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Loan Agreement Letter – Free Sample Letters, sample loan agreement.#Sample #loan #agreement


Free Sample Letters

Loan Agreement Letter

Loan Agreement Letter is added here for your help. Loan agreement is legal agreement that is mostly prepared between lender and Brower before giving loan. Every business organizations, companies and banks used this agreement as a proof of the loan payment. This letter is a letter that is sent by the lender to the owner of the company for getting permission of the loan for their personal use. The reason of getting this loan will be written in this letter and all the other necessary terms and condition also mention in this letter. This letter is used for sending request to owner of the company. If you are looking for well prepared and well formatted loan agreement letter template so we welcome you to our website. We offer you our prepared and drafted loan agreement template that is prepared for your comfort. Using our template you can make your letter more beautiful and attractive. Our provided template is prepared in a professional way. Underneath you see the nice and well prepared picture of our designed loan agreement letter template. Making and changing in this template is so easy because this template has been created in MS Word. Find below we inserted a download button with a quick download link.

Elegantly prepared sample loan agreement letter will definitely help you a lot to write impeccable loan agreement letter. Taking a loan is a common way used by companies and individual persons to fulfill personal or business related financial needs. A loan transaction always should be in writing and loan agreement letter allows you to do so. Loan agreement letter provide detailed information, terms and conditions about relationship between a lender and borrower. The letter may include standard details about both parties, amount of loan, duration, interest rate, payment schedule and other concerned details etc. Whether you are entering into a loan agreement as a lender or borrower, you have to write down the transaction in writing with help of loan agreement letter. Download a sample loan agreement letter from web and save your time when writing a loan agreement letter.

Download Sample Loan Agreement Letter:

Sample loan agreement

Sample loan agreement

Letters are very much important for all types of communication and everybody must have the skill of writing it in their native language. Communications through letters is not only more comfortable to understand but also more effective in results. Letters should always be very much concise and to-the-point in its content. This will save the time of the reader and they will be more likely to react to it. You must tripple check the spellings and grammer mistakes before finalizing it . You should also keep in mind proper format for the letter type. Do remember that these sample letters are provided here for the purpose of reference and guidance only and you can change it as per your wish and need. We don t encourage you to use these letters as it is. Instead you should get a feeling of letter from these samples and try to write by your own.


Loan Agreement Letter – Free Sample Letters, loan agreement sample.#Loan #agreement #sample


Free Sample Letters

Loan Agreement Letter

Loan Agreement Letter is added here for your help. Loan agreement is legal agreement that is mostly prepared between lender and Brower before giving loan. Every business organizations, companies and banks used this agreement as a proof of the loan payment. This letter is a letter that is sent by the lender to the owner of the company for getting permission of the loan for their personal use. The reason of getting this loan will be written in this letter and all the other necessary terms and condition also mention in this letter. This letter is used for sending request to owner of the company. If you are looking for well prepared and well formatted loan agreement letter template so we welcome you to our website. We offer you our prepared and drafted loan agreement template that is prepared for your comfort. Using our template you can make your letter more beautiful and attractive. Our provided template is prepared in a professional way. Underneath you see the nice and well prepared picture of our designed loan agreement letter template. Making and changing in this template is so easy because this template has been created in MS Word. Find below we inserted a download button with a quick download link.

Elegantly prepared sample loan agreement letter will definitely help you a lot to write impeccable loan agreement letter. Taking a loan is a common way used by companies and individual persons to fulfill personal or business related financial needs. A loan transaction always should be in writing and loan agreement letter allows you to do so. Loan agreement letter provide detailed information, terms and conditions about relationship between a lender and borrower. The letter may include standard details about both parties, amount of loan, duration, interest rate, payment schedule and other concerned details etc. Whether you are entering into a loan agreement as a lender or borrower, you have to write down the transaction in writing with help of loan agreement letter. Download a sample loan agreement letter from web and save your time when writing a loan agreement letter.

Download Sample Loan Agreement Letter:

Loan agreement sample

Loan agreement sample

Letters are very much important for all types of communication and everybody must have the skill of writing it in their native language. Communications through letters is not only more comfortable to understand but also more effective in results. Letters should always be very much concise and to-the-point in its content. This will save the time of the reader and they will be more likely to react to it. You must tripple check the spellings and grammer mistakes before finalizing it . You should also keep in mind proper format for the letter type. Do remember that these sample letters are provided here for the purpose of reference and guidance only and you can change it as per your wish and need. We don t encourage you to use these letters as it is. Instead you should get a feeling of letter from these samples and try to write by your own.


