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How do Home Equity Loans Work #best #auto #loans


#home equity loan rates
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Home Equity Loan

Why a Home Equity Loan?

Equity in your home brings you peace of mind and opportunity for growth. You can borrow money using the equity in your home as collateral. Upon acceptance, you receive a lump sum of money to use for these projects or debt payments. The loan is repayable over a fixed term. A home equity loan gives you a secure locked-in rate and a consistent monthly payment. The interest may even be tax deductible. Check with your tax advisor.

Money to make your life better.

Work with Mountain America for your Home Equity Loan.

How does a home equity loan work? In a word, well.

It s a rather simple premise. You have equity in your home. A home equity loan lets you borrow money, using that equity as collateral. You receive a lump sum of money that is repayable over a fixed term, giving you the security of a locked-in rate and a consistent monthly payment 3. Plus, unlike most types of consumer loans. the interest on a home equity loan may be tax deductible 2 .

Flexible Home Equity Line


How do used car loans work? carloan banks usedcars #cheap #loan


#used car loans
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How do used car loans work?

I have some general questions about financing a used car

My current car, a 1995 Volvo 850 with around 200,000 miles, has been giving me some trouble. First, the A/C died, which for someone who likes to keep their surroundings as cold as possible is pretty annoying. It sounds like that may simply be a relay that needs to be replaced. Second, there was a good amount of white smoking blowing out of my tailpipe this afternoon. I’m worried that it may be a headgasket or a gasket on my turbo. I’m going to see the mechanic tomorrow morning.

Assuming that repairing my 15-year-old car will cost me many hundreds if not thousands of dollars, I’ve been looking into getting a replacement. I’ve tried my best to research various used car loans online. I’ve got $2000-$2500 to use a down payment. Ideally I’d replace this car with the same exact model, only with less miles. I love my Volvo.

It seems like many lenders limit the model year they will loan money for to newer (within the last 5 or so years) models. Is this true of most lenders? Will it be tough to get a $3000-$5000 loan for a late 90s model?

If I do get a loan, am I free to purchase the car wherever I want? Private seller? Dealership? Used car lot? How does this work? Does the bank give me a blank check with the stipulation that I can only spend up to $xxxx? Do I need to tell the seller/dealership to contact my lender to receive the money?

I currently do the majority of my banking online with ING Direct. They do not offer car loans. There are several banks near me, including PNC and my employers credit union. Generally, do you need to have an account at the bank to get a loan from them?

This is a tough situation for me, as I recently graduated from college and moved away from home. I don’t have any friends who can give me rides or help me look for a car. I’d like to be prepared if I need to start the process of finding a loan and then purchasing a car.

I bank at a local credit union in the metro NY area (and have commented about using credit unions here in the past ) and recommend that route.

My credit union will only give car loans for cars 10 years or younger. Why? Because the car is collateral in case you don’t pay back the loan. If the car stop working and you cannot afford to fix it, the credit union doesn’t want to repo a busted car.

Want a car loan? Need an account. The minimum for a savings account there is $5. Get pre-approved for the loan in the amount so you know that you’ll be able to finance it when you start shopping around. You’ll have to use a bank if you buy from an individual. If you buy from a business, they will attempt to loan you the money as well. There’s tons written about financing cars at dealerships and car negotiating for you to read. Commonly, it is recommended that you do not walk in and announce that you’ve been pre-approved elsewhere or for what amount.

Huh. I was not previously aware of the limitation on model years for car loans.

Well, the issue with car loans is that they will take a security interest in your car, so the car is collateral on the loan and therefore the lender has to care about the quality/upkeep of the car (FYI, there is typically a minimum amount of comprehensive and/or collision insurance coverage required when you take out an auto loan).

One potential alternative is a line of credit or personal loan. Discover has such a product, though I’m sure there are other, similar alternatives, possibly even one at your local credit union. This is different from a credit card in that 1) the interest rate tends to be lower, and 2) the monthly payment and payment term are fixed. For a small amount such as you are planning to borrow ($3-5K), it may be entirely feasible to get a personal loan.

The upside is that they do not care at all what you spend it on, or require any particular level of insurance on your car. The downside is that the interest rate may be a couple points worse than that of a car loan, and your repayment term may well be shorter (24-36 months is common), so the monthly payments will be higher.

posted by rkent at 8:00 PM on May 25, 2010

What the others said reflects my experience too, but I will add one bit of advice.

