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Texas Car Insurance Quotes – Online Auto Insurance, cheapest car insurance texas.

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Online Auto Insurance

Cheapest car insurance texas

Cheapest car insurance texas

Cheapest car insurance texas

Cheapest car insurance texas

Cheapest car insurance texas

Cheapest car insurance texas

Cheapest car insurance texas

Cheapest car insurance texas

Cheapest car insurance texas

Cheapest car insurance texas

  • $30,000 for bodily injuries to one person.
  • $60,000 for bodily injuries to two or more people per accident.
  • $25,000 liability coverage for property damage. For example, this would cover damages to the other party s vehicle.

This coverage is commonly abbreviated as 30/60/25. Keep in mind that this coverage does not cover the insured s vehicle in case of an accident.

Questions About Texas Auto Insurance

Cheapest car insurance texasIn order for tornado-related vehicle damage to be covered, the insured must have carried comprehensive coverage at the time of the loss. Motorists who do have this included in a policy and have had their vehicles damaged in the Dallas-Fort Worth area should.

Cheapest car insurance texasTexas residents who own a registered vehicle in the state are required to purchase car insurance before they can apply for a driver’s license. When it comes time to apply for a license, the applicant will need to show proof of an automobile policy. Proof must also be.

Cheapest car insurance texasTo determine a resident’s risk of being involved in an accident or filing a claim, coverage providers often take into consideration many different details. Often this information can range from personal information about a specific motorist, to the type of vehicle they drive and their.

News Related to Insurance in Texas

December 31, 2013 – The New Year that begins tomorrow will mean a few changes to car insurance-related laws in several states across the U.S. Beginning Wednesday, drivers in California, Texas, Oklahoma and Nevada will be subject to new laws taking effect. California auto policies can be renewed electronically under a law that goes into effect on Jan. 1 .

December 18, 2013 – Personal auto insurance was the line of coverage that generated the most questionable claims (QCs) in Texas, New York and New Jersey between 2010 and 2012, according to three more state-specific reports on QCs that the National Insurance Crime Bureau (NICB) released Wednesday. According to the NICB, which receives QCs from .

November 19, 2013 – In Texas, motorists looking for inexpensive auto insurance coverage can buy a policy that lasts only 30 days. Drivers can also get liability coverage through what’s commonly called a “named-driver” policy, which have limited coverage that only covers the person who purchased the policy and nobody else. The consumer .

Articles on Car Insurance in Texas

Jul 05, 2012 – State data are showing that the number of uninsured drivers in Texas has dropped significantly in 2012. But how much of that trend can be attributed to greater compliance with mandatory car insurance laws, and.

May 22, 2012 – It has always been a good idea to drive safely and avoid accidents in Texas, but now vehicle owners have a little extra incentive. In April 2012, the state commissioner of insurance issued an order saying that rates for.

Apr 20, 2012 – In the Lone Star State, all motorists are obligated to pay for damages that they cause while behind the wheel. To help ensure that residents are able to do so, state legislators passed financial responsibility laws that.

Car Insurance Quotes – Auto Insurance, Progressive, texas car insurance rates.

#Texas #car #insurance #rates

Car Insurance

Get a quote you could save $620 *

Ways you can save on car insurance with Progressive

More than 18 million drivers are insured by Progressive, making us one of the largest and most trusted car insurance companies. ** Why? It’s simple. Our unmatched value. We offer tons of discounts including safe driver, pay-in-full, multi-car, multi-policy, quoting online and more. Take advantage of our savings and get an auto insurance quote now.

Bundle auto and property

Save another 5% or more on your auto insurance when you combine with home, renters or condo.

Snapshot: drive safe save more

Snapshot is a program that personalizes your rate based on how YOU drive. The safer you drive, the more you can save.

Compare car insurance rates

Compare the exact same coverages at a handful of companies and instantly see the best price.

Try Name Your Price

Try the Name Your Price Tool and tell us what you want to pay. Then, we’ll show coverages in your budget.

Auto insurance coverages we offer

Accidents, glass damage, lawsuits, hail, and more we have affordable coverage options to protect against just about anything. Get a car insurance quote, and you can customize your coverages online. Savings with safe coverages.

Keep in mind, coverage offerings can vary by state.

Liability (bodily injury and property damage)

Covers damages you cause to others

If you’re at fault in an accident, liability covers damages you cause. That could mean damage to other vehicles, property (mailbox, street sign, house, etc.), or even other drivers’/passengers’ injuries. Plus, this covers you if someone sues you over an accident.

Example: You rear-end another car, it’s damaged, the other driver is severely injured, and sues you. We’ll pay for the other driver’s car repairs, injuries, and your costs from the lawsuit (up to the amounts you select). There’s no deductible for liability.

Comprehensive and collision

Covers damage to your car

These are two separate coverages: comprehensive covers random acts of nature beyond your control (falling trees, hail, theft, fire, floods, glass damage, etc.) and collision covers car accidents.

Example (Comprehensive): You park your car outside during a major hailstorm, and it’s totaled. Add comprehensive and we’ll pay out for the full value of your car (minus your deductible amount). Example (Collision): You back out of your garage, hit your basketball hoop and cause $2,000 worth of damage to your vehicle. Add collision and we’ll then pay for your repairs (minus your deductible amount).

Uninsured/underinsured motorist

Covers your injuries and damages

These can be two separate coverages: one that covers your injuries (bodily injury) and another that covers your vehicle’s damages (property damage). Both kick in if a driver hits you and doesn’t have insurance or enough to pay for your losses.

Example: Another driver runs a red light and hits you. They’re at fault and don’t have insurance. If they can’t or refuse to pay for your damages, you can instead file a claim with us. We’ll then pay for your repairs.

Medical payments

Covers your injuries

Pays for medical costs if you, your passengers, or your family members are injured in an accident (no matter who is driving). This can be beneficial even if you have health insurance, as there is no deductible you have to meet before we pay out.

Example: Your newly-licensed 16-year-old neighbor is driving your child to school, and they’re in an accident. Your child is injured and has a $1,000 medical bill. Instead of filing a claim with your health insurer, you can file with us and we’ll simply pay the bill (up to your limit). No deductible applies.

Rental car reimbursement

Covers rental car fees

Pays for your rental car fees while your vehicle is being repaired from a covered loss (that just means damages we or another insurance company pays for and not general maintenance).

Example: Your car is severely damaged in an accident, and repairs will take a week, so you need a rental. Add this and we’ll pay for your rental car fees (up to your limits).

Loan/lease payoff

Helps pay off your loan when your car is totaled

Loan/lease payoff is also called gap insurance. If your car is totaled, we’ll help pay off the balance of your loan (up to 125% of your vehicle’s current value).

Example: You finance $30,000 for a new car. The second you drive it off the lot, it could only be worth $25,000. If your car is totaled, you’re still responsible for the $30,000 on the loan. Add this and we’ll pay $25,000 for your car + the $5,000 left on your loan.

Progressive guarantees repairs

Not all insurance companies offer that. We can. If something happens to your car, we’ll guarantee all repairs managed in our Service Centers and trusted network shops (shops we partner with) for as long as you own or lease your car.

Progressive Service Centers offer a simplified claims process. All you have to do is file your claim, drop your car off and that’s it. We’ll have your rental car waiting if you need one and take care of the entire repair process for you.

Most love us! And we think you will too.

4 out of 5 recommend Progressive car insurance

It’s not just because of the savings when you start your policy. It’s also because we’re always working to find more discounts (even after you start your policy) and provide 24/7/365 customer support.

Get an auto insurance quote online or call for advice

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Copyright 1995 – 2018. Progressive Casualty Insurance Company . All Rights Reserved.

We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

Mobile rates are for policies purchased directly from Progressive.

*National average annual car insurance savings by new customers surveyed who saved with Progressive in 2016.

Discount varies and is not available in all states or situations

The Progressive Group of Insurance Companies, comprised of Progressive Casualty Insurance Company and its affiliates, is the country’s fourth largest auto insurer.

Discounts not available in all states and situations

You’ll get more information when you quote. All coverages subject to policy terms and conditions.

National survey of new Progressive auto customers in 2015.

Progressive Home Advantage policies are placed through Progressive Specialty Insurance Agency, Inc. with affiliated and third-party insurers who are solely responsible for claims, and pay PSIA commission for policies sold. Prices, coverages, privacy policies, and PSIA’s commission vary among these insurers. How you buy (phone, online, mobile, or independent agent/broker) determines which insurers are available to you. A quote from one of the insurers can be provided through this site. Click here for a quote from other insurers or here for more information about PSIA s commission. Discounts not available in all states and situations.

Learn more about comparison rates, which are available through Progressive Direct in most states and situations. Rate comparisons provided here are based on our Progressive Direct auto insurance price and product, and do not include prices and products available from Progressive agents.

Name Your Price is available in most states for new policies. Price and coverage match limited by state law. Amounts entered outside of our range of coverage prices will be shown the closest available coverage package.

Plumbing Richardson TX – 24 Hour Emergency plumber Service

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24 Hour Plumber Services in Richardson Texas

Plumbing is one of the conveniences of new life that most of us take for granted. Don’t stay until your house is ruined by water damage — call the professional plumbers today! Preserve you re plumbing systems in appropriate working order is of decisive importance. At our Plumbing Company, we grasp just how much a completely-functional plumbing system matters to our customers, and we work hard to guarantee that all of your plumbing needs are satisfied as efficiently and effectively as potential. We specialize in slab and wall leak detection that can keep you, your house, and money. If you notice your wood floors curvature round or water patches in the walls and ceiling, call us immediately for plumbing services before it is too late.

Whether you want a 24 hour emergency plumber to repair your leaking toilet, or want to fully renew your bathroom, then Richardson Plumber can help you out. Richardson Plumber provides general Plumbing, Leak detection, new renewal, and Sewage tank clean out. We display affordable cost with the highest quality services provided. We do all plumbing services from the smallest residential job, to the largest commercial site. Our service is not only technical work but also our attention is on our customers plumbing and drainage problems. Our professional Plumbers are expert and ready to treat all your plumbing needs.

Our plumbers are adept technicians and can treat a range of problems including: leaky faucets, clogged drains, water heater installation or reforms, kitchen sink disposal repair and replacement, unclog toilets and clean out blocked drains. Because when you have a plumbing issue, you want somebody that you can confidence, not somebody who may make things worse! Reply to most plumbing issues is either prompt or that very same day. Frequently, dangerous leaks and other plumbing emergencies lead to other damage, sometimes electrical, sometimes even structural. So the fact that our plumbers attend to plumbing needs immediately confirm this later damage can be averted.

College of Nursing and Health Innovation – The University of Texas at Arlington

#nursing #degrees #online #in #texas


College of Nursing and Health Innovation | The University of Texas at Arlington

The College of Nursing and Health Innovation

The College of Nursing and Health Innovation is a National League for Nursing Center of Excellence and encompasses one of the nation s largest and most successful nursing schools and a renowned kinesiology program offering degrees in exercise science, kinesiology, athletic training and an undergraduate track in public health. The College is the largest producer of registered nurses in Texas and a leader in the use of online platforms and simulation technology to help more students achieve nursing degrees.

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  • Nursing Research Laboratories

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The College of Nursing and Health Innovation offers students of all backgrounds the opportunity to advance their careers through a variety of degree plans offered on campus and online. Our graduates are advancing health care around the world as they conduct insightful research, guide public policy, and provide skilled, compassionate care.


UTA provides advanced and comprehensive education that prepares graduates for careers as health care leaders, innovators, and researchers. Our programs are challenging, but our graduates know the value and quality of a UTA education and what it means to be a Maverick nurse.

The BSN program is designed for individuals seeking to become a registered nurse. The RN to BSN program is designed for practicing registered nurses with associate or diploma degrees who are seeking to advance their education and obtain a BSN. These programs are offered in both on-campus and online format. You can choose either format.

Our master s specialty degrees prepare students for advanced practice, management and research endeavors to address a changing health care landscape. Both full-time and part-time study options are available as well as online and classroom-based programs.

The Department of Kinesiology accepts students for two undergraduate degree programs and two master’s level programs, a new Ph.D. in Kinesiology, and a Public Health program scheduled to begin in Fall 2017.

Our faculty mentors and advising staff are dedicated to the success of our students. We also offer peer mentors and a variety of student organizations that enhance the academic experience and build professional skills.

Students are encouraged to apply for the many scholarships available through the University and those established by the College of Nursing and Health Innovation, outside agencies, and individuals. Scholarship services and counseling are available through the Office of Enrollment and Student Services.

Texas Harassment Laws

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Texas Harassment Laws

Locate a Local Employment Lawyer

What Are Sexual Harassment Claims?

There are two general types of sexual harassment claims under employment laws and policies. These are:

  • Hostile work environment. This is an overall, pervasive atmosphere of hostility or inappropriateness
  • Quid pro quo. This is a this for that type of harassment where one employer or employee attempts to exchange work benefits for favors of a sexual nature from the victim

When proving sexual harassment, the employee usually needs to provide evidence of their harm, as well as support for damages, such as lost wages or a lost promotion. Sexual harassment can also occur in non-work settings, such as during a company sponsored outing or meeting.

How Can I File a Harassment Claim in Texas?

When filing a harassment claim in the state of Texas, it s usually necessary to file with a government agency first, such as the Texas Workforce Commission (TWC). The commission will usually launch an investigation into the matter to determine whether a violation has occurred. The TWC also acts as a neutral fact-finder to establish which facts are true in the case and which might not be.

Texas state laws on harassment may be slightly different from federal standards, as they also cover criminal harassment. Federal harassment cases are usually processed by the Equal Employment Opportunity Commission (EEOC). However, cases filed with the Texas Workforce Commission are also reviewed by the EEOC. The victim of the harassment usually needs to file with the TWC see first.

Lastly, it may be possible to file a private lawsuit against the employer, depending on the type of harassment involved. Again, it s usually a requirement that the person file with the TWC before filling a private lawsuit for damages. Texas lawsuits against employers can also be filed as a class action suit if many persons have been victimized through sexual harassment in the workplace.

Do I Need a Lawyer for Help With Texas Harassment Laws?

If you need to file a claim for harassment in Texas, you may wish to contact a qualified lawyer in your area. Your attorney can assist you the various filing procedures, and can represent you in court if necessary. LegalMatch can match you with qualified employment law attorneys in areas of Texas like Dallas. San Antonio. and other major cities.

Link to this page

Austin, Texas – Schools, Colleges, Jobs, and City Information, computer colleges in texas.

#Computer #colleges #in #texas


Austin, Texas

The capital of Texas, Austin is one of the largest cities in the United States and located in central Texas. It is an hour and twenty minutes north of San Antonio, and a little over three hours northwest of Houston. The city typically experiences warm weather year round. The coldest month of the year is January with an average daily temperature of almost 60 degrees. July and August are the warmest months of the year with average daily temperatures around 95 degrees.

Native Americans inhabited the area that is now Austin before the first European settlers arrived and established a settlement around 1835. Austin was founded as the village of Waterloo in 1837. Waterloo was chosen to become the capital of the Republic of Texas in 1839. At that time, its name was changed to Austin to honor Stephen F. Austin, the “father of Texas”. Other key dates in Austin’s history include:

  • In 1845, Texas was admitted into the Union and Austin became a state capital
  • From 1861 to 1865, Austin and the rest of Texas were part of the Confederate States of America
  • In 1881, Austin public schools opened
  • In 1888, the Texas State Capitol was completed
  • In 1900, a storm washed away the Great Granite Dam and sent a wall of water into downtown Austin creating a lot of destruction and killing dozens

Austin Arts and Culture

Austin is a center for arts and culture. Austin offers gardens, museums, the performing arts, and more. Some of Austin’s more notable gardens and museums include:

  • The Austin Museum of Art-Laguna Gloria
  • The Bob Bullock Texas State History Museum
  • The Lady Bird Johnson Wildflower Center
  • The Lyndon Baines Johnson Library and Museum
  • The Texas Memorial Museum
  • The Umlauf Sculpture Garden and Museum
  • The Zilker Botanical Gardens

For patrons of the performing arts, Austin is home to many fine performing arts attractions. Some of the more notable include:

  • The Austin Chamber Music Center
  • The Austin Civic Chorus
  • The Austin Civic Orchestra
  • The Austin Lyric Opera
  • The Austin Symphony Orchestra
  • Ballet Austin
  • The Paramount Theatre
  • The Zachary Scott Theatre

Austin also plays host to numerous festivals every year, including an annual film/music/multimedia festival known as South by Southwest, the Austin City Limits Music Festival, Carnaval, Eeyore’s Birthday Party, the Old Settler’s Music Festival, the Urban Music Festival, and more.

