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LA Consolidation Cold Storage(562) 949-5366 – Frozen and Cold Storage Facility Los Angeles #i #need #a #loan


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Welcome to

Family owned and operated since 1998, LA Consolidation Cold Storage is the premier storage warehouse in Los Angeles. Conveniently located in Pico Rivera off Highway 5, LA Consolidation is a unique cold and frozen storage solution for Supermarket Chains, Importer/Exporters, Food Manufacturers and Logistic Companies.

We have been providing Frozen Food Warehouse space for many years. We are one of the most productive facilities in Los Angeles and one of the best in the country. We provide the best and fastest service with attention to detail to meet all our customer’s needs providing High-Level services.

Our storage facility offers the most modern, state-of-the-art, full service refrigerated warehouse in the Los Angeles area. Fenced and gated property, 24 hour surveillance, 24 hour temperature alarm and 24/7 customer online access to inventory are just some of the amenities our warehouse incorporates to provide our clients with the best possible storage solutions.

With the capacity to house 5000 pallets of product, we can cater to the specific needs of each customer in a quick, yet thorough manner, offering a solution that meets their short and long term operation needs. We specialize in container loading, unloading and freezer storage. We can turnover inbound and outbound trucks in as quick as 15 30 minutes or less.

Our goal is to create operational solutions that reduce your cost and provide additional value to your customers. Management staff are committed to providing our customers the diversified services of their choice. We will satisfy our customer’s needs quickly, efficiently, creatively and diligently.

Whether you are a retailer, wholesaler, food service distributor or broker, we will meet all of your refrigeration warehouse needs. Give us the opportunity to be your storage, full service, warehouse; we know you’ll be satisfied.


Technology News, Tech Product Reviews, Research and Enterprise Analysis, cloud storage mac.#Cloud #storage #mac


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Jaikumar Vijayan, September 06, 2017 6:00 PM

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Survey Shows Faster-than-Expected Win 10 Migrations.

Chris Preimesberger, September 06, 2017 3:45 PM

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Galaxy Note 8 Helps Samsung Move on From the Past

Pedro Hernandez, September 06, 2017 3:39 PM

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Microsoft Shrinks Windows Server Container Images Microsoft Shrinks Windows Server Container Images

Pedro Hernandez, September 06, 2017 2:55 PM

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Unifi Software Launches Platform for Self-Service Data Access

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Intel Brings Xeon Scalable Chips to High-End Workstations

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Enterprise Tech Videos

Microsoft to Put More Apps on Huawei s Cloud

eWEEK Staff. Posted September 06, 2017.

DAILY VIDEO: Microsoft signs a deal to put more apps on Huawei’s cloud in China; Federighi assignment shows Apple knows it must modernize Siri soon; Linux 4.13 kernel launches with an accelerated.

Did Google Pressure Think Tank Into Firing Critic?

eWEEK Staff. Posted September 05, 2017.

DAILY VIDEO: Google is accused of using the power of the purse to silence a critic; LinkedIn is helping Microsoft pull ahead of its SaaS rivals; ransomware increasingly targets businesses instead.

Cortana, Alexa Will Be on Speaking Terms by Fall

eWEEK Staff. Posted September 01, 2017.

DAILY VIDEO: Rival virtual assistants Cortana, Alexa to interoperate by fall; Windows mixed-reality hardware goes on display at IFA 2017; Google releases SDK to let developers add AR features.

Google Deletes Botnet-Tainted Apps From Play Store

eWEEK Staff. Posted August 31, 2017.

DAILY VIDEO: Google removes malicious WireX DDoS botnet apps from Play Store; Microsoft Surface PCs gain ground in the enterprise; Microsoft promises affordable mixed-reality gear for the holidays;.

Apple Schedules Sept. 12 iPhone Media Briefing

eWEEK Staff. Posted August 30, 2017.

DAILY VIDEO: Apple schedules Sept. 12 event to introduce 10th anniversary iPhones; Uber board votes for new CEO Dara Khosrowshahi from Expedia; Oracle hiring 5,000 cloud professionals in the.

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Microsoft Makes Deal to Put More Enterprise Apps on.

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Google Is Accused of Pressuring Think Tank Into Firing.

