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Loans From GE Capital Transportation Finance: Enjoy Ownership While Building Equity #interest #free #loan


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Loans

Secured loans for new or used equipment are ideal for customers with long-life equipment needs, who prefer asset ownership and the associated tax benefits.

Enjoy ownership while building equity

If you are interested in equipment ownership and building equity, then consider a loan. A loan from GE Capital, Transportation Finance allows you to consolidate the cost associated with putting your truck in service including tax, title and registration fees.

GE Capital, Transportation Finance has a number of structuring options that may be available:

  • Full payout loans
  • Level monthly payments with pre-computed interest*
  • Level principal reduction payments, with interest payments on declining principal balance*
  • Skip payments to meet changing cash flow needs with seasonal business
  • Balloon financing alternatives to preserve monthly cash flow

*Final payment to include remaining unpaid principal balance (including any applicable balloon payment) and any other unpaid amounts .


Pennsylvania DUI – DWI Laws – Enforcement #pennsylvania #dui, #pennsylvania #dwi, #pennsylvania #dui #laws, #pennsylvania #dwi #laws, #driving #while #intoxicated, #driving #under #the #influence


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DUI DWI in Pennsylvania

In 2003, Pennsylvania took a major leap toward eradicating drunk driving through the passing of Act 24.

In a nutshell, Act 24 made it easier for law enforcement to confront the drinking and driving problem by dropping the legal blood alcohol content limit for drivers down to 0.08%, and it introduced alcohol treatment into the penalty package.

Blood Alcohol Content (BAC) Defined

The state operates behind a three-tiered definition for DUI based on a driver’s BAC:

  • General impairment: 0.08% to 0.099%
  • High BAC: 0.10% to 0.159%
  • Highest BAC: 0.16% and up OR a controlled substance

Penalties

Penalties for DUI are broken down by the BAC level. Those who refuse a chemical test or are found to be under the influence of a controlled substance will face the highest BAC penalties. The courts also have the option of adding 150 hours of community service to any and all DUI or test refusal charges.

General Impairment BAC 0.08% to 0.099%

  • 6 months of probation.
  • $300 fine.
  • Mandatory alcohol highway safety school.
  • Alcohol and drug treatment.
  • Drivers license suspended for 1 year.
  • 5 days to 6 months in prison.
  • Fine ranging $300 to $2,500.
  • Mandatory alcohol highway safety school.
  • Alcohol and drug treatment.
  • Ignition Interlock system for 1 year.
  • 2nd degree misdemeanor charge.
  • Driver’s license suspended for 1 year.
  • Prison from 10 days to 2 years.
  • Fine ranging $500 to $5,000.
  • Alcohol and drug treatment.
  • Ignition Interlock system for 1 year.

High BAC 0.10% to 0.159%

  • License suspended for 1 year.
  • 48 hours to 6 months in prison.
  • Fine ranging $500 to $5,000.
  • Mandatory alcohol highway safety school.
  • Alcohol and drug treatment.
  • Automatic driver’s license suspension for 1 year.
  • 30 days to 6 months in prison.
  • Fine ranging $750 to $5,000.
  • Mandatory alcohol highway safety school.
  • Alcohol and drug treatment.
  • Ignition Interlock system for 1 year.
  • 1st degree misdemeanor charge.
  • Automatic license suspension of 18 months.
  • 90 days to 5 years in prison.
  • Fine ranging $1,500 to $10,000.
  • Alcohol and drug treatment.
  • Ignition Interlock system for 1 year.

4th offense (and subsequent offenses).

  • 1st degree misdemeanor charge.
  • Automatic suspension for 18 months.
  • 1 to 5 years in prison.
  • Fine ranging $1,500 to $10,000.
  • Alcohol and drug treatment.
  • Ignition Interlock system for 1 year.

