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Home – Credit – The Irish League of Credit Unions, credit union loan.#Credit #union #loan

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Doing up the house?

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Need a break?


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Joining a credit union is easy once you are within the common bond of the credit union. Join Now.

When applying for membership you will be asked for proof of ID and proof of address, for example a current passport and recent utility bill.

To find your local credit union, visit our CU Locator.


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Before taking out a loan of any kind, it’s worth taking the time to understand how lending works.

That way you can compare the benefits and be aware of the risks. Here are some of things that make a credit union loan different:

  • There are no hidden fees or transaction charges.
  • Credit union interest rates are fair and reasonable and capped by law.
  • Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
  • Once you are eligible for a credit union loan, repayment terms can be designed around your needs.


Credit union loan

Whether you’re saving for something in the future or just for a ‘rainy day’, regular saving is a good idea.

Regular saving with your credit union is an even better idea. At your credit union, you’re not just a customer, you’re a member of a successful financial co-operative.

Each share you hold in your credit union is equal to 1/ 1stg. Depending on the rules of your credit union, to be a member there will be an entrance fee of not more than 1.27/ 1stg and you will need to hold a minimum savings of between one and ten shares.


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You can use the CU Locator to locate or find contact details for your local credit union.

Please check with your local credit union to ensure Opening Hours listed are correct.


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UPS Employees Federal Credit Union, Personal Banking and Loans, credit union loans.#Credit #union #loans

Financial Building Block

Get a no-fee credit card with a low rate

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Hit the Open Road

Deals on Wheels puts you in the driver’s seat

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Signed and Delivered

Our member benefits provide more value

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Maximum Mobility

Bank from anywhere, anytime

Online Banking

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Take control of your expenses and start saving today!

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Get on the road faster with more money in your pocket.

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Borrow the funds you need at a competitive rate.

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Download our apps to manage money on the go.

Once a Member, Always a Member

Current and retired employees of United Parcel Service (UPS) and their families trust UPS Employees Federal Credit Union for their personal banking and loan needs. Our cooperative credit union truly allows people to help people .

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Don’t Let School Start Without the funds you need

Explore the Smart Option student loan from Sallie Mae

After Hour Fraud Hotline

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Jeanne D – Arc Credit Union: Loans, Banking and Checking, credit union loans.#Credit #union #loans

The “Jolly Dollars”

Personal Loan Special is back!

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Don’t FALL for Gimmicks.

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Real stories from real

people about money.

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Take advantage of the credit union difference.

Opening an account or applying for a loan is just a click away.

Featured Rate

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Headquartered in Lowell, Massachusetts, Jeanne D’Arc Credit Union offers all of the great financial products and services of a traditional bank but with lower rates on loans and higher yields on deposits, in many cases. We have convenient Massachusetts branches in Lowell, Dracut, Chelmsford, Tyngsboro, Methuen and Westford, and one New Hampshire branch in Nashua. As a community-focused credit union, we provide a level of personal service and local decisions on loans that large, multi-region banks and other financial institutions cannot match. Jeanne D’Arc Credit Union offers free checking accounts with free VISA Debit Cards and savings account options that are all federally insured up to $250,000 by the National Credit Union Administration (NCUA). Shares and deposits in excess of NCUA limits are fully insured by the Massachusetts Credit Union Share Insurance Corporation (MSIC). We have all the convenience services consumers depend on, like mobile and online banking, online bill pay, mobile check deposit and nationwide fee-free ATM access. Our VISA Credit Card has no annual fee, no balance transfer fee, generous credit lines and competitive fixed rates, with three card programs to choose from: Cash Back, Low Rate and Rewards. We invite you to compare our vehicle loan rates—which include new and used cars, trucks and SUVs—to any lender in Middlesex and Essex counties, Massachusetts or Rockingham and Hillsborough counties, New Hampshire. Jeanne D’Arc Credit Union also has extremely competitive rates, a wide variety of terms and easy online loan applications for boats, RVs, motorcycles, personal loans and a suite of credit-building loans to help individuals establish or repair their credit. Thinking of buying a new home or updating your current one? We keep the mortgage process simple and straightforward for first mortgages, refinancing, our first-time home buying program, lot and construction loans, and home equity loans and lines of credit.

Annual Percentage Yield (APY) is accurate as of 09/01/17. A $250 minimum balance is required to open a Certificate of Deposit. Penalties may be imposed for early withdrawal and are calculated at the interest rate you are earning at the time of withdrawal. This is a limited time offer and may be withdrawn at any time. The 13-month Certificate of Deposit will renew as a 12-month Certificate of Deposit at the current APY. A $5.00 Membership Account is required.

A $5.00 Membership Account is required.

