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Providers of Payday Loans – Car Title Loans in Texas, pink slip loans.#Pink #slip #loans


Approved Money Center is a Premier Payday Loan Provider

Pink slip loans

Looking for a payday loan provider in Texas? You’ve come to the right place! Approved Money Center offers you solutions when financial emergencies and unforeseen expenses arise. We specialize in online and in-store payday loans making it more convenient than ever to get the quick cash you need.

We understand there are times when getting by until your next paycheck goes in the bank may not be as easy as it sounds. A car repair, an unplanned visit to the dentist, expenses associated with children; it’s part of life’s surprises. Getting an online payday loan with Approved Money Center can be what gets you through that momentary lapse of cash.

Getting a Payday Loan is Fast and Convenient

Our online payday loan application, approval, and funding process as good as it gets! It takes about 3 minutes to apply. and with just a little bit of information, we can have you on your way to getting your Texas online payday loan directly deposited into your bank account the next business day. Bridging the gap between paychecks can bring you peace of mind and keep you from incurring late fees and charges on your bills. We won’t run your credit or ask you any embarrassing questions!

If you prefer working with one of our customer service representatives in person, visit one of Approved money Center’s premier payday loan lending stores. With have over 30 locations to serve you and are happy to answer all of your questions. We believe in building lasting relationships with our customers by offering fast, fair and friendly service. As a Texas payday loan provider we abide by all rules and regulations set forth by the state. Approved Money Center is here for your quick cash needs!

Approved Money Center is Leading the way with Auto Title Loans

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Auto title loans are a great way to get the cash you need without having to hassle with banks or credit unions. Approved Money center makes the process fast and convenient by taking the equity in your car or truck and putting it to work for you. If you have a steady job and income, own your automobile outright, and can provide us with the “pink slip”, we can get you funded overnight without the hassle of a credit check.

Getting a Texas auto title loan doesn’t mean you have to give up your car; simply the equity it holds. You will still drive your car or truck as you always do. How does it work? We base your loan amount on the FMV (Fair Market Value) of your car. The higher the value the more you will be approved to borrow.

An Approved Money Center Auto Title Loan puts your car to work

You’ve invested in your car over the years why not put that investment to work for you when you need it most? Getting a Texas auto title loan is simple, fast and convenient. We don’t hassle with credit checks or tedious applications. It takes only a few minutes to get started by filling out our easy online application. All it takes is some basic information and we can get started on approving and funding your loan. We are Texas’ premier auto title loan lender offering some of the lowest rates around. Whatever it is you need cash for, Approved Money Center is here for you. Get started now and be on your way to solving your cash crisis!

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Values – Capitalism – What Actually Happens When You Raise the Minimum Wage – Values – Capitalism, pink slip loans.#Pink #slip #loans


What Actually Happens When You Raise the Minimum Wage

Contrary to popular belief, raising the minimum wage won’t make everyone richer, but it will make a great deal of poor people poorer—or more accurately, out of work.

Advocates for raising the minimum wage are attempting the impossible, because it is impossible to change the value of a thing by mere fiat. If a particular McDonald’s employee earns the company $10 an hour, but the law forces McDonald’s to pay him $15 an hour, the employee won’t get any richer, but he will get fired.

Across the country, the world’s most successful fast food chain has started replacing people with robots—automated screens—to “give customers more options as they order.” Undoubtedly, these electronic menus may actually provide more options—but they certainly present the franchise with a slightly cheaper bill.

Customers may take McDonalds’ low prices for granted, but in a market based on human decisions they are a reflection of the value of fast food. Customers don’t come to McDonald s for a gourmet meal—they come to eat fast and on the cheap. In the past year, the fast food giant has struggled to make ends meet as people increasingly favor “fast casual” restaurants like Chipotle—which markets higher quality food at slightly higher prices.

