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International students, students loans.#Students #loans


International students

Students loans

Entry requirements and how to apply

We welcome applicants from all educational backgrounds and we encourage those without traditional qualifications to apply. We will consider your knowledge and work experience alongside your qualifications.

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Pre-sessional English language courses

Find out about the help we offer to boost your study skills or improve your English before you start your course.

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Working in the UK

As our teaching mainly takes place in the evening, many Birkbeck students work during the day. Find out about undertaking paid part-time work while studying in the UK.

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Find your country

Find details of entry requirements and equivalencies for over 120 countries worldwide.

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International student finance, fees and scholarships

Birkbeck is committed to doing everything we can to help you finance your studies. Find out about what is available, how to apply and the advice and support we provide.

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Boost your career

Discover how Birkbeck’s unique evening teaching, coupled with our comprehensive careers and employability services, can help you get ahead in a highly competitive job market.

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A prestigious university

You will be taught by renowned academics and will gain a University of London degree.

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Evening study explained

Birkbeck is London’s only specialist provider of evening higher education. With classes held 6pm-9pm, your days are free to study, work, volunteer, or just do your own thing.

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Visa information

Find out everything you need to know about the type of visa you need to come and study at Birkbeck, how to apply, and our free advice and support services.

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Birkbeck and the EU

Birkbeck welcomes students, staff and visitors from across the European Union and further afield. Find out everything you need to know about Brexit and making an application to Birkbeck.

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Accommodation

Most of our students live in private accommodation, but we also offer student accommodation and access to the professional services of the University of London Housing Services.

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Life at Birkbeck

Birkbeck offers a unique combination of evening study and a matchless central London location, right in the geographic and academic centre of the city, giving you exceptional opportunities.

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Frequently asked questions (FAQS)

If you have a question you might find the answer here, among the questions we are most frequently asked.

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Contact us

We provide advice and support to all international students who want to study at Birkbeck. We can help you with choosing your course, applying to, and enrolling at, Birkbeck, and making a visa application, among other things.

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Meet us abroad

Find out if our international team, who visit countries throughout the year, will be in a city near you soon. We also run visa applications advice sessions.

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International partners

Birkbeck is proud to work in partnership with some of the world’s leading universities. Discover more about the institutions we are working with and how you could benefit.

WHAT’S IT LIKE TO STUDY IN LONDON?

Birkbeck students talk about their experiences of studying in the UK’s capital city.

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Birkbeck’s Master gives evidence to Lords Committee

Professor David Latchman appeared before Economic Affairs Committee to discuss the finances of the HE Sector

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Birkbeck flying high in Times Higher Education’s first Psychology rankings

Psychology at Birkbeck has been lauded in a new Times Higher Education subjects ranking, placing second in London and 68th in the world; plus grant success for Department of Psychological Sciences.

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Birkbeck welcomes four new Fellows to the College

The autumn graduation ceremonies will formally recognise new additions.


Students – Popular Guides, students loans.#Students #loans


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Student loan interest rates are now 6.1% should I panic or pay it off?

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  • Student Auto Loans – Auto Loans for Students, students loans.#Students #loans


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    Auto Loans for Students

    Tired of riding the bus? Sick of walking in the cold, rain and/or snow to class? Perhaps you just got a new job and need transportation to and from work. If you are a student looking for an easier way to get around, we can help you! We offer several affordable student car loan programs for buying and financing a new vehicle. We will assist you in making sure that your auto purchase experience is a stress free one!

    What kind of credit do I need to have in order to get approved for a college student auto loan?

    Having no credit is no issue. We can even get students approved for car financing if they have bad credit. In fact, the auto loans we provide are a great means of building credit! Your monthly payments are reported to all three major credit bureaus. A positive payment history will reflect a positive credit history!

    What kind of rates are associated with the student car loans you provide?

    Premier Auto Financing will work within our lender network to get you with the lowest rate possible for your student car loan. Students with no credit or bad credit are often looked at as a higher risk than a student with good credit. So if you fall into the bad/no credit category, you can expect to have a slightly higher rate. You can learn more about auto loan rates.

    Will I need a co-signer when I apply for a student car loan?

    The lenders we work with require no co-signers for up to $30,000, even if you have bad credit or no credit. As a student, applying for a loan of more than $15,000 is not practical, nor do we recommend it. However, a co-signer with decent credit can help you obtain a more favorable interest rate for your loan?

    Do I have to buy a car from a specific source when I apply for student financing with your company?

    The answer is no. You can use the student auto loans your receive for purchasing from a private seller or from a dealer. So, you can literally buy any make or model of new or used car you want!