Austin Sports and Leisure

Austin has a very nice offering of sports attractions, including:

  • Baseball – The Minor League Baseball (MiLB) Round Rock Express play in nearby Round Rock, Texas. The Round Rock Express are a Triple-A affiliate of the Houston Astros.
  • Basketball – The NBA Development League Austin Toros.
  • Football – The Arena Football League (AFL) Austin Wranglers.
  • Hockey – The Central Hockey League (CHL) Austin Ice Bats.
  • Soccer – The United Soccer League (USL) Premier Development League Austin Lightning.

Austin is also a center for bicycling and is home to several cycling groups as well as Lance Armstrong.

Austin “Must See” Attractions

Austin has attractions too numerous to do justice in a simple list. Some of Austin’s more notable and unique attractions include:

  • Austin City Limits, the longest-running music show on television
  • Austin is home to North America’s largest urban bat population
  • The Lyndon Baines Johnson Library and Museum
  • The Texas State Capitol

Austin at Night

Austin promotes itself as the live music capital of the world and boasts over a hundred live music venues. Sixth Street is a famous destination for nightspots. Good sources of information about events and happenings include the free alternative weekly Austin Chronicle, or the Austin American Statesman‘s “XLent” supplement published weekly on Thursday.

Directory of Texas DWI Attorneys

#texas #dui #attorney


If you are a Texas motorist driving under the influence in the San Antonio area, you may be charged with a DWI offense. If that wasn t bad enough, it may be necessary to face the ordeal with the services of a public defender. To maximize your opportunity for a positive outcome, get the best representation from the best DWI Attorney San Antonio.
This attorney has the specialized skills and experience to win your case. If you face a DWI charge, it’s important to hire the defense of a qualified expert in this field. The faster you solicit the assistance of professional representation the better your chances of having a professional successfully intervene on your behalf and mitigate the potential consequences especially additional charges that may be held against you.

During the initial interview, be honest with your attorney. Don’t leave out any details because the smallest facts can be crucial to constructing your case as well as preparing for the charges against you. During the initial interview, this attorney will inform you if they will take the case. Because DWI is a serious matter with repercussions that can significantly impact your life, your best defense is an experience attorney. Without his expertise,you run the risk of having your driver’s license suspended for an indefinite amount of time, being charged a hefty fine or even spending time in a jail.

In addition to the legal implications, there are many aspects of your professional and personal life that can be affected by the case. The emotional and mental anguish can be traumatic if anyone was injured or killed in an accident. For these reasons and many move, it is wise to hire an experienced DWI attorney San Antonio. Click here to visit their site.

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Cheap Car Insurance in Texas, auto insurance quotes in texas. #Auto #insurance #quotes #in #texas

Get a Texas Auto Insurance Quote Using Our Online Comparison Tool:

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How to get a Cheap Texas Auto Insurance Quote

Enter basic information into our system and let it find the best fit for you.

Our online system instantly compares over 25 insurance companies.

Auto insurance quotes in texas

You will receive the best Texas insurance quotes!

How can you find the best Texas car insurance quotes?

Whether you ve lived in Texas for a long time and need to get car insurance for a new vehicle, or if you ve just moved to the state and need to find a new quote, it s important to find the best Texas car insurance quotes you can. When you re searching for the best quotes, it s important to know what you re looking for, know your potential weaknesses, and know your state minimum requirements for coverage.

Know what you re looking for

Of course, you re looking for insurance quotes, but insurance is a nuanced business, and knowing exactly what you need can help make sure you aren t paying more than you need to be. This is where knowing your state minimums, the amount and type of driving you do, and the amount of protection your car needs can all help you.

Currently, in Texas, the minimum bodily injury liability coverage is $30,000 per person and $60,000 per accident, so this is the bare minimum coverage you will need. The cost of this coverage will vary on a number of things, including your driving record and the make, model, and year of your car.

However, while this is the minimum required by the state, your minimum coverage will vary depending on other factors. If you are currently paying off your car, most lienholders will require you to obtain full-coverage insurance, which will pay to fix or replace your car if it is damaged by an at-fault driver. If this is your situation, you ll want to look at Texas car insurance quotes that involve full coverage.

You may want to get full coverage even if you have paid off your car, though. If you have a relatively late-model car that you want to protect, this is a good idea. If your car is totaled in an accident, chances are that it would be much more expensive to replace it than to pay a bit more on your premium.

However, if you have an extremely old car that you suspect may die soon, you might prefer to save money by just going with a minimum coverage quote. This is especially true if you rarely drive, since rarely being on the road greatly decreases your chances of being in an accident. On the other hand, if you drive very often, you may want to opt for more coverage than the minimum, but perhaps not full coverage.

In short, before you go searching for Texas car insurance quotes , it can save you time and effort to have an idea of what kind of insurance you think you ll need, the make/model/age/condition of your vehicle, and how much (and in what conditions) you drive. Knowing these things can help you expediently find the right quote for the right price, whether you re using an online quote generator or talking to an agent in person.

Know what may cause you to pay more

Many people, especially new drivers or those who have amassed a large amount of tickets, may be surprised that their insurance quotes are more expensive than they had hoped. This may be especially surprising to younger or newer drivers. Statistically, younger drivers or those with short or nonexistent driving records get into more accidents, so their premiums may be higher, despite the fact that the short records they have may be completely free of accidents or tickets.

Even if you have a long driving record, even a single ticket may increase your premium, and convictions for reckless driving or DUI/DWI/OVI may also drive up your premiums. This may be discouraging, but in general, if after your conviction your record is clean for a number of years, your premiums will go back down. There generally is not anything you can do to reduce your premium if this happens, but some insurance providers will charge more than others if you have some issues with your driving record, so comparison shopping is your friend.

If you have to have multiple drivers on your insurance, comparison shopping is worthwhile as well. Particularly if you are including a newer driver on your insurance, your rates may go up significantly, and taking the time to compare quotes is worth it if you want to save money and find the best deal you can.

In summary, finding the right insurance quote can be daunting, but it doesn t have to be difficult. When you have an idea of what you re looking for and know your potential cost-increasers ahead of time, you can more easily find a quote that suits you and any other drivers on your plan. If you re just beginning your search, paying a visit to our quote form can help you answer any questions and get a good start on finding the right deal for you.

Affordable Car Insurance Quotes and Rates Online, affordable auto insurance in texas.

#Affordable #auto #insurance #in #texas

Personal Auto Insurance

Looking for affordable insurance? We know that it can be difficult to find the right insurance that fits your needs. That’s why, here at Titan, we want to help you make sure you get the right coverage that fits your needs.

Why choose Titan for an affordable vehicle insurance policy?

From the time you establish your auto insurance policy with Titan, you’ll notice a difference. With Titan, you’ll get helpful customer service, local agents and great auto insurance for as little as $1 a day.

From the minimum state required limits to full coverage, our policies are tailored to meet your unique needs and budget.

Titan’s affordable insurance coverage options include:

Liability insurance coverage covers bodily injury to others and property damage to others if you are at fault in an accident. Bodily injury pays others’ medical costs and lost wages subject to policy coverage provisions and limits. Liability coverage can also pay for your legal expenses if a lawsuit is brought against you due to an accident.

Many state laws require liability coverage. Each state has its own minimum requirement.

Collision coverage helps pay for damage to your vehicle if you hit another vehicle, another vehicle hits you, or your vehicle rolls over. Collision coverage can be a required part of your car insurance coverage if your vehicle is financed or leased.

Uninsured or underinsured motorist coverage helps pay for damages to your vehicle if it is damaged in an accident by an underinsured, uninsured or unidentified driver. Uninsured or underinsured motorist coverage also helps pay your medical costs and your passengers’ medical costs if an accident caused by an uninsured or underinsured driver results in injury.

This car insurance coverage may also pay for lost wages and other damages. Auto coverage varies from state to state and is required in some states.

If you are injured in an accident, medical payment coverage can help pay for your medical expenses.

When used together, comprehensive and collision coverage are great ways to protect your vehicle. Comprehensive coverage may cover damage to your vehicle not caused by collision.

Titan also offers additional types of insurance coverage to supplement your auto policy. Designed to protect you against the unexpected, these coverage options include roadside assistance if your car breaks down, towing and labor if you’re stranded and rental reimbursement to cover the cost of a rental car while your vehicle is in the shop for accident-related repairs.

Is it possible to get affordable car insurance for high risk drivers?

If you have a less-than-perfect driving record, it can be difficult to find an insurance company that provides affordable car insurance for high risk drivers — or “non-standard” insurance.

At Titan, we understand that accidents can happen to anyone at any time. That’s why we offer affordable policies that help you get back on track.

You may be considered a high risk driver if any of the following apply:

  • You have multiple speeding tickets or traffic violations in a short period of time
  • You have more than 6 points on your driving record
  • You’ve had at-fault accidents while uninsured
  • Your record includes a DUI/DWI conviction
  • You’re a teen driver
  • You’ve had a lapse in coverage

What is an SR-22?

If you’re considered a high risk driver and have had your driver’s license suspended, a court may require you to carry what’s known as an SR-22 in order to have your driving privileges reinstated. An SR-22 document states that you’re financially responsible and carry your state’s minimum liability insurance limits. Your SR-22 status will likely continue for at least 3 years, during which time you must maintain a high risk auto insurance policy. Otherwise, you may risk having your license suspended.

How to get affordable vehicle insurance by leveraging available discounts

You may be a high risk driver, but that doesn’t mean you can’t get the discount auto insurance coverage you need. At Titan, we offer a variety of discounts to help you get affordable vehicle insurance – like maintaining an accident-free driving record, insuring multiple vehicles and more.

3 easy ways to get an affordable car insurance quote

Call your local agent or get an affordable car insurance quote online and find out how much you can save. You may qualify for a discount for even cheaper auto insurance.

  • Get affordable auto insurance online by entering your zip code at the right
  • Call 1-800-TITAN-UP (1-800-848-2687)
  • Find a Titan Insurance agent or broker near you

Need to understand the minimum auto insurance coverage that’s right for you? Talk to a Titan representative about affordable insurance coverage that can help protect you if you’re in an accident. And for even more affordable coverage, check our discounts on auto insurance.

Term Life Insurance Texas by Top Rated Companies, texas term life insurance.

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Term Life Insurance Texas by Top Rated Companies

Texas term life insurance term life insurance you can afford, and we’re not pushy!

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Term Life Insurance Definitions helps to become more knowledgeable of term life insurance and permanent life insurance.

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Texas term life insurance

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Personalized Tele-Application for All Companies, Right Over the Phone!

For the serious shopper who would like a seasoned professional to assist them-

how term life insurance works , return of premium term life insurance ,

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Texas term life insurance

Term Life Insurance Texas

Texas term life insurance Term life insurance in Texas offers solutions for family and business needs. Texas residence can save from 50 to 70 percent on term life insurance from most top rated companies. These companies must file their product offerings and be approved by the Texas Insurance Department prior to any sales. Proper reserves must be maintained by the insurance company, and these reserves are in constant review. The company also pays a premium tax to the state of Texas which supports the department and guarantees claims payment to the insured. The department’s website can be located at Texas

To protect the insured, a guaranty association, which is a statutory entity created by the state, is established by state legislation. The guaranty association is composed of all insurers licensed to sell life insurance, accident and health insurance, and individual annuities in the state. In the event that a member insurer is found to be insolvent and is placed under a final order of liquidation, rehabilitation or conservation by a court of competent jurisdiction, the guaranty association will provide protection up to statutory limits (set out in the State Act) to insured beings who are state residents and who are holders of life and health insurance policies and individual annuities with the insolvent insurer.

Term Life Insurance can be purchased in all of these Texas cities as well as Texas rural areas!

Texas Auto Insurance Quotes – Low Rates $40, cheap auto insurance in texas.

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Cheap Texas Auto Insurance Quotes Low Rates? Look Here

Cheap auto insurance in texas

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Compare Cheap Texas Auto Insurance Quotes and Liability Coverages

Everyone who wishes to drive in the state of Texas must meet at least the minimum requirements for automobile insurance in order to do so. In most states, including Texas, this means that you have liability coverage that covers the other car in the event of an accident.

The basic coverage in Texas, as well as many other states, is commonly referred to as 30/60/25 coverage. This means that the driver covers each person in the accident at up to $30,000 per accident.

The maximum for injury coverage can total $60,000. It also covers property damage up to $25,000 in the event of an accident. The premium for this kind of coverage can vary from individual to individual based on different mitigating factors such as age and what kind of car is being driven. Looking for cheapest Texas auto insurance? Start your research online. Comparing quotes online saves time and money.

Find Affordable TX Auto Insurance Rates Online. Choose Coverage, Limits, And Deductibles That Are Right for You

It is important to always have your proof of insurance card on you when you are driving in the state of Texas. An officer can ask for it any time that a driver is pulled over. Any driver that is not able to prove that they are insured can be subject to fines. These fines can get bigger and bigger the more that it happens. The insurance companies send everyone that they insure a proof of insurance card when they start their policy with the company.

It is important that each and every driver have a full and complete understanding of their policy and what it covers in the event of an accident. There are different things that can cause the price of your policy to increase.

Find Inexpensive Texas Automobile Insurance – Learn More About Mandatory And Optional Coverage

Here are some of the most factors that affect your auto insurance premium in Texas.

  • Driving record Those who are safe drivers will have a clean driving record. The auto insurance companies will recognize this and reward those clients with a discounted price. They give those with good driving records a lower price because they are viewed as less of a threat by the auto insurance company that is issuing the coverage policy.
  • Style of car Those drivers that purchase a brand new or a luxury car could be subject to higher prices on their auto insurance premiums. Most insurance companies require those that buy new models of cars to have full coverage because they usually have not paid off enough of the car to be able to cover it if the car is totaled in an accident.
  • Moving Drivers that move from a rural to a more urban environment are likely to see their policy rise as well. Accidents and other incidents are much more likely to occur in more densely populated areas so people that live in those areas have higher auto insurance premiums.

Finding Best Texas Auto Insurance is Easy – Enter Your Zip to Compare Prices

These are just some of the ways that auto insurance premiums can increase if you are a driver in the state of Texas. The best way to keep Texas insurance premiums low is to have a good driving record. It is also important to consider the cost of insurance when purchasing a new car to see if it works in your budget.

COMPARE POLICIES, automobile insurance texas.

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Automobile Insurance Comparison

Choosing the right insurance policy can be difficult and confusing. OPIC created this comparison tool to assist you with this decision.


Our comparison tool allows you to compare up to 5 different insurance policies. Here’s what to do:

FIRST: Choose a company from the Company drop down menu.

Currently, we have policy information from the largest national automobile insurance groups and other selected companies with a large presence in Texas. If you can t find an automobile company listed on the drop down menu, it is likely because the company is not affiliated with one of the top 25 national automobile insurance groups. If you would like information about an insurance company or policy that is not listed on our tool, please contact OPIC directly.

SECOND: Choose the policy you wish to compare from the Policy drop down menu.

Some companies may offer more than one policy. If you are unsure of which policy to compare, ask an agent or company representative the name of the policy the company is most likely to offer you.

THIRD: C lick the Show Comparison button.

It s that simple. Our comparison tool will generate the results in an easy to read chart that allows you to compare each policy.


The results generated by this tool are for informational purposes only. Before purchasing a policy, please check with an agent or company representative to ensure the information provided by this tool is consistent with what the company is currently offering. Always refer to the actual policy language to determine the full extent of coverage under a policy.

The Chart Provides a Summary of Your Policy Coverages

The results generated by the comparison tool are based on the most recent information provided to OPIC by the Texas Department of Insurance. Every effort has been made to keep the information accurate and up to date. The comparison tool generates a summary of the coverages provided by the policies you selected. This summary is not a substitute for the actual policy language. Additionally, a policy may include other coverages not listed on the comparison tool. Always refer to the actual policy language to determine the full extent of coverage under a policy.

Companies Can Endorse Their Policies

Companies can add endorsements to your policy that alter the coverage provided by the base policy. If a company offers or requires an endoresment that affects the coverages displayed on the chart, those changes will be noted. However, since the comparison chart may not show all the coverage provided by a particular policy form, it is important for you to ask the agent or company if any endorsements will be added to your policy.