Loan Agreement Letter – Free Sample Letters, sample loan agreement.#Sample #loan #agreement


Free Sample Letters

Loan Agreement Letter

Loan Agreement Letter is added here for your help. Loan agreement is legal agreement that is mostly prepared between lender and Brower before giving loan. Every business organizations, companies and banks used this agreement as a proof of the loan payment. This letter is a letter that is sent by the lender to the owner of the company for getting permission of the loan for their personal use. The reason of getting this loan will be written in this letter and all the other necessary terms and condition also mention in this letter. This letter is used for sending request to owner of the company. If you are looking for well prepared and well formatted loan agreement letter template so we welcome you to our website. We offer you our prepared and drafted loan agreement template that is prepared for your comfort. Using our template you can make your letter more beautiful and attractive. Our provided template is prepared in a professional way. Underneath you see the nice and well prepared picture of our designed loan agreement letter template. Making and changing in this template is so easy because this template has been created in MS Word. Find below we inserted a download button with a quick download link.

Elegantly prepared sample loan agreement letter will definitely help you a lot to write impeccable loan agreement letter. Taking a loan is a common way used by companies and individual persons to fulfill personal or business related financial needs. A loan transaction always should be in writing and loan agreement letter allows you to do so. Loan agreement letter provide detailed information, terms and conditions about relationship between a lender and borrower. The letter may include standard details about both parties, amount of loan, duration, interest rate, payment schedule and other concerned details etc. Whether you are entering into a loan agreement as a lender or borrower, you have to write down the transaction in writing with help of loan agreement letter. Download a sample loan agreement letter from web and save your time when writing a loan agreement letter.

Download Sample Loan Agreement Letter:

Sample loan agreement

Sample loan agreement

Letters are very much important for all types of communication and everybody must have the skill of writing it in their native language. Communications through letters is not only more comfortable to understand but also more effective in results. Letters should always be very much concise and to-the-point in its content. This will save the time of the reader and they will be more likely to react to it. You must tripple check the spellings and grammer mistakes before finalizing it . You should also keep in mind proper format for the letter type. Do remember that these sample letters are provided here for the purpose of reference and guidance only and you can change it as per your wish and need. We don t encourage you to use these letters as it is. Instead you should get a feeling of letter from these samples and try to write by your own.


Sample Loan Request Letter to Help You Request Bank Loan, loan agreement sample.#Loan #agreement #sample


Sample Loan Request Letter

Loan request letter is usually written by a client of a bank to his bank requesting for loan. There may be different needs for which loans may be offered by the bank and the same may be clearly spelt in the letter.

The letter also includes various forms and documents that are required by the bank to process the case.

Use the following template of loan request letter to bank manager to get personal or business loan approved. Also take help of the tips provided below to write the letter yourself.

Table of Contents

Sample Loan Request Letter Writing Tips:

  • Letter must contain the relationship that you are having with the bank e.g. Salary Account.
  • Letter must clearly bring out the need for the loan.
  • Should mention what is the amount of loan and the tenure that you wish to apply for.
  • Should talk of your good credit standing with the bank and other financial institutions.
  • Should end with a polite salutation and regard.

Sample Loan Request Letter Template

Date: _____ (Date on Which Letter is Written)

Subject: Request for Loan.

I am a ……………….(type of relationship with bank) account holder of your bank for the past ………. years and have always maintained high deposits with your bank. Now I am planning to take a loan for …………………………………………(reason for the loan).

In view of the above I would request that a loan of …………………………(amount required) may kindly be granted to me for a period of …………years. I have attached all forms and documents as required by the bank for the same. I would be grateful if the same can be processed at the earliest.

Thanking you in anticipation.

Name and Signature

Download Template (Doc and PDF)

Sample Loan Request Letter Sample, Email and Example/Format

Sample

Date: _____ (Date on Which Letter is Written)

Subject: Request for Loan.

I am a salary account holder of your bank for the past five years and have always maintained high deposits with your bank. Now I am planning to take a loan for construction of my house the land for which already belongs to me.