    I have never applied for any type of loan before. Will someone be available to help me with the financing process?

    Absolutely! We have trained special finance professionals that are standing by to answer any questions that you may have about the student auto loan process we offer. You can contact us with any questions, comments or concerns at any time of your application process, before and after you submit your financing request.

    Premier Auto Financing takes pride in helping first time car buyers achieve their goals. We have assisted thousand of college students get in new cars and on the road!


    Education Loans for Students in India, How To Get Right Study Loan, Recruitment, Result, Application Form, Admit Card, students loans.#Students #loans


    Recruitment, Result, Application Form, Admit Card

    RecruitmentResult.com Provides latest Government Job Notifications, and help you to Apply for various Recruitments in Bank, Railway, and PSUs Students loans Students loans Students loans

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    Education Loans for Students in India | How To Get Right Study Loan

    Education Loans for Students in India

    An Education Loans for Students in India can be a saving grace for needy but eligible students to accomplish higher education in reputed professional institutes or Universities. Student loans commonly called as Education loans or higher education loans which are financial relieves to students provided by the Private financial institutions, Banks and Government organization. The process of getting education loan is simple but you need to know How to Get Right Study Loan for your intelligent and desiring wards.

    Educational costs for higher studies have augmented to such an amount in the last couple of years that it has become hard for the middle class as well as upper middle class to borne the educational expenses by their own. Thus student’s loans come in useful way for people with financial restraints to a large amount.

    Students loans

    Many of public sector/ nationalized banks like State Bank of India and private sector banks like ICICI and HDFC etc. recommend educational loans for students to learn in India and abroad with changeable stipulations. Students can move toward these banks with some initial information about the schemes and hit the right deal for them.

    Here on this page of recruitmentresult.com, we have provided much information in concern to educational loan for students in India such as the list of interest charged by banks, documents required, eligibility, hurdles, expenses considered by bank etc. So it is advised to read complete details given in the underneath section of this page before applying for student loan.

    Education Loans for Students in India

    • Must be a citizen of India.
    • Age Limit varies with different Banks.
    • Your course and University should be eligible for Loan.
    • If loan amount is above Rs 4 Lakh, then you will need a guarantor.
    • No outstanding education loan from any other association.
    • Marks scored in 10+2 must be above 60% for general category and 50% for SC / ST / OBC category.
    • Branch nearest to student’s residential permanent address.

    Obstacles faced by students while pertaining for education loan:

    • Increasing cost of education will indirectly relate to limitations on maximum loan amount. In some cases, tuition fees incurred for pursuing higher education abroad is minimum Rs 25 lakhs, while the maximum loan available is Rs 20 lakhs only.
    • Education loan is made accessible in specific branches only. Hence the applicant may not be able to acquire the loan from branches outside of home town.
    • If you want to get loan for studies in abroad then you have to arrange minimum margin amount for education loan for abroad that is 15 percent charged by bank.
    • Deadly documentation and troublesome education loan process.

    Expenses covered under Education Loan:

    • Admission as well as Examination Fees payable at college/ school/ hostel
    • Examination /Library/ Laboratory fee
    • Acquisition of books equipment’s/ instruments/ uniforms
    • Prudence deposit/ building fund/reimbursed deposit maintained by Institution bills/receipts
    • Travel expenses/ passage money for studies in abroad (loan for two wheeler up to Rs.50,000/- could be granted by bank if distance of school and hostel is considerably long)
    • Purchase of computers essential for completion of the course
    • Insurance cover for the student

    Documents Required for Application:

    • Driving license
    • Passport
    • Pan card
    • Voter s identity card
    • A signed verification letter from a recognized public authority or public servant for your identity and residence.
    • Aadhar card
    • Passport
    • Bank account statement
    • Ration card
    • Aadhar card
    • Voter’s ID card
    • Telephone bill/ water bill/ electricity bill
    • Allotment letter issued by a government department
    • The banker’s signature verification
    • Driving license
    • PAN card
    • Passport copy

    Banks offering Education Loans for Students in India:

    Here are some list of Private Sector banks, Public Sector Banks as well as Foreign Banks in India which provides Education loan to students according to their ease.


    FinAid! Financial Aid, College Scholarships and Student Loans, personal loans for students.#Personal #loans #for #students


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    Paperwork demystified — find forms and instructions here. Tips on filling out the FAFSA and maximizing eligibility.

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    ‘Ask the Aid Advisor’ for personalized help. Read the financial aid FAQ and glossary for other answers.

    Personal loans for students

    Dozens of tools for calculating college costs, loan payments, savings, and the expected family contribution (EFC).

