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Review: Air Mauritius NEW Airbus A350 BUSINESS CLASS Experience? # Video

Review: Air Mauritius NEW Airbus A350 BUSINESS CLASS Experience, NEF2.COM


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Review: Air Mauritius NEW Airbus A350 BUSINESS CLASS Experience


Review: Air Mauritius NEW Airbus A350 BUSINESS CLASS Experience, NEF2.COM


Review: Air Mauritius NEW Airbus A350 BUSINESS CLASS Experience

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VRBO- Vacation Rentals by Owner Review and Tips! and Video

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VRBO- Vacation Rentals by Owner Review and Tips, NEF2.COM


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VRBO- Vacation Rentals by Owner Review and Tips


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Best Divorce attorney in Denver, CO

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Best Divorce Attorney in Denver, CO

Denver

  • Alamo Placita
  • Auraria
  • Baker
  • CBD
  • Capitol Hill
  • Cherry Creek
  • City Park
  • Congress Park
  • Country Club
  • Curtis Park
  • Five Points
  • Golden Triangle
  • Highland
  • Jefferson Park
  • Lincoln Park
  • Lodo
  • Northeast
  • Northwest
  • Park Hill
  • Southeast
  • Southwest
  • Speer
  • Stapleton
  • University
  • University Park
  • Uptown
  • Washington Park
  • Washington Park West

Cities

  • Arvada
  • Aurora
  • Boulder
  • Brighton
  • Broomfield
  • Centennial
  • Denver
  • Englewood
  • Evergreen
  • Golden
  • Greenwood Village
  • Lakewood
  • Littleton
  • Northglenn
  • Parker
  • Westminster
  • Wheat Ridge

Distance

  • Bird’s-eye View
  • Driving (5 mi.)
  • Biking (2 mi.)
  • Walking (1 mi.)
  • Within 4 blocks

Price

Features

General Features

Category

  • Divorce Family Law
  • Criminal Defense Law
  • Estate Planning Law
  • Bankruptcy Law

More Categories

  • Professional Services
  • Lawyers
  • Divorce Family Law
  • Criminal Defense Law
  • Estate Planning Law
  • Bankruptcy Law
  • DUI Law
  • Personal Injury Law
  • General Litigation
  • Wills, Trusts, Probates
  • Mediators
  • Business Law
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  • Legal Services

Best Car accident lawyer in San Francisco, CA

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Best Car Accident Lawyer in San Francisco, CA

Neighborhoods

San Francisco

  • Alamo Square
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  • Chinatown
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Oakland

  • Dimond District
  • Downtown Oakland
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  • Fruitvale
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Cities


Review 100 Day Loans – Unsecured Personal Loans #no #interest #loans


#100 day loans
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Unsecured Personal Loans: Review 100 Day Loans

If you are considering payday loans, it is probably you need to get money fast and have exhausted all other options. 100 Day Loans offers a network of well over a hundred lenders who will enable you to get unsecured personal loans right away.

100 Day Loans For Bad Credit Risks

You have probably see advertisements for cash advance lenders and payday loan lenders. These types of lenders offer loans for bad credit risks. They can get you cash to help you solve your short-term cash crunch. You should only consider these types of loans is you absolutely need the loan and have considered all other options. Many of these lenders require that you repay the loan within 2  pay periods that s just 14 days. You might be able to request an extension, but that means that, more than likely, you will be confronted with additional fees. How are you ever supposed to get control of your money if the cash advance and payday loan lenders only provide you with fourteen days to repay?

Advantage of 100 Day Loans

This lending network has several lenders who offer longer repayment periods for your short-term unsecured loans. 100DayLoans.com provides a refreshing new idea sweeping the internet of disappointed payday loan users by providing them with a better option.

You can start your quest for an unsecured personal loan right now. There are 3 steps. That s all it takes to get the ball rolling: Applying Now, Getting Approved, and Getting Your Cash. By means of their automatic system, they are able to seek out other lenders, Financial Firms, and Payday Loan Lenders than the competition for the highest loan amounts and the lowest interest rates. They could even give you personal credit lines of as much as $1K, along with a built-in Loan Finder which will find the best loan for you regardless of what your credit rating! Their structure is set to search more than 122 credit loan providers in order  to find you the best 100 day loan. So fill out the application and apply at once!

Apply For 100 Day Loans

For 100 Days of Freedom, apply for your advance using their safe, two-step application form. Actually, at 100 Day Loans.com, they use VeriSign 128 bit encryption technology in the application! They ensure the safe transfer of your individual and financial information, so there is no need to be concerned.

Get Accepted For 100 Day Loans

Once you apply for one of those unsecured personal loans. can you believe that you can get your approval status immediately? That is absolutely  the case. In fact, 80% of the people who submit an application for one of these unsecured personal loans will have their application approved.

Get Cash From 100 Day Loans

Once your application gets accepted and again, an astonishing 80% of application will get accepted the cash that you so desperately need will be quickly deposited into right into your bank account. How quickly? The cash will be deposited into your bank account within one hour. Is that fast enough?

Thus get your loan, and enjoy 100 Days of Freedom through which to pay it back. In reality, 100DayLoans.com guarantees this.

As we indicate all the way through this site, seeking lending, especially financing by means of a payday loan lender should be among the last choices which you contemplate. However if you are desperately seeking money and are considering those unsecured personal loans as an option, you absolutely must contemplate 100 Day Loans as an alternative. Click here to apply for one of those unsecured personal loans.

100 Day Loans Help You Get Money Fast, But

You will be able to get money fast with 100 Day Loans. There are many advantages to using them. They have a really robust network of bad credit lenders which dramatically improves your chances of finding a loan, even if you have bad credit. However, the 100 day statement is essentially just the name of this lender. They are affiliated with a network of lenders. When you secure a loan from one of these lenders, the repayment schedule might mean that the note is due in 100 days, but it also may mean that the note is due in fewer days. In the worst case, it could be due as soon as payday lenders loans are due. And then there s also the interest rates and fees. These can be considerable.

But if you need the cash, and you have exhausted all other options, then 100 Day Loans can help you to get a personal loan. Since they have a lot of bad credit lenders in their network the odds of you securing a loan are greatly improved. Therefore, if you are considering unsecured personal loans, and you have exhausted all other options, you might want to give them a try.



90 Day Loans Business Review in Duluth, MN – Minnesota and North Dakota BBB #payment #calculator


#90 day loans
#

90 Day Loans

BBB Accreditation

90 Day Loans is not BBB Accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

11 E Superior St

*90 Day Loans is in this range.

Types of Complaints Handled by BBB

BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

  • Advertising or Sales
  • Billing or Collection
  • Problems with Products or Services
  • Delivery
  • Guarantee or Warranty

We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

BBB Complaint Process

Your complaint will be forwarded to the company within two business days. The company will be asked to respond within 10 days, and if a response is not received, a second request will be made. You will be notified of the company’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

Industry Tips for Check Cashing Service

What is BBB Advertising Review?

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

What government actions does BBB report on?

BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

About BBB Business Review Content and Services



Quick Loans Business Review in Rock Hill, SC – Southern Piedmont Carolinas BBB #hdfc #personal #loan


#quick loans
#

Quick Loans

BBB Accreditation

Quick Loans is not BBB Accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

701 Anderson Rd N Ste 105

*Quick Loans is in this range.

Types of Complaints Handled by BBB

BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

  • Advertising or Sales
  • Billing or Collection
  • Problems with Products or Services
  • Delivery
  • Guarantee or Warranty

We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

BBB Complaint Process

Your complaint will be forwarded to the company within two business days. The company will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the company’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.



Ideal Home Loans Mortgage Review – Mortgage Insider #government #home #loans


#ideal home loans
#

Ideal Home Loans Mortgage Review

Ideal Home Loans is a mortgage lender located in Colorado. We uncovered phone numbers and a website.

Ideal Home Loans Website and Phone Contacts

Address:Los Angeles, CA 90053-0032

Ideal Home Loans Mortgage Review

According to their website:

Ideal Home Loans was started in 2001 by Scott Weibel. Born and raised on the eastern plains of Colorado, Scott brought a work ethic and sense of ethics that being raised in farm country instills. Over the years the number of partners grew to include Brent Ivinson.

We are depending on you, our readers, to let us know what you think of Ideal Home Loans mortgage rates and service. Input a comment below and give us your thoughts.

Ideal Home Loans Mortgage Complaints

The Mortgage Insider has not used this company for a mortgage nor did we establish a broker-lender relationship with them either, so we have no complaints.

Company Ratings on Ideal Home Loans

Read visitor reviews in the comment section along with individual ratings. The comment section holding the reviews on the company is right below. If you do not see a comment below this means no one has completed a rating yet. You could be the first! Tell us about any problems, fraud, or scams. We would really like to hear your experience, good or bad, with this company, so add your comments by typing in what you think in the comment text box and then hit submit. Once your comment passes moderation, your review will appear.



Find Top Payday Loan Lenders Online with the New Review Service #4000 #loan


#payday loan direct lenders
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PaylessPaydayLoans.com helps find best rated online personal loans – features real people reviews, lender rankings and more. Bad credit – OK.

Researching and comparing payday lenders is as important as comparing auto and mortgage loan providers.

New York, NY (PRWEB) September 22, 2011

When it comes to securing a payday loan online, there are many options available. We habitually compare auto and mortgage loan companies but seldom does it occur to us that researching cash advance lenders should be of equal importance. PaylessPaydayLoans.com will help do just that – research and compare personal loan lenders. The site features consumer rankings for top online payday loan companies in U.S. One can sort lenders by state of residence which especially comes handy these days because of differences in state regulations pertaining to payday loans.

Each company on the list has been reviewed by real customers who went through the application and loan approval process with the lender. This adds an extra layer of trust and security for users. The ranking system employs several indicators, including:

1. Approval Rate

The number of approved applications for the lender as a percentage of the total number of approved applications for all lenders.

2. Simplicity and Speed of the Application Process

Combines such factors as the length of the application; application turnaround times (e.g. instant approval), # of required documents, etc.

3. Loan Terms and Costs

Flexibility of the loan terms (the availability of short-term and long-term installment loans, etc.), average approved loan amounts, Annual Percentage Rates (APRs), etc.

Finding answers to many questions about payday loans has never been easier with the new FAQ section of the site. For instance, most of us still believe that our Social Security Number is asked for in order to run a credit check. But the truth is SSN is used solely for identification and teletrack verification purposes, in most cases. One s credit history is never a decision factor when it comes to payday loans. This type of personal funding is perfect for people with bad credit who are often rejected by mainstream credit card companies and banks.

One of the more advanced features planned for this month release will provide a comprehensive report on bad credit sources for short-term and long-term personal loans. This report will be free of charge and will include a detailed list of lenders with in-depth descriptions, analysis and rankings by real customers.

The U.S. payday loan industry is quite volatile due to many legislative initiatives sponsored by individual states to protect ordinary borrowers from predatory lending practices some lenders have been known for. These initiatives range from interest rate and maximum loan amount caps to loan repayment terms, max # of issued outstanding loans per borrower, the borrower s income verification procedures, and so on. In view of these recurring changes, a new legal section is being developed that will list current payday loan regulations for each state. This will allow users to make better educated decisions concerning cash advance loans.

CONSUMER NOTICE: A payday loan, also referred to as cash advance, should be used for urgent or emergency expenses, such as paying a cell phone or electricity bill. Such a loan may also serve as a bridge between paychecks to leverage personal finances.

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Which laptop to buy 2015 – Tech Advisor #which #laptop #should #i #buy?,what #laptop #should #i #buy?,laptop,laptops,laptops #review,laptops #reviews,laptop #guide,what #laptop,buying #a #laptop,choosing #a #laptop,,laptop


#

Which laptop to buy 2015

We explain which laptop to buy. 2015 laptops buying advice – grab a bargain with the best budget laptops, best ultraportable laptops and more. Plus: laptop specifications explained.

There has never been more choice when shopping for a laptop. which can make purchasing the right laptop a difficult process. Do you want a netbook or an ultraportable. Or are you more concerned about price: looking for a budget laptop. mid-range laptop or a high-end laptop. Perhaps you need a Mac laptop or even a tablet ?

The first thing to do is to read our unrivalled laptops buying advice. explained in detail below. This explains all the relevant specifications, and shows you how to get to grips with the specs on offer and how to learn the bare minimum requirements for today’s portable computers.

Then check out PC Advisor’s laptops reviews reviews, which we’ve broken down into the relevant categories to help you make a selection. Comparing two or more similar laptops and working out which is the best laptop for you is, of course, a tricky task. And even though to an extent this is a subjective decision, we’ve tried to take some of the pain out of it with the laptops section of our unique, constantly updated best laptops charts .

We present the best laptops available in the UK, in a variety of product categories. And because we review more products than any other UK website, our charts are constantly updating, so you can be sure you’re getting good, up to date advice. (See also: Should I buy a Windows laptop or a Chromebook? )

Which laptop to buy: laptops buying advice

‘Which laptop should I buy?’ A simple question, and the question we are asked the most often. But ‘Which laptop should I buy?’ is also a deceptively difficult question to answer.

The fact is that the laptops market has become commodified. With the exception of the laptops made by a handful of high-end laptops makers – principally Apple – it is difficult to differentiate between the myriad laptops that flood the market. Indeed, the question is not which laptop to buy, but what specifications you should look for, what manufacturers you should consider, and how much you are prepared to pay.

A good laptop purchased in 2015 should last you for four or five years. But you have to make sure what you buy is fit for purpose. (See also: Should I buy a refurbished laptop? )

Which laptop to buy: what specs to look for

This depends on for what you will be using your new laptop. For the majority of people, a laptop is for web browsing, email and social media, and office work such as spreadsheets and Word docs. There may also be some photo- and video-editing.

The good news is that for such users the specification can be relatively light, and that will save you money. We would recommend that you focus your budget on the best possible processor, the most RAM you can afford (and use) and – a key consideration – that you invest in as much onboard storage as is possible.

So even at the budget end of the market you should be looking for an Intel Core i3 or higher processor. There’s nothing wrong with AMD chips, of course, but Intel truly dominates the PC market these days. Unless you are really strapped for cash avoid Intel Pentium or -Atom processors.

In terms of memory, you want as much RAM as possible. If you purchase a 32-bit Windows laptop you will be able to use a maximum of 3GB RAM. For a 64-bit install the more the merrier. You will never regret having too much RAM, as it will keep your laptop faster for longer.

Similarly, storage is critical. If you’re lucky it’s the aspect of your laptop that will run out the first. These days we all store myriad images and videos, and making sure you have sufficient space will keep your laptop useful for longer. A solid-state drive – or SSD – is always best, as it is much quicker than a traditional spinning hard drive. But an SSD will add significantly to the cost of your laptop and capacities tend to be lower. If you are at the budget end of the market go for a HDD.

Get those three specifications right and you will be off to a winning start. They will all impact on battery life, too. You want the biggest possible battery cell, and ideally it should be replacable. Other key considerations include the size and weight, and the display and graphics. We’ll also consider multimedia and connectivity.

With the former, you need to ask yourself for what you will be using your laptop – and where. If you want a laptop as your principal home computer, and it is unlikely to do all that much travelling, you can save money on thin and light and stretch out to a large 15in or 17in laptop. But if you need a laptop for work on the move, you will probably pony up more for a sleek and portable Ultrabook.

Size and weight directly impacts on display size, of course. Things to look out for here: it’s not just the physical size of the screen that matters, but the resolution. Ideally you should aim for a 720p or 1080p display, these days. And not all screens are made equal. You’ll find that a matte display is better than glossy if you work under strip lighting (or outdoors). Do you want a touchscreen? It can be nice but it will add considerably to the cost. Generally speaking the more you pay the better you get, in terms of richness of colour and flexibility of viewing angles, and so on.

Few laptops have dedicated graphics cards. Unless you are looking for a gaming rig you will be unlikely to need any more than the onboard graphics built in to many mmodern Intel chipsets. But if hardcore gaming is your thing, invest your money here. Finally, if you will be watching movies on your laptop, or listening to music, you may wish to get a laptop with decent front-facing speakers. In terms of connectivity 802.11ac/n Wi-Fi should be a given. Look for an HDMI port if you want to play content from your laptop to your TV. You can never have too many USB ports, and Bluetooth can be useful.

