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Illinois Payday Loan – Cash Advance Quotes, Fast Cash Rates & Payday Loans in Illinois #school #grants

#payday loans chicago

Illinois Payday Loans

Payday loans are legal in Illinois. The state of Illinois does not have strict laws governing the payday loan industry. Payday loan companies are allowed to operate with a physical presence (storefront) in the state. Lenders, such as lenders in Chicago. are not able to bring any criminal charges against borrowers for non payment of a loan. Borrowers are able to request loans in the amount of up to $1000 or 25% of their monthly income. The terms for a payday loan are variable lenders can allow between 13 and 45 days for a borrower to repay the payday loan. While most states regulate that borrowers can only have one payday loan outstanding at a time, Illinois allows for two outstanding loans per person. Illinois does also require a “cooling off” period of 7 days between paying off one loan and taking out another.

Maximum Charge Per $100

The maximum interest charge per $100 lent in the state of Idaho is $15.50.

Rollovers and Repayment

Payday loan borrowers in Illinois are not permitted to rollover, or renew, their loans. Payday loan companies are required to offer repayment plans to their customers.

The Illinois Division of Financial Institutions, Consumer Credit Section is the body that is in charge of regulating Illinois payday loans. They are located in Springfield, IL.

New Jersey Payday Loan – Compare Fast Cash Rates, Online Quotes & Payday Loans in New Jersey #grad #school #loans

#payday loan lenders

New Jersey Payday Loans

Though payday loans are not outlawed in New Jersey. the laws that apply to these lenders essentially keep them from operating in the state. The annual rate cap of 30 percent on small loans is too low to be lucrative for payday lenders that normally have APRs in excess of 300 percent. A cash advance serves specific financial needs and as a result, come with higher rates than the rest of the lending in the industry. The usury laws in New Jersey also require lenders, like those in New Brunswick and Newark. to stop lending to people that default more than three times within one year.

Maximum Principal

There is no maximum principal amount.

Length of Loan

The terms of small loans, like payday advances, are not outlined in New Jersey law.

There are no specific laws that address extensions or rollovers.

While New Jersey does not outline a specified interest amount for small loans, the annual rate cape is 30 percent much lower than payday lenders normally charge. According to New Jersey criminal codes, the usury cap is set at 30 percent.

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Personal Loan

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Are you worried about which Insurance service you should go for? Are you feeling unsecured about any particular credit card and fear of improper credit rating? Are you looking for some most attractive home loans in India for creating your dream home? Are you not sure about which life insurance can offer you the best coverage with a promising return? With a vivid growth of financial service in India, it’s quite obvious to know about the intricate matters that can help the end-users to choose a policy of their own through a beneficial manner. And this is the reason why PolicyUncle is here to offer you A to Z solution about all financial services in India including Loans,Online Insurance Quotes, Credit Cards and Investment options.

Compare Financial Services in India:

PolicyUncle is providing you a stand-off platform that can be a handy helper to compare any sort of financial service in India. Be it about a personal loan or a loan against property or a car loan or even an education loan, we will render you all the options that are considered useful for the best interest of the end-users and determine the best financial services for pursuance. Whether you need specific information about a financial service provider in India or compare among all the similar service providers for the same type of financial service, you will get them in a gist in a few clicks of mouse button. Not only this, you can chose and compare among the most updated information available from various financial service operators and select the best as you like.

Loan Specific Information:

Whether you are interested for a car loan or a home loan or even a loan against property and an education loan, you must be worried about getting the exact information in the most precise format so as to understand the clause in order to go for the service. We provider you in detail the following aspects when you chose loan specific information from us:

  • Service providers
  • Types of loans available with individual service providers
  • Interest rates
  • Required documentation
  • Easy comparison facility among selected service providers with comparison of entire features
  • Specific information regarding specific loan plans with all latest features

Life Insurance Products (Online Insurance Quotes):

Choosing life insurance products seems quite a daunting task in the light of presence of many attractive plans from various life insurance operators. Especially, when there are many other services and benefits added up with the life insurance products, it is extremely important to understand the plans and their service conditions. With PolicyUncle we will offer you an extensive service that can cater to the best of life insurance services with exact details of life insurance products. You can get online insurance quotes and easily compare among the best of the life insurance products and select the best as per your suitability and requirement. We provide all information for various insurance segments such as Term Insurance, Retirement Plans, Child Plans, Guaranteed Income Plans, Tax Saving Plans, Investment Plans along with many other life insurance plans as on offer from different financial service providers in India.