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Microsoft Cortana, Amazon Alexa to Talk to Each Other.

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Google Purges More Than 300 WireX DDoS Botnet Apps.

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Apple to Unveil New iPhone Models at Sept. 12 Media.

Intel Processors, Storage Set New Dell Servers Apart

eWEEK Sponsored News. Posted June 02, 2015.

Dell’s latest Intel-based PowerEdge servers bring new levels of operational efficiency and flexibility while extending industry-leading reliability and uptime.

Dell PowerEdge T630: Versatility for ROBO

eWEEK Sponsored News. Posted June 02, 2015.

The Dell PowerEdge T630 is a mainstream 2S/5U rack-mount tower server with a versatile mix of configuration options, performance, and scalability. The Intel-based T630 is designed for mid-size.

Dell PowerEdge R730xd: Storage Density for Clouds

eWEEK Sponsored News. Posted June 02, 2015.

The Dell PowerEdge R730xd, also based on Intel Xeon processors, is one of the world’s densest server-side storage servers, with more than 100 TB of flash storage in a 2U chassis. It delivers.

Save on Operating Costs for Scale-Out Workloads

eWEEK Sponsored News. Posted June 02, 2015.

With the introduction of the Dell PowerEdge FM 120×4, Dell and Intel are bringing to market a server that can actually save on operating costs as it scales.

Dell PowerEdge R630: Incredible Density

eWEEK Sponsored News. Posted June 02, 2015.

The Dell PowerEdge R630 is a mainstream 2S/1U rack server that delivers incredible density across a range of resources, enabling highly flexible data center scaling. With its powerful Intel Xeon.


Self storage units in Miami, FL on 36th St #storage #space #in #miami


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Miami – Design District Storage Units

More about this Facility

Affordable Miami, FL Self Storage Units in Design District – Midtown Area

Safeguard Self Storage strives to protect our Miami customers’ belongings by providing computer controlled access, individual door alarms, digital\video recording, climate controlled units and a variety of insurance options. Our experienced and helpful staff will assist you in finding the right storage solution while providing unsurpassed customer service at an affordable rate.

Finding the Right Size Storage Unit

Our Miami Design District self storage units are offered in various sizes to help suit your needs. Click on the self storage space estimator to determine the size unit that is right for you. Click here to see other examples of self storage unit sizes that are offered.

Convenience is an important factor when selecting a self storage facility

Our Miami Midtown self storage facility is located near the following neighborhoods, schools, churches, parks, shopping centers, and other notable locations. Don t go out of your way for self storage. Find us on your way to the places you already travel to every day.

Nearby Neighborhoods

Allapattah, Buena Vista, Buena Vista East (Buena Vista East Historic District), Buena Vista West, Design District, Edgewater (Wynwood), Liberty City, Lincoln Heights, Little Haiti (Lemon City), Miami Fashion District (Fashion District), Midtown, Model City, North Miami (North), Overtown (Washington Heights), Upper West Side (St Mary s Art District), Wynwood Art District (El Barrio)

Nearby Schools

Miami Edison Senior High School, Lindsey Hopkins Technical Ed Center, Jose De Diego Middle School, Miami Edison Middle School, Eneida M. Hartner Elementary School, Santa Clara Elementary School, Paul Lawrence Dumbar School, Lenora Braynon Smith, Shadowlawn Elementary School, Aspira Eugenio Maria De Hostos, Corpus Christi Elementary School, Clara Mohammed School, Ebenezer Christian Academy, Elizabeth Curtis Child Care, Clara Mohammed School Of South Florida

Nearby Churches

Corpus Christi Church, Expressway Baptist Church, Allapattah Baptist Church, Iglesia Bautista de Wynwood, Church of the Incarnation, Monastery of the Exaltation of the Most Holy Cross, Lively Stone Church of Miami, Miami Church of Religious Science

Nearby Parks and Playgrounds

East Bay Vista Park, Roberto Clemente Park, Tacolcy Park, Buena Vista Park, South Bay Vista Park, Robert E Lee Park, Crestwood Park, West Buena Vista Park, North Bay Vista Park