Last time I bought a car, I arranged for financing ahead of time with my credit union. I qualified for their very best rate, which turned out to be the lowest rate among about 10 banks and credit unions I checked. I wound up buying a very slightly used car from a dealer and the manufacturer had incentive financing which was about one percent lower than that. The finance guy at the dealership somehow wound up finding financing through the dealer services department at a major national bank which was even 1% lower than the manufacturer’s deal.

The point is that you should come prepared with your own financing in place, but be open to the possibility of a better deal. Also be aware that some dealers try to simulate a better deal by giving you a lower rate but a higher overall price. For that reason, you should negotiate on the price and all other details before you even begin talking to the dealer about financing. You should also make it clear that you’re totally indifferent about the car and prepared to walk at the first sign of nonsense.


Hard Money: What is it and How do Hard Money Loans Work? #calculate #loan #payment


#hard money loans
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Hard Money: What Is It and How Do Hard Money Loans Work?

Most real estate investors hear terms that they don t understand in the beginning. One of these terms, hard money. is little understood, and frequently asked about. Here is a great explanation of hard money.

What Does Everyone Mean by Hard Money? What is Hard Money

Hard money lenders (HMLs) are typically private individuals or small groups that lend money (Hard money) based on the property you are buying, and not on your credit score. Usually these loans cost (percentage-wise) much more then an average mortgage. often times up to twice what a regular mortgage does, plus high origination fees.

Who Needs Hard Money

Developers and house flippers, amongst others, will use it to fund deals because you can often borrow up to 100% of your purchase price! On the other hand, hard money lenders will frequently require you to back up your loan with real assets. If you know you can buy a property and turn it quickly at huge profit, and you can t get a standard mortgage, it might be one way to go. Some investors use hard money to get into the property, do some quick fixes to raise the property value, then get a new loan (based on the property s new, improved value) from a bank to pay off the hard money lender.

In Other Words.

Hard money loans are easily accessed and cut through the red tape. If you can develop a relationship with a LOCAL hard money lender, you can get funds within a couple days, and sometimes with no appraisal or other costs (except for origination fees of course).

Now different HML s have different requirements and protocol. There is a local HML that only charges 12% interest and 1 point origination if you keep it over a year and 2 more points if you keep it less than a year. He only does 30 year notes, and obviously he wants you to keep it. He has over 1100 notes, so he doesn t want the hassle. He wants his money to stay loaned out. I have also worked with another local HML who doesn t charge any points, but he s extremely fickle and can be hard to work with.

Now the typical HML will charge somewhere right around the usury rate. In Texas its 18% annual, so most HML s will charge 5% origination and 13% interest on a 1 year note or no points upfront and 18% interest with a shorter call. Now they can get around usuary by shifting their origination fee into a commitment fee (little different protocol), but most HML s don t know this.

The beauty of HML s is that the loan is normally not based on your credit score (especially with local lenders) or at least not on your credit worthiness (assets and income), you can receive funding within a matter of days (normally about 7-14 days) rather than 30 days+, and you can get a loan on any piece of junk that you find. You also are not normally dealing with a processing team. You deal directly with an individual lender. If he or she says yes, then you have the loan. This is quite advantageous versus going through an entire loan committee process or underwriting process.

HML s on longer term investments are not a good idea, but for short term flips, rehabs, or for the initial purchase, they can be a very strong tool. I started my investing using HML s, and have made very good money using them. I now use mostly a line of credit from the bank, but it took me several years to work into that. I also now do some local hard money loans to other investors.

Thanks to Ryan Webber for his explanation in other words (from our forums )

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How do used car loans work? carloan banks usedcars #credit #loans


#used car loans
#

How do used car loans work?

I have some general questions about financing a used car

My current car, a 1995 Volvo 850 with around 200,000 miles, has been giving me some trouble. First, the A/C died, which for someone who likes to keep their surroundings as cold as possible is pretty annoying. It sounds like that may simply be a relay that needs to be replaced. Second, there was a good amount of white smoking blowing out of my tailpipe this afternoon. I’m worried that it may be a headgasket or a gasket on my turbo. I’m going to see the mechanic tomorrow morning.