Non-Life Insurance Products:

In our country, non-life insurance products also have a huge market demand and so is the availability of products from different insurance service providers. Especially in the segment of Car Insurance, Two Wheeler Insurance, Health and Travel Insurance, Home and Corporate Insurance sectors are leaping new heights with various non-life insurance products. At PolicyUncle we provide you detailed specific information regarding all these products from various reputed insurance service providers. All our information are collected from the reliable resources and are compiled here to be served on a single window for easy comparison and adoption. If you like, you can always ask us for loan and insurance quotes and we will be glad to offer you information absolutely free of cost.

Credit Cards:

There is a fear-psychosis associated with the Credit cards among the general people. This is merely for the reason that most of us are not familiar with the credit processing and the charge-back options. We at PolicyUncle are offering a unique proposition of comparing various types of Credit Card options available for Indian customers from various banks and financial operators. You can not only know about the facilities available with Credit Cards with fuel savings, Credit Cards with dining benefits, Credit Cards with travel benefits, Credit Cards with extra mileage offers and Credit Cards for frequent flyers, but you also can easily compare their services and know the factual details about the EMI options and other intricate details about Credit Card operators.

We propose to make your financial service adoption worry-free as well as comforting enough with dynamic information and the best of service response. We will be available for consultation over phone as well and can provider you specific support over email. Let us know your requirements and we will be delighted to offer you your unique solution that you have always desired to know from any financial service provider and bank in this country!

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West Virginia Auto Insurance

West Virginia Links

Skiing, mountain biking and whitewater rafting in the Mountain State? You can do it all and then some. No matter which outdoor recreational activity you’re driving to next in West Virginia, be sure to protect you and your car on the road with Nationwide.

Before you get a quote, make sure to visit our West Virginia Auto Coverage page to learn your state’s minimum coverage requirements.

Take advantage of Nationwide’s features

Nationwide makes it easy for you to find dependable auto insurance in West Virginia. We can show you options so you can choose the coverage that’s right for your needs, goals and budget. Explore the features below to learn more about what we can offer you:

On Your Side ® Claims Service

Choose a shop in our network to get a written guarantee on repairs for as long as you own your vehicle. 1

Protect your home and car

Nationwide offers a full range of insurance and financial products in West Virginia for your home, car, family and financial security. Simplify your life and save more by bundling your coverage. Check out our other policies for West Virginia residents.

Insurance terms, definition and explanations are intended for informational purposes only and do not in any way replace of modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by State, and exclusions may apply.

[1] Guarantee is limited to alternative parts identified on appraisal and used in repair. Also, work performed at an On Your Side Auto Repair Center includes workmanship guarantee. For informational purposes only. Program terms and conditions are controlling.

[3] Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and remains until drivers or vehicles on the policy change.

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General Liability Insurance, Hiscox Small Business Insurance, small business insurance quotes general liability.#Small #business #insurance #quotes #general #liability


General Liability Insurance

General liability insurance protects your business from another person or business’s claims of bodily injury, associated medical costs and damage to property. Some examples of what could be covered are below:

  • Bodily injury :A client falls over your bag and you are legally liable for the injury. We will cover the subsequent claim and related medical expenses up to your General Liability policy’s limits of liability.
  • Property damage and data loss : You spill coffee on a client’s server causing damage and loss of data. We will cover the subsequent claim up to your General Liability policy’s limits of liability.
  • Personal injury : One of your employees is at lunch. He talks to the owner of the shop about one of your clients in a false and unflattering way. The client learns of this discussion and sues for slander. We will cover the subsequent claim, up to your General Liability policy’s limits of liability, and pay for an attorney to defend you if necessary.

Get Liability Insurance that best meets your needs.

General liability insurance will not protect you from everything. For example General liability will not cover you against claims of negligence, even if it isn’t you or your business’ fault. Some people buy other business liability insurance along with general liability

  • Professional liability insurance, also known as E O Insurance, is coverage for another person’s claims against businesses that provide professional and personal services.
  • Business Owners Policy (BOP)В is enhanced insurance that combines general liability insurance and property insurance.

Why do you need Commercial General Liability Insurance?