In view of the above I would request that a loan of Rs 30 lakhs may kindly be granted to me for a period of 15 years. I have attached all forms and documents as required by the bank for the same. I would be grateful if the same can be processed at the earliest.

Thanking you in anticipation,

Name and Signature

Email Format

This sample functions to present a request for a bank loan from a long time patron of the bank. The loan amount is specified with relevant personal information given and the necessary loan forms filled and attached to favor this loan request. The reason for this loan request is also stated for due consideration.

Re: Loan Request of $80,000 by A/c No: J8234543

I have been a faithful patron of your bank, Benson Bank with a savings account for the last 7 years. There has never been any overdraft against my account. My salary is also banked into my account at your bank at every month end and there is always a good balance in my savings account.

As such, I am writing to request a loan of $80,000 for my recent purchase of a new home. I have attached the necessary loan documents and forms as per your bank regulations.

Please contact me if you need further information to assist you in making the approval to my request. Your prompt approval response would be appreciated.

Thanking you in advance

Savings A/c No.: J8234543

Sample Loan Request Letter Generator

Try our letter generator to write professional, concise and quality letters within seconds.


Loan Agreement Letter – Free Sample Letters, sample loan agreement.#Sample #loan #agreement


Free Sample Letters

Loan Agreement Letter

Loan Agreement Letter is added here for your help. Loan agreement is legal agreement that is mostly prepared between lender and Brower before giving loan. Every business organizations, companies and banks used this agreement as a proof of the loan payment. This letter is a letter that is sent by the lender to the owner of the company for getting permission of the loan for their personal use. The reason of getting this loan will be written in this letter and all the other necessary terms and condition also mention in this letter. This letter is used for sending request to owner of the company. If you are looking for well prepared and well formatted loan agreement letter template so we welcome you to our website. We offer you our prepared and drafted loan agreement template that is prepared for your comfort. Using our template you can make your letter more beautiful and attractive. Our provided template is prepared in a professional way. Underneath you see the nice and well prepared picture of our designed loan agreement letter template. Making and changing in this template is so easy because this template has been created in MS Word. Find below we inserted a download button with a quick download link.

Elegantly prepared sample loan agreement letter will definitely help you a lot to write impeccable loan agreement letter. Taking a loan is a common way used by companies and individual persons to fulfill personal or business related financial needs. A loan transaction always should be in writing and loan agreement letter allows you to do so. Loan agreement letter provide detailed information, terms and conditions about relationship between a lender and borrower. The letter may include standard details about both parties, amount of loan, duration, interest rate, payment schedule and other concerned details etc. Whether you are entering into a loan agreement as a lender or borrower, you have to write down the transaction in writing with help of loan agreement letter. Download a sample loan agreement letter from web and save your time when writing a loan agreement letter.

Download Sample Loan Agreement Letter:

Sample loan agreement

Sample loan agreement

Letters are very much important for all types of communication and everybody must have the skill of writing it in their native language. Communications through letters is not only more comfortable to understand but also more effective in results. Letters should always be very much concise and to-the-point in its content. This will save the time of the reader and they will be more likely to react to it. You must tripple check the spellings and grammer mistakes before finalizing it . You should also keep in mind proper format for the letter type. Do remember that these sample letters are provided here for the purpose of reference and guidance only and you can change it as per your wish and need. We don t encourage you to use these letters as it is. Instead you should get a feeling of letter from these samples and try to write by your own.


Frequently Asked Questions on Auto Insurance #sample #auto #insurance #policy


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Frequently Asked Questions on Auto Insurance

1) ARE THERE ANY SPECIFIC TIME LIMITS FOR AN INSURANCE COMPANY TO PAY FOR COLLISION OR COMPREHENSIVE CLAIMS?

There are no specific time limits for the settlement of claims. Insurance companies are required by law to pay all claims in a prompt and reasonable amount of time. However, what constitutes “prompt and reasonable” may vary from claim to claim. Claims that require special or extended investigation may take longer to resolve. Inclement weather conditions often cause an increase in the number of claims filed and that can delay the process as well. If, however, the insurance company fails to pay a comprehensive or collision claim within seven days after it receives an official claim form stating that the vehicle has been repaired, the insured may sue for the payments claimed to be due.