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    Personal Loans Online – Fast Cash Personal Loan – Bad Credit OK, personal loans for students.#Personal #loans #for #students


    We can help with personal loans wired the same day!

    There is no need to feel so stressed. Even having a bad credit does not disqualify you from getting a loan. mmPersonalLoans deals primarily with personal loans and our services are designed to provide financial assistance. Applying for a loan can be done in just three simple steps with no faxing of documents required. The whole application process is properly secured so that no private information is at risk and all unnecessary paperwork has been eliminated. All people with a regular job and a checking or savings account can qualify for our loan. Furthermore, we will not perform any examination of your credit reports or ask inquisitive questions concerning your financial status.

    Our online Personal Loans are secure and discreet!

    Personal loans for students

    Online application for a fast cash personal loan takes no more than a couple of minutes. As a matter of fact, you can save a lot of time as you can go through the whole process from the privacy of your home without faxing any documents.

    Fast and Easy Loan Approval on Personal Loans!

    We value your privacy, so when we receive your application all information provided within is kept confidential and protected. Our loan requirements are extremely easy to meet. One of the best things about our loans is that virtually anyone can qualify!

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    Created by customer supporters and credit professionals, mmPersonalLoans assists people in making better financial choices by offering free interactive resources, training, as well as impartial evaluations of high quality financial services and products provided by UnitedFinances.com. Credit influences numerous basic areas of our way of life. Even so, approximately 125 million people in America is unable to properly calculate their own credit ratings within fifty points, although that may be frequently the difference between getting accepted or rejected for credit or residence. mmPersonalLoans objective is to change this by means of supplying customers with helpful resources as well as data which let them successfully control their own credit profile with just as much consideration and caution as their investment portfolio.

    Explore mmPersonalLoans.com

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    FinAid! Financial Aid, College Scholarships and Student Loans, college loans for students.#College #loans #for #students


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    Paperwork demystified — find forms and instructions here. Tips on filling out the FAFSA and maximizing eligibility.

    College loans for students

    ‘Ask the Aid Advisor’ for personalized help. Read the financial aid FAQ and glossary for other answers.

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    Dozens of tools for calculating college costs, loan payments, savings, and the expected family contribution (EFC).

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    Helping Vermont Students Prepare For College, college loans for students.#College #loans #for #students


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    Upcoming Events

    Financial Aid Forms Workshop: Enosburg Falls High School

    6:00pm – 8:00pm Enosburg Falls High School

    Join us for a free Financial Aid Forms workshop. At this informal workshop, we will assist you as you file your FAFSA and Vermont state grant applications.

    College loans for students

    Financial Aid Forms Workshop: River Bend Career Technical Center

    5:00pm – 8:00pm River Bend Career Technical Center

    Join us for a free Financial Aid Forms workshop. At this informal workshop, we will assist you as you file your FAFSA and Vermont state grant applications.

    College loans for students

    FAFSA Help: VSAC helpline walk-in assistance 11/16/17

    4:00pm – 8:00pm VSAC Resource Center in Winooski

    Will you be filing a FAFSA? The Free Application for Federal Student Aid is your pathway to funding for the education and career training after high school. Every student should file!

    College loans for students

    Learn About VHEIP: Oak Grove School Open House

    5:30pm – 7:00pm Oak Grove School

    VHEIP will be at the fall Open House for parents and students at Oak Grove School in Brattleboro on Thursday, November 16 from 5:30 to 7:00pm to give away free piggy banks or backpacks and speak with parents about how they can save and pay for college.

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    Can Students Pay Off Their Loans? Delinquency On College Debt Soars Above That Of Credit Cards, Mortgages, loans for college students.#Loans #for #college #students


    Can Students Pay Off Their Loans? Delinquency On College Debt Soars Above That Of Credit Cards, Mortgages

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    Graduates-to-be walked before their commencement ceremony at the University of Southern California (USC) in Los Angeles, May 12, 2017. Photo: Reuters

    After increasing for 11 straight quarters, aggregate household debt toppled the previous peak in 2008, reaching a total of $12.73 trillion in the first three months of 2017, according to a quarterly report released Wednesday by the Federal Reserve Bank of New York. That total is 14 percent above the valley formed by the drop in household debt that followed the Great Recession, the result of a decrease in borrowing in the wake of the credit collapse.

    That’s not necessarily a bad thing, as the New York Times noted soon after the Fed report’s release. It signifies consumers’ greater access to credit, a harbinger of healthy economic growth and activity. But the report also harbored a real cause for concern, specifically for millennials. While aggregate student loan debt only made up 11 percent of the total — compared to mortgages, with 68 percent of household debt — the average delinquency rate for student loans has shot above all other forms of debt in recent years, and stayed there, according to the Fed report.