You should consider general liability insurance coverage, also called commercial general liability insurance, if you or your employees:

  • Interact with clients face to face – If you visit a client’s place of work, or clients visit yours
  • Have access to a client’s equipment – В For example, IT professionals should be covered against potential claims with IT business liability insurance
  • Represent your client’s business
  • Use third-party locations for any business related activities – For example, architects should make sure that they’re covered with architects business liability insurance
  • Are required to have general liability insurance before entering into a contract

Why choose Hiscox coverage?

Hiscox specializes in business liability insurance for professional services businesses like yours.

  • Flexible payment options: We offer you the option of making monthly payments (with no additional fees) to help manage your cash flow.
  • Tailored Insurance: We specialize in businesses like yours and tailor coverage to the risks in your field.
  • Claims responsiveness: When a covered claim is reported, we will immediately defend you even if the claim has no basis and, if necessary, appoint an attorney.
  • Coverage for contracts: Our liability insurance coverage satisfies most standard contract insurance requirements.
  • Worldwide coverage: We protect you for work done by your business anywhere in the world, as long as the covered claim is filed in the United States, a U.S. territory or Canada.
  • Passion for service: 97% customer satisfaction rating and we were voted in the top 100 Business Influencers of 2014.

Get a fast, free quote now and get that Hiscox confidence behind your business, too. If you still have questions, read our general liability insurance FAQ’s or you can call us at 1-866-283-7545 and speak with a Hiscox licensed agent, Monday thru Friday from 8am-10pm ET.

Term Life Insurance for Seniors & the Elderly – Ages 60, 65, 70, 75 – Quotes and Rates, seniors life insurance quotes.#Seniors #life #insurance #quotes


Life Insurance For Seniors

Seniors life insurance quotesJust because you are retired and up in the years, it doesn’t mean you can’t get affordable life insurance coverage.

We specialize in getting insurance for those harder to insure (men and women).

Getting an insurance quote is easy. Simply answer a few easy questions, then you will get your instant quote (typical cases).

Typical Life Insurance Amounts For Seniors:

Elderly Persons Can Still Buy Life Insurance!

It used to be that buying life insurance for an elderly person was next to impossible, well. the times have changed, and now getting a policy issued for seniors is not that difficult or expensive. See if you qualify!

  • After your age, your health will be the determining factor for your qualification.
  • Risk factors are also critical – do you smoke, drink heavily, are obese or overweight, have diabetes, etc.
  • Do you take part in dangerous activities, like sky diving, scuba diving, race car driving, etc. Probably not, but you never know – some elderly folks are very adventurous.

Click Here To Obtain Instant Senior Life Insurance Rates!

Planning in Advance

Those who purchase life insurance early in life, have an easier time obtaining a policy during their senior years, plus it will be a lot cheaper and affordable. However, if you had a policy that expired, or coverage through an employer, and you choose not to maintain the policy after retirement, you will encounter some problems.

A life insurance policy won’t be as affordable for someone purchasing insurance at the age of sixty-five (65) or older, as opposed to a younger person . For example, a male non-smoker in the state of Delaware, 5’11 , 170 pounds will probably pay between $182.61 and $337.46 per month for $300,000 in coverage for a 15 year term life insurance policy.

Those premiums are a little high for an average senior citizen. Even, if the face value decreases to $100,000 the premium will vary from $66.68 to $121.93. These numbers are based on a non-smoker; those who are smokers are subject to pay a higher premium.

Getting an Early Start

It is a good idea to buy or start looking for level term life insurance protection early in life, preferably before reaching the age of forty (40), to avoid paying higher premiums when you become older. This is the time most insurance companies charge higher rates on policies.

For seniors this poses a major financial hardship, especially if they live on a fixed income. Therefore, certain organizations can help with expenses, such as AARP (American Association for Retired Persons), which offers several discount insurance policies for members.

Typical rates for a 10-year term policy, for a woman, non smoker, in good health:

How Much Coverage to Get?

How much coverage you should get depends on the reason you are getting coverage to begin with. Are you looking to have your final expenses covered (funeral, cemetery, church, etc.), in this case a low amount like $10,000 to $25,000 may be enough.

If you are looking to leave your heirs some tax-free money to pay estate taxes, your debts, or to leave them in good financial position, then a larger amount may be needed – $100,000, $250,000, $500,000, 1 million, etc.

Only you can make this determination. If you are not sure, speak to your spouse, children, lawyer, or financial advisor.

What is The Best Life Insurance for Seniors?