Which laptop to buy: what manufacturers to consider

We can’t in all fairness list only a few laptops makers and tell you to avoid all others. But I will say this: laptops are complex and expensive machines. Things go wrong all the time, and you want to know that if your laptop breaks you will be able to take it back to the manufacturer and get it fixed. So I would always err toward a manufacturer with history and a good reputation. There are great deals to be had online, but there’s nothing wrong with a physical store into which you can walk with your laptop if you need help.

Check out the reputation of your chosen manufacturer, although do bear in mind that all computer makers turn out the occasional lemon and customers tend not to post online with stories of a good PC delivered on time. And remember, if something looks too good to be true it probably is.

Which laptop to buy: how much should I pay?

Again: work out what you need, and work from there. These days it is perfectly possible to get an adequate web-browsing machine for 300- 350 inc VAT, if you don’t need the very best build or the latest spec. But if you want style, portability and performance you will need to shell out for it. Work out the specs you require, then look at what is available online and on the high street. Remember that at the lower end of the market even mainstream supermarkets sell decent laptops these days. But when you see a model you think would suit your purposes, be sure to check that spec against what you can get online to ensure you grab a bargain. For more, see: How to choose a laptop below 500 .

Which laptop to buy: best laptops of 2015

Still confused as to which laptop to buy? Fear not. Below are links to our regularly updated laptops group tests, featuring full reviews of the latest and greatest laptops in a variety of key categories.



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Founded in 2008, GreenGeeks prides itself on being the world s number one green energy hosting company. The idea behind going green is to simply refund the energy used by the company s servers by purchasing wind energy credits triple the original amount of energy spent, thanks to its partnership with the Bonneville Environmental Foundation. Interesting enough, studies have actually indicated that while the web hosting may seem like a harmless virtual business, it is forecasted that by 2020, the web hosting industry and the airline industry will be on par in terms of pollution contribution.

Price. $4.95/month
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Besides replacing the energy utilized by the servers, GreenGeeks also installs their servers with Intel Dual Quad Core Xeon processors, 8GB ram and Large Raid 10 storage arrays in order to minimize energy consumption without skimping on their server performance. Besides championing for Mother Nature s causes, GreenGeeks is also the go-to web hosting provider particularly if you re interested in setting up a blog using WordPress .

Win an iPad2 from GreenGeeks

Updated 1st June 2011

Besides getting $30 off. you can also win a brand new Apple 32GB iPad 2 when you sign up to GreenGeeks hosting services. Remember to use the coupon code 100WH . This offer ends on 30 June 2011.

Oh, don t worry if Apple is unable to ship to your country, GreenGeeks will send you a cash equivalent of the Apple gadget.

Previous Winners

April 2011 Rob Brenner Valrico, FL.

Why WordPress?

WordPress is one of the most popular blog publishing application that at this point of writing, is being utilized by 13% of the biggest websites around the world. Implementing WordPress in your blog means that you will have an open source Content Management System (CMS) that enables you to change the theme and layout as well as arrange widgets in your site without having the need to edit any HTML or PHP coding. However, if you do decide that you would like to add your own personal twist to the coding on your site, superior editing options are also available for advanced programmers who are familiar with PHP and MySQL.

Another popular and important feature of WordPress is that it is search engine-friendly. WordPress also supports post or article tagging, trackback standards, ping standards and it helps you to create web pages that have a clean permalink structure. While the standard WordPress is already pretty sufficient, the fact that you can further tweak your WordPress capabilities by installing WordPress plugins further adds value to this powerful application.

GreenGeeks is WordPress Ready!

In order to host WordPress on your site, it is a mandatory requirement that your web hosting provider has servers that supports PHP (version 4.3 or greater), MySQL (version 4.1.2 or greater) and contains the mod_rewrite Apache module. GreenGeeks users comfortably meet these WordPress requirements as the GreenGeeks servers come with the latest version of PHP (version 5.2.9) and MySQL (version 5.0.87). Furthermore, GreenGeeks also offer a one-click auto-installer feature via the Fantastico script library.

The Eco Site Plan

In terms of hosting plans, GreenGeeks offers only one package known as the Eco Site plan that costs a mere USD4.95 per month. Their offer also comes with plenty of unlimited features including a free lifetime domain name, unlimited domain names, unlimited disk space, unlimited bandwidth, unlimited email accounts, free nightly backups and many more. What s more? You also get 30-days money back guarantee where if you are unhappy with the hosting account, you can request for a cancellation and get your money refunded!

Upon registration with GreenGeeks, you will also be rewarded a USD25 worth of advertising credit with Yahoo .

Special Promotion
Currently, GreenGeeks is running a promotion where you can get US$30 off your annual GreenGeeks plan by using the special coupon code 100WH . This offer is only for readers and visitors from 100 Web Hosting.

GreenGeeks Coupon Code

Just enter the coupon code 100WH when you are ordering to get US$30 off any annual package.

Each GreenGeek account also comes with the popular cPanel control panel plus the one-click installation feature that includes Joomla, Drupal as well as WordPress. Alternatively, users can also opt for template based web site builder programs also included in their GreenGeeks account, known as SoHo Launch and the RV Site Builder. If you re intending on opening an e-commerce site, you will also be interested to know that GreenGeeks also comes with popular shopping carts including CubeCart. Zen-Cart and OSCommerce. These are popular e-commerce shopping carts, features-rich and come with popular payment options such as Paypal and credit cards.

If you already have an existing WordPress site that you would like to move to GreenGeeks, you will be delighted to know that GreenGeeks can help you with all the moving work. GreenGeeks will help you to move/transfer your account for FREE!

GreenGeeks Technical Support

If you do get stuck at any point, feel free to call up the Support Team at GreenGeeks as they run a 24/7 Customer Support that is ready to help you with any queries throughout the entire year. You can also call the GreenGeek hotline available on weekdays (9am EST till midnight EST) and on weekends (9am EST till 8pm EST) at 1-877-326-7483. Rest assured that the team manning the hotline consists of North Americans trained in answering customer queries as GreenGeeks does not believe in outsourcing their support team.

Having said that, GreenGeek s official website is already a pretty concise heaven of WordPress hosting information from which one can find answers to the most frequently asked questions. More tutorials on how to go about building a great site can also be found on the tutorial section located in your cPanel account which includes video tutorials and step-by-step walk-throughs. GreenGeeks users also have access to an entire WordPress help center labyrinth which includes tips, guides as well as a WordPress video tutorial series specially designed for GreenGeeks users.

GreenGeeks is awarded as The Best WordPress Hosting

With reasons which we have highlighted above, no doubt GreenGeeks deserves to be awarded as the Best WordPress Hosting company. Congratulations to their team and we are sure with such a prestigious award and with their continuous dedication to serving the community, we will continue to see and get excellent web hosting services from them, for WordPress websites in particular!

Testimonial from a Happy Customer

Editor s Final Notes

GreenGeeks is marketed to be a win-win situation for everyone. When you sign up for GreenGeeks, you ll be able to enjoy being serviced by a company that prides itself on being the best WordPress web hosting company. By building its customer base, GreenGeeks will also be able to contribute more to saving the environment.

In hindsight, considering that GreenGeeks is well equipped with the latest hardware, software versions and even has a team dedicated to provide the best customer support, GreenGeeks is a good option for anyone who wants to sign up with a great web hosting provider, regardless of whether or not you re interested in implementing WordPress on your site.

Tips: Use the coupon code 100WH to get US$30 off the Eco Site annual plan.

18 Comments



Best Cheap car insurance in San Diego, CA #yelp,recommendation,san #francisco, #bay #area, #local,business,review,friend,restaurant,dentist,doctor,salon,spa,shopping,store,share,community,massage,sushi,pizza,nails,new #york,los #angeles


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Best Cheap Car Insurance in San Diego, CA

Neighborhoods

San Diego

  • Allied Gardens
  • Alpine
  • Alpine Heights
  • Alta Vista
  • Balboa Park
  • Banker s Hill
  • Barrio Logan
  • Bay Park
  • Blossom Valley
  • Bostonia
  • Carlsbad
  • Carmel Valley
  • Chollas Creek
  • Chollas View
  • City Heights
  • Clairemont
  • Crest
  • Del Cerro
  • Del Mar
  • Downtown
  • East Village
  • Emerald Hills
  • Eucalyptus Hills
  • Fleetridge
  • Fletcher Hills
  • Gaslamp
  • Golden Hill
  • Granite Hills
  • Grant Hill
  • Grantville
  • Harbison Canyon
  • Hillcrest
  • Jamacha
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  • Kensington
  • La Jolla
  • La Jolla Shores
  • La Playa
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  • Lakeside
  • Liberty Station
  • Lincoln Park
  • Linda Vista
  • Little Italy
  • Logan Heights
  • Loma Portal
  • Lomita
  • Memorial
  • Middletown
  • Midway
  • Mira Mesa
  • Miramar
  • Mission Hills
  • Mission Valley
  • Mount Helix
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  • Navajo
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  • North Encanto
  • North Park
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  • Ocean Beach
  • Oceanside
  • Old Town
  • Otay
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  • Pacific Beach
  • Palm City
  • Palo Verde
  • Paradise Hills
  • Point Loma
  • Rancho Bernardo
  • Rancho Palo Verde
  • Rancho Penasquitos
  • Rancho San Diego
  • Rolando
  • Roseville
  • San Carlos
  • San Ysidro
  • Scripps Ranch
  • Serra Mesa
  • Shelter Island
  • Sherman Heights
  • Skyline
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  • South Bay Terraces
  • South Encanto
  • South Park
  • Southcrest
  • Spring Valley
  • Stockton
  • Talmadge
  • Tierrasanta
  • Torrey Highlands
  • Torrey Hills
  • Torrey Pines
  • University City
  • University Heights
  • Valencia Park
  • Victoria
  • Winter Gardens

Cities

Distance

  • Bird’s-eye View
  • Driving (5 mi.)
  • Biking (2 mi.)
  • Walking (1 mi.)
  • Within 4 blocks

Price

Features

  • Open Now
  • Gender Neutral Restrooms
  • Offers Military Discount
  • Accepts Credit Cards

    General Features

    • Open At:
    • Open Now
    • Accepts Credit Cards
    • Offers Military Discount
    • Gender Neutral Restrooms

    Category

    • Financial Services
    • Insurance
    • Auto Insurance
    • Home & Rental Insurance
    • Automotive
    • Local Services
    • Notaries
    • Hotels & Travel
    • Travel Services
    • Shipping Centers
    • Life Insurance
    • Printing Services
    • Roadside Assistance
    • Banks & Credit Unions
    • Home Services
    • Registration Services
    • Towing
    • Professional Services
    • Tax Services
    • Mortgage Brokers
    • Real Estate
    • Smog Check Stations


Pester Plumbing – Plumbing – 1667 Springfield St, Dayton, OH – Phone Number #yelp,recommendation,san #francisco, #bay #area, #local,business,review,friend,restaurant,dentist,doctor,salon,spa,shopping,store,share,community,massage,sushi,pizza,nails,new #york,los #angeles


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I ve used Pester Plumbing for several years. They ve helped finish a basement, install sinks, installed a water softener. All of the employees have been professional and leave the work area clean. Highly recommend them

Unfortunately there weren t any reviews when our neighborhood hired Pester to install 2nd water gauges in 7 homes. Four of the seven have had to hire another company to correct the initial work. When BBB got involved, Pester didn t even respond to the complaints until nearly two years later. and only because the company wanted to get rid of their F rating. Do yourself a favor, and STAY AWAY.

Pester Plumbing

This business has not yet been claimed by the owner or a representative.

Claim this business to view business statistics, receive messages from prospective customers, and respond to reviews.

Arrowhead is led fearlessly by a military man whose business is founded on morals and respect. His name is Tom, and he would love to assist you with all of your heating and cooling needs. Tom started his business in… read more

in Contractors, Heating & Air Conditioning/HVAC, Plumbing

Unfortunately there weren t any reviews when our neighborhood hired Pester to install 2nd water gauges in 7 homes. Four of the seven have had to hire another company to correct the initial work. When BBB got involved, Pester didn t even respond to the complaints until nearly two years later. and only because the company wanted to get rid of their F rating. Do yourself a favor, and STAY AWAY.

11 people voted for this review

Others will see how you vote!

Heads up: From now on, other Yelpers will be able to see how you voted. Want to chime in?



Cash Advance Payday Loans Online Review #one #hour #loans


#best payday loan
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Review

Cash Advance is an online payday loan broker that has been in operation since 1997. You can apply for a loan at any time of the day or night and in most cases your loan can be funded within 24 hours of your loan approval. You can borrow up to $1,000 and you can customize your loan term to match your next payday. Cash Advance allows you to get the loan you need regardless of your credit history. Even if you have declared bankruptcy you are still eligible for a loan at Cashadvance.com. The entire loan application process is online and your loan will automatically be deposited into your bank account upon approval.

Details of Loans

The lenders in Cash Advance’s network offer APRs between 200% and 2,290% depending on how they calculate the APR. CashAdvance allows you to borrow between $100 and $1,000 and your loan term can range from 7 days to 30 days. In order to apply for a loan, you need to simply complete the online application form. This step should take less than 5 minutes to complete. Your information is protected by state of the art encryption technology so it will not be stolen by a malicious 3rd party. Once you have completed your application it will be reviewed and you will be matched with the best online lender. In most cases your loan will be deposited into your checking account the next business day. Cash Advance works with a large number of reputable lenders in order to find you a lender that can accommodate your needs.

Eligibility Criteria

Some states and districts have stringent limitations or have banned payday loans completely so you must live in a state that allows payday loans. In addition, you have to be 18 years of age and a citizen or permanent resident of the United States. You need to have a monthly income of at least $1,000 after taxes and you must work with the same employer for 90 days. Finally, you will need to have an active checking account in your name. On the loan application you will need to provide your date of birth, name, home address and a valid email address as well.

Considerations for Payday Loans

Payday loans are not the best solution for all circumstances and they should only be used on a short-term basis. Because Cash Advance simply matches you with a lender, you will need to read the implications of non-payment for your specific lender. However, all lenders at Cash Advance must abide by all applicable federal and states laws in regards to non-payment. If you miss a payment, you will likely be charged a late fee and your credit score may be negatively affected.

Customer Service

Cash Advance is a service provider and can be contacted or accessed in regards to any available services it offers. If you have a question about a current loan you must contact your lender directly. For any questions about Cash Advance, you can contact customer service via online form in the ‘Contact Us’ section or you can send an email to customer service. You should receive a reply within 24 hours of your inquiry. There is also a frequently asked questions section that contains information about eligibility requirements, loan amounts and other general terms and conditions for loans at Cash Advance.

Value for Money

Cash Advance matches millions of customers to lenders each and every year. This online payday loan broker also uses the most advanced security measures to protect you from online fraud. Cashadvance.com adheres to all Fair Lending laws by providing clear information about payday loan terms, charges, rates and other important conditions.



MyPC Backup Review – View MyPC Backup Features, Pricing, Storage Space #mypcbackup,mypcbackup.com,mypcbackup #review,mypc #backup,www.mypcbackup.com


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MyPC Backup Review

  • Price: 2.95
  • Storage: 1000gb
  • Moneyback: anytime
  • PC Compatible
  • Mac Compatiable
  • Linux Compatiable
  • Android App
  • Mobile Device Access
  • iPad App
  • iPhone App
  • 24/7 Support
  • Phone Support
  • Email Support
  • Video Tutorials
  • Multiple Computers
  • Automated Backups
  • Scheduled Backups
  • File Sharing
  • Folder Sharing
  • File Manager
  • Sync Space
  • File Versioning
  • Backup Movies
  • Backup Music
  • Referral Program
  • Encrypted
  • Drag and Drop
  • Full Computer Restore
  • Backup External Drives
  • Selective Backups
  • Idle Backups
  • Geo-Redundant Storage

MyPCBackup is an industry leader in online backup and automated PC backup.

MyPCBackup makes online computer backup simple with 100% automatic, user-friendly backup with fast upload speeds and convenient features that make it easy to understand why this company is quickly becoming a favorite among consumers.
MyPCBackup offer plenty of online storage space, an easy-to-navigate members area, and an intuitive desktop application that allow you to access your files from anywhere at any time. You also have the ability to sync multiple computers to one account, making MyPCBackup our #1 choice.

Value for Money:

MyPCBackup are the best value for money online backup provider in our opinion, great free account plus very cheap unlimited plans

Features:

MyPCBackup uses a desktop application that does not take very much memory and is always sending your files encrypted and securely to your cloud based server storage. Your computer backup will always be up to date.

MyPCBackup give every user free access to iPad, iPhone and Android apps which allow you to view, manage and upload from these devices.

