Credit News

Credit Card Offers, Bad Credit Repair Products – Services #parent #plus #loan

#bad credit credit cards

Why Creditnet?

Creditnet is dedicated to helping consumers build, maintain, or repair their credit.

Founded by credit experts, we provide unbiased reviews of the best offers for credit cards . credit reports and credit score products, identity theft and credit monitoring products, debt help programs, loans and more. However, we’re much more than just another comparison site for credit products. Since 1995, we’ve run the Internet’s oldest discussion forum about credit, answered nearly 500,000 credit questions, and served as a trusted resource for credit card advice, news, educational information, and tools to millions of visitors.

If you have a question about credit, we want to help. Submit a question to one of our experts, or join our Credit Talk discussion forum . where you can connect with over 30,000 peers and learn how to improve your credit from those who have successfully done it themselves.

Use Creditnet to Help You Build Your Credit Score

Creditnet has consumers covered when it comes to every aspect of building their credit score and improving their personal finances. If you’re not sure where to begin when it comes to rebuilding your credit history, let Creditnet help you on the road to financial recovery. Here’s how we can help.

Get Your Credit Report

The first step in improving your credit score is retrieving your credit report. You can’t be sure of fraudulent errors or inaccuracies without combing through your detailed credit report.

Creditnet offers both free credit scores and purchased reports. While you’ll get an idea of how you look through the eyes of lenders with your free credit score, your report is the most useful tool you can own when rebuilding credit. A false statement can be a credit killer. Identify the errors in your credit score and draft a dispute letter with the help of Creditnet to rid your credit history of those false statements that have a negative effect on your credit history.

Build Your Credit from Scratch

Everyone starts from somewhere, and no credit credit cards are the most simple step one can take towards building your credit history and your credit score. Credit cards for no credit can come in three forms: secured credit cards, unsecured credit cards and prepaid debit cards. Secured credit cards require a deposit, but their biggest perk is that they report to the three major credit bureaus. Unsecured credit cards for bad credit are another way to build credit, but beware or their high APR’s and make sure to pay back your balance in full. Prepaid debit cards. on the other hand, offer some great cardholder perks but building credit in a significant way is unfortunately not one of them.

Improve Your Credit Score 

If your credit score needs a boost, our Credit Talk Discussion Forum is full of helpful ideas and tools that any consumer will find useful in their journey back from bad credit. Included are dispute letters that you can use to contest errors, a useful and spam-free discussion on how to proceed when disputing or validating debt and literally thousands of other topics all aimed at improving your personal finance history.

Plus, ​because we could all use expert advice from time to time, the Creditnet Learning Center includes useful phone numbers and emergency credit card services for everyone from the credit novice to the credit expert.

Find the Credit Card That’s Right for You

Did you know there are well over a thousand credit cards on the market today? With so many options available, finding the credit card that fits your wallet best can be a challenge. That’s why Creditnet’s credit card search tool above​ aims to make it simple by asking consumers what you want in a credit card. Plus, we only feature the very best credit card offers available today. There’s no filler on – just the best of the best for all different levels of credit.

Because how you use a credit card determines which credit card works best for your budget, we ask you whether or not you plan to carry a balance, how much you spend in a given month and what you’re most interested in terms of rewards. Are you interested in a cash back credit card . How about a credit card with airline miles ,  or transferring existing debt to the best credit card for 0% interest ? Maybe you really just want a no annual fee credit card that keeps spending simple. Or maybe even all of the above!

Whatever you’re looking for, our credit card search tool will generate all the credit cards you might like while filtering out the ones you definitely wouldn’t. This makes finding the best credit card for your lifestyle simple, fast and fun. So compare credit cards on, read our helpful reviews or post in the Discussions forum if you’re unsure about a specific topic, and let us help you in your journey towards a better credit score.