Choosing the Correct Policy

The best option for seniors and the elderly with no coverage would be to buy a senior term life insurance policy. In general, most insurance companies don’t provide level term coverage to seniors for more than 15 years, therefore wouldn’t be worth considering whole life insurance or permanent life insurance.

Other insurance companies refuse to underwrite policies for anyone over the age of 65 unless it is a conversion policy; even so, some companies have concerns based on a person’s age.

Those who have not reached retirement age should take all these facts into good consideration, to avoid leaving their family with added expenses. Read your policy carefully and make sure you understand it well. Be certain that your family knows how to find the policy and what the coverage is. Also, if your parents (mom and dad) are elderly, it may be a good idea to obtain a parent life insurance policy on them to help with burial expenses.

Don’t be discouraged if you’ve been turned down before, many insurance companies still write policies for people aged 60, 65, 70, 75, and even 80. So, just apply and see if you’ll get approved.

What is a guaranteed issue life insurance policy?

You may hear this type of life insurance mentioned by friends and family all the time, what is it you may ask.

This type of policy is guaranteed to be issued regardless of your current or past health. You can’t be declined coverage. The caveat is, that this type of life insurance offers a much lower death benefit and higher premium costs.

It’s often used by seniors to cover final expenses like funeral costs, medical bills, pay debts, etc.

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Life Insurance Quote in Seconds

Don’t worry we are not just another lead generation website that will sell your information, we are a team of highly qualified insurance agents and will only use your information for the purpose of helping you find the best life insurance policy. Real time life insurance rates will be displayed to you online, so GET STARTED now!

We provide consumers with objective unibiased term insurance advice and the best service available. Our philosophy is our mantra. These principles have helped us become a credited provider of life insurance quotes across the country. Since we first came online in 1996 we have helped thousands of Americans shop,compare, and purchase insurance for the comfort of their home

Term life insurance is a simple, affordable, and easy way to ensure your beneficiaries financial security in the event ofyour passing The term of the policy can vary from one to thirty years of coverage. The face amounts stay level throughout the term and generally begin at $25,000 and increase to meet your specific needs.

Instant Life Insurance Quotes Make a Difference

Life insurance is something that will benefit all adults, and should be considered as an investment option for your family’s future. Many people believe they cannot afford life insurance, or that they do not currently need life insurance. Without fully understanding how this type of insurance policy can benefit the individual and the person’s family as well, it may be a challenge to determine why it is so important. There are numerous types of life insurance contracts available.

Term life insurance is often considered the most popular form of insurance for people who want to put a prepared financial plan into place to shelter their family members in case something unexpected happens to the policy holder. Quick and easy life insurance quotes are available with just the click of a button and by entering in some accurate, basic information into an online form. Within minutes or less, an instant quote will be given for life insurance. For people who have thought that perhaps life insurance was an expense that was out of their reach, taking advantage of online instant life insurance quotes can help a person to quickly determine whether or not this is something that is within their budget limits.

Instant life insurance quotes can not only be obtained for a single person, but also for the entire family if the individual is married and has children. In many situations, if the main breadwinner passes away the family is at an immediate loss of all or half of the income that the depend on to live. This absence of income can put many families into financial jeopardy and this makes it very difficult to stay current on mortgage payments or rent, taxes, utility bills, car payments, and medical insurance payments.

Finding out how much life insurance will cost your family by getting a fast and easy online quote is a great way to begin creating a plan to fit the cost of insurance into your monthly budget. This will help to protect your family financially in the event that an accident, illness, or another event leads to an unexpected death. No one likes to think about the fact that they may need to use their life insurance policy. However, if a person does have a life insurance policy, the family and beneficiaries will be cared for financially. This often makes a big difference in how well a family is able to survive and prosper in the long term.

You are able to view quotes for the following: term life insurance, burial insurance. universal life, as well as more specialized products like high risk life insurance online by filling out the simple form to the right. Upon getting a quote, a person can then consult with an agent to determine what type of insurance policy will best fit into the person’s budget and which type of policy will provide the most amount of coverage for the individual’s specific situation. Some people are only interested in purchasing a burial policy that will give them funeral expenses covered, and others are interested in purchasing a policy that will provide a lump sum payout to an authorized beneficiary.

In the long run, it is rarely too late to begin investigating life insurance options. Many people believe that because they have reached a certain age or because they have a specific health problem, they will not qualify for life insurance. Because there are so many different types of life insurance policies and contracts available, there is a policy to work for just about every person, no matter the person’s health status, financial status. Life Insurance at any age is available.

