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Graduate School – Graduate School – Texas Woman s University, graduate school for human resources.#Graduate #school #for #human #resources


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Graduate School

Graduate school for human resources

Graduate school for human resources

Graduate school for human resources

Graduate school for human resources

Graduate school for human resources

Why TWU?

  • Quality academic programs
  • Affordable tuition
  • Scholarships for graduate students
  • Our graduates get jobs that pay well
  • Work side-by-side with faculty

U.S. News and World Report ranks TWU ’ s library and information studies and occupational and physical therapy programs among the nation ’ s best. TWU is the only university in Texas to offer PhDs in dance, occupational therapy, physical therapy and women ’ s studies.

Want to learn more?

Scholarship for veterans, reservists, and active duty students

Starting Fall 2017 a new scholarship fund will be available for graduate students who are veterans, reservists, or active duty. The TWU Veteran Graduate Scholarship award amounts will vary on a case by case basis. Applicants should contact Alex Alvarado, TWU’s Certifying Official, at [email protected] for more information and application instructions.

Sociology alumna receives national Herbert Blumer Graduate Student Paper Award

Andrea Laurent-Simpson, Ph.D., a December 2016 graduate of the Texas Woman’s University sociology doctoral program, has received this year’s Herbert Blumer Graduate Student Paper Award. This award is presented annually to the author of the best graduate student paper in the tradition of symbolic interaction by the Society for the Study of Symbolic Interaction.

Dance alumni receives fellowship to write feminist choreography book

Texas Woman’s University alumna Candice Salyers has received a $30,000 fellowship from the American Association of University Women to write a book on feminist choreography.

Texas Woman ’ s student named Schweitzer Fellow

Roselyn Cedeno Davila, a Texas Woman’s University master’s student in health studies from Dallas, will spend the next year learning to effectively address the social factors that impact health after being awarded a fellowship with the Dallas-Fort Worth chapter of the prestigious Albert Schweitzer Fellowship Program.

Page last updated 3:48 PM, August 23, 2017



Online courses and career resources #online #courses, #distance #education, #resume #writing, #cover #letters, #career #resources, #certificate #3 #in #allied #health #assistance #online #courses


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Certificate 3 in allied health assistance online courses

Here’s how others rate Career FAQs:

Popular Searches

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Looking for Health opportunities in Australia ?

There are currently 35,984 Health job openings in Australia*. The average salary for a Health job in Australia is $52,318.

The Australian Government Department of Employment estimates a projected employment growth to 2018 of 229,400 jobs for the Health industry in Australia .

Gaining a Health qualification will significantly increase your career prospects for Health jobs in Australia. Studying an online course with an accredited Australian provider gives you the flexibility you need to study at your own pace.

Employment in the Health industry in Australia

Australia has a population of 23,625,031, with a total of 11,645,500 people currently employed. The average job seeker age for Australia is 37 years and the current unemployment rate sits at 5.7%. Part-time workers make up 46% of the workforce in Australia .

Education in Australia

  • The percentage of people employed in Australia with a bachelor’s degree or higher qualification: 29%
  • The percentage of people employed in Australia with a cert III or higher VET qualification: 31%
  • The percentage of people employed in Australia without a post-school qualification: 36%

Disclaimer: Career FAQs Pty Ltd ABN 39 299 617 067 (Career FAQs) markets the education and training services of a range of Australian tertiary course providers, and receives a commission from them for each prospective student. Career FAQs is not an education provider. All material and information regarding our education providers and their courses – on our site, via email, or over the phone – is delivered through our capacity as their agent. The material shared with you on the website is provided as general information only. It is not intended as professional advice, and should not be taken as such. All information is provided in good faith, and is believed to be accurate and current as at the date of publication. However, Career FAQs provides no guarantee that any information or material on the website, or linked websites, will be accurate or complete. Please see our privacy policy for more information.

Career FAQs 2017

Career FAQs markets a range of courses from leading Australian tertiary education providers and receives a commission from them for each prospective student.



Infor CloudSuite HCM #human #capital #management #software, #hcm #software, #hr #software, #human #resources,human #resource #management, #cloud #hcm, #human #resources #cloud, #hr #cloud, #hr #software #systems, #hiring #software, #payroll #software, #hrms #software, #online #hr #software #section #human #capital #management #(hcm) #cloud #cloudsuite #hcm #web #page


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Infor CloudSuite HCM

Power your organization with modern HCM

Since business runs on talent, growing companies like yours need human capital management solutions that work, and work well. As you grow, your business demands a wider range of capabilities—without adding unnecessary maintenance, deployment time, and cost. You need talent management and HR systems that are strong enough to meet your workforce needs today, but innovative enough to adapt in the future. With ever-evolving global competition and workforce expectations, it’s critical for HR to have modern HCM solutions that are up to the challenge.

Discover Infor CloudSuite™ HCM, a powerful set of cloud-based human capital management solutions built to adapt to your organization’s evolving business strategy. This solution replaces complex processes, workflows, and systems with sophisticated, yet intuitive technology. And that gives your HR professionals the opportunity to deliver streamlined processes and remarkable experiences to the workforce, creating significant value across the organization.

Differentiating value

Infor CloudSuite HCM provides broad talent and HR optimization capabilities, unique and insightful science-driven tools, and flexible technology so you can target your key business objectives now and in the future. Infor CloudSuite HCM makes it easy for you to buy, deploy, use, and maintain modern HCM technology in one solution from a single vendor.

Broad capabilities

Deploy the HCM capabilities and end-to-end functionality you need in one solution from a single vendor, with great depth and breadth compared to other available solutions.

Science driven tools

Build competitive advantage, predict outcomes, tailor programs to individuals, and optimize day-to-day decisions by applying powerful science to talent processes.

Flexible technology

More easily buy, deploy, use, and maintain one of the most agile HR cloud technology solutions, even as demands change.



Welcome to the Counseling Center: Texas State University #lonely, #lonliness, #txstate, #texas #state #university, #texas #state, #suicide, #mental #health, #jedcampus, #jed #foundation, #lbj #student #center, #relationship #issues, #prevention, #paws #alert, #how #to #deal #(develop #effective #approaches #for #life), #resources #for #veterans, #atrisk, #group #counseling


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Welcome to the Counseling Center

END OF THE SEMESTER SESSIONS

Each semester, when the Counseling Center has no more capacity to add new clients seeking ongoing counseling, we replace initial consultations (ICONs) with one-time sessions for the remainder of the semester. As of Monday, July 31 st the Counseling Center will begin offering one-time sessions. These one-time sessions are an hour in length and focus on problem solving more immediate issues. If students are in need of further services, we will help them connect with additional resources outside of the Counseling Center.

Counseling Center services are free, confidential, and provided by trained professionals to currently enrolled Texas State students while classes are in session.

Counseling Center Services include brief individual, group, and couples counseling, consultation and crisis response, and workshops about coping with stress and other mental health topics.

Individual counseling is also available on a limited basis at the Round Rock campus. Click here for details.

CONCEALED CARRY IS PROHIBITED IN THE COUNSELING CENTER

Effective August 1, 2016, concealed carry of a handgun by license holders is allowed on Texas public university campuses subject to the restrictions imposed by statures and by the University President. Concealed carry is prohibited in some buildings on Texas State University Campuses, please see www.txstate.edu/campuscarry



Management Training Courses and Seminars in USA #management #seminars, #management #courses, #usa, #short #term #courses, #training, #classes, #workshops, #classes, #executive #education, #executive #courses, #usa, #las #vegas, #new #york #(nyc), #miami, #san #francisco, #los #angeles, #houston, #wahsington, #dc. #seattle, #chicago, #executive, #workshops, #management #seminars. #executive #leadership #course. #strategic #management. #strategic #operations. #strategic #finance. #strategic #marketing. #strategic #information #systems #management. #strategic #human #resources #management #(shrm). #executive #action #learning. #ceo #club, #ceo, #cmo, #coo, #cfo, #cio, #cto, #hr, #cto


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International Institute of Management (IIM) is a best practices education and consulting organization. The Institute’s executive education and training courses provide CEOs, entrepreneurs and management consultants with the most advanced business thinking and practices.

Government and corporate leaders leverage the Institute’s consulting and training services to help them solve complex business problems and develop new strategies and systems to improve their performance.

The corporate education and action learning services cover the ten general management functions, including strategic planning, leadership, operations, finance, accounting, human resources, marketing, information systems, business law and managerial economics.

The Institute’s career development programs are specialized, accelerated and experiential. All of the management training seminars and workshops are designed for professionals; we does not accept students seeking initial employment, postsecondary education, or initial vocation licensing.

Clients

Management Training Courses

Professional Management Training
Seminars. Courses. Workshops.

© 1998 – 2017 International Institute of Management, USA.



6 Essential Open Source Tools for Web Designers #design #applications,design #resources,free #software,open #source #for #designers,open #source #software


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6 Essential Open Source Tools for Web Designers

The web runs on open source software. Most of it is in the back end, with most of the world’s servers running on some form of Unix or Linux. Those servers run hundreds, if not thousands, of open source utilities, script interpreters, and so on. Once in a while, though, the open source stuff gets all the way to the browser, where the user can see it.

Okay, that happens a lot. Case in point: WordPress; you’re seeing it now. But the conversation, when it comes to the tools of web design, is often dominated by software you have to pay for: Photoshop, Adobe XD, Sketch, the Affinity suite, Sublime Text, and about two-thousand web-based prototyping apps. When we do talk about open source web design software, we talk about WordPress, and occasionally the GIMP…or something.

In this article, I wanted to highlight some other open source projects that are active, lesser-known, and rather promising. I expect great things from each of these projects, if only we can get people looking at them:

1. Krita

Krita is a powerful graphics editor with a heavy focus on illustration and digital painting. The Internet is awash with illustration. More and more designers are choosing to use illustrations, and even digital paintings, to bring life to their web designs. Sure, most of it’s in vector format for reasons of SVG, but if you want a more traditional look to your graphics, Krita has your back.

It also has most of the features you’d expect to find in a traditional graphics editor. I wouldn’t use it for designing mockups (though you could) simply because there are easier ways.

2. Visual Studio Code

Once upon a time, it was weird to think of Microsoft having anything to do with open source software. Now, they have Ubuntu running in CLI mode on Windows, and they’re giving away a free text editor. Ever since Visual Studio Code launched, it has developed quite the fan base. And why not? It’s fast, it’s extensible, it works.

Now, if you’re already entrenched with Sublime Text, Atom, or one of the other famous text editors, there’s not much reason to switch. This is especially true if you’re on a Mac, or running Linux. The big draw is VS Code’s integration with other Microsoft development tools. If you run Windows and code in ASP.Net, for example, you might see what this text editor has to offer you.

3. UIkit

If you like looking at front end frameworks for fun, or the “Big Two” aren’t cutting it for you, try out UIkit. It’s byte-conscious, and it’s modular, so you only have to use the bits you want. Their Github repo shows a fair bit of action. Most importantly, it looks pretty good by default, which is what most people want out of these frameworks.

4. Pencil Project

You may remember Pencil from the days when it was just a Firefox extension. Well, Pencil has since become a mature, stable wireframing/prototyping app in its own right. It lacks some of the extensive collaboration features of online apps in its category, but it’s great for anyone who needs or likes to work offline.

With a large library of elements and stencils available, you should be able to pick it up and start prototyping fast. It’s still under development, with version 3.0 launching in February, and the latest bugfix release on May 11th.

5. kodeWeave

kodeWeave is a newer project that looks a lot like CodePen, because it basically serves the same purpose: experiment with bits of front-end code. The big difference is that in addition to using it as a web app, you can download it as a standalone app for Windows, Mac, Linux, ChromeOS, and Android.