Renovate and Repair Loan Program for Homebuyers and Homeowners (R&R) #home #loan #repayment #calculator

#homeowner loans

Renovate Repair Loan Program

Program Related Hot Links

Homeowners Homebuyers

The purpose of the Keystone Renovate Repair Loan Program (R R loan) is to help:

  • Prevent homeowners from becoming victims of unscrupulous lending practices (i.e. high interest rates and costs, more money borrowed than needed, pre-payment penalties, etc.).
  • Homeowners prioritize their home repair spending so that the work that they get done is what their home really needs.
  • Improve Pennsylvania’s aging housing stock for its current residents and future generations.

A R R loan can be used to pay for repairs and improvements that increase the basic livability of the home, including additions and construction, that makes the home safer, more energy efficient, or more accessible to people with disabilities or people who are elderly. R R loans can also be used to remove or fix code violations, hook up to municipal water and sewer systems, and improve or install code-compliant septic or well systems. In addition, R R loans can be a source of payment for emergency repairs to critical life safety systems in the homes, as long as the loan application is made to the Local Program Administrator within 30 days of the repair.

This program is designed to help households with a combined household income no greater than approximately 150 percent of the statewide median income (adjusted upwards in high-cost areas) rehabilitate and/or improve their homes. Not only does the R R loan provide an attractive interest rate, but it also provides the homeowner with help determining the repairs and/or improvements to be done. In this regard, the program provides much more than a loan it provides peace of mind in knowing that the right home repairs are done and were completed in a timely manner with quality workmanship. Luxury and purely cosmetic items such as hot tubs, pools, gazebos, etc. are not permissible under the program.

Where do I start?

Interested homeowners need to have:

  • Household income within limits. (R&R Income Limits ).
  • Satisfactory credit (typically credit scores above 620).
  • An interest in repairing or improving their permanent, primary residence, which must be located in Pennsylvania.
  • Currently own the home or be in the process of purchasing it.
  • Adequate income to support a monthly loan payment.
  • Additional qualifications will be described by the Local Program Administrator (LPA) at the time of application.

If you would like to learn more about the R R program, contact PHFA at 1.800.822.1174 to get a referral to the LPA in your area.

We at PHFA strive to help borrowers find programs that fit their needs; however, some borrower’s needs may be better met through other programs. Our R R Alternatives has information about additional grant and loan programs that may be able to help you fix your home or make it accessible.

The R R Loan Program also has funds available to homeowners who wish to convert a multi-unit home back into a singlefamily residence. The Conversion Initiative allows homebuyers, homeowners, or landlords to finance the cost of converting a multi-unit property, consisting of any number of units, back to a singlefamily residence for which it was originally intended. Properties can be those that were initially built as a singlefamily residence but were converted into apartments or offices. It could also include mixed-use properties where the level(s) above the storefront are being converted back to a single family home. To find out more about this program and the availability, contact PHFA at 1.800.822.1174 .

Why choose R R?

There are many benefits in choosing the R R loan over a traditional home equity loan. Some of these benefits include:

  • Often lower rates than traditional home equity loans.
  • Low fees.
  • Borrow up to a maximum of $35,000 or 120 percent of the home’s value for approved home repairs or renovations (minimum of $2,500).
  • 10, 15, or 20-year fixed rate loan.
  • No pre-payment penalty.
  • Help determining what repairs should be made and how much they should cost, as well as help with selecting qualified and reputable contractors.
  • Most traditional home equity loans only allow homeowners to borrow up to 90 percent of their home’s value.

How do I apply?

To apply for a loan you should contact a Local Program Administrator in your area. When you first contact your LPA, they can tell you if what you want to do to your home is allowed with R R funds and they will ask you some pre-screening questions to see if you might qualify for a loan.

Home Loans For Blacklisted People – Debt Repair #mortgage #loan #rates

#loans for blacklisted people

Home Loans For Blacklisted People


A question we receive often is whether there are ways and means of securing home loans for blacklisted people in South Africa. The short and simple answer is YES, but it will take a little extra effort on your behalf to secure these types of mortgages.