2) MY AUTO WAS DECLARED A TOTAL LOSS FOLLOWING AN ACCIDENT. IS MY COMPANY REQUIRED TO GIVE ME THE REPLACEMENT COST?

When your auto is declared a total loss, your insurance company will pay you only the actual cash value of the auto as of the date of the loss, not the cost to replace it. Your auto’s value is determined by the following factors: the retail value for an auto of like kind and quality prior to the accident; the price paid for the auto plus the value of prior improvements to the auto at the time of the accident; the decrease in value of the auto resulting from prior unrelated damage which is detected by the appraiser or for which a claim has been paid; and the actual purchase cost of an available auto of like kind and quality.
If your auto has substantial value because of its exceptional condition such as an antique, classic, or restored auto, you should have it appraised and then insure it for the appraised value.

3) DO I HAVE TO PAY AN INSURANCE PREMIUM AFTER MY AUTO IS DECLARED A TOTAL LOSS?

Yes, you must pay an insurance premium even if your auto is declared a total loss until such time that you return your license plates to the Registry of Motor Vehicles. Your auto policy terminates when you return the license plates to the Registry of Motor Vehicles. If you don’t have your license plates because your auto was stolen or because your auto and plates were destroyed in a fire, you must go to the nearest Registry of Motor Vehicles office and obtain a lost or stolen plates receipt. This receipt must be presented to your insurance company in order to cancel your policy and avoid paying any additional premium.

4) MAY I KEEP MY AUTO IF I HAVE A COLLISION, LIMITED COLLISION OR COMPREHENSIVE CLAIM AND MY INSURANCE COMPANY DECLARES IT A TOTAL LOSS?

Your insurance company has the option to take title to your auto when it issues payment on your claim. The insurer is entitled to any salvage value your auto may have. You can, of course, negotiate with your company to purchase your auto for the agreed salvaged value.

5) THE BODY SHOP IS REPAIRING MY AUTO AFTER AN INSURED LOSS. WILL MY INSURANCE COMPANY PAY FOR ORIGINAL EQUIPMENT MANUFACTURER (OEM) PARTS?

If the repair of the damaged part impairs the operational safety of the auto, the insurance company will pay to replace it with an OEM part. For non-safety parts, unless your claim occurs during the first 20,000 miles on the auto’s odometer, you are not entitled to OEM parts. For autos with more than 20,000 miles, state regulation allows for the replacement of damaged parts with used, reconditioned or after market parts. You can insist on OEM parts, but you will have to pay the difference in cost.

6) AN OBJECT DAMAGED MY WINDSHIELD AND I AM UNABLE TO DETERMINE WHERE IT CAME FROM. AM I COVERED FOR THIS LOSS?

Yes, if you have comprehensive insurance you are covered for the full amount of the loss, unless you opted for a $100 deductible for glass breakage. The $300, $500, or $1000 deductible, or whatever you may have selected for comprehensive coverage, does not apply to a glass loss.

7) CAN MY INSURANCE COMPANY DENY A CLAIM FOR DAMAGES TO MY AUTO IF THE PRINCIPAL PLACE OF GARAGING LISTED ON MY APPLICATION IS FALSE?

Yes. If you or someone on your behalf gives false, deceptive, misleading or incomplete information on any application and if such information increases the insurance company’s risk of loss, your company may then refuse to pay claims under any or all of the Optional Insurance coverages of the policy. Such information includes the description and place of garaging of the vehicles to be insured, the names of the operators required to be listed and the answers given for all listed operators. In the event that you have moved since you filled out your initial application, promptly notify your insurance company and the Registry of Motor Vehicles of your new address.

8) IS MY INSURANCE COMPANY REQUIRED TO NOTIFY ME OF ITS DECISION TO CANCEL MY POLICY?

Yes. Your company must send you a notice at least 20 days prior to the effective date of the cancellation. A notice sent by regular mail with a certificate of mailing receipt obtained from the Post Office is considered sufficient. Certified or registered mail with a return receipt is no longer required.

9) WHAT CAN I DO IF I ACTUALLY RECEIVE A CANCELLATION NOTICE?

