Automatic debit or ACH payments
    • Mail-in payments
    • Payments over the phone

    Your lender will be able to set you up on a repayment plan that works for you. A loan servicer, or the company that you pay your bills to and who is responsible for the administrative support of your loan, is able to work with you to find a viable and manageable repayment option. If you are having trouble making your payments, contact your loan servicer as soon as possible. It is also your responsibility to make sure your loan servicer has your current contact information and to make sure you are aware of when your repayment period starts.

    Private loans may be a realistic option for you if your other sources of aid don t cover what you need to achieve your educational goals. You should be sure to contact your financial aid office at your school to determine what is the best option for you and your circumstances as to avoid getting into a financial situation from which you cannot easily recover.

    Debt Consolidation Loans – Get a Consolidation Loan – South Africa, private loan consolidation.#Private #loan #consolidation

    Debt Consolidation Loans

    Private loan consolidation

    Consolidation loans are used to deal with overwhelming debts. It is essentially taking out a loan to pay off any number of smaller debts which can ease the pressure by reducing your monthly payments. Debt consolidation loans are used to help simplify your finances. The interest rate on these types of loan can actually work out lower than continuing to deal with mounting multiple debts. With many lenders offering consolidation loans, finding the right deal for you can be difficult. You can find a loan by using our comparison service to search for the best rates from a range of providers. This will ensure you find the right loan to clear your debts with. Make sure that you read the terms and conditions of any consolidation loans which you are interested in.

    If you wish to speak to someone: Contact Us

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    Get Out Of Debt With Debt Consolidation Loans

    What is a consolidation loan?

    If you feel that your debts are spiralling out of control and you do not know how to sort everything out then a debt consolidation loan could be really helpful. If you have multiple debts which you are having trouble keeping up with then a debt consolidation loan could be a good option. A debt consolidation loan is basically a single loan which you will borrow in order to pay your multiple debts.

    How a debt consolidation loan can help

    A consolidation loan means that you can consolidate your debt which means that you essentially group your debts together. This can make life a lot easier as you will only have a single debt to pay off each month. You should stop receiving threatening letters from your previous creditors and your single payment should be made as easy as possible.

    You can off your debt over a longer period of time

    It should be possible to pay this consolidation loan over a longer period of time so the monthly payments which you have to make will be smaller. However, it is important to remember that ultimately you are likely to pay more interest on your debts with a consolidation loan in comparison to what you would have had to pay when you had multiple debts. The idea is that in the long run a consolidation loan makes your life easier rather than more difficult.

    Consolidation loans can be more expensive than your original debt

    It is important to bear in mind that a consolidation loan is highly likely to be more expensive than your original debts but if you were finding them too hard to organise then in the long run a consolidation loan could save you money by helping you to avoid extra fees and charges on your original loans.

    Consolidation loans are not for everyone

    If you are happy paying your current debts and are not having any problems organising your payments then a consolidation loan is probably unnecessary for you. However, if this is not the case and your debts out of control then a consolidation loan could be an option to give you peace of mind.

    Why should I consolidate my debts with a consolidation loan?

    As already discussed, there are plenty of good reasons why you should consolidate your debt and you don’t necessarily have to be in financial difficulty in order to benefit. Consolidation loans can help you cut your monthly outgoings, leaving you more money for savings to help with a rainy day, education or to pay off your existing debts. If you feel like you are trapped in a cycle of borrowing then a debt consolidation loan is definitely worth considering helping you become debt free. Just ensure you have enough discipline to budget correctly and not borrow more after this. If you are in any doubt then you should seek independent financial advice.

    Bad Credit Mortgage & Second Mortgage Toronto, Private Home Loans in Toronto, Canada Wide Financial, private loan.#Private #loan

    Home Loans Made Easy through Canada Wide Financial

    It is disappointing and discouraging when lenders fail to approve you for a home loan in Toronto. If less than perfect credit affects your ability to get a first or second mortgage, we can help you secure the funds you need to purchase the home of your dreams.

    We Qualify You When Other Lenders Do Not

    Many of today’s banks and financiers have long lists of qualifications that are difficult for most people to meet. Fortunately, here at Canada Wide Financial, we do things differently when it comes to home loans in Toronto. We can qualify you for a loan in several ways, including an evaluation of your employment and income, or even of the equity in your existing home. When other lenders say no, we can help you secure a private home loan.