Once you buy a new computer you can easily download all of your files back to your new computer. MyPCBackup is very inexpensive to use. The security that comes with knowing all of your files are backed up safely and securely in case of computer failure is truly priceless. One of the best features from MyPCBackup is 100% Automated Backups. In under three clicks, you can have all of your important files backed up to the cloud on a schedule of your choosing.

Summary:

MyPCBackup is a safe, easy and cheap way to backup all of the files on your desktop or laptop computer. If you have ever lost all of your computer files before then you know how traumatizing it can be. Maybe you lost some of the pictures you took of your family or maybe you lost some important tax documents. Either way, you will never have to go through that again and MyPCBackup is designed to be simple to use. You simply install the application and then you can forget about it.

Product Ideology:

MyPC Backup is one of those companies that truly want to help each and every customer if they have a question or problem using their cloud back up storage service. Although the process of using MyPCBackup is extremely easy and simple, it is nice to know that MyPCBackup is there to help you out if any problems do arise.

Security:

We can happily say you wont find a more secure service than MyPCBackup. MyPCBackup is one of the few Amazon s3 partners which means they have 99.999999999% durability meaning they guarantee they will lose just 1 file in 10 million years.
MyPCBackup encrypts your data as it is being sent to the cloud storage. MyPCBackup also secures and encrypts your files on the server also. You do not have to worry about having your files hacked or stolen when you use MyPCBackup.

Storage Space:

The storage space is unlimited. Regardless of how many gigs you have you will be able to back up all of your files with the MyPCBackup. You also can sync multiple computers to have all of your hard drives’ information backed up.

Ease Of Use:

Using MyPCBackup could not be any easier. You literally install a desktop application and then everything is done automatically in the background.

Customer Support:

If you need any support for using MyPCBackup you will be able to use their online documentation as well as the video tutorials. If a question does arise then MyPCBackup is quick with email responses that actually answer your question, and are not simply a “canned response” that is automatically sent out.

MyPC Backup Customer Reviews Write Review


Certified Occupational Therapist Assistant Salaries by education, experience, location and more #p #a #salary, #certified #occupational #therapist #assistant #unemployment #insurance #benefits #compensation #unemployed #salary #range #job #search #career #education #salaries #employee #assessment #performance #review #bonus #negotiate #wage #change #advice #california #new #york #jersey #texas #illinois #florida


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Certified Occupational Therapist Assistant Salaries

Alternate Job Titles: Certified Occupational Therapist Assistant

  • What is the average annual salary for Certified Occupational Therapist Assistant?

    How much does a Certified Occupational Therapist Assistant make? The median annual Certified Occupational Therapist Assistant salary is $55,120. as of May 30, 2017, with a range usually between $49,656 – $60,562. however this can vary widely depending on a variety of factors. Our team of Certified Compensation Professionals has analyzed survey data collected from thousands of HR departments at companies of all sizes and industries to present this range of annual salaries for people with the job title Certified Occupational Therapist Assistant in the United States.

    This chart describes the expected percentage of people who perform the job of Certified Occupational Therapist Assistant in the United States that make less than that annual salary. For example the median expected annual pay for a typical Certified Occupational Therapist Assistant in the United States is $55,120, so 50% of the people who perform the job of Certified Occupational Therapist Assistant in the United States are expected to make less than $55,120.

    Source: HR Reported data as of May 30, 2017

    • About this chart

      This chart describes the expected percentage of people who perform the job of Certified Occupational Therapist Assistant that make less than that salary. For example 50% of the people who perform the job of Certified Occupational Therapist Assistant are expected to make less than the median.
      Source: HR Reported data as of June 2017

      Assists an Occupational Therapist with rehabilitative activities for patients who may have developmental, physical and emotional impairments. Prepares equipment for treatment and may perform clerical duties for the department. Requires an associate s degree and passing of a national examination to be a Certified Occupational Therapist Assistant (COTA). Familiar with standard concepts, practices, and procedures within a particular field. Relies on experience and judgment to plan and accomplish goals. Performs a variety of tasks. A limited degree of creativity and latitude is required. Typically reports to an occupational therapist. View full job description



Animator education requirements #animator #education #requirements, #cartoonist #/ #animator #unemployment #insurance #benefits #compensation #unemployed #salary #range #job #search #career #education #salaries #employee #assessment #performance #review #bonus #negotiate #wage #change #advice #california #new #york #jersey #texas #illinois #florida


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Cartoonist / Animator Salaries

Alternate Job Titles: Cartoonist / Animator, Cartoonists and Animators, Cartoonists Animators

  • What is the average annual salary for Cartoonist / Animator?

    How much does a Cartoonist / Animator make? The median annual Cartoonist / Animator salary is $51,107. as of August 03, 2017, with a range usually between $42,626 – $61,802. however this can vary widely depending on a variety of factors. Our team of Certified Compensation Professionals has analyzed survey data collected from thousands of HR departments at companies of all sizes and industries to present this range of annual salaries for people with the job title Cartoonist / Animator in the United States.

    This chart describes the expected percentage of people who perform the job of Cartoonist / Animator in the United States that make less than that annual salary. For example the median expected annual pay for a typical Cartoonist / Animator in the United States is $51,107, so 50% of the people who perform the job of Cartoonist / Animator in the United States are expected to make less than $51,107.

    Source: HR Reported data as of August 03, 2017

    • About this chart

      This chart describes the expected percentage of people who perform the job of Cartoonist / Animator that make less than that salary. For example 50% of the people who perform the job of Cartoonist / Animator are expected to make less than the median.
      Source: HR Reported data as of August 2017

      Provides drawings or animations used in advertising, illustrating ideas and promotional efforts to amuse audiences or to meet other needs. Uses various methods to communicate the organization s efforts through an assortment of freehand artwork. May prepare artwork for printing or mass production. Typically reports to a supervisor or manager. Works on projects/matters of limited complexity in a support role. Work is closely managed. Typically requires 0-2 years of related experience. View full job description



Chevrolet SS Reviews – Chevrolet SS Price, Photos, and Specs – Car and Driver #chevrolet #ss #review, #chevrolet #ss, #chevrolet #ss #price, #chevrolet #ss #specs, #chevrolet #ss #photos


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Chevrolet SS

Chevrolet SS

2017 Chevrolet SS Manual

Fans’ last chance at Chevy’s pushrod V-8 rear-wheel-drive sedan.

2017 Chevrolet SS Chevrolet SS 2017 4.0 1.0 5.0

It’s a common phenomenon: Brand enthusiasts zero in on an overseas model and imagine that if it were appropriated for stateside consumption, it would not only upend the performance-per-dollar hierarchy, but also require dealerships to hire extra security to handle the teeming masses waving their checkbooks. “I’d be first in line!” they say. In this instance, the manufacturer is Chevrolet and the car is the Holden Commodore, but General Motors was planning to bring it stateside as the Chevrolet SS long before the keyboard tastemakers took notice.

Having previously experienced less-than-stellar results with the sadly misunderstood Pontiac GTO and later the Pontiac G8 sedan, two recent Australian-American V-8–powered products that failed to build much excitement at the cash register, GM knew to temper the plan with a dose of consumer reality. Sales turned out to be consistent if not earth shattering: GM sold 2479 units in 2014, 2895 in 2015, and 3013 in 2016. Ultimately, it was the company’s decision to shutter Holden production altogether, not weak sales, that sealed the SS’s fate. Ordering for the SS concluded at the end of February, with Chevrolet dealers now selling off any remaining stock. Interestingly, Chevy sold 1529 SSs in the first three months of 2017, with 1217 sold in March alone. Apparently, news of the car’s impending demise helped stoke some fires; that and a recent fire sale advertising 20 percent off.

Last Caress

Before the SS forever disappears not so silently into a cloud of tire smoke, we wanted one last fling to load up the memory bank, so we snagged a 2017 SS with a six-speed manual. Little has changed in the car’s four-model-year run. Its centerpiece—the old-school, two-valve-per-cylinder pushrod LS3 V-8—still sends 415 ponies and 415 lb-ft of torque to the rear tires. While the SS launched in 2014 with a six-speed automatic transmission as the sole cog-swapper, the manual came onboard (as a no-cost option) in 2015, as did Chevy’s excellent Magnetic Ride Control adaptive suspension, Brembo brakes in the rear to match the existing fronts, 4G LTE connectivity, and five additional exterior colors. Although its fascia was mildly updated and new 19-inch wheels arrived in 2016, some fans still found the exterior appearance too bland. We kind of dig its clandestine exterior for its authority-avoiding disappear-into-the-flow-of-traffic properties.

One of the SS’s more interesting traits is its high level of standard equipment. In addition to the hardware above, the base price of $48,620 includes a dual-mode exhaust, a limited-slip differential (3.70:1 final drive in the manual versus the automatic’s 3.27:1 ratio), proximity entry, remote start, heated and ventilated power front seats, a leather-wrapped steering wheel and shifter, a head-up display, forward-collision warning, a rearview camera, rear cross-traffic alert, lane-departure warning, blind-spot monitoring, and more. With the SS, you won’t spend hours hemming and hawing over the options sheet. On our test car, the only items adding to the bottom line were the $395 Orange Blast paint, which was bright enough to negate the whole disappear-into-the-flow-of-traffic theory, and a sunroof for $900. The sticker also calls out the $1000 gas-guzzler tax (it’s $1300 with the automatic transmission). All in, the total came to $49,915. If we had the chance to order our own, we’d go with basic black.

While the SS performs well in virtually any driving environment that involves pavement, it excels out on the fringes of civilization, following the undulating and meandering rural lanes that weave among the lakes and farms near our Ann Arbor office. It’s these types of roads that had staffers talking resurrected E39-generation BMW M5. Balance is a word that rarely applied to big Chevrolet sedans in previous decades, but the SS has it. Push the Bridgestone Potenza RE050A summer tires (245/40R-19 front, 275/35R-19 rear) too hard and you feel a hint of understeer, which can be remedied with a gentle stab of the accelerator (stability control is fully defeatable). Those familiar with the steering of the current Camaro will feel right at home with the electrically assisted setup in the SS—it’s direct and linear but a little devoid of feel and on-center weight. A few drivers complained about nonlinear clutch takeup, but most found it a mild inconvenience and easily trained their left leg accordingly.

In its performance, this SS fell right in line with the numbers posted by its stick-shifted 2015 predecessor. The zero-to-60-mph run took 4.5 seconds, shaving a tenth off the time of our 2015 example. The quarter-mile was a dead heat, with the 2017 model matching the 13.0 seconds and 111-mph trap speed of the earlier car. Of what used to be referred to as the Big Three, only Chrysler offers V-8–powered, rear-drive sedans that play in the same league as the SS. The Dodge Charger R/T equipped with the 5.7-liter V-8 and an eight-speed automatic couldn’t match the SS, requiring 5.1 seconds to reach 60 mph and 13.6 seconds for the quarter-mile. Add a 6.4-liter Hemi to the equation, however, and the tables are turned: The Dodge Charger R/T Scat Pack sprinted to 60 mph in 4.1 seconds and through the quarter-mile in 12.4.

We’d be remiss if we didn’t point out that the price to pay for enjoying that glorious, naturally aspirated, 6000-rpm soundtrack on a regular basis is an observed fuel economy of 14 mpg. That falls short of the EPA combined number of 17, but on the brighter side, the SS returned 23 mpg in our 75-mph, steady-state highway test.

Neither of the Mopars can match the SS’s sense of balance—yep, there’s that word again—or its general poise. Registering 0.96 g on the skidpad, the SS handily outgrips the Dodge boys (0.86 g for the R/T, 0.91 g for the R/T Scat Pack), but even more critical is that the Chevy goes about the task with more finesse. In addition, stopping from 70 mph required just 156 feet, right in line with previous model years. You don’t need to change much when you get it right the first time around.

But now that the SS’s days are numbered, the opinion farm is back to spreading manure: “It was too well equipped,” they say. “I totally would have been a player if Chevy had offered a stripper model without the infotainment and convenience features for around $30K.” Sure, you would’ve. For those whose actions speak louder than their words, however, the chance to act is quickly vanishing.

Highs and Lows

Highs:

Old-school naturally aspirated V-8 goodness, precise and balanced chassis, comfy supportive seats.



Michael Sargent, DDS – General Dentistry – 21 Chelmsford St, Chelmsford, MA – Phone Number #yelp,recommendation,san #francisco, #bay #area, #local,business,review,friend,restaurant,dentist,doctor,salon,spa,shopping,store,share,community,massage,sushi,pizza,nails,new #york,los #angeles


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Dr Sargent s dental practice runs like a well oiled machine! I have been a patient there since they first opened. His staff is professional, courteous always helpful. I never hesitate to refer friends new acquaintances to his practice for exemplary care

I have been a patient of Dr. Sargent for over 30 years and think he is the best. He has always taken the time to explain why you require a particular procedure and his work is top notch. The entire staff, from the reception desk, hygienists, as well as the other dentists are truly wonderful to deal with. I would never think of changing dentists.

Dr. Sargent told me I needed a crown. I asked why. He replied, because you re over 40 and left the room. Fail. I now go to Dr. Sampath. She is very professional, caring, and not flippant.

I (along with my entire family) have been coming here for all my dental work save oral surgery for years and years. The location is convenient, the office is charming, the staff (everyone, including reception staff, hygienists, and the dentists themselves) are stellar. They are punctual and professional, not to mention clean! Going to the dentist can be nerve-wracking and frustrating to begin with, so I d at least prefer to go somewhere I trust and feel comfortable.

My family and I have been coming to this practice for close to 20 years. It s a terrific and professional environment.

Michael Sargent, DDS

I have been a patient of Dr. Sargent for over 30 years and think he is the best. He has always taken the time to explain why you require a particular procedure and his work is top notch. The entire staff, from the reception desk, hygienists, as well as the other dentists are truly wonderful to deal with. I would never think of changing dentists.

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I (along with my entire family) have been coming here for all my dental work save oral surgery for years and years. The location is convenient, the office is charming, the staff (everyone, including reception staff, hygienists, and the dentists themselves) are stellar. They are punctual and professional, not to mention clean!

Going to the dentist can be nerve-wracking and frustrating to begin with, so I d at least prefer to go somewhere I trust and feel comfortable.

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Security Systems Of America – Last Updated June 14, 2017 – Security Systems – 475 Ardmore Blvd, Pittsburgh, PA – Phone Number #yelp,recommendation,san #francisco, #bay #area, #local,business,review,friend,restaurant,dentist,doctor,salon,spa,shopping,store,share,community,massage,sushi,pizza,nails,new #york,los #angeles


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475 Ardmore Blvd
Pittsburgh. PA 15221
(800) 544-5003

They installed a full house (3 story) system during a major renovation. They perfectly coordinated with our GC with no issues. We just signed the contract and the alarm system was integrated into the construction plans. So far, about 6 months into owning the system, it works exactly as you would expect.

While I have only had SSA service for a few months, so far they have been excellent. When I called to set up my service, they were professional and accommodating to my schedule. The technician that came out to activate our system (existing and installed by previous HO) seemed a little perplexed by some settings but was committed to completing the task. The Alarm.com iOS app capabilities are very nice and user friendly. So far so good!

SSA is a class act. I have been with guardian and others over the years and I never had an easier experience than working with SSA. The salesman was not pushy and the installation Tech was extremely courteous and thorough. We had a few minor issues (which is expected) but the technician worked through them and in a very timely fashion. I don t do these reviews very often but when I do it s well deserved.

I highly recommend SSA for anyone s security needs, the technician who came out to install are system was very friendly as well as very informative he explained everything he was doing and how everything worked. Another plus is the Alarm.com app that they go through you can alarm and disarm alarm anywhere as well as check your cameras 24/7. We have had this system a little over a year and have only had one issue and that was due to a power outage on our end nothing with SSA but I called and they walked me through step by step on how to fix the issue with no waiting times. I wouldn t chose anyone else to protect our home!

Security Systems Of America

While I have only had SSA service for a few months, so far they have been excellent. When I called to set up my service, they were professional and accommodating to my schedule. The technician that came out to activate our system (existing and installed by previous HO) seemed a little perplexed by some settings but was committed to completing the task. The Alarm.com iOS app capabilities are very nice and user friendly. So far so good!

Was this review ?

SSA is a class act. I have been with guardian and others over the years and I never had an easier experience than working with SSA. The salesman was not pushy and the installation Tech was extremely courteous and thorough. We had a few minor issues (which is expected) but the technician worked through them and in a very timely fashion. I don t do these reviews very often but when I do it s well deserved.