Highest BAC 0.16% and over OR Controlled Substance

  • License suspended for 1 year.
  • 72 hours to 6 months in prison.
  • Fine ranging $1,000 to $5,000.
  • Mandatory alcohol highway safety school.
  • Alcohol and drug treatment.
  • 1st degree misdemeanor charge.
  • Automatic suspension of 18 months.
  • 90 days to 5 years in prison.
  • Fine ranging $1,500 to $10,000.
  • Mandatory alcohol highway safety school.
  • Alcohol and drug treatment.
  • Ignition Interlock system for 1 year.

3rd offense (and subsequent offenses).

  • 1st degree misdemeanor charge.
  • Automatic suspension of 18 months.
  • 1 to 5 years in prison.
  • Fine ranging $2,500 to $10,000.
  • Alcohol and drug treatment.
  • Ignition Interlock system for 1 year.

Zero Tolerance Law

Those convicted of a DUI under the age of 21 years old will:

  • Have their license will be suspended for 1 year.
  • Go to jail for 2 days to 6 months.
  • Be fined $500 to $5,000.

Underage Drinking

Pennsylvania takes DUI very seriously. In order to discourage minors from drinking and driving they have instituted tough laws to combat any underage drinking. If you are caught drinking under 21 years old you will face these minimum penalties:

  • A $500 fine.
  • Court costs.
  • Driver’s license suspension:
    • 1st offense: 90 days.
    • 2nd offense: 1 year.
    • 3rd and subsequent offenses: 2 years.

If you do not have a license at the time you are charged with underage drinking, you will be prevented from applying for one until your suspension time is over.

Accelerated Rehabilitation Disposition (ARD)

1st offenses for high or highest BAC may qualify for the Accelerated Rehabilitative Disposition (ARD) program. If you are accepted into the program you will be required to attend 12 1/2 hours at the Alcohol Highway Safety School as well as enroll in drug and/or alcohol treatment. You will lose your license for up to 90 days, be under court supervision for 6 months, be responsible for all fees and a fine from $300 to $5,000.

Ignition Interlock Device

An Ignition Interlock Device (IID) is required after an individual is convicted of a 2nd or subsequent DUI offense. When you are eligible for an IID Department of Transportation (PennDOT) will mail you a Restoration Requirements Letter. This will provide all the information on how to apply for an IID including the application. IID cost about $1,200 per year to install, maintain and monitor. This is in addition to all other fees associated with driving with an IID.

For more information on IIDs please see the Ignition Interlock Fact Sheet provided by PennDOT.

More Information

Chapter Four of the Driver’s Manual provides detailed information about Pennsylvania’s DUI laws, including the zero-tolerance law for minors, implied consent to BAC testing, driving impaired by medication, and the interstate Driver’s License Compact. The DUI Grading and Sentencing Guide also provides useful information for understand DUI in PA and its consequences.

Related Content


Minnesota DUI – DWI Laws – Enforcement #minnesota #dui, #minnesota #dwi, #minnesota #dui #laws, #minnesota #dwi #laws, #driving #while #intoxicated, #driving #under #the #influence


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DUI DWI in Minnesota

Minnesota DUI DWI

Impaired driving, or driving while impaired ( DWI/DUI), is a serious offense in Minnesota. If you are arrested for a DWI or other alcohol-related driving offenses, you may face both criminal and administrative penalties.

The Minnesota Office of Traffic Safety (OTS), a division of the MN Department of Public Safety (DPS), handles the administrative penalties for DWIs and impaired driving offenses.

Your penalties will vary by the number of DWI offenses you’ve committed and the severity of the violation, but you’ll typically face fines. jail time. a driver’s license suspension. and driving restrictions.

On this page you’ll find an overview of the definitions of DWI offenses, criminal and administrative offenses, and the steps you may need to take to regain your driving privileges.