If your policy is being cancelled because you have failed to pay your premium, you must pay your exact outstanding premium immediately to prevent cancellation. If you feel that the cancellation is unjust for any reason, you may submit a written appeal to the Board of Appeals at 1000 Washington St, Suite 810, Boston, MA 02118-6200. This must be done prior to the effective date of cancellation.

10) WHO IS LIABLE FOR THE STORAGE CHARGES ON MY DAMAGED AUTO WHEN THERE IS A DISPUTE AS TO THE AMOUNT OF THE CLAIM PAYMENT?

The insurance company is responsible for paying storage charges until it makes a reasonable offer to settle the claim. However, if the consumer disputes the amount offered and the company revises its offer, this does not necessarily mean that the original offer was unreasonable. Disputes over what is reasonable can be resolved with your company through the process described in your insurance policy. You can also submit a written complaint to the Division of Insurance if you are unable to settle the dispute.

11) MAY AN INSURANCE COMPANY REQUEST A DOWN PAYMENT IN ADVANCE WHEN I PURCHASE OR RENEW AN AUTO INSURANCE POLICY? AND IS IT POSSIBLE TO PAY MY PREMIUM MONTHLY?

Your insurance company may request up to a 30 percent down payment of the annual premium prior to the renewal or issuance of your policy. Many companies offer an installment payment plan for the balance of the premium. You should check with your agent or company to see what options are available to you.

12) IF I OWN AN AUTO WITH COLLISION AND COMPREHENSIVE COVERAGE, WILL MY INSURANCE APPLY TO A RENTAL OR BORROWED PRIVATE PASSENGER AUTO?

Yes. Your collision and comprehensive insurance coverages are transferable to a substitute rented or borrowed private passenger auto that is damaged while it is being operated by you or members of your household with the consent of the owner. There is no coverage under your policy for family friends or significant others. You should be aware that your coverage is available only if you rent or borrow a private passenger auto in the United States or Canada. You should also be aware that your policy does not provide coverage for a borrowed or rented truck. If you are renting a truck, you should check with the rental company regarding the purchase of collision and comprehensive insurance. If you are borrowing a truck, make sure you determine whether or not the owner has purchased collision or comprehensive coverage. If the owner does not have insurance, you may be personally liable for any damage to that truck which is the result of your negligent operation. If the use is for business rather than pleasure, call your agent first. Business use is usually not covered under your personal auto insurance policy.

13) HOW DO I GO ABOUT SWITCHING INSURANCE COMPANIES PRIOR TO THE END OF MY POLICY WITHOUT PAYING A PENALTY?

Once you receive an invoice reflecting new (not estimated) rates and any applicable new deviations or discounts, you have 30 days to change insurance companies without paying a “short rate” penalty. If you make a change within this 30 day period, you will pay your former insurance company on a pro-rata basis at its newly established rates until the date the coverage with your new insurance company begins. If you choose to switch insurance companies after the 30 day period, you may be subject to a short rate penalty which decreases as your policy year progresses depending on the insurance company to which you transferred your coverage. You should ask your new insurance company whether it will reimburse you for these penalties.

This information was compiled to help consumers answer some of the most frequently asked questions about personal automobile insurance. Additional questions or comments should be made to the Division of Insurance.


Personal Loan Agreement Letter, Sample Personal Loan Agreement Letter #need #a #loan #fast


#personal loan agreement
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Personal Loan Agreement Letter

Mrs. Rosy Reeds,

98, Clue Roads,

Manhattan.

20 th September 2013

Subject: Personal Loan Agreement

Dear Mrs. Rosy,

On behalf of ABM Amro bank, I am writing this letter with regard to the personal loan that you aspire to get.

Your financial stability has been approved by the loan sanctioning authority of the bank as you are working in an advertising agency ‘Talent Hunt’ in Manhattan on the post of ‘Creative Head’ from past 16 years.

In our personal meeting, I found that you have marvellous creative ideas and undoubted efficiency to give a beautiful shape to your dreams. Your idea to open your own agency and taking it to the heights of success were very impressive.

Considering the above criteria, your loan application has been accepted by the bank and there is no obligation to give you the loan of $ 1, 00,000 as required by you. The bank will require some item for mortgage purpose as a guarantee for the borrowed amount. Your house situated at 10, Rolly Street, Manhattan, worth $14, 44,000, will be sufficient enough to act as mortgage for the loan being obtained by you. You are also required to submit your id proof, bank statements and the papers of the house that you want to mortgage.