Most lenders and banks are not likely to look very favorably on any home loan application that involves an applicant with bad credit records or a blacklisting.

In the current financial climate the banks are looking to reduce their risk when lending money to their clients. Blacklisted clients represent some of the most high risk clients for the bank.

The first step to getting a home loans for blacklisted people is to speak to the bank’s personal financial consultants. You need to assess how much you can afford to spend on a home loan every month before committing to any more large debts.

A home loan is one of the biggest investments you will ever have to make, and it would be wise to first consider all your options.

There are a number of financial institutions that focus on supplying home loans for blacklisted clients .

These companies are much more accommodating than the usual banks, but there are some disadvantages. The interest rates offered by these types of lenders are usually very high, and they may require that your take out extra insurance to cover your bond amount.


Beware of private loan companies who are unauthorized lenders. These businesses promise easy access to finance, but place unrealistic repayment requirements in their contracts.

Debt Consolidation

Debt consolidation loan for blacklisted client are considerably more easier to qualify for if you already own a property. These loans are granted by the banks based on the current market value of your property.

Alternative Options For Home Ownership

Another option would be to research Rent To Buy properties. Which allow you to rent the property you would like to purchase for a short period while you rebuild your credit status.

Garage Door Repair and Installation in Tempe, AZ – Lincoln Electric Door #garage #door #repair #glendale


Lincoln Door of Tempe, AZ offers quality and dependable residential garage doors. Our garage doors are durable and can give you the convenience you need for your home. Build to complement your home s style, our garage doors also serve to accent or enhance the classic or modern look of your home. Plus, we want to ensure your safety which is why our garage doors are built or engineered with security in mind.

We know that garage door repairs often come at inconvenient times. We understand that safety is a priority and keeping your garage door fully operational needs to be addressed by a professional. That s why we offer 24/7 same day service and repair. Give us a call and one of our representatives will be happy to help you.

We’re fully licensed, bonded and insured – residential ROC #055064 and commercial ROC #100769 .

We can help you whether you are looking to repair an existing garage door opener or choose the best new opener for your home. We know that it s tough to determine when to buy a new opener or repair an existing opener in your home. Let us help you make this decision by diagnosing your current setup and providing you the information you need to make the best decision for your home.

For over 40 years. Lincoln Door has helped businesses throughout Arizona solve their entrance and commercial-grade door needs. Our team has experience installing new automatic doors, repairing existing automatic doors, and helping with more complex commercial electric and garage doors. Let our experienced, licensed, and bonded team help you create the best solution for your commercial needs.

About Lincoln Door

In 1967 Lincoln Door opened as the premier family owned and operated door company in Arizona. In our 50 years of business we have expanded from repairing and replacing residential garage doors and openers. Lincoln Door now boasts one of the most respected Automatic Door divisions in Arizona with technicians certified in AADMS. We also service and replace commercial doors and motors, gate operators, storefront doors, hollow metal doors, full-view glass doors, and of course we still have a responsive and knowledgeable residential department. At Lincoln our technicians will come to you anywhere in the valley and provide you with superior service and competitive pricing. You’ve probably seen some of our clean and professional installations if you’ve been to a restaurant with the big bar top glass doors or if you’ve been to the Odysea Aquarium or if you or one of your loved ones lives in Sunland Village.

Based in Tempe, Lincoln Door serves the entire Phoenix metropolitan area, including Mesa, Scottsdale, Gilbert, Chandler, Glendale, Peoria and Surprise. In addition to Maricopa and Pinal counties, we do work throughout all of Arizona.

We’re fully licensed, bonded and insured – residential ROC #055064 and commercial ROC #100769.

Contact Lincoln Door today!