Assuming that repairing my 15-year-old car will cost me many hundreds if not thousands of dollars, I’ve been looking into getting a replacement. I’ve tried my best to research various used car loans online. I’ve got $2000-$2500 to use a down payment. Ideally I’d replace this car with the same exact model, only with less miles. I love my Volvo.

It seems like many lenders limit the model year they will loan money for to newer (within the last 5 or so years) models. Is this true of most lenders? Will it be tough to get a $3000-$5000 loan for a late 90s model?

If I do get a loan, am I free to purchase the car wherever I want? Private seller? Dealership? Used car lot? How does this work? Does the bank give me a blank check with the stipulation that I can only spend up to $xxxx? Do I need to tell the seller/dealership to contact my lender to receive the money?

I currently do the majority of my banking online with ING Direct. They do not offer car loans. There are several banks near me, including PNC and my employers credit union. Generally, do you need to have an account at the bank to get a loan from them?

This is a tough situation for me, as I recently graduated from college and moved away from home. I don’t have any friends who can give me rides or help me look for a car. I’d like to be prepared if I need to start the process of finding a loan and then purchasing a car.

I bank at a local credit union in the metro NY area (and have commented about using credit unions here in the past ) and recommend that route.

My credit union will only give car loans for cars 10 years or younger. Why? Because the car is collateral in case you don’t pay back the loan. If the car stop working and you cannot afford to fix it, the credit union doesn’t want to repo a busted car.

Want a car loan? Need an account. The minimum for a savings account there is $5. Get pre-approved for the loan in the amount so you know that you’ll be able to finance it when you start shopping around. You’ll have to use a bank if you buy from an individual. If you buy from a business, they will attempt to loan you the money as well. There’s tons written about financing cars at dealerships and car negotiating for you to read. Commonly, it is recommended that you do not walk in and announce that you’ve been pre-approved elsewhere or for what amount.

Huh. I was not previously aware of the limitation on model years for car loans.

Well, the issue with car loans is that they will take a security interest in your car, so the car is collateral on the loan and therefore the lender has to care about the quality/upkeep of the car (FYI, there is typically a minimum amount of comprehensive and/or collision insurance coverage required when you take out an auto loan).

One potential alternative is a line of credit or personal loan. Discover has such a product, though I’m sure there are other, similar alternatives, possibly even one at your local credit union. This is different from a credit card in that 1) the interest rate tends to be lower, and 2) the monthly payment and payment term are fixed. For a small amount such as you are planning to borrow ($3-5K), it may be entirely feasible to get a personal loan.

The upside is that they do not care at all what you spend it on, or require any particular level of insurance on your car. The downside is that the interest rate may be a couple points worse than that of a car loan, and your repayment term may well be shorter (24-36 months is common), so the monthly payments will be higher.

posted by rkent at 8:00 PM on May 25, 2010

What the others said reflects my experience too, but I will add one bit of advice.

Last time I bought a car, I arranged for financing ahead of time with my credit union. I qualified for their very best rate, which turned out to be the lowest rate among about 10 banks and credit unions I checked. I wound up buying a very slightly used car from a dealer and the manufacturer had incentive financing which was about one percent lower than that. The finance guy at the dealership somehow wound up finding financing through the dealer services department at a major national bank which was even 1% lower than the manufacturer’s deal.

The point is that you should come prepared with your own financing in place, but be open to the possibility of a better deal. Also be aware that some dealers try to simulate a better deal by giving you a lower rate but a higher overall price. For that reason, you should negotiate on the price and all other details before you even begin talking to the dealer about financing. You should also make it clear that you’re totally indifferent about the car and prepared to walk at the first sign of nonsense.


School Calendar #school, #calendar, #teacher, #waiver, #work, #make-up, #snow, #weather, #day, #student, #accounting, #fbs, #financial #and #business #services


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LEGISLATION SUMMARY FOR LEAS

EFFECTIVE JULY 1, 2013

2012 Senate Bill 187 (Session Law 2012-145), applies beginning with the 2013-2014 school year, rewrites a portion of the calendar law (General Statute 115C-84.2). Legislation: Session Law 2012-145, Senate Bill 187, Section 7A.11.