Cheap Car Insurance Houston, cheap car insurance in houston texas.

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Cheap Car Insurance Houston

Houston iCheap car insurance in houston texass the most populous city in Texas and the fourth-most populous city in the United States. It is located in Southeast Texas near the Gulf of Mexico. With a census-estimated 2014 population of 2.239 it also is the largest city in the Southern United States. Almost 75% of Houston residents drive alone to work, which makes for some of the heaviest traffic in the country. With more than 2 million people on the road residents should take the time to explore all the options for cheap car insurance Houston has available.

Cheap Car Insurance In Houston

It s important to have the right car insurance in Houston to protect not only yourself, but your vehicle too. When looking through the options for cheap car insurance Texas offers, the more information at your disposal the better. Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.

Texas law requires drivers to pay for accidents they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident. The at-fault party is then required to pay all damages resulting from the accident.

Texas’ Car Insurance Requirements

  • Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
  • Property damage liability minimum requirements are $25,000.
  • Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers.

Helpful Resources

The Texas DMV’s website has numerous tools to help consumers register their vehicles, renew their driver’s licenses, or even buy and sell their cars. There are also guides to help new residents get settled into the “Lone Star State.”

  • Vehicle registrations are handled by the Texas Department of Motor Vehicles. For a handy guide, click here.
  • Used vehicles must be registered within 30 days of purchase. For a guide to buying and selling a vehicle, click here.

Navigating the freeways in Houston can be tricky, so if you are new to the area, do a lot of planning ahead of time. No matter what, being safe on the road is a top priority. To keep you and your property protected, find out all you can about cheap car insurance in Houston by clicking on the get a quote button at the top of the page.

Houston Insurance Facts

Pop Quiz: Beyonce Knowles (born in Houston) is driving her 2007 Pontiac Solstice to a Rockets game at the ToyotaCenter when a faulty ignition switch causes her vehicle to lose control and strike the vehicle in front of her, resulting in a five-car pileup. What kind of coverage does she need?

Answer: Her liability coverage will pay for any injuries and/or property damage she causes, but chances are she will need more than Texas’ minimum requirements.

If you’re a driver in Houston, you know that the law requires you to carry insurance. Head over to our state guide for more information on Texas’ state auto insurance requirements.

The average cost of auto insurance in Houston is around $1,200 which isn’t too bad considering the city’s size. It helps that the percentage of uninsured drivers is slightly lower than the national average.

According to the Insurance Research Council, 15% of drivers in Texas are uninsured. Penalties for driving without insurance can add up! $350 is the fine for a first-time offender, but repeat violations can result in fines of up to $1,000.

Houston has many insurance options for high-risk drivers (having a history of traffic tickets/accidents, or more than one major traffic violation such as a DWI), including TAIPA (Texas Automobile Insurance Plan Association) which is reserved for applicants who have been turned down by multiple insurance companies.

Before you go through a state run program though, you might want to get an online comparison quote. With so many companies competing for your business, the chances of getting an affordable rate are pretty good.

Driving in Houston

According to Texas A M’s Transportation Commission, Houston is one of the worst cities in the country for traffic congestion (second-worst after Atlanta). data suggests that 20% of Houston drivers have a commute of over 45 minutes.

75% of Houston commuters drive solo and, with a population over 2 million, that means a lot of people on the road every day, and an increased risk of car accidents. The average number of hours a Houston commuter spends in traffic each year is over 50. That’s more than two days lost to traffic congestion, for an average cost of over $1,000 per worker.

Public transportation can help but the city is so spread out (almost 600 square miles, not counting the surrounding metro/suburban area), with workers commuting into and out of a number of different zip codes, most prefer the convenience of their car, even knowing that peak hour traffic will be bad.

The city is taking strides to help relieve some of the traffic pains, including new toll routes and an expanded rail system, but until those go into effect, the best way to plan your commute is to check one of the real-time traffic maps, like TranStar’s.

Houston Accident Statistics

According to the Texas Department of Transportation, HarrisCounty saw over 77,736 crashes in 2012. There were 360 fatalities and over 39,000 injuries. Major causes include speeding, weather and road conditions, and simple driver inattention.

Data like this helps insurance companies calculate their risk, so it is no wonder that Houston and the surrounding county is one of the most expensive areas for car insurance.

Crime and Auto Theft in Houston

Auto theft remains a leading contributor to rising insurance costs, as does personal property crime. Recent FBI data shows that there were over 13,000 motor vehicle thefts in 2012, with over 100,000 property crimes. That data means higher auto insurance costs, as well as higher homeowner’s and renter’s insurance.

The most commonly stolen vehicles in Houston for 2013 were:

More information on Houston’s crime rates can be found at the Police Department’s website.

Driving While Intoxicated in Texas is a serious offense that can result in fines up to $2,000 ($10,000 if you have a child passenger), not including the increase in insurance costs. You will spend up to 180 days in jail, and lose your license for up to 1 year.

For help understanding SR-22 filings we have a handy guide, as does the Texas Dept. of Public Safety.

Recommended Insurance Coverage

  • Because the rate of uninsured motorists is still fairly high, purchasing Uninsured Motorist Liability and Property Damage is recommended.
  • Vehicle theft rates in urban areas like Houston make purchasing Comprehensive Coverage a good idea.
  • Collision Coverage will protect you in the event of an at-fault collision.
  • Finally, increased liability limits can usually be purchased for just a few dollars a month, but will save you from extreme financial hardship in the event you cause more than $25,000 in damage or $30,000 in injuries.

Remember, the average cost of an American automobile has risen to over $30,000 so, if you total one, Texas’ state minimum will not be adequate.

Houston Insurance and Consumer Resources

For information on Houston’s traffic law, the Governors Highway Safety Association has a list of recent law changes and the Department of Transportation has a page devoted to Traffic Operations, which is handy for new residents as well as locals.

The Texas Department of Insurance has a number of guides to help consumers check the license status of insurance agents, understand the state’s insurance requirements, and even report insurance fraud.

Get Started – Texas Title Loans made easy. #capitec #bank #loans

#online title loans

5 Benefits of Title Loans Online


One of the best things about the online title loans offered by is how quickly the borrower receives the funds. The entire process can be as quick as the NEXT day!

  • Easy

    Not only is the  process fast, but it is extremely user friendly. Our online application will ask simple questions and we also offer a toll free number for you to call if you have issues: 1-800-287-4812 We want your experience to be easy so that you can get the cash you need, when you need it.

  • High Amounts

    Texas title loans amounts are based on the value of your vehicle so everyone’s situation is different. Online title loans can range from $300 to $10,000 dollars depending on your car’s value. In most cases the title loan lender will rely on the Kelly Blue Book value so you can check online to see what your vehicle may be worth before you even fill out a title loan application.

  • Low Interest

    Unlike a payday loan, car title loans are given to the borrower by using their title as collateral. Because of this collateral the lenders can offer lower interest rates than that of a payday loan (with no collateral involved).

  • No Credit Check

    To some individuals this may be the biggest benefit of all there is no credit check requirement to apply for, be approved, and receive a title loan.

  • If these benefits sound like something you want to take advantage of then don’t hesitate; call our toll free number, 1-800-287-4812   or fill out the easy online application at  today!

    Debt Consolidation in Texas (TX) #free #loans

    #consolidation loans

    Debt Consolidation in Texas (TX)

    Isn t it time to get out of debt? At Texas Debt Consolidation, we can help. It may be possible to repay your debt faster than expected. Some programs involve debt consolidation loans, some do not. Either way, you should pay off 100% of your debt, but you will profit from a simplified payment scheme, as well as less harassment from your creditors. Please don t hesitate. Learn how much debt consolidation in Texas can save you.

    Consolidating Debt Through a Texas DMP

    Would you like to get out of debt in less time, with less interest and penalty charges? Then you may want to enroll in in a Texas debt management plan. These programs allow you to repay your debts entirely through a single monthly payment. The benefits are huge: decreased interest rates, payments, and fees. Typically your creditor begins giving you these incentives after three months of timely payments.

    Additionally, these plans are typically pretty affordable:

    • Enrollment: $70 or less
    • Fee Every Month: $25-40

    Debt Consolidation Loans in TX

    You will find two major types of debt consolidation loans: unsecured bank loans and loans collateralized by your home, of which the second option is most typical.  As opposed to posting checks to a multitude of credit card companies each month, you ll simply be responsible for your monthly debt consolidation loan payment.

    Remember that you won t have a consultant steering through each step as you would have during a debt management plan, nor will your credit card debt be reduced as it would be during a Texas debt settlement .

    Debt Analysis: TX

    • Income Annually: $44,695
    • Income Per month: $3,725
    • Debt Per Person: $1,568
    • National Debt Rank: 29
    • Bankruptcy Rate: 0.21%
    • Annual Bankruptcies: 51,800

    Debt consolidation services in TX will want to know how much debt you owe that s non-secured. That means it is not guaranteed by any equity. The most common causes of credit card debt are credit cards, rent, medical expenses, and store cards.

    In a perfect world, the amount of debt you owe each and every month will take up about 1/3 of your wages. These debts include credit card bills, loans, and rent or home loan repayments. Let s suppose you make $3,725 each month, which is about average average in TX, then, if possible, you would spend around $1,341 monthly. Of course, countless Texas residents are carrying severe debt, indicated by a debt to income ratio of 50% or higher. That means they are having to spend more than $1,900 per month!

    Just how many people need to get out of debt in TX? We have been able to conclude that 2,107,701 of Texas s 25,145,561 residents need help with debt.

    Debt Consolidation Standards

    As per FTC guidelines, your Texas debt consolidation organization must fully describe:

    • Cost structure.
    • How long before they contact each creditor.
    • How much must be saved before they will reach out to each creditor.
    • How your credit score will be impacted.

    For additional information, read these FTC rules of thumb .

    Other Forms of Texas Debt Relief

    • TX Credit Counseling : Whereas having your credit repaired is a method to raise your credit rating, credit counseling is focused on managing debt.
    • TX Debt Settlement : Do you want to steer clear of bankruptcy and repay a portion of what you owe? Seeking the help of a solid debt settlement service in TX, is one option.

    Compare Texas Direct Payday Loan Lenders #getting #a #loan

    #direct lenders for payday loans

    Texas Direct Payday Loan Lenders Details

    Texas residents can choose from Texas licensed, out-of-state licensed, tribal-based and foreign-based lenders for their payday loans.

    The Payday Hound strongly prefers licensed direct payday loan lenders as the Texas Office of Consumer Credit Commissioner evaluates, regulates, and monitors the payday loans made by these lenders. See Texas Payday Loan Laws for more details on Texas laws and regulations or Direct Payday Loan Lenders for more general information.

    Unlicensed direct payday loan lenders include tribe-based lenders, lenders licensed in other states, and foreign-based lenders. Tribal and out-of-state licensed direct payday loan lenders operate under the interpretation that they can export their tribe or state laws into Texas and are required to adhere to federal lending laws but not Texas regulations. Federal laws may be less restrictive and less frequently enforced. The final group of lenders is foreign-based payday loan lenders. They export their countries’ laws into Texas and are highly unregulated. See How to Choose A Payday Loan for more details.

    The above is our understanding of how payday lending works in Texas, but we are not a law firm. Please contact the Texas Office of Consumer Credit Commissioner for more information.

    The Payday Hound reviews direct payday loan lenders and ranks them according to our Sniff Test (reputation), costs, and licensing. The list below includes both regulated banks as well as off-shore entites. Being included on our list is not an endorsement or certification. The list is a ranking and is designed to help borrowers rate and judge the quality of lenders. This means it may include lenders we believe to be honest as well as those we would deem to be predatory.

    Texas Home Loans #no #credit #auto #loans

    #bridge loans

    Texas Bridge Loans

    A bridge loan is an immediate, short-term loan, one to sixty months, usually made in anticipation of intermediate or long-term financing. Pay back the bridge when permanent financing is in place with no prepayment penalties.

    Bridge loans bridges two different types of cash gaps. The first bridge is a loan that institutional banks refuse to approve. The second bridge is for the individual investor or company who is between deals and requires immediate, short-term funding until a traditional loan is issued.


    Loan Amounts: $250,000 to $35,000,000 in all 50 states and some foreign countries. Credit Ratings: Will consider any credit rating: A+ to D, including bankruptcy. Amount of Loan: Up to 65% of property value. Minimum Down Payment: As little as 5% or 10% if seller carries a second mortgage. Terms: 400 plus basis points over corresponding U.S. Treasury index. This is subject to credit rating, location, type and condition of property. Loan Quote: 2 business days or less. Speed of Loan: Loans are issued as quickly as 7 days

    Texas Short Term Loans – Online Lenders #online #payday #loan

    #short term installment loans

    Online Short Term Loans For Texas Borrowers

    Searching for a #ShortTermLoan in Texas? you have reached the best spot to connect with lenders offering quick approval loans for all Texas borrowers, even those who may have bad or poor credit histories. Our network of lenders and partners help match you with the perfect loan, whether you need only $300, $500 or more than $1,000. The search for finding the right loan is over! We help Texas borrowers who need a quick approval loan from a direct lender to get cash for almost any type of emergency. For unexpected auto repairs, medical bills, past due finance charges, household emergencies or life s other unplanned hardships, are lenders are here to help quick!

    Installment Loans Personal Loans Short Term Lenders in Texas

    Review loan options from top lenders through our online network specifically designed to help Texas borrowers get fast cash from their computer or mobile phone. There is no need to stand in line, we make the process of getting approved super easy.

    Abilene, Alamo, Alice, Allen, Alvin, Amarilo, Angleton, Arlington, Atascocita, Austin, Balch Springs, Bay City, Baytown, Beaumont, Bedford, Bellaire, Belton, Benbrook, Big Spring, Brownsville, Brownwood, Brushy Creek, Bryan, Burleson, Canyon Lake, Carrollton, Cedar Hill, Cedar Park, Channelview, Cinco Ranch, Cleburne, Cloverleaf, College Station, Colleyville,Conroe, Converse, Coppell, Copperas Cove, Corpus Christi, Corsicana, Dallas, Deer Park, Del Rio, Denison, Denton,DeSoto, Dickinson, Duncanville, Eagle Pass, Edinburg, El Paso, Ennis, Euless, Farmers Branch, Flower Mound, Fort Hood, Fort Worth, Fresno, Friendswood, Frisco, Galveston, Garland, Georgetown, Grand Prairie, Grapevine, Greenville, Groves, Haltom City, Harker Heights, Harlingen, Horizon City, Houston, Huntsville, Hurst, Irving, Jollyville, Kerrville, Killeen, Kingsville, Kyle, La Porte, Lake Jackson, Lancaster,Laredo, League City, Leander, Lewisville, Little Elm, Longview, Lubbock, Lufkin, Mansfield, Marshall, McAllen, McKinney, Mesquite, Midland, Midlothian, Mineral Wells, Mission, Mission Bend, Missouri City, Murphy, Nacogdoches, Nederland, New Braunfels, North Richland Hills, Odessa, Orange, Palestine,Pampa, Paris, Pasadena, Pearland, Pflugerville, Pharr, Plainview, Plano, Port Arthur, Richardson, Rockwall,Rosenberg, Round Rock, Rowlett, Sachse, Saginaw, San Angelo, San Antonio, San Benito, San Juan, San Marcos, Schertz, Seguin, Sherman, Socorro, South Houston, Southlake, Spring, Stafford, Stephenville, Sugar Land, Temple, Texarkana, Texas City, The Colony, The Woodlands, Tyler, Universal City, University Park, Victoria, Waco, Watauga, Waxahachie, Weatherford, Weslaco, West Odessa, Wichita Falls, Wylie

    Online loans have increased, and personal short-term lending is more available in today’s economic market. Smaller loans may be used for cash needs that are in between an individual’s pay periods. Banks have begun to offer loans online for these short-term cash needs. An application is taken online, and a banking service may be matched with the individual’s financial needs. A lender is matched with a potential customer, and the banking institution contacts the person about the loan terms. A payment plan may include using the applicant’s checking account for certain payment drafts.


    Short term loans from a banking institution are arranged to be paid back within a brief amount of time. The time to pay back a loan may be a matter of months. The amount that is loaned is usually a smaller amount and may be in the hundreds of dollars. A short-term loan is sometimes referred to as a cash advance loan. The applicant usually needs to have a steady source of employment or is a benefits recipient. The funds for the loan are electronically deposited into the customer’s bank account.