Other Nearby Notable Locations

Miami Stadium, Maduro Miami Stadium, Beckham Hall Correctional Center, Civic Center Station, South Florida Evaluation and Treatment Center, Eugenio Maria De Hostos Neighborhood Service Center, Allapattah Station, Sunshine and Sunset Adult Day Care Center, Sheyes of Miami Young Achievers Nursery and Day Care Center, Sheyes Young Acheiver Day Care Center, Our Little Ones Day Care Center, Miami Wynwood Network Police Station, Moore Park Day Care Center, Miami North Police Station, Marks Day Care Center, Jays Learning Center, Flowers Day Care Center, Duharts Day Care Center, Elizabeth E Curtis Child Care Center, Daycare at Belafonte Tacolcy Center

Safeguard Self Storage – Providing High Quality Self Storage Since 1989

It s hard to believe that over twenty-five years ago, Safeguard began with a few self storage locations in Louisiana. We have now grown to over seventy locations serving six states. As we have grown, we strive to stay true to our values and vision at all Safeguard Self Storage locations: Providing our customers with a superior storage experience through innovative design, outstanding amenities and exceptional service.

Our Design District location in Miami, FL aims to serve the unique needs of our customers and community. Your patronage is what drives us to get better every day and has allowed us to become a leader in the self storage industry. We want to thank you, our customers, for your business and your loyalty. If there is any way that we can improve your storage experience, assist with your storage needs, or answer any questions, please feel free to contact us at 305-434-7169. We love hearing from our customers, and your feedback will help us continue to grow and serve you better.


Storage Auctions – Absolute Auction – Realty, westy storage fairfield ct.#Westy #storage #fairfield #ct


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Storage Auctions

The Absolute Auction team sells for a volume of storage facilities each month and is constantly on the move. Storage auctions may be onsite or online only at AARBids.com

Danbury, CT Auction Ending 8/27

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Colchester, CT Auction Ending 8/27

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Guardian Self Storage Auction – Orange County Locations

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Westy storage fairfield ct Guardian Self Storage, Walden, NY 12586

Westy’s Connecticut & Port Chester Self-Storage Auctions

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Westy storage fairfield ct Westy’s Storage Centers, Fairfield, CT 06825

Westy’s Tuckahoe & Long Island Self-Storage Auctions

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Westy storage fairfield ct Westy Storage Centers, Tuckahoe, NY 10707

U-Haul Self Storage Auction – Nanuet & White Plains, NY

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Westy storage fairfield ct U-Haul Self Storage, 170 1st Street, Nanuet, NY 10954

Westy’s White Plains, Elmsford & New Jersey Self-Storage Auctions

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Westy storage fairfield ct Westy Storage Centers, White Plains, NY 10606

U-Haul Self Storage Auction – Bridgeport, CT

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Westy storage fairfield ct U-Haul Self Storage, 3029 Fairfield Avenue, Bridgeport, CT

Manhattan Mini Storage – Day 1

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Auction locations are available in this listing but may not be the most accurate list as some locations get cancelled.

Westy storage fairfield ct Manhattan Mini Storage, New York, NY 10036

Manhattan Mini Storage – Day 2

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Auction locations are available in this listing but may not be the most accurate list as some locations get cancelled.

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Bargold Storage Systems Auction

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Westy storage fairfield ct Bargold Storage Systems, LLC, 41-41 38th STREET, LONG ISLAND CITY, NY 11101

Manhattan Mini Storage – Day 3

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Auction locations are available in this listing but may not be the most accurate list as some locations get cancelled.

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U-Haul Self Storage Auction – Middletown, Middle Hope & Poughkeepsie, NY

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Westy storage fairfield ct U-Haul Self Storage, 381 NY-211, Middletown, NY 10940

Easy Street Storage Auction

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Westy storage fairfield ct Easy Street Storage, 212 Van Wagner Road, Poughkeepsie, NY 12603

U-Haul Self Storage Auction – Danbury & Stamford, CT

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Westy storage fairfield ct U-Haul Self Storage – Danbury, CT, 75 Division Street, Danbury, CT 06810

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Planes Moving & Storage in Columbus, Planes Moving & Storage 2000 Dividend Dr, Columbus, OH 43228 Yahoo – US Local, planes moving and storage.#Planes #moving #and #storage


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Planes Moving Storage

Reviews

On time and quick delivery. Good customer service, called ahead. Pleased with the handling if my things. Was in and out in 30 minutes for my small delivery items. Recommended.