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Our Location

Our Address: 3210 S. Hardy Dr. Tempe, AZ 85282-3323 Phone: 602-955-4144 Phone: 480-630-2582 Fax: 480-967-0033 After Hours Emergency Number: 480-303-1100 Business Hours: Monday – Thursday: 8:00am to 4:30pm Friday: 8:00am to 3:30pm 24 / 7 Emergency Service

Lincoln Door © 2017 – Website Designed by Search Control

Welder, Air Compressor, Generator, and Engine Repair and Service in Phoenix AZ #boat #repair #mesa #az


About us

BW Parts and Equipment Repair is a family owned and operated, full service repair shop and parts supplier, with over 40 years of experience. If you’re tired of having your equipment in a repair shop for weeks at a time, then give our services a try. In most cases we can estimate repair costs on the same day your equipment is dropped off, and complete those repairs within a week.

We also sell our high quality welder parts online. Many of our faceplates and accessories are custom made and designed to help you make an impression.

Services We Offer

We are best known for our work with Lincoln SA-200/250 welders. and our work with all models of the Classic Series and SAE Series. But we are also experienced with Miller, Hobart, ESAB, and others. Some services we offer are:

  • Preventative maintenance programs
  • Engine repair and engine rebuilding
  • Welder frame repair and welder frame rebuilding
  • Pressing in new welder windings
  • Replacing armature and bearings
  • Restorations, both complete and frame only
  • Safety controls; Murphy gauges and Tattletale controls
  • Paint jobs and powder coatings
  • General repairs

Our technicians are also experienced with with most any brand of engine driven air compressor. This includes not only the most common brands, such as Atlas Copco, Ingersoll Rand, Gardner Denver, and Sullair, but less well known brands such as Meco, Onan, and Generac. Give us a call if you need any of the following:

  • Maintenance service
  • Oil changes
  • Engine repair and rebuilding
  • Filter replacement – air filters, oil filters, coalescing filters, particulate filters, and separators
  • Repair or replacement of controls and gauges
  • Couplings, gaskets, and valve replacement
  • Repair or replacement of coolers or other rotary parts

Our technicians are skilled in both industrial and RV generator service.

  • Maintenance programs designed to extend the life of your generator
  • New generator sales
  • New generator ends
  • Engine repair or replacement
  • Generator control repair or replacement
  • General generator repairs

Other Welder Related Services

We also provide other welder services. These include:

  • New gun assemblies
  • Mig and Tig repair
  • Arc welder repair
  • Plasma repair
  • Semi-automatic wire feeder repair
  • Cord replacement
  • Power input conversion
  • Spool gun repair and replacement

Other Equipment Services

We also service a wide range of industrial equipment. This includes but is not limited to:

  • Skid loaders
  • Concrete saws, both engine driven and electric
  • Water pumps, including trash and centrifugal
  • Other engine driven devices

National Fire – Water Repair #fire #repair



Because we are a general contractor as well as an emergency recovery specialist, we can coordinate the entire project from board-up to rebuilding. We cover every detail: moving and restoration of your contents, carpentry, painting, masonry, electrical, plumbing and HVAC.

Remember. you DO have a choice on who does your restoration work. To ensure quality work done quickly tell your insurance company you want National Fire Water Repair.

National Fire Water Repair is NOT a franchise. We are locally owned and employ your friends and neighbors. Our profits, taxes and wages are spent and invested locally. We purchase materials and services from LOCAL suppliers and contractors. Many franchises send profits out of state in the way of franchise fees and they must purchase equipment and materials out of state which hurts our local economy.

We are proud of this area and we believe in giving back. Both management and employees contribute to local charities and regularly participate in community events such as Relay for Life, Heart Walk and the United Way campaign. Other organizations we support are The Salvation Army, St. Jude’s Children’s Hospital, American Diabetes Association, American Heart Association, Alzheimer’s research, Goodwill and Someplace Safe.