This is great for offline development, of course, but it’s also great for those projects where your client might prefer not to have project data and code experiments in the cloud. It also comes with comes with CSS preprocessors, and just about every framework you can name off the top of your head.

Bonus: it can integrate with an app called WebDGap to export your code as a native desktop or mobile app, so it’s pretty great for prototyping.

6. GrapesJS

GrapesJS is a site builder. Well, it’s more of a site builder framework. You can open it up and edit your site designs online. It supports responsive design (of course), editing the code yourself (if you really want to), several preview modes, undo/redo and more. It also has a set of pre-defined page elements that you can drag and drop in.

But really, GrapesJS meant to be dropped into other people’s projects. You can include it in a bigger app, such as a site builder service, an installable CMS, a newsletter managing app, or really anything that might need HTML/CSS templates that can be customized by the end user. And it is pretty easy to use. There’s a learning curve for anyone not familiar with web design, as there always will be, but it’s a quite capable page editor.

Honorable mention

Honorable mention goes to Synfig Studio. a 2D animation app. It doesn’t have a lot to do with web design, so it didn’t make it onto the list proper. However, it can be used to make content for the web, and has come a long way in the last year. The team deserve a shout out.

Many other great OSS projects have come and gone. Some are even still being regularly developed in relative obscurity, used by only a handful of loyal, loving fans. And maybe Richard Stallman. Go have a look around Github, SourceForge, and other havens of OSS software. Something out there might find its way into your web design process, and maybe even into your he…

…okay, I can’t finish that with a straight face.

By Ezequiel Bruni

Ezequiel Bruni is a web/UX designer, blogger, and aspiring photographer living in Mexico. When he\’s not up to his finely-chiselled ears in wire-frames and front-end code, or ranting about the same, he indulges in beer, pizza, fantasy novels, and stand-up comedy. More articles by Ezequiel Bruni



HR Courses #hr, #courses, #course, #human, #resource, #resources, #management, #class, #classes, #program, #programs, #employee #selection, #hiring, #talent, #management, #online, #certificate #program, #corexcel, #corexel


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HR Courses | Human Resource Management

Effective Human Resource Management is vital to an organization’s success. Our self-paced online HR Courses provide instruction on the skills needed to be an effective HR Manager. These courses can be taken individually or as part of of our Certificate in Human Resource Management. We combine an interactive study experience with the convenience of the Internet to make learning interesting and engaging. Our HR courses are perfect for individual professional development but also for organizations with a group of employees to train. Enroll today!

  • Self-paced, web-based classes
  • Register and start courses instantly
  • Print your certificate upon class completion

Human Resource Management Certificate Program

Access Time: 180 days

Course Credit: 14.0 HRCI Credits | 3.0 CEUs

Effective human resource management is important in every company. However, small businesses often cannot justify a full-time HR professional to manage employee relations, compensation, policy-making, performance management and employee appraisals. This certificate program covers the basics of managing benefits and policies that support staff. The courses included in the curriculum are:

  • Compensation
  • Employee Selection
  • Equal Employment Opportunity
  • Introduction to Human Resource Management
  • Talent Management and Career Development

Human Resource Management Classes

Access Time: 30 days

Course Credit: 3.5 HRCI Credits | 0.5 CEUs

In this course you will consider the many issues surrounding the key aspects of pay policy including legal requirements, pay equity within an organization, competitive pay within the relevant industry, how and when to grant raises and different methods for structuring payment.

Access Time: 30 days

Course Credit: 3.0 HRCI Credits | 0.5 CEUs

This course covers the process of selecting the best candidate from a large, diverse pool of high-quality applicants. Based on D. Quinn Mills’ book, Principles of Human Resource Management. the course discusses how to conduct an effective job interview, asking questions that elicit relevant information and avoid discriminatory questions. You will also learn how to discover more about a candidate through the use of reference checks, background checks and testing.

Access Time: 30 days

Course Credit: 3.0 HRCI Credits | 0.5 CEUs

This course covers many of the major employment laws, Equal Employment Opportunity issues and the anti-discriminatory regulations employers must be aware of in hiring, promoting and firing employees. Learn the basic steps to take in dealing with discrimination complaints and how to develop and maintain a diverse workforce.

Access Time: 30 days

Course Credit: 0.5 CEUs

HR Management includes recruiting, screening, interviewing, training, appraising, disciplining, rewarding and developing employees for both business and non-profit enterprises. Since all managers have HR responsibilities, it’s vital that they understand key concepts of this increasingly important function, especially since many HR decisions have possible legal ramifications. The course draws on material from Harvard Business School professor D. Quinn Mills’ book, Principles of Human Resource Management .

Access Time: 30 days

Course Credit: 3.0 HRCI Credits | 0.5 CEUs

This course addresses the different elements of performance management. In its broadest sense, “performance management” is what every good manager does every day. They make sure employees know what they need to do to achieve the organization’s goals, check to make sure the employees are doing those things, praise employees for doing the right things and use constructive criticism when that is not the case. A formal performance management system simply makes sure all those management tasks get done consistently across an organization.

Access Time: 30 days

Course Credit: 2.0 HRCI Credits | 0.5 CEUs

Learn about the challenges and issues that organizations face in developing and retaining their employees. This course discusses career development programs, the five stages of the career life cycle, tools for career development and issues that human resource departments face with career management. This course draws on material from Harvard Business School professor D. Quinn Mills’ book, Principles of Human Resource Management .

What people are saying

Corexcel’s online business skills courses are great for anyone seeking to improve their skill set, learn new subject matter or gain CEUs. These courses are comprehensive and high-quality. The use of multimedia offers a learning format that appeals to all types of learners, helping students to learn quickly and immediately apply their new knowledge on the job.

Jennifer Slater, MNM, PHR

Resources and Links

General information about Corexcel. Discover who we are, what we do and how we can help you. More.

Browse our course categories page. Links to each of the categories which contain a list of the courses we have available. More.



Human Resource Software, Human Resources System Solution #human #resource #software,human #resource #system,human #resources #software,human #resource #solutions,human #resource,intranet #development #solution,intranet #software,office #learning #and #assessment #software,financial #software, #hr #software,sports #management #solutions


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Human Resource Systems

The Human Resource Systems contain various modules that you can choose from to suit your company requirements. The HR modules handles all your day to day HR tasks to simplify how you manage your employees.

What makes Intoweb’s Human Resource software different?

  • All the Human Resource Systems runs online, which allows you to access any information from anywhere in the world at any given time, as long as you have Internet access. Keeping a handle on your business has never been this easy.
  • The Human Resource Systems runs securely on your Intranet or you have the option to use our hosted solution where you can rent some of the modules
  • You only choose the Human Resource modules that you want to use, thus you only pay for the modules you will use
  • Our Human Resource Systems are completely customizable and can integrate with most other systems
  • If there is a HR system that you need that we don’t already have, we can build it for you
  • Our modules cover the full spectrum of Employee Management, from hiring new staff to disciplining

We are continuously adding more modules to our Human Resource Systems. Below is a list of modules we currently have available and working on. If you don’t see the system you are looking for, please contact us to discuss the possibility of creating a custom system for your company.

Click on the module to read more about it.

Employ Staff

Recruitment System
The Recruitment system contains various features that will assist you in finding the perfect job candidate. You can submit job information online, capture CV’s that are received and liaise with applicants.

Induction Software
The Induction system allows new employees to quickly, easily and effectively learn the company environment and what is expected of them. The induction system tracks the usage of the new employee ensuring they have completed all the induction materials.

Manage Staff

Employee Management System
The Employees module consists of various features allowing you to perform general human resource management tasks such as life cover and medical aid management, employee history, perks and incident reports.

Time and Attendance Management
The Time and Attendance module is designed to keep track of the activities attendance of employees. The system features time projected and taken on project, and various reporting systems.

Leave Management System
The Leave Management system provides a way of managing leave effectively in a company. Keeping track of employee leave, leave applications and types of leave, the system can ensure that HR Records are up to date and in good order. The system fully integrates with all other modules including the Payroll Module.

Vehicle Management System
This module is designed to document all vehicle information integral to fleet management and maintenance. A list of vehicles within the company’s fleet is listed by registration number, make and model.

Project Management System
Efficiently plan, organise, manage and execute your projects and resources. With task, project and resource tracking, you will always have a good overview of the project status and overall usage of your resources.

Task Management System
With the Task Management System you can efficiently plan and manage tasks within the scope of a project. Tasks are assigned to resources and tracked online.

Develop Staff

Appraisal System
Appraisals have been made easy with our Appraisal Module which allows you to add notes during the period for which you appraise your employees and allowing both the employee and manager to complete a pre-appraisal assessment before the appraisal meeting, and also records information from the appraisal meeting. Each employee can be set up with KPI (Key Performance Indicators), which can be set and measured.

Skills Development Module
Track employee Skills Development throughout your organisation, register and develop Skill Development plans, and recover SDL tax.

Learner Management System
The Learner management system streamlines the presentation of courses and manages learners.

Empower Staff

Contacts Module
Use the Contacts module as a central information system on your Intranet to set up contacts for your organisation. These contacts can be added to categories such as IT suppliers, Printing suppliers, General Maintenance, Emergency, etc.

Resource Booking System (Diary Management)
The Resource Booking System is used to organise the resources in your company. These resources can include people or equipment such as boardrooms and projectors. Other users can see when a person or resource is booked out. Appointments can also be set to private, thus it shows a person is not available, but it doesn’t display the details of the appointment.

Online Chat System
The online chat system will allow employees to communicate with each other quickly and effectively. This elimanates the abundance of email and physical communication and can help to elimante possible misunderstanding as well as the time it takes to wait for responses.

Discipline Staff

Disciplinary Module
The Disciplinary Modules enables employers to follow the correct procedures when you need to dismiss or discipline an employee, Intoweb system provides you with the information you need to minimise your risk of unfair dismissal charges.



Online courses and career resources #online #courses, #distance #education, #resume #writing, #cover #letters, #career #resources, #study #bachelor #of #nursing #online


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Study bachelor of nursing online

Here’s how others rate Career FAQs:

Looking for Nursing opportunities in Australia ?

There are currently 6,949 Nursing job openings in Australia*. The average salary for a Nursing job in Australia is $50,050.

The Australian Government Department of Employment estimates a projected employment growth to 2018 of 229,400 jobs for the Nursing industry in Australia .

Gaining a Nursing qualification will significantly increase your career prospects for Nursing jobs in Australia. Studying an online course with an accredited Australian provider gives you the flexibility you need to study at your own pace.

Employment in the Nursing industry in Australia

Australia has a population of 23,625,031, with a total of 11,645,500 people currently employed. The average job seeker age for Australia is 37 years and the current unemployment rate sits at 5.7%. Part-time workers make up 46% of the workforce in Australia .

Education in Australia

  • The percentage of people employed in Australia with a bachelor’s degree or higher qualification: 29%
  • The percentage of people employed in Australia with a cert III or higher VET qualification: 31%
  • The percentage of people employed in Australia without a post-school qualification: 36%


Human Resources Course Descriptions and Coursework Information #courses #in #human #resources, #human #resources #course


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Human Resources Course Descriptions and Coursework Information

Human resources courses teach students techniques for organizing businesses, hiring personnel and training individuals for a career. Human resource courses are typically available through online and on-campus bachelor’s and master’s degree programs in human resource management and business administration. Short certificate programs in human resources management also exist at the undergraduate and graduate levels. Continue reading to learn more about the available courses.