Was this review ?

I highly recommend SSA for anyone s security needs, the technician who came out to install are system was very friendly as well as very informative he explained everything he was doing and how everything worked. Another plus is the Alarm.com app that they go through you can alarm and disarm alarm anywhere as well as check your cameras 24/7. We have had this system a little over a year and have only had one issue and that was due to a power outage on our end nothing with SSA but I called and they walked me through step by step on how to fix the issue with no waiting times. I wouldn t chose anyone else to protect our home!

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From the business

Specialties

Specializing in:
– Security Control Systems Monitoring
– Security Equipment Systems Consultants

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TIAA-CREF Lifecycle Retirement Income Fd (TLRIX) #tiaa-cref #lifecycle #retirement #income #fd, #tlrix, #best #mutual #funds, #investing, #mutual #fund, #rating, #review, #scores, #ranking, #performance, #holdings, #fees, #risk


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TIAA-CREF Lifecycle Retirement Income Fd

About TLRIX

The investment seeks high total return over time primarily through income, with a secondary emphasis on capital appreciation. The fund is a “fund of funds” that invests in Institutional Class shares of other funds of the Trust and in other investment pools or investment products. It invests in underlying funds according to a relatively stable asset allocation strategy that will not gradually adjust over time and is designed for investors who are already in or entering retirement. Target allocations may be changed and actual allocations may vary up to ten percentage points from the targets.

Rankings

U.S. News evaluated 181 Target-Date Retirement Funds. Our list highlights the top-rated funds for long-term investors based on the ratings of leading fund industry researchers.

TLRIX is listed as:

Scorecard

Trailing Total Returns Monthly

Morningstar Mod Tgt Risk TR USD

Performance

The fund has returned 8.53 percent over the past year, 4.63 percent over the past three years, and 6.01 percent over the past five years.

Fees

Category average: 0.1

Risk

Risk is High compared to funds in the same category according to Morningstar.

Volatility Measurements

Volitility measures reflect the uncertainty or risk of change in a security’s value.

Standard Deviation. 4.975



College for Financial Planning – Master of Science Programs #master #of #finance,master #of #financial #planning,master #of #personal #financial #planning,college #for #financial #planning,financial #planning,retirement #planning,crpc,aams,awma,adpa,apma,crps,cmfc,cfp,cfp #review,finra #series,cfp #exam #prep,cfp #test #dates


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Master of Science Programs

Unlike similar programs, we do not require potential students to
take an admissions exam like the GRE or GMAT.

Go beyond simple memorization. Our program is based
entirely on real world cases that you can apply to your career immediately.

Earn a fully accredited MS degree for less than $15,000
with no student loans to worry about. That is virtually unmatched.

Our MS Program Graduates self-reported a 25% average increase to their earnings via an internal survey of MS alumni conducted in 2016.

Unlike similar MBA programs, our MS in Finance program focuses on finance without the need for unrelated coursework and electives.

The College pioneered the financial planning profession and has more than 40 years of experience educating the country’s top financial minds.

Discussion groups, instructional videos, and interaction with your professors combine the advantages of a classroom with the convenience of distance education.

Classes are held five times per year and students can begin
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Distance Education without the Disconnect



Paralegal I Salaries by education, experience, location and more #paralegal #certification #seattle, #paralegal #i #unemployment #insurance #benefits #compensation #unemployed #salary #range #job #search #career #education #salaries #employee #assessment #performance #review #bonus #negotiate #wage #change #advice #california #new #york #jersey #texas #illinois #florida


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Paralegal I Salaries

Alternate Job Titles: Paralegal I, Law Clerk I, Legal Aid I, Legal Assistant I

  • What is the average annual salary for Paralegal I?

    How much does a Paralegal I make? The median annual Paralegal I salary is $52,824. as of May 30, 2017, with a range usually between $46,712 – $59,646. however this can vary widely depending on a variety of factors. Our team of Certified Compensation Professionals has analyzed survey data collected from thousands of HR departments at companies of all sizes and industries to present this range of annual salaries for people with the job title Paralegal I in the United States.

    This chart describes the expected percentage of people who perform the job of Paralegal I in the United States that make less than that annual salary. For example the median expected annual pay for a typical Paralegal I in the United States is $52,824, so 50% of the people who perform the job of Paralegal I in the United States are expected to make less than $52,824.

    Source: HR Reported data as of May 30, 2017

    • About this chart

      This chart describes the expected percentage of people who perform the job of Paralegal I that make less than that salary. For example 50% of the people who perform the job of Paralegal I are expected to make less than the median.
      Source: HR Reported data as of June 2017

      Provides support to attorneys. Under the direction of an attorney, resolves routine legal issues. Researches and analyzes law sources such as statutes, recorded judicial decisions, legal articles, treaties, constitutions, and legal codes to prepare legal documents, such as briefs, pleadings, appeals, wills, contracts, etc. May require an associate s degree or its equivalent and 0-2 years of experience in the field or in a related area. Has knowledge of commonly-used concepts, practices, and procedures within a particular field. Relies on instructions and pre-established guidelines to perform the functions of the job. Works under immediate supervision; typically reports to an attorney. View full job description



Nikon AF-S Nikkor 105mm f #ed #review


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Nikon AF-S Nikkor 105mm f/1.4E ED Review

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Introduction

The AF-S Nikkor 105mm f/1.4E ED is an ultra-fast telephoto prime lens for Nikon full-frame DSLR cameras. The AF-S Nikkor 105mm f/1.4E ED features 14 optical elements in 9 groups, including three ED glass elements, and an iris diaphragm with 9 rounded blades. The Silent Wave Motor provides smooth and quiet auto-focus with full-time manual focus override, while Nikon s Nano Crystal Coating significantly reduces instances of ghosting and flare. The AF-S Nikkor 105mm f/1.4E ED lens is available now priced at £2,049.99 / €2,419.00 / $2,199.95 in the UK, Europe and the US, respectively.

Ease of Use

Tipping the scales at a whopping 985 grams and measuring 10.6cms in length (without the lens hood fitted), the Nikon AF-S Nikkor 105mm f/1.4E ED is a very big and heavy short-telephoto prime lens. Coupled with the range-topping Nikon D810 camera, as shown in the photos below, the overall kit weighs almost 2kg, which mostly limits it to life in the studio.

As you would expect from a lens that costs this much, build quality is very good. The lens feels solid in your hand, even if the outer barrel and the massive 82mm filter thread appear to be plastic. The focusing ring is wide, ridged and rubberised. As this is a G series lens, it has no aperture ring – no big deal unless you wanted to use it on a very old film body.

The lens features a useful distance scale in meters and feet, although there s no accompanying DOF scale.

Since the AF-S Nikkor 58mm f/1.4 does not have Vibration Reduction or a focus limiter, the only control on the lens barrel is a focus mode switch with the usual M/A and M settings.

The Nikon AF-S Nikkor 105mm f/1.4E ED is sealed against dust and moisture, so it s a great companion for similarly sealed bodies even when they are used in dusty locales or less-than-ideal weather conditions.

The lens ships with the dedicated HB-79 lens hood and a cloth lens bag.

Auto-focus

The Nikon AF-S Nikkor 105mm f/1.4E ED lens features a Silent Wave Motor (SWM) that allows near-silent auto-focusing on all Nikon DSLR cameras. Importantly, this solution allows instant manual override even when the focus mode switch is in the M/A position. Focusing is fully internal, meaning the length of the lens always remains constant, and the front of the lens does not rotate on focus. This is good news for those who use polarisers or ND grads on a regular basis.

In use, we found the focusing to be indeed very quiet, and pretty fast – but certainly not instantaneous – with the lens mounted to a Nikon D810 body.

Chromatic Aberrations

Chromatic aberrations, typically seen as blue or purple fringes along contrasty edges, are very well controlled with this lens – the examples below show the worst-case scenario.

Light Fall-off and Distortion

With the lens wide open at f/1.4, you can only see some light fall-off in the corners and along the frame edges. Stopping down helps, although to completely get rid of this phenomenon, you will need to use an f-stop of f/4 or smaller. There s also some very slight pin-cushion distortion.

Macro

The Nikon AF-S Nikkor 105mm f/1.4E ED is not a macro lens. The closest focusing distance is 1m, and Nikon quotes a maximum magnification of 0.13x for the lens. The following example illustrates how close you can get to the subject, in this case a CompactFlash card.

Bokeh

Bokeh is a word used for the out-of-focus areas of a photograph, and is usually described in qualitative terms, such as smooth / creamy / harsh etc. One of the reason to buy a fast lens is to be able to isolate the subject from the background. Nikon was apparently very much aware of this requirement, as they employed an iris diaphragm with 9 rounded blades for a pleasing rendering of the out-of-focus highlights. Based on what we have seen, we can say that they largely succeeded. Below you ll find some examples, but you are also encouraged to check out our sample images.



Next Day Payday Loans Review #loan #mortgage #calculator


#next day loans
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Review

Next Day Payday can match you with a qualified lender to satisfy your short-term financial needs. This payday loan matcher works with a network of national lenders and will search a database to find you the perfect lender. In just a few minutes you can apply for a payday loan and have the loan in your bank account as early as the next business day. Even if you have poor credit or no credit you still may be able to qualify for a loan at Next Day Payday. All of the lenders at Next Day Payday offer reasonable terms and conditions based on all applicable laws.

Details of Loans

In most cases, you will repay your loan on or by your next payday. However, most customers will have the chance to rollover their loan for a small fee if they need a loan extension. Next Day Payday cannot give a precise APR for these loans as that will be determined by the lender. Before you sign your loan documents you will be given all the information in regards to APR and loan fees. The minimum loan you can get from Next Day Payday is $100 and the maximum amount is $1,000.

It should be noted that some lenders may have different minimum and/or maximum loan amounts. During the application process, you need to complete an online form which takes about 2 minutes. After this, Next Day Payday will search its national lender database to match you with the right lender. Your information will be sent to that lender for final approval. Once approved, the lender can directly deposit your loan into your bank account as early as the following business day.

Eligibility Criteria

Some eligibility requirements need to be met for you to be approved for a loan at Next Day Payday. First, you must be a citizen of the United States and you must be at least 18 years old. You also need to make $800 per month through stable employment or through another regular source of income. Finally, you need to have a bank account so that your money can be directly transferred to you and so you can make payments on your loan. Bounced checks, bankruptcy and other credit issues will not necessarily disqualify you.

Consideration for Payday Loans

The lenders that Next Day Payday works with follow the laws and regulations in regards to non-payment. However, depending on the lender, the precise consequences of non-payment will vary. Generally, non-payment will result in late fees and if non-payment continues the case will be given to a collections agency. Non-payment will also be reported to credit agencies which will result in a negative mark on your credit report.

Customer Service

As a service provider, Next Day Payday is available at any time to answer questions about their services. You can contact customer support through an online contact form on the ‘Contact Us’ page. You can also apply for a loan by telephone using the telephone number on that page. There is also a frequently asked questions page that can provide you with all of the general information you need about the lending process. If you have specific questions about your loan, you should contact your lender directly.

Value for Money

Next Day Payday has been verified and secured by GoDaddy. This site is protected with advanced encryption technology to ensure that private and sensitive information is protected at all times. This payday loan merchant only works with lenders that adhere to applicable lending laws, and that provide clear fee schedules and terms.



BMW 3-series Reviews – BMW 3-series Price, Photos, and Specs – Car and Driver #bmw #3-series #review, #bmw #3-series, #bmw #3-series #price, #bmw #3-series #specs, #bmw #3-series #photos


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BMW 3-series

BMW 3-series

Barbarians at the vortex.

2017 BMW 3-series BMW 3-series 2017 4.5 1.0 5.0

The battle for the soul of BMW rages on, although one side is clearly winning: those driving the company toward mainstream appeal in its core models as well as futurists who advocate for electric cars, increased hybridization, and across-the-board adoption of semi-autonomous driving systems. The other side is aligned with BMW’s once-granitic core, the Ultimate Driving Machine faithful, dedicated to fine-tuning several thousand pounds of metal and rubber and passion to respond as if it were hard-wired to your brain. You can probably guess how we stand on this.

Into this vortex rolls the 2017 BMW 330i sedan. Don’t confuse it with the 3.0-liter six-cylinder powered four-door of the same name that last appeared here in 2006. The 2017 330i is a sedan with a 2.0-liter turbocharged four-cylinder that replaces last year’s 2.0-liter turbo four-cylinder 328i. In place of the former engine, the 330i employs the new B46 powerplant, which first appeared last year in the X1 and then rolled into the 2-series and even the Mini Cooper S. It’s part of the lightweight, low-friction modular engine family that also spawned the turbocharged inline-six in the new 340i.

For the B46, BMW shrunk the bore but increased the stroke and, combined with some other internal engine improvements, achieved an output of 248 horsepower and 258 lb-ft of torque. Unlike the 328’s N20, which developed its 255 lb-ft of peak torque at just 1250 rpm, the 330’s B46 wants 1450 rpm to peak, so BMW adjusted gearing accordingly. (The 2017 car has a wider ratio spread in its eight-speed ZF automatic and uses a numerically lower final-drive ratio.)

Yet despite all of this fiddling around with drivetrains, the 2017 330i feels remarkably similar to the 2016 328i. That’s good if you think recent four-cylinder BMWs are great. It’s not so great if you’re bothered by the slight thrumming and belt-sander-esque sound of modern four-cylinder BMWs at full throat. Having been seduced by the silken song and velvety power delivery of the BMW inline-six, which has graced the engine bays of 3-series sedans since 1983, it’s hard to snuggle up to the four-banger. Just sayin’.

Powered Up but Not Faster

As for the added eight horsepower and taller gearing, we really didn’t feel it. Not that the 330i is sluggish—far from it. In our testing, the 330i achieved 60 mph from rest in 5.4 seconds, just a tenth or two off the 5.2- and 5.3-second runs of the 2016 328i and the 328i xDrive and 0.6 second behind the 4.8-second run of the turbo-six-powered 2016 340i. There was zero turbo lag with the engine’s twin-scroll setup. BMW has stated that a key goal for the new modular Efficient Dynamics engine family is improved fuel economy. At an EPA-estimated 23 mpg in the city and 34 mpg on the highway, the new 330i automatic comes in a bit short of last year’s 328i, rated at 23/35. But our 25-mpg observed fuel economy for the 330i over two weeks of hammering it hard over our favorite test roads may be more revealing; the last 328i we tested returned just 21 mpg. Also encouraging is that the 330i yielded 41 mpg on our 200-mile, 75-mph highway test.

In our braking and lateral-grip tests, the new 330i’s 168-foot stop from 70 mph and 0.83-g skidpad performance were within spitting distance of the numbers achieved by the 2016 328i xDrive. Passable, considering the less-than-sticky Continental ContiSportContact summer tires mounted to our test car. But 0.83 g would have tied with the Toyota Camry SE, the loser in our most recent comparison test of four mid-size family sedans, a decidedly nonsporty bunch. The braking figure, at least, is better than average. We experienced more free travel than we’d like at the top of the brake pedal, but the binders firmed up and were plenty strong and easy to modulate once you got there—with zero fade.

Fuzzy Around the Edges

It’s in subjective areas where the roundel has lost more of its shine. The current F30 3-series is entering its sixth year in this market and, despite a mild freshening for 2016 models. looks and feels dated. We’re not talking only about the 3-series’ electrically boosted steering that continues to please with its surgical precision but frustrates due to a deficit in feedback. Compared with, say, the new Audi A4 or Mercedes-Benz C-class. the BMW sedan feels more confining and more plasticky inside.

There are other fuzzy edges. The 330i’s fuel-saving stop/start system is very abrupt on startup, and it isn’t as smooth as those we’ve experienced recently in some Mercedes-Benz or even Chevrolet products. BMW long ago decided to favor run-flat tires to reduce vehicle mass while optimizing trunk space, but the optional 18-inch wheel-and-tire setup on our test car suffered some brutal impact harshness over almost unseen concrete dividers and potholes. Road sizzle, particularly with the larger 18-inch wheel (17s are standard), intrudes from the rear, especially, when traveling over brushed concrete or high-aggregate-content asphalt pavement. You have to turn up the radio or talk louder to compensate. We noted that the ride quality was, outside of the choppy run-flat tires, quite good—but the body bounced and floated on some bumpy back roads, not traditional BMW behaviors. The car still transitions into corners well, and its primary controls have a harmonious, single-purpose feel that makes driving quickly a breeze.