The entire moving experience was made much easier by the entire team who worked on my move. The team members at both the load and unload location were friendly, courteous and very professional. I. more

Planes runs Best Priced Boxes from their Dividend Drive address and I went to specifically try to get used boxes for my upcoming move to SC. They had no used boxes in the sizes I needed when I. more

  • Find Nearby:
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  • About: Full-service relocation solutions for local, long-distance and international Residential and Office moves. Our moving services include, but are not limited to: packing, unpacking, storage and warehousing, more Full-service relocation solutions for local, long-distance and international Residential and Office moves. Our moving services include, but are not limited to: packing, unpacking, storage and warehousing, and Portable Storage Containers.
  • Categories:Movers, Cargo Service, Truck Transports, Self Storage, Industrial Importer, Business Organization, Transportation
  • Payment Types:Credit Card, Debit Card
  • Cards Accepted:Discover, Amex, Mastercard, Visa
  • Brands: On-Time Pick-Up Deliveries, Office/Industrial Moves, Office Commercial Moves, more On-Time Pick-Up Deliveries, Office/Industrial Moves, Office Commercial Moves, Moving Protection, Long Distance, Local, International, Household Moving, Full-Service to Do-it-Yourself Moving Storage
  • Year Established:1921
  • Other Contact Info:
  • Email: [email protected],
  • Fax: (614) 777-0444,
  • TOLLFREE: 1-614-777-9090

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The pros and cons of using a cloud backup provider #pros #and #cons #of #cloud #storage


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The pros and cons of using a cloud backup provider

Using a cloud backup provider for data protection has a number of key advantages, such as scalability; freedom from day-to-day management; and potential cost savings on bandwidth, compared with writing data between multiple sites. But using a cloud backup provider also comes with drawbacks. such as possible latency issues and questions related to handing data over to a third party for safekeeping .

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IT Project: Migration to Cloud

What to move, where and when. Use this checklist and tips for a smooth transition.

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In this interview, SearchStorage.co.UK Bureau Chief Antony Adshead speaks with Chris Evans, an independent consultant with Langton Blue. about the pros and cons of using a cloud backup provider and how best to incorporate cloud backup into your data protection regime .

Read the transcript or listen to the podcast on the pros and cons of using a cloud backup service provider .

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SearchStorage.co.UK: What are the benefits and drawbacks of using a cloud backup provider ?

Evans: To set the scene here, we’re talking about backing up into a cloud storage service provided by a [cloud backup provider ], and there are a lot of those on the market today.

The sort of benefits you’d expect to get from a cloud backup provider are those you’d expect to get out of cloud [generally]. First of all, it’s massively scalable; you should be able to write as much data as you like into that cloud environment. For backup environments. that’s quite good because a lot of people don’t plan or capacity plan their backup infrastructure when they add new storage into the primary environment, so there tends to be a lag, and issues can come from that. So, not having to worry about the scalability of your backup service is a real positive benefit.

Because you’re backing up into the cloud. clearly that also means you’re not managing that infrastructure that you would if this was your own backup environment. Another benefit from that is the fact that you are connecting to a cloud service over the Internet, and if you’ve got lots of sites, you only need to have connectivity from your site to the Internet, so potentially bandwidth costs are cheaper as you’re not writing data between multiple sites.

Talking of cost, clearly costs are different for this model as you pay a fixed price for these sorts of services so it’s a lot easier to work out what your costs will be to deliver backup.

Finally, if you’re backing up to a cloud service, you’ll find you get vendor-provided additional features. So, that vendor might be doing replication between sites to make sure that the data isn’t lost, and maybe keeping multiple copies. Also you may can access the same backup from different locations so if you’ve backed up from one site you may be able restore to another.

Clearly, we have to look at disadvantages too, and there are some. The first one is latency. There’s an issue with latency into the cloud. This is less of an issue with backup data compared to, say, primary data because you’re not doing a lot of individual I/Os. You may be streaming data into the cloud, so latency could be an issue but not as much as if it was primary data.