School Calendars must meet the following requirements:

  1. Start date no earlier than the Monday closest to August 26 and end date no later than the Friday closest to June 11 (unless a weather related calendar waiver has been approved, year-round school, charter school or cooperative innovative high school.) If waiver is approved the start date can be no earlier than the Monday closest to August 19.
  2. There are no educational purpose waivers for exemption of the opening and/or closing dates.
  3. All schools within the district must be closed all day for purposes of determining eligibility for a weather related waiver (delayed starts or early dismissals of two or more hours no longer apply).
  4. Covers at least nine calendar months.
  5. Must have a minimum of 185 days OR 1,025 hours of instruction.
  6. Must have at least nine (9) teacher workdays.
  7. Local Boards shall designate two (2) workdays on which teachers may take accumulated vacation leave. Local Boards may designate the remaining workdays as days teachers may take accumulated vacation leave.
  8. Have a minimum of ten (10) annual vacation leave days.
  9. Have the same or an equivalent number of legal holidays occurring within the school calendar as those designated by the State Personnel Commission for State employees.
  10. School shall not be held on Sunday.
  11. Veterans Day shall be a holiday for all public school personnel and for all students enrolled in the public schools.

Note: Charter schools must meet the requirements of 185 days or 1,025 hours of instruction.

CALENDAR RESOURCES FOR LEAS

CALENDAR TYPES

  • Traditional: A school has one track in operation for at least 185 days, with a long summer break (approximately 10 weeks.)
  • Year Round: A school that remains in session for the entire calendar year.
  • Modified Year Round: A school has only one track in operation for at least 185 days, with longer Fall Spring breaks (approximately 2 weeks each) and a short Summer break (approximately 6-7 weeks.)
    Note: At this time, a school may not open with or convert to a modified calendar. Pre-existing modified calendar schools from 2003-04 are exempt. Legislation states that the the required opening and closing dates shall not apply to any school that a local board designated as having a modified calendar for the 2003-04 school year or to any school that was part of a planned program in the 2003-04 school year for a system of modified calendar schools, so long as the school operates under a modified calendar.
  • Traditional and Year Round Combination: A school that offers two or more calendar types.

Note: LEAs and charter schools are responsible for entering a calendar type for each school in EDDIE .


California Board of Behavioral Sciences, social network work.#Social #network #work


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Reminder to Renewing Interns and Associates:

Registrations expiring on or after July 1, 2016, cannot be renewed until the registrant has taken the law ethics exam (APPLY/VIDEO).

LAW AND ETHICS PASSING SCORE REQUIRED FOR SUBSEQUENT REGISTRATION

Applicants who obtained a subsequent (2nd or 3rd) ASW, IMF, or PCCI registration anytime during 2016, must pass the California Law and Ethics Exam, in order to renew their registration in 2017.

In addition, on or after January 1, 2017, applicants for subsequent ASW, IMF, or PCCI registration must pass the California Law and Ethics Exam, before a subsequent registration may be issued.

Social network workNotice Update:

California Board of Behavioral Sciences

As an entity of the Department of Consumer Affairs, the Board of Behavioral Sciences (Board) is responsible for consumer protection in California, through licensing and regulation of Licensed Marriage and Family Therapists (LMFT), Licensed Clinical Social Workers (LCSW), Licensed Professional Clinical Counselors (LPCC) and Licensed Educational Psychologists (LEP). The Board registers and regulates MFT Interns (IMF), Associate Clinical Social Workers (ASW), Professional Clinical Counselor Interns (PCCI) and Continuing Education Providers (through June 30, 2017).

Social network work Social network work

BBS Breeze Online services enable you to:

  • VERIFY a license or registration,
  • FILE a complaint against a licensee or registrant.
  • RENEW your license/registration,
  • SUBMIT a Change of Address
  • REQUEST a Replacement or Duplicate Certificate

If you need technical assistance with BreEZe please call 855-227-9633. Assistance is available Monday-Friday, 8:00 a.m. – 5:00 p.m. (except Holidays).

HIGHLIGHTS

  • BBS Newsletter – Winter 2016Social network work
  • Continuing Education Changes for CE Providers and Licensees:
  • Click here for more information if you are a Continuing Education Provider
  • Click here for more information if you are a Board licensee.
  • Expert Consultants Wanted

The Board is recruiting expert consultants for the Board’s Expert Witness Program.

  • Subject Matter Experts Wanted

    The Board of Behavioral Sciences is recruiting licensees to serve as Subject Matter Experts to participate in written examination development workshops.