The 3-series is basically a sedan with coupe proportions, so the 330i’s rear-seat legroom is tight. And the 330i’s center-stack display screen is pretty small by today’s standards.

Core Values

The 330i we tested represents the core of the BMW brand as it stands today, being softer and more comfort-focused than in generations past. The four-cylinder turbo automatic is the best-selling 3-series drivetrain combination in the United States. And the 3-series, whether or not you include the mechanically similar 4-series coupes and convertibles, is both the top-selling BMW and easily the sales leader in the entry-luxury sports-sedan segment. At a $47,645 as-tested price and displaying remarkable restraint in the options department, this 330i is the kind of sports sedan you might spec out yourself or recommend to a friend. On top of the $39,745 base price, our test 330i was upgraded with leather trim ($1450); a driver-assistance package consisting of a backup camera and sonar park-distance control ($950); a premium package with keyless entry, a sunroof, adjustable front-seat lumbar support, and SiriusXM satellite radio ($2450); 18-inch aluminum wheels ($600); heated front seats ($500); and navigation ($1950).

Despite its lost luster, the BMW 3-series remains the entry-luxe sports sedan that all other carmakers judge theirs against—the sales numbers are hard to deny. We keep poking BMW to improve steering feedback, but the 3er does have competent dynamics; firm, supportive front seats; great ergonomics; and a right-size feeling to recommend it. But the current F30 generation is showing some gray around the temples, something the brand needs to address with an all-new version—that, and performance numbers that suggest that competitors who’ve aimed at BMW’s icon are hitting the target. If the battle swirling around the BMW roundel is any indication, a quicker response would be better than a delayed one.

Highs and Lows

Highs:

Responsive steering, efficient and strong four-cylinder engine, top-shelf ergonomics.

Lows:

Four-banger not as velvety as the six, steering remains lifeless, some gray showing at the temples.

Model Research

Specifications

VEHICLE TYPE: front-engine, rear-wheel-drive, 5-passenger, 4-door sedan

PRICE AS TESTED: $47,645 (base price: $39,745)

ENGINE TYPE: turbocharged and intercooled DOHC 16-valve inline-4, aluminum block and head, direct fuel injection

TRANSMISSION: 8-speed automatic with manual shifting mode

DIMENSIONS:
Wheelbase: 110.6 in
Length: 182.8 in
Width: 71.3 in Height: 56.3 in
Passenger volume: 96 cu ft
Cargo volume: 17 cu ft
Curb weight: 3569 lb

FUEL ECONOMY:
EPA city/highway driving: 23/34 mpg
C/D observed: 25 mpg
C/D observed highway driving: 41 mpg
C/D observed highway range: 640 mi

News and Reviews



Review 100 Day Loans – Unsecured Personal Loans #apply #for #loan #online


#100 day loans
#

Unsecured Personal Loans: Review 100 Day Loans

If you are considering payday loans, it is probably you need to get money fast and have exhausted all other options. 100 Day Loans offers a network of well over a hundred lenders who will enable you to get unsecured personal loans right away.

100 Day Loans For Bad Credit Risks

You have probably see advertisements for cash advance lenders and payday loan lenders. These types of lenders offer loans for bad credit risks. They can get you cash to help you solve your short-term cash crunch. You should only consider these types of loans is you absolutely need the loan and have considered all other options. Many of these lenders require that you repay the loan within 2  pay periods that s just 14 days. You might be able to request an extension, but that means that, more than likely, you will be confronted with additional fees. How are you ever supposed to get control of your money if the cash advance and payday loan lenders only provide you with fourteen days to repay?

Advantage of 100 Day Loans

This lending network has several lenders who offer longer repayment periods for your short-term unsecured loans. 100DayLoans.com provides a refreshing new idea sweeping the internet of disappointed payday loan users by providing them with a better option.

You can start your quest for an unsecured personal loan right now. There are 3 steps. That s all it takes to get the ball rolling: Applying Now, Getting Approved, and Getting Your Cash. By means of their automatic system, they are able to seek out other lenders, Financial Firms, and Payday Loan Lenders than the competition for the highest loan amounts and the lowest interest rates. They could even give you personal credit lines of as much as $1K, along with a built-in Loan Finder which will find the best loan for you regardless of what your credit rating! Their structure is set to search more than 122 credit loan providers in order  to find you the best 100 day loan. So fill out the application and apply at once!

Apply For 100 Day Loans

For 100 Days of Freedom, apply for your advance using their safe, two-step application form. Actually, at 100 Day Loans.com, they use VeriSign 128 bit encryption technology in the application! They ensure the safe transfer of your individual and financial information, so there is no need to be concerned.

Get Accepted For 100 Day Loans

Once you apply for one of those unsecured personal loans. can you believe that you can get your approval status immediately? That is absolutely  the case. In fact, 80% of the people who submit an application for one of these unsecured personal loans will have their application approved.

Get Cash From 100 Day Loans

Once your application gets accepted and again, an astonishing 80% of application will get accepted the cash that you so desperately need will be quickly deposited into right into your bank account. How quickly? The cash will be deposited into your bank account within one hour. Is that fast enough?

Thus get your loan, and enjoy 100 Days of Freedom through which to pay it back. In reality, 100DayLoans.com guarantees this.

As we indicate all the way through this site, seeking lending, especially financing by means of a payday loan lender should be among the last choices which you contemplate. However if you are desperately seeking money and are considering those unsecured personal loans as an option, you absolutely must contemplate 100 Day Loans as an alternative. Click here to apply for one of those unsecured personal loans.

100 Day Loans Help You Get Money Fast, But

You will be able to get money fast with 100 Day Loans. There are many advantages to using them. They have a really robust network of bad credit lenders which dramatically improves your chances of finding a loan, even if you have bad credit. However, the 100 day statement is essentially just the name of this lender. They are affiliated with a network of lenders. When you secure a loan from one of these lenders, the repayment schedule might mean that the note is due in 100 days, but it also may mean that the note is due in fewer days. In the worst case, it could be due as soon as payday lenders loans are due. And then there s also the interest rates and fees. These can be considerable.

But if you need the cash, and you have exhausted all other options, then 100 Day Loans can help you to get a personal loan. Since they have a lot of bad credit lenders in their network the odds of you securing a loan are greatly improved. Therefore, if you are considering unsecured personal loans, and you have exhausted all other options, you might want to give them a try.



Peer to Peer Lending Sites: An Exhaustive Review #used #auto #loan


#peer to peer loans
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The entire US p2p ecosystem in a single list

Many people like peer to peer lending for its low loan rates. Others celebrate its consistent and generous ROI. But the truth is that neither of these benefits are very profound. For example, while it is crucial to get out of debt (perhaps through a p2p loan), the process isn’t all that fun. Quite the opposite; making those monthly payments can be a real chore.

This applies to investing as well. Earning a return is key to a healthy retirement, but it really isn’t all that interesting. A dull number on your screen slowly grows over a 2-4 decades until a certain retirement threshold is reached and you’ve “made it” a long time to wait for a party.

My favorite aspect is something altogether different. What captivates me about peer to peer lending is its transparency and collaboration. Certainly competition exists, but the long storied history of peer to peer lending is really one of people figuring this out together.

To illustrate this, today I’ll review every peer to peer lending website in the United States, highlighting the collaborative part they play in the overall lending ecosystem.

Two American P2P Lending Companies

Many online lending companies have launched in the United States, but only two are purely peer to peer. Only two connect everyday investors to borrowers: Lending Club and Prosper. Additional platforms will launch in the future, but for now these are the sole two.

Lending Club

You really can’t talk about peer to peer lending without starting with Lending Club. The industry leader, founded in 2007, has gone on to issue over $9 billion in loans. Their site has the best user interface and the largest 3rd-party investor ecosystem. Recently, Lending Club went public on the New York Stock Exchange, becoming the first publicly traded online lender in history.

They offer loans between $1000 to $35,000. Interest rates range from 6.6% to 29.9%. Their average loan is for $15,000 and has a 13.4% APR. Read: our Lending Club review for borrowers .

Lending Club investors: typically earn between 5% and 9%, depending on how much risk is taken on. Read: our Lending Club investor review

Prosper Marketplace

Prosper made history when they launched in 2006. They were the first ever American peer to peer lending company. Since then, the company has experienced tremendous growth and success, having recently issued an incredible $3 billion in loans. Recently, they were named by Forbes as one of the most promising companies in America.

Prosper offers loans between $2000 and $35,000. Interest rates range from 6.6% to 35.9%. The average loan at Prosper is for $13,000 and has a 13.9% interest rate. Read our loan review for Prosper .

Loans up to $35,000

Check your rate at both, go with the lower rate.

Check Your Rate

Prosper investors: typically earn between 5% and 9.5% depending how much risk is taken on. Read: our Prosper investor review

P2P Lending News and Education Sites

A wide variety of news and education sources have sprung up around these two companies.

Lend Academy

CrowdFund Insider

Orchard Platform

P2PLendingExpert

Stu Lustman is a credit professional who brings his own value to this space. Furthermore, he has a unique take with peer to peer Bitcoin lending re: his coverage of BTCJam .

LendingMemo

Launched in January 2013, this site continues to be a joy and privilege to work on. Thanks for reading 🙂

Secondary Blogs

Even though PeerCube and LendingRobot are more known for their savvy p2p tools, they operate blogs on the side that are filled with interesting and helpful information on this investment.

PeerCube Blog: PeerCube.com/blog

P2P Lending Investing and Analytics Tools

NSR Invest

Probably the main investor analytics site for years has been NSR Invest (originally Nickel Steamroller). NSR offers a fast and robust backtesting tool that allows investors to breakdown the historical loan data in pretty much any way they desire.

On top of that, they offer great charts of industry growth, the most advanced portfolio analysis in the country (including Prosper), and fund management for accounts over $10,000.

LendingRobot

LendingRobot is the biggest auto-investing tool in the space, having received a lot of positive press as of late (TechCrunch ). Their tool automates Lending Club and Prosper investments in a variety of interesting ways. Not only can you auto-invest with filters (video ), but their Estimated Return parameter invests with an algorithm, allowing you to increase your returns without needing to learn filtering at all. They have pre-set filters for conservative and aggressive investment strategies.

Lately, LendingRobot even added functionality for the Folio secondary market, allowing you to automatically place loans for sale on Folio that, for example, drop a certain amount in FICO.



Cochrane Handbook for Systematic Reviews of Interventions #a #systematic #review #of #software #development #cost #estimation #studies


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Cochrane Handbook for Systematic Reviews of Interventions

Editors’ Update: June 2017

Following the introduction of the Methodological Expectations for Cochrane Intervention Review (MECIR) standards, we set out to produce a minor Handbook update, Version 5.2. Due to limited editorial capacity, a limited number of interim updates for Version 5.2 have been produced. The new chapters are 1, 8, 9, 10, 11, 12, and 21 and are available as pdf versions for Cochrane members. The new chapters include minor edits to improve clarity, some limited new material and updating. There are no substantive changes to methods. For more details see the What’s new? page. T he Handbook editorial team will now proceed to the full production of Version 6 of the Handbook, to be released in 2018. Senior Scientific Editors Julian Higgins and James Thomas have reorganized some material to include recent developments. There are also several new chapters including writing a protocol, equity and specific populations, complex interventions, network meta-analysis, and synthesizing findings using non-statistical methods.

The Cochrane Handbook for Systematic Reviews of Interventions is the official guide that describes in detail the process of preparing and maintaining Cochrane systematic reviews on the effects of healthcare interventions. The current complete version of the Handbook is 5.1 (updated March 2011), edited by Julian Higgins and Sally Green.

All authors should consult the Handbook for guidance on the methods used in Cochrane systematic reviews. The Handbook includes guidance on the standard methods applicable to every review (planning a review, searching and selecting studies, data collection, risk of bias assessment, statistical analysis, GRADE and intepreting results), as well as more specialised topics (non-randomized studies, adverse effects, economics, patient-reported outcomes, individual patient data, prospective meta-analysis, qualitative research, reviews in public health and overviews of reviews).

Official translations of the Handbook are also available in Spanish and Simplified Chinese (see links above right).

Further information is also available about the Handbook including supplementary material. information about what’s new in each version, updates and corrections and more.

You can also access the Handbook in the following ways:

  • In RevMan. the Handbook can be accessed offline through the Help menu of Cochrane’s review production software.

As a textbook: Version 5.0.2 of the Handbook was published in by Wiley-Blackwell in September 2008 and is still available for sale. Note that this is no longer the most current version of the Handbook, and readers should consult the What’s New section for more information.

Printable (PDF) versions of all chapters (Version 5.2) are available to registered Cochrane contributors (Archie login required).

Our Glossary includes definitions of methodological and organisational terms as used by Cochrane.

Contact the Editors

The Handbook editorial team now includes: Julian Higgins and James Thomas (Senior Scientific Editors); Rachel Churchill (Senior Editor); Toby Lasserson. Tianjing Li, Matthew Page and Vivian Welch (Associate Scientific Editors); Miranda Cumpston (Implementation Editor); Jackie Chandler (Managing Editor); and Laura Mellor (Editorial Assistant). The Handbook Editorial Team structure is available here [PDF] .

How to cite the Handbook

Higgins JPT, Green S (editors). Cochrane Handbook for Systematic Reviews of Interventions Version 5.1.0 [updated March 2011]. The Cochrane Collaboration, 2011. Available from http://handbook.cochrane.org.

Details of how to cite individual chapters are available in each chapter.

Previous versions

Archived copies of the following previous versions of the Handbook are available:

You may also be interested in:

  • Cochrane Handbook for Systematic Reviews of Diagnostic Test Accuracy


Wells Fargo Rewards Credit Card Review #wells #fargo #mastercard #credit #card, #wells #fargo #rewards #card #review


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Wells Fargo Rewards Visa® review

Our rating

See breakdown of this card’s rating

Updated: Wells Fargo recently launched a new line of rewards cards (the Propel cards ) and a new cash-back card (Cash Wise ) that aren’t reviewed in the article below.

If you bank with Wells Fargo, you might have been offered the Wells Fargo Rewards Visa card. It s part of the Wells Fargo Rewards program – and has some important fine print to be aware of when it comes to the advertised 5X bonus categories.

Earning Rewards

The most important thing to be aware of is this: The card offers 5X bonus earnings on gas, grocery and drugstore purchases (and 1X on everything else) – for the first 6 months only. After that, you’ll earn 1X rewards on everything. So, while getting 5 times the rewards in some common spending categories is alluring, you won’t be getting it forever. See the below screen shot from Wells Fargo s site:

This temporary bonus period is an anomaly among cards, so if you shop around, you’ll find other products that give you sustainable bonus categories. Some cards let you earn 5X back on rotating categories year round. Other cards offer permanent bonus categories, and while they may not be 5X on earnings, they may be more lucrative if you have the card for many years.

Redeeming rewards

Knowing how many points you earn per dollar is only part of the rewards equation. You also need to know how much your points are worth when you cash them in. Fortunately, Wells Fargo has done much to improve its rewards program with Go Far Rewards – the portal you’ll visit to transform your rewards points into cash back, travel, gift cards and more. You can also redeem rewards in increments of 2,000-point increments.

For cash-back redemptions and gift cards, you’ll generally get 1 cent per point, which is standard across the industry. If you have the Visa Signature version of this card, you can get a better value on airline ticket redemptions, because your points are worth 50 percent more if you redeem through the Go Far Rewards portal. For example, to redeem for a $500 airfare, you’d need only 33,333 points instead of 50,000. Remember, though, you have to book your airfare via the Wells Fargo Go Far Rewards portal, which restricts your flexibility somewhat (especially if you like to shop around on bargain travel sites).

Are there any special benefits?

This card has the standard Visa travel and purchase protection suite, which is now run-of-the-mill on most no-annual-fee cards. However, it does have something most other cards don’t have – cellular phone protection (against theft and damage). To get this protection, pay your bill with your card, and you’re covered for up to $600 ($25 deductible).

That means your Wells Fargo rewards card is essentially nothing more than your typical 1% rebate card. With such low rewards, it s hard to be that excited about it. But, if you re building credit and bank with Wells Fargo, this could be a good starter card.

Interest rates and fees?

There’s no annual fee, and the APR is variable, based on your credit health. So, if you qualify at the upper part of the APR range, this may not be a card to carry a balance on.

Verdict?

This card is a good starter rewards card. However, if you have options, this card is essentially a 1 percent cash-back card (after the bonus intro period), and there are plenty of other cards that offer more – including some of Wells Fargo’s higher-tier cards, like the Cash Wise card and the Propel cards.

