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All you have to do to be in with a chance of winning is make a booking, between 01/7/2017 and 31/7/2017.

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Being an account holder means you can:

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Sign In, Book, Win!

This July, 5 lucky account holders will win a free car rental. Don’t miss out – book today!

Book Today Being an account holder means you can:

  • Access exclusive deals and offers
  • Manage all your bookings in one place
  • Store payment and driver details for even quicker bookings
  • Compare multiple quotes to find the perfect deal

Terms & Conditions

Terms & Conditions

By participating in the Sign In, Book, Win! Competition, you agree to and accept the Rentalcars.com Standard Terms as well as the following Competition Terms & Conditions (the ‘Competition Terms’):

  1. These terms & conditions (the ‘Standard Terms’), together with the terms & conditions that are specific to any Competition (as defined below) (the “Competition Terms”) are known as the “Rules”. Words used in the Competition Terms shall have the same meaning when used here. In the event of any conflict between the Competition Terms and the Standard Terms, the Competition Terms shall prevail.
  2. The Rules apply to any competition (the “Competition”) that is promoted on the website www.rentalcars.com (the ‘Website’) and by entering a Competition, you agree to be bound by the Rules.
  3. TravelJigsaw Limited (hereinafter referred to as Rentalcars.com) reserves the right to cancel or amend all or any part of a Competition and/or the Rules without notice for any event that is outside of Rentalcars.com s reasonable control. Any changes to the Rules, or cancellation of a Competition, will be posted on the Website. It is the responsibility of entrants to keep themselves informed as to any changes to the Rules.
  4. In the event of any dispute regarding the Rules, the conduct or results of a Competition, or any other matter relating to a Competition, the decision of Rentalcars.com shall be final and unchallengeable and no correspondence or discussion shall be entered into, comment issued, or reason given in respect of any decision made by Rentalcars.com.
  5. Entry is open to all Rentalcars.com customers except employees (and their families) of Rentalcars.com, its agents, any of its group companies, the supplier(s) of the prize(s), and any other companies associated with any Competition.
  6. Where a Competition is open to persons who are resident outside of the United Kingdom, no person may enter a Competition if the Competition breaches any law or regulation of the jurisdiction in which they are resident.
  7. By entering a Competition, you hereby warrant that all information submitted by you in your entry is true, accurate and complete in every respect. Rentalcars.com reserves the right to verify any information contained in your entry and/or your eligibility to enter a Competition.
  8. The entrant(s) must be aged 18 or over and proof of identity and age may be required.
  9. All entries must be made directly by the person entering a Competition and use of a false name or address will result in disqualification.
  10. In the event that a prize-winner is disqualified from a Competition, Rentalcars.com will, unless otherwise stated in the Competition Terms, select an alternative prize-winner in the same manner as the original prize-winner and such selection will be subject to the Rules.
  11. Unless otherwise stated in the Competition Terms, only one entry per person is permitted. In the event that Rentalcars.com discovers or has reasonable grounds to believe that the same person has made multiple entries, such person and any entries made by them shall be disqualified and, if such entrant has already been selected as a prize-winner, an alternative prize-winner will be selected in accordance with Rule 10 above.
  12. Entries made online using methods generated by a script, macro or the use of automated devices will be void.
  13. No responsibility can be accepted for entries lost, delayed or corrupted due to computer error in transit or any other reason.
  14. The prizes are as stated and are not transferable to another individual. No cash or other alternatives will be offered.
  15. The winner(s) is (are) responsible for expenses and arrangements not specifically included in the prizes, including any necessary travel documents, passports and visas. Prizes are subject to availability and the prize suppliers terms conditions.
  16. Rentalcars.com reserves the right to amend or alter the terms of Competitions and reject entries from entrants deemed not to be entering into the spirit of any Competition.
  17. In the event of a prize being unavailable, Rentalcars.com reserves the right to offer an alternative prize of equal or greater value.
  18. The winner(s) agree(s) to the use of their name and photograph and to the disclosure of their country of residence and will co-operate with any other reasonable requests by Rentalcars.com relating to any post-winning publicity.
  19. Unless stated otherwise, all postal entries (if such are allowed) must be made on the relevant coupon or form provided on the Rentalcars.com website.
  20. Unless stated otherwise, the winner(s) will be drawn at random from all entries received by the closing date stated within the promotional material.
  21. Reasonable efforts will be made to contact the winner(s). If the winner(s) cannot be contacted, or is (are) unable to comply with these terms & conditions, Rentalcars.com reserves the right to offer the prize to the next eligible entrant drawn at random. In the event that the promotion is being judged, Rentalcars.com reserves the right to offer the prize to the runner(s)-up selected by the same judge(s).
  22. Confirmation of the prize(s) will also be made in writing to the winner(s).
  23. Failure to respond and/or provide an address for delivery, or failure to meet the eligibility requirements, may result in forfeiture of the prize(s).
  24. Where applicable, the decision of the judge(s) is final, based on the criteria set out in the promotion and no correspondence will be entered into over this decision. Competitions may be modified or withdrawn at any time.
  25. The supplier of the prize will be specified within the promotional material.
  26. A list of winners will be made available to anyone writing to Rentalcars.com at Floors 2-4, 35 Fountain Street, Manchester, M2 2AN, United Kingdom no earlier than six weeks (unless otherwise stated) after the close of a Competition. Only the surname(s) and country(countries) of the winner(s) will be disclosed.
  27. The Rules and any dispute or claim arising out of or in connection with them or their subject matter (including a Competition), existence, negotiation, validity, termination or enforceability (including non-contractual disputes or claims) shall be governed by and construed in accordance with English law.
  28. The Courts of England shall have exclusive jurisdiction in relation to any dispute or claim arising out of or in connection with the Rules or their subject matter, existence, negotiation, validity, termination or enforceability (including non-contractual disputes or claims).