In order to stay afloat, McDonald s has to keep its edge, and that means lower prices. If the government requires fast food restaurants to pay workers more, the restaurants will do so—but they can only make ends meet by hiring fewer employees.

Politically, a high minimum wage may sound like a raise, but in the competition of the free market, it looks more like a pink slip—even more for businesses than for employees.

“I am not a charity,” wrote Kevin McNamee, owner of a small business in Los Angeles, CA, which just voted to increase the minimum wage to $15 in 2020. “I can’t raise my product prices because of pricing pressure. I can’t reduce my expenses; in fact, salaries are my greatest expense, and $15 per hour increases my expenses and reduces my profit.”

Some advocates of the $15 minimum wage wish to “stick it to the man,” hitting the billionaire CEOs. This small business CEO, however, claims that “last year, my employees made more than I, the owner, did. I am still trying to pay off the line of credit that got me through the recession.”

As the AEI’s Mark Perry explains, increasing the minimum wage from $9 per hour to $15 works out to a yearly tax of $12,480 on employers. Ironically, this tax hike may help the billionaires by hurting the middle class. Big businesses can afford to take a hit, but the mom-and-pop shops may not be so lucky—and as smaller businesses close their doors, big businesses don’t have to face as much competition.

Some people support an increase in the minimum wage because they believe the Marxist idea that profit itself is bad. Karl Marx’s theory of surplus value states that a company’s profits should not exceed the cost of the worker’s labor. In other words, people should only pay for a good exactly what it cost the worker to make it.

While this sounds good in theory, it makes no sense in practice. In a free market, a customer will only buy a product if he values that product more than his own money. If I ask you to trade your shiny new Lamborghini for my five-year-old Hyundai, you would laugh at me. That is, unless I was holding a gun to your head.

This is the basic concept behind the minimum wage. When an employee asks his boss to pay him more than he is worth, the boss laughs. But when government holds the gun to a business owner’s head and says “pay your employees more than their time is worth to you,” the boss has a few options. He can fire some employees and pay others more, he can leave the area to avoid the government, or he can take a loss and likely go out of business.

One thing is certain, however—customers won’t necessarily agree to pay more for a product just because the owner has to pay his employees more. If the cost of labor increases and the cost of a business’ product or service does not, that company is going to take a hit—often a loss it cannot afford.

The idea that a business’ profit should be entirely redistributed to employees will only make that business less effective. Without extra money to invest in new products, research and development, and even training for employees, a business would not be as effective in helping its customers. If a business loses customers, it cannot afford to pay employees. Without profit, no one gets paid.

If politicians want to support a cause that will actually help poor people make more money, they should champion free market reforms. Smaller taxes and smarter regulations will allow businesses to continue doing what they do best—offering goods and services at prices that customers are actually willing to pay.

If we support more opportunity now, more companies will be able to hire more workers. As those workers gain experience, their work will become more valuable, and the wage which voters are aching to force by law may just come about on its own.


50m of reckless car loans are written off, Daily Mail Online, pink slip loans.#Pink #slip #loans


£50m of ‘reckless’ car loans are written off: MPs demand industry comes clean on number of defaults amid increasing fears of crash

Published: 00:38 GMT, 4 July 2017 | Updated: 12:37 GMT, 4 July 2017

Fears were mounting last night that reckless car loans are risking another financial crisis.

Investors in The Car Finance Company – Britain’s leading sub-prime car lender – said they had written off £50million after the number of customers falling behind on payments more than doubled in a year.

Politicians are now demanding that the entire motor industry ‘urgently’ discloses how many drivers are defaulting so the risk to the economy can be assessed.

The developments came after the Daily Mail yesterday revealed how car salesmen were tempting young drivers into huge debts by offering them new vehicles without them having to pay any money up front.

No deposit: Critics have condemned the surge in personal; contract purchase deals on cars

Dealers are offering cars worth up to £20,000, even when customers say they are unemployed, on minimum wage or have bad credit histories. If drivers default on payments, they face having the car repossessed and court orders that wreck their finances.