  • Social network workTranslate this site:

    This Google translation feature is provided for informational purposes only as DCA is unable to guarantee the accuracy of this translation. Please consult a translator for accuracy if you are relying on the translation or are using this site for official business.

    Social network work

    Social network work Social network work Social network work Social network work Social network work Social network work Social network work

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    Director of Opportunity Development: Episcopal Community Services: Job Postings from NELI Network #bryn #mawr #college #school #of #social #work


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    Director of Opportunity Development: Episcopal Community Services

    Posted July 25th, 2017 at 9:21 am.

    Working as the leader of the Opportunity Development department, the primary function of the Director of Opportunity Development is to execute implementation of the ECS Path to Prosperity Model (adapted from EMPath’s Mobility Mentoring Model®) throughout all ECS programs.

    As an integral part of ECS’ new direction, this position will have oversight of implementing both the Prosperity model and a coaching culture throughout all of the organization’s programs and services. The Director of Opportunity Development will champion the Prosperity model and is responsible for providing oversight and support to Opportunity Development Coaching staff as they assist participants in making progress towards goals related to economic self-sufficiency in alignment with The Bridge.

    This position will plan, coordinate, and document implementation of the Prosperity model into all ECS programs. This position will also monitor operations, workflow, and service delivery of the Opportunity Development department, as well as develop and facilitate training modules for internal and external audiences. The Director of Opportunity Development is supervised by the Chief of Programs, and together, they will ensure a culture of strong coaching values and practices is institutionalized throughout ECS.

    Comments are closed.

    This is a directory of job offerings of interest to constituents of the Nonprofit Executive Leadership Institute (NELI) of the Bryn Mawr College Graduate School of Social Work and Social Research (GSSWSR).

    To use the directory, simply choose a category of interest and click it to view job offerings in that category. You can also search for keywords. The directory is archival, so please confirm with members of the organization offering the positions as to whether the positions are still available, and not representatives of the NELI program.

    Please share these opportunities with anyone who may be interested by linking them to http://nelijobs.blogs.brynmawr.edu .

    Thank you for your interest! Good luck job seekers!

    Copyright 2017

    Bryn Mawr College 101 North Merion Ave, Bryn Mawr, PA 19010-2899
    (610) 526-5000


    Advanced Standing MSW Program #advanced #standing #social #work #programs


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    Graduate School of Social Work

    Advanced Standing MSW Program

    You can enter our MSW program with advanced standing if you have a baccalaureate degree in social work from an accredited Bachelor of Social Work (BSW) program.

    As a student with advanced standing, you’ll begin the program in early July and complete your MSW degree during one academic year (fall, winter and spring quarters).

    NOTE: To ensure that students who have earned a BSW degree from a CSWE-accredited program do not repeat what has been mastered in their baccalaureate social work education, they are not accepted into the two-year MSW program. Exceptions to this policy are rare and may be considered through an appeal to the Associate Dean for Academic Affairs. Please contact the GSSW Office of Admission for additional information.

    Summer quarter

    The first quarter of the advanced standing program consists of course work only. You will take two required courses during this quarter, a multicultural social work practice class and a seminar that will help you integrate your BSW education with your social work experience and plan your continuing professional development. You’ll also take two elective courses of your choice.

    Your summer quarter course work will be as follows:

    • Power, Privilege and Oppression from a Critical Multicultural Perspective (3 quarter hours)
    • Advanced Standing Seminar (3 quarter hours)
    • Concentration Course Work (required/electives, 6 quarter hours)

    (Total of 12 quarter hours)

    In addition to the two required courses above, all advanced standing students are also required to take Evidence for Practice (3 quarters hours). Students have the option of taking this course in summer or fall quarter. This course is pre-requisite to the concentration research sequence.

    Concentration curriculum

    In fall quarter, you’ll begin your concentration curriculum in the same manner as two-year MSW students, advancing in professional knowledge and skill by specializing in one of eight social work concentrations:

    • child welfare
    • children and youth: risks and healthy development
    • family systems practice
    • aging services and policy
    • health and wellness
    • mental health
    • organizational leadership and policy practice
    • sustainable development and global practice