The loan will bear a monthly interest of 10.1 % for the next ten years and shall be deducted on an equated monthly instalment basis from your bank account.

Hope to see you soon with all the above said requirements. For any other query, feel free to contact me.


Event Planner Contract Agreement Sample, Event Planner Contract Agreement Format #event #planner #sample #contract


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Event Planner Contract Agreement

By Contracts | November 27, 2014

An event planner contract agreement is the agreement made between an event planner/ event planning agency and a client. The contracts are generally prepared to formalize the arrangement wherein the planner has agreed to provide services to the respective client.

An event planner contract agreement template is the simple piece of document which highlights the way in which the real agreement should be framed. Many people who need to make the contracts take the help of a template because it is very easy to use and hence saves them a lot of time, which can be utilized otherwise.

Sample Event Planner Contract Agreement

This contract is being entered in between _______________________________ (mention the name of the event planner representative for the contract) of _________________________ (mention the name of the event planning company), to be referred to as the EVENT PLANNERS hereafter; and ___________________________ (mention the name of the individual seeking the planning services), to be referred to as the CLIENT hereafter in the contract.

Date: _________________________ (mention in here the date on which the parties are signing the respective contract).

The contract comes to effect on above mentioned date of signing mentioned above and it states that the named EVENT PLANNERS have agreed to provide _________________ services (mention kind of services) to the named CLIENTS.

The contract binds the PLANNERS to serve the CLEINTS for __________________ (the period of months/ years for which service will be provided) that is, till _______________________ (the date on which the contract will be deemed terminated by law).

Details of the EVENT PLANNERS:

(Fill all the blanks below, with the details that are indicated as required by the titles).

Company Name: _________________________________________________

Name of under-signatory: __________________________________________

Under-signatory Job Title: _________________________________________

Correspondence Address: __________________________________________

Correspondence Number: __________________________________________

Web Address: ___________________________________________________

Details of the CLIENT:

(All the blanks below must be filled out with the exact information as is indicated by the titles).

Employment Status/ Type: ________________________________

Correspondence Address: ____________________________________

Correspondence Number: ____________________________________

List of Services to be provided:

  1. The planners are required to manage and plan the ____________________ (mention the specific event to be planned for) event to be held on ______________________ (mention the date on which event to be held).
  2. The planning will include ____________________________ (mention the specific details/ duties included in the planning of the event)
  3. ________________________________________________________ (any additional services covered must be mentioned)

(Below mention the basic terms of the arrangement).

  1. _______________________________________________________________
  2. _______________________________________________________________
  3. _______________________________________________________________

(The signs of the parties are required below).

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Sample Demand Letter – Car Accident with Minor Injury #sample #personal #injury #demand #letter


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Sample Demand Letter — Car Accident with Minor Injury

If you’re putting together a demand letter after a car accident in which you suffered minor injuries, use this sample letter as a model in drafting your own correspondence to the other driver’s car insurance carrier.

Sample Demand Letter — Car Accident with Minor Injury

December 14, 20xx

Ms. Rachel Manno
Central Insurance
P.O. Box 664
New York, NY

Re: Your insured: Frank Askew

Date of injury: August 18, 20xx
Your file number: 2211FFV78 [NOTE: Always use the insurer s file number on all correspondence with the carrier]

I have finished my medical treatment, and so I am enclosing all of my medical records and bills on this case. [NOTE: You always want to make sure that the adjuster has all of your injury-related medical records and bills when you send a demand letter. The adjuster will not make a settlement offer until he/she has your entire medical file.] As you know, I was injured when your insured, Frank Askew, rear-ended me while I was sitting motionless waiting for the red light to change at the intersection of Main and Fourth Streets in Johnson City, TN.[NOTE: In this type of case, your discussion of fault for the car accident should be short and sweet. You were rear-ended at a red light. There is really nothing more to say about liability. The defendant is liable, period. At least in this situation, the adjuster knows that.]

I felt neck pain immediately after being rear-ended. Mr. Askew asked if I was OK and I told him that I probably was not OK. I went to see my primary care doctor, Dr. Waits, the next day. He said that I probably had a neck and left shoulder strain and said to rest for a week and take plenty of ibuprofen and use hot packs to relax the muscles. He said to stay out of work for a week (I am a groundskeeper at a local museum) and then come back to see him.