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Insurance for Landlords #house #rental #insurance #quotes


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Insurance for Landlords

What types of insurance for landlords do you offer?

We have 2 types of policies: Landlord’s Rental Dwelling Insurance and Landlord’s Rental Condo insurance. Whether you’re a landlord with multiple rentals, or if you’re just leasing your home or condo, we’ve got a policy to suit your needs.

What does insurance for landlords cover?

  • The following benefits are available with any policy you choose:
  • Property coverage, which covers your rental property if you own rentals built for one to four families, as well as other private structures on your property (like a garage or shed), and personal property, like tools, appliances or furniture that’s stored on the property or used by your tenants. This coverage even includes items that are out for repair or servicing.
  • Loss of rental income protects you if something happens and you’re unable to rent your property out. We’d pay for your loss of rental income during the repair or rebuilding period.
  • Liability coverage helps cover you for one of the biggest risks landlords face: responsibility for injuries that occur on their rental property. This coverage includes personal liability, which will provide $100,000 of coverage (or more if you choose) if someone gets hurt or property damage occurs and you’re found responsible. This also covers all your defense costs. It also includes medical payments to others, so that if someone is hurt on your property, we’ll pay up to $1,000 (or more, depending on your policy) for medical costs.
  • Personal injury coverage will protect you as a landlord from lawsuits alleging wrongful entry, wrongful eviction, and invasion of the right of private occupancy.

What other features and benefits do the insurance for landlord policies offer?

In addition to our basic policy, we offer two different options to protect you from out of pocket costs, if you ever have to repair or rebuild your investment property:

Extended limits coverage will safeguard you against unexpected increases in building and repair costs, protecting you if the dwelling’s replacement cost exceeds the policy’s Coverage A limit. If the amount of insurance selected for the dwelling prior to the loss turns out to not have been enough, Extended Limits Coverage provides 25 percent more insurance to cover the extra need.

Coverage A Plus SM provides maximum protection to cover the cost to rebuild or repair your property if it were destroyed, even if that cost were more than the amount shown for Coverage A on your policy. There is no limit to the amount over the policy amount (except in a few states, such as FL). Your deductible applies.

We can help you find solutions to meet your unique needs. Just fill out the form—there’s no obligation.

Contact MetLife: All fields are required

By clicking submit, you agree that we* may contact you at the number you’ve provided, possibly using automated technology or a prerecorded voice, to talk about our products and services. If you don’t want to give this permission, you can still get a quote or make a purchase by calling us directly at 1-800-638-5433.

*A MetLife company or third party acting on MetLife’s behalf.

Thank you for contacting us.

Someone from MetLife will be reaching shortly to provide you help.

1 See policy for restrictions.

2 Identity Protection Services are available in NC homeowner policies with the optional “Identity Theft Expense and Resolution Plus” endorsement for an additional premium.