Another disadvantage is that you’re passing responsibility for this data to a third party. Whereas you may maintain those backups yourself and have encrypted them and done work to make sure your backups are secure, you’re now passing that responsibility on to someone else, and you want to be sure they’re operating to a similar set of standards around security and availability. You could choose to encrypt your backups before you write them, and that will give you some more security.

The final disadvantage is [that] you’re dependent on that one cloud backup provider, so what happens if that provider goes out of business; how do you get your data back? The provider may have the data in a proprietary format so it may not be easy to extract yourself from that provider, and that’s a real issue if you want to move your backups elsewhere. You could be tied in to that backup provider for, say, seven years if that is what the retention time for backups is, so you need to be aware of that; you have a dependency on that [provider].

SearchStorage.co.UK: How can I incorporate cloud as a backup target into my data protection regime?

Evans: Let’s talk about backup products in general. Typically, a lot of organisations will use some of the standard products that are out there: products like NetBackup from Symantec or products from CA and so on. You will find a lot of those products now will integrate directly with a cloud provider, so you can add the cloud environment as a target from within that backup infrastructure and direct some of your backups into that cloud architecture.

Another possibility is to look at the APIs provided by the cloud vendors and write your own solution. That, to me, sounds like an expensive route, but it is a possibility if you’ve got very specific backup requirements in place.

A third option is to look at the providers who use things like iSCSI targets. That allows you to present storage into your environment as if it were a LUN. and you can use whatever backup methodology you’re using internally to back up to that LUN, and of course then you’re securing that data off-site.

I think the issue with all these methods is that you really need to think through exactly how you’ll use these backups going forward and how you’ll be able to track what’s going on and how you’ll be writing it out and how you’ll maintain some sort of independence from that provider. I think you need to look at it in detail and say, “If I back up to one provider, how can I move that to another?” Those are probably the more interesting and sensible questions to be thinking of as you try and add this to your existing backup regime.

This was last published in January 2012

mcorum – 12 Jun 2015 10:11 AM

Latency is always going to be an issue, but there have been some good advances made to help address those issues. One option to help with the latency of a local restore is a hybrid cloud DR service where an on-site appliance gathers backups from the client machines and handles the transfer of that data to the cloud. IT also stores a local copy, allowing for a restore to be performed locally much faster than a purely cloud DR service. I suspect that these solutions will become more available, making it a viable option for more businesses.

Senditgl – 26 Jul 2017 4:19 PM

Agreed, cloud storage services are great for back-up. There are many options on the market, and not at high costs, so it’s suitable even for small businesses. If you’re concerned about privacy ask each provider about their policy. If your business is dependant on collaboration and home office, then you should get something which includes online collaboration features. Sendit.gl is especially designed for heavy file storage and includes the option of receiving feedback from people you’ve shared files with.


Premier Moving Company in San Antonio, Texas – All My Sons #san #antonio, #moving #to #san #antonio, #all #my #sons #moving #and #storage, #move #to #san #antonio #texas, #moving, #move, #movers, #need #to #move, #all #my #sons, #corporate #relocation, #move #from, #family-owned #and #operated #company


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Your Premier San Antonio Movers

Top-Notch Moving in San Antonio with All My Sons San Antonio Moving Company

San Antonio Texas is the seventh largest city in the country. With many popular sites to see, from its amazing zoo which is noted as the third largest in the country, to the hot spot of The River Walk-flanked with boutiques and eateries alike and of course the historic Alamo is undeniably an experience all by itself. But wait there s more! Don t forget Sea World, Fiesta Texas-a Six Flags theme park, sports and more, you name it, it s here. We re only missing you! Moving anybody?

All My Sons Moving Storage, San Antonio is the source for all of your moving and storage needs. Our family-owned San Antonio moving company has been managing moves like yours for over four generations, and we are certain that our proficient team of movers will deliver the best moving experience ever!

Our family of professionals start by providing you with a one-on-one consultation with a relocation specialist to cover every aspect of your move. On moving day, your movers will arrive ready to execute a well laid out plan to ensure that your move is fast, efficient and safe. Safety is paramount for our team, and we recommend taking full advantage of our custom packing services that offer the best protection for your dishes, electronic equipment, and other specialty items. Or, allow our San Antonio movers to bring our durable and sturdy moving boxes and packing supplies to your door step.