Why we gave it 3 out of 5 stars

While this card is sometimes referred to as a cash-back card, it advertises that you earn points in the Wells Fargo Go Far program, which has many redemption options. So we evaluated it based on our standards for Flexible Rewards Programs .

While this may be a good starter card for Wells Fargo customers with less-than-great credit, it’s a lukewarm rewards card overall. We docked it two stars for its temporary 5X categories and lack of bonus opportunities throughout the life of the card.

Rewards-earning rate: To get this star, a no-annual-fee card must offer at least 1X on all spending and at least 2X points in at least one bonus category. Because this card’s bonus categories expire after 6 months, we did not rewards a star.

Rewards value: This card meets our requirements for this star by offering at least one redemption option that guarantees a 1-cent-per-point value (cash back, gift cards and travel)

Unique perks: This card offers cellphone protection, which is rare among credit cards, and the ability to redeem rewards as cash via the ATM.

Fair annual fee: The card has no annual fee

Bonus opportunities: After the first six months, there aren’t any notable bonus opportunities with this card.

This review was written or last updated August 2016

Advertiser Disclosure
The credit card offers that appear on this site are from credit card issuers from which CreditCardForum.com receives compensation. This compensation may impact how and where products appear on this site, including the order in which they may appear within listing categories. CreditCardForum.com does not include all credit card offers that might be available to consumers in the marketplace.

Editorial Disclosure
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

User Generated Content Disclosure
Forum member posts, comments and responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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Best Air conditioning repair in San Diego, CA #yelp,recommendation,san #francisco, #bay #area, #local,business,review,friend,restaurant,dentist,doctor,salon,spa,shopping,store,share,community,massage,sushi,pizza,nails,new #york,los #angeles


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Best Air Conditioning Repair in San Diego, CA

Neighborhoods

San Diego

  • Allied Gardens
  • Alpine
  • Alpine Heights
  • Alta Vista
  • Balboa Park
  • Banker s Hill
  • Barrio Logan
  • Bay Park
  • Blossom Valley
  • Bostonia
  • Carlsbad
  • Carmel Valley
  • Chollas Creek
  • Chollas View
  • City Heights
  • Clairemont
  • Crest
  • Del Cerro
  • Del Mar
  • Downtown
  • East Village
  • Emerald Hills
  • Escondido
  • Eucalyptus Hills
  • Fleetridge
  • Fletcher Hills
  • Gaslamp
  • Golden Hill
  • Granite Hills
  • Grant Hill
  • Grantville
  • Harbison Canyon
  • Hillcrest
  • Jamacha
  • Kearny Mesa
  • Kensington
  • La Jolla
  • La Jolla Shores
  • La Playa
  • La Presa
  • Lakeside
  • Liberty Station
  • Lincoln Park
  • Linda Vista
  • Little Italy
  • Logan Heights
  • Loma Portal
  • Lomita
  • Memorial
  • Middletown
  • Midway
  • Mira Mesa
  • Miramar
  • Mission Hills
  • Mission Valley
  • Mount Helix
  • Mount Hope
  • Mountain View
  • Navajo
  • Nestor
  • Normal Heights
  • North Bay Terraces
  • North Encanto
  • North Park
  • Oak Park
  • Ocean Beach
  • Oceanside
  • Old Town
  • Otay
  • Otay Mesa
  • Pacific Beach
  • Palm City
  • Palo Verde
  • Paradise Hills
  • Point Loma
  • Rancho Bernardo
  • Rancho Palo Verde
  • Rancho Penasquitos
  • Rancho San Diego
  • Rolando
  • Roseville
  • San Carlos
  • San Ysidro
  • Scripps Ranch
  • Serra Mesa
  • Shelter Island
  • Sherman Heights
  • Skyline
  • Sorrento Valley
  • South Bay Terraces
  • South Encanto
  • South Park
  • Southcrest
  • Spring Valley
  • Stockton
  • Talmadge
  • Tierrasanta
  • Torrey Highlands
  • Torrey Hills
  • Torrey Pines
  • University City
  • University Heights
  • Valencia Park
  • Victoria
  • Winter Gardens

Cities

  • Anaheim
  • Cardiff
  • Chula Vista
  • Corona
  • El Cajon
  • Encinitas
  • Fallbrook
  • Imperial Beach
  • Irvine
  • La Mesa
  • Lemon Grove
  • Los Angeles
  • Murrieta
  • National City
  • Orange
  • Poway
  • Ramona
  • Rancho Santa Fe
  • San Clemente
  • San Diego
  • San Luis Rey
  • San Marcos
  • Santee
  • Solana Beach
  • Temecula
  • Valley Center
  • Vista
  • Warner Springs
  • Wildomar
  • Winchester
  • Yorba Linda
  • Yucaipa
  • Yucca Valley

Distance

  • Bird’s-eye View
  • Driving (5 mi.)
  • Biking (2 mi.)
  • Walking (1 mi.)
  • Within 4 blocks


Murphy Insurance Agency – Insurance – 276 Ayer Rd, Harvard, MA – Phone Number #yelp,recommendation,san #francisco, #bay #area, #local,business,review,friend,restaurant,dentist,doctor,salon,spa,shopping,store,share,community,massage,sushi,pizza,nails,new #york,los #angeles


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Murphy Insurance Agency

From the business

Specialties

Murphy Insurance Agency is an independent insurance agency that helps individuals, families and businesses across Massachusetts and the other New England states get the coverage they need.

We are easy to work with by email, phone, mail or face-to-face, which ever you prefer. When it comes to protecting everything you value, partner with someone you can trust. We care that you have the right coverage. We are penny wise, but not pound foolish. Where you purchase your insurance makes a difference. We offer you one reliable relationship for safeguarding your financial stability whether your needs are personal, business or both.

We offer all types of personal insurance including auto insurance, home insurance, condo insurance, renter s insurance, umbrella insurance, disability insurance and life insurance. For businesses, we offer property insurance, commercial auto, liability insurance, workers compensation, bonds, employee benefits and more. For us business is always personal.

We re family-owned, so you can count on our personal commitment to excellent service and support. We always maintain a big picture approach in helping you to build a comprehensive protection plan, not just buy a policy. If you have a claim we are here to guide you through the claim process, so you will not go it alone. With our emergency claims hotline, you can reach us 24/7.

History

Established in 1937.

Murphy Insurance has 7 locations in Bolton, Groton, Harvard, Hudson, Marlborough, Mendon and Medway. We are one of the largest, family owned, independent agents in Massachusetts represent 29 companies with access to many more.

In 1937, D. Francis Frank Murphy started Murphy Insurance Agency in Hudson, Massachusetts. He had passion for the insurance business, his customers, and his family and friends. His son, Dennis F. Murphy, Jr. joined the Agency in 1960 continuing the legacy and significantly growing the business.

Today, the agency is still very much a family-owned agency lead by Dennis Murphy, Jr. Michael Murphy and Dennis Murphy III. We ve taken care of many clients for their whole lives. In fact, we now work with third and fourth generations of client families.

We ve are one of just 29 agents (out of 2,100 in the Commonwealth) to receive the prestigious Five Star Agency Designation conferred by the Massachusetts Association of Insurance Agents recognizing excellence.

Meet the Manager



Student Loan Screwy Service – Read expert review at #calculator #mortgage


#suntrust student loans
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Student Loan = Screwy Service

Cons: It’s scary that they are in control of people’s money!

My wife took out a student loan for her graduate school before we met. unfortunately, it was with Suntrust. The mishaps since that time have been scary.

First of all, they were about 2 years late in starting our payment process. We finally had to call and ask for them to do so.

Then the fun started.

We were informed that a payment book was being printed and would be mailed to us, and that in the meantime we could just mail the payments to the address listed in the initial letter. That was September, 2000.

We mailed our payments from that time until this month to that address and requested our payment book at least once every six weeks or so. We received it just this week. Just over six months after first being told we would.

Our January, 2001 payment was ‘lost’ and we were sent a threatening letter. Then it ‘turned up’. We were told that it was all taken care of and the check cleared our bank. Then, in early March, we were sent another threatening letter saying that not only had the January payment not arrived, but neither had our February payment. This REALLY upset us because BOTH checks had cleared our bank AND we’d previously received a letter stating that the January payment had been received and processed.

I called and spoke to the person whose name was listed on this letter and they had no idea what I was talking about. He told me that the computer showed no problems with our account. But yet, we were receiving these letters!

As of today, they have our account up-to-date. And, as I stated earlier, we now have a payment book. Hopefully, this will be the end of our bad experiences with Sun(dis)trust.

My advice is. if you need a loan, get it elsewhere.



MCAT Review #mcat, #review, #online, #prep


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MCAT Review

MCAT-Review.org offers MCAT Review and MCAT Prep online for free. Comprehensive, to-the-point review notes for each of the officially tested MCAT topics are listed below. In addition, we also provide strategies and an on-going project to crack the MCAT.

Because of the concise explanations and clear-cut diagrams, MCAT-Review.org has attracted over 3 million page views since it first launched. Over 20,000 students have reviewed the notes on this website in the last month. Don’t take the MCAT without going over MCAT-Review.org!

Physical Sciences Section

Biological Sciences Section

Verbal Section

  • Comprehension
  • Evaluation
  • Application
  • Incorporation of new information

Source: Official testing topics were obtained directly from the AAMC.

How to Review for the MCAT

You want to review for the MCAT in the most efficient way. First, review only the topics that will be on the exam. Second, review these exam topics with the test in mind. What this means is that you must do content review in conjunction with working real exam questions.

If you just do content review alone, then you’ll end up forgetting most of what you went over. However, if you work MCAT problems while doing content review, you’ll retain most of what you learned. Incidentally, the stuff that you retain will be the stuff that will be tested on the MCAT.

There’s only so many concepts an introductory course can cover, and there’s only so many ways one can test these concepts. So, if you know the aamc topics, and you do enough past MCAT questions, then you’ll figure things out.

What this means is that a question may at first appear to be very difficult because of the way it’s worded, or because it is given in the context of a strange experiment that you’ve never heard before. But then you’ll realize that the MCAT doesn’t test you on strange experiments that are not covered in a basic introductory course. After realizing this, you’ll be able to see right through the strange experiment and realize that the question is simply testing you on some very basic concept, like Le Chatelier’s principle, just disguised in the context of some unfamiliar situation.

To sum things up, review for the MCAT effectively by going over the official test topics published by the AAMC. Use the online notes here to guide your studies. And remember, do not wait until the last minute to take past MCAT exams. Start doing MCAT questions as early as possible, in conjunction with content review. Have fun reviewing for the MCAT!



1 Month Loan Review Plus A Brief Look At This Company s Cash Advance Loans #loan #consolidation


#1 month loan
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1 Month Loan Review Plus A Brief Look At This Company’s Cash Advance Loans

Nov 11, 2010

There are many financial companies which currently offer cash advance loan products in Great Britain. However one particular company that’s been doing this since 2004 is 1 Month Loan you will discover more about this company in this 1 Month Loan review. As opposed to various other lenders, there is a very easy applying method.

As usual, you can make an application for a financial loan on the internet utilizing their risk-free application. Immediately after making an application you will find that they’re going to next carry out several assessments to verify your identity. Next after that has been done they will ask you to agree to an internet agreement, yet you have to be mindful that this needs to be completed before the loan is really approved.

If you’re unwilling to agree to this then the possibility of the finance being rejected will be greatly increased. But if you are ready to sign the online arrangement they’ll consequently perform a number of ending security inspections. Again that is to ensure that the one who has sent applications for the credit really is you and not somebody who has stolen personal information about you.

The other reason you have to sign up online in advance is that if and when you are approved for a loan then it can be transferred to your account immediately. If they changed the procedure so that you only e-sign the loan agreement once you are approved then there is a risk that it would be too late to execute a same day transfer because of the time lost in you waiting for an approval email.

When you get through every one of these assessments then they may confirm that the loan you’ve asked for has become transmitted to your bank balance. You’ve got a couple of options regarding the way the cash is put in your bank. If you can wait around around 3 trading days for your resources you need then they are going to execute a BACS bank transfer and you will not end up being billed for this.

Nevertheless, if you want your money on the same day as the application form is approved then this company are going to get it done by means of CHAPS however for this particular service you are going to be charged a payment. If you use this particular service remember that the fee charged is greater than with some other payday loan businesses. Using 1 Month Loan you are expected to pay the charge of 25 pounds to make use of this ability.

Additionally you have to be aware that this provider controls the quantity you could borrow the first time you get cash from them. The amount is limited to 200 pounds which is actually quite little compared to most other lenders. Needless to say, when you prove that you can pay off your initial payday loan, you are allowed to gain access to much more next time round.

This 1 Month Loan review has only briefly looked at what this lender has to offer and how they process loans. We do recommend them if you need a pay day advance for up to 30 days and can wait for a 3 day BACS funds transfer as they are one of the cheaper lenders in this category as seen in the WhichPaydayLender.co.uk comparison table.

About the Author

Perplexed With Myriad Companies That Are Providing Finance Nowadays? Then You Need To Read Our 1 Month Loan Company Review. On Our Site We Review The Variables Which Matter Most When You Pick A Lender. You Will Be Well-Informed – This Is Why We Recommend Our 1 Month Loan Review.



PNC Cash Rewards Visa Signature Business card review #pnc #cash #rewards #visa #signature #business #credit #card, #review


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PNC Cash Rewards Visa Signature Business card review

  • No limit on the amount of cash you can earn
  • No expiration on cash
  • Redeem cash back as a statement credit or deposit into PNC business checking or savings account
  • Can t redeem less than $50 at a time
  • Can t deposit cash in a bank account that s not affiliated with PNC bank
  • Can t redeem rewards for noncash purchases such as gift cards
  • Must forfeit rewards if you miss a payment by more than 60 days

Other Notable Features: Set individual limits for employee cards; add, activate or close cards; schedule payments; download transactions into Excel, Quicken or QuickBooks; extended warranty; purchase security; baggage insurance; car rental insurance; roadside dispatch; concierge

Our reviews and best card recommendations are based on an objective rating process and are not driven by advertising dollars. However, we do receive compensation when you click on links to products from our partners. Learn more about our advertising policy

You won t have to work hard to earn additional cash for your business with this low-maintenance cash rewards card. The PNC Cash Rewards Visa Signature Business card makes it easy to rack up cash by awarding the same 1.5 percent cash back with every purchase.

The PNC Cash Rewards business card also includes a number of business-friendly features, such as premium travel benefits and personalized spending limits for your employees so you can rest easy when your employees use the company card. You have to maintain a PNC bank account to get the most out of this card, though, so you may want to look elsewhere if you don t want to open a new account.

Unlimited cash back
For a business card, the rewards offered by the PNC Cash Rewards Visa Signature card are among the best on the market particularly for cardholders who don t want to keep track of various spending categories. The PNC Cash Rewards Visa Signature card makes it easy to earn a significant amount of cash by awarding unlimited 1.5 percent cash back with every purchase. Many business rewards cards, by contrast, offer the equivalent of just 1 percent cash back and only offer bonus rewards for certain types of purchases. The PNC Cash Rewards card s $100 sign-up bonus is on the low side, though. So it can be a while before you build up a sizeable amount.

Business-friendly benefits
The PNC Cash Rewards Visa Signature business card also comes with a number of business-friendly benefits that may help your business run more smoothly. For example, the card allows you to preset individually tailored spending limits for your employees depending on their level of responsibility. You can also easily monitor accounts online and add, activate or close employee cards. In addition, the business card offers essential travel benefits that make travel less of a hassle, including car rental and baggage insurance, and roadside assistance.

So-so APR
On the downside, the APR on the PNC Cash Rewards business card is less appealing than the APRs charged by many of its competitors especially if you have less-than-perfect credit. PNC bank charges cardholders with the best credit scores just 11.49 percent to carry a balance, which is significantly below average, making it a good choice for cardholders with high scores. The typical business card, by contrast, charges a minimum APR of at least 13.41 percent, according to CreditCards.com data. However, the PNC card s maximum APR of 20.49 percent is relatively high, so you want to make sure you can qualify for a lower rate if you plan to carry a big balance.

Restrictions on redemption
The business card also imposes a number of restrictions that, for some cardholders, may limit the card s appeal. For example, you have to open a PNC bank account in order to redeem your earnings as a deposit. PNC Bank also won t let you redeem less than $50 at a time, so you have to wait to access rewards. On the plus side, PNC doesn t set an arbitrary expiration date on earnings, nor does it limit the total amount of cash you can earn.