3 Up to the available coverage limit of 25 percent of the dwelling’s Coverage A amount.

Landlord’s Rental Dwelling Insurance is not available in all states.

MetLife Auto Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify.

This information, although a reasonable description of the coverage provided, does not constitute part of the policy or binder of insurance and shall not be construed to replace any provision of the policy itself. In the event of any conflict between the policy and this information, the provisions of the policy shall prevail. It is therefore important that you read your policy carefully for complete details.

© 2016 MetLife Auto Home

About MetLife


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The City of Palms is located in Southwestern Florida on the banks of the Caloosahatchee River. Most visitors go to Fort Myers for the deep-sea fishing, the golf courses and the famous white sand beaches and islands that line the Gulf Coast. A renovation of the city s downtown waterfront promises new restaurants, clubs, shops and galleries. Attractions include the winter estates of Henry Ford and Thomas Edison, as well as nearby Naples and the islands of Sanibel and Captiva.

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Las Vegas Exotic Car Rental – Vegas Luxury Rides

Seeking to hire/rent an exotic car rental in Las Vegas? Look no further, Vegas Luxury Rides is the premiere destination for all exotic car rentals! With our lowest price guarantee, impeccable and newest exotic rental fleet in Las Vegas that will suit anyones needs.

At Vegas Luxury Rides, you’ll get to experience freedom in any one of our exotic rental cars. Our rentals only have Fabulous Nevada license plates. You are the only one that will know it’s a rental. It’s your exotic rental, which means you can cruise the Las Vegas Strip with the top down. Take a road trip to Hoover Dam and then view the beautiful scenery of Red Rock Canyon.

We require no deposits, provide complimentary shuttle pickup and VIP service.
Unlike other rental companies, we always list the year, make and model.

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Rental Property Mortgage Loans For Investment Real Estate #college #loans


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Rental Investment Property Mortgage Loans

Rental Real Estate Investment Mortgage Loans

Whether you are a first time real estate investor looking to finance a rental investment property purchase or you have an existing rental portfolio that needs to be refinanced, you need access to the most competitive rental real estate investment loans available on the market today. That’s why we’ve created the real estate investor Jetpack that gives you access to the direct contact info of over 50+ specialized investment lenders plus some nice bonus goodies as well. Lenders in the Jetpack specialize in these loan programs:

Some rental property investment loan program highlights in the package include:

  • Flexible or no prepayment penalty options
  • Most transaction are closed less than 30 days of origination
  • Lending options in all of the 50 states

    Real Estate Renovation, Rehab, Fix Flip Loans

    In order to purchase a real estate investment property that will provide you with an immediate added value you will most likely need to perform improvements on the subject property. The renovation fix and flip investment mortgage loan program has been specifically designed for such an acquisition. Get acess to these nitche lenders and more in our investor Jetpack. Learn more:

    Fix and flip; fix and hold, and renovation real estate investment property loan program highlights include:

    • Financing is based on the purchase price of the subject property
  • Closings within two to four weeks
  • No prepayment penalties options
  • Competitive rate and terms
  • A working real estate investment line of credit may be available after several successful investments
  • Time frame is provided in order to finish all the required work
  • Flexible lending options and rate negotiation options
  • Lending options in all 50 states

  • Texas Investor Loans – Portfolio


    #investment property loans
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    Specializing in Loans for Real Estate Investors since 2004.

    Some rental property and rehab loan highlights below

    **6- 7.99% + HARD – SOFT Money (Non Bank Qualifying). Fixed for 30 years – Whatever fits your need – do you have 630 credit, even stated income loans for investment property – These are non bank loans. 20% down min on purchase.

    **Non Recourse Loans for your IRA

    Financing options for the Texas Real Estate Investor Landlord

    Texas Investor loans – our mission. providing a full service offering of the 3 basic financing strategies for landlords and real estate investors. Depending on the investors need (long term, rehab, bank – non bank, owner finance) we are able to structure a solution. We are different in that we are part of the underwriting process and offer a candid consultation on what can be realistically funded.

    This is our partner site to Urban Coyote Funding -Texas Rehab Loans). All investors of real estate will at some point need a short term (hard money- rehab loan). so please save site for your rehab loans.

    Whether you wish to finance one property or build a portfolio we have a solution. Learn your options, be prepared and consider asking for a loan is like interviewing for a job.