And there are serious concerns that if increasing numbers of people default, it will cause a domino effect resulting in another credit crunch.

About nine in ten of all cars bought in the UK on finance are now personal contract purchase (PCP) deals. These involve customers paying for a portion of the car’s value over three to five years. They can then pay a ‘balloon’ lump sum at the end of the term if they want to own the car, based on its projected value. Most drivers instead hand the car back and take out a new contract.

The Mail’s findings came amid chaos at The Car Finance Company, which specialises in securing car loans for those who have bad credit. They advertise interest rates of as much as 49.6 per cent.

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Private equity investors Pine Brook spent £50million on the business just two years ago and profits were recorded as £400,000 in 2015. But last year, impairments – the amount of debt people are struggling to pay back – rose by 371 per cent to £11.6million.

Arrears – when a driver falls behind on repayments – rose from 8.2 to 18.4 per cent. The company subsequently suffered a loss of £17.8million. There is now huge pressure on the car leasing industry to reveal the number of people in arrears and defaulting on loans.

Despite the surge in drivers taking out finance deals, no official data showing how many people fail to pay is available. This means Parliament and debt charities cannot properly assess the level of risk in the car loan industry.

Huge interest: Finance companies are targeting motorists who have bad credit ratings

If the number of people defaulting on their car loans is rising, this could have devastating consequences for the economy.

Investors who buy car debt rely on secondhand car prices remaining stable. If drivers default on payments, their cars can be repossessed and resold.

However, the increase in three to five-year PCP deals means the secondhand car market is being flooded, resulting in the value of used cars going down. The Bank of England warns that banks risk losing as much as £1.7billion if used car values keep falling.

This could lead to job losses and banks having to cover their losses elsewhere, driving up costs for consumers.

Last night, MPs and car finance experts warned the build-up of debt will lead to a crisis.

Baroness Altmann, finance expert and former pensions minister, said: ‘The car finance industry is extremely worrying.

‘These are the mistakes that led to the financial crash in 2007 but in a slightly different format.

‘Default rates need to be published urgently so we can assess what is happening. This is reckless lending which shouldn’t have any place in a modern economy.’

Alex Buttle, of car-buying website Motorway.co.uk, said: ‘It feels like the brakes have come off car finance lending – the lenders are out of control and the industry looks in crash territory. There is a car finance disaster brewing.’

The Car Finance Company said it only offered cars on traditional hire purchase – where a customer pays off the total value of their car in monthly instalments – rather than PCP deals. A spokesman added: ‘The car finance industry was worth over £40billion last year and we represent less than 0.25 per cent of that.’ Pine Brook declined to comment.

Has a car loan wrecked your finances? Email [email protected]

Finance firms offering loans to drivers with bad credit – at 49% interest

Car finance companies are charging vulnerable drivers interest rates of up to 50 per cent, the Mail can reveal.

‘Sub-prime’ dealers targeting drivers with bad credit – after bankruptcy or a County Court Judgment has been issued – can expect a return of as much as £20,000 on a £10,000 loan. Many boast of being able to secure finance for those who have been refused credit at high street lenders.

But the number of people failing to keep up their repayments is not collated by the industry regulator, the Financial Conduct Authority [FCA], leading to fears consumer lending is out of control.

The Car Finance Company, based in Portsmouth, describes itself as ‘an alternative finance lender’ and specialises in ‘bad credit car finance’. The firm advertises interest rates of 49.6 per cent on its website for customers who want to take out a loan without paying a deposit.

A customer taking out a £10,000 loan over four years would be required to pay back £20,010, according to its online calculator.

Similarly, Glenside Finance, based in Fareham, Hampshire, offers customers who describe themselves as having a credit rating of ‘very bad’ the chance to take out car loans of £10,000 over four years. However, they face rates of 49.34 per cent.