In addition to our moving services, we also provide storage for your valuables All My Sons Moving Storage, San Antonio offers climate-controlled storage in a secure environment. If you are in need of storage your movers will pick up and deliver your items for you.

Our local movers are licensed, insured, and risk management certified. We are available to assist you with any type of move, from corporate moves to cross-country moves. You name it, and our moving staff can handle it with excellence. Our San Antonio relocation team values your comfort and peace of mind, therefore we are seeking to provide you with total customer satisfaction. Call All My Sons today for a free quote.

Give us a call at 210-225-8700 and speak with one our San Antonio certified moving consultants. Let our team get you the best San Antonio local mover s rate available today.

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What Our Customers Are Saying


Logistics Company: Albany, Capital District, Malta, Hudson Valley #arnoff #moving # # #storage, #logistic, #logistics, #services, #solutions, #provider, #company, #companies


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Logistic Solutions

Whether it’s transporting high-value products securely and efficiently, providing delivery services, or any other logistical assignment, Arnoff Global Logistics has you covered. In addition to an expert staff and large fleet of moving vehicles, we operate with the most state-of-the-art technology on the market. Strategizing and executing a once impossible move is every day business here at Arnoff.

With these specialized equipment and techniques, we can ship just about anything anywhere in the world. You can trust in Arnoff Global Logistics for the secure and incident-free transport of your high-value products as well as the coordination of complicated and intricate moving scenarios. We are always up for a challenge and promise the best customer service in the industry.

Please select from the following list of Services:

High Value Products Moving
Sensitive items, such as computers, equipment, art treasures, antiques, trade show exhibits and fine furniture require special handling and care when being moved. We promise your items will arrive in the exact same condition.

Semiconductor FAB Equipment / Clean Room Moving
If your business is considering setting up or moving a semiconductor fabrication facility, or even just one tool, Arnoff Global Logistics can get it up and running. Our crews know what it takes to relocate the expensive fabrication, assembly and testing equipment crucial to your operations.

Fine Art Shipping and Storage
Fine art moving and storage is one of our specialties at Arnoff Global Logistics. From precious pieces of fine art to priceless sculptures and antiques, you will feel confident when you turn to the Arnoff family for decades of experience and excellence.

Heavy Hauling Rigging
As industrial rigging specialists, Arnoff provides innovative solutions to complex lifting and transportation challenges. Arnoff’s Atlantic Coast Movers Riggers consistently satisfy customers with their expertise and knowledge of moving the unusual.

Laboratory and Medical Equipment Moving
Moving invaluable, sensitive medical and lab equipment requires professional medical equipment movers who are trained specifically in this type of high-value shipping. When moving medical equipment, choose Arnoff for any size and scope requirement.

First and Final Mile Delivery
Many retailers and other companies have come to us for our punctual and professional first and final mile delivery. Your products will always be delivered on-time and by a trained professional who will represent your company well.

International Freight Forwarding
Depending on your shipment, getting from Point A to Point B may be too much for your business to handle. Our move coordinators will strategize the most optimal plan for your business and ensure its proper delivery.

FF E Transportation Logistics
We like to consider our FF E transportation logistics like an extension of our customer’s company. Our fluid and precise planning and execution are the byproduct of the best service and staff in the industry.

Crating Services
From on-site crating to specialty crating, the carpentry experts at Arnoff Global Logistics will build the exact crate for your needs. Our services are unsurpassed in quality and service and have been for decades.

Warehousing and Distribution
We are proud to service New York’s Hudson Valley, Massachusetts, Connecticut and the Fort Pierce area in Florida for their warehousing and distribution needs. We have over 100 trucks to meet all of your needs.

Solar Equipment Moving
As a green homeowner/business owner, you have invested time, effort, and money into your solar energy system. The relocation of this high-value equipment must only be entrusted to capable professionals who have experience in handling and moving such sensitive equipment.

Museum Moving
Arnoff Fine Art Services provides museums with relocation, packing, and storage services for their fine art and antique collections. We have handled priceless artwork from small and large museums – from one piece to an entire collection.

Library Moving
Arnoff also relocates libraries! We are featured in the following video showcasing the relocation of the Rudolf Steiner Library from the Carriage House in Harlemville, NY.