Our Service Area

Main Office: Youngstown:
Fax: 330-782-5980

Warren Office:

Sharon/New Castle Office:

National Fire Water Repair has a level of service to help you regardless of the type of problem or loss at your home or business.

Whether you require a simple cleanup or complete restoration, our team of experts can handle the problem with a high level of expertise.

Before And After Photos Of Our Work

National Fire and Water is your full service disaster clean up team specializing in Fire, Smoke, Water, Mold, Trauma and more. Fast Recovery. Any Emergency. 24/7.

The Master – s Plumbing Company #birmingham #plumber, #birmingham #plumbers, #plumbing #contractor, #plumbing #company, #alabama #plumbing, #drain #cleaning #contractor, #water #heaters, #tankless #water #heaters, #sewer #line #repair, #drain #cleaning, #plumbing #repairs, #plumber


The Preferred Birmingham Plumbers for the Metro Area

Thanks for being so responsive to my plumbing problem. I had tried for several days to fix the problem and with company arriving for a 3 day stay you bailed me out. I also really like your attitude. [ ]
– B. Armstrong
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After interviewing several prospective plumbing contractors for our basement remodel we decided to use Trevor from The Master’s Plumbing Co. [ ]
– Tom Rosser
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The water line to my house was leaking and I needed help. I contacted The Masters Plumbing Company and I was greeted positively and professionally by their dispatcher. [ ]
– Alan B Marsh, P.E.
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I have been very happy with the product and was very impressed with installation work done by Trevor Smith and his associate. [ ]
– Lynn DeShazo
Read More


2017 The Master’s Plumbing Company. All Rights Reserved

The Master’s Plumbing Company

3466 Grants Mill Road

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Actual Cash Value, Repair Cost Estimate, Total Loss Threshold #car #value, #repair #cost #estimate


Car Value

3 figures every consumer needs to be familiar with after an accident:
  1. Actual Cash Value (ACV) $$$ your insurer will pay for your vehicle when it is totaled. Insurance settlements are typically insufficient to replace your car with a vehicle of like kind and quality. Insurers pay you the depreciated value of your vehicle, forcing you to come out of pocket to get a new car. All insurers have a different methodology for this and some are more generous than others. You will have to arm yourself with the best information available to defend your position and make a case for the maximum settlement. Remember, you get what you NEGOTIATE, not what you DESERVE!
  2. Repair Cost (estimate) The key driver in the total loss decision process. The total cost of the repair, as a percentage of the Retail Value will determine what flexibility an insurance carrier has in qualifying your vehicle as total loss or repair.
  3. Total Loss Threshold (Click here ) – Repair Cost as a % of Actual Cash Value – the lower this figure is, the more likely your vehicle is to be totaled.

You can obtain an electronic copy of the vehicle repair estimate from your insurance adjuster or insurance claims center. Your claim number will be assigned when you report your accident to the carrier and you will most likely be given an alternate telephone number to call for updates. The body shop where the vehicle is located may not be at liberty to release a copy of your repair estimate so it is best to go directly to your insurance carrier provided you have insurance coverage. Always get the estimate emailed to you so that images can be viewed, expanded and retained for future reference in the event of a legal dispute.

Example #1:

Your Vehicle s Retail Value
Repair Estimate
Total Loss Threshold in your state

In the example above, the vehicle should be a total loss. If the repair estimate is below the threshold, but close to it the insurance carrier may total the vehicle at the adjusters discretion. Another factor influencing the total loss is the Supplemental Repair Order Process. It is fairly typical for most body shops to begin a repair and find hidden damage or repairs that are not accounted for on the estimate. The body shop will have to request that those repairs be covered in a Supplemental Repair Order. Some insurance carriers experience Supplemental Repair Orders submitted on 40% of the vehicles they repair. The industry standard is close to 30%.