MN DWI Impaired Driving Definitions

In Minnesota, the legal blood-alcohol concentration (BAC) limit is 0.08%; however, you can be arrested and charged with a DWI for a BAC of:

  • Less than 0.08%, depending on the circumstances of the violation.
  • 0.04% if you are driving a commercial vehicle .
  • Less than 0.08% if you are underage .

NOTE : You can also face criminal and Minnesota DPS administrative penalties for refusing to take a BAC/breathalyzer test when stopped on suspicion of a DWI or impaired driving.

DWI Impaired Driving Penalties in Minnesota

When you are arrested for a DWI/DUI or impaired driving, you will likely face both criminal penalties in court AND administrative penalties with the Minnesota Department of Public Safety (DPS) Office of Traffic Safety (OTS). DWI apply to all vehicles including: cars, trucks, boats, motorcycles, snowmobiles, ATVs, riding lawn mowers and golf carts.

Criminal Penalties

The penalties you face will be harsher if you have a higher BAC, if you have child in the car, or if anyone was hurt.

The criminal penalties you may face in court for a 1stoffense of a DWI will vary depending on your BAC. The legal limit for a DWI is 0.08%. However a motorist can be charged with a DWI under this amount depending on the circumstances.

  • For a BAC of under 0.16%. you will be charged with a misdemeanor and possibly face:
    • Up to 90 days in jail.
      AND/OR
    • A $1,000 fine.
  • For a BAC of 0.16% or over, you will be charged with a gross misdemeanor and possibly face:
    • Up to 1 year in jail.
      AND/OR
    • A $3,000 fine.
  • If you refuse to take a BAC test, you may be charged with a gross misdemeanor and face:
    • Up to 1 year in jail.
      AND/OR
    • A $3,000 fine.

Subsequent DWI/DUI and impaired driving offenses will result in longer potential jail time, higher fines, longer driver’s license suspensions, and harsher penalties. For a complete list of the criminal and administrative penalties you may face for subsequent DWIs, please visit the Minnesota Department of Public Safety (DPS) website. If you need to check the status of your driving record or want to see which offenses remain on your record, please visit our Driving Records in Minnesota page.

Underage Drinking and Driving

If you are younger than 21 years old, you may receive a DWI or drinking and driving offense if you are caught driving with a BAC of less than 0.08%. The criminal and administrative penalties you may face for your first offense include:

  • Fines of $700 and/or 90 days in jail AND loss of driving privileges for a citation of underage drinking
  • DWI offense with fines up to $3,000 and/or 1 year in jail and a suspension of your driver’s license.

DWI and underage drinking and driving offenses will remain on your driving record for at least 15 years. Depending on the severity of your offense, you blood-alcohol concentration, and the number of times you have committed an alcohol-related offense, your penalties may be harsher.

DPS Administrative Penalties

The Minnesota DPS administrative penalties you may face for a 1stoffense of a DWI/DUI will also vary depending on your BAC and the circumstances of the violation. These penalties can be imposed regardless of the outcome of any criminal or court findings.

  • A driver’s license suspension of 90 days which will be:
    • No driving privileges for 15 days with limited license for the remaining 90 days

    OR

    • Full driving privileges for a period of 90 days with an ignition interlock device

For a BAC of over 0.16%.

  • A driver’s license suspension of up to 1 year, which may be carried out as either:
    • 1 year of driver’s license suspension.
      OR
    • 1 year of restricted driving with an ignition interlock system. (See “Ignition Interlock in Minnesota ” below.)

If you refuse to take a BAC test, you may face a MN driver’s license suspension of up to 1 year or 1 year of restricted driving privileges with an ignition interlock system after not having any privileges for 15 days. (See “Ignition Interlock in Minnesota ” below.)

Ignition Interlock in Minnesota

An ignition interlock device connects to your vehicle’s ignition system and does not allow you to start your car if your BAC is over a certain limit. You may have the option to have an ignition interlock device installed to be able to drive during your Minnesota driver’s license suspension period. Ignition interlock devices involve an installation fee as well as a monitoring fee. You may be required to have an ignition interlock device installed in your vehicle if you:

  • Committed a DWI for the 1st time with a BAC of 0.16% or higher.
  • Committed a DWI for the 2nd time.
  • Committed 3 DWIs or more in 10 years.

