Why choose Nifty Personal Loans?
Nifty Personal Loans has everything to meet your needs with loans ranging from $100 to $2,000.
We will not perform a credit check or a formal credit enquiry when you apply for $400 or below!
Apply for a loan with us and see why thousands of Australians trust Nifty Personal Loans. You can also read our reviews on Product Reviews and Word Of Mouth.
Generally a loan decision is granted within an hour of us receiving your complete application during normal business hours.
Applying with Nifty is easy. There’s no tiresome paperwork. Just jump on your computer or smartphone any time of the day.
Once your online contract is accepted we will immediately transfer the money to your bank. The latest you will receive the funds will be overnight providing you are approved before 4.30pm AEST .
Complete our quick and simple 5 minute application form.
Decision within the hour
We assess you application and provide you with an outcome, usually within 60 mins during normal business hours.
Once approved, and your online contract is accepted, we will transfer the money to your bank.
How to qualify for a nifty personal loan
You are at least 18 years of age.
You are an Australian Citizen or Permanent Resident.
Receive a regular income into a personal bank account for at least 3 months.
You must have a personal contact number.
HERE’S HOW OUR SMALL PERSONAL LOANS WORK
HERE’S HOW OUR MEDIUM PERSONAL LOANS WORK (Product launch in late 2017)
The Nifty Mission
To empower every Australian in need of small amount credit with the ability to access our quick personal loans. To process loan applications swiftly and to the complete satisfaction of our customers. To be open and frank about our fees and charges. To provide second-to-none service. Nifty exists for you. We don’t mind saying we’re a money lender. After all, that’s exactly what we do. Small, quick, affordable, short-term, bad credit, unsecured personal cash loans to every day Australians. We are an online provider of small personal loans. They’re unsecured personal loans (we don’t register an interest in your car or anything like that). They’re short term – as short as you need them to be, we don’t do credit checks either. We understand that speed is important to you. When a situation arises where you need to borrow money quickly, we get that and we deliver. For more information please see our personal loan repayment calculator. We also do emergency loan when you are in a tight spot.
Most applications are assessed within one hour. Whether it’s a bond loan or you need the money for any other unexpected event, Nifty’s online loans are quick and easy to apply for. We won’t treat you like a number or a liability like the more mainstream lenders. Whether you’re employed or get your income from Centrelink, you are welcome to apply with Nifty. We understand your wants and needs and our aim is to satisfy your requirements in the easiest and most efficient way possible. We want to establish a relationship with you so that you are comfortable dealing with us and communicating with us. We speak your language. It can be stressful taking on debt. We can help you to overcome that with easy repayment terms. You can use the personal loan calculator to see an estimated repayment cost. When life throws up those challenges where fast cash today is critical, look no further than Nifty. You’ll never look back. We guarantee it!