Logistic Solutions High Value Products Semiconductor Equip Clean Room Fine Art Shipping & Storage Heavy Hauling Rigging Services Laboratory & Medical Equipment Moving Solar Equipment Moving Warehousing Distribution First & Final Mile Delivery International Freight Forwarding FF ?>

Farmer Portal: Loan Facilities for Short Term Agricultural Operations #seed, #farm #machinery, #fertilizers, #soil #health, #pesticies, #market #price, #agromet #services, #crop #information, #storage, #bank #credit #for #farmers, #extension #activities, #msp #of #crop, #beneficiary #list, #nfsm, #nhm, #seednet, #packages #of #practices #(pop)


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Loan Facilities for Short Term Agricultural Operations

Crop Loans are also called short term loans for “Seasonal Agricultural Operations.” The Seasonal Agricultural Operations connote such activities as are undertaken in the process of raising various crops and are seasonally recurring in nature. The activities include, among others, ploughing and preparing land for sowing, weeding, transplantation where necessary, acquiring and applying inputs such as seeds, fertilizers, insecticides etc. and labour for all operations in the field for raising harvesting the crops. Thus, the credit required to meet the current expenditure for raising the crops on land till the crops are harvested is construed as production or short term credit for seasonal agricultural operations.

Kisan Credit Card Scheme

Crop loans are generally disbursed by the banks through the mode of Kisan Credit Card (KCC). The Kisan Credit Card Scheme is in operation throughout the country and is implemented by Commercial Banks, Cooperative Banks and RRBs. All farmers including small farmers, marginal farmers, share croppers, oral lessees and tenant farmers are eligible for issuance of KCC. KCC holders are also covered under Personal Accident Insurance Scheme (PAIS) against accidental death/permanent disability. Bank assesses farmer’s eligibility on the basis of land available for cultivation and the scale of finance fixed by the District Level Technical Committee in that district and the credit history of the farmer. The scope of the KCC has recently been broad-based to include term credit and consumption needs. Government has advised the banks to convert Kisan Credit Card into a Smart Card cum Debit Card.

Some of the main features of KCC scheme are :

  • Assessment of crop loan component based on the scale of finance for the crop plus insurance premium x Extent of area cultivated + 10% of the limit towards post-harvest / household/consumption requirements + 20% of limit towards maintenance expenses of farm assets.
  • Flexi KCC with simple assessment prescribed for marginal farmers.
  • Validity of KCC for 5 years.
  • For crop loans, no separate margin need to be insisted as the margin is in-built in scale of finance.
  • No withdrawal in the account to remain outstanding for more than 12 months; no need to bring the debit balance in the account to zero at any point of time.
  • Interest subvention /incentive for prompt repayment to be available as per the Government of India and / or State Government norms.
  • No processing fee up to a limit of Rs. 3.00 lakh.
  • One time documentation at the time of first availment and thereafter simple declaration (about crops raised/ proposed) by farmer.
  • KCC cum SB account instead of farmers having two separate accounts. The credit balance in KCC cum SB account to be allowed to fetch interest at saving bank rate.
  • Disbursement through various delivery channels, including ICT driven channels like ATM/ PoS/ Mobile handsets.

To know the details and for obtaining KCC contact your nearest bank branch. For locating nearest bank branch click branch locater .

Rate of interest and collateral requirement on crop loans

In terms of Govt. of India instructions for 2013-14, all the crop loans upto Rs. 3 lakh are being disbursed at the interest rate of 7% p.a. Govt. of India also provides interest subvention of 3% p.a. to prompt repaying farmers, thus making available the crop loans to them at 4% p.a. To bring more and more farmers within the institutional credit fold, Government has extended this scheme to crop loans borrowed by farmers from Private Sector scheduled commercial banks in respect of loans given within the service area of the branch concerned.

Crop loans beyond Rs. 3 Lakh are being disbursed by the banks at the rate of interest as per RBI and other conditions as approved by their Board of Directors. In terms of RBI instructions, no separate security is required for crop loans upto Rs. 1 Lakh. Beyond Rs. 1 lakh the security is decided by the individual bank in terms of RBI guidelines.

Rate of interest for post harvest storage loan


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