The companies target those with bad credit – who are unable to obtain finance elsewhere – and make a profit by charging exorbitant interest rates.

They say this is justified because they are taking a gamble on the customer. Some dealers, such as Glenside Finance, offer loans of up to £75,000. The firm’s publicity material states: ‘Owning your dream car needn’t be a financial nightmare.’

CarFinance 247, one of Britain’s largest online car finance websites, also offers ‘bad credit car finance’ deals to those who have previously been in arrears or defaulted.

While offering a lower rate of 27.4 per cent, a forum on the site gives advice to those hoping to take out finance.

A potential customer wrote: ‘I’ve defaulted on all of my finance agreements and I can’t get car credit anywhere. Can you help?’ A CarFinance 247 employee replied: ‘If you’re after car credit you have come to the right place. Here at CarFinance 247 we specialise in helping people with poor credit records.’

The Car Finance Company said it was committed to responsible lending.

Jim Pike, of Glenside Finance, said the average rate his company lent money at was 30 per cent, adding: ‘We are a simple, honest, well-established finance company.’


Car Title Loans – Auto Title Pawns Online – Quick Cash for Car Title Loans, pink slip loans.#Pink #slip #loans


1.800.910.7187

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Quick Auto Title Loans Nationwide from a Reputable Car Title Lender – No Credit Checks, Up to $50,000 Cash.

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1.800.910.7187

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CASH LOANS FOR TITLES

Quick Auto Title Loans Nationwide from a Reputable Car Title Lender – No Credit Checks, Up to $50,000 Cash.

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1.800.910.7187

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1.800.910.7187

Pink slip loans

1 Provide a clear vehicle title to your car, motorcycle, boat, or commercial vehicle.

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2 Call our toll free number and be connected to the closest lending office or fill out the online contact form or comprehensive online application and loan officer will contact you

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3 Get up to $50,000 cash fast using your car’s title as collateral.

Quick Easy Car Title Loans

Need cash fast? Carbucks is a car title loan company providing quick, affordable car title loans. Also referred to as “title pawns,” “auto pawn loans,” and “pink slip loans,” car title loans are an easy, fast way to borrow cash using the title of your car, van, motorcycle, boat, or commercial vehicle as collateral.

Bad credit? No problem. Carbucks, unlike other lenders, doesn’t conduct credit checks, so you can get the cash you need today, directly from an accredited, reputable car title lender – not a referral business.

Carbucks offers 9 convenient Locations throughout the U.S., serving Fort Mill and Spartanburg, South Carolina (SC); Charlotte, North Carolina (NC); Atlanta, Marietta, Norcross, Kingsland, Augusta, and Thomasville, Georgia (GA); Tallahassee, Lake City, Jacksonville, Florida (FL); Newark Delaware (DE); Trenton, Central and Southern New Jersey (NJ); Elkton and Baltimore, Maryland (MD); Boston, Lowell, Cape Cod, Massachusetts (MA) including all of Eastern New England; Nashua, Manchester and all of Southern New Hampshire (NH). You can also use our National Online Lending Option and Apply for a Car Title Loan Online.

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Applying for an auto title loan has never been so quick and easy! Just fill out our secure, confidential Online Title Loan application and you’ll be contacted directly by one of our loan officers! You can also contact our national lending hotline here, at 1.800.910.7187 for immediate assistance.

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Carbuckscorp.com | National Toll Free Hotline 1.800.910.7187

Carbucks can serve your Car Title Loan and Car Title Pawn needs at our local retail offices in: Fort Mill, SC office conveniently located to Charlotte, NC; Norcross, GA office conveniently located in the metropolitan Atlanta, GA area; Kingsland, GA office conveniently located to Jacksonville, FL; Thomasville, GA office conveniently located to Tallahassee, FL; our centrally located Augusta, GA office; our Newark, DE office conveniently located to Newark, DE, Elkton and Baltimore, Maryland; Our Virtual Illinois office serving Chicago and all of Illinois. Carbucks looks forward to serving your Automobile Title Loan and Automobile Title Pawn needs, please give us a call for more information. Services not available to residents of Pennsylvania.


