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Undergraduate Student Loans

Federal Direct Subsidized Unsubsidized Loans

The University of Colorado Boulder participates in the William D. Ford Direct Loan program (Direct or Stafford Loans). The lender is the U.S. Department of Education rather than a bank or other financial institution. You are considered for a Direct Loan after submitting your FAFSA if you are enrolled at least half-time.

Federal Perkins Loans

The Federal Perkins Loan is a need-based loan. Funds are provided from the federal government and from payments collected from students repaying their Perkins loans. Perkins loans are generally awarded to undergraduates with high financial need. Perkins loans are awarded based on funds availability.

Private Loans

Private student loans or alternative loans are available to students who are not eligible for federal loans or who need assistance beyond their financial aid eligibility. These loans are made through banks and other financial institutions and are subject to their terms.

View our Student Loan Code of Conduct for our guiding principles in ensuring the integrity of the student financial aid process.

Track Your Loans

Watch our video to learn where to find your total federal student loan balance, loan servicer contact information, and how to update your address using the National Student Loan Data System (NSLDS) .

Please note: You’ll need your Federal Student Aid (FSA) ID to access NSLDS. If your last name has changed since you first applied for aid, you’ll need to use the first two letters of your former last name when prompted to enter your personal information.

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