    Quick Links


    Construction, Arborist, Dirt, Crane Equipment Dealer New Jersey, Delaware, Pennsylvania – Modern Equipment & Supply #bucks #county, #delaware #county, #montgomery #county, #berks #county, #burlington #county, #philadelphia, #modern #group, #material #handling, #philadelphia, #construction #equipment, #new #york, #delaware, #service, #industrial #equipment, #annual #machine #inspections, #osha, #maintenance, #fleet, #oem #parts, #parts, #earth #moving, #new #holland, #terex, #aerial #work #platforms, #genie, #biljax, #jlg, #haulotte, #snorkel, #cranes, #elliot, #palfinger, #auto #crane, #snooper, #rough #terrain #forklifts, #lull, #skytrak, #concrete, #husqvarna, #stone, #bmi, #ez #grout, #multi #quip, #stihl, #oztech, #compaction, #bomag, #honda, #mmd, #allmand, #chippers, #grinders, #bandit, #general #construction, #apt, #dewalt, #karcher, #loaders, #backhoes, #skid #steer, #excavators, #wheel #loaders, #boom #lifts, #scissor #lifts, #bucket #trucks, #industrial #cranes, #telehandlers, #telescopic #handlers, #air #compressors, #branch #chippers, #stump #grinders, #chain #saws, #towable #generators, #altec, #arborist, #bandit #chipper, #downed #trees, #dirt, #construction, #landscaping, #tree #trimming #business


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    Modern Equipment & Supply covers Pennsylvania, New Jersey, New York and Delaware with industry leading service and equipment offerings.

    Our technicians provide full service options for equipment large and small with 24/7 emergency road service available to keep your operation running. We can handle repairs from planned maintenance, AMI inspection, and emergency repairs for all equipment classes we sell, no matter their make and model.

    We are the exclusive Hyundai Construction Equipment dealer in New Jersey and Eastern Pennsylvania and carry their full line of Excavators and Wheel Loaders. We are the #1 volume Bandit dealer �in America with an impressive inventory of hand-fed chippers and stump grinders for all applications. We carry loaders and mini-excavators from Mustang along with the exclusive Avant �dealer in the state of New Jersey. We also carry telehandlers and rough terrain forklifts from JLG along with boom and bucket trucks �from Elliott, Altec and Terex.

    Modern Equipment & Supply purchases used equipment �from customers.�Chippers, stump grinders, bucket trucks, loaders, aerial work platforms, and more. Interested in selling your equipment outright or as part of a trade-in? Contact Ron Dortone Jr.

    In addition we have all of your parts, supplies and gear needs covered. Our Central Parts �team can source parts for all your equipment, even discontinued makes and models, and ship them nationwide. We carry safety and climbing gear for arborists and specialized attachments for your equipment to maximize your effort on the job site. We even carry an impressive lineup of Midsota trailers to get your equipment to your job.

    From dirt, aerial, construction and arborist work count on Modern Equipment & Supply.

    Need Service? Call Tony or Ryan.

    Our service reps will coordinate all aspects of your equipment’s service needs. From evaluating needed repairs, proactively scheduling service, and coordinating pickup and delivery: Tony and Ryan are your resource.

    Tony Haskoor
    Southeastern PA
    609-784-3572
    HaskoorT [at] moderngroup.com

    Ryan Smith
    Lehigh Valley and Northeastern PA
    732-489-4710
    SmithR2 [at] moderngroup.com

    Hyundai Construction Equipment

    Modern Equipment Supply is proud to be the exclusive Hyundai Construction Equipment Dealer for New Jersey and Eastern Pennsylvania. We carry the full range of heavy construction products from wheel loaders and excavators to high capacity mini-excavators. Hyundai represents the state of the art construction solution combining unparalleled standard features, remarkably low cost of ownership, world renowned build quality, and efficient serviceability

    Hyundai’s 9A series cabins offers lots of amenities, additional space and a comfortable seat to minimize stress of the operator. A powerful climate control system provides the operator with optimum air temperature. An advanced audio system with AM/FM stereo with MP3 interface and USB input, plus remotely located controls is perfect for listening to music favorites. The advanced new LCD touch screen monitors allows the operator to easily and efficiently control the machine. The operator can adjust boom kick-out and bucket position via overhead switches while monitoring the adjustment settings through the monitor. An integrated load weighing system that contributes to improved work efficiency, can also be viewed through the monitor. Self-diagnostics, color rear-view camera maintenance check lists and start-up machine security, were integrated into the monitor to make the machine more versatile and the operator more productive. The new monitor display unit is mounted on an adjustable swivel to reduce glare and position according to operator preference. Also, newly designed multimedia menu provides music video player function for an enjoyable work.