Example #2:

Your Vehicle s Retail Value
Repair Estimate
Total Loss Threshold in your state
Supplemental Repair Estimate

The sum of the estimates is now $6,150, which exceeds the State Total Loss Threshold and the vehicle must be totaled to conform to state law. In this scenario, the insurance carrier is also responsible for the partial repairs to the vehicle (tear-down charges) which result in unnecessary added expenses had the insurance carrier decided to total the vehicle initially.

In summary, insurance carriers will look carefully at the repair costs as a percentage of the vehicle retail value (ACV), but will err conservatively to account for supplemental repairs that could put the vehicle over the total loss threshold. If your goal is to have your vehicle totaled, the supplemental estimate angle is a very legitimate one that can be used for leverage in negotiating with your claims adjuster.

How to get more for your total loss?

Go to all the following Automotive Guidebook Sites:

NADA and BlackBook are the most widely recognized by insurance carriers and in our opinion the most accurate. ALWAYS enter your VIN, it will insure against mistakes that will impact your final vehicle value.

Before you research values, have the following:

  • VIN
  • List of all added equipment

Don t: estimate or try to remember the mileage if the vehicle is not with you. Use the last repair receipt (oil change). If you can t find anything with the exact mileage, be prepared to adjust your thinking along with the same rate that the guidebooks will adjust your vehicle value. We typically see a 10-12% error rate when people guess the miles on their vehicle. This could cost you several hundred dollars of adjustment on a total loss settlement.

Do: be honest with yourself if your vehicle is CLEAN, the insurance adjuster will see it was clean and agree. If you say it was clean, that does not mean, washed before you wrecked it! CLEAN means very well maintained, spotless interior, flawless exterior and excellent mechanical working order.

2006 Nissan Altima-4 Cyl. Price

DamageMAX experts hear all the time from insurance personnel that they consistently lose legal disputes over total loss settlements when the consumer uses BlackBook or NADA to challenge a claim. Stand your ground if you have a guidebook that substantiates any attempt to short or underpay a total loss claim.

Other items:

Mechanical repairs while your insurance carrier may give you a pro-rated adjustment for items like new tires, a rebuilt transmission, etc. Guidebooks do not. These items are generally required for the vehicle to be in good working order and fall into the area of vehicle condition. Be prepared when you meet with your adjuster. Bring receipts for all recent maintenance items, repairs, upgrades, etc. Items like brakes are not generally pro-rated. The adjustment given for these items are usually of a conciliatory nature and not significant.

Negotiating Remember, YOU are the customer. The policyholder. Insurance carriers spend $5.7 B per year in advertising trying to attract new policyholders, they lose on average almost 1 out of 2 (50%) after accidents due to claims handling. Let them know that you intend to stay if they treat you fairly and fairly is YOUR perception and opinion, not theirs. It is their job to make you FEEL like you have been treated fairly and most insurance adjustors lack the social skills to handle people. They follow a process and deviating from the process makes them uneasy and they resist. If you sense resistance, escalate your claim to a supervisor and you will be rewarded. Squeaky wheels get oiled!

Diminished Value Claims there are provisions for diminished value in three states; GA, KS NC. That means the insurance carrier will be writing you a supplemental check specifically for diminished value after they settle your claim. Specific formulas are established for that purpose in each state. The adjuster will generally not initiate any discussion and will dismiss this topic as non-negotiable and formula driven by state legislation. Ask and you shall receive!

How many people get a DIMINISHED VALUE ADJUSTMENT? Well I didn t! Because I didn t ask for one! Now if the vehicle is a total loss, diminished value is kind of a moot point. But if it gets repaired and the accident was not your fault, you should be compensated. If there is any doubt in your mind that if any reported accident will have an impact on your vehicles value, go to and under ABOUT US you can find out what they specifically report on. This was taken from their site:

Every CARFAX Report contains information that can impact a consumer’s decision about a used vehicle. Some types of information that a CARFAX Report may include are:

  • Title information, including salvaged or junked titles
  • Flood damage history
  • Total loss accident history
  • Odometer readings
  • Lemon history
  • Number of owners
  • Accident indicators, such as airbag deployments
  • State emissions inspection results
  • Service records
  • Vehicle use (taxi, rental, lease, etc.)
    CARFAX receives information from more than 34,000 data sources including every U.S. and Canadian provincial motor vehicle agency plus many auto auctions, fire and police departments, collision repair facilities, fleet management and rental agencies, and more.