Types of Life Insurance

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All You Need to Know About Health Insurance

With medical expenses soaring higher every year, health insurance is an expensive necessity. Knowing more about health insurance can help you get the coverage you need while keeping your expenses down.

What types of health insurance are available?

Health insurance plans generally fall into one of two categories: indemnity plans (also known as reimbursement plans) and managed care plans such as health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point of service (POS) plans. (Learn more about HMO, PPO, and POS plans .)

  • An indemnity plan allows you to choose your own doctors and pays for your medical expenses – totally, in part, or up to a specified amount per day for a specified number of days.
  • Managed care plans generally provide broader coverage, but they all involve an arrangement between the insurer and a selected network of health-care providers (doctors, hospitals, etc.). This arrangement provides a strong incentive for you to stay in-network, usually by covering less for services received outside the network.

No matter which type of health insurance you buy, you’ll need to make sure it offers the right kinds of coverage.

What should be covered?

A good health insurance policy contains several types of coverage.

  • Hospital expense coverage pays your room, board, and incidental services costs if you’re hospitalized
  • Surgical expense coverage covers surgeons’ fees and related costs associated with surgery
  • Physicians’ expense coverage pays for visits to a doctor’s office or for a doctor’s hospital visits
  • Lab coverage pays for laboratory services like X-Rays and other diagnostic lab tests

What might be covered?

When comparing health insurance plans, check to see if they provide additional benefits that you may need, including:

  • Prescription drugs
  • Preventive care
  • Mental health benefits
  • Maternity care
  • Vision care
  • Dental care
  • Chiropractic coverage

What will it cost?

In addition to the monthly premium expense, you may have other out-of-pocket costs. These costs can really add up, especially if you have children or other family members who visit the doctor frequently. Check to see if the health insurance plan you’re considering requires you to pay any or all of the following:

  • Co-payment: The flat fee you’ll have to pay each time you visit a health insurance provider (can vary by provider type).
  • Deductible: The amount you’ll have to pay toward your medical expenses (usually annually) before the insurance company begins to pay claims (generally required by indemnity plans).
  • Coinsurance: The percentage of your medical costs you’ll have to pay after you reach any deductibles that apply.

Where can I get health insurance?

You may get health insurance through a group plan at work or through another group affiliation (a school, a club, etc.) or by purchasing an individual plan on your own. By purchasing an individual plan, you may be able to customize the health plan.

A good way to compare rates, plans, and options for your individual needs is to shop online. Comparing online health insurance quotes helps to ensure you get your best rate.

How do I decide which plan is best?

The best health insurance plan for you is the one that gives you the greatest flexibility and the most benefits for the lowest cost. Unfortunately, there’s no such thing as a standard health insurance plan. As you would when making any major purchase, you’ll need to shop around and get several quotes before choosing a plan. Here are a few points to consider:

  • What co-pays, deductibles, and coinsurance requirements apply?
  • How much freedom do you have to choose your own health-care providers?
  • Does the plan cover the health services that you need?
  • Does the plan cover the health-care providers you’re currently using?
  • Does the plan offer family, as well as individual, coverage?
  • Does the plan cover pre-existing conditions? If so, is there a waiting period?
  • Does the insurance company have a good reputation in the industry and a positive rating from a major ratings organization and your state’s department of insurance?

Car Insurance Quotes #local #auto #insurance #quotes, #car #insurance #quotes


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You could save $533* on average by switching your car insurance to Travelers.

You could save $533* on average by switching your car insurance to Travelers.

Auto Insurance Quotes

Getting an auto insurance quote should be simple. That s why we streamlined our online quote process, which generally takes 7 minutes or less. So whether you prefer to go online or talk directly to a representative, you ll have your free quote in a few easy minutes. Just call Travelers directly or start your quote above. Or if you prefer you can contact your local independent agent who can provide you with a free quote.

The right coverage for your car

Did you know that Travelers offers up to 15 discounts including discounts for safe drivers, hybrid vehicles, new cars, and multiple cars, just to name a few? In addition to helping you find possible discounts, Travelers is here to help you choose the best coverage for your needs.

After all, you have a lot of options when it comes to coverage. A Travelers auto insurance policy can cover damage caused by bodily injury, property damage, injuries caused by another motorist, medical payments, fire, theft and collision. It can also provide for Roadside Assistance, Loan/Lease Gap Coverage, and more.