This 2% offer is valid for members who have a Jeanne D’Arc Credit Union Cashback VISA Credit Card. The 2% Cashback offer is for eligible gas and grocery purchases made between 12:01am November 1, 2017 and 11:59pm December 31, 2017. The grocery category excludes Warehouse / Club stores such as Costco, BJs and Sam’s Club.

  • Federally insured by NCUA up to $250,000
  • Shares and Deposits in excess of NCUA limits are fully insured by MSIC.

Equal Housing Lender

Jeanne D’Arc , MoneyStrong and the phrase, We Share a Common Thread , are federally registered trademarks owned by Jeanne D’Arc Credit Union, and may not be used, displayed or reproduced by any other party without the express written permission of Jeanne D’Arc Credit Union.

Site designed and managed by Raoust+Partners

Car Loans – Credit – The Irish League of Credit Unions, credit union loans.#Credit #union #loans

Car Loans


Whether you’re after a brand-new car, a second-hand bargain or your first set of wheels, chat to your local credit union today about a car loan, or click below to submit a loan enquiry.

Whether you’re after a brand-new car, a second-hand bargain or your first set of wheels, chat to your local credit union today about a car loan.


  1. Owned by you:

Every credit union is owned by its members, the people who save with it and borrow from it

  • Local:

    All decisions are taken at local level in the best interest of all members

  • Member service:

    Credit unions excel in the personal service which they provide to members

  • Straight forward:

    Unlike a Hire Purchase agreement or Personal Contract Plan you own the car from the outset. There are no hidden fees or charges on credit union loans

  • Flexible:

    You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, all without penalty. Generally. there is no minimum loan period.

  • Loan protection:

    Loans are insured by the credit union’s own policy at no direct cost to you. This is designed to pay off a loan in the event of a borrower’s death – subject to terms, conditions and eligibility criteria.

  • To help you get on the road with the car you need, chat to your local credit union today about a car loan.


    The maximum interest rate which a credit union can charge is 12% (12.68% APR)*. In practice, most credit unions have interest rates which are significantly lower than that. Please check with your local credit union for further details. The maximum loan period can vary, depending on each credit union’s own policy.

    * For a €3,000 one year variable rate loan with an interest rate of 12%, an annual percentage rate of 12.68%, the monthly repayment will be €266.55 and the total amount repayable will be €3,198.56


    If you are already a member of a credit union, simply contact your credit union today

    To submit a car loan enquiry to your local or workplace credit union, please click on the Loan Enquiry link below.

    Alternatively, it’s as simple as contacting your credit union to discuss your needs. You’ll find contact details for your local or workplace credit union in our Credit Union Locator.

    If you’re not already a credit union member why not join today? You’ll find more details on what you need to join by clicking in the Join now link below.

    Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

    Credit unions in the Republic of Ireland are regulated by the Central Bank of Ireland.

    Credit unions in Northern Ireland are authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

    Alliant – An Online Credit Union for all your banking needs, credit union loan.#Credit #union #loan

    Alliant Credit Union

    Credit union loan

    Family Banking Solutions

    We offer award-winning online kids savings and teen checking accounts (plus, great products for parents too!)

    Credit union loan

    Alliant Car Buying Service

    Get upfront pricing, guaranteed savings, and a discounted rate on your auto loan. Members save an average of $3,106 off MSRP.

    Credit union loan

    Get the returns you deserve

    Earn top dollar with rates up to 2.25%APY.

    Credit union loan

    Is student loan consolidation right for you?

    Combining your student loans could get you a lower interest rate.

    Credit union loan

    Find the card that best fits your needs

    Earn rewards, get cash back or take advantage of a low standard variable rate.

    Online Banking

    Gifts for them, double rewards for you.

    Nearest ATM

    Credit union loan

    Better than bank rates

    The Alliant Advantage

    Credit union loan

    Mobile App with Check Deposit

    Credit union loan

    More ATMs than BofA & Chase Combined!

    Credit union loan

    Lower Fees. Better Rates.

    Credit union loan

    Secure. Insured.

    How much can Alliant save you?

    Whether you’re working late at the office, catching up with friends over dinner, or relishing a cozy evening on the couch – your banking needs are always covered with Alliant.

    Our powerful online banking and mobile apps for iOS and Android supplemented by Alliant Phone Banking let you bank when it s best for you. We also offer 80,000+ surcharge-free ATMs.

    No more waiting in long lines and no more planning your errands around inconvenient ATM locations.

    Plus, our member contact center is available 24/7 for questions, requests, and anything in between. Prefer talking to us on social media? Tweet us @AlliantCU or find us on Facebook at (no account specific info, please!).

    We pride ourselves on personalized service. It’s just one way we do more for you and your money.

    We’re here to help you 24/7

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    Talk to a person. Any time, day or night.

    Credit union loan

    Email Us

    You’ll hear from us in one business day.