Depending on the number of DWI/DUI offenses you’ve committed, you must keep the ignition interlock device in your car for 1 to 6 years. For more information about ignition interlock devices and your driving privileges, please contact your local Minnesota Department of Public Safety (DPS) or visit the ignition interlock page on the DPS website.

Reinstating Your Minnesota Driver’s License

After you have completed both your court requirements and your Minnesota DPS administrative requirements resulting from your DUI charge, you’ll need to reinstate your driver’s license. While your requirements may vary depending on your specific circumstances and the severity of your DUI, to reinstate your MN driver’s license, you’ll generally need to.

  • Pay a $680 reinstatement fee.
  • Pass a DWI knowledge test .
  • Complete a Minnesota driver’s license application and pay the appropriate fees.
  • Complete a chemical health assessment program .

For more information about regaining your driving privileges, please visit our Suspended License in Minnesota page.


Loans From GE Capital Transportation Finance: Enjoy Ownership While Building Equity #commercial #loan #calculator


#ge loans
#

Loans

Secured loans for new or used equipment are ideal for customers with long-life equipment needs, who prefer asset ownership and the associated tax benefits.

Enjoy ownership while building equity

If you are interested in equipment ownership and building equity, then consider a loan. A loan from GE Capital, Transportation Finance allows you to consolidate the cost associated with putting your truck in service including tax, title and registration fees.

GE Capital, Transportation Finance has a number of structuring options that may be available:

  • Full payout loans
  • Level monthly payments with pre-computed interest*
  • Level principal reduction payments, with interest payments on declining principal balance*
  • Skip payments to meet changing cash flow needs with seasonal business
  • Balloon financing alternatives to preserve monthly cash flow

*Final payment to include remaining unpaid principal balance (including any applicable balloon payment) and any other unpaid amounts .


Loans From GE Capital Transportation Finance: Enjoy Ownership While Building Equity #loan #lenders


#ge loans
#

Loans

Secured loans for new or used equipment are ideal for customers with long-life equipment needs, who prefer asset ownership and the associated tax benefits.

Enjoy ownership while building equity

If you are interested in equipment ownership and building equity, then consider a loan. A loan from GE Capital, Transportation Finance allows you to consolidate the cost associated with putting your truck in service including tax, title and registration fees.

GE Capital, Transportation Finance has a number of structuring options that may be available:

  • Full payout loans
  • Level monthly payments with pre-computed interest*
  • Level principal reduction payments, with interest payments on declining principal balance*
  • Skip payments to meet changing cash flow needs with seasonal business
  • Balloon financing alternatives to preserve monthly cash flow

*Final payment to include remaining unpaid principal balance (including any applicable balloon payment) and any other unpaid amounts .


Loans From GE Capital Transportation Finance: Enjoy Ownership While Building Equity #compare #loan #rates


#ge loans
#

Loans

Secured loans for new or used equipment are ideal for customers with long-life equipment needs, who prefer asset ownership and the associated tax benefits.

Enjoy ownership while building equity

If you are interested in equipment ownership and building equity, then consider a loan. A loan from GE Capital, Transportation Finance allows you to consolidate the cost associated with putting your truck in service including tax, title and registration fees.

GE Capital, Transportation Finance has a number of structuring options that may be available:

  • Full payout loans
  • Level monthly payments with pre-computed interest*
  • Level principal reduction payments, with interest payments on declining principal balance*
  • Skip payments to meet changing cash flow needs with seasonal business
  • Balloon financing alternatives to preserve monthly cash flow

*Final payment to include remaining unpaid principal balance (including any applicable balloon payment) and any other unpaid amounts .