    These types of banking loans are frequently taken out for emergency needs. A sudden house repair or a medical emergency can be the reason for this type of small loan. Unexpected automobile repair bills can be a reason for this loan as well. These loans are used as a bridge loan for unexpected necessities. Bounced check fees and late penalty payments may be covered with a short-term loan.


    Some banking loans are offered for businesses that need funding for seasonal delays in income payment collections. Businesses that need to purchase seasonal inventories can receive a short-term loan from a banking institution. The short-term loan is repaid after the inventory is sold.

    Banks are beginning to fund smaller loans for businesses. Online loans are more available for businesses that need assistance with cash flow deficits. A cash flow deficit may have resulted in payroll payment delays. A short-term loan to a business assists with this type of financial need. The loans are usually paid back within a year.


    A personal loan can be deducted from a personal checking account. The applicant needs a steady source of income in order to pay back a loan. A business will need certain documents to be sent. A history of the business income may be required. A business usually needs to provide an income statement to the banking institution as proof of income. Some short-term loans may require a certain collateral to be a part of the lending arrangement.

    Still searching for other loans options, visit our partner website to learn more about unsecured loans, signature loans and emergency cash advance loans for Texas borrowers.

    Online lending offers have increased, and banks are entering the short-term loan markets. Personal loans and business loans are available online. These loans are scheduled to be paid back within a short period of time. The amount that is loaned is smaller than a traditional loan.

    Short Term Advance Loans Carry High Rates and Fees, We Recommend Visiting a Local Bank or Credit Union First

    Payday Loans Texas- 1 Hour Loans Texas #direct #payday #loan #lenders

    #1 hour loans

    Payday loans Texas

    Are you caught in a financial crisis? Is the thought of raising quick money eating your mind as your payday is still away? Do not worry anymore as applying for payday loans Texas is the most ideal option before you. Absolutely hassle free, prompt and safe, the approved sum will reach you within a few hours of applying for the loan.

    Applying with 1 Hour Loans Texas, does not involve any hidden charges. The loan application can be made absolutely free of cost. The loan amount that you get by applying for payday loans Texas will depend upon your financial condition and reimbursement capacity. The repayment tenures are also fixed in the same manner.

    You just have to be a citizen of the United States with a steady source of income to qualify for our unique loan deals. You must also hold a valid bank account and must be above eighteen years of age. If you satisfy these eligibility criteria, not even your poor credit profile can block your path to quick money. Whatever may be the reason for your poor credit profile such as arrears, defaults, bankruptcy etc, we are sure to provide instant monetary aid to you. It does not matter to us whether you own a home or not. We will not ask you to fax us any legal documents either. Getting a timely loan deal, customized exclusively for you, can never be more prompt and hassle free. The application procedure is also very simple and short.

    Texas Personal Loans Lender – $500 to $3000 Online #tsp #loan

    #personal loan lenders

    Texas Personal Loans Online Direct Lenders

    Get Quick Cash Now Fast approval loans to $1000 Top lenders working throughout Texas to help borrowers with good or bad credit get approved for a personal loan. Funds are direct deposited into your bank account to make the borrowing process super easy. We work with borrowers with good, bad and poor credit histories. Find the solution you need to your cash emergency with an online personal loan today! **Review our Disclosures** for specific approval guidelines.

    Personal loans can work similar to a cash advance or short term loan. A key will be identifying the type of unsecured loan you are able to qualify into, the term of the loan, amount borrowed, interest rate and ultimately the lender you settle with. One key factor is how long the borrower has to repay his loan. With cash advance or payday style loans you generally have a shorter repayment period with higher annual apr, but expect a quicker funding period and easier path towards acquiring the cash, especially if you have bruised or poor credit. With a personal or installment loan, the amount borrowed is also generally much higher than a pay day loan and is established first with a standard amount but the approval amount can increase over time with timely payments.

    Helping Borrowers In Texas Get The Cash They Need, $500 to $25,000 Online

    One of the best things about these kinds of loans is one can apply in the safety and comforts of one’s own home. The approval process no longer has to be physically going to the merchant’s location with paperwork to verify one’s income. All verification can be done within a few short minutes through the merchant’s website and the consumer can begin borrowing immediately. Within each state there will be terms and conditions as well as a ceiling on how much one can borrow. In some cases the limit will be in the neighborhood of three hundred dollars. However there are others that will go as high as a thousand dollars.

    Funds are generally deposited into the consumer’s checking account the next day unless it falls on the weekend and will depend on the client’s banking policies. These types of loans generally carry a very high interest rate but if used appropriately can be the perfect resource to have in case of emergencies. Many use this source so they don’t have to rack up credit card bills as these types of loans are paid off within a two to four week period.

    Direct Lenders For Quick Approval Personal Loans In These Texas Cities

    Online Payday Loans in Texas #fha #loan #requirements

    #online cash loans

    Payday Loans in Texas

    It is not a big deal for residents of Texas to obtain a sum of money without obstacles. This industry is developed and hundreds of people have got a possibility to cope with their financial problems. Nevertheless, not everyone can use this possibility with the same profit as those offered at Why should you opt for this service? First and foremost, you save your time as you don’t need to go somewhere in order to apply for a loan, you can do it at your PC. Just one click and you can get it. Then you will get your money within several hours.

    Texas Lending Laws

    The lending laws in Texas concerning instant cash are very similar to those used in other states. Cash advance or the so-called payday loans is a legal service which is regulated. The terms of this service in Texas is from 7 to 31 days and the amount varies from $100 to $350. The companies are able to charge their clients an Annual Percentage Rate (APR) of 48% and a $10 monthly fee. Lenders have also fees and interest fees that may seem rather high if comparing with other loan types like car, student loans and so on, but they are much lower in comparison to cash advance fees in other states. There is a great many of cash advance centers in Texas. The total amount is about 1,675 cash advance centers nowadays. It should be said that this number is constantly growing.

    Do you need some money? It doesn’t matter wheatear you live in Texas or another state. We will provide you for a list of the most reliable companies that will lend you quick money. We are a professional cash advance service. We help people anytime they are in the hour of need and irrespectively the place they live.

    There are situations when you are not able to manager financial problems or suddenly face money shortage. It happens, you cannot avoid it. Once or twice or even more times you may need help and no one can help you as you may not have friends or people with extra money. Our company is the best that helps to find services offering cash advance in Texas. We provide you with the necessary information about each lender, so that you can get the necessary sum of money and to pay it back just when you get your next salary or another type of paycheck.

    Payday loans is a very popular service nowadays as people often don’t have anybody to borrow money from. There can be different reasons of extra need: sudden household repairs, illness or surgery, unplanned bills and so on. You don’t need to spend your time on looking for someone who can give you some money. The process of getting cash advance takes several minutes. is just what you need to save your time and get your money. The list of the best and most reliable payday loans companies is here on our website!

    Payday loans services are to have a schedule of fees in their offices in Texas and they also must provide an agreement in writing with the name of a lender, check date and amount, an itemization of the fees, the day that the check was deposited, and the amount of the check in U.S. dollars must also be included. In addition, the Annual Percentage Rate (APR) should also be mentioned in the written agreement.

    Lonestar State is a landmark event. It happened in June of 2000. This means that each company dealing with cash advance has to get a license in order to get the right to lend money.

    Fees is another question to be discussed. First of all, you have to know how to count fees. The amount depends on the total sum you borrow. Under Texas law, the lender is empowered to charge $1 for every $5. However, if you borrow less than $30, he cannot exceed that amount. What about cash loans from $30 to $100, the fee can make 10% from the total amount. If one wants to borrow more than $100, the maximum charge is to be $10.

    According to Texas law, handling charges are not prohibited. $3.50 is the sum that can be added to any loan that is less than $35. If the loans from $35 to $75, this fee rises to $4. The same fee is applied to loans that exceed $100.

    Another important this is that it is prohibited to “split” cash loans e.g. dividing one cash advance into several. The limit of one cash advance is from 7 to 31 days.

    It should also be born in mind that each agreement is to contain the following information: name, address, and phone number of the Consumer Credit Commissioner and words that the cash advances are used for short terms only and under Texas law.

    Moreover, companies that lend money shouldn’t behave in a criminal manner on a debt that they want to collect. A payday loan can only be renewed so many times in Texas (TX). Lenders can renew a cash advance is one time per month.

    Jobless Rate in Texas

    According to the statistics of January, 2006, the unemployment rate is 5.2% that makes the amount of 593,428 residents of Texas. This number was higher a year before – 5.9%. That means a positive change in the matter of employment.

    Payday Loans: the list of Cities of Texas (TX)

    Installment Loans Texas- Payday Loans Texas- Short Term Loans #how #to #get #a #small #business #loan

    #installment loans for bad credit

    Welcome to Installment Loans Texas

    If you are a US citizen, residing in Texas and in need of urgent funds then at Installment Loans Texas we are here to assist you. We have arranged a range of matchless loan services that comes with stress-free repayment options. No matter what emergency expenditure you have to fix, we will help you find the right loan deal suiting your needs.

    Instant installment loans are short term loans that you can apply whenever you are in need of fast monetary assistance. For hassle free repayment, these loans come with easy installment option. At Installment Loans Texas you can repay back the borrowed money as per your convenience.

    You can fix any short term cash crunches with short term installment loans. It is a small loan free from documentation, credit checks and pledging of collateral. You can apply for these loans at Installment Loans Texas even if you are tagged with bad credit records.

    Payday loans Texas are specially arranged loans meant for those who are salaried but are facing cash shortage ahead of payday. To qualify for these loans at Installment Loans Texas you need to confirm that you are currently employed and hold a valid bank account.

    Once you have applied with us at Installment Loans Texas you will not have to look anywhere else!

    Texas Medical License Lawyer, Attorney, Professional License Defense #texas #medical #license #lawyer, #attorney, #tx, #texas, #medical #license, #professional, #license, #defense, #healthcare, #austin, #leichter, #medical #board, #corporate #law, #administrative #law, #law #firm


    • High dismissal rate for TMB and state board complaints
    • Former TMB Attorneys & State Prosecutors
    • AV-RATED and Peer Reviewed Attorneys by Martindale Hubbell
    • Firm Attorneys include Board Certified Specialists in Administrative Law, Labor and Employment Law, and Criminal Law
    • Approved in-network counsel for major Texas insurance carriers

    Call for a FREE consultation

    Texas Medical License Lawyers

    The Texas medical license lawyers of the Leichter Law Firm PC are devoted to the legal representation of physicians, medical professionals (i.e. nurses, pharmacists, and dentists) in administrative licensing and healthcare matters in both state and federal disputes, regulatory inquiries and investigations, criminal defense and healthcare related transactions. We are a physician/clinician-friendly firm, and do not represent entities who have filed a complaint and caused an investigation by a regulatory body or board which could result in a restriction of the provider to engage in their ongoing profession. We have made this choice decisively, despite financial incentives to represent interests adverse to those the firm believes are paramount to the delivery of safe and effective healthcare to the public at large. In short, we do not represent hospitals, but focus on the provider, who we believe is the mainframe and ultimate differential that distinguishes the delivery of optimal medical care.

    Since our inception, we have successfully represented vast numbers of physicians, nurses, dentists, veterinarians, lawyers, and psychologists (etc.) in both disciplinary and post-disciplinary licensure matters involving judicial review and rule challenges with successful appellate decisions issued by the Supreme Court of Texas and/or the jurisdictional Court of Appeals/District Court from which the matter was adjudicated. Additionally, we have successfully handled multiple transactional disputes and negotiations with medical staff matters/hospital peer review, the organizational structuring and licensing of pharmacies and other healthcare related entities, and transactional disputes and litigation on behalf of our clients. We are particularly versed in handling Physician / Texas Medical Board complaints which involve either standard of care or behavioral concerns including chemical dependency, intemperate use cases and boundary violations. Inclusive of these files is the relationship to the standard/quality of care provided by the physician, non-therapeutic prescribing, the inadequate maintenance and documentation of medical records. We have also successfully handled and resolved multiple psychiatrist/physician sexual boundary violations resulting in the physician s ability to continue to see patients without the loss of their license or other restrictive prohibitions which would render their practice impossible.

    If you are in danger of being disciplined by your medical or professional licensing board pursuant to an ongoing complaint or investigation, then please contact the experienced and recognized Texas medical license defense lawyers of the Leichter Law Firm PC as we stand ready to advise, counsel and defend you with regard to your healthcare-related legal concern(s). To discuss your case with one of our attorneys today, please contact us by calling (512) 495-9995.

    For information regarding current legal issues particular to your case, the Texas Medical Board, Texas Board of Nursing, or your licensing agency, please read through this site and visit our blog: Additionally, contact one of the firm s lawyers for information specific to your legal problem -we offer a free initial telephone assessment and individual personal consult if necessary.

    Practice Emphasis

    Our boutique litigation practice is devoted to the legal representation of physicians and other licensed professionals in a variety of aspects relating to their practices and professions. Focusing its attention on Professional License Defense, Administrative, Health, and Criminal Law, The Leichter Law Firm is able to draw upon its experience in these areas to provide quality client representation. The firm is located in downtown Austin, Texas.

    Contact Us

    To discuss your particular case with one of our experienced and compassionate Texas professional license defense attorneys, please contact us today by calling (512) 495-9995.

    Houston Texas Criminal Lawyer, Attorney Mike Stone #texas #defense #attorneys


    Mike Stone

    Houston Area Criminal Attorney

    Board Certified Criminal Lawyer

    36 Years Criminal Defense Experience

    Mike Stone is an experienced criminal trial attorney focused on results, who will help you navigate the criminal justice system. Mr. Stone has maintained an office in Houston, Texas since 1978, where he has dedicated his practice solely to the representation of clients charged with criminal offenses in county, state, and federal courts throughout the country.

    Contact Mike Stone Now for a Free Consultation
    Call (713) 227-5200

    Mike Stone did an excellent job of defending my son on drug charges.

    Mike Stone is one of the most formidable, hardest working criminal lawyers in Texas.

    Houston Attorney Colleague

    Mike is a superb lawyer. He is dedicated, clever, and tenacious.

    Houston Attorney Colleague

    I wholeheartedly endorse this lawyer’s work. Smart, hardworking, and imaginative.

    Houston Opposing Counsel

    Legal Services

    All Texas Criminal Offenses

    • DWI (Drunk Driving)
    • Drugs
    • Assault
    • Murder / Manslaughter
    • Environmental Crimes
    • License Suspensions
    • Sex Crimes
    • Burglary / Robbery
    • Expunctions of Records
    • Forgery / Theft
    • Weapons
    • Family / Domestic Violence
    • Banking Fraud
    • Business Fraud
    • Petitions for Nondisclosure
    • Grand Jury Proceedings
    • Internet Crime
    • Medicare / Medicaid Fraud
    • Money Laundering
    • White Collar Crime
    • Child Abuse
    • Firearm / Gun Offenses
    • Hit & Run
    • Identity Theft
    • Juvenile Charges
    • Kidnapping
    • Probation Violations
    • Resisting Arrest

    About Mike Stone


    • State Bar of Texas (Admitted 1978)
    • United States District Court, Southern District of Texas (Admitted 1978)
    • United States Court of Appeals, 5th Circuit (Admitted 1978)
    • United States Supreme Court (Admitted 1983)


    • State Bar of Texas
    • Houston Bar Association
    • Harris County Criminal Lawyers Association
    • Texas Criminal Defense Lawyers Association
    • Texas Board of Legal Specialization (Board Certified Criminal Law)
    • College of the State Bar of Texas


    • The Order of the Lytae
    • American Jurisprudence Award


    • Born March 17, 1954
    • University of Texas, BBA 1975 (Admitted 1978)
    • USouth Texas College of Law, JD 1978 (Admitted 1978)

    Lice Removal & Treatment Services #quality #lice #removal, #treatment, #lice #place, #texas #head #lice #squad, #texas #head #lice, #confidential #head #lice #treatment, #help #with #head #lice, #head #lice, #lice, #headlice, #head #lice #treatment, #head #lice #information, #head #lice #shampoo, #hair #lice, #headlice #treatments, #head #lice #removal #in #dallas, #houston, #austin, #birmingham, #katy, #the #woodlands, #texas, #alabama


    Welcome to The Lice Place

    If you or a family member are unfortunate enough to come down with head lice, you may want to think twice before reaching for the customary bottle of lice shampoo or prescription treatment from the drug store. According to the latest research the tiny blood-sucking parasites are becoming increasingly resistant to traditional methods of treatment.