Show Me Schools

View popular schools

Essential Information

Some human resources programs prepare graduates to pursue certification from the Society for Human Resource Management (SHRM), with some popular credentials being the Professional in Human Resources (PHR) and the Senior Professional in Human Resources (SPHR) certifications. Graduates may qualify to work as human resources specialists or human resources managers. Students may take courses that cover topics such as employment law, employee development, business ethics and workplace investigations. A practicum course that combines all of the skills gained through human resources coursework may be included.

Except for certificate programs and highly specialized master’s programs in human resources management, most undergraduate and graduate programs include core business coursework. Such coursework usually encompasses the areas of accounting, marketing, business law, economics, finance and international business. Meanwhile, HR courses will study the following topics:

  • Management principles
  • Sexual harassment
  • Employee theft
  • Employee morale
  • Bonuses
  • Retirement
  • Budgeting

Find schools that offer these popular programs

  • Human Resources Development
  • Labor and Industrial Relations
  • Labor Studies
  • Organizational Behavior

List of Courses

Managing Organizations Course

Students taking this course gain an overview of management principles and techniques. They analyze the way many companies make decisions and develop leadership skills. Students also learn how to implement organizational techniques employed to keep businesses running smoothly and efficiently. Typically, this course also deals with budgeting, to make sure the company isn’t operating in the red. Concepts related to the downsizing process are also explored.

Human Resources Management Practicum Course

Through this combined lecture and practical course, students learn the ways in which human resource managers hire and train individuals. Typically, it includes methods for motivating individuals. Students practice interviewing and determining which employees to hire. In the practicum portion of the course, professors set up lifelike situations for students to practice reactions to real-world scenarios common to human resource managers.

Ethical Considerations

In this intermediate-level course, students examine laws influencing civil rights and personnel laws. Students learn how to solve issues that arise in human resources, such as new employee selection, discrimination, gender or racial equality and sexual harassment. This type of course examines case studies where these issues came into place and discusses the appropriate ethical decisions that were made.

Hiring and Keeping Employees Course

Students taking this course learn advanced techniques for finding employees, interviewing them and choosing the best individual for the position. Typically, students plan ways to continually have employees on hand in case an individual quits or doesn’t work out. This course also covers how to recruit individuals in advance of needing positions to be filled. They learn ways to make potential employees interested in a job, and they also examine techniques for keeping them at the company, including offering worthwhile benefits.

Compensation and Benefits Course

What should a new employee make? How does a human resource manager make sure they’re offering a competitive wage? These and other questions pertaining to benefits and compensation are answered in this intermediate human resource class. Students are given the opportunity to weigh the advantages of offering end-of-year bonuses, health insurance and retirement savings to employees.

Conducting Workplace Investigations

When someone files a complaint against another employee, it’s often the responsibility of the human resource manager to get to the bottom of it. Some cases might even go to court, particularly those of sexual harassment or employee theft. This course provides students with the information they need to effectively communicate with employees to find out what happened. They explore techniques for learning what happened and decide the punishment, if one applies.

Next: View Schools

  • Doctorate
      • Ph.D. in Organizational Leadership
      • Ph.D. in Organizational Leadership – Ecclesial Leadership
      • Ph.D. in Organizational Leadership – Entrepreneurial Leadership
      • Ph.D. in Organizational Leadership – Individualized
      • Ph.D. in Organizational Leadership – Human Resource Development
  • Master
      • Master of Arts in Law – Human Resources Management
      • Master of Arts in Organizational Leadership
      • Master of Arts in Organizational Leadership – Futures Studies
      • Master of Arts in Organizational Leadership – HR Management
      • Master of Arts in Organizational Leadership – Interdisciplanry Studies
      • Master of Arts in Organizational Leadership – Kingdom Business
  • Bachelor
      • Bachelor of Science in Business – HR Management
      • Bachelor of Science in Business
      • Bachelor of Science in Professional Studies – Business
      • Bachelor of Applied Science in Management and Leadership
      • Bachelor of Science in Business – General Management
      • Bachelor of Arts in English – Government

Get Started with Regent University

8 Northcentral University

Minimum eligibility requirements:
  • Masters degree applicants must have a Bachelors degree
  • Doctorate degree applicants must have a Masters degree
School locations:


Associate of Human Resources Management: Online Degree #online #bachelors #degree #human #resources, #associate #of #human #resources #management: #online #degree


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Associate of Human Resources Management: Online Degree

Essential Information

Many associate’s degree programs in human resource management, or business management with a human resource concentration, can be taken completely online. Students explore courses in financial accounting, organizational behavior, employment law, supply chain management and employee recruiting. The program can prepare students for a human resources specialist position; however, graduates may need a bachelor’s or a master’s degree, along with related work experience, for many HR manager jobs. Before beginning, some schools require students to complete a general tutorial in online learning.

Find schools that offer these popular programs

  • Human Resources Development
  • Labor and Industrial Relations
  • Labor Studies
  • Organizational Behavior

Associate’s Degrees in Human Resource Management

Courses in the curriculum of an online associate’s degree program often include general education classes in the humanities and sciences, ethics and employment law. Students will learn effective team-building and employee relation management skills. They may also benefit from programs in business management as these programs often incorporate classes in human resource management and ethics.

Information and Requirements

Schools often allow human resource management students to tailor their class schedule to meet the demands of a busy life, such as taking only one class at a time or allowing several years to complete the degree. Some schools require students to complete a general program in online learning before starting general education requirements or degree-specific courses. Such classes allow students to become familiar with the school’s online interface and provide tools to conduct effective online research.

List of Common Classes

Coursework in human resource management programs typically has a strong focus in developing students’ communication skills, which can be an essential component of this field. Besides learning communication theories and practices, students will also gain a fundamental understanding of business in areas such as finance, marketing and personnel development.

Communication Skills

Students will learn communication skills to help mitigate problems and foster collaboration in a company. Focus will be given to both one-on-one and group interactions. The importance of mentoring in the business world will also be discussed.

Human Resource Theory

Students will look at hiring and job training practices in this course. Both private and public companies will be analyzed and discussed. Students will also explore how wages and incentives are determined.

Communication Ethics

Students will examine the nature of human communication, as well as how formal communication is structured in the workplace. Topics will include aggression in human behavior, as well as mediated communication. Pertinent to the business world, students will review the necessity of privacy and confidentiality in the workplace.

Career Information

Human resource specialists can be found in companies large and small, public and private, though it should be noted that most have at least a bachelor’s degree. The U.S. Bureau of Labor Statistics (BLS) predicts that employment opportunities for human resource specialists will grow by 5% between 2014 and 2024. The BLS reports that as of 2014, there were 482,000 people working as human resource specialists in the United States. As of 2015, the median annual wage for human resources managers was $58,350.

Continuing Education

According to the BLS, a bachelor’s degree with a focus in business, sciences or the humanities is necessary to obtain many entry-level positions in human resources. Some senior human resource roles require a graduate degree, such as a Master of Business Administration or a master’s degree in human resources. Additionally, many human resource managers seek professional certifications to advance their career. As one example, the BLS cites the certifications awarded by the Society for Human Resource Management (www.shrm.org ).

In online associate’s degree programs for aspiring human resources managers, students take courses in fundamental topics in the field, such as business and communications, as well as more general liberal arts classes. Due to the scheduling flexibility provided by an online program, students can work at their own pace and balance their education with other time commitments.

Next: View Schools

Individuals interested in human resources management can begin their career path by completing an associate’s degree program.

Reno has one school with programs in human resource management. Find out if this is the school for you by reading about the.

Students interested in studying human resource management in Augusta, Georgia, have only a few schools to choose from. Read.

Students who want to study public management and human resources at the doctoral level have multiple programs to choose from.



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Small Farm Funding Resources

Rural Information Center (U.S.)

Contents

Introduction

This guide contains information about issues to consider before starting a farming operation with links to full-text guides on how to start a farm business and develop business and marketing plans. It also contains information about funding programs for beginning and experienced farmers, technical assistance contacts, disaster assistance, and organizations with resources.

If you are just starting out you may also want to consult the New Farmers website, of the U.S. Department of Agriculture http://www.usda.gov/wps/portal/usda/newfarmers?navid=newfarmers and the Start2Farm website, a service of the National Agricultural Library of the U.S. Department of Agriculture http://www.start2farm.gov

The use of trade, firm, or corporation names in this publication (or page) is for the information and convenience of the reader. Such use does not constitute an official endorsement or approval by the United States Department of Agriculture or the Agricultural Research Service of any product or service to the exclusion of others that maybe suitable.

Developing a Farm Business Plan

1. Agribusiness Planning: Providing Direction for Agricultural Firms. Jeffrey Hyde, Sarah Roch. UA371. University Park: Penn State University Cooperative Extension, 2002. 12 p.

2. Business Plan Preparation: Tools for Writing Business Plans. Stephen Lawrence, Frank Moyes. Boulder, CO: University of Colorado Leeds School of Business. http://leeds-faculty.colorado.edu/moyes/bplan/

3. Farm Business Plan Worksheet: Balance Sheet. FSA2037. Washington, DC: U.S. Department of Agriculture, Farm Service Agency, 11-04-10. 4 p.

4. Farm Business Plan Worksheet: Projected/Actual Income and Expense. FSA2038. Washington, DC: U.S. Department of Agriculture, Farm Service Agency, 03-24-10. 2 p.

Financial and Planning Resources

1. Agricultural Income and Finance. (Annual reports) Washington, DC: U.S. Department of Agriculture, Economic Research Service. http://usda.mannlib.cornell.edu/MannUsda/viewDocumentInfo.do?documentID=1254

2. Exploring the Small Farm Dream: Is Starting an Agricultural Business Right for You? Belchertown, MA: Growing New Farmers Consortium.

3. Family Farming in the United States. James MacDonald. Amber Waves. Washington, DC: U.S. Department of Agriculture, Economic Research Service, March 4, 2014. 10p.

4. Farmers Markets Directory Search Washington, DC: U.S. Department of Agriculture, Agricultural Marketing Service. Updated 2015.http://www.ams.usda.gov/local-food-directories/farmersmarkets

5. Financing Small-Scale and Part-Time Farms. Gregory D. Hanson, Jayson K. Harper, George L. Greaser. University Park: Penn State University Cooperative Extension, 2004. 6 p. http://extension.psu.edu/business/ag-alternatives/farm-management/financing-small-scale-and-part-time-farms

6. How to Finance a Small Farm. Karen Klonsky. Family Farm Series. Davis: University of California Small Farm Center, n.d. 6 p. http://sfp.ucdavis.edu/pubs/Family_Farm_Series/Farmmanage/finance/

7. Starting or Diversifying an Agricultural Business. Lynn F. Kime, Sarah A. Roth, Jayson K. Harper. UA401. University Park: Penn State University Cooperative Extension, 2004. 6 p.

8. Tip Sheet for Young and Beginning Farmers: How to Build Successful Financial Relationships. Washington, DC: ABA Center for Agricultural and Rural Banking, n.d. 1 p.

9. Tools and Resources (to Help New Farmers). Belchertown, MA: Growing New Farmers Consortium. http://www.smallfarm.org/main/for_new_farmers/resources_by_topic/

Contacts for Technical Assistance: Both SBA and USDA provide small business planning technical assistance and USDA also provides technical farming specifics through the extensive network of USDA, Cooperative Extension Service (CES) specialists:

  • Cooperative Extension Service State Specialists, http://nifa.usda.gov/partners-and-extension-map
  • Small Business Development Centers,

Funding and Program Assistance

State Programs

You may want to start your financial assistance search with your state Department of Agriculture to see if your state has a Beginning Farmer Loan Program or other type of grants or loans for farming and ranching.

    Locate Departments of Agriculture, by State, http://www.rma.usda.gov/other/stateag.html List by USDA Risk Management Agency.