    Have questions about banking with Alliant? Search our friendly help guide!

    We’re here to help you with personal finance Q’s, smart spending tips and more.

    Understanding how to make the most of your money should be as easy as your banking experience. That s why Alliant provides financial advice you can use every day. Visit The Money Mentor to start learning today!

    Do you need trip insurance for your vacation?
    IRA and 401(k) contribution limits for 2018
    Estimating medical costs for 2018: Part 2 – Types of medical expenses to plan for

    Bank Where People Come First

    Why do our members love being part of Alliant? Find out below.

    Credit union loan

    @AlliantCU Thanks for providing great resources and stellar customer service! Your customer rep Jessie was outstanding during our call.


    Credit union loan

    John in the loan department at @AlliantCU was extremely helpful and nice yesterday on the phone! Will be calling him back soon!


    11545 West Touhy Avenue, Chicago, IL 60666

    Credit union loan

    About Alliant
    Help Support

    33. Alliant Credit Union, Chicago, IL. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration (NCUA), a U.S. Government Agency.

    34. We may provide links to third party sites, independent from Alliant Credit Union. These links are provided only as a convenience. Alliant Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Alliant Credit Union.

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    Loan Payment Protection – Virginia Credit Union #refinance #rates

    #loan protection insurance

    Loan Payment Protection

    Taking out a loan can feel like taking on a lot of responsibility. For your protection and if the unexpected were to occur, we offer Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company. This insurance is entirely optional, and may cost less than you would pay for similar insurance elsewhere.

    The following types of coverage are available separately and together for any loan and line of credit except first mortgages, credit cards, equity lines of credit and loans with a term of greater than 10 years.

    What is Credit Life Insurance for Loans?

    Credit Life Insurance for loans is designed to reduce or pay off a loan balance (up to the policy limits) if you die before your Virginia Credit Union loan is repaid.

    What is Credit Disability Insurance for Loans?

    If you become totally disabled due to a covered accident or illness, Credit Disability Insurance for loans generally makes payments (up to the policy limits) on your loan with Virginia Credit Union. You must be working for wages for a minimum of 25 hours a week to select this coverage.

    State Employees Credit Union – Home equity line of credit #loan #comparison

    #equity loan calculator

    Home Equity Line of Credit

    The Credit Union offers a Home Equity Line of Credit product for primary residences and second homes for members who reside in and for properties located in North Carolina, South Carolina, Virginia, and Georgia.

    A Home Equity Line of Credit is a secured open-end loan that unlocks the value of your home allowing you to borrow against the equity. Advances up to the maximum loan amount may be made repeatedly throughout the 15-year draw period 1. subject to the terms of the account agreement. Once the loan is set up, there is no need to reapply or record a new deed of trust. Advances may be made online in Member Access, through ASK SECU, at your local branch, or by contacting the Contact Center.

    Most interest paid on mortgage loans (first and second mortgages) is deductible on itemized tax returns. The Home Equity Line of Credit is a second mortgage; therefore, you may realize substantial savings by borrowing against your home as opposed to other methods of credit. Check with your tax advisor for specific benefits that may apply to you.

    Obtain a Loan Advance from an Existing Loan 2

    Request a New Home Equity Line of Credit 2

    Student Loans – UW Credit Union (UWCU, University of Wisconsin Credit Union) #grad #school #loans

    #private student loan consolidation

    Refinance Your Loans

    If you’re done with school, consolidate your student loans into one easy, convenient payment, or refinance to a lower rate. Consolidate up to $60,000 in outstanding private or federal student loans, and take up to 15 years to repay. Choose the low rate that best fits your needs Variable Rate as low as 2.83%. Fixed Rate as low as 6.74%. 1

    *Variable Rate: 2.73% annual percentage rate (APR). The APR assumes that you will be in school for 4 years and have a 6-month grace period before repayment begins. Borrowing $10,000 at 2.83% accrues $1,273.32 in interest during 4 years in school and the 6-month grace period, resulting in 2.73% APR. Rate is variable and can change quarterly. For further information on rates and costs for the Variable Rate Private Student Loan, see the Application Truth in Lending Disclosure. Fixed Rate: 6.37% annual percentage rate (APR). The APR assumes that you will be in school for 4 years and have a 6-month grace period before repayment begins. Borrowing $10,000 at 6.74% accrues $3,000.48 in interest during 4 years in school and the 6-month grace period, resulting in 6.37% APR. For further information on rates and costs for the Fixed Rate Private Student Loan, see the Application Truth in Lending Disclosure. You will be required to review the Application Truth in Lending Disclosure prior to submitting an application. For both Private Student Loans, the APR can differ from the interest rate as it considers fees paid to obtain the loan, your interest rate, if payments are deferred and reflects the cost of the loan as a yearly rate. You are not required to make payments on your loan while in school, although you may make principal and interest payments any time. Making payments while attending school will lower your APR. The minimum loan amount is $1,000. Your interest rate will be determined by your credit score or your cosigner’s, whichever is greater.