    The rise in aggregate mortgage loans may represent a comeback for the housing market, as that delinquency rate has plummeted to below 4 percent from its 2009 peak of over 12 percent. For serious delinquencies, or those of at least 90 days, the rate is closer to 1 percent, the Fed found.

    Student loans, by contrast, continued a dramatic rise in delinquencies that began about a dozen years earlier, with the rate of missed payments lingering around 10 percent today, up from around 8 percent in 2004. The rate of student loan delinquencies longer than 90 days has come close to 10 percent as well, up from under 6 percent in 2004. In terms of delinquency rates, the student debt category was followed by auto loans, with below 8 percent, and credit cards, with about 6 percent.

    There is a litany of reasons for the disparity, according to Melinda Kay Lewis, an associate professor of practice at the University of Kansas’ School of Social Welfare. For starters, she said, the average financial profile of the student borrower makes that type of debt “a very different animal” from, say, mortgage debt, owed by Americans who are generally older and more financially stable. Buying a house, she added, might appear as less imperative than buying the upward mobility that colleges are purported to provide.

    “For many students, it’s either no student loan financing or no school at all,” Lewis said. “People are really caught — they know that they need higher education to advance economically, but they have little ways to pay.”

    Student debt stood at a staggering nearly $1.44 trillion as of the first quarter, and the total — along with the delinquency rates noted in the Fed report — is bound to swell further.

    Much of the Fed’s response to the economic fallout of the Great Recession involved lowering its policy interest rate, the federal funds rate, which gave borrowers some relief by pushing interest rates on various forms of debt to follow suit. But to have a proper response to the next financial crisis, whenever it may be, the Fed needs to move its policy rate back up to what Fed Chair Janet Yellen often refers to as a “neutral” level of up to 3 percent, up from its current bandwidth of between 0.75 and 1 percent. (The central bank dropped the federal funds rate to nearly zero from above 5 percent in the wake of the recession, and has been raising it in 0.25-percent increments since December 2015.)

    Students with fixed interest rates or federal student loans taken out prior to 2006 have little to worry about, but the same can’t be said for other student borrowers.

    Yellen is expected to announce another increase in the rate at the conclusion of its monetary policy-making body’s next meeting, on June 14, after she said in a press conference that the Fed would delay a hike at its previous meeting in May.

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    Federal Reserve Chair Janet Yellen spoke during a news conference after a two day Federal Open Market Committee (FOMC) meeting in Washington, D.C., March 15, 2017. Photo: Reuters

    Seeking to mitigate the issue ahead of the next Fed meeting, Sen. Elizabeth Warren (D-Mass.) reintroduced a bill Wednesday that would permit student loan borrowers to refinance at current federal loan interest rates.

    “With interest rates scheduled to rise again this summer,” a press release announcing the measure noted, “the urgency for Congress to address the student debt crisis and to allow borrowers to access today’s lower rates is stronger than ever.”

    While it’s garnered widespread Democratic support, the bill’s previous iterations have fielded criticism for leaving out distressed borrowers, who likely wouldn’t qualify for refinancing, and forcing borrowers to pay a 0.5 percent fee that would come with a refinance.

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    Sen. Elizabeth Warren spoke at an “Our Revolution” rally in Boston, March 31, 2017. Photo: Reuters

    For Lewis, the associate professor, a better answer would be a full transformation of how students pay for college, rather than smaller, patchwork remedies that end up leaving many students behind and don’t address the root of the problem.

    More scrutiny and awareness of the risks involved with for-profit colleges — which account for a disproportionate amount of student debt — earlier, “front-end” investing in kids’ educations and a revamp in public funding of public colleges would be a good start, Lewis said.

    After all, delinquency rates, she noted, are often higher for students with smaller loans who didn’t attend elite, big-name institutions, and are therefore seeing little return on their investment.

    “We have students from community colleges who can’t pay off their debt,” Lewis said, adding that the ramifications of college unaffordability for the broader economy could be detrimental. “One of my greatest fears with the student debt issue is that students will look around them and decide that the risk is too much.”


    Student loans mythbusting: The truth about uni fees, loans & grants, students loans.#Students #loans


    Student Loans Mythbusting

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    Students loans

    Updated October 2017

    Students loans Ignore newspaper headlines about students leaving university with Ј50,000 of debt. That’s a mostly meaningless figure. What counts is how much you’ll repay; for some that’s far more, for others it’s free.