    • Types of state agricultural finance programs may be identified through your Council of State Agricultural Finance Programs. Check with your state agriculture department for programs, like Aggie Bonds.

Agricultural Lenders

Information on Farm Financial Management Performance can be located on the USDA’s Economic Research Service web site.

Farm Banks: The nation’s farm banks (defined by the Federal Reserve Board as banks that have above average proportions of farm real estate and production loans in their loan portfolios) offer a variety of loans to small and large farms and agribusiness firms; they also handle many of the loans made under USDA’s guaranteed farm loan programs.

  • American Bankers Association: Agriculture Banking. ABA has a “special section dedicated to providing advocacy, information, training, education, and public relations for banks that make and service agricultural loans or provide credit and other financial services to those living and working in rural America for nearly 100 years.” http://www.aba.com/Tools/BankType/Ag/Pages/default.aspx

Farm Credit System (FCS): The FCS is a network of federally chartered borrower-owned lending institutions and related service organizations that specialize in providing credit and related services to farmers (also young and beginning), ranchers, and producers or harvesters of aquatic products. Additional information about the FCS is available from the Farm Credit Administration at http://www.fca.gov/info/ybs.html

United States Department of Agriculture (USDA)

USDA, Farm Service Agency, Farm Programs:

For all programs above:

USDA, Natural Resources Conservation Service

USDA, Rural Development

For all programs above:

USDA, National Institute of Food and Agriculture

  • Grant Searchable Database for Research in Agriculture, http://www.nifa.usda.gov/page/search-grant
  • Small and Family Farms http://www.nifa.usda.gov/topic/small-and-family-farms
  • Sustainable Agriculture Research and Education Programs (SARE), http://www.sare.org/Grants/
    • Use the Alternative Farming Systems Information Center to assist with your research: http://afsic.nal.usda.gov
  • Farmers Market Promotion Program, http://www.ams.usda.gov/AMSv1.0/ams.fetchTemplateData.do?template=TemplateN navID=WholesaleandFarmersMarkets leftNav=


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SUV Review: 2017 Hyundai Santa Fe XL Limited #road #test, #ann #arbor, #apple #ipod, #automotive #engines, #automotive #reviews, #automotive #technology, #bluetooth #sig #inc., #canada, #cars #and #car #design, #culture #and #lifestyle, #ford #explorer, #gmc #acadia, #honda #motor #co. #ltd., #honda #pilot, #hyundai #america #technical #center, #hyundai #motor #company, #kia #sorento, #land #rover #group #ltd., #michigan, #natural #resources #canada, #new #york #international #auto #show, #nissan #pathfinder, #santa #fe #xl, #science #and #technology, #suvs #and #crossovers, #technology, #toyota #highlander, #united #states


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SUV Review: 2017 Hyundai Santa Fe XL Limited

A mild refresh for Hyundai’s mid-sized SUV

Pros Good power, roomy, easy to drive

Cons Not as stylish as smaller Sport version, cabin environment still bland

Value for money Good

What would I change? Bling up the cabin with a splash of colour and better quality materials

How I would spec it? XL Luxury 6-passenger ($42,599)

Not normally given to hyperbole, Hyundai Auto Canada is nonetheless stretching the definition of the word “extensive” in announcing the changes made to the largest model in its lineup, the mid-sized Santa Fe XL sport-ute. And, talk about getting a jump on the year, said refreshed XL is being released as a 2017 model.

Local Pricing Incentives

It’s not that I’m making light of the popular three-row SUV; it’s just that these revisions are really subtle — at least to someone not intimately connected with the South Korean automaker. Of course, another way of looking at it is that Hyundai is confident it got the essentials right when it initially launched the XL for the 2014 model year, and the 2017 version’s “fluidic sculpture” styling merely needs a tweak here and there to be competitive with its rivals. Speaking of which, these would include other three-row models such as the Toyota Highlander. Nissan Pathfinder. Honda Pilot. Kia Sorento. Ford Explorer and GMC Acadia .

For those with keen eyesight, exterior changes to the biggest Santa Fe — there’s also the smaller, five-passenger Sport version — include new headlights, grille, taillights, bumpers, wheel design and standard LED daytime running lights (with aerodynamic vents that improve airflow by shuttling air around the front wheels). Inside, there’s a new centre stack (that looks a lot like the old centre stack) with a standard five-inch LCD touchscreen, plus an “extensive” list of new features.

2017 Hyundai Santa Fe XL Limited

What hasn’t changed is the powertrain. There’s nothing fancy here — no turbocharged four-cylinder or hybrid setups — just the Lambda II 3.3-litre DOHC V6 with gasoline direct injection that pumps out a solid 290 horsepower and 252 lb.-ft. of torque. Interestingly, even though the XL is built in Korea, the engine was tuned at the Hyundai America Technical Center in Ann Arbor, Michigan, to ensure “it suits the preferences of North American drivers.” If that means something that will haul, the XL delivers; its maximum towing capacity of 2,268 kilograms (5,000 pounds) is ideal for pulling weekend toys.

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It also provides the 1,840-kilogram all-wheel-drive SUV (1,784 kg for the base front-drive model) with decent zip — instrumented testing done a couple of years ago had the XL accelerating to 100 km/h in 8.4 seconds and pulling off an 80-to-120 passing move in 6.6 seconds. Given no change in the powertrain and no weight gain, the 2017 version should post an identical result.

2017 Hyundai Santa Fe XL Limited

As in the Santa Fe Sport, XL models now come with Drive Mode Select, which adjusts the steering, throttle and six-speed transmission in response to whichever of the Sport, Eco, or Normal settings is preferred. There’s nothing extreme here; it’s a fairly mild progression between each setting.

The V6 is mated to a six-speed automatic with Shiftronic manual mode. All models feature an ActiveEco system that modifies engine and transmission control to smooth out throttle response and, says Hyundai, increase real-world fuel economy by up to seven per cent. For all that, my test average of 16.5 L/100 km — predominantly suburban commuting — was no better than most SUVs the size of the XL.

2017 Hyundai Santa Fe XL Limited

All trim levels save the base model get Hyundai’s advanced active AWD system, which activates automatically as needed, apportioning power in order to optimize traction. Under normal conditions, it distributes power to the front wheels only. While it might lack the sophistication of AWD systems in such legendary off-road brands as Jeep and Land Rover, it worked just fine during a day of freezing rain and ice. The AWD system incorporates Active Cornering Control, part of the vehicle stability management system, which helps the XL manage acceleration in a corner. To improve traction and cornering performance, braking force is applied to the inside rear wheel when accelerating through a turn.

Ride and handling is quite satisfactory for a sport-ute, though nothing extraordinary. All Santa Fes, big and small, have a MacPherson strut front suspension and a fully independent multi-link rear suspension, with stabilizer bars at both ends.

2017 Hyundai Santa Fe XL Limited

The XL increases second-row legroom by 50 millimetres and cargo capacity by 240 litres relative to the five-passenger Santa Fe Sport. Standard for the XL is a 40/20/40 split-folding second-row bench seat for seven-passenger capability. Optional, as in the case of the tester, is a six-passenger layout with second-row captain’s chairs. Access to the third row — a 50/50 split-folding bench seat — is tight, and, with just 800 mm of legroom, the back row is best left to the young and flexible.

RELATED

New for 2017 is the Ultimate model, which, as its name obviously suggests, is the top-end trim, with all the bells and whistles. The tester was a Limited, the next-highest model, still fully featured with the usual modern conveniences, including heated/ventilated front seats, heated steering wheel, 12-speaker premium audio system, eight-inch high-resolution touchscreen with navigation system and Android Auto, blind-spot detection, sunroof, rear-passenger HVAC controls and vents and much more.

2017 Hyundai Santa Fe XL Limited

One thing Hyundai still hasn’t quite got a grasp on is a cabin “presence” befitting a vehicle priced at more than $44,000. Layout is still heavily skewed toward function, with a black plasticky interior bordering on the dull. On the plus side, the dash layout has a nice design to it and features big and well-marked buttons and knobs to handle the various functions.

The Santa Fe XL is easy to drive and is a competent all-around, four-season family vehicle. Yet, despite the makeover, it’s looking a little ordinary up against the likes of Honda ’s redesigned 2016 Pilot and the just-unveiled — at the New York Auto Show — 2017 Toyota Highlander. The upshot is that while it should still be on the list for those shopping three-row SUVs/crossovers, it shouldn’t be the only model there.

2017 Hyundai Santa Fe XL Limited



Divorce lawyer long beach ca #self #help, #ca #divorce #forms, #divorce, #divorce #forms, #divorce #lawyer, #no #fault #divorce, #divorce #mediators, #divorce #resources, #grounds #for #divorce, #legal #separation, #summary #dissolution, #california


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Basics

There are 3 main ways to end a marriage or registered domestic partnership in California: divorce, legal separation, and annulment. It is not necessary for both spouses or domestic partners to agree to end the marriage. Either spouse or partner can decide to end the marriage, and the other spouse/partner, even if he or she does not want to get a divorce, cannot stop the process by refusing to participate in the case. If a spouse or domestic partner does not participate in the divorce case, the other spouse/partner will still be able to get a “default” judgment and the divorce will go through.

California is a “no fault” divorce state, which means that the spouse or domestic partner that is asking for the divorce does not have to prove that the other spouse or domestic partner did something wrong. To get a no fault divorce, 1 spouse or domestic partner has to state that the couple cannot get along. Legally, this is called “irreconcilable differences.”

After you decide how you want to end your marriage or domestic partnership, you need to plan your case ahead of time. Think about how you are going to handle your case. Planning before you start and talking to a lawyer can save you time and money as you go through the court process. And keep in mind that, normally, it does not matter who is the first to file the divorce or separation case. The court does not give any preference to the first person to file or a disadvantage to the person who responds to the case.

If you want to end a registered domestic partnership, domestic partners must also file for dissolution (divorce), legal separation, or annulment to end their relationship. There is a limited exception where domestic partners can end their relationship in a summary process through the Secretary of State if they have been registered for less than five years and they have no children, no real property, very few assets or debts, and a written agreement on dividing their property, in addition to other restrictions. Click to learn more about this shorter process to see if you are eligible to end your domestic partnership that way.

Federal law does not recognize domestic partnerships for most purposes, such as Medicare, immigration law, veterans’ benefits, and federal tax laws. Domestic partners may be recognized for some federal purposes, such as Social Security. In addition, domestic partners may not have the same rights if they leave California because other states may not recognize domestic partnerships. Talk to a lawyer if you are ending a domestic partnership and any of these issues may apply to you. You may also want to talk to an accountant who is knowledgeable about these issues. Click for help finding a lawyer .

The family law facilitator or self-help center in your court may be able to help you with the divorce or legal separation process and help you understand what your options are, decide what you want to do, and get started with your paperwork. You can also talk to a lawyer to get legal advice.

IMPORTANT! If you are worried about how a divorce or legal separation will affect your immigration status, talk to an immigration lawyer or a family law lawyer with a lot of experience with immigration issues. Immigration law can be very complicated, especially as it relates to divorce. Click for help finding a lawyer .

If there is domestic violence in your relationship, make sure you are safe and protected while you go through this court process. Read the domestic violence section of this website for more information. Or call 1-800-799-7233 (TDD: 1-800-787-3224) to find a domestic violence agency in your county.