    The problem is that the over-the-counter shampoos have used the same few chemicals since they came on the market in the mid-1980s. They worked well at first, but over time, the lice developed widespread resistance to them. In fact, 99% of lice in a recent study were found to be immune to the effects of insecticides. Pharmaceutical prescription treatments, per their own clinical studies, only show a 70% to 80% efficacy rate.

    In addition to being ineffective and having some possible medical risks, the shampoos and prescription treatments are costly and only delay the suffering. At The Lice Place,we get rid of lice safely, effectively, and efficiently in just one treatment – without the use of pesticides. Furthermore, the head lice education and information you will receive at any of our clinics is based upon research, clinical studies and our own 11+ years of experience. No other lice treatment company is more professional and successful in defeating head lice than The Lice Place.

    Why The Lice Place is the safe, smart and effective choice:

    • The Lice Place is owned and operated by a Registered Nurse.
    • As a Registered Nurse, Penny Warner and The Lice Place team are bound by certain guidelines and practices that protect your family from potential harm.
    • During her more than 18 years as a Registered Nurse, Penny worked as a critical care nurse, as well as Director of Patient Safety, Risk Management, Healthcare Improvement, Education, Infection Control and Accreditation Coordinator. She brings all that knowledge and experience to her lice removal business.
    • The Lice Place started in 2006 when there were fewer than 5 lice removal companies in the US. You won’t find another service with more experience than The Lice Place.
    • Every family that comes to one of The Lice Place clinics will have their own private treatment room (at no extra charge) – We understand that your privacy is important.
    • The Lice Place has infection control policies in place, which ensures you will not get head lice after coming into any of our offices.
    • Utilizing The Warner Method – a safe, non-toxic, pesticide-free method of combing and manual removal – The Lice Place has the highest publicized success rate in the country – 99.6 percent, which is backed by our hassle-free 30-day guarantee!
    • At The Lice Place, we start AND finish the treatment. The burden is never placed on the client to “finish” the treatment at home. After all, isn’t that why you came to The Lice Place?
    • At The Lice Place, no one plays up the “panic” mode of head lice or preys upon a person’s vulnerability during this trying time. As members of the NALTP, you can be assured we will treat your family ethically in all aspects – from treatment to billing to honoring our guarantee.
    • No pesticides, no gimmicks, no copycats! We are THE lice removal company other companies try to duplicate. There is no need to go anywhere else but to the original – The Lice Place!

    Choose Your City

    Alabama Head Lice Removal

    Tennessee Head Lice Removal

    Texas Head Lice Removal


    After my daughter got lice from her classmates, we tried getting rid of it on our own. Unfortunately we couldn’t get rid of the lice and after 3 treatments, I was very thankful to find The Lice Place. They removed the lice in one treatment and we haven’t seen any lice since then! Thanks again for all your help.

    When I called yesterday and talked to April I was frantic. I was half way around the world working in Iraq, and was not there to help my daughter, when she needed it. April was so calm and collected and made Chloe an appointment for the same day, which her dad had to take her to. I thought between him, his mother, the school and of course ME freaking out, there is no way we can get this handled last minute in one day. Thanks to April it happened. I really appreciate all of your help during this time of need and will never forget it. Believe it or not it means more to some people than others, the every day work you do. I thought it was hard doing what I do. LOL I heard it took 2 hours on my daughters hair and my husband was so impressed and informed when he left. We can’t thank you enough. GREAT JOB. I will definitely recommend your services in the future.

    The minute I walked in here, I knew I had come to the right place.

    I brought my four kids in today after a fierce battle with head lice over the weekend (I realize some people battle this for months. I can’t even imagine the horror!). Your facility is a GODSEND. I actually have felt my pulse and blood pressure return to normal after visiting today. I will feel 100% better after our follow-up check later this week, but I just wanted to thank you and your staff for saving a mom from the brink of insanity. And my sweet kiddos from more torture as we frantically attacked their heads! It will be wonderful to think about something other than lice! God bless!

    I just wanted to email to let you know how much my family and I appreciate Nina at your Dallas location. We made an appointment today and she and one of her employees worked through myself and my 3 daughters. All have long hair and 2 had quite a few nits. This was our first exposure to lice- so we count ourselves lucky to have it hit the first time when the girls were 16 and 12. The office was extremely busy – but Nina treated us very well. She patiently, pleasantly and diligently worked through our heads to insure we were lice free when we left. Hopefully we won’t be repeat customers in the future – but I will have no hesitation in referring The Lice Place to any family that may be experiencing a lice issue.

    OK, I cannot tell you and your staff enough THANK YOU’S. You saved my daughter and family. We were able to get in and out within 24 hours so my daughter could get back to camp. Just imagine 13 years old at camp and sent home. Penny was able to schedule us on Monday at 9am to get in. We were thrilled about the service. She was cleaned and she went back to camp the same day. She only missed 1 day. More driving to and from camp than anything. I cannot thank you and your staff enough for help, professionalism and overall kindness. The information given by your staff is up to date and very informative. The truth about Lice comes out and it is not that scary. When you and your staff explain things in a not panic frantic way, it all works out. Again I cannot thank you and your staff enough. A client and referral for life, (longer than a lice life).

    have literally spent hundreds and hundreds of dollars on products that don’t work. If I had come here when this first started, I would have saved myself a lot of money and a lot of frustration.

    I just wanted to take a moment to thank you for running a wonderful company that is truly a Godsend. Unfortunately, despite being super cautious, I ended up getting lice from one of my 6 year old students, which I discovered yesterday. I frantically searched the internet for treatment options and came across your website. I called as soon as the clinic opened this morning, and I was able to get in by 11:30. Your staff took care of me, and what an amazing job they did. They helped calm my stress level and put me at ease with everything. Within an hour and a half, I was out the door and feeling much better about the situation. Thank you again for everything! I will definitely recommend you in the future!

    I was thrilled with the service we received. Thank you so much for starting this business and for employing such kind and professional individuals.

    After our family had an outbreak of lice, we were happy to find The Lice Place. They were professional and worked very quickly to get rid of the lice issue. They also gave us some great tips for removing lice from our home altogether, which worked perfectly.

    Cheapest Colleges & Universities in Texas by Out of State Tuition #cheapest #university #in #texas


    Texas Out of State Tuition Ranking

    Cheapest Colleges in Texas by Out of State Tuition

    If you’re looking for an affordable university in Texas but aren’t a state resident, these are the least expensive out of state colleges to consider. Additionally, if you are a foreign citizen and cannot qualify for in-state tuition, these are the cheapest universities in Texas for international students.

    Affordable doesn’t simply mean finding a school with a low published out of state tuition. It’s important to research the typical financial aid package offered by a school, the average net price actually paid and most importantly the quality of education you receive for your tuition dollar. Sometimes a school which appears cheap based on list price can be a poor relative value if it can’t award competitive financial aid or doesn’t offer a quality education. The list below is a ranking on published out of state tuition with no consideration of actual average price paid or academic quality of the school. Please see the CollegeCalc best value colleges in Texas list for a ranking which considers school quality and average net price .

    The most affordable four year colleges in Texas are listed by one year’s out of state tuition list price for the 2016/2017 school year.

    What is the cheapest college in Texas? Leading the colleges list is South Texas College in McAllen with an out of state tuition of $3,000.

    Rating is a CollegeCalc proprietary national percentile ranking of a college’s overall difficulty and educational effectiveness. An average score is 50. Dollar value is a measure of a school’s academic rating compared with the average net price paid. Colleges which are ranked “n/a” didn’t report sufficient data to formulate a score. Learn more about our rating methodology .

    All price data are reprinted from the U.S. Department of Education’s 2016-2017 IPEDS Survey and reflect reported costs for the 2016-2017 academic year.

    Texas’ Cheapest Colleges by Out of State Tuition

    Houston Personal Injury Attorneys #houston #injury #lawyer, #houston #personal #injury #lawyer, #houston #personal #injury #lawyers, #houston #accident #lawyer, #texas #injury #lawyer,car #accident #lawyer, #houston #car #accident #lawyers, #houston #truck #accident #lawyers, #texas #injury #attorney, #best #personal #injury #law #firm #in #houston, #texas #personal #injury, #personal #injury, #insurance #companies, #worksite #injuries, #medical #negligence, #insurance #claims, #accident #settlement, #wrongful #death, #attorneys #houston, #houston #injury #laywer, #houston #injury #lawyers, #houston #personal #injury #lawyer, #houston #personal #injury #lawyers, #houston #car #accident #lawyer, #houston #car #accident #lawyers, #houston #truck #accident #lawyer, #houston #truck #accident #lawyers, #houston #wrongful #death #lawyer, #houston #wrongful #death #lawyers, #houston #medical #malpractice #lawyer, #houston #medical #malpractice #lawyers, #houston #injury #attorney, #houston #injury #attorneys, #houston #personal #injury #attorney, #houston #personal #injury #attorneys, #houston #car #accident #attorney, #houston #car #accident #attorneys, #houston #truck #accident #attorney, #houston #truck #accident #attorneys, #houston #wrongful #death #attorney, #houston #wrongful #death #attorneys, #houston #medical #malpractice #attorneys, #houston #medical #malpractice #attorney


    An Attorney That Will Earn Your Trust

    Welcome to The Stephens Law Firm

    Attorney Joe Stephens of The Stephens Law Firm is fully qualified to deliver the highest caliber of legal service for your injury case in Houston, TX. He is double board certified and has successfully tried hundreds of injury cases and wrongful death cases with winning outcomes. Nationally recognized for his strides in personal injury law, he is well known as the most trusted and result oriented injury lawyer in Houston and the surrounding areas of Texas.

    At The Stephens Law Firm, we are committed to delivering personalized legal services for our clients in Houston. As one of the most well known personal injury attorneys. Joe Stephens is renowned for his assertive and results driven approach. His focus is on ensuring each case is awarded the large settlement that is deserved after the harm suffered by injury victims. When your case demands an auto accident lawyer that will stand by your side and defend your rights, you can depend on The Stephens Law Firm.

    Extensive Trial Negotiation Expertise

    Accident attorney Joe Stephens has litigated and negotiated hundreds of cases for injury victims. He has the skill and legal dexterity to negotiation or litigate your case for the best results. He is well regarded by his colleagues at the Harris County Courthouse in Downtown Houston where he is known for his outstanding track record for injury settlements.

    Schedule a Consultation

    Contact The Stephens Law Firm to schedule a consultation to discuss the details of your case by calling us at (713) 224-0000. Your case will be screened to make sure that it is legitimate as our law firm does not take a high volume of cases. Let us help to make things easier after a devastating injury. Give us a call today.

    Comments on this entry are closed.

    Joe Wrote the Book!

    Actually, Joe has written three books: “A Survivor’s Legal Guide,” “The Texas Accident Bible” and “Hiring the Right Injury Lawyer .” A founding principle of The Stephens Law Firm is that anyone dealing with a personal injury or wrongful death case deserves access to high-quality legal advice. Joe has made these books available for free to the public, either via the website or by calling our office.

    Click on the book (s) you want, and we will email it to you.

    Welcome to the Counseling Center: Texas State University #lonely, #lonliness, #txstate, #texas #state #university, #texas #state, #suicide, #mental #health, #jedcampus, #jed #foundation, #lbj #student #center, #relationship #issues, #prevention, #paws #alert, #how #to #deal #(develop #effective #approaches #for #life), #resources #for #veterans, #atrisk, #group #counseling


    Welcome to the Counseling Center


    Each semester, when the Counseling Center has no more capacity to add new clients seeking ongoing counseling, we replace initial consultations (ICONs) with one-time sessions for the remainder of the semester. As of Monday, July 31 st the Counseling Center will begin offering one-time sessions. These one-time sessions are an hour in length and focus on problem solving more immediate issues. If students are in need of further services, we will help them connect with additional resources outside of the Counseling Center.

    Counseling Center services are free, confidential, and provided by trained professionals to currently enrolled Texas State students while classes are in session.

    Counseling Center Services include brief individual, group, and couples counseling, consultation and crisis response, and workshops about coping with stress and other mental health topics.

    Individual counseling is also available on a limited basis at the Round Rock campus. Click here for details.


    Effective August 1, 2016, concealed carry of a handgun by license holders is allowed on Texas public university campuses subject to the restrictions imposed by statures and by the University President. Concealed carry is prohibited in some buildings on Texas State University Campuses, please see

    Texas Divorce Mediation FAQs #divorce #attorney #austin #texas


    Texas Divorce Mediation FAQs

    What is Divorce Mediation?

    Divorce mediation is a private process in which a neutral third person (a mediator) helps divorcing couples reach a mutually satisfactory settlement of the issues in their case, including child support, custody and visitation, alimony, and property division. A mediator does not act as a judge, arbitrator, or counselor, but assists the spouses in reaching a voluntary agreement.

    How is Mediation Used in Texas Divorce Cases?

    Mediation is one of the most frequently used methods of negotiating a property or custody agreement in Texas divorce cases. An attempt at mediation is required (or strongly recommended) in many Texas counties. Travis County, for example, requires mediation when it s anticipated that a hearing before a judge on a family law dispute will take three hours or more.

    What is the Value of Mediation in Texas Divorce Cases?

    Mediation has many benefits in divorce cases, including:

    • it s less expensive than using a lawyer to take the same case through the courts
    • mediation has a high success rate in resolving divorce issues, especially when both spouse are open to compromise and committed to reaching an agreement
    • mediation is confidential there s no public record of what goes on in your sessions (as opposed to a public courtroom where a record of all proceedings is made)
    • you and your spouse (not a judge) are in control of the decision-making process, and you have more flexibility in arriving at your own solutions
    • mediation can help improve communication and make future interactions with your spouse easier (especially important if you will have an ongoing relationship because you have children together), and
    • you can still ask a lawyer for advice if you wish (eg. you can hire a consulting attorney to answer legal questions you may have during the mediation process and review the proposed divorce settlement agreement to make sure your rights are fully protected).

    How Long will Mediation Take?

    A divorce mediation process can be as long or as short as the spouses determine is necessary to negotiate a full and fair agreement. Mediation could take place in one or two sessions in one week, or many sessions over a period of months, depending on the complexity of the financial and custody issues involved and the willingness of the spouses to negotiate and compromise. Mediation almost always takes less time than going to court and is usually much less expensive than a contested divorce case.

    What s a Typical Mediation Session Like?

    You and your spouse may be in the same room for the entire mediation, or you may meet in separate sessions so that you can give the mediator your opinions and positions in private. After meeting with both of you, the mediator will assess where you and your spouse agree, where you need some work to reach agreement, and how you are going to accomplish this. For example, if you and your spouse are dealing with the question of who stays in the family home, the mediator will help you figure out what information and materials you need to make a decision (such as financial records) and will ask each of you to commit to bringing these to the next session.

    What Happens Once we Reach an Agreement?

    Once you reach an agreement for example, regarding a parenting plan the mediator will reduce it to writing in what s known as a Rule 11 Agreement (this refers to a section of the Texas Rules of Civil Procedure). Once both you and your spouse sign the agreement, it is a binding and irrevocable agreement that gets filed with the court. If you and your spouse have both hired attorneys, they will use your Rule 11 Agreement to compose the more formal, final divorce paperwork that will be presented to the court for signature.

    What if we Can t Reach an Agreement in Mediation?

    If mediation isn’t working, or if you and your spouse have reached agreement on most. but not all issues, you will probably end up in court, where a judge will make the final decisions on any remaining divorce issues.

    Are There Situations When Mediation is not Appropriate?

    If there is a history of domestic violence or substance abuse in your relationship, you may not really be in a position to engage in mediation. For example, if you’re the victim of domestic abuse, your spouse will undoubtedly have the upper hand in mediation, and may even try to intimidate you with the threat of further physical abuse in order to force you to accept an unfair agreement. The agreements made during mediation must be voluntary; if you’re afraid of your spouse, or if your spouse is forcing you to accept unreasonable terms, you will walk away with an unfair agreement.

    If you’re in this situation, you should contact an attorney and the local police department and/or domestic violence advocates for help. The National Domestic Violence Hotline number is: 800-799-SAFE.

    How do I Find a Texas Divorce Mediator?