    Hi-mate (Remote Management System)

    Hi-mate, Hyundai’s proprietary remote management system, provides operators and dealer service personnel access to vital service and diagnostic information on the machine from any computer with internet access. Users can pinpoint machine location using digital mapping and set machine work boundaries, reducing the need for multiple service calls. Hi-mate saves time and money for the owner and dealer by promoting preventative maintenance and reducing machine downtime.

    Your Hyundai Sales Experts:

    Lehigh Valley and Northeastern Pennsylvania

    Central Pennsylvania, Philadelphia Area

    Modern Equipment Supply is a proud member of Pennsylvania’s COSTARS . COSTARS is the Commonwealth of Pennsylvania’s cooperative purchasing program administered by the Department of General Services (DGS) Bureau of Procurement. The COSTARS Program provides registered local public procurement units as well as state affiliated entities (together members ) and suppliers a tool to find and do business with each other effectively through the use of a contract established by DGS.

    Hyundai Loaders and Excavators can be purchased directly from Modern using the COSTARS program.

    Bandit Chippers and Stump Grinders

    We are Eastern Pennsylvania, New Jersey, and Northern Delaware’s source for new and used Wood Chippers and Stump Grinders from Bandit Industries. Our dedicated team is here to serve the tree care and arborist communities with Sales, Service, and Parts for your chippers and stump grinders.

    • Over $1 Million of Inventory in Stock
    • Factory Trained Shop and Mobile Technicians
    • 8 Dedicated Parts Specialists
    • Creative Financing Plans

    Call our team at 800-8-MODERN or visit our branches in Bristol, PA (Bucks County), Denville, NJ (Morris County), Edison, NJ ( Middlesex County), and Hasbrouck Heights, NJ (Bergen County) to browse our extensive inventory of disc and drum chippers to hand operated and self-propelled stump grinders. Tour our supply and repair shop where your machine will be serviced and all the arborist accessories we have in stock to keep you rolling for your customers. We also buy used chippers and stump grinders.

    Call or Text Ron Dortone Jr:

    Modern Equipment Supply is the Mustang Equipment dealer for New Jersey and Eastern Pennsylvania. One of the broadest compact equipment lines available on the market today, all Mustang products are proudly American made. These machines cover a wide assortment of application types and includes the largest capacity true vertical lift skid steer loader currently being manufactured.

    See for yourself why Mustang changes the game with unsurpassed reliability and low cost of ownership. Schedule a meeting with your Modern representative today and arrange a demo at your next job site.

    Your Mustang Sales Experts:

    Telehandlers and Rough Terrain Forklifts

    Comfort. Confidence. Serviceability. We wouldn’t expect you to settle for anything less with JLG telehandlers. The redesigned cab features an intuitive single joystick and an integrated arm rest so you can work in greater comfort. While the rear axle stabilization system and optional reversing camera allow for more confidence when placing loads. Tier 4 Final engines are fuel-efficient with less environmental impact. And engine parts and other serviceable components are more easily accessible so you can spend more time on the job and less time on routine maintenance.

    Truck Mounted Crane and Bucket Truck Sales

    Modern Equipment Supply is your sales and service center for truck mounted boom and bucket equipment from Altec, Terex, Elliot, and other leading manufactures. We stock equipment across a wide range of sizes, application types, and budgets at our branches in Pennsylvania and New Jersey with equipment on or available for factory order. Our equipment is available for nationwide delivery. We buy used cranes and bucket trucks as well as taking trade-ins.

    Call or Text Sam Maury:

    Aerial Work Platforms

    Modern carries warehouse and off-road aerial work platforms from Genie, JLG and Niftylift.

    Sullivan-Palatek Inc. a leader in innovation and design, offers the industry’s widest range of electric and portable rotary screw air compressors.

    Modern Equipment Supply is proud to offer one of the widest selection of truck trailers anywhere as a dealer for Midsota Manufacturing across New Jersey, Eastern Pennsylvania, and Delaware. Midsota is a national leader in designing and constructing the highest quality trailers in the market. Perfect for equipment hauling, construction, landscaping, and a wide assortment of contractor applications. We can even package trailer deals with equipment sales for added capability and savings to your company. Large to small, we can help you haul it all.

    Contact Your Modern Sales Representative