My neck and shoulder were still bothering me, so he said that I could go either to physical therapy or a chiropractor. He took an x-ray and said that the injury was definitely neck and shoulder strain. I chose physical therapy and he said that two weeks should probably get me better. He said that I could go back to work in the meantime, but that I should be careful. [NOTE: Make sure to summarize your medical treatment and give your exact diagnosis, especially in a smaller case.]

The physical therapy helped, and I felt that I was pretty much recovered after about a month total. I was out of work for a week and couldn t do anything energetic in my personal life for that month. I did no exercising for three weeks. I couldn t go dancing with my boyfriend and couldn t do any housework. My house became a mess because of this accident. [NOTE: You want to explain clearly and concisely your injuries and your pain and suffering. Don t exaggerate, especially in a small case. The adjuster has heard it all before. Just explain what your injuries were and how they affected your life. Also, in a small case, there is only so much that you can say about your injuries.]

My medical bills total $2,000. I have health insurance, but it is high-deductible health insurance, and so I had to pay the bills myself. [NOTE: If you have health insurance, but for some reason it is not paying the bills, you need to explain that to the adjuster.]

My medical bills were as follows:

Johnson City Chiropractic 1,500.00

TOTAL $2,000.00 [NOTE: You always want to put together a little chart listing your medical bills, even in a small case. Don t make the adjuster read through them to figure out how much they are.]

This is a small case, but it is important to me. I did nothing wrong. Your insured drove negligently and injured me. Taking into account your insured s absolute liability and my damages in this case, I demand $15,000 to settle this case. Would you please advise as to your thoughts on this matter. [After sending the letter, you should give the adjuster three or four weeks to respond. If you don t hear from the adjuster in a month, then give him/her a call.]

Very truly yours,

If you make a demand, but settlement talks break down or you are having problems with the adjuster, you should contact a knowledgeable personal injury lawyer and discuss your legal options, including the pros and cons of filing a lawsuit.

Get the compensation you deserve.


Sample charting for nurses #sample #charting #for #nurses


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Click here to read the special report
“Medicaid Billing in Schools — What School Nurses Need to Know”

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A comprehensive resource for the management of 66 chronic and acute conditions encountered daily by school nurses. This completely revised edition provides current pathophysiology; new conditions; a preliminary IHP to initiate immediate healthcare; sample 504 accommodations, EAPs, and EEPs – if condition warrants; and access to a new cloud-based software application that reduces the time it takes to create an IHP to minutes! Softbound, 1,072 pages.

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“Nearly 6.5 million children in the United States suffer from asthma, and most use an inhaler to help keep their airways open. But experts say most children are making mistakes that can dramatically affect how well their medication works. Lanser said the biggest mistake is not using a spacer. Without it, about 80 percent of the medicine settles in the mouth and never gets into the lungs.”. keep reading

“Almost a fifth of Memphis students are considered chronically absent from school, and too often it’s because of an asthma attack, a toothache or an undiagnosed psychological condition. ‘It’s clear that having a nurse at every school could greatly reduce the number of students who miss school for preventable health reasons. The health concerns we’re talking about disproportionately affect impoverished children and children of color.”. keep reading

“School systems across the United States should have a clear and concise district-wide cardiac emergency response plan that meets laws, standards and safety practices, according to an American Heart Association (AHA) policy statement.”. keep reading

“When you picture a school nurse you may not think of David — a 7-year-old student at Daisy Bates Elementary in Pulaski County. ‘He can’t breathe on his own, gets pneumonia all the time, horrible scoliosis,’ said PCSSD school nurse Sarah Bemis. David has a genetic disorder, and keeping him healthy enough to learn is Bemis’ responsibility. But during a Wednesday hearing at the Capitol, Paula Smith, state’s school nurse consultant, told lawmakers that nearly 400 schools in the state share nurses with at least one other school.”. keep reading

“The number of children diagnosed with attention deficit hyperactivity disorder (ADHD) rose by 43 percent between 2003 and 2011. The percentage of children who have ADHD, however, is not thought to have changed, it’s simply that more are being diagnosed.”. keep reading

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