    3 BASIC SOURCES OF MONEY

    1. Conventional Mortgages -govt guaranteed and insured. – very limited. usually fannie mae loans. While terms and rates are the best, qualifying borrowers need 680 credit and proven income.

    2.Banks (not mortgage banks) – Portfolio. or Balance Sheet lending loans , These are story loans. Maybe you have been turned down because you are self employed, or fluctuations in income. If your story is strong, meaning you have explanations, good cash reserves, compelling experience, other we can make loans that conventional mortgage banks cannot (again. a limititation of govt. insured mortgages)

    3.Private – Non Bank: (Hedge Funds,Insurance, Pension retirement, Private individuals and small funds)- higher rates (6.5 plus) but if you have recent poor credit, not much income to show. out town owner of rental property. or other reasons these may be the best option. You have to decide whether you can make money with loan rates from 6-9 % loan rates (avg non bank type loans for small (1-4 unit investment rentals). no income loans and stated loans would fall under this category.

    STATED INCOME LOANS AND BANK STATMENT LOANS ARE AVAILABLE WITH PRIVATE LENDING – STATED INCOME INVESTOR LOANS FROM 6’s pending credit and loan amount and LTV.

    Our background and process: (our experience is key)

    With 20 years plus experience, our team is comprised of investment property loan advisors and lenders that can provide a path to build a rental portfolio. We will offer the latest strategies for financing investment property in Texas with low bank rates,institutional funds and privately funded hard money loans for acquisitions and rehab. We understand the need for flexible capital when acquiring for rehabs.

    If you need financing, please tell us your scenario STEP 1(Apply – Quick PreQual)


    Rental Property Mortgage Loans For Investment Real Estate #unsecured #loan #bad #credit


    #investment loans
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    Rental Investment Property Mortgage Loans

    Rental Real Estate Investment Mortgage Loans

    Whether you are a first time real estate investor looking to finance a rental investment property purchase or you have an existing rental portfolio that needs to be refinanced, you need access to the most competitive rental real estate investment loans available on the market today. That’s why we’ve created the real estate investor Jetpack that gives you access to the direct contact info of over 50+ specialized investment lenders plus some nice bonus goodies as well. Lenders in the Jetpack specialize in these loan programs:

    Some rental property investment loan program highlights in the package include:

  • Flexible or no prepayment penalty options
  • Most transaction are closed less than 30 days of origination
  • Lending options in all of the 50 states

    Real Estate Renovation, Rehab, Fix Flip Loans

    In order to purchase a real estate investment property that will provide you with an immediate added value you will most likely need to perform improvements on the subject property. The renovation fix and flip investment mortgage loan program has been specifically designed for such an acquisition. Get acess to these nitche lenders and more in our investor Jetpack. Learn more:

    Fix and flip; fix and hold, and renovation real estate investment property loan program highlights include:

    • Financing is based on the purchase price of the subject property
  • Closings within two to four weeks
  • No prepayment penalties options
  • Competitive rate and terms
  • A working real estate investment line of credit may be available after several successful investments
  • Time frame is provided in order to finish all the required work
  • Flexible lending options and rate negotiation options
  • Lending options in all 50 states

  • How to Get Financing for Rental Properties #pay #advance #loans


    #investment property loans
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    How to Get Financing for Rental Properties

    These days, many people hear in the news that it s a good time to buy rental property and so they’ve [ ]

    These days, many people hear in the news that it s a good time to buy rental property and so they’ve decided that they would like to get started in the property rental business. (a.k.a. being a landlord).

    But, in order to get into the rental property investment business. how do you obtain mortgage financing to purchase your first rental property? It s true that it has become a lot harder to get financing these days; but for people with decent credit and sufficient income there is still plenty of money available to borrow. For terminology purposes, when you borrow for a rental property, it is called non-owner occupant (NOO) financing. Let’s run through some financing issues, items and suggestions that may help you.

    Buy As an Owner Occupant (OO)

    The best way to get into the landlord business is to buy a home that makes sense as a rental property, but you buy it as a personal residence, and live there for the required twelve months that an OO loan requires a borrower to do. As an owner occupant, you get the best financing terms and you may be able to put down as little as 3.5% with FHA financing. The loan stays in place with the original terms when you move out and make it a rental. It’s the best way to go!