    This guide is written to bust common myths about student loans, grants and finance, including the 20+ key facts every potential student, parent and grandparent should know.

    20+ student loans mythbusting tips, including.

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    Recently graduated and worried about the interest?

    Read Martin’s “Student loan interest’s rising to 6.1% – should you panic or pay it off?” guide

    Before we start, I’d just like to say:

    For 23 years we educated our youth into debt when they go to university, but never about debt.

    It was for this reason, and while no fan of them, when massive changes were announced to student finance for those starting in 2012 or beyond – including the trebling of tuition fees – I agreed to head up a student finance taskforce. The idea was to work with the National Union of Students, universities and colleges to ensure we busted the myths and misunderstandings that resulted from so much political spittle-flying.

    Don’t confuse the cost and the price tag

    Students loansWith headlines shouting about Ј50,000 student debt and that getting bigger as living loans increase in 2017, it’s safe to say many students and parents are scared by this huge sum – and worry about how they’ll ever repay it.

    But in essence that fear is misplaced. That’s because the price tag of university is mostly irrelevant. What matters in practical terms is how much you have to repay – and that’s a completely separate number from the total amount of tuition fees, maintenance loan and interest, because it all depends on what you would pay.

    What you repay solely depends on what you earn after university. In effect this is, financially at least, a ‘no win, no fee’ education. Those who earn a lot after graduating or leaving university will repay a lot. Those who don’t gain too much financially from going to university will repay little or nothing.

    This guide applies to the system started in England Wales in 2012

    If you started before that you’re on a different system; please see the Should I repay my student loan? guide for full info on past loan systems.

    You don’t need the cash to pay for university

    It ISN’T a case of ‘pay up or you can’t go’. Once your application has been processed, tuition fees are automatically paid by the Student Loans Company. And there is a loan for living costs too.

    Of course you don’t have to take these loans, you could pay the tuition fees directly. Yet as you’ll see (in point 15) that’s often a bad idea.

    However, some students won’t get the same support as the majority.

    If you already have a higher education qualification

    If you already have a higher education qualification you’re unlikely to be able to borrow the money. Included within undergraduate courses are Higher National Diploma/Certificate courses and certain teacher training courses such as the PGCE.

    If you’re wanting to study health care or medicine?

    The Chancellor announced an overhaul to the existing grants system for student nurses in his Autumn Statement in November 2015.

    From academic year 2017/18, student nurses will no longer receive grants and will instead apply for student loans, which the Government says means they’ll get more to live on than they’d get through the grants system.

    The amount students will get depends on whether they live inside or outside London and whether they are living at home.

    Taking into account a long-course allowance, the maximum a student would get living outside London and not at home is Ј10,092.

    Nurses who have already started their studies will continue to get grants and nursing students who’d already applied for grants for the 2016/17 academic year would also have received these.

    When nurses leave their studies and start to repay their loans, it will be under the normal loan repayment system described in this guide, meaning they will repay 9% of everything they earn above Ј21,000. The starting salary for a nurse is Ј21,600, so in the first year they will pay about Ј54 towards their student loan.

    How the system currently works

    Medical and health care students get support from the NHS bursary scheme, where they’ll also get an additional NHS grant and maintenance loan from Student Finance England. The amounts and rules are different depending on the course.

    Undergraduate medical or dental students on five/six-year courses will have all tuition fees paid in their fifth and final years. Those on four-year courses must contribute Ј3,465 to their first-year fees, then receive Ј3,465 in years two, three and four as a bursary. Both will then be able to apply for a student loan for the remainder of their fees (eg, undergrad med student can apply for a loan for one to four years).

    Graduates on the four-year accelerated medicine programme will have to fund the Ј3,465 tuition fee for all the years themselves. Eligible students can apply for a loan up to Ј5,535 to cover the remaining tuition fees.

    You must reapply every year for the NHS bursary, and applications have to be received within six months of the first day of the academic year.

    Fees for suitable non-medical courses, eg, physiotherapy, nursing and midwifery, are usually paid directly by the NHS so eligible students will not be required to pay tuition fees.

    They will also be eligible for a Ј1,000 grant, means-tested bursary up to Ј4,395 (Ј5,460 in London, Ј3,351 if living at home, less for courses under 30 weeks each academic year) and a non-means-tested maintenance loan of up to Ј2,324 (Ј3,263 London, Ј1,744 home; all are reduced in final year of study).

    If you’re a Muslim student

    Muslim students in England are set to be able to get alternative student finance acceptable under Sharia, although there is no news on when this will be made available. We’ll update the guide as soon as we know more.