And Travelers will be with you every step of the way.

Why Travelers?

Travelers auto insurance is built to meet your needs. We offer consultation throughout the quote process, so you can choose the coverage that meets your needs.

We also offer coverage comparison, with our People Like You SM ** tool. The People Like You tool compares the Bodily Injury and Comprehensive/Collision coverages you select with those purchased by other Travelers Direct policyholders so you can see how your coverage choices compares to others.

Not to mention, we re flexible. If you want to get a quote on your own, you can start online right now by entering your zip code above. Or if you d rather talk about your options with someone, you can give us a call and get an auto quote from one of our qualified representatives.

Easy Quotes. Helpful Guidance.

Start your auto quote and look for these helpful tools along the way.

Learn more about collision and comprehensive coverage and deductibles

Learn how your changing circumstances impact your insurance

How one-stop insurance shopping can save money and hassle?

See how your coverage compares with our People Like You sm tool**

2017 The Travelers Indemnity Company. All rights reserved

  • The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Not all features available in all states. Discounts may not apply to all coverages and/or vehicles.

Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Towers Square, Hartford, CT 06183. In TX: Automobile insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. In CA: Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6519; State of Domicile: Connecticut and Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6521; State of Domicile: Connecticut. In CA: Boat and Yacht insurance is underwritten by The Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority #0335-0, State of Domicile: Connecticut. 2017 The Travelers Indemnity Company.


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The CI Centre has over 50+ already-developed commercial off-the-shelf (COTS) training courses and briefings which can immediately be provided to your organization. They are conveniently on the GSA Schedule for quick, easy and immediate ordering at the best price already negotiated by the US Government.

Since 1997, we have provided this training to over 70,000 Intelligence Community, Military, Law Enforcement and Corporate clients—and have consistently received the best course feedback by these attendees.

We can provide the courses at your organization’s location or at a third-party facility.

Your employees will benefit by learning directly from our world-class team of experts who each have 25-40+ years of real-world experience and expert knowledge to share in the counterintelligence, counterterrorism, investigations and security fields.

As a manager, you will benefit from the rave course reviews, increased interest and buy-in to CI, CT and security, and a valuable workforce that is more aware of potential threats. Plus, the CI Centre is a turnkey company, meaning you can let us handle everything from registration to certificates.

Let’s talk about how your organization can receive immediate, needed training by scheduling one or more of our courses and briefings for your employees. Call us at 1-800-779-4007 or 703-642-7450 or use our Contact Us form.

Counterintelligence Strategy, Tactics and Skills

COTS Training Courses and Briefings


CI Centre’s Commercial Off-the-Shelf (COTS) training courses taught by our expert instructors offer significant savings in procurement and maintenance to federal/state/local government and corporate organizations and we offer easy and efficient ordering.

• Our COTS training courses have already been fully designed and developed. Your organization does not pay for the design and development costs because these are COTS courses.

• Our instructors are ready to deliver them to your organization—right now. You don’t use your own time, personnel and resources.

• Our COTS courses are proven, successful entities, many of which have been delivered since 1996. You are purchasing a vetted course whose feedback from attendees has been consistently positive.

• The information in COTS courses are kept up-to-date by the CI Centre. Your organization is not charged this maintenance.

• Courses can be delivered by our expert instructors at our facility in Falls Church, VA (outside Washington, DC, at a third-party facility, or we can come to your location (travel expenses extra).

• With set prices for the COTS courses, ordering is quick, easy and efficient. No need to write or issue Statements or Work, Request for Proposals or Bids, or conduct surveys—GSA has already negotiated the best price for the US Government. GSA Contract Number: GS-02F-0210R. Schedule 874 Mission Oriented Business Integrated Services (MOBIS) under name of parent company David G. Major Associates, Inc.

• Government credit cards are accepted as a form of payment for all purchases. We have the ability to meet your end-of-year money training requests.

With COTS courses ready-to-go, your organization can fulfill your training requirements right now.

For modified, tailored and customized courses (content, length) and training solutions, please give us a call.

To schedule one or more courses for your organization, use our Contact Form or call us at 1-800-779-4007 or 703-642-7450.

Training cannot be provided without your Contracting Officer’s official approval and signature on our training contract agreement. No other person/official, however senior, may approve of the funds released for the training except the Contracting Officer. (Note: the Contracting Officer is different from the COTR)