Your Loan Enquiry Form
Need new wheels?
Doing up the house?
Need a break?
Joining a credit union is easy once you are within the common bond of the credit union. Join Now.
When applying for membership you will be asked for proof of ID and proof of address, for example a current passport and recent utility bill.
To find your local credit union, visit our CU Locator.
Before taking out a loan of any kind, it’s worth taking the time to understand how lending works.
That way you can compare the benefits and be aware of the risks. Here are some of things that make a credit union loan different:
- There are no hidden fees or transaction charges.
- Credit union interest rates are fair and reasonable and capped by law.
- Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
- Once you are eligible for a credit union loan, repayment terms can be designed around your needs.
Whether you’re saving for something in the future or just for a ‘rainy day’, regular saving is a good idea.
Regular saving with your credit union is an even better idea. At your credit union, you’re not just a customer, you’re a member of a successful financial co-operative.
Each share you hold in your credit union is equal to 1/ 1stg. Depending on the rules of your credit union, to be a member there will be an entrance fee of not more than 1.27/ 1stg and you will need to hold a minimum savings of between one and ten shares.
You can use the CU Locator to locate or find contact details for your local credit union.
Please check with your local credit union to ensure Opening Hours listed are correct.