11 HR predictions for the coming year #bersin #by #deloitte,deloitte,deloitte #consulting #llp,design,digital #hr,diversity #and #inclusion,employee #experience,hr,hr #magazine,hr #news,hr #online,human #performance,human #resources,josh #bersin,leadership,learning,learning #and #development,news,principal #and #founder,priority,process,reinvention,talent,hr #tech,talent #management


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HR Academy from Human Resources magazine: High-level HR strategy training workshops
led by the world’s most respected HR thought leaders strategists.
Review the 2017 programme here

As we enter the final weeks of 2016, most organisations would have already started putting their plans in place for the coming year. 2016 was a year for digitising HR. and it seems like be digital is a phenonemon likely to continue in the year to come.

According to a new report by Bersin by Deloitte, in 2017, business and human resource leaders should rethink almost all of their management and HR practices as the proliferation of digital technologies transform the way organisations work.

These are the 11 predictions for 2017:

1. Organisational design will be challenged everywhere
To thrive in the digital age organisations should focus on breaking functional groups into smaller teams, customer-centric learning, experimentation and time-to-market. Organisations should examine the way work gets done and then provide support mechanisms to facilitate cross-functional success.

2. Culture and engagement will remain top priorities
In 2017, organisations should carefully define their organisational culture – defined as the reward systems and implicit behavior that happens when nobody is looking. They should also measure it, and find where and how it may be misaligned.

3. Real-time feedback and analytics will boom
Driven by the need to understand and improve engagement, and the continuous need to measure and improve employee productivity, real-time feedback and analytics will explode.

4. A new generation of performance management tools will emerge
This development already is underway, as dozens of new companies respond to a huge gap in the market. Specifically, they are responding to a shift from a very top-down, process-driven approach to employee performance management – to a more agile, continuous, feedback-based approach.

5. A focus on “human performance” and well-being will become a critical part of HR, talent and leadership
One of HR’s emerging roles in 2017 will be to focus on how to help individuals and teams perform through initiatives including employee wellness, employee engagement, culture and work-life balance.

6. A focus on employee experience will overcome process design in HR
Using the idea of design thinking, HR teams in 2017 will stop designing “programs” for onboarding, learning, collaboration or other purpose, and instead study and design integrated, high-value “experiences ” that excite, engage and inspire employees.

7. Digital HR and learning will help us to reinvent learning and development and HR systems
Digital solutions in HR will mean new approaches, such as embracing hackathons ; taking a minimal viable products approach to get new solutions out the door quickly; and increasing transparency by sharing information more freely at work and letting people comment on it or rate it.

8. The leadership market will start a process of reinvention
The “Deloitte Millennial Survey 2016 ” research shows that millennials are unhappy with the lack of leadership training. At the same time, Deloitte s new high-impact leadership research indicates that companies should shift away from traditional leadership training programs to focus to culture, learning through interactions and relationships, and continuous feedback and coaching.

9. Diversity, inclusion and unconscious bias will become a top priority
Research have shown that diversity improves bottom line performance. HR organisations should make sure they capture the right information, share it formally and develop a holistic inclusion and diversity program that touches all talent practices. The learning and development function will continue to struggle. Learning and development organisations should embrace self-directed learning and build a learning experience that helps individuals at all levels learn all the time.

10. The learning and development function will continue to struggle
Learning and development organisations should embrace self-directed learning and build a learning experience that helps individuals at all levels learn all the time.

11. The future of work is here and HR is in the hot seat
As the rapid commoditisation of artificial intelligence (speech recognition, natural language processing, sensors and robotics) could impact almost every job, the real job of HR leaders will be to figure out what all of this means and to redesign jobs, work and organisations so the “people side” of work has more importance and focus than ever.

“This shift in structure changes the way we lead, manage and move people throughout the company,” said Josh Bersin, principal and founder, Bersin by Deloitte.

“It also pushes us to continuously learn – faster than ever. Companies must try new things, such as crowdsourcing in which you can obtain ideas, content and services through an online community, rapidly deploy new products and services, iterate, and quickly learn what fails and what works. This customer-centric way of doing business has shifted decision-making to the edges of the company, and requires a new way of thinking about management and HR.”

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Human Resources #ba #in #human #resources #online


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Human Resources

Blatt Hall, Building 024
1126 Solomon Blatt Blvd.
PO Box 327
Denmark, SC 29042
Phone: 803-793-5193 Fax: 803-793-5160
Office Hours: Monday – Friday, 8:30 a.m.-5:00 p.m.

Thank you for your interest in employment opportunities at Denmark Technical College. The Human Resources Office provides services to current, prospective, and former employees. It is the mission of the Human Resources Office to provide quality, customer-focused services in the areas of employment, benefits, compensation, employee relations, professional development and human resources policies and procedures. Denmark Technical College does not discriminate on the basis of race, color, religion, sex, national origin, age, disability, or veteran status in its admissions policies, programs, activities or employment practices. We are an equal opportunity/affirmative action employer.

Denmark Technical College (DTC) is governed by the State Board for Technical and Comprehensive Education (SBTCE) policies and procedures .

Employee and applicant inquiries regarding the federal laws and their application to the College may be directed to the College’s Section 504, Title IX Coordinator, Affirmative Action/Equal Opportunity Officer, Alfredia Boyd, Director of Human Resources, P.O. Box 327, Denmark, SC 29042, 803-793-5192.

Student and prospective student inquiries regarding the federal laws and their application to the College or any student decision may be directed to Avis Howell-Gathers, PO Box 327, Denmark, SC 29042, 803-793-5241, who serves as the College’s Section 504, Title II, and Title IX Coordinator.

Denmark Technical College is a registered participant in the federal work authorization program known as the E-Verify program which is used to verify employment eligibility of all individuals hired.

If you are interested and qualified for a position that is currently available at Denmark Technical College, please visit www.jobs.sc.gov to apply.

New Users: Must create an application by clicking on the Login to Existing Account at the right of the State Jobs page. Then click on create an account and proceed with the directions to create a username and password.

Returning Users: Click Login to Existing Account at the right of the State Jobs Page and enter your username and password. You can edit your existing application or review the status of positions for which you applied.

Applicants must submit a completed online application. Unofficial transcripts may be attached to the online application, faxed to 803-793-5160, or mailed to Denmark Technical College, Attn: HR Office, P.O. Box 327, Denmark, SC 29042. An application is considered incomplete if the college transcript(s) are not received. For assistance, contact the Human Resources Office at 803-793-5193.

Denmark Technical College offers you a college experience that’s based on the latest of technology. Our priorities include small class sizes, commitment to the educational growth of our students, and pride in our outstanding faculty who have actual experience in their fields. Our staff also plays an essential role in assisting our students in achieving their educational goals.

Co-curricular activities are a vital part of the college experience and Denmark Technical College offers a diverse range of programs and services to support student success. Our programs complement the learning that takes place in the classroom and enhance the overall educational experience of our students.

The Academic Support Center provides tutoring and mentoring support to all Denmark Technical College students. Through these services, students will be afforded the opportunity to become independent learners and strengthen their academic weaknesses. The center is located in building 029 and is equipped with a tutorial computer lab for on-line tutoring services. DTC students may apply for tutoring at any point in a semester. All students are required to log in for sessions. Services are free to currently enrolled DTC students.

Where Great Things are Happening!



Honours Bachelor of Commerce – Human Resources Strategy And Technology – Seneca – Toronto, Canada #bachelor #degree #human #resources


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Honours Bachelor of Commerce – Human Resources Strategy and Technology

Honours Bachelor of Commerce

Program Description

Seneca’s Honours Bachelor of Commerce – Human Resources Strategy and Technology program is more than the traditional HR management degree. In addition to the traditional HR courses, you’ll gain the management, strategic and technological skills demanded by industry. This program is designed to synthesize theory with practice, thereby allowing you to develop in-depth knowledge and critical skills in Human Resources, Business and Technology including HRIMS/SAP, data mining and metrics. The co-op work term will enable you to build a professional network ahead of graduation.

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Alumni of this program will testify that they have benefited greatly from experienced professors, Seneca’s connections to industry, and access to the largest business alumni network. You’ll also be able to fulfill the educational requirements for most industry gold standard designations.

As a graduate of this program, you’ll be several steps ahead of others by not only becoming a HR professional but also positioning yourself as an HR strategic partner in the ever-changing business world.

Scholarship Opportunities

Scholarship opportunities are available for candidates with distinguished academic records in their high school careers. A variety of scholarships and bursaries are available to students based on merit and financial needs.

Admission Requirements

Ontario Secondary School Diploma (OSSD) or equivalent including six Grade 12 (U) or (M) courses with a minimum overall average of 65%, or a mature applicant (21 years or older and has been out of high school for a minimum of two years). Mature applicants should disclose all previous postsecondary transcripts which may be used for admission decisions.

Required courses – minimum final grade of 65% in each:

  • English: Grade 12 ENG 4(U)
  • Mathematics: any Grade 12 (U)

Applicants must meet Seneca English Proficiency requirements for degree programs.

Fees

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Your Career

In today’s competitive environment, there is a high demand for individuals who can manage a company’s most important asset: their people. Human resources is taking an increasingly important role as organizations deal with changing demographics, including an increased number of retirements. In light of this, there is an increasing demand for qualified human resources professionals. As a graduate of this program, you will be able to adapt to the changing responsibilities of Human Resources professionals and will work in positions such as HR Administrator, HR Business Partner, HR Specialist, HR Consultant, Recruiter, Trainer or Compensation Analyst. In addition, you will have the required knowledge to pursue several key industry designations including the Certified Human Resources Professional (CHRP) designation through the Human Resources Professionals Association and the Microsoft Office Specialist Certificate through Microsoft.

Co-operative Education

Enhance your education with real-life, relevant work experience. This degree program offers the advantage of a paid co-op work-term for all students. During the co-op placement, you will have the opportunity to become involved in real-life work experiences where critical thinking, problem-solving and interpersonal skills are used. This work experience will help you to improve your marketability as a professional in the field. The work-term is scheduled over the fall term.

Transfer Credit/Pathways

The Degree and Credit Transfer Office provides a number of services for students continuing their education at Seneca, and for graduating students considering degree transfer options.

Through transfer agreements and institution partnerships, graduates of this Seneca College program may be eligible for credit at various post-secondary institutions. Please refer to the Degree Transfer Guide for more information.

Transfer Credit may be granted for courses deemed equivalent to courses at Seneca that have been completed at recognized postsecondary institutions. Additional information is available online .

Important Academic Dates

Please take a few moments to view Important Academic Dates for your relevant term.

Courses

Please select the curriculum from the Academic Year in which you started (or will be starting) your studies. An Academic Year begins in September and ends in August of the following year.

2017/2018 Academic Year



RV Mods, RV Modifications, RV Upgrades, RV Tips, RV eBooks #rv #parts, #rv #mods, #rv #modifications, #rv #tips, #rv #upgrades, #rv #how-to, #rv #forums, #rv #resources, #rv #tech, #rv #diy, #rv #videos, #rv #ebooks


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Home

Welcome to ModMyRV.com, the only website that s just about making modifications to your RV. It s an online community where fellow RVers and enthusiasts can share the mods they have made to their RVs, or ask questions about mods they would like to do. Have a look around. Surely there is a mod here that you need to do!