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How to Choose Pink Slip Loans

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Narrow the list of potential lending organizations to those with licenses from your state or memberships in professional or consumer organizations, where applicable. California requires all legitimate lending institutions to acquire a license from the state. Some professional and consumer credentials include the Better Business Bureau and the American Bankers Association.

Look for organizations with multiple branches. These lending organizations have established a brand and are more likely reputable.

File a free credit score report before securing a pink slip loan. Your credit score will partly determine the interest rate and repayment schedule of a loan; you should not apply for a loan without knowing this number.

Shop for the best interest rate — these rates typically vary depending on an applicant’s credit score, but they also vary from one lending institution to the next. Pink slip loans can carry rates as high as 30 percent; this fee increases a $1,000 loan to a repayment of $1,300. A 20 percent interest rate would only increase the repayment amount on the same loan to $1,200.

Calculate the amount of cash you need in a loan and weigh this number against the value of your car. You can find the value of your car in Kelley Blue Book, the National Automobile Dealers Association or Edmunds, among others. Pink slip loan organizations may lend up to 120 percent of the value of your car.

Determine whether or not you can pay back the loan by the end of the lending period. Lending periods for pink slip loans last between 30 and 60 days; if you cannot pay back the loan by the end of that period, the lending organization may offer you an extended repayment period at a higher interest rate. If you do not pay back the loan by the end of that extended period, you forfeit your vehicle.


Instant Pink Slip Loans – California Title Loans #where #to #get #student #loans


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Instant Pink Slip Loans

Instant Pink Slip Loans offers car owners an easy way to obtain Cash for Car Loan. Using Black Book value of the car, Instant Pink Slip Loans will provide borrowers with Title Loans that are up to 80% of the vehicle’s value.

Instant Pink Slip Loans is one of the most reliable and trustworthy Car Title Loans Lender in the industry. The company is located in Los Angeles, California and is licensed by California Department of Corporation. Instant Pink Slip Loans’ portfolio includes Loans on Car Title, Car Title Loans, Secured Auto Title Loans, Pink Slip Loans, and Loans for Title of a Car, Cash for Cars Loans and Bad Credit Loans .

Pink Slip Loans in California and More!

Instant Pink Slip Loans currently allows customers to get Cash for Cars Loans in California, Arizona, New Mexico, Missouri, Utah and Illinois. In all states except California, the minimum loan amount borrowers could get is $1,500. In California, the minimum loan amount for Secured Loans is $2,510. The maximum amount in all the states is $50,000.

We have locations throughout the United States Conveniently Located for You

Visit our Locations in the Following Areas:

Santa Ana, California

Address: 128 W 4TH St, Santa Ana, CA 92701


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What are Pink Slip Loans?

by Autopawn

Pink slip loans or pink slip lines of credit are one of the best and most efficient ways for anyone to get the money that they need in the form of a short term loan or line of credit. The loans or lines of credit allow you to get cash and keep driving your car.

The process is actually quite simple and very ingenious. Anyone that needs a little extra money can apply on the website to begin the process. You will need to provide all of your pertinent information, as well as the information about your vehicle. The loan or credit company will then review your application and decide how much money to lend you. In most cases, customers will receive a loan or line of credit that is about 50 percent of the total value of the vehicle. So, a car valued at $10,000 will be able to fetch a $5,000 loan or line of credit. This is not always the case, but it is a good rule of thumb to go by.

Pink Slip Title Loans as they are referred to are really simple to get, and the best thing about them is that you still get to continue driving your vehicle. The loan or credit company will offer you a loan and a set payment schedule or a line of credit. As long as you meet the expectations that are included in the agreement, the company will not take your auto. This is basically similar to a secured loan or line of credit from a banking institution, but the process is streamlined and easier to qualify for. These types of loans are the perfect answer for anyone that has bad credit and needs some emergency funding.