  • You want a straightforward cash rewards card that offers a significant amount of cash with every purchase.
  • You prefer cash back instead of points.
  • You re already a PNC Bank customer or plan to open a new account.
  • Try to spend at least $1,000 a month for the card s first three months in order to earn the $100 sign-up bonus.
  • Use the card for all business purchases to earn the maximum amount of cash.
  • Consider paying office bills, such as utilities and electricity, with your rewards card. But first check to see whether there are any fees associated with paying by credit instead of cash.
  • Use your card for all domestic travel purchases, such as rental cars and airfare, in order to take advantage of the card s travel perks.

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank s website for the most current information.

Responses to comments in the discussion section below are not provided, reviewed, approved, endorsed or commissioned by our financial partners. It is not our partner s responsibility to ensure all posts or questions are answered.



Online Course: ABCs of English Grammar – CEU Certificate #online #college #english #courses, #online #course #class #video #tutorial #hd #training #certification #continuing #education #accredited #ceu #certificate #grammar #basics #review #prep #punctuation #learning #distance #e-learning #high #school #students #college #secretaries #writers #editors #proofing #test #preparation #homeschoolers #teachers #essay #writing #english #exams #skills #grammatical #errors #subject #verb #agreement #sentence #mechanics #structure #adverbs #adjectives #fragments #prepositions #parallel #structures #modifiers #misspelled #words #run-on #sentences #pronouns #pronoun #cases #noun #logic #tutoring #verbs #diagramming #101 #diction #capitalization #expert #instruction #make #money #teaching #guide #help #tutor #knowledge


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ABCs of English Grammar

Course Description

This self-paced online course will provide you with a review of the grammar and writing skills necessary when taking any high school or college test, or with your everyday work-related writing and correspondence.

Divided up into 15 easy-to-understand lessons, this grammar course concentrates on usage, the mechanics of a sentence, spelling, and a general review of grammatical problem areas. Each lesson focuses on frequent errors, gives examples, suggests strategies, and offers further study guides.

This course is ideal for all types of students who want to get an edge on taking a high school, college, or a job related English exam and anyone wishing to update and improve their grammar skills.

If you’re looking for a quick and efficient review of basic grammar skills, ABCs of English Grammar will meet your needs. This online class is not only for students prepping for high school and college English exams, but anyone who feels their grammar skills are not up to par. Divided into easy-to-understand lessons, this grammar course concentrates on usage, the mechanics of a sentence, spelling, and a general review of grammatical problem areas. Each lesson focuses on frequent errors, gives examples, suggests strategies, and offers further study guides.

Learning Outcomes

By successfully completing this course, students will be able to:

  • Recognize the subject and predicate of any sentence.
  • Know the differences between nouns and pronouns.
  • Be comfortable with forming sentences with the correct verb tenses.
  • Recognize irregular verbs.
  • Differentiate between adjectives and adverbs and use them properly in sentences.
  • Understand what is meant by a Phrase.
  • Identify the Clause.
  • Break down the mechanics of a sentence.
  • Identify the role of modifiers and use them correctly.
  • Correctly use capitalization in writing.
  • Correctly punctuate sentences.
  • Avoid common spelling problems, and
  • Demonstrate mastery of lesson content at levels of 70% or higher.

Student Testimonials

  • “I enjoyed this class and learned alot from it. Good Class! The instructor was great very prompt to answer emails. Will be taking another subject with UniversalClass very soon.” — Rita R.
  • “Instructor was very helpful.” — Lisa M.
  • “This instructor is very smart and helped me get through a very difficult class.” — Lisa G.
  • “My instructor was very helpful and patient. She always got back to me right away!” — Karin P.
  • “The instructor was very good, took time to help me and worked with me very well. The course was organized very well. Lessons were easy to understand and the assignments and exams followed what was in the lesson.” — Marlis W.
  • “I enjoyed all of the course from U.C.” — Loredana G.
  • “Great instructor. She answered my questions and was always available and prompt. Very knowledgeable. Nice job!” — Karen B.
  • View More Testimonials.

Related Courses



Fort Myers 2017: Best of Fort Myers, FL Tourism #fort #myers, #florida, #fort #myers #vacations, #fort #myers #tourism, #fort #myers #packages, #fort #myers #vacation #packages, #articles, #guidebooks, #review, #travel, #reviews, #hotels, #attractions, #advice, #deals, #offers, #vacation #rental, #vacation #rentals, #fort #myers, #florida #vacation #packages, #fort #myers, #fl #overview


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The City of Palms is located in Southwestern Florida on the banks of the Caloosahatchee River. Most visitors go to Fort Myers for the deep-sea fishing, the golf courses and the famous white sand beaches and islands that line the Gulf Coast. A renovation of the city s downtown waterfront promises new restaurants, clubs, shops and galleries. Attractions include the winter estates of Henry Ford and Thomas Edison, as well as nearby Naples and the islands of Sanibel and Captiva.

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Fort Myers Tourism: Best of Fort Myers



Best Dui attorney in San Diego, CA #yelp,recommendation,san #francisco, #bay #area, #local,business,review,friend,restaurant,dentist,doctor,salon,spa,shopping,store,share,community,massage,sushi,pizza,nails,new #york,los #angeles


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Best dui attorney in San Diego, CA

  • Best Match
  • Highest Rated
  • Most Reviewed

Neighborhoods

San Diego

  • Allied Gardens
  • Alpine
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  • Alta Vista
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  • Banker s Hill
  • Barrio Logan
  • Bay Park
  • Blossom Valley
  • Bostonia
  • Carlsbad
  • Carmel Valley
  • Chollas Creek
  • Chollas View
  • Chula Vista
  • City Heights
  • Clairemont
  • Coronado
  • Crest
  • Del Cerro
  • Del Mar
  • Downtown
  • East Village
  • El Cajon
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  • La Jolla
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  • La Mesa
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  • Lakeside
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  • Lincoln Park
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  • Little Italy
  • Logan Heights
  • Loma Portal
  • Lomita
  • Memorial
  • Middletown
  • Midway
  • Mira Mesa
  • Miramar
  • Mission Hills
  • Mission Valley
  • Mount Helix
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  • National City
  • Navajo
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  • North Bay Terraces
  • North Encanto
  • North Park
  • Oak Park
  • Ocean Beach
  • Oceanside
  • Old Town
  • Otay
  • Otay Mesa
  • Pacific Beach
  • Palm City
  • Palo Verde
  • Paradise Hills
  • Point Loma
  • Poway
  • Rancho Bernardo
  • Rancho Palo Verde
  • Rancho Penasquitos
  • Rancho San Diego
  • Rolando
  • Roseville
  • San Carlos
  • San Ysidro
  • Santee
  • Scripps Ranch
  • Serra Mesa
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  • Skyline
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  • South Bay Terraces
  • South Encanto
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  • Southcrest
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  • Stockton
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  • Torrey Hills
  • Torrey Pines
  • University City
  • University Heights
  • Valencia Park
  • Victoria
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  • Winter Gardens

Cities

Distance

  • Bird’s-eye View
  • Driving (5 mi.)
  • Biking (2 mi.)
  • Walking (1 mi.)
  • Within 4 blocks

Price

Features

  • Open Now
  • Offers Military Discount
  • Gender Neutral Restrooms

    General Features

    • Open At:
    • Open Now
    • Offers Military Discount
    • Gender Neutral Restrooms

    Category

    • DUI Law
    • Criminal Defense Law
    • Personal Injury Law
    • Divorce & Family Law

    More Categories

    • Professional Services
    • Lawyers
    • Criminal Defense Law
    • DUI Law
    • Personal Injury Law
    • Divorce & Family Law
    • Immigration Law
    • Legal Services
    • General Litigation
    • Bankruptcy Law
    • Traffic Ticketing Law
    • Business Law


How stress affects your brain – Madhumita Murgia #ed #drugs #review


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How stress affects your brain – Madhumita Murgia

Let s Begin

Stress isn’t always a bad thing; it can be handy for a burst of extra energy and focus, like when you’re playing a competitive sport or have to speak in public. But when it’s continuous, it actually begins to change your brain. Madhumita Murgia shows how chronic stress can affect brain size, its structure, and how it functions, right down to the level of your genes.

5 Multiple Choice
3 Open Answer Questions

2 Guided Discussions
5 Open Discussions

Create and share a new lesson based on this one.

About TED-Ed Originals

TED-Ed Original lessons feature the words and ideas of educators brought to life by professional animators. Are you an educator or animator interested in creating a TED-Ed original? Nominate yourself here »

Meet The Creators

  • Educator Madhumita Murgia
  • Director Andrew Zimbelman
  • Producer Andrea Sertz Jew
  • Composer Joshua Smoak

Share

Additional Resources for you to Explore

To learn about some of the most seminal experiments that show how stress changes your brain, read this interesting story in Psychology Today.

This interactive explains how mom rats impact the adult personalities of their pups, based on how much they lick them. You get to be a rat mom yourself, to see how you’ve changed your pup’s genes! Keep reading and find out how anxious behavior in an animal can be an advantage and if epigenetic patterns are permanent!

Watch this TED Talk about how we are thinking about stress all wrong: believing stress is bad for you may actually be worse than the stress itself! Did any of this change your view about stress?

This cool Radiolab podcast explores the science of stress, including coping strategies seen all around the animal kingdom. Then visit NPR and take a look at this post: Ape Dread, Dog Worry: Animals And Anxiety
.
The Headspace meditation app was founded by a former Buddhist monk called Andy Puddicombe. Try it for a dose of Buddhist Zen in your hectic daily life. Then watch his TED Talk here!



2018 Honda Prelude Specs, Release Date, Price #2018 #honda #prelude #specs,release #date,price,2018 #honda #prelude #release #date,2018 #honda #prelude #price,2018 #honda #prelude #review,2018 #honda #prelude #redesign,2018 #honda #prelude #changes,2018 #honda #prelude #engine,2018 #honda #prelude #interior,2018 #honda #prelude #concept


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2018 Honda Prelude Specs, Release Date, Price

By Honda Posted on December 21, 2016 March 15, 2017

2018 Honda Prelude Specs, Release Date, Price

2018 Honda Prelude Specs, Release Date, Price The Honda Prelude was the business s very first effort at developing an interesting auto that still was true to the core Honda worths of smart style and also dependability. Over the following 20 years, the two-door sporting activity sports car would certainly end up being the key efficiency vehicle in the Honda schedule.

Although it was furnished with fairly effective engines in later generations, the Prelude was not a muscle mass auto. It was constructed around taking care of and also drivability, while offering sufficient power to stay affordable.

Over its life, a number of brand-new innovations for Honda were spearheaded on the Prelude, such as gas shot, four-wheel guiding and also Honda s Energetic Torque Transfer System. The Prelude was additionally the initial Honda version to obtain VTEC, the business s variable shutoff timing engine innovation.

2018 Honda Prelude

2018 Honda Prelude Engine

When it comes to the powering stress of this 2018 Honda Prelude. there are 2, reported, opportunities. One certain is 2.0LV-TEC turbocharged engine which can generating 250 Hewlett Packard and also 267 lb-ft of torque that may be coupled with 6 rate overview transmission system, as well as the various other is 3.5 L V6 with a capacity of 315 HP and also 295 lb-ft of torque with a 6 or 8 rate automated system.

There is a chance of a limited slide diff and also AWD approach, yet this is all extremely speculative since it continuouslies in the principle stage, as well as that s to state it will certainly not, also maybe, go crossbreed. We will certainly allow this a solitary take a seat for an although, and also aim to do an upgrade when we have some proven information. Just what is particular is using any type of engine option it will perhaps obtain a surge in Miles each gallon proportion, as it will possibly lose some weight.

2018 Honda Prelude Specs

Outside of the 2018 Honda Prelude will certainly obtain absolutely redesign. Honda will certainly make use of light-weight alloy as well as carbon fiber products to create its brand-new sporting activities coupe, and also it will certainly additionally obtain some functions from the previous version, yet will certainly look sportier with enhancement of contemporary smooth functions. The whole body will certainly organize well specified lines and also contours that will certainly offer the automobile a stylish appearance.

Honda Prelude 2018 will certainly aim to include blocky appearance of the old Prelude, which most of us appreciated, and also slick as well as flashy appearance these days. we could currently think of the mouthwatering appearance of it. Greatly revamped as well as sharp front bumper and also grille, fronts lights as well as air consumptions and that will certainly make it appear like its zooming via the edges whilst still in fixed setting.

The sides of it will, inning accordance with reports, put on a somewhat famous wheel arcs and also brand-new side skirts that will certainly assemble it sides. The back will certainly obtain revamped likewise, most likely LED tail lights and also back bumper which will certainly currently bring a practical diffuser with quad tires piled on top of each various other. Total position will certainly be decreased in a way that matches Overtures pedigree accompanied with 19 inch alloys and also sporting activity tires as well as brakes.

The full body will certainly selection properly recognized lays out as well as number that will certainly provide the auto a stylish appearance. 2018 Honda Prelude will certainly try to include the blocky look of the aged Prelude, which the majority of us loved, and also smart and also flashy appearance these days.

2018 Honda Prelude Release Date and Price

Launch day is yet unidentified without a doubt however we anticipate that it will certainly more than likely be late 2017 and even the very early start of the 2018, as well as it will certainly naturally come as a 2018 Honda Prelude design.

Cost resembles several various other points not sure, however we will certainly attempt to make the very best presumption based upon the details as well as reports in our disposal, which is around $33.000 to $36.000. Every one of this will aturally rely on the trim and also engine that will certainly be provided, so do not be shocked if price increases a little bit.

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Halo Insurance Agency Inc – Nationwide Insurance – Insurance – 921 W #yelp,recommendation,san #francisco, #bay #area, #local,business,review,friend,restaurant,dentist,doctor,salon,spa,shopping,store,share,community,massage,sushi,pizza,nails,new #york,los #angeles


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Always get A fast response from Patrick who is the principal agent I have not had to make any claims yet so that part of nationwide is unknown. But the important thing is every time I ask a question I usually get a response within a day – usually hours

I have had Nationwide for a while, and I will admit I had been a little complacent making sure I was getting a good deal. It would be nice if they periodically checked on existing customers to make sure everything was good, hence the one star deduction. But honestly, I know that is on me. But, once I called and spoke with Gabby, she worked really hard to redo both our auto and home policies and saved me a lot. Happy to have a nice friendly person to help me save money!

I ve been with Patrick and Nationwide for 6 years. He rates are very competitive and his service is outstanding. If you have a question or an issue, he and his team are quick to get you an answer. Patrick a straight shooter. We ve had 2 claims and both were handled very well. I would definitely recommend talking to Halo Insurance if your considering switching insurance company s or just wanting a second opinion on your coverage etc.

Halo Insurance Agency Inc – Nationwide Insurance

I have had Nationwide for a while, and I will admit I had been a little complacent making sure I was getting a good deal. It would be nice if they periodically checked on existing customers to make sure everything was good, hence the one star deduction. But honestly, I know that is on me. But, once I called and spoke with Gabby, she worked really hard to redo both our auto and home policies and saved me a lot. Happy to have a nice friendly person to help me save money!

Was this review ?

I ve been with Patrick and Nationwide for 6 years. He rates are very competitive and his service is outstanding. If you have a question or an issue, he and his team are quick to get you an answer. Patrick a straight shooter. We ve had 2 claims and both were handled very well. I would definitely recommend talking to Halo Insurance if your considering switching insurance company s or just wanting a second opinion on your coverage etc.

Was this review ?

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Personal Cash Loans of SC Business Review in Charleston, SC – Central SC BBB #car #loans #bad #credit


#personal cash loans
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Personal Cash Loans of SC

BBB Accreditation

Personal Cash Loans of SC is not BBB Accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

1649 Savannah Hwy Unit C

*Personal Cash Loans of SC is in this range.

Types of Complaints Handled by BBB

BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

  • Advertising or Sales
  • Billing or Collection
  • Problems with Products or Services
  • Delivery
  • Guarantee or Warranty

We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

BBB Complaint Process

Your complaint will be forwarded to the company within two business days. The company will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the company’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

Industry Tips for Consumer Finance & Loan Companies

What is BBB Advertising Review?

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

What government actions does BBB report on?

BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

About BBB Business Review Content and Services



Get Cash in 12 hrs, Lawsuit Loans, Call 1 (866) 941-5588, Settlement Advance, Lawsuit Settlement Funding Review #monthly #loan #payment #calculator


#settlement loans
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Why Direct Legal Funding

We are experts in Auto Accident. Personal Injury. Workers Compensation, Settlement Loans and Other loans. If your loan does not settle, we do not get paid. Bank staff are paid whether you obtain a home loan or not, so they are not as likely to work hard to ensure the best possible outcome for you. Your interest rate will be just the same as if you were dealing directly with a Bank or Lender yourself, sometimes even cheaper. Our business is built on referrals – hence, it is in our best interests to ensure that you obtain a legal loan from us as fast as possible so that you are satisfied. We also keep our Clients well informed beyond Settlement. Our valuable information alert service provides you with relevant information on the settlement loan, updates on Lenders/products, and special offers that may be of interest to you.

Who Can Apply for Settlement Loan?

If you plan to file a lawsuit and are represented by an attorney, or have filed a lawsuit and are awaiting the trial or settlement of your case or payment of your settlement or award, you can apply for a lawsuit cash advance. Direct Legal Funding provides lawsuit cash advances to Auto Accident  , Personal Injury ,   Workers Compensation and plaintiffs in paying their bills, and give attorneys time to build stronger cases.Qualifying for Lawsuit Loans

While personal injury cases are the most common litigation used with lawsuit loans, many kinds of cases qualify for this type of financing. They include medical and legal malpractice, wrongful death, wrongful termination, breach of contract, sexual harassment, employment discrimination and product liability.

For Direct Legal Funding, lawsuit loans are purely a way of helping people. If you lose your case, we walk away with nothing. But if you win, we have a legal right to share your settlement. This right is based on the lien that gets placed on your case to secure your legal advance. The lien gives us a legal claim to be repaid when your case is settled.

Given the high risk involved, the companies financing legal loans charge a fee for the services they provide. But if your case wins, you ll probably walk away with more money than you would have if you settled early-even after repaying your settlement loan. But if you loose then you owe nothing if you get lawsuit loans from Direct Legal.

Testimonial From One Of Our Clients



Citibank Review 2016 #easy #payday #loans


#compare home loan rates
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Citibank Review

The variable annual percentage rate (APR) can be as low as the prime rate plus 0.49 percent (3.74 percent at the time of our evaluation) and as high as the prime rate plus 3.74 percent (6.99 percent). The fixed annual percentage rate can be as low as 5.99 percent APR (or 6.24 percent for NY properties) or as high as 7.74 percent (7.99 percent for NY properties). There are discounts for Citibank members that apply to these rates as well.

All banks have a rate cap on variable interest rates. Citibank’s is 18 percent, which is the standard. However, interest rates follow the prime rate, which has been steady for decades. It’s unlikely you’ll see your interest rate get this high.

Citibank will pay the closing fees on your home equity loan or HELOC. If you pay off the account within three years and close the account in the case of a HELOC, then you may have to pay back some or all of those fees. There are no application fees, but you pay a maintenance fee of $50/year after the first year. This is on the low end of maintenance fees charged by the home equity lenders we reviewed.

Eligibility

Citibank does not allow a second home as collateral and only lets you collateralize a one- or two-family residence if you live in New York, Illinois, the District of Columbia, New Jersey and Maryland. HELOCs and loans are not offered for collateral properties in Alaska.

To qualify, your residence needs an LTV of 75 percent or less. The LTV, or loan-to-value ratio, is the amount you owe on your home divided by its value. Most home equity lenders allow an LTV of 80 percent or more. However, its debt-to-income ratio (DTI) is higher than most, meaning it will allow you to incur more debt. Citibanks’ maximum DTI is 50 percent, while the average allowed by the banks we evaluated falls closer to 40 percent.

Loan Requirements

Unlike most lenders, Citibank has different limits on home equity loans and HELOCs. For a home equity loan, you can borrow $10,000 to $100,000, while with HELOCs, the amount ranges from $25,000 to $200,000. Either way, these numbers are on the lower end of what you can borrow from other institutions.

There’s no minimum draw requirement for the HELOC, even at closing, so you are free to borrow only as much as you need at a time. Funds are usually available one or two business days after the loan closes and the three-day right of rescission period passes. You have five years to draw from your loan, and can access the money via checks, ATM or transferring the funds to a linked account.

Customer Experience

Citibank earns top marks for customer service. Calling a large bank can be a frustrating experience, but Citibank’s system was one of the best we experienced. When the department isn’t too busy, you can reach a loan officer immediately by calling the number on the website no automated menus. During busier times, we were greeted immediately by a live operator who connected us with the next available agent. The loan officers were some of the most knowledgeable we spoke to and quickly answered all our questions fully. One took time to fully explain how LTV worked.

Citibank lacks live chat and email, but we found in our testing that phone conversations were the most effective way to get information. If you are looking for some general information on home equity, the Citibank website offers articles and calculators.

The online application process was straightforward and complete. You can find a checklist online detailing the documents and information you need for the application.

Summary

Citibank has excellent customer service and a smooth online application process. The home equity loans and lines of credit are overall on par with those of other lenders, although the maximum you can borrow is less than most other lenders allow. Nonetheless, the fact that it has fewer fees than most of the home equity lenders we reviewed combined with excellent service make this a top choice of banks worth pricing for your home equity financing.



City Financial – Personal loans, Review 71673 #current #student #loan #rates


#city financial loans
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Personal loans

I ve taken a Personal Loan from CF in 2005 from Citifinancial Trivandrum Office. Last year, I got a surprise mailer at my Trivandrum address threatening that I have defaulted more than three monthly payments, and City Financial is going to take immediate action(from Gangadhar, New Delhi, Legal Advisor). When I contacted the Trivandrum office, they said that they will check. Annoyed, I thought oof pre-closing the loan. I went to a near by CF office(Sastri Nagar, Adyar, Chennai), they tod me that a repayment History/statement can be had for Rs 520/-. He also said that there is no option of pre-closing the loan. The Executive was very busy with his Cell phone, He hardly showed any interest with the customer.

The City Financial have very disturbing and sucking regulations towards the customers who take loans. When a customer asks for a statement, they charge him 520/- rupees. They never allow him to transfer the repayment option(as learned from Adyar Office). When I asked the Executive, I learned that there is no chance of pre-closing the loan either.

I ve been repaying it without any defaults, as the cheques were getting cleared from My Home SBI branch account at Tvm. Now that I have relocated to Chennai, I have to transfer the amount to make sure that the cheques never bounce. Usually, the repayment from my account happens every 6th of the month. Due to travelling, I couldn t put money on 4th June. Today(5th June), I got a call from the City Financial (Chennai Tel #. 044 42941700), that they cant me sure whether the cheque will get cleared or not, so I will be bound to pay a bouncing penalty of 450/-(The loan repayment per month is only 1570/- per month). Every other banks/Financial bodies, give an option of a second cheque presentation.

Why does City Financial suck customers like this? I am posting this, because, no one will ever fall prey to this Institution s arrogant business strategies.



Sallie Mae student loan consolidation review #small #loans


#how to consolidate student loans
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Sallie Mae student loan consolidation review

Figuring out how to pay for both college tuition and student loans is a problem plenty of undergraduates and graduates are struggling with, especially in this difficult economy, where less and less businesses are providing employment opportunities to recent graduates. With the increase of the number of loans students are taking out to be able to afford the costs of living associated with living at college, there is an increased opportunity for students to consolidate their loans and make it easier for them financially by making only one payment per month to cover the balance of all the other loans they have taken out.

One such loan consolidation is Sallie Mae, one of the largest student loan lenders and consolidators.

FREE CONSOLIDATION OPTIONS

Sallie Mae s private loan consolidation is fee free, allowing for graduates and undergraduates to lump together all of their private loans into one lump sum, with a period of thirty years to make repayments. Interest rates are variable instead of fixed, and are mostly based on the student s or cosigner s credit history.

FLEXIBLE REPAYMENT OPTIONS

Sallie Mae offers flexible repayment options in the form of:

ñ  standard repayment plan: this is the cheapest option available to private loan holders. as it has the lowest total interest expense. The minimum monthly pay is fifty dollars, over a period of fifteen years.

ñ  graduated repayment plan: this plan allows for students to make payments that can be reduced or be interest only for a period of four years. However, this will increase the costs after this period of time for the remaining balance on the loan.

ñ  extended repayment plan: graduates and undergraduates with more than thirty thousand dollars in loans can extend the time period for repayment to twenty, twenty-five or even thirty years, depending on the amount of balance remaining on the private loans. However, this does increase the costs of the interest rates.

NO MORE FEDERAL LOANS

Sallie Mae has stopped the consolidation of federal loans. This leaves a lot of graduates and undergraduates with even fewer choices for loan consolidation companies to choose from, especially with the fact that consolidated federal loans have a fixed rate that is much cheaper than the variable rates of consolidated private loans.

Sallie Mae still provides consolidation for private loans, however, which provide a longer time period of payment but at higher interest rates, at a minimum of five thousand dollars in private loans and there are not penalties for early repayment.

ORIGINATION FEES NOT WAIVED

Sallie Mae has ceased to wave origination fees for Stafford loans, making it more expensive for students to start consolidation accounts. This was one of the biggest discounts offered to students who are new to the loan and consolidation process, and with it gone, students have to suffer a further hardship of paying this origination fee if they are consolidating their federal loans .

It may be difficult for some graduates and undergraduates to find loan consolidators that deal with both private and federal loan consolidation, as most loan consolidators are no longer willing to provide services for federal loans. Sallie Mae is one of them, and elimination of these services as reduced the variety of their customers. Also with the lack of waiving the origination fee, it makes it more difficult to save money in the future to finally pay of what is owed on their loans.

Are you eligible for lower payments?

Check Eligibility Now



National Debt Relief Review 2016 #instant #approval #loans


#consolidating debt
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National Debt Relief Review

Specifications

No one ever plans for financial stress. When people are looking for ways to get out of credit card debt. there are a few options to choose from. National Debt Relief has the credit counseling resources to help you quickly and nearly painlessly get out from under the thumb of your creditors without declaring bankruptcy. National Debt Relief helps you find a program to begin to repair your credit score once it has helped you pay off your debts.

Cost

Because this debt management company deals primarily with debt settlement over debt consolidation, there is no monthly cost. Instead, the average cost is a fee of 20 percent of the amount you save on your original debts by using the company’s debt relief assistance. Typically, the company is able to save struggling debtors as much as 50 percent of their total amount owed. If National Debt Relief’s program does not work for you, or if you’re unsatisfied, there is a complete money-back guarantee. As is the standard for services that help you learn about getting out of debt, there is no upfront fee, and the company does not require any payment for fee quotes or consultation.

Features

If you have suffered through massive debt issues, you are experienced with receiving unceasing collection calls. One of the most helpful services that National Debt Relief provides is that it does its part to minimize the harassing phone calls. Once you fill out your settlement paperwork, the company sends out a Notice to Cease Communications letter to each creditor and collection agency. If there is still a problem with non-stop calls, you will also get a phone script specifically instructing you on how to handle those calls. Lastly, you can change your contact information and phone number in your creditors’ database to that of National Debt Relief so that they get the calls instead of you. We are impressed with these features because it’s stressful enough to be in debt without receiving never-ending phone calls demanding that you pay up now.

National Debt Relief doesn’t directly provide debt management help. After your initial consultation, if a debt management plan rather than a settlement is what you need, the company will direct you towards a third-party management provider it works with. Your concern about starting an account should be eased because National Debt Relief will work closely with you at your pace to find the best way to get you out of debt. Also, the company will tell you upfront if your debt is outside its field of expertise.

The quality of National Debt’s counseling tools and articles about debt relief is very high. The company’s professional advisors are ready to help you, and you can reach them by phone, email and on social media. We are impressed with the promptness of the live chat contact option. When we used it, we were shown where we were in the queue and then were able to chat to a licensed credit counselor within seconds.



Is a scam, Review 8284 #personal #bank #loans


#e-loan
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eLoan.com is a scam!

“They are fraudulent then. You should let the police know they are using your name to defraud people. They are using 828-305-6073. The caller ID says Forest City NC. Everyone talking seem to be East Indian” I wrote that to the real eloan.com person. Here is what she wrote me:Thank you for contacting E-LOAN.

E-LOAN is no longer originating loans. We are currently servicing Savings and CD accounts online. We have not and will NOT attempt to get in contact with you regarding any loans since we are not a lender.

The E-LOAN website may link you to other companies’ websites that offer services that may be of interest to you if you are in search of a loan. In the process of accessing these companies through our E-Loan website they do not obtain any specific information about you or your transactions on our website.

Please be aware that these companies may collect personally identifiable information about you in order to process loan applications should you choose to proceed with an application. Our Privacy Policy does not cover those third party websites, and we encourage you to read their privacy policies prior to providing them with your personal information.

Once again, please note that E-Loan will NOT attempt to contact you regarding loans. Should you receive any phone calls from companies claiming to be E-LOAN please be aware that it may be a possible fraud attempt.

Should you have any questions please call us at (866) 576-7283. Our hours are 8am- 5pm PST Monday through Friday.

THE SCAMMER EVEN SAID TO LOOK AT THEIR WEBSITE ELOAN.COM. I EMAILED THEM AND GOT THE ABOVE EMAIL BACK



Quicken Loans Review 2016 #fast #payday #loans


#quick loan
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Quicken Loans Review

We found an interesting disparity among the interest rates from Quicken Loans. The posted interest rates for the day we checked were among the highest, but when we called for the rates for a specific loan case, they were significantly lower. On the other hand, the posted adjustable rates were the lowest of all the mortgage lenders we reviewed, but the rate for our test case was the second highest. Your best bet is to call and get a quote for your particular situation.

It charges a standard $1,049 underwriting fee, which is part of your closing costs, but Quicken Loans may reduce your closing costs for specific cases. One loan officer told us they sometimes charge application fees as well. Only two mortgage lenders on our lineup charge an application fee.

Eligibility & Requirements

Quicken Loans prefers a 620 credit score, which is about average for most mortgage lenders. However, it accepts a debt-to-income ratio of as high as 57 percent. This is almost 10 percentage points higher than most lenders, so if you have high debt but believe you can handle the mortgage payments, Quicken Loans could be your best bet for a loan.

If you have less than 20 percent saved for a down payment, and you do not qualify for a special program such as a VA loan, you will have to pay private mortgage insurance (PMI). PMI adds thousands of dollars over the life of the loan. Quicken Loans offers a program that pays the PMI for you in exchange for a slightly higher interest rate.

Customer Experience

We had variable luck with the online chat. The first person we spoke to, an executive purchase banker, was patronizing and more focused on convincing us to apply than on answering our questions. The second person we chatted with, a purchase banker, was polite and willing to answer questions, even some tricky ones. The company responded to our email questions with a compliment on the quality of the questions and a suggestion we contact a loan specialist.

The loan officers we spoke to on the phone were generally helpful. We were able to get a quote on interest rates for our test case loan situation. We spoke to three different agents. One gave us general answers depends, and sometimes while the others gave more concrete information.

If you contact this company, be prepared to be on its mailing and calling lists. We have received newsletters and phone calls, sometimes from multiple agents in the same day. Once we asked to be removed from the list, the calls stopped.

Nonetheless, this mortgage lender has very high customer service rankings from people who have secured loans from them, according to a reputable customer-satisfaction ranking company. You can find testimonials on its website. In the past, customer complaints posted online were met with quick responses by the company offering to research and resolve the situation.

Loan Types Offered

Quicken Loans offers mortgage and refinancing loans at fixed and adjustable rates, but not home-equity financing. It can work with the common government programs like FHA and VA loans. While its usual loan terms are 15 and 30 years, it has a YOURgage program that lets you get a fixed rate loan for as few as eight years and up to 30 years. This program could help you refinance at a lower interest rate without extending the amount of time you are paying a mortgage, or it can be used for a new home purchase. It also offers jumbo mortgages for home purchases of $417,000 to $3 million, and reverse mortgages for homeowners over 62 years old.

If you have less than 20 percent for a down payment, most loan programs require you also purchase private mortgage insurance. Quicken Loans has a program which pays this insurance in return for a charging a slightly higher interest rate. This could save you money in the long run, but you should run the numbers before committing to the program.

If your debt is higher than average, Quicken Loans may be a good bet for securing a home loan. In addition to having a higher DTI tolerance than most mortgage lenders, it has multiple programs to help reduce payments. It does not offer construction loans, but can do jumbo loans for up to $3 million. It’s definitely worth considering as you price out home loans.