    A Simple Process

    To find out if you qualify for a private home loan in Toronto, simply fill out an application. Our underwriters will review it the very same day, and you could receive approval in as little as four to 12 hours. There are no application fees, and in the event that there is an appraisal fee, we will notify you in advance. There are no long wait times, and you will never feel left in the dark.

    No Credit? No Problem

    Although traditional lenders rely almost exclusively on your credit score to determine your eligibility for home loans in Toronto, we do not. In fact, we use various other criteria, including your job, your length of employment, and your income as qualifiers to help you find the funds you need. We can even help you acquire funds for a second mortgages even if you have an open bankruptcy.

    The Right Private Loan for Your Needs

    Whether you are interested in home loans in Toronto for bad credit, second mortgages, private mortgage refinancing, or even debt consolidation based on the equity in your home or property, we can help. We can even stop foreclosures, assist in bridge financing, and work with clients who have declared bankruptcy. Despite what other lenders say, we will work with you to discover the best solutions for your unique situation.

    If you need private home loans in Toronto, look no further than Canada Wide Financial. When other lenders turn you down, do not feel discouraged. Simply fill out our application, and one of our friendly, helpful representatives will contact you within 24 hours.

    Student Loans for Borrowers with No Co-signer, SimpleTuition, private student loans without cosigner.#Private #student #loans #without #cosigner

    No Co-signer Student Loans

    Private student loans without cosignerNo co-signer student loans are available for students who have an established credit record with a good credit score. It is uncommon for students to qualify for private student loans without a co-signer, as most students lack a good credit score or have no credit history. Students who do not have an established and strong credit history generally will not be able to receive private no co-signer student loans due to the recent recession and stricter lending policies. There are, however, a few ways for a student to find a student loan without needing a co-signer.

    What are the different types?

    Certain federal student loans can be considered no co-signer student loans. Federal loans are approved based on a variety of factors, like financial need, but not on credit history or lack of one; this means that a student with weak or no credit history can receive federal loans. There are a few federal loans that a student can receive, two of which are Direct Subsidized loans and Perkins loans. These loans have low interest rates and flexible repayment terms. Federal Stafford loans can be subsidized or unsubsidized. Direct Subsidized loans are awarded based on financial need, as the government pays the interest on these loans while the student is in school. You do not have to demonstrate financial need to qualify for a Direct Unsubsidized loan, but you will be responsible for the interest accrued while you are in school. Perkins loans are also subsidized, but you need to demonstrate “exceptional” financial need to qualify for one. It is really hard to find no co-signer student loans privately.


    Students who qualify for and receive no co-signer student loans will continue to build their credit history and allow them an opportunity to receive other types of loans for future purchases. These student loans help students achieve their educational and professional goals.

    Finding Loans with SimpleTuition

    • If you re looking for a private student loan, there are a wide variety of options. Some of the student loans available to you may not require a co-signer.
    • We provide a free loan search tool to help you compare all the loan options available to you, some of which may not require a co-signer.
    • After doing some research, we can help you go to a lending partner of your choice.
    • Before applying, remember to exhaust other funding sources, particularly federal student loans before exploring private loan options.

    Frequently Asked Questions

    Most student loans that don t require a co-signer are federal student loans. To apply for these, you ll need to fill out the FAFSA, which is available for free online at This form will collect various financial details of the student to determine financial aid eligibility.

    While searching for loans for college without a co-signer and credit check, I came across fixed interest rate options. What are these?

    Every student loan carries an interest rate, which is the cost of borrowing. Interest rates can be either fixed or variable. Fixed interest rates are rates that do not vary throughout your repayment period. Variable rates may change depending on market conditions, going either up or down.

    Do college loans for students with no co-signer include the Perkins loan?

    Yes, Perkins loans fall into the category of loans that do not require a co-signer. This is a need-based loan that is geared towards covering educational costs for needy students. One of the key features of this loan is a low interest rate and flexible payment options.

    Is getting a student loan cosigned beneficial for the student?

    Yes, there are a number of advantages that come with cosigned student loans. First of all, it is important to know that a co-signer is basically a person who guarantees repayment of loans on behalf of the student. The major advantages of cosigning include easy approval of loans, better interest rates, and a chance to improve or build a strong credit score.