    If the court orders you to go to mediation, you ll probably use court-appointed mediators, and you ll be required to pay a fee. If you want to hire a private mediator, your attorney will have suggestions, or you can get recommendations from others, such as a therapist or a friend who s been through a divorce. You can also check out Texas mediators on Make sure that you only work with a mediator who has experience in divorce cases — ideally, one who is an experienced family law attorney.

    More Information

    Find a wealth of information on how you can save time and money by browsing through our section on Divorce Without Court. You’ll find information on divorce mediation. collaborative divorce. arbitration and private judging.

    There’s much more about divorce mediation and how to find and choose a mediator in Divorce Without Court: A Guide to Mediation and Collaborative Divorce . by Katherine E. Stoner.

    Premier Moving Company in San Antonio, Texas – All My Sons #san #antonio, #moving #to #san #antonio, #all #my #sons #moving #and #storage, #move #to #san #antonio #texas, #moving, #move, #movers, #need #to #move, #all #my #sons, #corporate #relocation, #move #from, #family-owned #and #operated #company


    Your Premier San Antonio Movers

    Top-Notch Moving in San Antonio with All My Sons San Antonio Moving Company

    San Antonio Texas is the seventh largest city in the country. With many popular sites to see, from its amazing zoo which is noted as the third largest in the country, to the hot spot of The River Walk-flanked with boutiques and eateries alike and of course the historic Alamo is undeniably an experience all by itself. But wait there s more! Don t forget Sea World, Fiesta Texas-a Six Flags theme park, sports and more, you name it, it s here. We re only missing you! Moving anybody?

    All My Sons Moving Storage, San Antonio is the source for all of your moving and storage needs. Our family-owned San Antonio moving company has been managing moves like yours for over four generations, and we are certain that our proficient team of movers will deliver the best moving experience ever!

    Our family of professionals start by providing you with a one-on-one consultation with a relocation specialist to cover every aspect of your move. On moving day, your movers will arrive ready to execute a well laid out plan to ensure that your move is fast, efficient and safe. Safety is paramount for our team, and we recommend taking full advantage of our custom packing services that offer the best protection for your dishes, electronic equipment, and other specialty items. Or, allow our San Antonio movers to bring our durable and sturdy moving boxes and packing supplies to your door step.

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  • Central Texas Veterans Health Care System #central, #texas, #veterans, #health, #care, #system, #affairs, #vamc, #medical, #center, #temple, #waco, #austin, #brownwood, #bryan, #college #station, #palestine, #cedar #park, #lagrange, #va, #hospital, #healthcare, #va


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    Stay Informed

    TRAFFIC CHANGES: Additional changes to traffic flow along with construction detours to our Temple main site with start on Tuesday, June 20, 2017. The intersection South 5th Street at Avenue U will be closed for several weeks to work on another phase to update area roadways. Estimated completion time is the middle to the end of August pending weather conditions. The recommended route from the southwest and west (east and north bound from I-35 and Loop 363) will be to take South 31st Street to Avenue R to access the facility. The secondary route will be take the 5th Street exit and follow the detour signs to 7th Street to Avenue R. Click here for map.

    Starting Monday (Jan. 16, 2017), TxDOT will close the eastbound Loop 363 turnaround to north Spur 290 (1st Street) and the southbound 1st Street ramp to eastbound Loop 363. The closure is for a project to make a signalized interchange at the intersection of 363 and 290. Completion is expected spring of 2018. Click link for recommended routes: TxDOT Map

    Veterans Access, Choice and Accountability Act

    VETERANS BEWARE: The official VA Choice Program telephone line is 1-866-606-8198. There is a very similar telephone number (1-800-606-8198; THIS IS NOT A VA NUMBER) being used by scammers attempting to gain credit card information from Veterans. VA will never ask for your credit card information as any type of incentive.

    SCAM ALERT: Police Departments in the Central Texas area are warning residents, especially the eldery and Veterans, about fraud scams. The Police believe those receiving benefits from the Department of Veterans Affairs are being targeted. Veterans or others in receipt of VA benefits should know that VA will never call you to get your personal, credit or bank information. If you believe you have been a victim, please contact your local police department to report the incident, whether or not those responsible were successful or not in stealing money.

    VA Notice – Texas Concealed Handgun Law and the new Texas Open Carry Law (Effective Jan. 1, 2016DOES NOT APPLY to VA property. No firearms or weapons are allowed on our VA controlled property. Any confiscated firearms will be destroyed and offender will appear before Federal Court. Only certified police officers in the commission of his or her duties may bring a firearm onto VA property. Texas concealed and open carry handgun laws DO NOT apply to VA property.

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    The remedial legislation enacted or to be enacted by which all automobile owners will be compelled to do definite things would be passed, therefore, because of the action of 4,240 or 3,710 persons responsible for the evil. In this connection, it is illuminating to know that in Texas, for example, in 1925, the year from which the above statistics have been taken, there were at least 698,- 378 persons licensed to operate automobiles by that state alone. In this connection, it must be remembered, too, that a large percentage of the accidents were caused by persons licensed in other states. Find Cheap auto insurance Texas. And in the same year, there were 764,338 motor vehicles registered. Many of the accidents, too, were caused by automobiles not registered in Massachusetts. It would thus appear that because of the misdeeds of far less than one-half of 1 per cent of all those possibly affected all must be compelled to do something.

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    Substituting dollars for jail cells as the penalty for reckless driving and motor vehicle law violations is sure to be one of the chief results of all compulsory automobile liability insurance legislation. When the end sought is reparation and indemnity it is altogether logical that prevention and punishment will become a subordinate objective in both the public and the official mind. The principle involved is, in most cases, the same as that which condones larceny when restitution is made.

    The whole compulsory liability insurance scheme is, indeed, a twentieth century revival of the primitive custom of permitting the purchase of immunity for misdeeds. It advocacy is in effect a confession that our supposedly highly developed civilization cannot master the highway accident problem and that it is therefore necessary to revert to the legal code of barbaric tribes in which compensation was the established penalty for injuries and prevention through community enforced restraints was unknown. It is a throwback to the days when the law of crime as a public offense was in process of formation, one of those childish reversions to the archaic which strangely enough often characterize the plots and plans of the professional reformer of today.

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    This code survives in remote corners of the world untouched by human progress. But among people who have contributed to the culture and civilization of this generation it has been in disuse for ten centuries. In Anglo-Saxon Britain before the Norman conquest nearly every wrong was righted by a fine paid to the injured persons. If a man was killed the slayer had to pay an amount known as the wer to the dead man s kin, the amount being determined by the victim s rank in society. In case of personal injuries and other flagrant wrongs the fine exacted in composition was known as the bot , and was paid directly to the person injured or damaged. Similar systems also existed in Celtic England before the Anglo-Saxon invasion and are to be found recorded in ancient Jewish and Babylonian law.

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    Sally Skull – The Scariest Siren in Texas, By Maggie Van Ostrand #sally #skull, #sally #scull, #texas, #cowgirl, #murder, #murderer, #killer, #history, #article, #essay, #story


    Second only to becoming famous as one of Jack the Ripper’s victims would be gaining celebrity as one of Sally Skull’s husbands. A man would be joining the ranks of a now-defunct exclusive club of five once-frisky members. Some say Sally didn’t always wait to get a divorce, and perhaps took the easy way out. She killed them.

    I don’t give a damn about the body, but I sure would like to have the $40 in that money belt around it, muttered Sally, referring to the drowned remains of Husband #4.

    Such acquisitive sentiments were not uncommon with Sally, known throughout Texas as a woman who could shoot, trade horses, ride, and lasso as good as any man. Better. We know she could shoot flawlessly, ride like a man, and cuss like a muleskinner. We also know that she loved dancing and draw poker.

    Most of all, Sally loved men. She had a total of five husband-notches in her gun belt, all of whom felt her dominance. Dogmatic and determined, she possessed so much strength that none of her husbands could stand living with her for very long, states the book, Outlaws in Petticoats.

    She was born Sarah Jane Newman in Pennsylvania about 1817 or 1818. Her grandfather, William Rabb, was one of Stephen F. Austin’s Old Three Hundred and was given virgin land in exchange for building a gristmill and sawmill in what is now Fayette County. The family had to learn survival tactics, as they were now in Comanche territory where something as simple as failing to extinguish a burning candle could result in death, if marauding savages, aided by the candlelight, shot their deadly arrows through cracks in the cabin walls.

    One evening, Sally’s mother, Rachael Newman, spied a hostile Indian’s foot under the space between the bottom of the cabin door and the dirt floor, trying to raise the door off its hinges. Rachel reached for a double-bit ax, raised it above her head, and with a quick, swift motion, chopped off the heathen’s toes. When other Comanches tried to enter the cabin through the chimney, she set fire to a feather pillow and sent smoke up the chimney, setting them ablaze. She was courageous, crafty and audacious.

    Sally inherited a strong constitution from her mother’s examples and showed great courage in the face of danger, even as a young girl. Reports Outlaws in Petticoats. Once she watched as two Indians spied on them from the bushes. At the time, she, her sister, and mother were entertaining a neighbor. When the visitor realized that Indians were approaching, his nerve left him, and he pretended his gun was broken. ‘I wish I was two men,’ he said feebly, ‘then I would fight those Indians.’ ‘If you were one man,’ cried Sally, ‘you would fight them! Give me that gun!’

    Eventually, the Newmans moved to Egypt, Texas, a safer territory, located upriver from present-day Wharton.

    Sally lived the life of a gunslingin’, horsetradin’, hardened man, some of that talent having been learned from Husband #1, Jesse Robinson. He was born in Kentucky in 1800 and his father had been a soldier in the Revolutionary War. They say he came to Texas in 1827 and in 1831, he received title to one-fourth of a league of land in De Witt’s Colony in Gonzales County.

    It was as a volunteer in a posse dedicated to the protection of Austin colonists that Jesse first met Sally, then still a little girl. The posse rescued the Newmans from 200 Waco and Tawakoni Indians who were trying to burn them alive. Just imagine the heroic sight of Jesse driving off the marauding savages and coming to the rescue of the Newmans. That would have remained in the mind of any little girl, as it did in Sally’s. When she got older, she would marry her hero.

    In 1839, Jesse received 640 acres of land for his participation in the battle of San Jacinto and he was present when Santa Anna surrendered to General Sam Houston. In addition he received a certificate for 320 acres in 1838 for serving in the army from March to June 1836, but sold it for $50. That may have been the influence of his new wife, 16-year-old Sally, whom he had married in May of that year. Jesse and Sally subsequently had two living children, Nancy (more about her later) and Alfred, who became a Texas Ranger and fought in the Civil War.

    No matter Mr. Robinson’s heroic deeds, he became famous more for being the first husband of Sally Scull than for any brave exploits in defense of his kin and country. Legend tells us he should have received a great deal of land just for putting up with Sally, who was not blessed with a kind, serene, wifely nature.

    An excerpt from the memoirs of legendary Texas Ranger Colonel John S. Rip Ford lends credence to the legend that she would soon become:

    The last incident attracting the writer’s attention occurred while he was at Kinney’s Tank, wending his way homewards from Corpus Christi Fair, 1852. He heard the report of a pistol, raised his eyes, saw a man falling to the ground and a woman not far from him in the act of lowering a six-shooter. She was a noted character named Sally Scull. She was famed as a rough fighter, and prudent men did not willingly provoke her into a row. It was understood that she was justifiable in what she did on this occasion, having acted in self defense.

    It wasn’t only self-defense that got Sally riled up enough to shoot. She was described as a merciless killer when aroused and there were those who said it didn’t take much to arouse her. She decided who needed killing and obliged those hapless men who fell into that unfortunate category. Occasionally, she just had a little gunslingin’ fun, like the time word got back to her of nasty remarks a stranger had made behind her back. She found the man and menacingly snarled, So you been talkin’ about me? Well, dance, you son of a bitch! and began blasting away at his boots with her six-shooters sounding like a Gatling gun and aiming at his fast-moving feet like they were a pair of glass bottles standing still on a stone wall. This caused him to do a mighty fast dance in the dusty street. It sure couldn’t have been a waltz. Nobody knows the original remark that set Sally off but it must’ve been awful insulting.

    Another time, Sally ran into a freighter who owed her money. She grabbed an ax and said, If you don’t pay me right now you son-of-a-bitch, I’ll chop the Goddam front wheels off every Goddam wagon you’ve got. He did the only thing possible — he came up with the money, paid Sally, and lived to tell the tale. Presumably.

    She could shoot equally skillfully left- or right-handed, and carried a black-leather-handled, tooled whip with which she could snap the heads off innocent flowers or the skin off the back of a man she believed did her wrong. Not only was she adept at using the six-shooters in the cartridge belt on her hips (French pistols hidden beneath her skirts, when she wore skirts), she carried a rifle and was as good a sharpshooter as Annie Oakley. long before Annie was born.

    Moving Companies in Dallas, TX #moving #companies #dallas #texas


    Movers in Dallas, Texas

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    University of North Texas Official Athletic Site #texas #southern #university #softball


    C-USA Announces Preliminary Television Schedule For 2017

    6/7/2017 – Eight North Texas football games will be broadcast nationally in 2017, Conference USA announced Wednesday. The current schedule features games to air nationally by all four of the league s primary television partners, with additional games to be added prior to the beginning of the season.

    McCasland Lands Transfer Forward Jahmiah Simmons

    6/7/2017 – North Texas men s basketball head coach Grant McCasland has picked up Arkansas State transfer Jahmiah Simmons for the 2017-18 season.

    Grant McCasland Completes Support Staff

    6/7/2017 – North Texas men’s basketball head coach Grant McCasland has completed his support staff by hiring Andrew Hudiburg (director of scouting), Phil Baier (assistant director of strength and conditioning) and Jon Trilli (director of basketball operations), announced Wednesday.

    Softball’s Perella Receives C-USA Spring Spirit Of Service Award

    6/7/2017 – North Texas softball player Harley Perella was one of 14 student-athletes that received the Conference USA Spring Spirit of Service Award, C-USA Commissioner Judy MacLeod announced Wednesday.

    North Texas, Houston Agree to Home-And-Home Series

    6/5/2017 – The North Texas football program and Vice President/director of athletics Wren Baker announced Monday that the Mean Green have agreed to a home-and-home series with the University of Houston. The Mean Green are scheduled to host the Cougars in 2019, while traveling to Houston in 2023.

    Women’s Basketball Adds Transfer Guard

    6/1/2017 – Plano native and University of the Pacific transfer Callie Owens is joining the North Texas women s basketball program, announced by Mean Green head coach Jalie Mitchell on Thursday.

    Mean Green To Face Iowa At 2:30 p.m. On ESPN2

    5/31/2017 – North Texas and Iowa will kick off their non-conference tilt on Saturday, Sept. 16, at 2:30 p.m. CT in a game broadcast live on ESPN2, the network announced Wednesday.

    NT Legend Joe Greene To Host Scholarship Fundraiser

    North Texas athletics and NFL Hall of Famer Joe Greene and the Greene Family Foundation will host Nibble and Mingle, a fundraising event benefiting the Agnes.

    Track & Field Completes Outdoor Season At NCAA West Prelims

    The North Texas track & field team finished the 2017 outdoor season at the NCAA West Preliminary round Friday night at Myers Stadium.

    Kelli Schkade Earns CoSIDA Academic All-America Honors

    North Texas senior shortstop Kelli Schkade was selected to the 2017 CoSIDA Academic All-America NCAA Division I Third Team on Thursday by the College Sports.

    Track & Field Lands Three On C-USA All-Academic Team

    Three members of the North Texas track & field team were selected to the InTouch Credit Union All-Academic team, announced by the league office on Wednesday.

    VIDEO: Zach Orr Speaks At The Salvation Army of Denton County

    Former North Texas and NFL player Zach Orr and Fox 4 sports director Mike Doocy were recently the keynote speakers to the Salvation Army of Denton County.

    MULTIMEDIA: A Year In Review

    After falling short of the Conference USA tournament in 2016, the North Texas softball team rebounded in 2017, posting 25 wins with one of the toughest.

    Mean Green Track & Field Treks To NCAA West Prelims

    Six North Texas track & field athletes will compete at the 2017 NCAA West preliminaries hosted by the University of Texas at Myers Stadium in Austin on May.

    Mean Green Day With Rangers Set For June 2

    FOX Sports Southwest and the Texas Rangers are bringing back Texas Rangers University Days for a fourth season in 2017, and North Texas will have its game.