    Credit Union Personal Loans – North Carolina Personal Loans at Premier Credit Union #personal #loans #rates

    #personal loans rates

    Personal Loans

    Regardless of whether you are an experienced borrower with great credit or a member with no credit history at all, with Premier you ll have access to the full range of credit union personal loans at low rates for all that life has to offer.

    With Premier Federal Credit Union s personal loans:

    And, for your convenience, you can make same day payments with MoneyGram Express.

    Personal Signature Loan

    Use a personal signature loan for anything you need. It is quick and easy to apply with no collateral required.

    Personal Line of Credit

    Enjoy terms up to 60-months and a great fixed rate that is lower than most credit cards. It s a smart way to get a little extra spending money.

    Overdraft Line of Credit

    The perfect complement to your Premier checking account, this overdraft protection loan gives you up to $5,000 (based on credit worthiness) any time you need it to cover drafts on your checking account.

    Share Secured Loans

    Premier will loan you money against your shares or share certificates on deposit with us. Borrow for up to 120-months at a fantastic rate – our best share dividend rate or certificate rate + 3.00%!

    SmartStart Loan

    Borrow up to $5,000 for up to 60-months. If you are looking for a great way to establish loan history on your credit report or searching for ways to rebuild your credit, a SmartStart Loan may be a good choice for you!

    Holiday Loan

    This year as you make your list and check it twice, remember your credit union can help ease your holiday worries. We make it simple with a $1,000 Holiday Loan and 10 easy monthly payments*.

    Treat yourself to worry-free holiday shopping without turning to expensive department store credit cards. You could even pay for travel expenses or throw a terrific holiday party. Our Holiday Loan will provide all the money you need, with a money saving interest rate!

    To apply, call us at 800.873.2929 or stop by your local Premier Branch today!

    *Loan approval based on credit worthiness. Payment may vary based on different repayment frequency. APR may vary based on credit worthiness but will not be higher than 14.00% APR. Holiday Loan only offered from October 1st – December 31st.

    Credit Life / Credit Disability Insurance

    As an additional benefit for our members, Premier offers credit life and disability insurance to protect you and your family in the event of death or disability. Our Member Services Representatives will fully explain all of the benefits of protecting your loan.

    Arrowhead Credit Union Loan Rates – Arrowhead Credit Union #loans #for #pensioners

    #car loan interest rates

    Loan Rates

    *All rates and terms are subject to change without notice. Rates listed are APR=Annual Percentage Rates and our current lowest rates based on approved credit. BorroweR s actual rate may be different based on terms and conditions, credit history and ability to repay. All rates include all available discounts including .25% discount for automatic transfer from an Arrowhead account. Some restrictions apply. Loan subject to credit approval. Not all members will qualify. Current Arrowhead loans are not eligible for refinancing. Some financing exceptions made for vehicles not listed in current Kelley Blue Book. Rates terms not applicable to previously funded Arrowhead Credit Union loans. No down payment required. Rate includes discount of .25% for automatic payments. No other promotional discounts apply. Payment example: a 60 month loan at 1.74% APR would have monthly payments of $17.42 per $1,000 borrowed.

    1 APR=Annual Percentage Rate. Best rate is for top tier credit. Subject to approval. Rates may change at any time without notice. APR will vary with the market based on the Prime Index.

    Lowest payment factor based on lowest rate and highest payment factor based on highest rate.

    ** Home equity loans and lines of credit require an appraisal. Terms and rate contingent upon home s appraised value. We will loan up to 85% loan to value (CLTV). No down payment required. Equity determined by the amount your home is worth minus the amount owed on the property. Example: home worth $100,000 multiply by 85% loan to value equal $85,000 minus $40,000 owed, equals $45,000 equity available. Property insurance is required. The Home Equity Loan is a fixed rate and closed-end term with no annual fee.

    2 The Home Equity Line of Credit is an open-ended credit line with a variable rate based on the Wall Street Journal (WSJ) prime rate plus a margin with a maximum of 18% APR lifetime cap and annual fee of $60. Rate can change after consummation. Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan. Up to 20 years terms for home equity loans and lines of credit. Payment example: a 240 month loan at 8.50% APR would have monthly payments of $8.69 per $1,000 borrowed.

    3 Hometown Hero Equipment Loan requires badge or military ID and direct deposit into a Hometown Hero checking account. 12-month term with a rate of 10.99% APR*. Rates and terms are subject to change at anytime. Estimated monthly payment of $88.38 per $1,000 borrowed. Maximum loan of $1,000. No credit qualifying.