Featured Mod

Mod #58: PEX Water Heater Bypass

A water heater bypass is used to, well, bypass your water heater. Why? There are several reasons to mod your plumbing system with a bypass but the most popular is for winterizing. Your RV water heater typically holds 6-10 gallons of water. In order to prevent having to fill

Recent Comments

  • July 9, 2017 on Mod #28: Entrance Assist Handle by Jack Price – Have one to install on an 05 TrailVision that is
  • July 4, 2017 on Mod #9: Generator Install by https://www.youtube.com/watch?v=qZFCh27h4Tg – I would really like to purchase the generator in this
  • July 2, 2017 on Mod #72: Battery Watering System by glistok – The tubing is subject to mold growth and makes the
  • July 1, 2017 on Mod #52: Jack Knife Sofa Replacement by MJG – We replaced our RV jackknife sofa with a futon we
  • June 27, 2017 on Mod #49: Dinette Replacement by Gene Reif – Our motorhome has a raised step in the slide where
  • June 23, 2017 on Mod #82: Air Conditioner Hard Start Capacitor by Tim – I installed the SPP6 on my 2006 Dometic 13.5k btu
  • June 20, 2017 on Mod #41: Refrigerator Cooling Fan by fmouse – Regarding current draw and thermostatic switches, this shouldn t be a
  • June 20, 2017 on Mod #41: Refrigerator Cooling Fan by fmouse – I just bought and installed a Valterra A10-2618VP condenser fan

Parts for Popular Mods

RV EBooks

by Mark Corgan (Updated: June 2011)

Do you find yourself daydreaming about the next modification you want to make to your RV? Do you pour over the new RV catalogs looking for that little something you can t do without? Do you endlessly search the ModMyRV forums for those topics about how to mod your RV? Does your RV call out your name when your sleeping, begging for you to mod me ? If so, you have what s called MOD FEVER. This ebook is the cure.

ModMyRV News

After many hours of development, we have launched a new website: PowerMyRV.com. We decided to start this website because there are so many questions and misinformation around the RV electrical needs of the luxury RVer to the boondocker, and every RVer in-between. We felt that in order to make an informed decision, you need the right information.

We aim to provide that information in the form of products, reviews and a really cool feature: guest blogging. We invite any and all RVer s to write articles for PowerMyRV that provide your RV power experiences, how-to s, installs and general information. Please visit the Guest Blogger page for more information Read more



Online courses and career resources #online #courses, #distance #education, #resume #writing, #cover #letters, #career #resources, #online #courses #for #allied #health


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Online courses for allied health

Here’s how others rate Career FAQs:

Looking for Health opportunities in Australia ?

There are currently 35,984 Health job openings in Australia*. The average salary for a Health job in Australia is $52,318.

The Australian Government Department of Employment estimates a projected employment growth to 2018 of 229,400 jobs for the Health industry in Australia .

Gaining a Health qualification will significantly increase your career prospects for Health jobs in Australia. Studying an online course with an accredited Australian provider gives you the flexibility you need to study at your own pace.

Employment in the Health industry in Australia

Australia has a population of 23,625,031, with a total of 11,645,500 people currently employed. The average job seeker age for Australia is 37 years and the current unemployment rate sits at 5.7%. Part-time workers make up 46% of the workforce in Australia .

Education in Australia

  • The percentage of people employed in Australia with a bachelor’s degree or higher qualification: 29%
  • The percentage of people employed in Australia with a cert III or higher VET qualification: 31%
  • The percentage of people employed in Australia without a post-school qualification: 36%

Disclaimer: Career FAQs Pty Ltd ABN 39 299 617 067 (Career FAQs) markets the education and training services of a range of Australian tertiary course providers, and receives a commission from them for each prospective student. Career FAQs is not an education provider. All material and information regarding our education providers and their courses – on our site, via email, or over the phone – is delivered through our capacity as their agent. The material shared with you on the website is provided as general information only. It is not intended as professional advice, and should not be taken as such. All information is provided in good faith, and is believed to be accurate and current as at the date of publication. However, Career FAQs provides no guarantee that any information or material on the website, or linked websites, will be accurate or complete. Please see our privacy policy for more information.

Career FAQs 2017

Career FAQs markets a range of courses from leading Australian tertiary education providers and receives a commission from them for each prospective student.



American Financial Resources – National Mortgage Lender #e #loans


#mortgage loan rates
#

Find Low Mortgage Rates with American Financial Resources

American Financial Resources is a nationwide home mortgage lender with an outstanding reputation – a reputation built on honesty, trust, and a commitment to ethical lending practices while delivering low mortgage rates. We have been in business for over 15 years, helped thousands of borrowers, and have funded over $2.7 billion in the past year alone. In fact, we are one of the top Federal Housing Administration (FHA) mortgage lenders in the country. We’ve assisted families all across America find the perfect home loan for their needs. Even if your credit is less than perfect, we can most likely help you qualify for a new mortgage at low interest rates.

Why Choose American Financial Resources as Your Home Mortgage Lender?

Because American Financial Resources is a direct mortgage lender you have the benefit of working one-on-one with the same caring and knowledgeable Mortgage Consultant throughout the entire transaction. Our goal is to always deliver a superior customer service experience from time of application to closing. We offer a wide variety of residential home financing solutions including conforming fixed rate loans, adjustable rate programs, low money down options (FHA, VA, USDA), jumbo financing solutions, and even mortgages for manufactured homes.

Great Pricing and Low Closing Costs – Get Started

With interest rates near historic lows, now is a great time to consider buying a new home. refinancing an existing mortgage, or consolidating debts. Our consultants are mortgage experts who will guide you through the home loan process – every step of the way. American Financial Resources makes it easy for you to get the right mortgage at some of the lowest interest rates available. Call toll-free 1-800-634-8616 now, or get started online for a free, confidential, no-obligation mortgage consultation.

  • Call us Toll-Free at 800-634-8616
  • Use the Quote Form on the Right for Pricing Information
  • Get Started Online in Seconds
  • Use Our Live Chat Feature


Resources for Private Student Loans, A Guide to Private Student Loan Options #instant #cash #loan


#private student loan
#

Private Student Loans

After you first take advantage of all other forms of financial aid including federal financial aid. federal student loans. and outside scholarships. you may discover you still have expenses you need to cover to pay for your education. That’s when you might want to consider private student loans. Check out our short video for a quick look at all of the important details.

Private student loans can be an option to help you fill the gap between what federal, state, scholarship and school assistance provides and what you actually need in order to afford higher education. Private student loans (sometimes called alternative student loans) are credit-based consumer loans to be used specifically for paying educational expenses.

Much like auto or home loans, private student loans are based on your credit-worthiness. Most students will need a credit-worthy co-signer such as a parent or other relative in order to obtain a private loan. Terms and conditions applicable to these loans vary greatly and it is important to pay careful attention to the terms you are offered before making a financing decision.

Borrowing Process for Private Student Loans

Private student loans are offered from many financial instituitions, but vary by loan provider and by borrower credit. Factors such as interest rate, total cost of loan, Annual Percentage Rate (APR), length of repayment, loan minimum and maximum as well as loan fees and borrower rewards or repayment incentives/benefits should be carefully considered when researching and choosing a private student loan.

Some parents want to place the responsibility for education finance on the shoulders of their child. A private student loan is made in the name of the student borrower and is backed by the parent cosigner (in most cases). In a sense, because the student is the primary borrower, they have “skin in the game” and many parents feel bearing this responsibility will teach their child the valuable life lessons that can only be learned experientially.

We’ve created LoanFinder . a loan finding tool to help match students and parents find and compare loan options before beginning the application process.

Most private student loans will allow a student to borrow up to their school’s Cost of Attendance minus other financial aid including other student loans. In some cases, the school’s cost of attendance may exceed the maximum loan amount offered by the provider and in other cases a student may not qualify for the full loan amount requested. Private loans generally have a minimum that can be borrowed and that amount is usually around $1,000-$2,000.

Private Student Loan Interest Rates

Interest rates vary widely based on loan program and the credit of the student (and cosigner). Lenders offer both variable and fixed rate loan programs. A variable rate means that the rate will change over the course of repayment. Interest rates for fixed rate loans do not change. The rates offered for fixed rate loans are generally higher than variable rate loans. If you feel that the fixed rate offered is reasonable and you are afraid that interest rates will increase substantially during the repayment period of your loan, a fixed rate loan might be a good option.

Many lenders offer a small interest rate reduction if the borrower enrolls in automatic payments. Borrowers who elect to have their student loan payment directly debited from checking benefit by ensuring their payments are made on time. On-time payments are an important part of building good credit especially for students who are new to credit and financing. A 0.25% interest rate reduction is a very common reduction amount.

Some loans charege a fee at origination. Origination is simply the time at which the loan is disbursed or paid to the school. It’s important to understand the impact of fees charged. Origination fees are always added to the loan amount you borrow. As such, you are borrowing the amount of loan you need to pay for school plus the fee added by the lender. In today’s private loan market, origination fees are the exception but pay careful attention as to ensure that either a fee is not charged or that it is taken into consideration before borrowing.

Private Student Loan Repayment

One feature of many private loans is the ability to completely postpone (defer) payment of principal and interest until you graduate from college. Many lenders require a small “token” payment while you are in deferment. These payments are usually in the range of $25 to $50 per month. Making these payments will help reduce your cost of borrowing and also establish the habit of paying your loan on time every month. It’s a great way to really understand the responsibilities that come with borrowing.

The amount of time you will have to repay your loan will vary depending on the loan program and how much you borrow. Repayment tersm typically range between 10 and 20 years.

Some lenders offer repayment incentives such as interest rate reduction or cosigner release for making a number of consecutive on-time payments. However, in the case of cosigner release, the student usually has to meet credit and income requirements as well.

Private student loans almost always offer better terms than credit cards. Also, they can be a good alternative to home equity lines of credit. On one hand, a student or, more likely, a parent may be able to get a very attractive rate on a HELOC, but they are also exposing themselves to risk in the even the family has a large uninsured expense or ends up being upside down on the mortgage and needs to sell the home the HELOC is secured by. If you are considering a HELOC, talk to a professional financial planner and discuss your specific circumstance.

While we actively encourage students and families to pursue federal student loan options before considering private education loans, there are many situations where a private loan may be a good alternative. Sometimes parents want their student to be responsible for paying for his or her education, in which case a private loan may be preferable to a Direct PLUS Loan for Parents. Also, parents with good credit may qualify for low private loan rates which may be better in short term repayment options. In other cases, having the full educational costs covered up front with federal and private loans may mean that the student can focus on their studies rather than having to meet some expenses with earnings from a part-time job.

Compare Private Students Loans Before Borrowing

Whatever your situation may be, a private education loan can be an attractive and affordable option to help pay for education expenses. Just remember, borrow only what is needed and carefully compare private student loans before borrowing.



Financing a Business – Ideas and Resources from Idea Cafe #consolidated #loans


#business financing
#

Take a step toward living your business dream.

Idea Cafe’s Feast of Financing

40+ Pages of Tips and Tools to Help You Get the Money Your Business Needs

First

Get ready to Get Money

How much money do you need? Find out fast with. Idea Cafe’s Instant All-in-One Budget Calculator

The Real Scoop on SBA Loans

Kent Capener spills the beans on the SBA’s goals, realities and ins outs. It’s expert experience on how the SBA can work for you in getting start-up capital.

What to Do When Funding Isn’t There

Lillyvette Montalvo shares some strategies for jump-starting your biz venture — even if you have bad credit and no bank loans. Find out what to do to increase your future financing odds.

Idea Cafe Helps You Find Investors



American Financial Resources – National Mortgage Lender #boat #loan


#mortgage loan rates
#

Find Low Mortgage Rates with American Financial Resources

American Financial Resources is a nationwide home mortgage lender with an outstanding reputation – a reputation built on honesty, trust, and a commitment to ethical lending practices while delivering low mortgage rates. We have been in business for over 15 years, helped thousands of borrowers, and have funded over $2.7 billion in the past year alone. In fact, we are one of the top Federal Housing Administration (FHA) mortgage lenders in the country. We’ve assisted families all across America find the perfect home loan for their needs. Even if your credit is less than perfect, we can most likely help you qualify for a new mortgage at low interest rates.