READ the above AGAIN carefully Every CARFAX Report contains information that can impact a consumer’s decision about a used vehicle

This translates to what we report will have an impact on who looks at your vehicle . This will unequivocally have a financial impact on YOUR vehicles value when you go to trade or sell the vehicle. All franchised and independent auto dealers in the USA try to avoid trading vehicles with accident history because it complicates the sales process with damage disclosures, thereby increasing liability.

Think of it this way what consumer goes to a dealer intending to buy a car that has been in an accident?

CARFAX has successfully capitalized on insurance company data sources, motor vehicle and municipal data sources. The information from your accident can and will be shared and will be attached to your vehicle s history FOREVER.

Get paid for the diminished value up front by your insurance company! Fight for it now because you will give it up later

Advanced Fence – Gate #chicago #fence, #fence #chicago, #chicago #fence #contractor, #fence #contractor #chicago, #chicago #fence #repair, #chicago #fence #install, #fence #installer #chicago, #install #fence #chicago, #chicagoland #fence #companies, #fence #companies #chicagoland, #fence #installers #chicago, #wood #fence #chicago, #advanced #fence #systems, #fence #estimate #chicago, #fence #west #suburbs, #fence #repair #suburbs, #gate #install #chicago, #custom #wood #fences #chicago, #chicago #fence #companies, #fence #companies #chicago, #vinyl #fences #chicago, #wood #fences #chicago, #steel #fence #chicago, #chainlink #fence #chicago, #commercial #fence #chicago, #residential #fence #chicago, #fence #cook #county, #cook #county #fence


Your Chicago Based Professional Fence Contractor

Advanced Fence Gate is a full-service, Chicago based, professional fence contractor providing fence installation to homeowners, general contractors, home builders, architects and landscapers throughout the greater Chicagoland area such as, the North side of Chicago and surrounding suburbs such as, Park Ridge, Evanston, Des Plaines, Oak Park to name a few. Please check to see if we provide fence services in your area.

We have an outstanding reputation for service and workmanship and we are capable of providing quality results on any size project. See what some of our customers have said about our work.

Advanced Fence Gate guarantees quality fence installations for many different types and styles of fences. Our comprehensive product selection allows our customers to make educated height, style and material choices to truly best suit their fencing purpose within budgetary limits.

Our Creative Fence Solutions Team assists our customers with prioritizing the most common reasons for installing a fence:

  • Security
  • Beautify the property
  • Hide an ugly view
  • Containment: keep children and/or pets safely within your property
  • Block traffic (driveways, etc.)
  • Privacy from neighbors
  • Sound abatement

Our Production Department constantly strives to assure professional fence and gate installations. We attend all local and national trade shows and training seminars in order to stay abreast of new products and installation techniques. In addition, We have completed the American Fence Associations Field Training School (FTS), Sales training school (STS) and IDEA Automated Gate Systems Designer (CAGSD) certification process.

We are actively involved in each phase of the fencing plan. We know who our customers are and what is going on with their project at all times. Our estimators and crews are courteous, knowledgeable, and reliable.

We show up on time, finish the job in a timely manner, and clean up after ourselves. In addition, we are financially stable and carry both liability and Workman’s Compensation insurance. We are involved in the communities we serve and have knowledge of local building codes.