    What is the interest rate on student loans without co-signer and no credit history?

    The rate on student loans that don t require a co-signer and have no credit check depend on where they re coming from. If you re talking about federal student loans, the rate will be competitive or low. These rates are usually fixed and are sometimes subsidized by the government. However, if you re trying to find a private student loan without a co-signer and credit check, you may have a hard time. If you succeed, expect the rate to be high.

    Are there any loans for students that do not require co-signers?

    Parents and guardians can apply for student loans without co-signers. The Parent PLUS Loan allows parents and guardians to apply on behalf of their children. The application procedure for this loan requires that the student fill out the FAFSA application form.

    What are the different types of student loans with no co-signer?

    Student loans with no co-signer are hard to come by outside of federal loans. Only federal loans commonly do not require a co-signer; nearly all other private funding sources require you to have a co-signer. Certain examples of student loans with no co-signer include Perkins loans, Direct loans, and PLUS loans.

    Personal Loans, TD Bank, private personal loans.#Private #personal #loans

    Personal Loans

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    TD Express Loan

    Funds may be available 48 hours after you apply 1

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    Borrow one lump sum, up to $50,000

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    Personal Secured Loans

    When you borrow against your TD Bank savings account, money market savings account or CD, you can keep growing your savings while you use a loan for the things you need now.

    Private personal loansApply at your local TD Bank

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    Site Map | Privacy | Online Advertising | Security | Accessibility | Terms of Use | Bank Deposits FDIC Insured | Equal Housing Lender Private personal loans

    Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. or any of its affiliates; and, may be subject to investment risk, including possible loss of value.

    Data as of March 2017. Comparison of longest average store hours in the regions (MSAs) in which TD Bank operates compared to major banks. Major banks include our top 20 national competitors by MSA, our top five competitors in store share by MSA and any bank with greater or equal store share than TD Bank in the MSA. Major banks do not include banks that operate in retail stores such as grocery stores, or banks that do not fall in an MSA.

    Personal loans, Clydesdale Bank, private personal loans.#Private #personal #loans


    Our best ever personal loan rate

    2.9% APR representative on loans from £7,500 to £25,000

    UK residents only. Subject to status & eligibility. 18+. Rates depend on loan amount & individual circumstances. Rates are the same online, in branch and via telephone.

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    Let’s make your plans a reality

    An extra financial boost can help you to extend your house, redecorate or pay for a family event. Paying these large amounts at one time can be difficult, but with a Clydesdale Bank personal loan you can pay back over a set period.

    With a Clydesdale Bank fixed rate personal loan you can borrow anything from 1,000 to 35,000 and repay in monthly fixed payments over 1 to 5 years*. All loans subject to status and eligibility.

    20.9% APR representative on loans from £1,000 – £2,999

    23 monthly repayments of £50.48

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    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

    16.9% APR representative on loans from £3,000 – £4,999

    35 monthly repayments of £105.06

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    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

    3.3% APR representative on loans from £5,000 – £7,499

    35 monthly repayments of £145.97

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    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

    2.9% APR representative on loans from £7,500 – £15,000

    47 monthly repayments of £275.92

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    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

    2.9% APR representative on loans from £15,001 – £25,000

    47 monthly repayments of £441.47

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    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

    6.9% APR representative on loans from £25,001 – £35,000

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    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 12.9%.


    Private personal loans

    Early repayment options

    You can repay your loan early, but note that a early repayment charge applies**

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    A quick decision is available online 8am-10pm Monday to Friday, 8am-6pm on Saturday & 9am-6pm on Sunday and during branch and telephone opening hours.

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    Transferred once approved and completed paperwork received by us

    Important details

    All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.

    * Loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more and, if the purpose of the loan is to repay existing lending with us, the additional amount borrowed must be of greater value than the existing lending that is to be repaid.

    ** You can repay your loan in full and part at any time and we’ll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days’ interest on the amount you repay. You will need to contact our customer services team to inform us of your intention each time you wish to make an additional payment. Our team will be able to provide you with options on how to make this payment.

    Private personal loans

    Loan Calculator

    Use our loan calculator to calculate how much your monthly repayments could be on your chosen loan amount

    To apply for a loan you must be aged 18 or over.