Why Choose American Financial Resources as Your Home Mortgage Lender?

Because American Financial Resources is a direct mortgage lender you have the benefit of working one-on-one with the same caring and knowledgeable Mortgage Consultant throughout the entire transaction. Our goal is to always deliver a superior customer service experience from time of application to closing. We offer a wide variety of residential home financing solutions including conforming fixed rate loans, adjustable rate programs, low money down options (FHA, VA, USDA), jumbo financing solutions, and even mortgages for manufactured homes.

Great Pricing and Low Closing Costs – Get Started

With interest rates near historic lows, now is a great time to consider buying a new home. refinancing an existing mortgage, or consolidating debts. Our consultants are mortgage experts who will guide you through the home loan process – every step of the way. American Financial Resources makes it easy for you to get the right mortgage at some of the lowest interest rates available. Call toll-free 1-800-634-8616 now, or get started online for a free, confidential, no-obligation mortgage consultation.

  • Call us Toll-Free at 800-634-8616
  • Use the Quote Form on the Right for Pricing Information
  • Get Started Online in Seconds
  • Use Our Live Chat Feature


Small Business Loan Definition – Small Business Loan Resources #loan #modification #programs


#small business loan
#

Small Business Loan

By Susan Ward. Small Business: Canada Expert

Susan Ward is a business writer and experienced business person; she and her partner run Cypress Technologies, an IT consulting business, providing services such as software and database development.

Read more about Susan’s current and past work on her Google Profile if you like: Susan Ward .

Consider that you may have an excellent credit rating and a solid business plan and still not be able to get a small business loan because you have no collateral .

Continue Reading Below

Even established business people can find themselves in this position, if they do not own enough tangible assets, such as houses or other property.

In other words, the small business loan is not being granted on the status of your business; it s being granted on your personal financial status. That s why it s important that your personal financial house is in order before you apply for a small business loan.

You will also find that many lenders just don t provide seed money. While they re perfectly willing to give a small business loan to help a business grow, they don t want to take the risk of lending to a start up.

All that being said, you can get a small business loan if you know where to look and are prepared to meet the lender s expectations.

If you re seeking a small business loan to start a business, see 8 Sources of Start Up Money .

And for more on increasing your chances of getting a small business loan, see How to Get a Small Business Loan .

Also Known As: Business loan.

Common Misspellings: Small bisness loan, small buisness loan.

Examples: Steven s application for a small business loan was rejected because he didn t have any collateral.



Small Business Loan Definition – Small Business Loan Resources #car #loans #bad #credit


#small business loan
#

Small Business Loan

By Susan Ward. Small Business: Canada Expert

Susan Ward is a business writer and experienced business person; she and her partner run Cypress Technologies, an IT consulting business, providing services such as software and database development.

Read more about Susan’s current and past work on her Google Profile if you like: Susan Ward .

Consider that you may have an excellent credit rating and a solid business plan and still not be able to get a small business loan because you have no collateral .

Continue Reading Below

Even established business people can find themselves in this position, if they do not own enough tangible assets, such as houses or other property.

In other words, the small business loan is not being granted on the status of your business; it s being granted on your personal financial status. That s why it s important that your personal financial house is in order before you apply for a small business loan.

You will also find that many lenders just don t provide seed money. While they re perfectly willing to give a small business loan to help a business grow, they don t want to take the risk of lending to a start up.

All that being said, you can get a small business loan if you know where to look and are prepared to meet the lender s expectations.

If you re seeking a small business loan to start a business, see 8 Sources of Start Up Money .

And for more on increasing your chances of getting a small business loan, see How to Get a Small Business Loan .

Also Known As: Business loan.

Common Misspellings: Small bisness loan, small buisness loan.

Examples: Steven s application for a small business loan was rejected because he didn t have any collateral.



Small Farm Funding Resources #quick #personal #loans


#farm loans
#

Small Farm Funding Resources

Rural Information Center (U.S.)

Contents

Introduction

This guide contains information about issues to consider before starting a farming operation with links to full-text guides on how to start a farm business and develop business and marketing plans. It also contains information about funding programs for beginning and experienced farmers, technical assistance contacts, disaster assistance, and organizations with resources.

If you are just starting out you may also want to consult the New Farmers website, of the U.S. Department of Agriculture http://www.usda.gov/wps/portal/usda/newfarmers?navid=newfarmers and the Start2Farm website, a service of the National Agricultural Library of the U.S. Department of Agriculture http://www.start2farm.gov

The use of trade, firm, or corporation names in this publication (or page) is for the information and convenience of the reader. Such use does not constitute an official endorsement or approval by the United States Department of Agriculture or the Agricultural Research Service of any product or service to the exclusion of others that maybe suitable.

Developing a Farm Business Plan

1. Agribusiness Planning: Providing Direction for Agricultural Firms. Jeffrey Hyde, Sarah Roch. UA371. University Park: Penn State University Cooperative Extension, 2002. 12 p.

2. Business Plan Preparation: Tools for Writing Business Plans. Stephen Lawrence, Frank Moyes. Boulder, CO: University of Colorado Leeds School of Business. http://leeds-faculty.colorado.edu/moyes/bplan/

3. Farm Business Plan Worksheet: Balance Sheet. FSA2037. Washington, DC: U.S. Department of Agriculture, Farm Service Agency, 11-04-10. 4 p.

4. Farm Business Plan Worksheet: Projected/Actual Income and Expense. FSA2038. Washington, DC: U.S. Department of Agriculture, Farm Service Agency, 03-24-10. 2 p.

Financial and Planning Resources

1. Agricultural Income and Finance. (Annual reports) Washington, DC: U.S. Department of Agriculture, Economic Research Service. http://usda.mannlib.cornell.edu/MannUsda/viewDocumentInfo.do?documentID=1254

2. Exploring the Small Farm Dream: Is Starting an Agricultural Business Right for You? Belchertown, MA: Growing New Farmers Consortium.

3. Family Farming in the United States. James MacDonald. Amber Waves. Washington, DC: U.S. Department of Agriculture, Economic Research Service, March 4, 2014. 10p.

4. Farmers Markets Directory Search Washington, DC: U.S. Department of Agriculture, Agricultural Marketing Service. Updated 2015.http://www.ams.usda.gov/local-food-directories/farmersmarkets

5. Financing Small-Scale and Part-Time Farms. Gregory D. Hanson, Jayson K. Harper, George L. Greaser. University Park: Penn State University Cooperative Extension, 2004. 6 p. http://extension.psu.edu/business/ag-alternatives/farm-management/financing-small-scale-and-part-time-farms

6. How to Finance a Small Farm. Karen Klonsky. Family Farm Series. Davis: University of California Small Farm Center, n.d. 6 p. http://sfp.ucdavis.edu/pubs/Family_Farm_Series/Farmmanage/finance/

7. Starting or Diversifying an Agricultural Business. Lynn F. Kime, Sarah A. Roth, Jayson K. Harper. UA401. University Park: Penn State University Cooperative Extension, 2004. 6 p.

8. Tip Sheet for Young and Beginning Farmers: How to Build Successful Financial Relationships. Washington, DC: ABA Center for Agricultural and Rural Banking, n.d. 1 p.

9. Tools and Resources (to Help New Farmers). Belchertown, MA: Growing New Farmers Consortium. http://www.smallfarm.org/main/for_new_farmers/resources_by_topic/

Contacts for Technical Assistance: Both SBA and USDA provide small business planning technical assistance and USDA also provides technical farming specifics through the extensive network of USDA, Cooperative Extension Service (CES) specialists:

  • Cooperative Extension Service State Specialists, http://nifa.usda.gov/partners-and-extension-map
  • Small Business Development Centers,

Funding and Program Assistance

State Programs

You may want to start your financial assistance search with your state Department of Agriculture to see if your state has a Beginning Farmer Loan Program or other type of grants or loans for farming and ranching.

    Locate Departments of Agriculture, by State, http://www.rma.usda.gov/other/stateag.html List by USDA Risk Management Agency.

    • Types of state agricultural finance programs may be identified through your Council of State Agricultural Finance Programs. Check with your state agriculture department for programs, like Aggie Bonds.

Agricultural Lenders

Information on Farm Financial Management Performance can be located on the USDA’s Economic Research Service web site.

Farm Banks: The nation’s farm banks (defined by the Federal Reserve Board as banks that have above average proportions of farm real estate and production loans in their loan portfolios) offer a variety of loans to small and large farms and agribusiness firms; they also handle many of the loans made under USDA’s guaranteed farm loan programs.

  • American Bankers Association: Agriculture Banking. ABA has a “special section dedicated to providing advocacy, information, training, education, and public relations for banks that make and service agricultural loans or provide credit and other financial services to those living and working in rural America for nearly 100 years.” http://www.aba.com/Tools/BankType/Ag/Pages/default.aspx

Farm Credit System (FCS): The FCS is a network of federally chartered borrower-owned lending institutions and related service organizations that specialize in providing credit and related services to farmers (also young and beginning), ranchers, and producers or harvesters of aquatic products. Additional information about the FCS is available from the Farm Credit Administration at http://www.fca.gov/info/ybs.html

United States Department of Agriculture (USDA)

USDA, Farm Service Agency, Farm Programs:

For all programs above:

USDA, Natural Resources Conservation Service

USDA, Rural Development

For all programs above:

USDA, National Institute of Food and Agriculture

  • Grant Searchable Database for Research in Agriculture, http://www.nifa.usda.gov/page/search-grant
  • Small and Family Farms http://www.nifa.usda.gov/topic/small-and-family-farms
  • Sustainable Agriculture Research and Education Programs (SARE), http://www.sare.org/Grants/
    • Use the Alternative Farming Systems Information Center to assist with your research: http://afsic.nal.usda.gov
  • Farmers Market Promotion Program, http://www.ams.usda.gov/AMSv1.0/ams.fetchTemplateData.do?template=TemplateN navID=WholesaleandFarmersMarkets leftNav=


Bad Credit Car Loan Resources: No Down Payment #equity #loan


#loans with no credit
#

Bad Credit Car Loans, No Down Payment?

Apply by Phone by calling: (855) 439-0814

Apply Online in just 3 minutes: Apply Now

Don’t fall for the web sites that suggest that all customers will qualify for a loan. If these sites are working with legitimate car dealers that will help you re-establish your credit, there will always be minimum requirements that will be requested by lenders. These requirements usually include income, proof of age and citizenship as well as employment verification.

Bad Credit Car Loan Income Requirements

Let’s start with income. For most bad credit car loans, the lender will require a minimum monthly W-2 (regular employee) income of $1,800 if your credit score is less than 640. This requirement refers to your gross income, meaning the amount you are paid before withholding and Medicare/social security taxes are taken out. Lenders require this minimum income so that you can afford a car payment and full coverage insurance in addition to your other bills.

This bad credit car loan income requirement is, if you noticed, for W-2 employees. This means that your employer furnishes you with a W-2 income statement at the end of the year that reflects the wages you were paid. If you receive a 1099 form (which means you are an independent contractor) or you are self-employed, the situation becomes more complicated. In the current lending environment, most bad credit lenders will not accept anyone other than W-2 employees. Those lenders that might consider self-employment income will only do so with three previous years of income tax statements that have been professionally prepared. You may also be required to furnish bank statements to support your declared income.

Bad Credit Car Loan Employment Requirements

The next requirement concerns the length of your employment. As a rule, most bad credit car loan lenders will require at least one full year with your current employer as well as an additional two years of verifiable employment history.

Bad Credit Car Loan Age Requirements

Another requirement has to do with your age and citizenship status. All bad credit car loan applicants must be at least 18 years of age and U.S. citizens. There are no exceptions to these two rules.