Our pricing is set to provide you with the best value for your fence or gate options. We use the highest quality materials and the best installers available, yet we remain very competitive in the marketplace. We will work with you to provide solutions for your fencing needs. We continue to be the premier fence contractor in Chicago and we value our reputation as well as enjoy working in the fence and gate industry. It s our goal to make that abundantly clear, should you choose to have Advanced Fence Gate supply you with your fence or gate needs.

Call us toll free at (877) 774-6657 for: Insurance Certificate, Bond, License and/or Reference List.

Services We Do Not Provide

  • we do not repair fencing unless we were the original installer
  • we do not install residential projects less then 50 linear feet of total footage
  • we do not install garage doors
  • we do not install decks and porches
  • we do not offer staining and painting of fencing
  • we do not install sheds and gazebos
  • we do not provide installation services for consumer purchased materials
  • we do not service gate operators and access control systems installed by other contractors
  • we do not do concrete work including sidewalks, patios, and driveways

Air Conditioning, Heating, HVAC #air #conditioning,heating,heat #pumps,hvac,cooling #system,heating #system,duct #cleaning,carrier #dealer,air #purification,install #hvac,repair #hvac,replace #hvac,install #air #conditioner,repair #air #conditioner,replace #air #conditioner,install #heater,repair #heater,replace #heater,install #heat #pump,repair #heat #pump,replace #heat #pump,covington #georgia,milledgeville #georgia



Milledgeville: 478-454-3059

Air Conditioning Specialist, Inc. is proud to have served the Covington and Milledgeville areas since 1967. We look forward to helping you with all your air conditioning, heating, HVAC and indoor air quality needs.

Families all over north Georgia have trusted our family with the heating and cooling systems, from “customized to your exact specifications” new and replacement systems to repairs and service on all makes and models of HVAC equipment.

We’re pleased to serve both residential and commercial customers. Each of our experts is prepared to help you with the sales, service, installations and preventive maintenance of the comfort system that is ideal for your home or business. Whether it’s a new installation or routine service, our factory-trained technicians provide the expertise you depend on. At Air Conditioning Specialist, our experience in the heating and air conditioning industry since 1967 is your guarantee of quality and dependability.

New Units, Replacement, Service, Cleaning, Design and Install. Licensed and Bonded.

  • Residential, Commercial Industrial
  • Air Conditioning, Heating and Heat Pump Repairs
  • 24/7 Emergency Service and Repairs
  • 100% Satisfaction Guarantee
  • Service All Makes Models
  • Whole House Energy Audits
  • Money Saving Preventive Maintenance
  • Family Owned Operated
  • FREE in-home estimates
  • Financing Available with approved credit

I just wanted to drop you a quick note to thank you for the prompt installation of the Carrier heat pump in our home last May. Since our old unit completely failed. your swift response was greatly appreciated.

Kathleen T. Buckhead, GA November 19, 2014

In any season, a leaky home costs money. How do you stop it?

It starts with a comprehensive home energy checkup.

A home energy assessment, also known as an energy check up, is the first step to assess how much energy your home consumes and to evaluate what measures you can take to make it more energy efficient. An assessment will show you problems that may, when corrected, save you significant amounts of money over time.

A professional energy auditor, like ACS, will use a variety of techniques and equipment to determine the energy efficiency of a structure. Thorough assessments often use equipment such as blower doors, which measure the extent of leaks in the building envelope, and infrared cameras, which reveal hard-to-detect areas of air infiltration and missing insulation.

The end goal is to save energy, save money, and make your home more comfortable. Installing energy efficient lighting and appliances, including a high efficiency cooling and heating system, will help. Also beneficial to energy saving, is creating a sealed barrier around your house, which acts like putting a blanket around the outside, minimizing the leaks. Upgrading your home to save energy can put anywhere from 5 to 30% of your energy expenses back in your pocket. To get a thorough home energy check-up call ACS today!


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10121 U.S. 278 Covington, GA 30014

ACS/AIR Conditioning Specialist
500 Hammock Rd NW Milledgeville, GA 31061