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    Certified Occupational Therapist Assistant Salaries by education, experience, location and more #p #a #salary, #certified #occupational #therapist #assistant #unemployment #insurance #benefits #compensation #unemployed #salary #range #job #search #career #education #salaries #employee #assessment #performance #review #bonus #negotiate #wage #change #advice #california #new #york #jersey #texas #illinois #florida


    Certified Occupational Therapist Assistant Salaries

    Alternate Job Titles: Certified Occupational Therapist Assistant

    • What is the average annual salary for Certified Occupational Therapist Assistant?

      How much does a Certified Occupational Therapist Assistant make? The median annual Certified Occupational Therapist Assistant salary is $55,120. as of May 30, 2017, with a range usually between $49,656 – $60,562. however this can vary widely depending on a variety of factors. Our team of Certified Compensation Professionals has analyzed survey data collected from thousands of HR departments at companies of all sizes and industries to present this range of annual salaries for people with the job title Certified Occupational Therapist Assistant in the United States.

      This chart describes the expected percentage of people who perform the job of Certified Occupational Therapist Assistant in the United States that make less than that annual salary. For example the median expected annual pay for a typical Certified Occupational Therapist Assistant in the United States is $55,120, so 50% of the people who perform the job of Certified Occupational Therapist Assistant in the United States are expected to make less than $55,120.

      Source: HR Reported data as of May 30, 2017

      • About this chart

        This chart describes the expected percentage of people who perform the job of Certified Occupational Therapist Assistant that make less than that salary. For example 50% of the people who perform the job of Certified Occupational Therapist Assistant are expected to make less than the median.
        Source: HR Reported data as of June 2017

        Assists an Occupational Therapist with rehabilitative activities for patients who may have developmental, physical and emotional impairments. Prepares equipment for treatment and may perform clerical duties for the department. Requires an associate s degree and passing of a national examination to be a Certified Occupational Therapist Assistant (COTA). Familiar with standard concepts, practices, and procedures within a particular field. Relies on experience and judgment to plan and accomplish goals. Performs a variety of tasks. A limited degree of creativity and latitude is required. Typically reports to an occupational therapist. View full job description

    Animator education requirements #animator #education #requirements, #cartoonist #/ #animator #unemployment #insurance #benefits #compensation #unemployed #salary #range #job #search #career #education #salaries #employee #assessment #performance #review #bonus #negotiate #wage #change #advice #california #new #york #jersey #texas #illinois #florida


    Cartoonist / Animator Salaries

    Alternate Job Titles: Cartoonist / Animator, Cartoonists and Animators, Cartoonists Animators

    • What is the average annual salary for Cartoonist / Animator?

      How much does a Cartoonist / Animator make? The median annual Cartoonist / Animator salary is $51,107. as of August 03, 2017, with a range usually between $42,626 – $61,802. however this can vary widely depending on a variety of factors. Our team of Certified Compensation Professionals has analyzed survey data collected from thousands of HR departments at companies of all sizes and industries to present this range of annual salaries for people with the job title Cartoonist / Animator in the United States.

      This chart describes the expected percentage of people who perform the job of Cartoonist / Animator in the United States that make less than that annual salary. For example the median expected annual pay for a typical Cartoonist / Animator in the United States is $51,107, so 50% of the people who perform the job of Cartoonist / Animator in the United States are expected to make less than $51,107.

      Source: HR Reported data as of August 03, 2017

      • About this chart

        This chart describes the expected percentage of people who perform the job of Cartoonist / Animator that make less than that salary. For example 50% of the people who perform the job of Cartoonist / Animator are expected to make less than the median.
        Source: HR Reported data as of August 2017

        Provides drawings or animations used in advertising, illustrating ideas and promotional efforts to amuse audiences or to meet other needs. Uses various methods to communicate the organization s efforts through an assortment of freehand artwork. May prepare artwork for printing or mass production. Typically reports to a supervisor or manager. Works on projects/matters of limited complexity in a support role. Work is closely managed. Typically requires 0-2 years of related experience. View full job description

    Bad Credit Mortgage Lenders in Texas, TX #online #auto #loans

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    Bad Credit Mortgage Lenders in Texas, TX

    April 26, 2011

    Author: Allison K.Watkins

    Will I be charged the Same Interest Rate as People with Good Credit?

    No. Your interest rate will be much higher than those who have excellent credit. However, if your down payment is high, your interest rate will be lower and your terms will be much better.

    What Should I Pay in Interest if I have Bad Credit?

    Bad credit mortgage lenders in Texas should not charge you more than 1-2 percent over the normal interest rate that is being offered in Texas.

    Will I Have to Make a Down Payment?

    Most bad credit mortgage lenders in Texas will require a down payment if you have a bad credit rating and you are taking a new home loan.

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    You can obtain a better mortgage rate by making a high down payment or by taking the necessary steps to rebuild your credit score .You can also look into private lenders as well as, banks, credit unions and other traditional lending institutions.

    Applying for a Bad Credit Mortgage Loan in Texas

    Strict lending rules in the mortgage industry have left borrowers who have less than perfect credit history sitting on the sidelines, so it may be tougher to find a bad credit mortgage deal in Texas. However, when searching for a bad credit mortgage loan . make sure you take the time to shop around for the best deals and choose your lender with care. The process is not that difficult. However, you will need to provide lots of information and documents to show employment status and your ability to pay back the loan. You will need to show:

    • Proof of income
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    • List of current debts
    • Income tax statements

    Bad credit mortgage loans in Texas are available for people just like you who are suffering from making bad financial decisions in the past. However, the key to finding the best bad credit mortgage lenders in Texas is to shop around until you find the best deal that meets your financial situation.

    Majors, Minors, Programs #rice #university, #rice, #william #marsh #rice, #rice #owls, #houston, #texas


    Rice University: Unconventional Wisdom

    There is no I in Rice.

    Philosophically speaking, anyway. At Rice we understand the power of individual thought and reflection. But a small research university is made large by collaboration. With more than 40 interdisciplinary centers and partnerships with other institutions, Rice produces big results. We bring our undergraduate students into our labs to work with gifted researchers, staying true to the real definition of experiential learning.

    Not just to get an education, but to
    live a life.

    That’s what Edgar Odell Lovett, Rice’s first president, wanted students to experience. At Rice, we take the business of knowledge seriously but this doesn’t mean we don’t have fun. We do. But in the deepest sense, we understand that only those things taken seriously are really fun. If you like this idea, you will like Rice.

    Our students come from all walks of life to engage in the Rice experience and go on to become some of the world’s most exceptional thinkers, researchers, professionals, athletes and artists. By embracing the Rice spirit of “no upper limit,” our alumni community remains connected with the university for a lifetime of learning and support. The Association of Rice Alumni strengthens these connections through programs that unite alumni, students, faculty, parents and friends around the globe.

    Broadly recognized excellence and distinction.

    Year in and year out, our graduates bring the skills, morals and attributes they developed as student–athletes at Rice into their professional lives, whether they continue their careers in the professional sports arena or represent the newest generation of CEOs, doctors, lawyers, educators, consultants, entrepreneurs or managers.

    Located on a 300-acre tree-lined campus in Houston, Rice University is consistently ranked among the nation’s top 20 universities by U.S. News World Report. Rice’s undergraduate student-to-faculty ratio is approximately 6-to-1. Its residential college system builds close-knit communities and lifelong friendships, just one reason why Rice is highly ranked for best quality of life by the Princeton Review and for best value among private universities by Kiplinger’s Personal Finance.

    No limits, no boundaries, no stopping.

    At Rice, we learn from our world-class faculty, from each other and from people around the globe. Rice has highly respected schools of architecture, business, continuing studies, engineering, humanities, music, natural sciences and social sciences and is home to the Baker Institute for Public Policy. We offer robust and productive research and teaching endeavors across a wide spectrum of disciplines, with a strong focus on the student experience and outcomes.

    There is no I in Rice.

    Philosophically speaking, anyway. At Rice we understand the power of individual thought and reflection. But a small research university is made large by collaboration. With more than 40 interdisciplinary centers and partnerships with other institutions, Rice produces big results. We bring our undergraduate students into our labs to work with gifted researchers, staying true to the real definition of experiential learning.

    Not just to get an education, but to
    live a life.

    That’s what Edgar Odell Lovett, Rice’s first president, wanted students to experience. At Rice, we take the business of knowledge seriously but this doesn’t mean we don’t have fun. We do. But in the deepest sense, we understand that only those things taken seriously are really fun. If you like this idea, you will like Rice.

    Our students come from all walks of life to engage in the Rice experience and go on to become some of the world’s most exceptional thinkers, researchers, professionals, athletes and artists. By embracing the Rice spirit of “no upper limit,” our alumni community remains connected with the university for a lifetime of learning and support. The Association of Rice Alumni strengthens these connections through programs that unite alumni, students, faculty, parents and friends around the globe.

    Broadly recognized excellence and distinction.

    Year in and year out, our graduates bring the skills, morals and attributes they developed as student–athletes at Rice into their professional lives, whether they continue their careers in the professional sports arena or represent the newest generation of CEOs, doctors, lawyers, educators, consultants, entrepreneurs or managers.

    Preprofessional Programs and Advising

    Flexible Distribution Requirements

    With the goal of giving undergraduates a broad education beyond their major, Rice has established flexible distribution requirements as part of the requirements for graduation. By the time they graduate, students must take 12 hours each in the fields of humanities, social sciences, and applied sciences. Rice builds flexibility into the requirements so that students have the freedom to select the courses that interest them most.

    Visit Rice’s General Announcements website for more information on graduation requirements for your degree.

    6100 Main St. Houston, TX 77005-1892
    Mailing Address: P.O. Box 1892 Houston, TX 77251-1892

    The Top 10 Car Insurance Companies in Dallas #best #auto #insurance #companies #in #texas


    The Top 10 Car Insurance Companies in Dallas

    Dallas is the fourth largest metropolitan area in the United States, and the third largest city in Texas. Altogether, Texas has the second largest number of licensed drivers of any state in the country, with over 13 million drivers. Because Dallas is geographically much larger than other major cities throughout the country, drivers spend more time on the road each day than they would in a more compact city like Manhattan. As with most large cities, Dallas has higher rates than rural communities, making the search for affordable car insurance even more important.

    Why are car insurance rates higher in Dallas?

    Car insurance companies base their rates on dozens of factors, from the make and model of the insured vehicle to the age and marital status of the driver. Generally, insurance companies are interested in determining how likely a driver is to be involved in a car accident. The higher the probability of an accident occurring, the higher rates will be to compensate.

    Many car insurance rates are determined individually based on a person s driving history. Some factors, however, are based on a driver s geographic location. Quotes vary not only from one state to the next but also by city and even postal code. If you live in an affluent neighborhood with low crime, for example, your insurance will be less expensive than if you live in an inner-city urban neighborhood with a higher incidence of theft and vandalism.

    In the case of large cities, several factors are included that determine insurance rates. First, large cities will tend to have a higher incidence of crime; theft and vandalism in particular are highly important to car insurance providers, as claims are often filed for vehicles damaged in this way. Additionally, large cities account for long commutes and heavy traffic. Because accidents are much more likely to occur in areas of congested traffic, insurance rates will be higher. Additionally, multiple-car accidents happen more frequently in large cities with bumper-to-bumper rush-hour traffic.

    Dallas is the third most congested city in the country, and features an average driver commute of 27 minutes. This commute time is slightly higher than the national average. The necessity of drivers to commute through crowded highways is responsible for Dallas car insurance rates being somewhat higher than they would be in rural Texas. Dallas is also ranked in the top 50 cities for car thefts.

    Weather also plays a role in car insurance rates. Since auto insurance covers damage caused by weather events such as tornadoes and hail, areas with a higher incidence of inclement weather will be subject to higher premiums than other locations. Dallas has fairly extreme weather when compared to other more coastal cities; ice storms are not uncommon in the winter, and tornadoes and hail occur frequently in the summer.

    Required Car Insurance Coverage in Texas

    The state of Texas requires all drivers to purchase a minimum of 20/40/15 liability coverage. This means that you need to purchase $20,000 worth of bodily injury liability per person ($40,000 per incident) and $15,000 in property damage liability insurance. Liability coverage insures that you pay for injuries and damage that you cause in a car accident.

    Bear in mind that the state minimum may not be enough to cover your needs. It s very easy to use $15,000 in property damage liability coverage in a single accident, especially if there are multiple cars involved. Most insurance policies have much higher limits of up to $100,000 for property damage and $300,000 for bodily injury liability.

    Of course, the higher the limits of your liability coverage, the lower your premium. If you are involved in a car accident causing more damage than your insurance can pay, however, you will need to pay the remainder out of your pocket. Being unable to pay for an auto accident can damage your credit score and even lead to your license being suspended.

    When you buy car insurance in Dallas, you may also wish to purchase collision and comprehensive coverage. These pay for damage to your vehicle when it s involved in an accident, theft, vandalism or natural disaster. Additional coverage available in Texas includes uninsured motorist coverage, which pays for damage caused to your vehicle by a driver without insurance; rental reimbursement coverage, which pays for alternate transportation while your car is in the shop; and personal injury protection, which pays toward your medical expenses if you are injured in a car accident.

    Top 10 Dallas Insurance Companies

    Nationally, there are several major insurance companies that provide auto insurance for the majority of private insurance needs. There are also several smaller, local insurance companies operating in the Dallas area that may be able to provide you lower premiums than the major providers.

    1. State Farm. The largest insurer in the country, State Farm carries over twice as many policies as any other insurance company. The company was founded in 1922 as a mutual insurance company, meaning that the policyholders also held shares in the company. Originally intended as an insurance company to protect the assets of farmers, State Farm expanded to pay for private and commercial insurance. State Farm is also a powerful financial institution and lender. State Farm is fairly unique among other insurance companies in that nearly all facets of a claim are handled through the insurance agent, rather than between the insured and the claims department directly. This means that State Farm hires many more agents than most other companies.

    2. Farmer s. The second most popular company for Texan insurance holders, Farmer s is actually located in Zurich, Switzerland. In addition to vehicle insurance, Farmer s also offers home, life and other types of insurance policies. They are also a financial institution that provides such services as mutual funds and annuities. As with State Farm, its popularity in Texas may be due to the agricultural angle the company was founded on.

    3. Progressive. Located in Austin, Texas, Progressive is a rapidly-growing insurance company founded in 1937. Unlike other companies, Progressive focuses entirely on auto policies and personal-liability; there is no Progressive home insurance.

    4. GEICO. Officially named Government Employees Insurance Company, GEICO has been selling personal auto policies to individuals since the late 1970s. In the past decade, GEICO s advertising strategy has become focused on securing customers from the direct market, leading the company to be one of the most well-known names in car insurance.

    5. Allstate. Carrying roughly half the number of policies of State Farm country-wide, Allstate insurance is the second-largest insurance company nationally but the fifth most popular in Texas. Allstate insurance began as a part of the Sears, Roebuck and Co. in 1931, and became independent in 1993. Like State Farm, Allstate primarily deals through its agent support staff, but in recent years has begun to put more focus on direct sales through its website and 1-800 number.

    6. USAA. United Service Automobile Association insurance is offered specifically to individuals who have served in the US military, or their families. In addition to insurance, USAA provides financial services such as banking, credit cards and various types of investments. The company headquarters is located in San Antonio, Texas.

    7. Home State County Mutual Insurance Company. This company has been providing auto insurance in Texas for 60 years; as a mutual company, the clients invest in partial ownership of the company. Home State County Mutual is unique in that it is Texas-specific.

    8. Consumers County Mutual Insurance Company. Another mutual company, this business is located out of Dallas, Texas and is the eighth most popular insurance provider in the state. Consumers County Mutual provides coverage for automobiles, boats and other vehicles but does not carry homeowner s insurance.

    9. Texas Farm Bureau Casualty Insurance Company. Located in Waco, Texas, this company incorporated quite recently but already holds a large number of policies throughout the state. In addition to auto coverage, Farm Bureau provides insurance targeted to farmers and ranchers, including protection for livestock.

    10. Southern County Mutual Insurance Company. Operating out of Dallas, Texas, Southern County Mutual provides underwriting to several companies, including The Hartford Company.

    Overall, popular car insurance companies in Dallas range from the largest insurers in the nation to smaller private insurers throughout Texas. The state s strong agricultural roots are evident in the popularity of insurance companies related to farming, and a degree of state pride is evident in the number of popular insurance headquarters located in the state.