Bad Credit Car Loans and Bankruptcy

The next issue has to do with the status of any bankruptcy filings. As a general rule, most bad credit lenders will require that all Chapter 7 bankruptcies be discharged, although some will consider you if your 341 meeting has been completed. If you are currently in a Chapter 13 bankruptcy, you must first obtain an order to incur additional debt through the court appointed trustee. But you should also be aware of the fact that in the current economy, most lenders are avoiding applicants that are involved in an open Chapter 13 and are looking for bad credit car loans in bankruptcy.

Bad Credit Car Loans and Repossessions

The final requirement has to do with vehicle repossessions. All lenders will look at any repossession in your credit history. If you’ve had one within the past year, it must be included in a bankruptcy (this includes both voluntary and involuntary repossessions). If you have a repossession that occurred before or after your bankruptcy, you will not qualify for a bad credit car loan.

Those are the usual basic requirements for bad credit car loans. If you have additional questions, there are a number of legitimate web sites where you can find additional information on bad credit car loans. Many of them also feature a secure application that you can fill out in the comfort and privacy of your own home. These sites have helped thousands of qualified applicants with bad credit obtain reliable transportation and re-establish their credit at the same time.



Calculators – Tools and Resources #fafsa #student #loans


#auto loan calc
#

Calculators

Personal Finance and Student Loan Calculators

Through our partnership with iGrad BECU offers the best financial tools and resources available so you can make an informed decision about your college financing options – including all these great calculators.

Coming Soon! You may find calculators and additional resources by clickng the “Tools and Resources” tab at the top of the page. Then, click on iGrad for lots of great information, videos, articles, calculators, and more!

  • Student Loan Affordability
  • Student Loan Comparison
  • Income Based Repayment
  • Income Contingent Repayment
  • Pay as You Earn Repayment
  • Cable Bil Savings
  • Car Budget
  • Compound Interest
  • Credit Card Payment
  • Credit Card Payoff
  • Emergency Fund
  • How Long Will it Take to be a Millionaire
  • Internet TV Savings
  • Loan Payment
  • Pay Down Debt vs. Invest
  • Rework Your Budget
  • Saving for a Goal
  • Savings Growth
  • Savings Investment

*Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



Resources for Private Student Loans, A Guide to Private Student Loan Options #investment #property #loans


#private student loan
#

Private Student Loans

After you first take advantage of all other forms of financial aid including federal financial aid. federal student loans. and outside scholarships. you may discover you still have expenses you need to cover to pay for your education. That’s when you might want to consider private student loans. Check out our short video for a quick look at all of the important details.

Private student loans can be an option to help you fill the gap between what federal, state, scholarship and school assistance provides and what you actually need in order to afford higher education. Private student loans (sometimes called alternative student loans) are credit-based consumer loans to be used specifically for paying educational expenses.

Much like auto or home loans, private student loans are based on your credit-worthiness. Most students will need a credit-worthy co-signer such as a parent or other relative in order to obtain a private loan. Terms and conditions applicable to these loans vary greatly and it is important to pay careful attention to the terms you are offered before making a financing decision.

Borrowing Process for Private Student Loans

Private student loans are offered from many financial instituitions, but vary by loan provider and by borrower credit. Factors such as interest rate, total cost of loan, Annual Percentage Rate (APR), length of repayment, loan minimum and maximum as well as loan fees and borrower rewards or repayment incentives/benefits should be carefully considered when researching and choosing a private student loan.

Some parents want to place the responsibility for education finance on the shoulders of their child. A private student loan is made in the name of the student borrower and is backed by the parent cosigner (in most cases). In a sense, because the student is the primary borrower, they have “skin in the game” and many parents feel bearing this responsibility will teach their child the valuable life lessons that can only be learned experientially.

We’ve created LoanFinder . a loan finding tool to help match students and parents find and compare loan options before beginning the application process.

Most private student loans will allow a student to borrow up to their school’s Cost of Attendance minus other financial aid including other student loans. In some cases, the school’s cost of attendance may exceed the maximum loan amount offered by the provider and in other cases a student may not qualify for the full loan amount requested. Private loans generally have a minimum that can be borrowed and that amount is usually around $1,000-$2,000.

Private Student Loan Interest Rates

Interest rates vary widely based on loan program and the credit of the student (and cosigner). Lenders offer both variable and fixed rate loan programs. A variable rate means that the rate will change over the course of repayment. Interest rates for fixed rate loans do not change. The rates offered for fixed rate loans are generally higher than variable rate loans. If you feel that the fixed rate offered is reasonable and you are afraid that interest rates will increase substantially during the repayment period of your loan, a fixed rate loan might be a good option.

Many lenders offer a small interest rate reduction if the borrower enrolls in automatic payments. Borrowers who elect to have their student loan payment directly debited from checking benefit by ensuring their payments are made on time. On-time payments are an important part of building good credit especially for students who are new to credit and financing. A 0.25% interest rate reduction is a very common reduction amount.

Some loans charege a fee at origination. Origination is simply the time at which the loan is disbursed or paid to the school. It’s important to understand the impact of fees charged. Origination fees are always added to the loan amount you borrow. As such, you are borrowing the amount of loan you need to pay for school plus the fee added by the lender. In today’s private loan market, origination fees are the exception but pay careful attention as to ensure that either a fee is not charged or that it is taken into consideration before borrowing.

Private Student Loan Repayment

One feature of many private loans is the ability to completely postpone (defer) payment of principal and interest until you graduate from college. Many lenders require a small “token” payment while you are in deferment. These payments are usually in the range of $25 to $50 per month. Making these payments will help reduce your cost of borrowing and also establish the habit of paying your loan on time every month. It’s a great way to really understand the responsibilities that come with borrowing.

The amount of time you will have to repay your loan will vary depending on the loan program and how much you borrow. Repayment tersm typically range between 10 and 20 years.

Some lenders offer repayment incentives such as interest rate reduction or cosigner release for making a number of consecutive on-time payments. However, in the case of cosigner release, the student usually has to meet credit and income requirements as well.

Private student loans almost always offer better terms than credit cards. Also, they can be a good alternative to home equity lines of credit. On one hand, a student or, more likely, a parent may be able to get a very attractive rate on a HELOC, but they are also exposing themselves to risk in the even the family has a large uninsured expense or ends up being upside down on the mortgage and needs to sell the home the HELOC is secured by. If you are considering a HELOC, talk to a professional financial planner and discuss your specific circumstance.

While we actively encourage students and families to pursue federal student loan options before considering private education loans, there are many situations where a private loan may be a good alternative. Sometimes parents want their student to be responsible for paying for his or her education, in which case a private loan may be preferable to a Direct PLUS Loan for Parents. Also, parents with good credit may qualify for low private loan rates which may be better in short term repayment options. In other cases, having the full educational costs covered up front with federal and private loans may mean that the student can focus on their studies rather than having to meet some expenses with earnings from a part-time job.

Compare Private Students Loans Before Borrowing

Whatever your situation may be, a private education loan can be an attractive and affordable option to help pay for education expenses. Just remember, borrow only what is needed and carefully compare private student loans before borrowing.



Rural Housing Resources


#usda home loan
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Rural Housing Resources

What Information and Financial Resources are Available for Rural Housing?

Rural Information Center (U.S.)

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Contents

This online guide provides rural housing information on funding programs, technical assistance, housing data and informational resources from housing organizations.

The use of trade, firm, or corporation names in this publication (or page) is for the information and convenience of the reader. Such use does not constitute an official endorsement or approval by the United States Department of Agriculture or the Agricultural Research Service of any product or service to the exclusion of others that maybe suitable.

Affordable Housing Programs

The following programs provide funding information to assist individuals and community nonprofit organizations.

U.S. Department of Agriculture (USDA):

Rural Housing programs have available aid in the development of housing for rural America. Funds are available through community facilities loans, home ownership loans, rural rental housing loans, home improvement loans, and more.

  • State and Local Office Information: Find the USDA Rural Development Office nearest you on this map. USDA Rural Development also has a Centralized Service Center with a toll free number at 1-800-414-1226.

    The U.S. Department of Housing and Urban Development is the Federal agency that works to help the nation’s communities meet their development needs, spur economic growth in distressed neighborhoods, provide housing assistance for the poor, help rehabilitate and develop moderate and low-cost housing, and enforce the nation’s fair housing laws. This site includes regularly updated listings of available funds and homes for sale, plus best practices and links to other HUD programs.

    The Department of Veterans Affairs: Home Loan Program

    Ensures that the Federal Home Loan Bank System fulfills its public policy mission of facilitating residential mortgage lending and supporting community and economic development activity in rural and urban communities.

    The Farm Credit Service is a collection of federally chartered borrower-owned credit cooperatives that lend primarily to agriculture, but also provide rural home loans. For a description of the Farm Credit System and a list of banks serving your state:

    A national, nonprofit organization which assists its members in advancing the interests of lower income and underserved people through the financing, development, and preservation of affordable housing. NCSHA’s members are Housing Finance Agencies (HFAs) with



  • Top 5 Resources Unemployed Military Vets Should Know About


    #loans for unemployed people
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    Top 5 Resources Unemployed Military Vets Should Know About

    photo provided by Joint Base Lewis McChord

    In this tough job market, it s easy to get discouraged or frustrated when searching for work.  But things could be looking a bit brighter now that the unemployment rate has been trending downward.

    But what does this mean for those in the military?  Even though well paying jobs for veterans are available, they may be difficult to find.  We know how important it is to have job stability in order to get approved for military loans. that s why we rounded up the top 5 resources that have served a number of veterans in finding sustainable work.

    Chris Rhodes is the founder of Right Angle Home Inspectors, located in Wisconsin. She is a former Marine Corps Sergeant why received assistance from Vettransfer.org to transition from her military career to a thriving civilian enterprise. She learned to hone her skills in specialized mechanics from her military experience into a strong asset. The result is a successful business centered on discipline, honesty and integrity.

    Established in 1999, Vetjobs.com was founded by a veteran. Ted Daywalt, who runs VetJobs.com in Georgia, states that around 180,000 people a month visit his site to post their jobs on one of the largest online job boards for veterans or to hire these same veterans. Vetjobs.com, under Ted’s guidance, offer more job postings than any other job board catering to the military market. This site provides much hope to our Veterans by fostering an environment of understanding to the veteran community.

    With employment being such a difficult thing for U.S. Military Veterans, SOF Solutions offers a ray of hope. They uphold their mission to bring veterans seeking gainful employment with the corporate world. This organization serves as an exclusive resume depository. SOF Solutions introduces Corporate America, Small Business and Government Agencies to our Veterans.

    Feds Hire Vets has a mission to support the development of our countries student veterans, preparing them for a successful career with the Federal Government. They ease the transition from active duty to Federal Contract Specialist positions. Liz Ladow, who served with our U.S. Navy, had this reaction to her experience with Feds Hire Vets: “I LOVE MY JOB. My position with the federal government affords me the opportunity to help other veterans just as a veteran helped me.”

    The VA is committed to honoring the service of our U.S. Military Veterans. They have designed a career support program just for Vets named: VA for Vets. They offer everything Veterans need to transition from their active duty to their civilian careers. One only as to look at the smiling faces of a small percentage of the 100,000 Veterans the VA employs to be reminded that a successful job is possible after active duty. Here are photos of 1500 proud veterans can be seen here. 

    All these organizations are built around honoring those who served in the military, and they do it to give back.  Each organization has amazing stories of those who have left active duty and soared with a newfound career.  Make sure to check them out to find out more about skills training,  various job boards, and job fairs.

    Do you have a success story that you would like to share? What services have you found helpful while you transition into a civilian career?