These Pink Slip Loans are popular because compared to pay day loans, they are much cheaper. The interest rates are lower than you can get at a pay day lender or other forms of unsecured loans. No matter how bad your credit score is, you should be able to get at least one of the many types of Pink Slip Title Loans available in the market today. As long as you own your car, you are eligible for one of these loans. It really is simply an alternative way of financing for people with lower credit scores.

Other loans will require you to not drive your vehicle if you are using it as collateral to help you get the loan, but this is different. If you have your pink slip, a cash loan can be applied for and approved in no time at all, and the money can be directly wired into your checking account upon approval. This really is one of the fastest, easiest, most reliable and least expensive ways to get a cash loan.


How Pink Slip Loans WorkPink Slip Loans #cheapest #loan


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How Pink Slip Loans Work

Pink Slip Loans are loans where you put your vehicle up for collateral in order to obtain the loan. The borrower will give you a loan based on half of the appraised value of your vehicle. The lender then puts themselves as the lien holder on the title making them the legal owner of the vehicle while the borrower remains the registered owner. It s the same thing when you are financing a car.

After the loan amount has been satisfied the lender releases interest in the vehicle and the lien is satisfied. One of the benefits to pink slip loans is that you can continue to use the vehicle while you are paying off the loan. This should add some extra confidence to the borrower because they will still be able to use their vehicle to get to work.

These types of loans are not like pawns where you have to leave the collateral there.

Pink Slip Loans are emergency loans. They are short term high interest loans. Borrowers are encouraged to pay the loans off as soon as possible. If you don t interest can continue to accrue and you may end up getting your vehicle repossessed.


Same Day Pink Slip Loans – Auto Title Loans #auto #loan #payment #calculator


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Same Day Pink Slip Loans

Borrow Over $2,600 with a Loan Secured against Your Car Title

If you own your car, you can use your pink slip as collateral to get a fast loan that is secured by the equity in your vehicle. This means that when applying for a pink slip loan with us, bad credit is not an issue since the loan is secured against your vehicles title.

Pink Slip Loans are a Great Way To Rebuild Your Credit

When you get a pink slip loan with 1(800)Car-Title , we will report your positive payment history to the credit bureau which can help your credit score dramatically. Most auto title loan lenders don t report to the credit agencies. We aren t like this.

We offer Pink Slip loans in California, Arizona, New Mexico, South Carolina, Georgia, Missouri and Utah.

Do you already have a pink slip loan? 1(800)Car-Title will save you cash every month by refinancing your pink slip loan at a lower rate.

If you prefer to apply by phone, call us toll-free:

Monday-Friday 7am-8pm PST. (Se Habla Espanol)

Saturday-Sunday 9am-5pm

Drive away with cash today! Fast and easy collateral loan approval regardless of your credit history. 100% confidentiality.


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Pink Slip Loans

LA Quick Title Loan Apply Today Fast Easy! Call Greg at (310) 433-4625

Need a Quick Cash Loan? LA Quick Title Loan Get Your Loan Same Day Cash

If you need a quick cash loan call me today. To get the loan you have to own your car and have the title. If your confused about the title or have any questions about the process give me a call. In a nutshell, Car title loans are short term high interest rate loans.

They are designed to get quick cash in people s hands. Basically you hand over the title to your vehicle for the loan.

Your vehicle is the collateral and if you default on the loan you may get your car repossessed. The number one benefit to a car title loan is that you can continue to use your vehicle while paying the loan off. The lender becomes the lien holder while you remain the registered owner. It s similar to making payments on a car and once the loan is paid off the lender releases interest in the vehicle.

Give us a shot, We strive on providing excellent customer service, and we are available 24/7 to answer any questions you may have regarding these types of loans. Call Greg at (310)433-4625 or fill out the online application.

Comments or questions are welcome.

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