    Other reasons this makes sense:

    • You move into the property and learn the property specifics, issues, kinks, etc. and have them fixed before you move out and make it a rental property.
    • You also do any renovations and upgrades you need and you are not making two housing payments, like someone would do if they bought a property and were simply rehabbing it to rent it out.
    • Lastly, you are more selective and only buy properties that you are willing to live in, and that’s a smart way to go for investors; don’t buy properties that you wouldn’t live in.

    Then, after 12, 24 or 36 months, buy your next owner-occupant property and rent out the original one. Then repeat, and repeat, and repeat again once every one to three years.

    Buy as a Straight Rental Property

    Let’s say you just want to buy it as a straight rental property. First up, you need a 20-25% down payment for most lenders (Fannie Mae and/or Freddie Mac may have some 10% investor properties, so check those out too). And that 20-25%, plus closing costs and renovation costs, might add up to 30% – 35% cash upfront to close escrow and get a property rental ready. So, for a $120,000 property, that could easily be $40,000 cash needed. That owner-occupied 3.5% FHA loan sounds pretty good right now, huh?

    As noted above, you also need to have good credit and qualify for a bank s financing for an investment property. One nice thing about rental properties is that the bank may include some estimated net rental income from the property to help your debt-to-income ratios, especially if you buy something with a tenant already in place. Discuss this with your lender.

    Speaking of tenants already in place, there are some significant advantages therein too! For example:

    • You get the security deposit from the seller at closing and some pro-rated rent
    • You probably collect the first month’s rent a month before your first mortgage payment is due
    • There is no vacancy, so you don t need to find a tenant, and
    • You probably won’t have to rehab the property until they leave.

    The negative could be a lower than market rental rate or a tenant who pays late, doesn’t pay, or doesn’t take care of the property. But they could be a great tenants, too! Once in escrow, do a little looking around the apartment and talk to the tenant to make a determination if you want to keep them or terminate their lease when it ends. Convey this to the listing agent so that agent can alert the tenants either way.

    Rates, Costs, Fees on Investment Properties

    The costs of doing any mortgage loan these days are much higher than they used to be just a few years ago. And non-owner occupant (NOO) investment properties are even higher. Small dollar loans, like under $100,000, have very high fees as a percentage of the loan amount. Possibly up to 5% when you add in the loan origination points, fees, appraisal, underwriting, title insurance, escrow costs, etc. But the present rates are really very competitive and you can get NOO financing at 4.5% on a 30-year amortizing loan these days. And that is dirt cheap, locking in a 30-year low interest rate loan on a rental property.

    Where Can You Find Loans?

    Right when you start you should meet with two to three lenders and see what NOO loan programs they have for what you plan to buy. Try a bank or two, plus a mortgage broker or correspondent lender, and an online lender. Different lenders have different programs and a bank may reject you but a mortgage broker might have a program that works for your situation, so check around. Loan costs and rates will also vary, so get a couple of estimates and compare them to find the best deal .

    How many properties can you buy? If you have the credit score (estimate your credit score ), and the debt to income ratios (which change with each property you buy), you can pretty easily finance up to four properties. Once you go over four and up to ten, the number of lenders who can finance you gets much lower, but they are still out there. The underwriting criteria also may get much tougher, but still possible. Once you go over ten loans, it’s really hard to find lenders who will finance and the loan costs, interest rates, and terms will be less appealing, but still relatively reasonable. Lenders who do over ten loans are called portfolio lenders.

    In summary, this is a very good time to buy property, but you must educate yourself on rental property ownership, do your due diligence, and don’t think everything is going to be rosy and hassle-free, because real estate is hard work! Hopefully the hard work you do and issues you have to handle over the years will just be distant memories when you retire with a nice rental property income stream.

    (Note: Many thanks to Robin Hill who contributed her guidance for this article. Robin is a San Diego-based mortgage lender for First Cal. She specializes in residential purchases and refinances for owner-occupied and non-owner occupied properties. She’s been in the mortgage business for the past 14 years).

    Leonard Baron, MBA, CPA, is a San Diego State University Lecturer, a Zillow Blogger, the author of several books including “Real Estate Ownership, Investment and Due Diligence 101 – A Smarter Way to Buy Real Estate.” Read useful tips for real estate buyers in his blog, Making Smart and Safe Real Estate Decisions. See more at ProfessorBaron.com.

    Note: The views and opinions expressed in this article are those of the author and do not necessarily reflect the opinion or position of Zillow.