    Ultimately, the best way to determine what car insurance company you should use is to search for quotes until you find one that matches your needs. You can visit a local agent or contact a customer service representative online to get an idea of what the company is like. In some situations, agencies will support multiple different companies, so you may be able to move from one company to the next without changing your agent.

    Quote Form Widget

    Example of Texas Articles of Incorporation #texas #incorporation


    Example of Texas Articles of Incorporation

    Related Articles

    Although some formalities are required, incorporation can be an important first step in any successful business venture. One such formality, in Texas, is the drafting and filing with the Secretary of State of a certificate of formation, also known outside the state as articles of incorporation. Texas law requires that certain information be contained in the document, but it can also include optional provisions not specified in statute.

    Ready to incorporate your business? Get Started Now

    Certificate of Formation Overview

    In Texas, corporations must file a certificate of formation with the Secretary of State in order to officially form the business. The document serves as a kind of constitution for the corporation, and provides the essential information about the business. The Texas Business Organizations Code specifies what information must be included in the certificate for it to be accepted by the state. You may include additional information in the certificate, but only if it is compliant with state law.

    Required Provisions

    Texas law requires new businesses to include specific information in the certificate of formation. You must include the name of the corporation, which cannot be the same as, or similar to, any other registered business in Texas. Further, you must include the name of a registered agent, or the person you want to be responsible for accepting legal documents on behalf of the organization. Corporations must also include the purpose of the business, address of the business, and names of the organizers. Texas corporations must have at least one director, which you must list on the certificate. Corporations must also list the number and type of authorized shares the business will issue. Finally, a certificate of formation will not be complete without the signature of an incorporator.

    Optional Provisions

    Beyond the minimum requirements, Texas corporations are allowed to include additional provisions in the certificate of formation. State law provides that corporations exist perpetually, but you may include a provision that dissolves the business on a specified date or after a specified event occurs. You may include any other legal terms in the certificate, such as provisions that limit the compensation to the board of directors.

    State Resources

    On the Texas Secretary of State website, you may find an example of a certificate of formation that meets the minimum legal requirements. The blank certificate allows you to fill in information about your corporation and already includes the required language about authorized shares, purpose of the organization and effective date of filing.

    Ready to incorporate your business? Get Started Now


    About the Author

    Elizabeth Rayne earned her J.D. from Penn State University and has been practicing law since 2009, advising clients on issues ranging from employment law to nonprofit management. For two years, she served as a contributing editor for the Vermont Environmental Monitor.

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    Registered Nursing Schools & Training Programs (RN Schools) #registered #nursing #schools, #registered #nursing #training #programs, #rn #schools, #nursing #schools #in #texas, #nursing #schools #in #florida, #nursing #schools #in #georgia, #nursing #schools #in #nj, #nursing #schools #in #nyc, #nursing #education #requirements


    Registered Nursing Schools and Training Programs (RN Schools)

    Registered nurses (RNs) are licensed health care professionals who provide direct care to patients. Individuals who have become RNs are graduates of a formal nursing education program and are responsible for providing direct care to patients on a variety of levels that may include assessing, planning, implementing and evaluating nursing care of the sick and injured.

    Registered Nursing Schools

    Numerous programs at the undergraduate level are available to help students gain skills to become an RN, but a college education is necessary to be eligible for the NCLEX-RN exam and to seek state licensure. The truth is that the scope of registered nurse training programs vary significantly in terms of time commitment and number of required courses, but just a few of these many available programs include:

    • Lone Star College: This college’s campus in North Harris, Texas offers an associate degree in nursing (ADN) to help students prepare for RN licensing and a nursing career. It also offers a transitional program for those already working in the field as a licensed vocational nurse (LVN), but who want to complete the coursework necessary to obtain their ADN degree.
    • Western Nevada College: The nursing program available at this school, which has campuses in Carson City, Fernley, Yerington and other Nevada locations, leads to an associate of applied science degree in nursing and encompasses 75.1 credits in all, including several labs and clinical experiences. The program also is approved by the Nevada State Board of Nursing.
    • DeAnza College: This college, located in Cupertino, Calif. also offers an ADN degree as well as an LVN transition program to help nurses who are LVNs work toward becoming RNs. Three application periods are available each year for studentsto seek enrollment into either program.
    • Tulsa Community College: Not only does this Oklahoma-based school offer an associate of applied science degree in nursing, but also provides an articulation agreement with Northeastern state University, in Tahlequah, Okla. so that students can complete a bachelor’s of science in nursing (BSN) degree if they are interested. Some of the upper-level courses may even be available online.
    • Arizona State University: Students who already are working as RNs, but want to advance their education from an ADN to a BSN degree can seek enrollment at this school, which has four campuses throughout Phoenix. The university’s RN-to-BSN program can be completed within 15 to 18 months with many of the courses being available online.

    Registered nursing schools generally help students to learn about nursing fundamentals, anatomy and physiology, pharmacology, and more. At the upper levels, particularly a bachelor’s degree, students may explore evidence-based practices, clinical skills, and professional theory in greater depth and even complete a nursing capstone project.

    Registered Nurse Degree Programs

    There are three primary educational paths to becoming a registered nurse:

    • Bachelor’s degree in nursing (BSN) – Typically a four-year program, the BSN is the most versatile of the registered nursing training options. Programs include valuable training in communication, leadership, and critical thinking. This background offers expanded career opportunities, both in clinical nursing practice and administrative roles. This degree could qualify you for case management, research, consulting, and teaching as well as supervisory-level clinical positions.
    • Associate degree in nursing (ADN) – Typically a two or three year program, the curriculum emphasizes practical instruction and applied training and is the quickest route into the profession.
    • Diploma from an approved nursing program – Typically a three-year program administered in a hospital, the curriculum is closely tied to clinical practice, with rotations and hands-on training. This option is becoming increasingly rare, as hospital programs are phased out in favor of college training.

    It’s also possible to advance from an associate’s degree or diploma to a bachelor’s degree through a special accelerated RN-to-BSN program. Bachelor’s degree graduates can also qualify for advanced practice nursing or higher-level research and administrative jobs by completing a master’s degree in nursing. Finally, career changers who already have a bachelor’s degree in another field may be able to complete an accelerated BSN degree, which qualifies them for an RN position in 12 to 18 months.

    Registered Nursing Coursework

    Students who pursue bachelor’s degrees usually take a full slate of liberal arts courses, as well as many nursing and health care classes such as:

    More specific coursework in nursing programs could include many of the following classes:

    • Medical vocabulary
    • Concepts of professional nursing
    • Health assessment
    • Leadership in nursing
    • Nursing theory
    • Health promotion in nursing

    Since nurses must be excellent communicators with patients and physicians, many programs have a heavy emphasis on interpersonal and group communications.

    State Registered Nurse License

    The majority of nurses complete associates and bachelor’s degrees before sitting for the National Council Licensure Examination, or NCLEX-RN, to earn a nursing license. This test is developed by the National Council of State Boards of Nursing (NCSBN), and examines an applicant’s knowledge, skills and abilities at the RN level of nursing. The exam is computer based and can be taken through many PearsonVue sites located across the U.S.

    Licensing requirements can vary state by state. More details about licensing can be found through your state’s board of nursing.

    Resources for Registered Nurses

    1. May 2014 National Occupational Employment and Wage Estimates United States, U.S. Bureau of Labor Statistics, Occupational Employment Statistics, May 2014.
    2. Registered Nurses, U.S. Bureau of Labor Statistics, Occupational Employment Statistics, May 2014.
    3. Registered Nurses, U.S. Bureau of Labor Statistics, Occupational Outlook Handbook, Jan. 8, 2014.
    4. Nursing Program Degree, Western Nevada College.
    5. LSC-North Harris Nursing Department, Lone Star College.
    6. Nursing Department, DeAnza College.
    7. Nursing Program, Traditional RN Track. Tulsa Community College.
    8. Nursing (RN to BSN), Arizona State University.

    Career Stories (Job Profiles) for Registered Nursing Schools

    To find out more about building a career as Registered Nurses, we spoke with professionals in the field across a variety of specialties. Learn about their experiences on the job, the steps they took to complete their education, and what it takes to excel in this industry. Click the link to see a story.

    Most Popular Industries for :
    Registered Nursing Schools

    Industries representing at least 1% of total jobs for the occupation.

    2016 Occupational Employment Statistics and 2014-24 Employment Projections, Bureau of Labor Statistics,; 2014-24 State Occupational Projections, Projections Central,

    Texas Tech Today, Texas Tech Today, TTU, texas tech university information.#Texas #tech #university #information


    Texas Tech Today

    Texas tech university information

    (VIDEO) All students were encouraged to enjoy the fellowship and lunch served by the President and his leadership team.

    Texas tech university information

    NWI Researcher: Harvey Had Strongest Winds Ever Measured With StickNets

    The National Wind Institute team deployed 14 instrument platforms along the Texas coast.

    Texas tech university information

    Students Engage Through ‘Raider Welcome’ Events

    (GALLERY) Raider Welcome is a series of fun and free events designed to welcome new and returning students to the Texas Tech campus.

    Texas tech university information

    Summer Construction Projects Wrap Up As Students Return To Class

    (VIDEO) From parks to pavement, improvements were made all over campus this summer.

    Texas tech university information

    Discover Texas Tech: Hospitality Services

    (VIDEO) This series offers a unique perspective into the university and all it has to offer.

    Texas tech university information


    Staff Members Recognized by City of Lubbock

    Texas tech university information


    Summer and Fall Bring Changes to Texas Tech University

    Texas tech university information

    Campus News

    String Project Hosts Informational Session

    Campus News

    Texas Tech University and Alamo Drafthouse Launch Fall 2017 Sexism|Cinema Series

    Campus News

    College of Media & Communication Dean Elected Vice President of the Association for Education in Journalism and Mass Communication

    Campus News

    School of Art Showcases Three Exhibits from Students and Professionals

    I was an Exxon-Funded Climate Scientist

    ExxonMobil´s deliberate attempts to sow doubt on the reality and urgency of climate change and their donations to front groups to disseminate false information about climate change have been public knowledge for a long time, now.

    Foundation Repair Dallas TX, Texas #foundation #repair #dallas, #foundation #repair #dallas #tx, #foundation #repair #dallas #texas, #stratum #foundation #repair, #foundation #repair #texas


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    McKinney, TX Mailing | Billing Address 6401 Eldorado Pkwy. Suite 302 McKinney, TX 75070 Phone: 214-683-2956 Fax: 469-854-2860 Find Closest Location

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    Lubbock VA Outpatient Clinic – Amarillo VA Health Care System #lubbock #va #outpatient #clinic, #amarillo #va #health #care #system, #veterans, #texas #panhandle


    Amarillo VA Health Care System

    Description of Program:

    The Lubbock Outpatient Clinic is designed to deliver primary care services to eligible Veterans living in Lubbock County and outlying areas.

    Services and Scope of Care:

    • Primary Care:
      * Management of Acute and Chronic Diseases
      * Compensation and Pension Exams
    • Specialty Care – Management of Acute Chronic Diseases:
      * Dermatology
      * Optometry
      * Ophthalmology
      * Podiatry
      * Urology
      * Gynecology
    • Supporting Services:
      * Social Services
      * Laboratory
      * Physical Therapy
      * Radiology
      * Pharmacy
      * Dental Clinic
      * Mental Health Clinic
      * Blind Rehabilitation (VIST) Coordinator
    • Patient Education

    Hours of Operation:

    • Monday through Friday 8:00am 4:30pm
      (closed Saturday, Sunday and Federal holidays).


    • 6104 Avenue Q South Drive, Lubbock, TX 79412


    • For information about enrollment in the Lubbock Outpatient Clinic call Eligibility and Enrollment at
      (806) 472-3436


    Patient Advocate Information:

    • Lubbock/Clovis (806) 472-3445.
    • The Patient Advocate is the point of contact when a veteran has a question, complaint or compliment regarding their care at the Amarillo VA Health Care System.

    Other Pertinent Information:

    • For appointments, call Telephone Linked Care (TLC) at the Amarillo VA Health Care System (806) 355-9703 or 1-800-687-8262.
      To assist in your care and treatment, please bring all of your medications to your first appointment.

    Emergency Care:

    • No emergency care is available at this facility.
      For after hours emergency care call 911.

    James R #criminal #law, #dwi, #parole, #traffic, #houston, #texas, #attorney, #parole #revocation, #white #collar #crime, #crime, #murder, #assault, #drug, #parole #board, #parole #attorney, #criminal #attorney, #criminal #lawyer, #parole #lawyer #

    I have recently been honored as one of Houston s Top Lawyers for 2014 in H Texas Magazine. I humbly thank my fellow attorneys and H Texas Magazine for this recognition. It is nice to receive appreciation for my work in representing clients in the courts and before the Texas Board of Pardons and Paroles. Again, I want to thank everyone involved for this honor.

    (Versión en Español) March, 2017 RUMORS: Once again, the rumor-mongers of TDCJ are waging their campaign that the Legislature has changed a law. Once again, I am informing the inmate population: The Texas Legislature does meet this year, but no one will know whether there will be any new laws affecting the inmate population until at least June 2017. Just because a Bill (a suggestion by one of the Legislatures for a.

    Parole in Texas is rather unique. If a family member or loved one has been placed in prison in the state of Texas you should forget about everything you have seen on television. In Texas the parole board members very seldom interview an inmate personally, the inmate is never brought before the parole board to meet and answer questions put to him by the parole board members. A parole package (an evidentiary.

    I am often asked by family members, loved ones, and inmates what type of cases I accept and how successful I have been in representing inmates before the parole board. I have attempted to take a cross-section of the numerous letters I have written to inmate/clients over the approximately 25 years I have argued cases to the parole board informing my clients of the parole board decision in their case. I have.

    Houston Top Lawyer Award I have recently been honored as one of Houston s Top Lawyers for 2014 in H Texas Magazine. I humbly thank my fellow. News (Versión en Español) March, 2017 RUMORS: Once again, the rumor-mongers of TDCJ are waging their campaign that the Legislature. Paroles Parole in Texas is rather unique. If a family member or loved one has been placed in prison in the state of Texas you should. Parole Wins I am often asked by family members, loved ones, and inmates what type of cases I accept and how successful I have been in.

    Pardon the Disruption: The Future You Never Saw Coming.

    Pardon The Disruption high-lights the exponential advances in technology that have disrupted the legal system and the economy over time but those changes will pale in comparison to what is about to occur!

    James Randall Smith Noted for Background in Criminal Justice Law by Worldwide Registry.

    Click on the image below to read full article.

    I just wanted to thank you for the Texas Parole webpage! Having worked for TDCJ for 17 total years and with the Institutional Parole Division for 6 of those years, I can honestly say you did a good job addressing the many questions offenders and families ask!

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    Paralegal I Salaries

    Alternate Job Titles: Paralegal I, Law Clerk I, Legal Aid I, Legal Assistant I

    • What is the average annual salary for Paralegal I?

      How much does a Paralegal I make? The median annual Paralegal I salary is $52,824. as of May 30, 2017, with a range usually between $46,712 – $59,646. however this can vary widely depending on a variety of factors. Our team of Certified Compensation Professionals has analyzed survey data collected from thousands of HR departments at companies of all sizes and industries to present this range of annual salaries for people with the job title Paralegal I in the United States.

      This chart describes the expected percentage of people who perform the job of Paralegal I in the United States that make less than that annual salary. For example the median expected annual pay for a typical Paralegal I in the United States is $52,824, so 50% of the people who perform the job of Paralegal I in the United States are expected to make less than $52,824.

      Source: HR Reported data as of May 30, 2017

      • About this chart

        This chart describes the expected percentage of people who perform the job of Paralegal I that make less than that salary. For example 50% of the people who perform the job of Paralegal I are expected to make less than the median.
        Source: HR Reported data as of June 2017

        Provides support to attorneys. Under the direction of an attorney, resolves routine legal issues. Researches and analyzes law sources such as statutes, recorded judicial decisions, legal articles, treaties, constitutions, and legal codes to prepare legal documents, such as briefs, pleadings, appeals, wills, contracts, etc. May require an associate s degree or its equivalent and 0-2 years of experience in the field or in a related area. Has knowledge of commonly-used concepts, practices, and procedures within a particular field. Relies on instructions and pre-established guidelines to perform the functions of the job. Works under immediate supervision; typically reports to an attorney. View full job description